Living On 500k-A-Year At Age 28, In Seattle | Millennial Money
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- Опубликовано: 6 май 2023
- Here's how I live on my 500k-a-year income in Seattle, WA at 28 years old.
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The Church sisters are by far one of the things I look forward to watching on RUclips. I absolutely love what the both of you are currently building.
Thank you so much!
Shout out to CNBC that actually makes these super fun Millennial Money episodes! I find it so interesting seeing how other people spend their money. I would like to make a more formal budget that helps me get rid of that anxious feeling whenever I log into my bank account-is this a follow up video you guys would be interested in?
Love watching ur videos sm ❤
What about the other airstream you bought?
Yes, great video! Please do a follow up!
Yes!
I thought it was the real one for a moment
Aw Monica, all I can think of when watching this is how upset you were a couple years back…I think you were sitting in your car crying about not having a clear passion/path you wanted to pursue in life. It’s so heartwarming to see you living so well after seeing you down and feeling so directionless just a few short years ago. Keep up the good work, girl.
Also loved when you said “this pant”…lol idk why it made me lol. 😂
Also also, loved the puppy, this is the first I’ve seen the little one & hope to see some more of that little cutie.
Ok sorry this is a little much, k bye. 😅
Is this a similar video Shelby made? I love it. Most people can't make $500k in 10 years. I have a lot of respect for you for being so successful. I'm trying to reach the goal of becoming a millionaire.
Yes! Shelby had so much fun making it, she suggested I try it 😂
Your transparency has always been so refreshing to me. So many people shy away from that but it's really needed.
Agreed. We all make money.
I have to say, it’s so interesting and refreshing to see someone that I really admire and who inspires me also shares the same struggles with money. When you talked about never having made a budget or opening your bank account and being anxious, I felt that.
I love how open and honest you are. Thanks for sharing!
Impressive video. I started a bit late (graduated from my doctorate program at age 30 in 2014 with 170k in school loan debt). Managed to pay off my debt by 2019 and currently have a house and 250k total in investments (combo of profit share, 401k and a brokerage account). I'm not very knowledgeable in investing, so I just have my investing currently in index funds mainly Too but have been putting a lot into Schd the past few months. I don’t know if that's the optimal strategy, but psychologically it is very set it and forget it, and prevents me from obsessing over individual stock performance.
I’m thinking of doing the same but not sure if I should use different brokerage accounts? Just curious. Pros and cons?
@@Believer292 Instead of using different brokerage accounts to purchase index funds or individual stock, compare your age(s) and how much time you have estimated till retirement, you can also opt to consulting/working with a fund manager/advisor for an “optimal strategy” to outperform the bear market.
@@james.atkins88 Please tell me how I can think I have such skills. My funds are being murdered by inflation, therefore I'm looking for a more profitable investing strategy to put them to work.
@@edward.abraham She runs her firm under her name Julia Ann Finnicum. You can find her contact page if you research her. Do your due diligence you'd find all you need to know.
@@james.atkins88Thanks for sharing this. I did my own little research, and your advisor looks advanced and experienced. I wrote her and dialed her twice but she didn't pick up so I scheduled a phone call. She is experience can't wait to have a chat. I hope she doesn't ignore me.
I LOVED THIS!! So fun to hear what you enjoyed spending money on versus not. And your after tax monthly income is very comfortable. That's my goal in the next year or two.. Such a lovely and balanced lifestyle...well shot too thanks for making this!
Monica - this is one of the best videos I've watched of yours. It's been really fun watching you, and your channel, grow into what you and it are today! Bravo, boss lady!
Love the transparency. Loads of other bloated videos on youtube that are boiled down to humble ragging with no tangible information. Really inspirational!
I, for one, cannot wait to see that finished airstream! Love this video and your honesty about “measuring up” to your sister - so relatable! It’s all about perspective!
MONICA!! I love the raw honesty in this video, i wish people did more stuff like this
Love this. I will always appreciate the transparency from your videos.
I love this video. Yours and Shelby's are so interesting. Thank you for always being so transparent! Fav youtubers ever
Wow. This was SO invaluable!! It’s absolutely thrilling to see a millennial be transparent about their finances. I love that you also included some random purchases you regret or that you still stand by and that you were honest about spending extra money on convenience. This is just so so good.
