Capital Gain Tax on Mutual Fund कैसे बचाये | STCG LTCG| Calculation | ITR Filing MF | 2023 |

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  • Опубликовано: 2 окт 2024
  • Capital Gain Tax कैसे बचाये | How to save short term long term capital gains from mutual fund. +91 9319333248, +91 8851223067 |
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    1. Equity Mutual Fund (MF) -
    a.65% of proceeds of fund is invested in equity shares of listed domestic company i.e. Indian Company. Or
    b. Where Funds invested in another listed fund then - 90% of proceeds of funds should be invested in another fund; and Another fund invest 90% of proceeds of fund in Equity shares of listed domestic company i.e. Indian Company.
    2. Debt Mutual Fund - Other than Equity Mutual Funds.
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Комментарии • 108

  • @expertakash6359
    @expertakash6359 Год назад +2

    Savings account me 1 financial year me 2021-2022 ka hai ---- deposit
    3 .40 lakh upi se received hua
    3.20 lakh cash deposit
    Total- 6.60 lakh
    Upi transaction 10k ki uppar nhi hai ek bar me
    Withdrawal ---
    50k atm machine
    6 lakh online withdrawal upi total 6.50 lakh
    notice a skata hai itr nhi bharta to

  • @expertakash6359
    @expertakash6359 Год назад +2

    Savings account me 1 financial year me---- deposit
    3 .40 lakh upi se received hua
    3.20 lakh cash deposit
    Total- 6.60 lakh
    Upi transaction 10k ki uppar nhi hai ek bar me
    Withdrawal ---
    50k atm machine
    6 lakh online withdrawal upi total 6.50 lakh
    notice aa skta hai itr nhi bharta to

    • @sahilagrawal9799
      @sahilagrawal9799 Год назад

      Ha

    • @sahilagrawal9799
      @sahilagrawal9799 Год назад

      Cash deposit krke galti ki, krna kya h
      Business ki bhar do itr 4 for 25 lakh k around
      Baki jo 40 lakh aaye h use wapis trf kr do jaha se aaye h use loam mana jayega 40 lakh ko

  • @vitragshah6791
    @vitragshah6791 10 месяцев назад +1

    Sir, mutual fund me 1,00,000 se uparki amount pe LTCG or STCG hai vo pure portfolio ki limit lakh hai ki 1 mutual-fund(SIP) ki limit 1 lakh hai??
    Sir, I'm new invertor so I'm confused about it please solve this.

    • @expertcasachin
      @expertcasachin  10 месяцев назад +1

      Complete portfolio

    • @vitragshah6791
      @vitragshah6791 10 месяцев назад

      @@expertcasachin sir equity (1,00,000) and mutual-fund(1,00,000) both limit 2,00,000 ?? Ya including both limit 1,00,000 !!

  • @ashishwagh6135
    @ashishwagh6135 6 месяцев назад

    Sir, AMC or 3Rd party aap me mutual fund me same hi tax lagta he kya.
    Kaha se fund kharidna acha hota he.

  • @rajurathore7773
    @rajurathore7773 Год назад +1

    Agar sir me agriculture land sale karta hu to jo 2 cr ki h usse FD, mutual fund, or sarkari schemes karta hu to tax? Intrest tax? itr? Me kya karna h or kin baton ka dhyan rakhna h 50L son ko bhi gift karna h 30L wife ko unke
    Intrest par tax dono ki income 2.5L se kam h
    Please reply 🙏

    • @expertcasachin
      @expertcasachin  Год назад +1

      I need discussion and paper for proper advice contact on 9319333248

  • @aaryanplus
    @aaryanplus Год назад

    Very informative sir

    • @expertcasachin
      @expertcasachin  Год назад

      Thanks and welcome

    • @Santosh01017
      @Santosh01017 Год назад

      ​@@expertcasachinplease help me sir maine abhi aeps se withdrawal karta tha 1lakh 67 hajar ka withdrawal kiya aur maine koi bhi details note nhi ki hai aur jo paisa add hota usko Maine savings account me dalata hu aapki video dekha current use Karo details note Karo kya mujhe iska itr fill karna padega itne me income to 2000 ki commission bhi nhi hota kya itr fill nhi Kiya to notice to nhi ayega mai ek student hu 😢😢😢😢 please sir reply

  • @WilliamsWhite-d1b
    @WilliamsWhite-d1b 7 месяцев назад

    Sir what is LTCG with indexation (₹) and LTCG without Indexation?

