Your Money Glow Up: Budgeting, Saving & Building Wealth in Your 20’s 💸

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  • Опубликовано: 7 янв 2025

Комментарии • 203

  • @HealthandBeautyAP
    @HealthandBeautyAP 5 месяцев назад +45

    I used to be pretty good at managing money when it was just me. Now that I have a family and a business and a staff it is a lot more complicated. I think money is always easier when it's just you.

  • @elmiathewriter
    @elmiathewriter 9 дней назад +1

    When this video came out a couple months ago I thought it wouldn't be relevant to me as a student with almost no money but boy was I wrong! Once again Nika surpassed my expectations with her easy-to-follow and practical style content. Tysm!

  • @BeautyBarbie011
    @BeautyBarbie011 4 месяца назад +71

    Therapy is crucial for many people .. I wouldn’t specify this as a “self-care” expense. This is just as important as physical health… not the same as beauty expenses

    • @boostaconfiance
      @boostaconfiance 4 месяца назад

      I hope therapy theaches adult to criticise less, and put more energy into supporting and saying nice things when we have the opportunity to do so.

    • @BeautyBarbie011
      @BeautyBarbie011 4 месяца назад +3

      @@boostaconfiance everyone’s therapy will be for different reasons, someone may say too many nice things due to trauma so you can’t say you hope and expect it to help people to say nice things, sometimes it’s not about being nice, being real is more important in this day and age in my opinion, but your point is valid :)

    • @boostaconfiance
      @boostaconfiance 4 месяца назад +1

      @@BeautyBarbie011”I can’t be kind to strangers on the internet and I’d rather criticise them but it’s not my fault.” We all have trauma. It’s not an excuse to criticise people. Wahou. I do hope you find peace and can be a kind human being. Therapy will help to acknowledge your part of responsibilities.

    • @BeautyBarbie011
      @BeautyBarbie011 4 месяца назад +12

      @@boostaconfiance I literally didn’t even say anything unkind lol what is wrong w you? Lmao

    • @porticaa
      @porticaa 3 месяца назад +1

      Yeah I agree, I thought it was weird that she lumped them together

  • @naikamathurin2610
    @naikamathurin2610 5 месяцев назад +40

    You’re doing such a valuable job. Helping people across the globe be better and do better everyday

  • @jeremyhill-h9e
    @jeremyhill-h9e Месяц назад +349

    I'm a big fan of investing, and I frequently ponder how successful investors make millions of dollars. I do have the substantial startup funds needed, but I'm not sure what tactics or course of action will assist me generate respectable profits.

    • @kyrenfei
      @kyrenfei Месяц назад

      Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.

    • @roseylui
      @roseylui Месяц назад +3

      In my opinion it is easier when you have a financial coach, I've been working with mine for about two years now and I've made well over six figures. Professionals are adequate at controlling risks, striking a balance between entry and exit points, and applying their specialised expertise to create well-informed decisions that are almost impossible to lose

    • @jeremyhill-h9e
      @jeremyhill-h9e Месяц назад

      Impressive how can I get your Financial Coach?

    • @roseylui
      @roseylui Месяц назад +1

      She's Elizabeth Louise Greak. To set up an appointment, just look up the name

    • @24ever12
      @24ever12 Месяц назад

      Nobody knows everything, therefore you must develop your own procedure, control risk, and follow through on your strategy no matter what. You must also constantly learn from your failures and get better.

  • @avrilklann6847
    @avrilklann6847 4 месяца назад +19

    I think therapy as an extra expense true for everyone, especially for people experiencing adverse and serious mental health; in those cases it is ESSENTIAL. Other than that fantastic video!

  • @grapefruit24
    @grapefruit24 5 месяцев назад +36

    I just found your channel and I'm really liking your vibe and video's!! Just did my mid-year reset and now I'm watching all your other video's.

    • @NikasInnerBeauty
      @NikasInnerBeauty  5 месяцев назад +3

      Welcome!☺️☺️ so glad you’re here and i’m so happy you’re enjoying my content😘

  • @tatianastarcic
    @tatianastarcic Месяц назад +1280

    Nobody can become financially successful overnight. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals. you have to contend with inflation, recession, decisions from the Feds and all. I was able to increase my portfolio by $289k in months. You have to seek for help in the right places.