I want to be a financial coach someday and this just motivated me so much!
Thank you!!
Help me friend
Well done Monica. What a self discovery project this must have been for you, especially doing it after Shelby did. It's nice to be able to count your blessings and see where you are and why you love your life, even if it's not the same as your siblings, I deal with the same thing exactly. I'm a grateful girl too xo
Monica, this video was SO GOOD!!! You nailed it!! Congratulations on all your success!! ❤
I’m envious of how much money you make, but I have watched how much you’ve worked for what you have. You also don’t seem to take it for granted how well off you are. Thank you for this transparency :)
Great video Monica! Appreciate your candor. I always feel like budget videos underestimate expenses. I'm not surprised by your $400 monthly wine cost. That's easily done over the course of a month if you buy 2-3 bottles as well as hit a few happy hours with friends.
Great video! Honest, transparent and a lot of good info!
Graham Stephan has entered the chat.
Also, I like the way both your sister and you do millennial money better than cnbc itself.
GS is a con artist - the fact he scammed people to put money in FTX and knew it was a scam, tells you everything about his character. His scam channel has hurt more people than it has helped. Listening to him is risky at best
I just love your storytelling skills!!!
I love this, it's inspiring and relatable in the sense of no matter how much money we make, having control over our finances matter. I think Monica does a good job overall. I love the transparency.
loooooooved this video! You and Shelby are such big inspirations🤗
You and your sister, showing whats possible.❤
Love this and hope transparent you were. Awesome video!!
Excellent vlog! I appreciate how you ( and Shelby) are so honest about your earnings. I've been watching since 2018 and am loving watching your journey in life! You work hard and I am sure having to do vlogs constantly for years is not easy! ❤❤
Thank you so much!
Great content! You are definitely going places!
I was ready to watch a video about someone out of touch, but you seem so down-to-earth and smart about money. Proud of you!
I love these kinds of videos omg do more pls ☺️
Finally!; a relatable vlog/subject matter for the rest of us! Godsend!
Great job! I had no idea I wasn't watching CNBC's show.
Monica! This is an awesome video! Love your transparency and I’m so impressed with the lives you and Shelby have built for yourselves. It’s a testament to the benefits of working hard and following your passions. And your video production value is amazing. 😃
Great job Monica! Such a great video! Time for a budgeting challenge video again maybe? 👀
Such great video Monica!!!!
I loved this!! Well done! ❤
I work in finance and I’d definitely recommend still checking your reoccurring charges quarterly! Even if you report your card missing- some companies keep your cc information and although the card number itself changes, the account remains opened/the same so they are able to continue billing. I’d recommend calling your bank and requesting to turn off reoccurring charges which is an added measure to assure they are completely restricted from going in and billing your credit card! You can actually skip reporting the card missing and just stop reoccurring charges! A bonus is you won’t have to wait for a new card too!
Love the video, thanks for sharing!👍🏽💗
This is so interesting to watch I love this!
You’re one of my biggest inspirations to get into real estate. Soo keep doing what you’re doing!
Wow! Thanks for expanding me, that’s what I want. $500k/year sounds possible now that I know you do it, would love to hear more about your tactical steps to get there. All the best!
I like the whole overview and the honesty about income, purchases and expenses.
As a current 34 years old I cannot relate at all. One month's wages is more than my annual income. I have no chances of owning a property in the UK. It is interesting to know more about others' people lifestyles but it can also be very overwhelming if someone tries to compare themselves to it.
it’s wild to me that someone with so much money can still be stressed about it. & it’s crazy how much debt rich people take on. maintaining high overhead would stress me out too. I don’t make anywhere near y’all but also have no debt …but y’all inspire me so much, you’re so confident with maintaining your income & managing your money #GOALS!!
BECAUSE THESE PEOPLE EITHER ONLY HAVE THE MONEY ON PAPER, OR B, THEY GOT LUCKY AND NOW STRESS OUT DUE TO ACTUALLY BEING Quite STUPID, and Unable to handle it. 😂😂 I laugh at these foolish type of people and certainly laugh when they lose--it--all.
