A girl friend I had 8 years ago wanted me to co-sign on a new car. I did not feel comfortable with that and refused. She broke up with me a few months later. 😂😂😂. Glad I listened to my gut.
My brother bought a house together with a girlfriend. They went through a lawyer for some kind of "agreement." His goal was to marry her, her goal was to get to ten years together and celebrate with a trip to France (she was half his age so obviously the relationship goals were different). At ten years he bought her a ring and a trip to France. She decided against marrying him (I think I was the only one who saw THAT coming) and wanted him to sell the house. He refused and stalled until she had to have a down payment and rent for an apartment, and then he bought her out for a small percent of the value of the house. We told him to get her name off of the deed and never be so foolish sgain. 😬
I knew a woman who dated a guy for a few months, he got her a car with a $500/month payment. When they eventually broke up, she was soooo upset that he wasn’t making the payments anymore and the car eventually got repossessed. She had it stuck in her head that he gave her the car as a present and even though they broke up he should still be making the payments. She was a little crazy.
I know a guy who co-signed on a car for a woman he was dating. She broke up with him, and he was stuck with two car payments, his and hers. He had to work a second job just to make both payments. There's no way I'd co-sign on anything for anyone. I don't care who it is.
I was dating someone who wanted me to wait a year or two on buying a house so we could get something larger together (no proposal, btw). I repeatedly asked him why couldn’t I just sell my house later as the market was supposed to explode. I told him I wasn’t waiting & we could always sell my place later. He broke up with me & I bought the tiny house I could afford. This was in 2019. Best. Decision. Ever.
Imagine being an orphaned child, getting adopted, experiencing parents fighting in court, mom dating, and having a new man move in all in a matter of four years...
Poor girl is trying to “buy” this fiancé, because all of her “issues” scare the crap (justifiable) out of this guy. She is SO going to get her heart broken.
@@kamarwashingtonim a nurse but no student loan debt, driving a corolla to work and getting married in 2 months with my fiance. Not all nurses are like that
So... she's going through a heck of a legal /custody battle with her ex, is in tens of thousands of dollars in debt, finds a new guy, gets engaged, and supports his decision to co-sign a $48,000 truck when he knows about all the other legal and financial stuff going on?!??!? Good grief.... Not only is he being absurdly greedy and putting his wants ahead of her needs, but she's enabling him and going with it at the expense of her financial and emotional stability. That relationship isn't going to last.
Never ever, ever go into debt with/for someone that you're not married to. Here's what I suspect - he couldn't qualify to purchase a $50K vehicle (based on his income and/or credit). So he convinced her to purchase the vehicle on the "promise" that he will make the payments. And maybe this is her way of keeping him on the "hook". Regardless, this is a financial train wreck.
@@sensimanialosers are attracted to us as easy targets because we tend to have a caregiver’s heart. Unfortunately, we sometimes fall for that bullshit. I fell for it when I was young and dumb but got all the stuff I bought for my ex back eventually, I sold his car and it cost me $3000 to get rid of it because the loan was upside down… also he hardly ever made the payments on it that he swore he’d make, it was on me to make them.
I can see her telling the fiance that he needs to ditch his brand new fancy truck going over like a lead balloon. He's just going to say that it's his money, he's making the payments and not to worry about it. You can see that one coming from 10 miles away. It's a zero traction solution.
If he's all good and has no problem paying it why is it in her name? There's zero reason to do that unless his credit is horrible and/or his income is too low. He's probably blowing 60%+ of his budget on that truck, but it's ok because there's no real risk for him.
Sara Groves has a song about this called "Floodplain." Some people live here. Some hearts are built on a floodplain Keeping one eye on the sky for rain You work for the ground that gets washed away When you live closer Closer to the life and the ebb and flow Closer to the edge of I don't know Closer to that's the way it goes Some hearts are built on a floodplain And it's easy to sigh on a high bluff Look down and ask when you've had enough Will you have the sense to come on up Or will you stay closer Closer to the danger and the rolling deep Closer to the run and the losing streak And what brings us to our knees Some hearts live here Oh the river it rushes to madness And the water it spreads like sadness And there's no high ground And there's no high ground Closer to the danger and the rolling deep Closer to the run and the losing streak And what brings us to our knees Closer to the life and the ebb and flow Closer to the edge of I don't know Closer to Lord please send a boat Some hearts are built here
I'm dumb founded at ppl making 80 90 100 thousands dollars and are in so much debt! Why are you buying stupid stuff? Why the heck are you buying a fiance a truck? A fool and their money are easily parted. Get the heck out of debt stop " buying" people.
wait, I wouldn't get married likely at all after a divorce, with a small kid or any kid. But cmon folx? its 4 years since the divorce, not that fast frankly- may just feel fast because 2020 was a 3 year-year lol.
@@barnabusdoyle4930 mtv is so different though because it was running 1 show at a time on a television. Social media is running thousands of shows 24/7 right in the palm of your hand
The fact that she put that truck in her name wasn't smart! I had a credit score over 800 at one time and made that same mistake with an ex. He was always late on his payments and brought my credit down. You never know what can happen. He could be using her. Not to be negative. Just reality! She shouldn't get married until she straightens her mental state. Therapy and self reflection.
I thought she was gonna say she co signed because he had bad credit but she did it just to do it. Both reasons would be silly but no reason is just CRAZY. Glad she called in. A wake up call was needed
She was hiding that from Dave. The only reason she signed is because the guy has BAD CREDIT and the guy will screw her, ruin her financial life, and dump her. I can bet money on that. She thought her ex was crazy. This one will show her what crazy looks like in a few months.
