Dave Ramsey Denied Our Debt Free Scream!
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- Опубликовано: 27 авг 2021
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You’ve stated that Dave Ramsey was an inspiration not that you were devoted 100% and the result is you are debt free. Scream on your own channel, keep your credit card, and know you are an inspiration for many.
@Milan Velky If you listened, he said they immediately transfer the money and pay it off. So, no debt.
Since I watched your video about Dave Ramsey, I have started listening to him while I drive, he has got some really great ideas and if we needed this kind of financial info its great to know that it is available. Again, thanks for the information you shared. Looking forward to the new shirts.
@Milan Velky I personally wouldn't pay cash for a 5-6K order in cash. Much harder to get your cash back than it is to get a CC company to reverse charges in a dispute. Ya'll are debt free, you know it so carry on
really sorry
So if you are renting a car etc what would you do? That is why I have one. I actually overpay a bit each month so when holidays come it’s available 🤔🤷🏼♀️
Just scream “I’m debt FREE” on this video!! Haha. It’s ok you guys are awesome!!
@Milan Velky that's not what he said
@Milan Velky just stop. You are being ridiculous. Does it really matter how or what they do with their money. Just quit, you are making yourself look stupid.
@Milan Velky If you don’t think that they are awesome, don’t watch them. Who cares? But to say that they should pay cash so that the hat vendor does not have to pay a transaction fee, is stupidity. If the hat vendor is agreeable, why should you be so hot and bothered? They get cash back as well from that transaction. Regardless of whether they pay by credit card or cash, the cost of the hats are the same. But by using a credit card, they get cash back. They get a better deal than if they paid by cash. It seems to me they are the smart ones and you are the one who has difficulty understanding their strategy. Like Thumper says in the Bambi movie, if you don’t have anything nice to say, say nothing at all. Try that principle for a change. It might surprise you.
@Milan Velky what difference does it make what they do with THEIR MONEY. IF YOU DON’T LIKE IT THAN STOP WATCHING PERIOD. YOU ARE MAKING YOURSELF LOOK LIKE A BIG PRICK. ITS NOT YOUR MONEY OR YOUR SHOW SO SEE YOURSELF OUT.
I’m shaking my head on this. My pastor and Dave are good friends. My pastor would agree with you because you’re using the credit card correctly. Shout it. Enjoy it. You deserve the celebration!!
Why should Dave R. bend his rules and allow this family to get free publicity (which is the reason they applied)? Sounds like the main reason for applying is to get to write off a family trip to Nashville as a business expense. Sounds like they are trying to figure out another way to take the trip now. Maybe go buy some miniature cattle or miniature mules……
@@gwenhafford4112 nonsense. This family has worked hard to get where they are. If they wanna go to Nashville they can go. Good grief
@@gwenhafford4112 Do you know just HOW RIDICULOUS you sound?
where in the bible does it explain 'correct' use of credit cards?
@@gwenhafford4112 You are a sad individual! Try opening your heart and mind to being happy for this godly family.
Just the feeling to be debt free this day in time is such a blessing! God bless y’all!🥰✝️
Should be enough to make anyone shout HALLELUJAH!😇
My husband & I have been debt free for over 7yrs. We have not owed anyone anything & whatever we NEED we pay cash for & if it's something we WANT...same thing, no cash, no go. We look at our neighbors going out boating, big fishing trips etc but are at home screaming at one another over bills & money. They have 7 rental properties they collect $5000/month for & STILL are too broke to even have enough money to FIX something in their rental homes. They're living way above their means. But while they're out their boating & spending money they don't have & then come home only to argue, fuss & fight me & my husband are sitting here thanking God we aren't living like that. We may not have the boat & other toys but we can go camping in our tent & pay cash for the entire trip & come home revived & happy.
@@4thegloryofthelord I would say that you & DJ have this figured out without Dave Ramsey! For a young couple "*you've got your ducks in a row* monetarily through love & commitment along with your faith in God to guide you...He is the ultimate advisor 👣👣
Proud for you’ll, makes no difference if you do it ‘exactly’ the way anyone says, it worked for you and that is great.
@Milan Velky If I'm at a location that takes credit cards and won't give me a discount for cash, Walmart for example, I pay with the credit card.
Yes, I get cash back at the end of the billing cycle and yes, I pay off my credit card every month. In the end, Visa makes money and the retail location pays the transaction fee.
@Milan Velky not everyone can use that method unfortunately. We just have to do our best to make sure our money works for us. If my husband or I use a credit card it is paid off at the end of the month. That's what works for us.