    • @sharonwinson-m8g
      @sharonwinson-m8g Месяц назад +4

      I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value

    • @nicolasbenson009
      @nicolasbenson009 Месяц назад +2

      This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant and everything changed. In in the first quarter of this year i made $370k and counting.

    • @Vincent-j8u
      @Vincent-j8u Месяц назад +3

      Glad to have stumbled on this conversation. Please can you leave the info of your investment advisor here? I’m in dire need for one.

    • @nicolasbenson009
      @nicolasbenson009 Месяц назад +3

      Melissa Terri Swayne” is my adviser and she is highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @TinaJames222
      @TinaJames222 Месяц назад

      I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look SOPHIA up on google and send her a message. You've truly motivated me. God's blessings on you.

  • @Innaylnikova
    @Innaylnikova 2 месяца назад +1

    Amazing and helpful video! Thanks a lot!! It's crazy that you get there by yourself in you 20's I am 40 and I just start to look into this and want to learn about it in simple words. So I started with your video and unblocked now this fear in me to look at the breakdown of expenses, following your recommendations. Before that I did not even want to look and hided from myself as "nono I don't want to know where I spent and why I go to minus every month"... I recognize all my thoughts in your video, so good to know that I am not the only one with my problem. 😻

  • @syedamaseera77
    @syedamaseera77 5 месяцев назад +12

    My fav youtuber and I wait for ur video every Saturday and ur videos make me feel relaxed and motivates me

    • @NikasInnerBeauty
      @NikasInnerBeauty  5 месяцев назад +2

      Awh thank you soo much! That means the world💕💕

  • @LuisMiSaldarriaga
    @LuisMiSaldarriaga 5 месяцев назад +15

    OMG all of the information was so clear, let me tell you, you really inspired as well to improve my self, I’ve ven wanting to do it and just found your video so I’ll take it as a sign to to improve my finances, thank you so much

  • @Kaceyylang
    @Kaceyylang 28 дней назад

    I’m 25! I just started working in property management 1 month ago! I have spent a lot of money recently but I needed new clothes for fall and I’m getting contacts next week! After that I will start saving more. I’m going to watch more videos like this.

  • @bebechives
    @bebechives 5 месяцев назад +6

    Thank you for sharing your information. It’s painful I already know but I am going to start buckling down on my budget today starting with your template!

  • @Cottoncandyh
    @Cottoncandyh 2 месяца назад +1155

    I am 22 years old, lost my dad about half a year ago and I am going to receive some money soon. Would it be smart to grow my money in stocks for a few years while I am in college and then invest in rental properties afterwards, or should I go for real estate investing first?

    • @Madridstrat
      @Madridstrat 2 месяца назад +6

      I would advise the counsel of a seasoned financial pro. It may seem expensive, but as the old saying goes - "you get what you pay for"

    • @JesseMayhill
      @JesseMayhill 2 месяца назад +6

      I agree, investing with the help of an advisor set me up for life. Retired with about $1.6m in stock portfolio only. I max out my 401k and have few properties. I worked hard everyday as a teacher for 32 years, and my salary was over 100k annually. Supplementing my income with stocks and alternative investments helped me achieve early retirement.

    • @ThomAlexanderGmaan
      @ThomAlexanderGmaan 2 месяца назад

      Could you provide the details of your advlsor? I'm looking to invest my increased cash flow in stocks and alternative assets to reach my financial goals.