Someone whose living on a farm, In their vehicle or in a tent is looked at as incapable of living THEIR LIVES and yet have no overhead bills or rent ot pay for. It's Alot safer to pay rent or own a home, but then locked into a long term contract... The wealthy have money and investments but in reality, these people with money are quite literally the stupidest people alive in that they have the most to lose.
Look at Musk speaking out about AGI,
HE KNOWS HE'LL LOSE EVERY DOLLAR HE HAS TO AGI potientlaly giving humanity more power and unlimited energy.
Central Bank Digital currencies
Digital IDs
AI /AGI
Technology gave these people money and when they lose it again due to technology, their going to be without skills and many people will certainly DIE.
If you don't have debt you make more than her. It's the % what you have left after paying all bills
CNBC profiled a couple several years back, together they had about $500k in income and WERE STILL PAYING OFF STUDENT LOANS. I rolled my eyes when I saw that.
love seeing these Millennial Money videos
I love how transparent this was- your monthly income is basically what my husband and I make in a year… we might make a little more but it’s crazy to see the lifestyle differences
She’s worth 80-130k tops to me don’t worry I value you and your family more then hers 😂.
People that do social media don’t contribute to the world as a blue collar job does.
Really enjoyed this video, as always! I especially liked the comments in between haha
Awesome video.
Thank you for sharing.
Blessing’s, Carlos ✝️🙏❤️😊❗️
Well done for figuring out what you want and going out and doing it 🎉
this is a simple yet a creative type of video.
Great video thanks for sharing ❤
I LOVED this video! ❤ makes me think I will be successful with my goals if I put in the hard work 😊
Loved this video
So inspiring to see a woman who is doing so well be so transparent. You're the role model my younger self would have needed. Now on to me to work hard and try to double my income! Thank you for the motivation, and best of luck on your budgeting journey.
Also, if you're going to live in California for 50% of the year, it'd be interesting to learn more about how you plan to handle the tax consequences.
Awesome video, must have been a lot of work to film it, congrats 👏
Loved it!
In love, beautifully made. You and Shelby are the inspiration behind my art channel. One day hopefully I would be able to create an artwork for you.
I love these Millennial Money videos!! Everyone should take a good look at their subscriptions services!! 🙌
My guilty pleasures are books and streaming content. I spent roughly a $100 month on those and I would say they’re worth it. My rent covers all my living needs so I’m in a good place and I consider myself fortunate.
Thank you Monica for looking at this episode, I am about ten years older than you, and I make way less I live in Austin, Texas, but I like your video because I struggle with money. It comes from emotional spending, Im one of those people who like to do different things. I think I was meant to see this video because struggled really bad, I going to keep going. I did want to say that I want to pray for you are a beautiful soul, I saw sadness in your eyes you are on the right path please take some time to relax and self-care, I'm not sure if you are spiritual but it ok, you will obtain everything you desire, I wish I had your drive. It was in my heart to pray for you, just be patient, the Lord will work everything out, take care of yourself, and put your needs 1st. Have a bless day.
Your film work is superb! That’s the reason I followed you in the first place.
Great video!
this is such a wonderful video
Love your content
Beautiful video ❤
I'm moving out into my first apartment alone in Appleton, Wisconsin. Nothing compared to Seattle or Palm Springs, but it's a small metro city. Just recently they added Bird electric scooters to the community which I thought was cool. At 23 years old I also spend a lot of money too! I'm not worried about paying bills or anything but more concerned about investing for my future, like if I want to purchase a home in 5-10 years and for unexpected health emergencies. I'm still navigating that.
Hell ya! We were waiting for this video
Yess yess love this!!!
Awesome content
Great information dear 👍
Monica every time i find my self procrastinating i just have to watch one of your videos to feel inspired ! Wishing you and Shelby the best from the Dominican Republic 🇩🇴
Absolutely, as always, love your finance videos. I'll probably never get to that point in life as I'm not very optimistic lol, but its okay.😊
wait, you were in Cape Town!? When? Why!? Is there a vlog!? Hope you liked it here! 🤗
I loved this ❤
Love it!
❤❤❤ Great Video!
How can you be stressed out about living on $500k/year?