I have never heard of Dave Ramsey before until I heard you mentioning him. Your family is an inspiration for me. God continued to bless you all.
Just go on RUclips and put in Dave Ramsey
People are too wrapped up in this social media crap. The garbage tiktok is nothing but for the self loathing, with hidden back doors for China.
I never heard of him either.
I too had never heard of Dave Ramsey but don't feel like I've missed out on anything. I didn't google him, never will because I don't care. If he has helped anyone, I'm happy for them.
So sorry Dave Ramsey denied you, however you know you've achieved your goal and are obviously very happy. Rejoice and be glad " you are debt free!!"
It sounds like y’all are very financially responsible to me.
The Dave Ramsey team loss is your gain. When 561k listen to what you have to say we all want to know why you were not excepted. Just keep being you.
Hey Daniel and Dee Jay no matter the situation, God always has the say, please take your time and always put God first. Y’all are awesome! 🙏🏽👍👍👍💯💯💯
Love how humble you two are. Also glad you two are makin’ it as RUclipsrs. Jenna is adorable…she stole the show.
Ive had a credit card for 20 years, never paid a dime of interest, never had an end of month balance. I get 100$ a month in points that I save up and use for Christmas buying. Marking credit cards as a bad things without explaining the good they can do if you have self control and responsibility is a flaw in that system.
Us too!
Same here I buy everything I can on the card but no interest cos I pay it off every month and get the dividend
A business needs a business card, that woman is an idiot.
I listened to Dave Ramsey for years (and before him Crown Ministries with Larry Burkett where Dave got a lot of his information). Dave doesn’t use any credit cards. Any cards used for his business are debit cards, and he has never advocated keeping a credit card for emergencies. Dave couldn’t control himself with credit cards so he doesn’t want anyone else to get caught in the trap. However, we are adults and should be able to decide what’s best for ourselves. I am debt free and I do have a credit card.
I took Crown Ministry classes. At the time I did not think it would be possible to ever get out of the hole we were in. We are out of the hole, it is like a miracle!
I think it’s the fact the banks are ripping off people daily with interest rates and late fees. Making corporations get richer and richer. If you look around banks are going up everywhere. Just sayin
Dave got in over his head with real estate loans, not credit cards.
Like the old cliche' says, a neighbor, who is constantly looking over the fence to see what you're doing, doesn't want people to look in their backyard.
Your video about getting out debt and your story was a HUGE inspiration! My wife and I was really moved to sit down and come up with goals of getting ourselves in a position to get out of debt and build our farm and RUclips channel to be a big part of our income. Thanks guys for your story!
Hold your head high. You made a huge goal, and achieved. Having Dave Ramsey’s personal approval or blessing is not the end jewel. He puts his pants on the same way you guys do. 😉
And I was able to say all that without any curse words, so I met my own goal here as well. 😉
Exactly! At 10;40 in the video you said your system didn't fit his guidelines, BUT, it fits yours! You know what you want more than he does and I LOVE IT!!!
It's okay
Arms Family Homestead is AUTHENTIC
You do what works for you and your family
That's all what really matters
@Milan Velky are you going to reply on everyone’s comment. Is it really that important to you.
You and your family are awesome!!!! Thank you for sharing a little piece of your lives with us 🙏🙏🙏🙏🙏🙏❤
I have listened to Dave Ramsey. He’s great for people who have a problem with credit card spending. We don’t. We pay off our cards every month.
and spend more money because of that
@@MsZzz9 How do you know that dude? That they spend more money just bc they use CC's for their business? Actually you don't! You can't, so pipe down!
@@fuzfire is it only a credit card for the business or is it also one extra for personal expenses? The latter? Ok you pipe down my guy
The TikTok of Gemma was adorable when you shared it. I'm sorry y'all were denied. Maybe something better will happen along? 🤷♀️
I’m so proud of you guys for taking steps in your life to become debt free! I’m on a year budget to get one cc paid off and it puts all the material things behind me. I enjoy being frugal and getting back to the real things that matter…especially just spending time with family!
Getting denied by Ramsey isnt the be-all end-all,at least your house is paid for and yall are financially prudent and smart,besides you still have your beautiful family and inspire hundreds(if not thousands) of people,get you one of those micro-mini zebu bulls as a pick me up your next sizable windfall,love you guys,praying for yall!
We've been debt free since 2018 and we still use a credit card that gets paid off each month. I think it's extremely disappointing that they wouldn't let you on because of the business credit card and that he doesn't understand there are exceptions in life and can't be more proud of those who truly worked hard to get out of debt because they don't follow every single bit of his advice.