    • @JesseMayhill
      @JesseMayhill 2 месяца назад +6

      Melissa Elise Robinson is the licensed advisor I use. Just google the name and you’d find necessary details. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

    • @ThomAlexanderGmaan
      @ThomAlexanderGmaan 2 месяца назад

      I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

  • @ayushmourya2831
    @ayushmourya2831 5 месяцев назад +14

    Yeah that's the right way for foundation in the economic way 😄

  • @samhli
    @samhli 5 месяцев назад +10

    thank you for sharing! super helpful especially for people in their 20s

  • @DianaBelovaYT
    @DianaBelovaYT 5 месяцев назад

    Thanks a lot for the video, Nika! I’ve been watching it part by part for a couple of days, calculated my current spendings (terrifying to see some categories I don’t care about consuming that much - definitely a place to cut expenses), how much to save for 4 months of unemployed life, yearly spends like birthdays/tech amortisation/health, etc.
    My partner and I dream to live in a cozy home near nature. It’s sad to think we’ll spend about 10 years on serious savings/loan payments to achieve it, both working in IT, and that my other dream to have kids would need to wait. But property isn’t cheap anywhere nowadays.
    It’s also terrifying to think I must be employed for all of this time, so the emergency found will help me to stay calm. Thanks a lot, I aim to achieve the emergency fund goal by the end of the year🙏

  • @Mia-no5ve
    @Mia-no5ve Месяц назад +374

    The fact that nobody talks about the forbidden book The Mystic Labyrinth on Vexoner speaks volumes about how people are stuck in a trance

  • @Natikkumar-v9h
    @Natikkumar-v9h 4 месяца назад +761

    It’s shocking how Women’s Magic Truths on Borlest isn’t being discussed. The book is full of life-changing insights, yet no one seems to notice. Time to break the trance and read it yourself!

  • @safaajabrane8974
    @safaajabrane8974 2 месяца назад

    Thank youu so much for this video 🫶

  • @electrakz1397
    @electrakz1397 4 месяца назад +1

    Love this!!!

  • @nadiasyoutube
    @nadiasyoutube 5 месяцев назад +11

    Great video! Thanks for explaining everything in such an easy and comprehensive way

    • @NikasInnerBeauty
      @NikasInnerBeauty  5 месяцев назад +1

      My pleasure! Thank you for watching☺️

    • @Thehealthoffworled
      @Thehealthoffworled 5 месяцев назад

      ​@@NikasInnerBeauty
      Hello, Professor, I like your lessons, but I don’t know how to contact you
      love you 🎉❤

  • @johnchan4905
    @johnchan4905 5 месяцев назад +2

    This is so helpful!!!

  • @Under510
    @Under510 5 месяцев назад +1

    Your financial insights are game-changing! 💯

  • @produtivanodigital
    @produtivanodigital 4 месяца назад

    Thank u for sharing this. I just created a plan and it gave me a really good future vision...

  • @MuseSunflower
    @MuseSunflower 5 месяцев назад

    very helpful, thank you for sharing your knowledge!

  • @emeraudemukiese7363
    @emeraudemukiese7363 5 месяцев назад +3

    Like the tips, new subscriber

  • @jacksonebendick9592
    @jacksonebendick9592 5 месяцев назад +4

    I love your videos

  • @amalieknotova8492
    @amalieknotova8492 5 месяцев назад +2

    So so so helpfull video 🙏

  • @Drewlianaballerina1
    @Drewlianaballerina1 3 месяца назад

    I really enjoyed this video Thank-you Thank you Thank-you 😊

  • @ybell10
    @ybell10 5 месяцев назад +1

    I am going to start saving for a house. Wish me luck!

  • @elizabethgracefashion
    @elizabethgracefashion 5 месяцев назад

    I really like the Every Dollar app for budgeting

  • @ElvanyGarcia
    @ElvanyGarcia 5 месяцев назад

    Loved the videoo😊

  • @JasonAmir-qo4uo
    @JasonAmir-qo4uo 5 месяцев назад +14

    You can't invest what you don't have.
    prioritize saving at least 20% of my income and invest in a diversified portfolio.

    • @RobertDamanii
      @RobertDamanii 5 месяцев назад

      Real estate investing has been lucrative for me. But it requires significant capital. What about stocks or ETFs?

    • @RoseBalerus
      @RoseBalerus 5 месяцев назад

      Low-cost index funds are a great option for beginners.

    • @GibsonJames-gr3on
      @GibsonJames-gr3on 5 месяцев назад +3

      Emergency funds are crucial. Aim for 3-6 months' expenses which you can also pay off high-interest debt ASAP.

