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Regarding health insurance (signa) is the yearly deducible ($750) for you and your wife or is it $750 each. Staying with an insurance question is the signa insurance full coverage meaning glasses, dental and ears, nose throat Dr as well as more catastrophic things. I hear you $3g for major surgery makes me think eye check-up or some dental work is a nothing burger. How are prescription cost? Thanks for all you do. Blessings

Thanks, Patrick, for another great video with great advice. No stupid graphics, no maudlin drama music. Just plain old, honest to goodness vlogging with great and useful content.

Hey, thanks for that extremely practical info. I'll be heading there myself.

I am actually interested in moving to Pogradec in the future also. My biggest question since you brought up rentals - is it hard to acquire a rental with a dog? I don't know how pet friendly they are there...thank you! :)

Hi Patrick, I hear that cough slowly but surely moving away.😄 Great information! I am a german citizen, but lived in the states half of my life, so your suggestion to move somewhere debt free is very relevant. From my experience American people consume a lot more, balancing everything with bank credits and credit cards. European people not so much. A car looses it´s value as soon as you drive off the lot, but you pay on it for a long time. As far as health insurance is concerned: I can assure people that no one in Europe will charge you high costs for medical treatment or prescriptions. It is very affordable, and in a lot of countries there is public health insurance for ´´free´´ because everyone that is employed, retired etc. pays a small amount into health insurance, which on the other hand covers the people that are for example on welfare. Selecting extra insurance is great, but not a complete must for people. (it also depends on the country in Europe, when you select the right insurance for you). Another option is to just set a certain amount to the side, in case anything medical related would have to be paid.

You are acting at the right time. I plan to rrnt at first. I'm 71❤ going on 55!

Your best video so far

Another great video. Future topic, when you have aging parents, or children that are not in Albania, what is it like to travel back to the US, and how did you address that in your own situation. Very interested in Albania, but would love to hear more about the emotional distance. Thank you!

Pat Iit is good to see your new video. Ii am inviting to visit me Tirana. I have booked a beautiful apartment.

You should get together with James Leithart. He is an American who's been living in Podradec for over 5 years.

Made it to Albania today from Florida for the first time, in large part because of your videos, thanks for the great info!

I just looked at Cigna and it would be $25 less a month than Genki, but Albania only so it wouldn’t cover me when I go on trips outside the country and there’s no medical evacuation. For $25 a month I would rather have both of those things and that piece of mind.

Olso dental coverage much cheaper in Albania … Oh by the way chestnut are cheap to There is a town called Chestnut close to Pogradec Take care and enjoy it

Enjoy.

My family is in the process of getting our passports and wanting to move to albania thanks for the great info. Debating on sailing we always love a great adventure

Beautiful place!

Hi Patrick - Not to be "a know it all" but a couple of comments. 1) Quality of medical care is equally if not more important than cost, especially for retirees, who tend to be older and often have (or will have) more chronic health conditions. I'm not convinced Albania scores (ranks) particularly well in this department, especially compared to other countries such as Malaysia, Ecquador, Thailand etc. Something your viewers should definitely consider. 2). While being debt-free is desirable, it is by no means a pre-requisite or a deterrent to retiring abroad. Honestly speaking, moving abroad to a lower- cost country like Albania will reduce your cash burn and free-up cashflow to pay down your US Debt. 3) Test drive the car before you drive it off the lot. Visit the country or places you are considering moving to (stay in an Airbnb for a couple of weeks/a month), and immerse yourself in the daily rhythms, getting to know the people and places. It does not have to be a "Leap of Faith" or an all or nothing transition, unless you want it to be. Wade into the pool and move to the deeper end as you feel comfortable and see fit. 4) Ohrid (in N. Macedonia) is an absolutely beautiful and mezmerizing place and city. Highly recommend that your viewers check it out, as it's not very far from Pogradec. I might also add that N. Macedonia (in general) has a lower cost of living compared to Albania and packs a bunch. US citizens cannot stay there up to 1 year without a tourist visa. Aside from Albania, the only other country I know of which extends this privilege to Americans is the Republic of Georgia. Cheers Mike

Hi again! Going to Tirana one week in March. Miss my friends there and the city. In June stay 8 days in Pogradec. Was there in Sept but would like to see how it is there early Summer. Also visit Lin. And Trpejca in N Macedonia. Maybe see you on the promenade for a coffee or a glass of wine? Soon Spring in Albania. 🌞

Hi Patrick! Nice video. I hope you like Pogradec as well in the summer when it gets crowded and hot. Can't wait for your video from the archeological site in Lin.

Thanks again, Patrick. More good info. Those mountains look similar to what we’re used to here in Colorado. Dig it!

Great information AGAIN.

