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What’s the dream you’re chasing? Share it below-we’d love to cheer you on! Remember, as Steve Jobs said, "The people who are crazy enough to think they can change the world, are the ones who do.”

Loved this. I had to share an office aften a return from extended sick leave and I could not focus at all. People drove me mad and I did feel like I was in a zoo. I was made redundant 6 months later and that was my best day ever as it meant I could take up self employment and not have to share my work space ever again!. I hate socialising and am so relieved when an event is cancelled.

Would you keep using a TV like this or upgrade to a new one? Let me know-am I saving the planet or just being too cheap?

I really appreciate you sharing this information as a computer science major right now going to graduate I’m trying to be knowledgeable of knowing the next step after gradation so I’m glad the algorithm gave this video because buying a new car was going to be the first thing I was thinking about doing so you are a lifesaver thanks again

Thanks for watching! Have you ever made a big financial decision you wish you could take back? Let’s share some lessons in the comments so we can all learn from each other’s experiences. And if you found this helpful (or a little too relatable!), don’t forget to hit Like and subscribe for more real-life money insights!

Frugal?

Good luck with your Channel, I hope it grows and make you a lot of money doing something you love. Cheers from Brazil.

Thank you very much, Del, for sharing this... I can definitely resonate a lot of points you mentioned.. One biggest is having no kids (not by choice) but I guess the Divine One up there knew that this would benefit me and my husband. One thing I can also share (if I may) is to not buy so much new clothes.. It amazes me all the time how other people will actually shop for new clothes when seasons change.. I can honestly say that my husband & I have a lot of clothes that we've had for years (and a decade too!) already.. And we still wear them except those that had "shrunk" already.. **wink wink** Anyway, watching your video actually made me sit back & think of other possible ways & means to live a simple and "frugalistic" life.. So thank you again for sharing.. I'm looking forward to more videos on simple living..❤

What does your family think about this choice you are making? Are other closer friends wondering if you are turning into a N.E.E.T?

There's another element to this; browsing as a form of self-soothing. So you select a few things and put them in your cart or Wishlist. Then in 24 hours you're eliminating from the list until you make a selection and buy. That's the wrong way around, just don't browse at all. This is my problem and I get emails constantly urging name to look. Just looking can be fatal to your budget if you end up selecting.

I wonder a bit about the pest control but this may be because of the region or kind of house. In my region houses are build of brick and mortar, even my garage is made this way. So there is only the roof construction which could be affected by bark beetles. We also have some mice running around because I have haselnut trees on my property but I have some traps around so they never get a bigger problem. I do all home maintenance myself and most of my neighbours do as well. It is only the elderly employing someone mowing the lawn. I also grow some vegetables and fruits in my garden, however a garden needs always some investment and what I can save by growing them does not make a big benefit from the garden. But I think one must see it different. Studies show that working in the garden, growing vegetables and so on is quite as good for ones health as doing yoga. You get fresh air, need to use your muscles and get a lot of sunlight.

🙏👊........

Thanks for joining me on my frugal journey! One thing I forgot to add is use the grocery rewards points to lower your price at the gas pump. Got any tips for cutting monthly expenses or favorite ways to save? Drop them in the comments-I’d love to hear your ideas!

I do the same. Putting things on my watchlist or in the cart without buying them. Most of the times I do it because I think I could get a better deal somewhere else. But very often they stay there for weeks and I rethink the whole thing and decide that I do not need them at all. I went through some hard times in my life and this always makes me looking for a better deal. I am also very intrested in history and learned a lot about hard times like WWI and WII. While I usually look for a good deal, bad news like the pandemic or the war in Ukraine get me in a prepping mode. I start to buy a lot of food, but when using a shopping list I can prevent the worst. It is not only the emotionally thing, it is also the amount of stuff filling the house. I feel it is quite easier buying something than getting rid of it - especially if it is in a good usuable condition. Something inside prevents me from simply throwing these things away. I always have to find a way around like selling, donating or giving it a second use. Keeping in my how hard it is to get rid of an objekt, I try not to have it in the first place.

Lesson of the day: if your crypto sounds like a meme, your wallet might turn into one too! What’s the wildest coin name you’ve ever heard? Drop it below!

I totally can relate to this. I am at work because I work there. So I like to get my work done. But others think it is a spot to socialize all the time without getting their work done. I am not very into suprises, I have my social life quite well aranged. Every monday I met my mother, on thursday a gaming group, every two weeks on friday another gaming group and once a month I met a pal for wargaming. These are all real meetings not online-stuff. So overall I met family or friends 2,5 times per week. My husband thinks that is not enough and I should go out more. He is a extrovert. Why is it always introverts have to change? Do we ever say extroverts should change? No we don´t. You may have it your way, I have it my way.