    • @John-ww2fv
      @John-ww2fv 5 месяцев назад +2

      Building multiple income streams is essential for wealth creation. For example Side hustles, dividend stocks, or rental properties.

    • @OwenFlex
      @OwenFlex 5 месяцев назад

      Tax-advantaged accounts like 401(k) or IRA should be maximized and also take advantage of compound interest by starting early.

  • @lajourdanne
    @lajourdanne 5 месяцев назад

    Great video!!

  • @mpatricia1350
    @mpatricia1350 5 месяцев назад +1

    Great information ❤ thx

  • @RosieLindsey-bq9tb
    @RosieLindsey-bq9tb 3 месяца назад

    Excellent 😊

  • @AjoyBawri-k5g
    @AjoyBawri-k5g 5 месяцев назад +2

    love it

  • @amayramlew
    @amayramlew 5 месяцев назад +1

    loved this so much! thanks a million, so helpful plus a free template? you are amazing! you usually share the resources or books that inspire your content. I think this one is RICH AF by vivian tu? thanks so much❤

  • @HealthandBeautyAP
    @HealthandBeautyAP 5 месяцев назад

    Managing money is easier when there's a profit. Post covid I have been surviving on loans and credit....this budget only works if your making money.

    • @bigmac27sauce59
      @bigmac27sauce59 5 месяцев назад +3

      No offense because I don't know you or your situation but it would seem you have even more reason to manage your money better.

  • @krisztinakobanyai
    @krisztinakobanyai Месяц назад

    My mind is the same...I'm actually thinking how to make this into a yearly rolling database, meaning I can use the same template, but create a yearly database which is linked with previous years data? Hope it makes sense, please help! 🤯

  • @edurnegd7521
    @edurnegd7521 4 месяца назад

    Odlicna anglescina, ce ne bi videl tvojega imena bi mislil da si iz amerike

  • @ruebennomura9143
    @ruebennomura9143 5 месяцев назад

    Aloha good tip on budget and saving money too

    • @Lavida-melody
      @Lavida-melody 5 месяцев назад

      Treat savings as a bill. Example, write all of your fixed expenses and then savings will be a set amount every month. Start small, like $25. But if you find that you can afford to save more then definitely do more! You got this!

  • @Taechoo-uh2vu
    @Taechoo-uh2vu 4 месяца назад

    How should someone on SSDI/Disability/Low Income budget?
    Where that money is the only income coming in.

  • @axl6670
    @axl6670 4 месяца назад

    i need more details on savings account and what it means when the time to file your taxes and how much i will owee

  • @slaynazmakeup6088
    @slaynazmakeup6088 5 месяцев назад

    Oh my god i need a whole new closet😂😂😂

  • @milenamalyk
    @milenamalyk 5 месяцев назад

    I'm a new viewer, do you have any videos on how to budget while having debt?

  • @pranjalagarwal7587
    @pranjalagarwal7587 5 месяцев назад

    Could you please make a video about the books we can read to learn more about finances and money? thanks

    • @NikasInnerBeauty
      @NikasInnerBeauty  5 месяцев назад

      Great idea! I’ll def. look into it or at least share it on my instagram💕

  • @Rosejordy
    @Rosejordy 5 месяцев назад

    Where is the link for the notion budget template? ❤

  • @Sumaya-f2v
    @Sumaya-f2v 5 месяцев назад

    Love you ❤😘

  • @tahirisaid2693
    @tahirisaid2693 5 месяцев назад +608

    Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals. you have to contend with inflation, recession, decisions from the Feds and all. I was able to increase my portfolio by $289k in months. You have to seek for help in the right places.