  • @dwijendrasinghbhandari7978
    @dwijendrasinghbhandari7978 4 месяца назад

    Hi, Sachin ji,
    If i redeem my MFs after 7 yrs total 5 Lacs n gain is 2.5 Lacs. The exemption limit will remain one Lac only in FY2023-24 or it will b one Lac for every yr for 7 yrs.

  • @SanjaySoni-y4q
    @SanjaySoni-y4q 7 месяцев назад

    mai last 3 yrs se equti mf me SIP kar raha hu, mai abhi tak koi SIP/mf ko sell nahi kiya hai, mera target long turm investment hai, to kya mujhe every year ITR me isko show karna padega aur every year capital gain par tax dena hoga kya?

  • @vijaykumargogia3194
    @vijaykumargogia3194 Год назад

    Sachin sir, Namaste.
    My son studing Masters in Canada since Sept. 2022 and his income below 2.25 lacs in India. He has earned around 6000 CAD (rs 360000) by doing part time job upto Dec. 2022. I am filing ITR on his behalf. Whether FA form has to be filled in mandatorily. He has no share, mutual fund, assets in Canada.
    Please guide.

  • @wemakeyoutubers504
    @wemakeyoutubers504 Год назад

    Sir please make video on future option share or crypto ka tax ?

  • @manishrawat6951
    @manishrawat6951 Год назад

    nice

  • @pankajmandal522
    @pankajmandal522 Год назад

    Icici nasdaq 100 index me invest kiya hu longterm k liye ....is pe taxation kaisa hoga ??

  • @PradeepKumar-vb9zw
    @PradeepKumar-vb9zw Год назад

    Mutual funds purchased in 2008 now I wish to purchase a builder floor Can I redeem nd LTCG be adjusted in purchase of floor I think then I am not to pay income tax

  • @RajeshPatel-xh1ki
    @RajeshPatel-xh1ki 4 месяца назад

    Is LTCG added to an individual's total income ?????

  • @subhadeepdas5480
    @subhadeepdas5480 10 месяцев назад

    Sir my income is very low, for future I am able to do SIP of RS. 1000/- per month of Parag Parikh flexi cap fund. Now, if I continue it for 5 years and after that I sell it, then how much tax I have to pay. Maybe it's easy for someone but I am new in this path so not known to all the facts. Pls guide me if possible

  • @Shuvode-go8jn
    @Shuvode-go8jn 7 месяцев назад

    Stgc profit 1 lakh above hai to 15% dena poreyga

  • @1449mitesh
    @1449mitesh Год назад

    Which category the Gold mutual fund belong to either Debt or Equity ?

  • @bharatnanavati7271
    @bharatnanavati7271 7 месяцев назад

    Equity mutual funds ka capital gains se property kharidne se capital gains bachega

  • @sanju4350
    @sanju4350 Год назад

    Plz reply plz

  • @santoshagarwal7592
    @santoshagarwal7592 Год назад

    Sir crypto currency kis jagah bharna hai

  • @config4429
    @config4429 Год назад

    Sir reply jarur karna meri ek kirane ko shop hai usme UPI se paise ate hai wo labhag 1 year 2 lakh hi ata hai kya mujhe current account kholna chahiye ya saving account se kam chal jayega aur kya mujhe details note karni padegi mai itr fill nhi karna chahta notice na aye

  • @YugJain-cr8ck
    @YugJain-cr8ck Год назад

    Thanks sir
    Sir please index fund ke bare me bataye?

    • @sudhirshiyani
      @sudhirshiyani Год назад

      thanks sirji for best guidelines...pls suggest for best mutual fund

  • @CHETDEZIRE
    @CHETDEZIRE Год назад +1

    Superb sir

  • @vineetgupta9777
    @vineetgupta9777 Год назад

    क्या capital gain shares का और mutual fund का total consider होता है , या फिर एक का लॉस दूसरे के गेन से adjust हो सकता है, प्लीज बताये.