Oh…he understands alright. Dave Ramsey won’t let them do the debt-free scream on his show because they did not follow his exact directions. The Rigid Ramsey Rules were created (supposedly) to help people get out of debt. Honestly though~ sometimes I wonder~ is he TRULY helping people?? Or is he helping himself? If you were to become debt-free by using ANY of the principles set-forth in the Ramsey Rules…I would like to think that he would be the type of person to celebrate the success…no matter how you got there. This couple made it to debt-free…buuut they wandered ever-so slightly from the Ramsey plan. So now the storyline has changed…and the new one doesn’t fit Ramsey’s carefully crafted narrative. The proof is in the pudding, y’all. These two have effectively shown us that there def IS more than one way to skin a cat 🐱 and poor Ramsey won’t have it.
Ramsey’s way: “MY way or the Highway.”
Actual way: “My way or what’s BEST for ME.” The path to becoming debt-free can be a long & lonely winding road. But once you’re there…not a soul alive can take that from you…and that includes a Mr. Dave Ramsey. 😎
If you are using credit cards and they have a balance, you are not debt free. You have borrowed money from the credit card company and you owe them.
@@BelindaTN Using that logic…ANYone with a reoccurring monthly bill (utilities, cable, internet, etc) that has not been paid off yet is not debt free. But using a credit card responsibly~ which is to pay off the full balance of the card at the end of each month~is not the same thing.
@@susannahhart3946 no utilities are not credit. You are paying for a service that your received. Like paying your heat and air tech when he come to service your HVAC. Paying your monthly utilities is not borrowing money from them. A credit card is debt. You borrowed money to pay for whatever you purchased.
@@BelindaTN*SIGH*…and here I thought Economics 101 & I had finally reached an agreement. The request to go our separate ways was mutual citing “unreconcilable differences.” I really did think that was enough…that the littlest details would stay put. I was wrong, however, because all those littles just came roaring back. 🥴
I was a repossession agent for a long time. And one day I picked up a car and it had some Dave Ramsey books in it. Made me chuckle.
I need my books back
@@justinjohnson6808 I'm afraid your 30 days to get your property back has expired by about 5 years and has been destroyed like your credit 😂.
Y'all are amazing! Proud of all your accomplishments! Your children are all amazing also!No matter what Dave Ramsey thinks , your followers know all your accomplishments and the honorable way you have and still are raising great children!You are always ready to help others and are christian people!Im so proud to have followed your family!
When you travel they ask for your credit card. Unless you’re carrying a lot of cash you need a card.
I love watching Dusty and Cross Timber Bison. He’s so good on camera in the presence of those massive and soulful animals.
I have watched everyone of Your videos from start to finish since I accidentally found it almost a year ago. I Love Your Channel!!! Y'all Rock!!!
You still DID IT! Dave Ramsey is awesome and he's teaching people how to do what you DID! We are all impressed with your tenacity and perseverance! There's more than one way to get out of debt!
@Milan Velky Not sure if that is a rhetorical question… Credit cards are a tool. If you are disciplined and have good credit, you can use a credit card to earn rewards. Paying off a credit card monthly is the same as having any other monthly bill. He said he doesn’t owe $ as in having a car payment, mortgage, or other high ticket item. If you’re point is that he’s not being honest, I think you’re wrong, but I guess you can have your opinion.
@Milan Velky Convenience (for some people) is worth a few dollars. What is so upsetting to you? That he claims being debt free?
@Milan Velky Actually, the rewards are not paid by me unless I use that institution and give them my money. What’s so upsetting to you about this?
Y’all did what was best for y’all and y’all did it and that’s what is important! Congratulations to a great family!
You guys are an awesome inspiration for all of us just by sharing your personal journey. God bless y’all. 💜
I always watch to the end. I “lost” the short of Jacobi and Houston at Cross Timber’s Typed in Houston and Jacobi in the search and found them. Love seeing what your family does. I’m 3rd generation Alaskan fisherman. Families in boats is so different from families on farms. 😎
I've always have known you are a giver, like myself, giving back to people that help you and your cause is what God wants us to do
I’m proud of you guys!! You have a great platform to do your own debt free scream!!
Hey, love what you guys are doing keep it up. Dave is trying to help people with personal debt and has helped lots of people including me and my wife. The disappointment sucks but life could be worse 🙃
You guys should be so proud of what you have achieved, just love you guys HERVEY BAY QUEENSLAND AUSTRALIA
Well now I wish I had Facebook. And I made it to the end...so they called me AWESOME. I am honored!!!!💕😊
Absolutely love your videos! So proud of you and your debt free journey.