Question of the Day: What's one small financial habit you can start today that will make a big difference in your future? Let’s inspire each other in the comments! Thank you for watching ❤️

Want to secure your financial future? Discover how diversifying across a 401(k), Roth IRA, and long-term stocks can boost growth, save on taxes, and set you up for retirement success! #InvestSmart #RetirementPlanning

Which of these 4 success habits are you excited to try first? Share your thoughts and any other tips you have for staying on track!

Second divorce She cleaned me out including half of my super now she wants child support even though we agreed none Started work after 8 months and struggling like hell I really can't get myself to get back into things I hate the traffic People you work are like robots no emotions 30 percent goes to tax 20 percent goes to child support No motivation left to work any more Been working 35 years and got nothing much left Life sucks Whoever says things will sort out says bs I don't believe any of that anymore

If you swapped your daily coffee for an investment, what would you do with the extra cash in 10 years? Dream big! Comment below and let’s see everyone’s goals!

Thanks for sharing, I can appreciate a man sharing his mistakes so others can learn from it.

Well most won't like this answer but I worked 80 hours a week 18-33 for 15 years & paid a house off & have 500k in stocks. It's not what people want to hear but work 2 jobs for 15 years then inflation won't matter.

We build the moments and memories, we the people matter. Not the houses, not the cars or other materialistic things. You can make it all back man. i am 37 yo from Greece so excuse my english, but i have been through something similar (smaller numbers but smaller economy also), so i felt all of it especially with the panic attacks. Keep strong my friend! You can and you will always be able to overcome these things. Health is more important than anything. Be safe

Never invest in something you don't understand Mel Abraham says.

Thanks for watching and being part of my journey! Have you ever faced a tough financial setback, or are you dealing with one right now? Let’s support each other - drop a comment with your story, advice, or any questions you have. Remember, bouncing back is possible - it just takes one step at a time. Don’t forget to like, subscribe, and share if this video helped you or could help someone you know!

Thanks so much for watching! I hope these tips help you boost your discretionary income and give you more freedom with your finances. If you found this video helpful, let me know your favorite tip, or share how you plan to maximize your extra cash in the comments below! Your feedback means a lot, and it helps me make even better content for you. Don’t forget to like, subscribe, and stay tuned for more smart money insights.

Thanks for watching! 💬 How have you been adjusting to rising costs? Share your tips in the comments below! Don't forget to hit that 👍 if you found this helpful and subscribe for more ways to outsmart inflation. 🔔 Got questions about saving or investing? Drop them here, and let's keep the conversation going! 💡

In my situation i have achieved financial independence via veterans disability. However when you say "you measure wealth by how long you can live without actually working". That is BARRRRRS sir.

Thanks for watching. Want more content on how to achieve financial freedom? Let me know what topics you'd like me to cover next! Your feedback shapes the channel! 💬

Such wise words

💬 Thanks for watching! Remember, forgiveness isn’t about excusing what someone did-it’s about freeing yourself from the burden of holding onto resentment. If you’ve ever had to forgive someone for something tough, share your experience below. Let’s talk about how we can protect our peace while still showing compassion! 🙏 #Forgiveness #LetGo #ProtectYourPeace

Thanks for watching everyone. In this video I shared how going home during "Exodus" made me home sick and had second thoughts about being in the U.S. Army which gave me ideas of sabotaging my training until a Drill Sergeant gave me the talk before I was about to get kicked out. Please like and subscribe and help me grow on RUclips. I appreciate you.

Beautiful. I always vote to help workers.❤

I enjoyed this video.

Sgt. Kelly knew you could mature in the army and gain confidence as a man. He also knew you would be able to go to school on the G.I. bill. I think there's truth to the saying that they'll make a man out of you. Your recounting of him speaks to the respect you had for him and the care that he took to guide you. He saw a diamond in the rough.

In preparation ahead of the 3-minute shorts, I wanted to explore a different format for expressing myself with this video. Many of us have faced financial hardship at some point, and I wanted to capture the fear, uncertainty, and difficult adjustments that come with it. This story reflects the tough choices we have to make to get through those challenging times. I hope it resonates with anyone who’s ever struggled to make ends meet. Thanks for watching in advance. Share your appreciated thoughts in the comments.

