Credit Repair: How to do an online dispute the RIGHT way to fix errors on your credit reports

It makes sense to want to do an online dispute when you have errors on your credit reports that you want to fix.
BUT.
It can be a pain to do an online dispute the right way.
Watch this video to find out why you must record your screen as you do the online dispute and the simple way to do this.
Thanks for watching!
John
John G. Watts
Watts & Herring, LLC
Representing consumers across Alabama
205-879-2447
www.alabamaconsumer.com/
www.alabamaconsumer.com/conta... (to send us a message)
Our free weekly webinar is here -- my.demio.com/ref/ZHxa8NhYRNAp... -- on Thursday we'll be continuing our series on how to fix your own credit reports. Join us if you can!
"No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers."

[@Andrerosenguyen]

Fantastic video and I approve. You know your stuff sir and it’s great to have people like you in this industry.

[@johngwatts]

Thank you!
John Watts

[@tiffanysmith986]

Great information.
Thank you for doing this, would you mind making a video on removing paid and closed Child Support from your report.

[@johngwatts]

Thanks Tiffany. I'll add it to our list -- I don't know that I've ever had child support issues but it will be the same in the sense of looking for inaccuracies and incomplete information and then disputing in a detailed way....

[@miksilv4576]

​@@johngwatts AMEX INTERNAL BLACKLIST. AMEX ILLEGALLY OFFERS to be removed from their blacklist if you accept to pay the Discharged debt thru bankruptcy

[@loelli_]

so so helpful, thank you!

[@user-ky7gc2ft6d]

question for you....also thank you so very much.. you are seriously the GOAT on the credit game!! So I have always heard that disputing online will take away your power to dispute anything. Like doing it that way will basically not allow you to sue the credit bureaus regardless of anything... true or no?

[@johngwatts]

Thanks! Great question -- you certainly have to read the terms of service. But normally simply doing an online dispute does not have an arbitration agreement. Now they could add it one minute from now so you have to read. It normally is when you have signed up for a service with Experian for example that you may be waiving your right to a jury trial and have to arbitrate.
So we always check before doing an online dispute.
And my preference is a certified mail letter dispute but IF you are going to do it online, please do it right and record your screen. :)
Thanks!
John Watts

[@Oletractormike1976]

Thanks for the videos very helpful I beat one debt collector with your videos LVNV was the debt collector

[@johngwatts]

Excellent! Did they take that account off of your credit reports? We sue LVNV for this quite a bit when they don't. So you have to watch them to make sure they take it off assuming you won your case (that is NOT a dismissal withOUT prejudice).
Congrats for winning!
John Watts

[@Oletractormike1976]

@@johngwatts not yet that next I really won’t to thank you for the videos an your time to make them can u make a video on how very important it is on how the debt collectors are abusing the system by using small claims courts to do this cheap an issue 5/600 at a time an how very important it is for us to at least file answer to them again thanks for what you do sir you helped me with no lawyer experience at all

[@Awholelottaeverything]

Always dropping jewels

[@johngwatts]

Thanks!!

[@miksilv4576]

​@@johngwatts ILLEGAL AMERICAN EXPRESS BLACKLIST . HUGE LAWSUIT should be filed against AMEX.

[@midnite1235]

Hi,
Cool video!
On another topic,
If you have time,
can you do a video on the below stuff?
We've got FCRA section 623(a)(3) and FDCPA 807(8) -
and both of them say the same thing:
If a consumer disputes an account
the account needs to be ---{marked as disputed} --- on the credit report,
otherwise it is a violation.
----Can we nail each account for 3 violations for FCRA, one for each credit reporting agency?
----In regard to the collection agencies,
Is the FDCPA violation a separate violation, that we can sue the collection agencies for,
in addition to the FCRA violations?
---Do you think that once you call them, with proof of the violations,
that that they will settle quickly and easily, or do they need to be sued?
----If we later dispute all these accounts with the --credit reporting agencies--,
can we nail them on the FCRA violation separately?
THANK YOU!!!!!