@@shaneomack5018 that’s the market we have. Has lead JEPQ up 27% YTD and VOO up 20%. If you look at VTI it’s super heavy in tech. JEPI is very light in tech so up 7 ytd.
I’m using JEPQ and SCHD. I’m building up JEPQ to pay out $1,000 per month on dividends and I will put those dividends into SCHD to become a generational money machine!
Honestly, you'd probably be better off just putting it all directly into SCHD. For one thing, JEPQ dividends are taxed as normal income. For another thing, you won't see much appreciation when we get out of this bear market. I would recommend doing the opposite, build your SCHD dividends and use them to buy JEPQ.
@samiamagainagain why take income / the snowball effect from a greatly superior appreciating asset, and put it into non qualified income fund with limited upside? Not being vesicious, genuinely want to hear the reasoning?
Here is a strategy that will work in the long run. Using schd and qqq. Market is cylical. Sometime growth stock goes up, sometime div stock goes up. The goal is to buy each etf every single day. However, when the cycle favors growth stock, focus more on buy the opposite and buy schd. When the sentiment of the market favors div stocks, we then switch or focus on qqq. This strategy allows us to buy the dip all the time with the market without timing. This strategy will beat the market in the long run
Just bought both recently. 250 shares of SCHD plus 100 shares of JEPQ and plan to reinvest the dividends of both ETFs back into SCHD to reduce my risk in JEPQ while amplifying the longterm dividend growth of SCHD. Hope it works.
Cash flow investors need income they can rely on. JEPQ’s distribution is pretty variable and may decline dramatically in a lower volatility market. Would be tough to endorse this fund without a significant margin of safety in income or as a smaller portion of a dividend growth portfolio. It has also lagged in performance vs similar funds such as QQQX and QYLG. And once again, QQQ, the underlying index, is the much better investment, selling shares as needed to produce the same amount of income. For my money, I’d simply own QQQ and write my own covered calls on a monthly basis to generate income above what is produced by a larger position in a passive index fund like SCHD. That way I can adjust how aggressive I want to be with strike prices and leave the position entirely uncovered if extra discretionary income isn’t needed in a particular month/quarter.
II currently with DGRO which is very similar to SCHD... But I'm thinking of adding JEPQ to the mix as well as one REIT index (REET)... and I'm looking at Q2 next year to start adding Emerging Markets or something more broad that's just International
Using JEPI instead of JEPQ, not allowed to trade JEPQ in my account because it is too new. This is most of my exposure to AI/ Tech companies, and want to limit to this, even during this AI/ Tech rally. I think a good combo overall.😊
SCHD is classified as a “Qualified” dividend after 60 days. JEPQ is classified as “Regular Income” because it sells covered calls. For the US only! Other factors include: tax exempt accounts, filing status, tax bracket, etc. 11:18
Hello, I am wondering if I am 27 now if I invest 2-5 ETFs will I be able to make good returns? Or must it be an individual stock portfolio? Sorry, I'm not good at English😅
I'm celebrating a $423,000 dividends stock portfolio today. I started this stock trading journey with $180,000. have invested much time & money, and i'm also with Lanngel Mark, the right investment Adviser who handles my portfolio and executes my trades, now I have time for my family and the life ahead of me ❤💯✅
i work with Lanngel Mark too!! i was able to accumulate $14,000 in just first 3 weeks of investing. he executes trades perfectly. His methods are top notch and profitable!
You have to own shares more than 1 year (long term)so you don’t pay over 30% tax. If you sell shares less than 1 year (short term ) you pay over 30% tax
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Maria Reyes.
Retired on 50% VOO, 25% JEPI, 25% JEPQ. So far so good.
What's your profolio value?
Yikes. Very tech heavy with voo and jepq friend
@@shaneomack5018 that’s the market we have. Has lead JEPQ up 27% YTD and VOO up 20%. If you look at VTI it’s super heavy in tech. JEPI is very light in tech so up 7 ytd.