Yeah I am not sure why she had to be on a boyfriends truck loan. Probably because he could not pay for it. That us a ridiculous amount of car loan to have. It means you can't afford the vehicle. She should get her name of the car loan.
He is using her. He will dump her soon. They will never ever get married. Wait and see. He is just there for the money and she is a desperate woman looking for validation from a man.
I just don’t understand being stressed about 45K of debt, then tacking on 50K more for a man. She has self esteem issues and needs to be in therapy and reflection, not married!
Ok she’s a trainwreck of a person. Adopting a child while having a troubled marriage (cause that doesn’t fall apart in just 1 year). Then already engaged. Co-signing. In debt. Describing her ex as this horrible man while she probably has a lot of issues herself
They adopted in 2019. Divorced during COVID. It's 2023 and she's engaged. That's three years. Our medical professionals have been through the wringer in the last few years. She also was trying to explain some special needs or circumstances with the child. Trainwreck seems unfair.
You don’t know what happened. Plenty of marriages have fallen apart in a year, have you looked at the statistics of marriages don’t last a year! Calling her a trainwreck is ridiculous, obviously she had good intentions in her marriage when she adopted!
@herbiehusker1889 lol his needs sounds more like a wants. He as a man should figure out how to get what he needs without using a single mother and her resources. . while dangling a carrot stick with the promise of marriage.. head to a dealership.. she got suckered in my opinion
@herbiehusker1889 he need to focus on improving his credit.. not talking advantages of other and possibly ruin her credit too. No way on God Green earth would I trust someone who don't value there own credit to value mine..
He planed it from the very beginning probably he has a bad credit and she shes not and convinced her to get the truck and if something bad happens (like he lost his job or not making enough money) he can break up with her and not responsible to pay the truck because its not under his name.
Who borrows $50,000 for a depreciating vehicle? I don't care what your life situation is, this is stupid. Pay cash for anything that doesn't appreciate in value.
That’s because people don’t want to get married, they want to have a wedding. Marriages are super cheap. Weddings usually force you to mortgage your first born child.
@unfairsanic5089 of course, she can sell it, but we don't know how this move will affect their relationship. Her fiance might take it well, or he might not. That's all I'm saying
@@jimroscovius exactly, when she in fact needs to reconsider marriage, all together. Why even leave that on the table when u KNOW marrying that guy would add to her issues.
Would need to hear the other side. Not a lot of deadbeat dads spend tens of thousands on custody battles to get their seed away from toxicity. Not sayin it as fact here. But I would need to hear the whole story.
When I was in my early 20s I had a mutual aquaintance who had divorced her "wealthy and controlling husband." She was forced to live very far below her means because her ex-husband would take her to court every six months to fight for full custody of their son. She told us that she put into a special savings account for the annual court battle, which usually cost around $3,000.00 in legal fees to fight her ex.
@@mikesmith-wk7vy Yes, Captain Obvious, we all heard that in the story, that she and her husband adopted the child. The question is, who currently has physical custody of the child now, her or her husband? It was not clear from the call if she currently has physical custody of the child and is fighting to keep that custody, or if the husband has physical custody of the child, and she is fighting to have that changed to give her physical custody of the child.
Bad advise to tell her to rush and get married. She’s only 2 years out of a divorce and dealing with a lot with a child and work. She might not be able to make good judgements right now
It’s crazy how he thinks getting married would save these problems. That will definitely make it worse and she should NOT have put her name on that truck.
The point that came across to me was "do not shack up with some random dude." Cosigning a loan for his truck came across as a desperate move. What she ought to consider doing is dump her car for one that is paid for, bank her extra cash, and focus on her son (the saddest part was her ex-husband and her adopting a boy with special needs and then splitting up a year or two later).
@@user-mv9tt4st9k I get it but it’s not only this video. He just through get married at everyone like it’s a joke. Everyone isn’t marriage ready. Some of them are dating. Like this women he’s talking to. Her and her boyfriend isn’t gonna make it to marriage. You hear how he told her to tell him to sell the truck? When she come to him saying that he’s gonna say no and that’s gonna be an argument. Then what if he mess a payment it’s gonna cause another argument. They might break up over the truck.
Her story isn't really adding up and when a story doesn't add up its probably bullshit. Also to Dave why is her Ex husband crazy because he wants his adopted child?
Can't help thinking another divorce will be part of that chaos in 18 months if she were to actually get married again (but can't help thinking that's not actually gonna happen either..)
She's a nurse making $100k. I'd be willing to bet her ex makes great money in a respectable field as well. That combined with a married couple probably made them look great to an adoption agency. It's unfortunately really hard to see how terrible a marriage might be behind the scenes. Even on a home visit, a couple can put on a great act for you.
Probably called in hoping John would be there to affirm everything and tell her how much of a strong and awesome single mom she is without knowing any history between her and her ex. Sounds like she makes one bad decision after another then went right to “I have anxiety and depression”. Well guess what honey most of us battle with that daily.
@@Chalk89why do you guys love to write lies?? Like why? It’s the same you guys always said Dave sides with women. Both men treat whatever story they hear how they hear it! It’s not two sides calling in. They work with what they have. Delony has told men same shit he tells women
Granted I've only heard 1 side of the story....but I'm pretty sure SHE is the crazy ex and her ex-hubby was lucky to get away from her, and is likely fighting for custody because he knows how irresponsible and psycho she is.