    • @expertcasachin
      @expertcasachin  Год назад

      Yes can do but nature and period par depend karta hai

  • @miniatreya8795
    @miniatreya8795 Год назад

    Sir .....cams and kfintech report ke basis par how to record accounting entries of mutua funds .....kindly guide me ......

  • @chudamanirathore4120
    @chudamanirathore4120 Год назад +1

    Senior citizen housewife bank interest received 700000 kaun sa ITR file Karen Keval sirf Bank Sahi byaaj prapt karti hai

  • @Santosh01017
    @Santosh01017 Год назад

    Hello sir reply savings account me maine 1 April 2022 se 31 March 2023 tak UPI se dheere karke 3 lakh rs maine receive Kiya hai 2.31 lakh maine bank me jake deposit Kiya 90000 account me transfer hua hai total deposit 6.31 lakh hua aur maine withdrawal 50000 atm se Kiya hai aur 5 lakh UPI se withdrawal kiya hai total 12 lakh ka withdrawal aur deposit hai kya mujhe notice a skta hai main itr file nhi karna chahta 😢

    • @expertcasachin
      @expertcasachin  Год назад

      No but better discussion on ph near ca or us at 9319333248

  • @caarihantbohara2599
    @caarihantbohara2599 Год назад

    Sir your videos are very very good 👍👍
    Sir I have one query regarding refund of relocation allowance
    In oct 2022 my Employer has given the relocation allowance after deduction of Tds.
    Gross relocation allowance=₹500000
    Tds =₹156000
    Net amount paid by employer=₹344000
    In January 2023 I left the company and due to non compliance of condition I have to refund the relocation allowance of ₹500000 .
    Sir my question is can I get the refund of tds paid ₹156000 in my ITR for AY 2023-24??
    Because the relocation allowance I received is refunded back to the employer.
    Please sir also tell me that can I reduce the relocation allowance refunded to my employer from my gross salary or take as a deduction ??

  • @adityapatel3410
    @adityapatel3410 Год назад

    Sir jaise LTCG on sale of ancestral house property per joint owner is less than 2 cr, toh kya each joint owner 2 property purchase ka benefit utha sakte hai for FY23-24??

  • @Suraj_Chauhan.71
    @Suraj_Chauhan.71 Год назад +1

    Sir me jamin bech kar apne state ja raha hu payment kese lu jisse tax na lage mujhe jamin bhi karidna hai 😢😢kya individual carrent account me le sakta hu peyment 😢😢

    • @expertcasachin
      @expertcasachin  Год назад

      Sir I need discussion and paper for proper advice contact on 9319333248 or near ca

  • @wemakeyoutubers504
    @wemakeyoutubers504 Год назад

    PLEASE REPLY SIR can I file itr without showing Futuer and options loss.? Loss -1800

    • @expertcasachin
      @expertcasachin  Год назад +1

      Depend on sale value better discussion with ur ca or near ca depend on TIS

  • @mahammadtakigani3872
    @mahammadtakigani3872 Год назад

    Nice information for mutual fund tax. What about tax NRI holding mutual

  • @rahulray1570
    @rahulray1570 Год назад

    Milk Business hai but Invoice nhi milta h vendor se aur 2cr vendor ko payment krta hai kya gst number lena hoga
    Ydi Gst Number le to Purchase Invoice nhi hai bina Purchase Invoice ka sales GST Returns me dikha skte hai
    Pls suggest me

  • @sanju4350
    @sanju4350 Год назад

    Sir plz question ha maraa 2account ha paytm bank ka our union manaaa 1lac deposit karaa union ma manlo our fir udhar sa send kar ka paytm bank ma receive kar toh union bank ka deposit bhi 1lack hogayeee our paytm bank ki bhi 1lack hogayeee our fir paytm bank sa send kar ka wapas uninon ma la liyaaa uskaa deposit 2lak our withdraw 1lac our paytm bank ka deposit 1lac our withdraw bhi 1lac toh dono milakaaa 5lac hogayaaa only self transfer karka cashback ka chakkar ma koi dikkat toh ni hogiii na plz reply