I can relate to your experience

Ty I can relate

I feel this :(

Ive always found this curious. We can go back and forth on the trauma, but i dont see context to that; why is it that the sight of perception irates so many? Maybe have there not been enough pain? Entropy and tirals are the base line of existence, so you see a picture perfect person or scenario; have you ever seen one of those people work a full shift on a broken shin, you think if we got hit by a solar flare they would make it past the first 7 months? Whats with all this people being ate by hate; why sre you not making use of loathing and learn something new, disgust is susposed to bring change not stagnation. Any one have insight on why people believe that economics isn't diametric?

I may be mistaken here but it seems to me that your issue wasn't one of hatred at all. It seems to me that what's really being expressed is envy. In my experience, hatred is a potent mix of anger, frustration, and disgust directed towards someone who has violated a norm I hold sacred. I think hatred is reserved for those we feel are irredeemably harmful to those around them. I think hatred is reserved towards someone that you would feel no regret in killing, maiming or inflicting pain if you were to act on that hatred. I think hatred is the emotion that enables cruelty. I suppose it's possible that what I call hatred is also mislabeled though.

This was a great video, thank you

I think we all have something to learn from you Tony. Warm wishes from Millionaire Paul 👋

Absolutely total full respect my friend. We all grow together but it has to start from within 🙏 Warm wishes from Millionaire Paul 👋

Sorry to hear about your disabled cat. My cat (Malcolm) is dyslexic as well and has always had trouble with the word Xylophone (and Malcolm is Xenophobic too) but also, being a Jewish cat, Malcolm will never lift a paw on a Saturday, due to Saturday being the Jewish Sabbath. Having said all that I do have some intriguing Aunts & Uncles...for my birthday last month they bought me a Combine Harvester, a Scanning, Tunnelling Electron Microscope, an Optical Time Domain Reflectometer, a Pair of Long Stripy Socks and a chocolate frog. Oh yes, nearly forgot...and a Pair of Bluetooth Metal Detecting Wellingtons, which are excellent for walking around a wet field to hopefully detect any metal objects (without having to carry any hand held instruments) and there is a headphone which receives the Bluetooth signal from the Wellingtons...Beep Beep Bip Bip Bip. This is what happens when fat women get King Boko haircuts.

Short on point. I worked as a craftsman for 20 years. Friends used to ask for help with moving and crafting, which I always gave. As I get older I bought a house. After renovating the house with my brother, I turned to the garden. My brother was ill that time and could not help me. So I invited all friends which I helped before to a whatsapp-group and asked if we could arange to clear a part of the garden from all bushes and trees (I planed beds for vetables), with an invitation to barbecue at the evening. Out of 8, one offered help. 2 refused with strange excuses and the rest remained silent for two days. I left the group and did it all my own. The one who offered help is still my friend, I helped him later again, he helped my with another project. I never talked to the silent ones that I was disappointed of them, but some of them may got an idea of whats wrong. Others asked later for help as if nothing happens, but I refused to help them with just a "sry, but I have no time to help you". They never asked again, never heard of them again, they never ended our friendship in any way (ghosting is an topic of its own). But after all it was one of my biggest disappointments in life. I helped them a lot and asked only once for an afternoon of help. The other thing was my family. I was the only craftsman in the family and they always asked me even for the simplest tasks. While my brothers sat in their chairs and eat cake i was fixing something, mowing the lawn, cutting trees or whatever. "Because you are the most experinced in this and you do it quickly without need for asking twice" my mother said. While I do not refuse my mothers requests (she is over 80 and needs help), I started to put less urgend things on my long term to-do list or even said: I have a lot to do, so ask me next month again if I could remove that tree. Today I have less people around me who pretend to be my friends.

I resonate with your video

One surprising thing I realized as I grew up, even after getting an education, was how much we’re taught to work for someone else, get old, and then retire. But what no one ever emphasized, and what I never learned in school, was the importance of understanding assets and liabilities. This knowledge is key to building a stable financial future. Another crucial lesson was figuring out how to break free from the cycle of 'working for someone else'-the path to true financial independence. We’re not meant to be stuck in a system that limits our freedom. We have the power to build a life on our own terms. If you’re dealing with debt or trying to take control of your finances, I hope this video offered you some valuable insights. Feel free to share your experiences, questions, or tips in the comments. Thanks for watching and I appreciate you.

Thanks for watching! Remember, persistence and consistency are the keys to achieving your goals. On the first day, I chickened out and got scared with all the math and science classes. College really scared the crap out of me because if things didn't pan out, I would still be on my own and unsure how to survive in life. But I pushed through, and you can too! If you’re struggling right now, just know you’re not alone-keep pushing, one step at a time. Drop your thoughts or share your own journey below! I’d love to hear how you’re staying motivated. And don’t forget to like, subscribe, and hit the bell for more inspiring content.