Some people never learn. Idk how you go further into debt while not haviing money to afford an attorney while making 100k a year. This kind of financial situation requires years of poor decisions.
5:00 Why is Dave telling her to get married as soon as possible? She has an active custody battle with her ex (she doesn't need to complicate it with a remarry legal spouse) and a bunch of outstanding debt. Let her catch her breath and the court issue settle first (closure as Dave put it) before sending her into another marriage. But the $50k truck really has to go.😂
Agreed, her finance could be a narcissist with anger issues or an alcoholic but Dave is telling a mentally unstable woman to plie on another marriage to chaos just shows how Dave is so unqualified to give counsel.
It’s more “paint or get off the ladder”. She has too many un-made decisions (closed loops). Having a long engagement is one of them. I agree with the sentiment of sell the truck and keep the husband or sell the truck and dump the fiance by the weekend.
@@eurekahope5310 The truck? Thought that would be taken care of by was selling it. Can't sell the kid but a second marriage may complicate the custody issue and her life.
CAPT Sav-a-304 jumps in to tell her that marriage is going to make things better... LOL. That's the stupidest advice ever. The 'crazy' ex is probably completely sane and fighting for his rights.
Red flags all over this. The adoption screenings are extensive and she now saying she has a crazy abusive ex a year after the adoption. Next she has a great income but has no idea how much their spending, it’s just out the door as quick as it comes in 😅.
She said that the child was special needs. As cruel as it seems, the screenings may not have been as extensive. Also, there may have been an unreality about caring for the son. When a child is special, adults do not always agree about what is best. 😕
It seems she gets into bad relationships,,, she needs a therapist,,,,she should be calling Dr Phil McGraw,,,,,Not Dr Dave,,,,Dave should stick to real estate,,,,,
She's the one causing all of this drama trying to gain sympathy. How many red flags are there in this video with her? Scary that she's treating people as a nurse with these mental issues.
yep... a lot of them have that mental trait before the job, then it is cultured and nurtured in school, odd work hours and overburdened on the job, high pay at a fairly young age, and then their work culture normalizes and "celebrates" irrational behavior... then you couple that with access to drugs, co workers that share the same traits and social isolation due to odd hours and moving/transfers to other cities and yeah they're easy prey for predators... the loser in this example is the child that she adopted... sure she "loves" the child but what was her motivation to adopt the child and how well-thought out was her adoption plan?... i imagine she believed it was a "good way" (manipulation) to "keep" (control) her husband in check... same motivation with the purchase of the truck for the boyfriend... (a country song by danny boone/ rehab called "Bartender Song (Sittin’ At A Bar) " comes to mind... money and assets develop from strong and true plans and real relationships validated by mutual and natural goals ... success doesn't come from personal fantasy and the warped use of other persons...
Y’all need to be smarter, a job is a job, every one goes to work with one issue or another. It’s called been an adult! Engineers, lawyers, plumber work with mental and health issues because you need to eat!
@@shachede6828 It's different when the person treating you for medical purposes has mental problems herself. She needs to get some help to work through it so that she can do her job effectively.
They want the perfect Instagram life where everything are there ho Husband, baby, pochy clothes. SUddenly the perfect life is just a normal everyday life When the first conflict about money strike. Then there is so much to clean up. She needed some support and fond a fiance who understand her and the complex life comes when the father want custody of the child.
Let me make a realistic prediction. Either she won't do anything, OR if she does lay Dave's advice in front of her fiancè, he is going to run, AND stop making payments on the truck, leaving HER in the hole for the 48k.
Maybe it’s just me, but while you’re dealing with a messy custody battle and a failed relationship you meet someone else, get into a relationship AND get engaged AND you buy stuff together. Like, wild!!!!
People can be so nasty. She ADOPTED a child, and yes now she is a single mom. Thank goodness for someone who decided they wanted to help a child atleast.
I feel sorry for this mom & the adopted child bc this child might have problems getting adopted into what he/she thought was a stable permanent home. Prayers for this child & this caller's finances🙏🙏
Some people just want to be pitied for being dumb! Making 100k a year and drowning in debt but still taking out a loan for a 50k truck. You can from her tone and "mental health issues" she wanted to be pitied. Some people just cannot live within their means! I blame social media.
plot twist: SHE's the crazy ex. buying that truck means she doesn't care about fighting custody as she says she does. she has horrible judgement - this new BF won't marry her, he's just around for a good time and a truck.
Why do people buy cars that are 40k or more all the time??? Especially when they aren’t really even doing too good financially. My husband and I have had our same two 10k cars since we were like 19 and 20 (now 23) and they’re still running just fine.
I can’t believe how much people are willing to pay for cars…. Such dead money. These days a 6-8 yr old vehicle is SO much less, and not much different. ‘Top of the line’ models in good nick are still great to drive 6 yrs later. It’s a weird Ego thing that carmakers LOVE. The Power of Advertising. 🤔😵💫☮️
And never defends man ,he knows she's a mess like most of modern woman but won't say it or even bring it up ,you can tell he's a yes man all the way or 😢😢
A girl friend I had 8 years ago wanted me to co-sign on a new car. I did not feel comfortable with that and refused. She broke up with me a few months later. 😂😂😂. Glad I listened to my gut.