  • @arkabanerjee1627
    @arkabanerjee1627 Год назад

    Sir ji please help to file itr with nps as self employed..is nps helpful.?.as v low return is coming in nps

  • @rekttrader5112
    @rekttrader5112 9 месяцев назад

    Best Advice sirji❤

  • @cutesriya8277
    @cutesriya8277 11 месяцев назад

    sir in LTCG 57000 CAPITAL GAIN HUA . IS this will be added to my income ? do I have to pay tax as per my slab? I have redeemed canara robeco equity fund

    • @falcon_black007
      @falcon_black007 8 месяцев назад

      No, nhi lagega. Total income mai count nhi hoga

  • @Alokkumar-qh6mj
    @Alokkumar-qh6mj Год назад

    Sir,
    Capital Gain from
    HDFC Balanced Advantage Fund, Direct Plan growth option is taxed under Equity Mutual fund or Debt Mutual Fund??

    • @expertcasachin
      @expertcasachin  Год назад

      Dear with name not possible
      It’s depend where they invest
      After year end take capital gain statement will clear

  • @wemakeyoutubers504
    @wemakeyoutubers504 Год назад

    Sir previous year meri itr 44ad me file ke hui hai business ke .This year first time future option me trade kiya hua hai or loss hai to kya tax audit karwana hoga loss 1800 ka hai turn over 5000

  • @8bitsantoshsupport986
    @8bitsantoshsupport986 Год назад

    Please sir help mai apne savings account me 12 lakh ka transaction kiya hai aur 1.5 lakh ka transaction maine adhar aeps dusre paise nikal ke apne account me dala aur lahbhag maine 3-4 lakh rs maine Bank me jake deposit kiya aur baki maine UPI ke jariye kisi ke account me kabhi upi me send Kiya hai sab milkar aeps wala deposit UPI se kisi ke bank account me dala aur kabhi atm se nikal liya kya mujhe notice a skta hai 😭

  • @anilgrover1201
    @anilgrover1201 Год назад

    Sachin Ji. Can you guide me whether in spite of paying 10% long term CGT from the sale of Mutual funds, I have also to pay Income Tax as per my Income Tax slab applicable on the income from Mutual Funds? Suppose I earned 5 lakh LTCT on sale of mutual funds. 1 lakh is ex emptied. Another 4 lakh is taxable for which 10% LTCG applicable. After paying 10% LTCG say 40000/- I need to pay income tax on another 360000/- or what. Can you please guide me.

  • @navroopsingh4763
    @navroopsingh4763 Год назад

    Sir, In which category Motilal Oswal Nasdaq 100 ETF will be considered? Listed equity shares or unlisted equity shares.
    I have purchased Motilal Oswal Nasdaq 100 ETF on 1st July 2023 & if hold it for three years,can get benefit of indexation ( 20% tax)?

    • @expertcasachin
      @expertcasachin  Год назад +1

      No indexation

    • @Santosh01017
      @Santosh01017 Год назад

      ​​@@expertcasachinplease sir reply mai ek up bls ek aeps deti hai maine usse 1 year me 148000 ka adhar se only withdrawal kiya hai Maine uski jankari kuch likhi nhi hai mere jo costumer ate hai ek ka hi unka hi 10k karke 120000 nikala hai total year me wo bagal ke hi hai to income 2000 ki bhi nhi hui to mujhe kya itr fill karna hoga kya sir mai ek student hu aur maine jo paise nikale wo apne apne father ke account ko transfer Kiya hai 148000 kya mujhe notice a skta hai please reply Dena mai bahut jyda dispersion me hu 😢😢😢

  • @e19365366
    @e19365366 Год назад

    Sir if a salaried person has total taxable income of Rs. 4,95,000/- and he gain a LTCG of 124500/- on Equity oreinted MF. Will he get the benefit of 87A or not??

  • @rajeevsharma8724
    @rajeevsharma8724 Год назад

    Nice information Thanks alot

  • @pradippuranik2672
    @pradippuranik2672 Год назад

    Sir G, I have sold my flat in 2023 , which was purchased in the year 1996 , for capital gain what year of index will applicable for calculation.

