I have a problem with collectors charging me again by what's been paid many years ago...and how do I prove it if the collection agencies claim they don't have the records cause they probably deleted it after it was paid off..
Do they have the records proving that you owe them anything? Even in debt collections they have to obey the law so really it's not a question of how can you prove your innocence? It's still a question of how can they prove you're guilty? Not how can you prove you don't owe them anything. You don't owe them anything until they can prove that you do. Have they?
I have a problem with collectors charging me again by what's been paid many years ago...and how do I prove it if the collection agencies claim they don't have the records cause they probably deleted it after it was paid off..
Do they have the records proving that you owe them anything? Even in debt collections they have to obey the law so really it's not a question of how can you prove your innocence? It's still a question of how can they prove you're guilty? Not how can you prove you don't owe them anything. You don't owe them anything until they can prove that you do. Have they?
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