My brother bought a house together with a girlfriend. They went through a lawyer for some kind of "agreement." His goal was to marry her, her goal was to get to ten years together and celebrate with a trip to France (she was half his age so obviously the relationship goals were different). At ten years he bought her a ring and a trip to France. She decided against marrying him (I think I was the only one who saw THAT coming) and wanted him to sell the house. He refused and stalled until she had to have a down payment and rent for an apartment, and then he bought her out for a small percent of the value of the house. We told him to get her name off of the deed and never be so foolish sgain. 😬
I knew a woman who dated a guy for a few months, he got her a car with a $500/month payment. When they eventually broke up, she was soooo upset that he wasn’t making the payments anymore and the car eventually got repossessed. She had it stuck in her head that he gave her the car as a present and even though they broke up he should still be making the payments. She was a little crazy.
I know a guy who co-signed on a car for a woman he was dating. She broke up with him, and he was stuck with two car payments, his and hers. He had to work a second job just to make both payments. There's no way I'd co-sign on anything for anyone. I don't care who it is.
I was dating someone who wanted me to wait a year or two on buying a house so we could get something larger together (no proposal, btw). I repeatedly asked him why couldn’t I just sell my house later as the market was supposed to explode. I told him I wasn’t waiting & we could always sell my place later. He broke up with me & I bought the tiny house I could afford. This was in 2019. Best. Decision. Ever.
Ok@@user-mv9tt4st9k
After I heard her say 54k on truck with fiancé, I lost sympathy for her
Imagine being an orphaned child, getting adopted, experiencing parents fighting in court, mom dating, and having a new man move in all in a matter of four years...
I know. This woman is absolutely insane.
Yeah but he has a hell of a view in his child seat in that jacked up truck
“Paint or get off the ladder”
There is a different phrase that I heard growing up
“Paint or get off the ladder”
There is a different phrase that I heard growing up
“Paint or get off the ladder”
There is a different phrase that I heard growing up
Poor girl is trying to “buy” this fiancé, because all of her “issues” scare the crap (justifiable) out of this guy.
She is SO going to get her heart broken.
Most relationships end in heartbreak, eventually. Some are just heading there faster than others
Ouch, I felt this too.
Yep. If he were capable of paying his own way, he wouldn't need his fiancee -- who is already struggling -- to co-sign. WTF.
And Dave said marry Him NOW 🤦🏽😂
Yep. She needs to stay single until everything is sorted out.
100k a year and no money that's crazy
Common among nurses
@@kamarwashingtonim a nurse but no student loan debt, driving a corolla to work and getting married in 2 months with my fiance. Not all nurses are like that
@@unfairsanic5089 Didn’t say all were. I said it’s common. Congrats btw
She’s a nurse.
@@unfairsanic5089Congrats on the wedding!
Marriage breaking a year later tells you that they thought a kid will make the relationship better.
A kid with health problems, no less.
So... she's going through a heck of a legal /custody battle with her ex, is in tens of thousands of dollars in debt, finds a new guy, gets engaged, and supports his decision to co-sign a $48,000 truck when he knows about all the other legal and financial stuff going on?!??!? Good grief.... Not only is he being absurdly greedy and putting his wants ahead of her needs, but she's enabling him and going with it at the expense of her financial and emotional stability. That relationship isn't going to last.
She didn’t find a new guy. He was there all along and that’s probably why the marriage ended
Never ever, ever go into debt with/for someone that you're not married to. Here's what I suspect - he couldn't qualify to purchase a $50K vehicle (based on his income and/or credit). So he convinced her to purchase the vehicle on the "promise" that he will make the payments. And maybe this is her way of keeping him on the "hook". Regardless, this is a financial train wreck.
yup 100%
Right, because she got involved with another loser, again, she's a nurse, we all know how nurses operate.
@@callmeishmaelk767 How do nurses operate? I'm not a nurse, nor do I have friends who are nurses, so I don't know...
@@sensimanialosers are attracted to us as easy targets because we tend to have a caregiver’s heart. Unfortunately, we sometimes fall for that bullshit. I fell for it when I was young and dumb but got all the stuff I bought for my ex back eventually, I sold his car and it cost me $3000 to get rid of it because the loan was upside down… also he hardly ever made the payments on it that he swore he’d make, it was on me to make them.
Never ever go into debt. Why do you need to add anything to that expression?
This girl is nuts!! She has nothing but excuses.
“Goober boyfriend”. I would love to meet a single guy like Dave. He is a gem.
I can see her telling the fiance that he needs to ditch his brand new fancy truck going over like a lead balloon. He's just going to say that it's his money, he's making the payments and not to worry about it. You can see that one coming from 10 miles away. It's a zero traction solution.
Exactly, and she'll most likely fold because of her divorce situation and her dependence on this fiancee.
If he dont ditch the truck then its time for him to get out
It’s in her name, she can sell it. But she won’t 😂😂😂
If he's all good and has no problem paying it why is it in her name? There's zero reason to do that unless his credit is horrible and/or his income is too low. He's probably blowing 60%+ of his budget on that truck, but it's ok because there's no real risk for him.
Yeah, I don't see that going over well with him. I guess he'd have to refinance to get her off the truck loan?
Poor thing. She doesn’t even know she’s been bamboozled, twice.
Some people are just not comfortable with a non-chaotic life. She will almost certainly soon be at legal odds with her current live-in as well.
Shows and videos like this have taught me what NOT to do with finances and relationships.
I think that is the point. 😂
Some people are doomed to have a drama filled life, no fixing them.
Actually they do have a choice, and most people love dramas because they want to have the same life as what they saw in telenovelas 😂
Sara Groves has a song about this called "Floodplain." Some people live here.