    • @expertcasachin
      @expertcasachin  Год назад

      Need Valution first contact on 9319333248 we will do with tax planning

  • @RKSharma2012v
    @RKSharma2012v Год назад

    👍बहुत बढ़िया sir ji🙏 thanks
    This video stands for me.
    Is indexation disallowed on debt mf w e f 1st April 2023?

  • @asiyarasool100
    @asiyarasool100 Год назад

    Sir are dividends of mutual funds in the hands of investors taxable now or it is to be paid by company only?

  • @debabratakarmakar2745
    @debabratakarmakar2745 Год назад

    Sir delails discuss please

  • @ShaikhARAHIM-kw8zz
    @ShaikhARAHIM-kw8zz Год назад

    How sip works

  • @Hari-d4u
    @Hari-d4u Год назад

    I donot have any other income other than Family pension which comes under 'Income from other sources' (which I mentioned in my ITR)
    Treasury office deducted TDS from family pension u/s 192 (which is applicable only to salary)
    Now while filing ITR, there is validation error stating the salary shown under the salaries section(which is zero) is less than the value shown in TDS section(deducted by Treasury).

    • @expertcasachin
      @expertcasachin  Год назад

      First No tds on family pension asked why he is deducting in 192

    • @expertcasachin
      @expertcasachin  Год назад

      For error May be u r showing in other income instead of salary

  • @VivekKumar-pg6cj
    @VivekKumar-pg6cj Год назад

    Thanks for the update

  • @anilgrover1201
    @anilgrover1201 Год назад

    Thanks Sachine Ji for the prompt reply.

  • @rajeevsharma8724
    @rajeevsharma8724 Год назад

    Sir I have investments in kotak emerging equity mutual fund, what is your opinion

  • @mramitsaxena1000
    @mramitsaxena1000 Год назад

    Thanks very informative information 🙂

  • @rajeevsharma8724
    @rajeevsharma8724 Год назад

    Good evening Sachin Sir

  • @santoshagarwal7592
    @santoshagarwal7592 Год назад

    Sir good morning

  • @Alonewarrior-Tiger
    @Alonewarrior-Tiger Год назад

    Sir, meri wholesale store h( daily use items), bank me meri recipt 55 lack aa rhi sari sabi contra entry hta be bad, ab me ise agar 44ad me 55 lack ki sale show karobga to gst ka notice to nhi ayega, because i have no gst no. Kindly advise me 🙏🏿

  • @dilpreetsinghchahal3097
    @dilpreetsinghchahal3097 Год назад

    Sir mera question ye hai ki ek financial year mein post office term/ time deposit mein se kitna amount withdraw kar sakte hai according to income tax rules.

  • @wemakeyoutubers504
    @wemakeyoutubers504 Год назад

    Sir kya f&O ka loss show karna mandatory hai

  • @alokshukla365
    @alokshukla365 Год назад

    Sir sip me kise pata chlega ltcg Or stcg capital gian Or loss hi

    • @expertcasachin
      @expertcasachin  Год назад +1

      Same capital gain statement

    • @8bitsantoshsupport986
      @8bitsantoshsupport986 Год назад

      @@expertcasachin Please sir help mai apne savings account me 12 lakh ka transaction kiya hai aur 1.5 lakh ka transaction maine adhar aeps dusre paise nikal ke apne account me dala aur lahbhag maine 3-4 lakh rs maine Bank me jake deposit kiya aur baki maine UPI ke jariye kisi ke account me kabhi upi me send Kiya hai sab milkar aeps wala deposit UPI se kisi ke bank account me dala aur kabhi atm se nikal liya kya mujhe notice a skta hai 😭

  • @sanju4350
    @sanju4350 Год назад

    Sir ek question ha plz help maraa 2account ha normal saving account na koi dukan ha kisi ki dukan pa kaam kartaa bus thodaa bohot casback ka chakkar ma ek account sa dusraa account money sent kar ta hu mtlb self transfer koi dikkat toh ni ha na kitnaaa bhi karlo