  • @mohsenkhalili4707
    @mohsenkhalili4707 4 месяца назад

    Thank you

  • @BillyWright-xg6ig
    @BillyWright-xg6ig 4 месяца назад +657

    For me the biggest mindset change came after reading the book 25 Money Secrets From Donald Trump, since reading it the only thing I think about is money

  • @motoole3200
    @motoole3200 4 месяца назад

    Hi. What is money? Monkeys pass leaves, fruits, bananas, in the group and tribe. Ow do we determine value over price? Thanks

  • @gdhcvhc3753
    @gdhcvhc3753 5 месяцев назад

    amazing

  • @tosifjolly4684
    @tosifjolly4684 5 месяцев назад

    great video

  • @manu47193
    @manu47193 5 месяцев назад

    Fantastic ❤knowledge and you beautiful ❤

  • @T-swizzle08
    @T-swizzle08 4 месяца назад

    New sub

  • @satanayaranyadavsatanayara8162
    @satanayaranyadavsatanayara8162 5 месяцев назад

    good content

  • @MinhPhạm-q4p4x
    @MinhPhạm-q4p4x Месяц назад

    А где ссылку найти что бы сразу зайти

  • @ambermayer7851
    @ambermayer7851 5 месяцев назад +75

    Therapy is actually very crucial to many people's survival. It's dangerous how free RUclipsrs are with framing it as the same thing as a trip to the shopping mall.

    • @NikasInnerBeauty
      @NikasInnerBeauty  5 месяцев назад +38

      I had psychosis and was admitted to the mental hospital at 15. Not to mention that therapy isn’t only for people with such issues and i think it should be spoken about it in different ways so that everyone can get the help they want/need + i honestly don’t understand why speaking about therapy freely lwould deter people from going or be harmful in any way. I would think it wouldn’t seem so intimidating and scary to try it.

    • @Serendipity_js
      @Serendipity_js 5 месяцев назад +3

      @@NikasInnerBeautyBecause you included it in the “green” section: things that are not a necessity.

    • @NikasInnerBeauty
      @NikasInnerBeauty  5 месяцев назад +46

      @@Serendipity_js well you can change the categories to fit your life as i said in the video. What is not a necessity for me, might be for you. I thought that was fairly obvious

    • @beritalks
      @beritalks 5 месяцев назад +31

      You were right don't worry. Adults should orginize their own life and shouldn't break just by a stranger on youtube's comment about theraphy. People are getting offended at everything.​@@NikasInnerBeauty

    • @Damayanti-ml4rp
      @Damayanti-ml4rp 5 месяцев назад +1

      My thoughts exactly.

  • @crunchylunchmunch1478
    @crunchylunchmunch1478 4 месяца назад +1

    Erculjation nation where you aaat

  • @LANBUI-f9p
    @LANBUI-f9p Месяц назад

    А когда мне ждать дроп?

  • @Coxybudget
    @Coxybudget 5 месяцев назад

    Nice

  • @nguyenyenbinh2928
    @nguyenyenbinh2928 Месяц назад

    какой курс?

  • @cucbui4009
    @cucbui4009 Месяц назад

    что за музыка на шортсе?

  • @user-go5by5kt3o
    @user-go5by5kt3o День назад

    Where are the dance videos?

  • @divyv20
    @divyv20 5 месяцев назад

    Hey nika nice video ! I was wondering if I could help you with more Quality Editing in your videos and also make a highly engaging Thumbnail and also help you with the overall youtube strategy and growth ! Pls let me know what do you think ?

  • @ĐứcTrương-m2p
    @ĐứcTrương-m2p Месяц назад

    А почему будет она в цена

  • @ferwyrap4424
    @ferwyrap4424 5 месяцев назад

    Hola soy nuevo ❤

  • @dhd522
    @dhd522 5 месяцев назад

    Hi, Can you add a translation in Arabic, please

  • @santoshkumar1001
    @santoshkumar1001 4 месяца назад +1

    The lack of buzz around Women’s Magic Truths on Borlest is baffling. This book holds the key to amazing secrets, but no one seems to care. Don’t stay in the dark - find out what everyone’s missing!

  • @khoatrankhoatran6324
    @khoatrankhoatran6324 Месяц назад

    Тут даже тапать не надо и нет рекламы

  • @achmadiid8644
    @achmadiid8644 5 месяцев назад

    Who is this girl?