Some hearts are built on a floodplain
Keeping one eye on the sky for rain
You work for the ground that gets washed away
When you live closer
Closer to the life and the ebb and flow
Closer to the edge of I don't know
Closer to that's the way it goes
Some hearts are built on a floodplain
And it's easy to sigh on a high bluff
Look down and ask when you've had enough
Will you have the sense to come on up
Or will you stay closer
Closer to the danger and the rolling deep
Closer to the run and the losing streak
And what brings us to our knees
Some hearts live here
Oh the river it rushes to madness
And the water it spreads like sadness
And there's no high ground
And there's no high ground
Closer to the danger and the rolling deep
Closer to the run and the losing streak
And what brings us to our knees
Closer to the life and the ebb and flow
Closer to the edge of I don't know
Closer to Lord please send a boat
Some hearts are built here
Self sabotaging is a real thing.
Doing dumb stuff to create drama and negative things on purpose. Sort of.
@@melvinfisher643yep. People love self sabotage. Gives them an excuse to play the victim and cry.
My family
I'm dumb founded at ppl making 80 90 100 thousands dollars and are in so much debt!
Why are you buying stupid stuff? Why the heck are you buying a fiance a truck?
A fool and their money are easily parted.
Get the heck out of debt stop " buying" people.
I agree 100% with you.
Crypt0 now should be in every wise individuals list,in some months time you’ll be happy with decision you made today
@@Theresa-cn2yystop it.
Get some sense and some discipline!
"Paint or get off the ladder". Lol I always love Dave using his alternative clean versions of expressions 🤣
My husband translated my middle of the road to clean version. 😂
He is a phony
@@ChristoherWGray ok
@@ChristoherWGrayhow?!?!
A new fiance already 😮. She just needs to stay single for a while to clean up this mess
Some women really are beyond fixing
She probably cheated. If she has another man this fast
@@jt411 Yup, if she is cute she is getting hit on all day everyday
wait, I wouldn't get married likely at all after a divorce, with a small kid or any kid. But cmon folx? its 4 years since the divorce, not that fast frankly- may just feel fast because 2020 was a 3 year-year lol.
That man was there all along. It’s probably why her first marriage ended
Why do people have lifestyle expectations way above their means? Social media has given people a window through to a life they think they deserve.
MTV was doing that long before Facebook came along
@@barnabusdoyle4930 Trust me...MTV is NOOOOO comparison to what Social Media is doing to people. Especially young people.
@adamcraig You are 100% spot on. I agree.
@@girlygirl1890 Oh yeah, social media has perfected what MTV started by following celebrity life.
@@barnabusdoyle4930 mtv is so different though because it was running 1 show at a time on a television. Social media is running thousands of shows 24/7 right in the palm of your hand
It is so ridiculous how much money in this country people have to pay attorneys to get something done. If you are poor you are so screwed.
Those who have much, much will be given. Those who have nothing, everything will be taken.
@@stephencaramenico8698that is not just.
If you are poor, you need to be careful about your actions.
$100,000 is not poor. I know people with less money and more SENSE who are doing fine. No debt no problems.
The fact that she put that truck in her name wasn't smart! I had a credit score over 800 at one time and made that same mistake with an ex. He was always late on his payments and brought my credit down. You never know what can happen. He could be using her. Not to be negative. Just reality! She shouldn't get married until she straightens her mental state. Therapy and self reflection.
Absolutely correct
I thought she was gonna say she co signed because he had bad credit but she did it just to do it. Both reasons would be silly but no reason is just CRAZY. Glad she called in. A wake up call was needed
She was hiding that from Dave. The only reason she signed is because the guy has BAD CREDIT and the guy will screw her, ruin her financial life, and dump her. I can bet money on that. She thought her ex was crazy. This one will show her what crazy looks like in a few months.
She was lying on that part.
What's up with the fiancé's credit that he couldn't get the loan for the truck in his own name?
Bingo, co-signer, he found a cash cow, time to milk it
Her excuse "we are getting married probably in a year" was sad. It may have been an unknowingly desperate move to "secure the relationship."
Yeah I am not sure why she had to be on a boyfriends truck loan. Probably because he could not pay for it. That us a ridiculous amount of car loan to have. It means you can't afford the vehicle. She should get her name of the car loan.
His credit is trashed, obviously.
He is using her. He will dump her soon. They will never ever get married. Wait and see. He is just there for the money and she is a desperate woman looking for validation from a man.
Adopting and then divorce should land you years in jail and never ever see that child again. Crap like this makes me furious!
The moment she sells the truck, the fiancee is gone. 😂😂😂😂😂 you can't buy love crazy lady
Not crazy lady😂😂😂😂.
@@neisci Oh yes she is crazy!
I’m near the end of the video, and am I the only one that’s starting to think that SHE is the “crazy ex”?
The last thing she needs to do is get married right now…
I just don’t understand being stressed about 45K of debt, then tacking on 50K more for a man. She has self esteem issues and needs to be in therapy and reflection, not married!
Ok she’s a trainwreck of a person. Adopting a child while having a troubled marriage (cause that doesn’t fall apart in just 1 year). Then already engaged. Co-signing. In debt. Describing her ex as this horrible man while she probably has a lot of issues herself
They adopted in 2019. Divorced during COVID. It's 2023 and she's engaged. That's three years. Our medical professionals have been through the wringer in the last few years. She also was trying to explain some special needs or circumstances with the child. Trainwreck seems unfair.
@@rebeccaoliver7977yes Trainwreck is unfair to train. This is more like an atomic bomb
You don’t know what happened. Plenty of marriages have fallen apart in a year, have you looked at the statistics of marriages don’t last a year! Calling her a trainwreck is ridiculous, obviously she had good intentions in her marriage when she adopted!