I've found year long rentals in Vlore for €250-350 per month. Very nice fully furnished.

I am debt free except for small mortgage- good health- love both Lake Ohrid Macedonia & Podradec . Going for dental 4 on 4 Macedonia in May

My plan is to sell what I have this spring and get out of the USA by the end of summer at the latest My son lives in Sweden so I’ll go visit them for the first few months then head to Albania and the other countries that aren’t in the Schengen zone I’m hoping to slow travel for a couple of years and hopefully see SE Asia and maybe South America before I decide to settle down Great view of the mountains and the lake that’d be easy to take and another great video

Thanks for another my question's

Hi Patrick, I might be completely wrong, so please correct me if that's the case, but when we were in Albania last year, it seemed to us that groceries were relatively inexpensive if you stuck to fresh meats, vegetables and Albanian brands, but were a little more expensive than the UK and mainland Europe for most mainstream branded products. So things like Pringles, Lays chips, Sure Deodorant, etc, were more expensive than we were used to. Not that we felt the need to go with the mainstream brands, but that was the impression we formed.

Looks great! I got an Airbnb about 100 yards off the water in Kotor Montenegro. And about 8 minute walk to Old Kotor. I’ll be in Shkodor by the end of this month though. Gonna see Albania for the first time. Quick question. Is bus travel thru Albania available ? It’s not on the apps I have on my phone. Not sure where in Albania I’ll end up. But I’m starting in Shkodor.

I'm a lot like you I tend to play it safe on health care coverage. I rarely use it but just can't imagine being without it in a time of great need. Though to be honest even the full out of pocket expenses in a catastrophic event are a fraction of what they are in the States. At least that is what we experienced in our travels. Regarding your decision to buy vs rent as a safety net of stability I say ABSOLUTELY! I get it. Who could not see the sense especially considering the price and location. There is bound to be equity realized in such a deal. I don't think you are morbid. I often think of how we might set the stage for a more secure future for my wife Erika just in case I check out earlier than expected. Have to say the lake looks quite peaceful today and especially beautiful framed by the snow capped mountains. I saw a comment below about the trout... I have wondered how is it? Keep on sharing your walks and your city and I will continue to tune in and enjoy with my morning coffee.

As always Great information for the interested parties. Start fishing friend. Be a good pass time.

Nice video, keep it up. Regarding health insurance, you don't have to worry too much. In case of common interventions, everything is public and fairly affordable by locals. No public hospital will let you down or just leave you suffer because one can't pay. I hope that day never comes for Albania.

So true about different cities within a country. Weather, for a start. Scenery. Vibe. Different cities, and different countries, will appeal to different people. It helps to really have your own preferences and values clear, so as you research and visit places, you can see what resonates.

Scary thought. New administration in US decides to shut off social security, better have other income to live on. It's a real mess here now. Can you work there on a retirement visa?

Hi Patrick. I was going to mention to you since you brought up bikes. Here in Vlorë I run all my errands on a bike. I'm an old road cyclist from back in the day so I enjoy getting on a bike and putting in 40 or so miles in the area here. For utility use locally I got a Brompton C Line with a rear rack and the 28 litre bag that fits on the front. Great for grocery shopping and general errands. They also have options for ebikes. It's a folding bike which is convenient and small enough it'll fit in overhead storage on an airliner. If I need a car it's easy enough to rent one for a day or two as I'm sure you're aware. Always enjoy your videos. Thanks.

Hello patrick.Did you already try the koran? the ohrid trout. its so tasty

Are you familiar with Hotel Haka? I’ll be traveling to Albania in March and have booked a room there. I read up on it before booking, but I’d love to have a first hand account of the area.

We go there for vacations! Close to Macedonia ❤

Hi Patrick, as you bought a property there, you are eligible to have a Permanent Residence in Albania in this case. Am I correct? Are you going to apply for that? Just routine right?

Is medical cannabis available in Albania?

Thank you for all your informative tips

Im going to change the name of your Channel to Alley Man 🙌

Patrick, I juice. Fresh oranges daily , About 6 or 7 Keeps me happy

Where in Albania are you and what are your winter/summers like? Thanks in advance.

How much is rent for a small apartment there?

I can help you with your çold brother 🙏💗 thanks for your time

Cool! Thank you for sharing!!

Hey Patrick, I noticed that the walls of the houses have a lot of protection on top. Are there many break-ins, or is it just for security?

How can you not feel better with that SUNSHINE!!! Nice

I am preparing to go to Lake Ohrid Macedonia- May - for dental work. I think I may move!

Don't take antibiotics- lowers your immune system Only take them when you are in dire straight. The more antibiotics- the more you will be sick- you kill your natural immune systems

Boost your immune system this time of year- eat beets & cabbage