  • @DrAbubakarShahzad
    @DrAbubakarShahzad 5 месяцев назад

    Pretty Doll

  • @hiephuynh5235
    @hiephuynh5235 Месяц назад

    Я поставил на вывод

  • @breannegeorge9924
    @breannegeorge9924 Месяц назад

    So are you basically screwed in your 30s if you just start budgeting lol?

  • @HighSocietySights-n7b
    @HighSocietySights-n7b 5 месяцев назад

    we love your videos and want more content, like if you think so too

  • @Thehealthoffworled
    @Thehealthoffworled 5 месяцев назад

    can you help me teacher

  • @remotemanagement4686
    @remotemanagement4686 3 месяца назад

    Nika looks like a very fine lady that smokes pot

  • @borhanmondal6479
    @borhanmondal6479 5 месяцев назад

    Hi madam

  • @RK-si4ln
    @RK-si4ln 2 месяца назад

    Chikni gori pink pink tasty

  • @issamarievan1736
    @issamarievan1736 4 месяца назад +1

    Stop talking with ur hands its annoying

  • @mrbardel4363
    @mrbardel4363 4 месяца назад

    the fact that you are born a good looking woman in this days . has changed your life the most .

  • @pubgprabhas3550
    @pubgprabhas3550 5 месяцев назад

    really nice! but I kinda wonder why nobody is talking about how people literally make bank from writing commnts under videos

    • @whathelpedme
      @whathelpedme 5 месяцев назад

      lol I actually also do that... you can easily prmote eBooks and stuff in the commnts and people will look it up and You make income

    • @whathelpedme
      @whathelpedme 5 месяцев назад

      actually i found out about it from like a video that i watched about it. I think it is still online when you google for it

    • @faijurHussain-u2t
      @faijurHussain-u2t 5 месяцев назад

      damn

    • @VinayChaudhary-es9vq
      @VinayChaudhary-es9vq 5 месяцев назад

      Does that work?

    • @rajukumarrajukumar-xw7kf
      @rajukumarrajukumar-xw7kf 5 месяцев назад

      found it

  • @borhanmondal6479
    @borhanmondal6479 5 месяцев назад

    you are very beautiful

  • @haremsherzad1593
    @haremsherzad1593 5 месяцев назад

    can u speak slowly ?

    • @katherineroa1527
      @katherineroa1527 5 месяцев назад

      Just adjust the playback speed of the video.

  • @issamarievan1736
    @issamarievan1736 4 месяца назад +1

    Useless information -.-

  • @SudheerBoya
    @SudheerBoya 4 месяца назад

    The silence around Women’s Magic Truths on Borlest is unbelievable. This book reveals powerful techniques, yet people remain unaware. Don't miss out - discover what everyone's ignoring!

  • @HuỳnhHạnh-d1h
    @HuỳnhHạnh-d1h Месяц назад

    What it is in telegram?

  • @manthanpusnake6696
    @manthanpusnake6696 4 месяца назад

    It's crazy how no one is talking about Women’s Magic Truths on Borlest. This book has secrets that could change everything, but people seem blind to it. Wake up and see for yourself!

  • @datho2515
    @datho2515 Месяц назад

    А где ссылку найти что бы сразу зайти

  • @DuocPhan-u7u
    @DuocPhan-u7u Месяц назад

    какой курс?

  • @PhuongmaiVu-pr2li
    @PhuongmaiVu-pr2li Месяц назад

    что за музыка на шортсе?

  • @NamLê-n2d6r
    @NamLê-n2d6r Месяц назад

    А почему будет она в цена

  • @ĐoànLêvăn-f4r
    @ĐoànLêvăn-f4r Месяц назад

    Я поставил на вывод

  • @KiềuPhùngViệt
    @KiềuPhùngViệt Месяц назад

    What it is in telegram?

  • @hueut5031
    @hueut5031 Месяц назад

    А где ссылку найти что бы сразу зайти

  • @GAMELong-u5h
    @GAMELong-u5h Месяц назад

    что за музыка на шортсе?

  • @ThừaGiápNguyễn-r9w
    @ThừaGiápNguyễn-r9w Месяц назад

    А почему будет она в цена