I guarantee she’s the problem
Sounds like her ex bailed from a completely toxic waste dump
Why couldn't this "Boyfriend" get the truck in his name. SOUNDS like a Red Flag to me..
He NEEDS it, but his credit isn't good. Because he NEEDED that last truck too, and all the other stuff he couldn't pay for.
@herbiehusker1889 lol his needs sounds more like a wants. He as a man should figure out how to get what he needs without using a single mother and her resources. . while dangling a carrot stick with the promise of marriage.. head to a dealership.. she got suckered in my opinion
@herbiehusker1889 he need to focus on improving his credit.. not talking advantages of other and possibly ruin her credit too. No way on God Green earth would I trust someone who don't value there own credit to value mine..
He planed it from the very beginning probably he has a bad credit and she shes not and convinced her to get the truck and if something bad happens (like he lost his job or not making enough money) he can break up with her and not responsible to pay the truck because its not under his name.
Definitely an indicator that his credit score is terrible.
Who borrows $50,000 for a depreciating vehicle? I don't care what your life situation is, this is stupid. Pay cash for anything that doesn't appreciate in value.
Some people can afford to buy everything BUT can’t afford to get married for 100$ at a court..
That’s because people don’t want to get married, they want to have a wedding. Marriages are super cheap. Weddings usually force you to mortgage your first born child.
When she tells her fiance that we need to sell his truck, he's gonna flip. And probably won't marry her for that
Lolz he still has no right the truck is under her name and she can sell it whenever she wants
@unfairsanic5089 of course, she can sell it, but we don't know how this move will affect their relationship. Her fiance might take it well, or he might not. That's all I'm saying
Good if he won't marry her. She's probably better off not marrying him.
Well that’s a bad fiancé then. The person you supposedly love should be more important and is more important than a truck.
@@siefoote well he's probably around only because she was willing to buy him a truck.. people are just weird sometimes
Rachel’s face at the truck for fiancé 😆😲
What is it with these 50K-75K trucks these men fell like they need to have? What for?
I have one near 100K.
To haul mulch once a year. Basically wimps who need to feel like a man with their big red truck as Camel says.
Status symbol for a lot of men, rather than a need.
@@KatieBellinobingo. Its prestige.
Ego. Status.
Encouraging her to marry someone who’s completely fine w/her financing a $50k truck in her name is just as wild as this story…
Exactly
He said to get married now or don't. It's her choice.
@@jimroscovius exactly, when she in fact needs to reconsider marriage, all together.
Why even leave that on the table when u KNOW marrying that guy would add to her issues.
@@BusinessBox13These Ramsey people are in a cult.
@@andrew8168 FACTS!!!
Would need to hear the other side. Not a lot of deadbeat dads spend tens of thousands on custody battles to get their seed away from toxicity. Not sayin it as fact here. But I would need to hear the whole story.
Just hearing her side, and I'm convinced she is the psycho ex, not the husband.
The child was adopted she said
When I was in my early 20s I had a mutual aquaintance who had divorced her "wealthy and controlling husband." She was forced to live very far below her means because her ex-husband would take her to court every six months to fight for full custody of their son. She told us that she put into a special savings account for the annual court battle, which usually cost around $3,000.00 in legal fees to fight her ex.
@@mikesmith-wk7vy Yes, Captain Obvious, we all heard that in the story, that she and her husband adopted the child. The question is, who currently has physical custody of the child now, her or her husband? It was not clear from the call if she currently has physical custody of the child and is fighting to keep that custody, or if the husband has physical custody of the child, and she is fighting to have that changed to give her physical custody of the child.
@@user-mv9tt4st9k It is horrid when an ex used a child to punish their ex. But that doesn't seem to be what is happening in this caller's story.
I'm in Texas and when she told Dave about the fiancé truck I felt the heat off his head wafting up onto my front porch.
lol 😂. yup
😂😂😂😂😂
Erm, “no! , I’m not buying a 50k truck when I’m fighting to keep my child!” What ?? 😅
Bad advise to tell her to rush and get married. She’s only 2 years out of a divorce and dealing with a lot with a child and work. She might not be able to make good judgements right now
She is not making them now! And she will not in 18 months or more.
Not trying to sound proud, but in a financial sense I'm glad I'm not married nor divorced
Me too, honestly. And God willing I get married it won’t be to a financial idiot.
It’s crazy how he thinks getting married would save these problems. That will definitely make it worse and she should NOT have put her name on that truck.
Yes 💯
The point that came across to me was "do not shack up with some random dude." Cosigning a loan for his truck came across as a desperate move. What she ought to consider doing is dump her car for one that is paid for, bank her extra cash, and focus on her son (the saddest part was her ex-husband and her adopting a boy with special needs and then splitting up a year or two later).
@@user-mv9tt4st9k I get it but it’s not only this video. He just through get married at everyone like it’s a joke. Everyone isn’t marriage ready. Some of them are dating. Like this women he’s talking to. Her and her boyfriend isn’t gonna make it to marriage. You hear how he told her to tell him to sell the truck? When she come to him saying that he’s gonna say no and that’s gonna be an argument. Then what if he mess a payment it’s gonna cause another argument. They might break up over the truck.
These people need fpu before marriage. Itll either help or cause them to end the engagement
@@crashtestdummy1972 what is fpu?
Her story isn't really adding up and when a story doesn't add up its probably bullshit.
Also to Dave why is her Ex husband crazy because he wants his adopted child?