Just wanted to say that I am Very Proud of you guys! Keep up the good work!!!!
I watch everyone of the videos from start to end. Enjoy all of them
I've been dept free for 12 years now and it feels great 👍
I'm a little over 10 and yes its an awesome feeling!! Kudos to you!!
Yes shout it out!! Dave doesn't own those words. Y'ALL DID YO THANG!! CONGRATULATIONS 👏🏽 🎊 💐 🥳 👏🏽 Your such an encouragement to my farmstead. Blessing and love to the Arm's 💪🏾
Dave Ramsey is an Inspiration to many but then so are you and DeeJay. Who's to say that someone who has/is/will watch your videos won't be just as inspired to get motivated and follow in your footsteps? Personally I LOVE how you think about different people in all these "opportunities" like Dusty, Dutch, Brandon, Jimmy Houston, and so many more. You and those around you are Amazing, a Blessing, and so enriching. Thank You for all you guys have done, are doing, and will yet do! The new merch looks awesome!
It's a great feeling to be debt free.
That's how we live.
Love your family videos.
I love the point you made about Dusty and sponsoring his bison, great idea. You guys are doing great, ignore the nay-sayers.
You both are tender in spirit. You and your family are so special. You have opened your hearts and home. Don't change anything, continue doing GOD WORK.
I love your videos. I watch every one to the end. I look forward to them every week. Thanks for sharing your life with us.
Try this, call up Dave Ramsey's organization and order one of his books, betcha they take credit cards.
Exactly!!!🤠
Exactly! He makes money off of common sense...
EXCELLENT IDEA ......THAT IS BRILLIANT !!!!!!!
They don't. @daveramsey only takes debit cards. It took some work.
@@djinokc7611 They have no way of knowing if that Visa you're using is credit or debit.
Read their disclaimer, they are trusting you to only use a debit card.
Love the shirts. I guess I have to wait. Dave Ramsey wow I thought you guy's would be the perfect family to follow. I understand a credit card for your business. No way no check or pay pal for me. I don't blame you a bit. You Both did an amazing job. God bless 🙏..
You have passed on great information. Thanks for doing so. Always enjoy your videos. Thanks again for sharing. Chris from England.
I really appreciate the way you two got out of debt your way. Nor even DR has the lock on how to get out of debt.
Love your channel. Keep us in tune as to how Weston is doing!
One size doesn't ever fit all! You used what worked for you, and you achieved your goal - that's AWESOME!
agreed!
TN loves Arms Family too. You are an inspiration of all of us.
You too are very inspirational and getting debt free is really tough and requires sacrifices. Good luck amd God bless
I want a shirt with Rufus on it !!! With the word Attitude comes in all ways. Printed on it
Picture of Rufus with the caption " Attitude " on it is what I me as not to say in a 4x long so my butt dont show !!! Please
The positive point is there are more successful stories to tell at Dave Ramsay so it’s a good thing for America.
Congrat's on being debt free! Always do what's best for your family.
Love you guys, your channel was the very first one on RUclips that I began watching consistently. I never wanted to miss any of your videos and I always watch til the end! Lol!
I think y'all have done wonderful, with what you do and have done.
Just keep up what your doing.
Great video!
Thanks Yak
You are a dept free success story, doing it your way. Great job!!!! Just be you because you are one of a kind. God Bless you both.
I've been on Dave Ramsey plan for 15 years, and living on Social Security at 71, it works. Glad you did it too
Hey......You guys represented God in all His glory !!! I for one am glad that Dave Ramsey didn't get the credit. God gave you the wisdom even if Dave Ramsey was used in a small way along that path. Praise be to God and no other.
Love you guys. Love your family and the credit you give to God. Bless you all. You are all a breath of fresh air and a wonderful example of what we should all be.
Absolutely!!!🤠
Love the new shirts!!
That stinks about Dave Ramsey, you'd think personal and business debt would be separate anyway.
It is very hot for ball games. Our son had his first season game today after the last three weekends of shootouts, excited for this cooler Oklahoma weather coming around the corner!
You can also turn on the “Thanks” button on RUclips and people can do the same like Facebook. I only watch you all on RUclips because of the issues you all had with Facebook and this keep me updated with you all. Thanks for sharing your debt free video beam sure you helped someone out.
Your a amazing family and I look forward to your videos every week. And yes I watch through to the end. It seem I just can’t get enough of your family thank you for opening your family to us. God speed
Lol. Hey DJ, we raised miniature Dexter cattle here on our ranch in Jennings, Oklahoma. We also have Angus cattle as well but the Dexters are bring our ranch back in the black! Your more than welcome to come hang with us….we also have one Donkey Poodle too! He helps protect our little calves.