Her monthly budget for wine is more than my monthly budget for food.
As much as I love Monica and Shelby, and how inspiring this is. It reminds me how lost I am in life rn
💗 aww, hang in there
Aww.. Please don't. Try to see it as an inspiration ❤️❤️❤️ it is not the norm, you can be successful with a 20k job a year. It all depends on how you define the term successful for yourself ❤️ success can also be to get out of bed and ready in the morning, depending on your situation in life. Try to see it as a life someone else is living and it's so cool that we all have different lifes. Your life is equal as important and equal as successful. Have a great day ❤️
Don’t compare yes they have worked for what they have but their career changes were supported by a YT platform. Focus on having peace of mind good friends and great memories.
The subscriptions won’t cancel with a new cc…. They still charge automatically to the new card.
I think because I have watched so many millennial money videos this one seemed so funny because you included so many “Monica does this” segments
Anxious? I’m sure you make more than your parents. You are in a very good space financially. Truly enviable. 🦋
I think it’s just the subscriptions that I didn’t have a handle on, not always knowing where my money goes. I want to get that very under control.
Not being fully aware of the money you're spending can make anyone anxious, no matter how much money you make.
@@chassisluther3325Maybe a ton of inconsequential problems. It's not like she is worried about eviction or being homeless.
@@chassisluther3325 I'm self employed it's much better than being at the mercy of an employer, I would never go back. And as for taxes well it's better to hire a pro and save yourself a lot grief.
Get ready for the Graham comment video. He loves these
Where did you get your blazers in this video? I love them!
It's cool that her and her sister are successful on RUclips
Another amazing video with refreshing transparency.
You & Shelby are such an inspiration!
I feel like this video was dark. I kept checking my screen brightness but it was fully bright. Even on my tv it was dark!
I thought Monica just became a real estate agent 2 years ago but she said she has been making $500k for the last 4 years? I'm surprised she even makes $250k from real estate in only 2 years. With only 2 years of experience and no previous network she already shot up to be within the top 1% of real estate agents in the entire country. Something not adding up for me.
She probably got a lot of leads from her RUclips channel. Having an online platform already with a fair amount of audience has definitely helped.
@@pamelabetances143 Seems inconsistent with the experience of other RUclipsrs that have even more subs like Graham Stephen (said he barely got any leads at all for real estate from his youtube channel), or Erik Conover (had 2 million+ subs went into real estate, then quit because he wasn't making any money). I could believe $250k after establishing a real network of buyers over 10 years, but not only after 2 years. Otherwise, every youtuber with 1 million subs would be a real estate broker on the side if it were that easy.
@@kayflip2233 INTERESTING….. 🤔 then idk ¯\_(ツ)_/¯ good observation!!
You are awesome enjoy it you worked hard to get there!!!!!!!!!
🐸 Thanks for sharing !
When it comes to shacking up, i have a 3 year limit. There's some things you won't find out about your significant other until you start living with them so 3 years is fine. But once you hit 3 years shacked up, you should be able to decide if the person you are living with is the person you want to spend the rest of your life with.
Careful about cancelling your subscriptions by changing your card. I did that once and a merchant reported a 30 day missed payment for a $5 payment. Ridiculous.
What is the name of the planner? Is there a link to the planner?
U go girl. ❤❤❤🎉🎉 So awesome to see young women like you as a middle aged mama who works so hard I love it
Question. I lived in Austin for 10 years and currently in Memphis. Im planning tp visit and see if Seattle is a fit. Would you rate Seattle over Austin? What is a good neighborhood to live for a young single professional over 30? I lived in Atlanta, San Diego, and Naples Florida too. The cafe scene is part of my routine and I prefer clean upscale area
I feel like CNBC could easily sue for using their IP to make this, especially because you used their logo.
Was thinking the same thing 😬
It’s like a competition to see who is more successful between you and Shelby
500k a year wow 😮😮😮 I think I live on less than 20k a year
Keep the Macan! Maybe move it to Palm Springs...
"I don't really spend that much money on clothes and makeup" ...Spends $1500 on a single shopping trip 4 times a year
she is clueless…
consider her income it is on the low end $6000 a year when she makes 500k a year.