Dang, she’s already working on her next divorce 😬
I'm glad Dave spoke more than Rachel here. The caller is all the place and needed a stern voice
The new fiancé sounds like a bum. How do you let your new fiancé co-sign for a truck knowing what she’s going through? You should have your own stuff.
Well said Dave...."stop waiting on getting marriage....chaos will still be in your life in 18 months"
Can't help thinking another divorce will be part of that chaos in 18 months if she were to actually get married again (but can't help thinking that's not actually gonna happen either..)
“This cruck is crazy!” Sent me. 😂😂😂
So she has had poor taste in men in the past, and the next catch isn't sounding much better. The adoption agency really didn't vet very well either.
She's a nurse making $100k. I'd be willing to bet her ex makes great money in a respectable field as well. That combined with a married couple probably made them look great to an adoption agency. It's unfortunately really hard to see how terrible a marriage might be behind the scenes. Even on a home visit, a couple can put on a great act for you.
Probably called in hoping John would be there to affirm everything and tell her how much of a strong and awesome single mom she is without knowing any history between her and her ex. Sounds like she makes one bad decision after another then went right to “I have anxiety and depression”. Well guess what honey most of us battle with that daily.
Lol. John would never have said that 😂. He just say what Dave said in a nicer way.
I’ve listened to Dr. John for three years - he routinely affirms female callers and makes them out to be victims. He does not talk anything like Dave.
@@Chalk89why do you guys love to write lies?? Like why? It’s the same you guys always said Dave sides with women. Both men treat whatever story they hear how they hear it! It’s not two sides calling in. They work with what they have. Delony has told men same shit he tells women
@@Chalk89 Women by nature need affirmation and the majority of his patients are females, so you got to know how to talk to them. Can’t blame the guy.
Exactly. Captain Simp to the rescue!
Granted I've only heard 1 side of the story....but I'm pretty sure SHE is the crazy ex and her ex-hubby was lucky to get away from her, and is likely fighting for custody because he knows how irresponsible and psycho she is.
Bingo, she is Chaos
Yep, she's a walking catastrophe.
Why even make a decision to pursue a relationship, when she's in a crazy custody battle. Why?
they have some serious patience. i would have hung up when she explained the truck with the fiance
Some people never learn. Idk how you go further into debt while not haviing money to afford an attorney while making 100k a year. This kind of financial situation requires years of poor decisions.
Gosh! Dave is hilariously honest,,,,,
For a nurse....she's not too smart
5:00
Why is Dave telling her to get married as soon as possible? She has an active custody battle with her ex (she doesn't need to complicate it with a remarry legal spouse) and a bunch of outstanding debt. Let her catch her breath and the court issue settle first (closure as Dave put it) before sending her into another marriage. But the $50k truck really has to go.😂
Agreed, her finance could be a narcissist with anger issues or an alcoholic but Dave is telling a mentally unstable woman to plie on another marriage to chaos just shows how Dave is so unqualified to give counsel.
They essentially joined finances by co-signing. I think the point was to not act married financially if you aren't married legally.
It’s more “paint or get off the ladder”. She has too many un-made decisions (closed loops). Having a long engagement is one of them. I agree with the sentiment of sell the truck and keep the husband or sell the truck and dump the fiance by the weekend.
@@eurekahope5310 The truck? Thought that would be taken care of by was selling it. Can't sell the kid but a second marriage may complicate the custody issue and her life.
CRAZY is putting it mildly. What is with “men having a truck”. And probably only one tool in his tool box. No BRAINS!! Him and her.
CAPT Sav-a-304 jumps in to tell her that marriage is going to make things better... LOL. That's the stupidest advice ever. The 'crazy' ex is probably completely sane and fighting for his rights.
Never 👎 do a loan with a finance
What a mess. Heck of a way to go through life.
Keeps on making dumb decisions.. this lady doesn’t learn! 😆🤔
and why doesn’t Dave appear to hold her accountable?
@@gmrrnracr He never does, he is a White Knight, he has not felt the sting of a Judge telling him to cut a check for 50% of his worth.
Sure doesn't, omg go into debt for a truck when u didn't have to. With a BOYFRIEND
Red flags all over this. The adoption screenings are extensive and she now saying she has a crazy abusive ex a year after the adoption.
Next she has a great income but has no idea how much their spending, it’s just out the door as quick as it comes in 😅.
She said that the child was special needs. As cruel as it seems, the screenings may not have been as extensive. Also, there may have been an unreality about caring for the son. When a child is special, adults do not always agree about what is best. 😕
Dave,,, what makes you think !!! Getting marriage is going to solve problems
It seems she gets into bad relationships,,, she needs a therapist,,,,she should be calling Dr Phil McGraw,,,,,Not Dr Dave,,,,Dave should stick to real estate,,,,,
Agree, until you are married this is his truck and it needs to be sold or at least you removed from the loan/title.
Anxiety and depression, yet she's taking care of patients? WTF?
She's the one causing all of this drama trying to gain sympathy. How many red flags are there in this video with her? Scary that she's treating people as a nurse with these mental issues.
yep... a lot of them have that mental trait before the job, then it is cultured and nurtured in school, odd work hours and overburdened on the job, high pay at a fairly young age, and then their work culture normalizes and "celebrates" irrational behavior... then you couple that with access to drugs, co workers that share the same traits and social isolation due to odd hours and moving/transfers to other cities and yeah they're easy prey for predators... the loser in this example is the child that she adopted... sure she "loves" the child but what was her motivation to adopt the child and how well-thought out was her adoption plan?... i imagine she believed it was a "good way" (manipulation) to "keep" (control) her husband in check... same motivation with the purchase of the truck for the boyfriend... (a country song by danny boone/ rehab called "Bartender Song (Sittin’ At A Bar) " comes to mind... money and assets develop from strong and true plans and real relationships validated by mutual and natural goals ... success doesn't come from personal fantasy and the warped use of other persons...