I've been a fan for two or three years
It's called forward the love and you show each other so much love and respect the children are just as amazing as yous
Thanks Daniel you're too kind. I watch to the end 90% of the time 😊
Dave Ramsey has an “image” that he created in early 90’s, when he was a one man show, presenting 1/2 day seminars on Saturday mornings, peddling his first book, and a daily radio show. Business to business transactions have changed in almost 30 years, might be a good time for Dave to upgrade to include a few methods for B to B.
I think you all did a great job getting out of debt. No need to be on the Dave Ramsey show. Keep up the good work! Also the TikTok video of Gemma was adorable.
Students of the Ramsey program know to never call if you have any kind of credit card, business or personal. That’s like Ramsey 101, lol. Thanks for sharing your story and much success to you and your future
You guys are so Great and entertaining. I loved the farm life and animals. You are real family people. I love watching you.
I like the image on the fronts. My hair covers the back. But all looks great!!
You just told me exactly what I have always expected about Dave Ramsey.
I wonder how many he's helped versus disappointed?
@@rapidride2 I have never been a Ramsey fan. In my opinion he is a used car salesman. I have no idea if he has ever helped anyone but himself.
Just give out your own debt free scream! I enjoy watching you both. Keep up the good work
Omg I showed my husband that video and had no clue it was you guys. I loved it.
There loss,it is a great story.Looking forward to seeing new critters.
Amen
Curious as to why you haven't done any "Creek Life" videos this summer. I truly enjoy the swimming and rope swing videos. Also, no flooding this year? Haven't seen any of those videos either. Or much fishing - catch clean and cook. Just overall miss the creek life videos.
Thank you Daniel and DJ you are doing awesome.
You're an inspiration. I'm currently wearing the badge (and loving every day) and have been trying for years to convince my wife to build a homestead with me. She's been hesitant up until yesterday. She is now opening up to the idea. I'm showing her your channel and I'm now a subscriber!!
Te heck with Dave Ramsey!!! You did it your way and that"s what counts. Keep on vidding...
Ramsey is a Mason - not helping anyone but himself.
I see no way with the way you do business using a credit card. I applaud you for paying off your debt.
LOVE, LOVE watching yall !!!
I love watching your videos!!! What an accomplishment being debt free!!! Keep doing what your doing it’s inspiring!!!!
Sounds like you do not need to be controlled by Dave Ramsey.
We teach Financial Peace University and his plan is No credit cards. It’s tough to follow but we cut up the cards over 10 years ago and find ways around it. We had to change banks to one that allows higher debit card limits. Happy for you for becoming debt free!
I really enjoy watching you and your family growing up keep up the great work
WOW THATS CRAZY. BUT YOU BOTH DID IT AND YOUR DEBT FREEEEEEEEEEEE.. THANKS FOR ANOTHER GREAT VIDEO.
Followed a lot of Dave Ramsey’s ideals but found tithing to be a great way to control my spending. Never lived beyond our means. God does take care of us.
You don't need his approval for tweaking the system diligently to reach your goals. It's his loss.
Its great just to see you two set and just tell us what's going on in life .
Love your show. Keep doing what you’re doing ❤️🇺🇸
Y’all should reach out to Dave himself to get HIS opinion. And it would certainly be a great topic for his show as I’m sure thousands of others are in similar situations as you all are. Would be educational for everyone, especially if it hasn’t been talked about before. Personal and business are two separate entities! I would think Dave Ramsey himself would agree with that.
Considering the size of Ramsey's business, I'm fairly certain he is breaking a number of his own rules.
It's almost impossible to have a bank account without a "card" now-a-days! A lot of debit cards can be used as credit cards.
There's still a lot of places for online shopping they don't accept debit cards. The key is paying your credit card off as soon as it's posted which I do online.
I've never seen a debit card that can be used as a credit card...how does that work ? I work for a bank and that's a new one on me ?
Yes. Use your debit card as credit often. It boosts your credit score because it is paid off right away. Without those high interest rates!
@@ellenross1947 Really?!?! I haven't seen one that can't. I've had mine for about 10 years or so and use it as credit often.
@@ellenross1947 I had a US Bank debit card and accidently pressed the "credit" button and the lady said," Do not worry, it will show up the same".
I make it to the end 9/10 times I watch. I enjoy the lifestyle you and your family lives. Keep enjoying life!!
great video and i always watch till the end