There are alot of people who work in healthcare who are really good at their jobs but really bad on thier life outside work
Y’all need to be smarter, a job is a job, every one goes to work with one issue or another. It’s called been an adult! Engineers, lawyers, plumber work with mental and health issues because you need to eat!
@@shachede6828 It's different when the person treating you for medical purposes has mental problems herself. She needs to get some help to work through it so that she can do her job effectively.
@@unfairsanic5089 That may be true, but if it's a life or death medical problem in the hospital, I would not want the caller treating me. Would you?
This is ridiculous
Selling the truck solves 2% of her problem and deflects from the 98% of the problem that SHE CREATED that has nothing to do with her fiancés truck!
I need an uncle like Dave to tell me as it is.
I feel bad for her ex.
One bad decision after another. Failed marriage, adopted kid, new boyfriend, depression issues, why do people make their lives so complicated?
They want the perfect Instagram life where everything are there ho
Husband, baby, pochy clothes. SUddenly the perfect life is just a normal everyday life When the first conflict about money strike. Then there is so much to clean up. She needed some support and fond a fiance who understand her and the complex life comes when the father want custody of the child.
I'm a nurse who was married with a LAZY nurse. I got rid of him within 3 years. This nurse is making the same mistakes over and over
Let me make a realistic prediction. Either she won't do anything, OR if she does lay Dave's advice in front of her fiancè, he is going to run, AND stop making payments on the truck, leaving HER in the hole for the 48k.
Maybe it’s just me, but while you’re dealing with a messy custody battle and a failed relationship you meet someone else, get into a relationship AND get engaged AND you buy stuff together. Like, wild!!!!
People can be so nasty. She ADOPTED a child, and yes now she is a single mom. Thank goodness for someone who decided they wanted to help a child atleast.
Her and her ex adopted a child. She didn’t say who has custody of the child currently.
I feel sorry for this mom & the adopted child bc this child might have problems getting adopted into what he/she thought was a stable permanent home. Prayers for this child & this caller's finances🙏🙏
I hope she can calculate infusion rates correctly as a nurse because 25+9+20+48 is 102, not 90!
Already engaged? I guess we see why the first one didn’t work out.
Some people just want to be pitied for being dumb! Making 100k a year and drowning in debt but still taking out a loan for a 50k truck. You can from her tone and "mental health issues" she wanted to be pitied. Some people just cannot live within their means! I blame social media.
The only reason the guy is living with her is because she bought him a $50k truck
She doesn’t sound like the sharpest knife in the drawer to begin with
I wonder what happened to the first marriage.........
Lol
No matter how much money some people make it is never enough. I have family members who burn through money with reckless spending AND waste.
This guy is not going to marry this lady. And I feel he will not sign off on selling this truck.
plot twist: SHE's the crazy ex. buying that truck means she doesn't care about fighting custody as she says she does.
she has horrible judgement - this new BF won't marry her, he's just around for a good time and a truck.
The best sex is with crazy women......................
Just who is the crazy ex??? I'm thinking there is enough crazy to go around.
With all of this going on, the last thing that this woman needs is to get married again but Dave won't tell her that.
...blinded by superstition...
A lot of nurses are bonkers.
Yep
And broke asf.
most are, and that crazy snatch is the best snatch, just don't marry it.
Im one of the lucky ones, no student loan debt, car balance 4k(soon to pay it off), never use a credit card and enjoying my hard earned money
jealous? Sorry, my fellow traveler nurses and myself are debt free-making money while helping many--what do you do to help others?
She sounds like a real catch, I’d run for the hills…
As crazy as her story sounds, I'd be willing to bet the "crazy ex" isn't the crazy one
I love the correction as she realized whos shes speaking to 😅😂😂😂 “I made a hundred rack… Hundred thousand” lmaooooo
I think she was trying to say grand 🤣
If her fiancé decides to stop making the payments, she will have to or HER credit will be trashed.
Why do people buy cars that are 40k or more all the time??? Especially when they aren’t really even doing too good financially. My husband and I have had our same two 10k cars since we were like 19 and 20 (now 23) and they’re still running just fine.
Paid for court fees through credit but ALSO complained the expenses caused her to take out credit card debt. 🤨
I can’t believe how much people are willing to pay for cars….
Such dead money.
These days a 6-8 yr old vehicle is SO much less, and not much different.
‘Top of the line’ models in good nick are still great to drive 6 yrs later.
It’s a weird Ego thing that carmakers LOVE.
The Power of Advertising. 🤔😵💫☮️
25k in court/attorney fees? That isn’t the whole story…
Typical SIMP Dave, starts calling the ex and the new boyfriend names.
Like she's not at fault. She is not all innocent as Dave want's to believe.
And never defends man ,he knows she's a mess like most of modern woman but won't say it or even bring it up ,you can tell he's a yes man all the way or 😢😢
Wow, you grew a pair all of a sudden. What do you know about Simping Jimmy? Care to share?
@@alinatamashevich3354haha thats what i was thinking xD
Title of the video shoulda been "this truck is nuts crazy" 😂😂❤
Sounds like she’s the crazy ex.