@@Eli390 1.8 million
@@Eli390a lot lmao dude probably has a pretty significant bank account
I’m using JEPQ and SCHD. I’m building up JEPQ to pay out $1,000 per month on dividends and I will put those dividends into SCHD to become a generational money machine!
Honestly, you'd probably be better off just putting it all directly into SCHD. For one thing, JEPQ dividends are taxed as normal income. For another thing, you won't see much appreciation when we get out of this bear market.
I would recommend doing the opposite, build your SCHD dividends and use them to buy JEPQ.
@@samiamagaimagainI agree. He’s doing it backwards
@samiamagainagain why take income / the snowball effect from a greatly superior appreciating asset, and put it into non qualified income fund with limited upside?
Not being vesicious, genuinely want to hear the reasoning?
This is my new route build my jepq to fund my schd
You are a smart investor
Here is a strategy that will work in the long run. Using schd and qqq. Market is cylical. Sometime growth stock goes up, sometime div stock goes up. The goal is to buy each etf every single day. However, when the cycle favors growth stock, focus more on buy the opposite and buy schd. When the sentiment of the market favors div stocks, we then switch or focus on qqq. This strategy allows us to buy the dip all the time with the market without timing. This strategy will beat the market in the long run
I am 75% in JEPQ and 25% in SCHD. Very happy.
It just so happens a week ago I didn't the same thing both schd and jepq but of course dividends reinvested thank you
Great stuff.
You made a video on my strategy!❤
Just bought both recently. 250 shares of SCHD plus 100 shares of JEPQ and plan to reinvest the dividends of both ETFs back into SCHD to reduce my risk in JEPQ while amplifying the longterm dividend growth of SCHD. Hope it works.
Thanks, what do you think of a blend of SCHD + JEPI + JEPQ??
I have an IRA retirement account : SCHD + JEPI + JEPQ (50%, 1/3 each) and S&P500 (50%)
I combine JEPI+SCHD about 30% each.
Rest 40% is split between growth stocks and cash..
20% in Growth stocks .. 20% in cash
Cash flow investors need income they can rely on. JEPQ’s distribution is pretty variable and may decline dramatically in a lower volatility market. Would be tough to endorse this fund without a significant margin of safety in income or as a smaller portion of a dividend growth portfolio.
It has also lagged in performance vs similar funds such as QQQX and QYLG. And once again, QQQ, the underlying index, is the much better investment, selling shares as needed to produce the same amount of income.
For my money, I’d simply own QQQ and write my own covered calls on a monthly basis to generate income above what is produced by a larger position in a passive index fund like SCHD. That way I can adjust how aggressive I want to be with strike prices and leave the position entirely uncovered if extra discretionary income isn’t needed in a particular month/quarter.
Recommended to hold this in an ira or traditional brokerage acct ??
Great combo!
Can you give your thoughts on DIVO, SPYI, and BST?
Spyi is really good, I own that one
[ ] SITE being DISPLAYED @ 9:15 ?
II currently with DGRO which is very similar to SCHD... But I'm thinking of adding JEPQ to the mix as well as one REIT index (REET)... and I'm looking at Q2 next year to start adding Emerging Markets or something more broad that's just International
How many channels do you have? I think I came across at least 3 or more with the same voice
Using JEPI instead of JEPQ, not allowed to trade JEPQ in my account because it is too new. This is most of my exposure to AI/ Tech companies, and want to limit to this, even during this AI/ Tech rally. I think a good combo overall.😊
My three choices are JEPY, JEPQ & SPYI.
What about taxes between SCHD & JEPQ ?
SCHD is classified as a “Qualified” dividend after 60 days. JEPQ is classified as “Regular Income” because it sells covered calls. For the US only! Other factors include: tax exempt accounts, filing status, tax bracket, etc. 11:18
Taxes ? On jepq/jepi
after 6 month schd from 71 to 75, jepq from 47 to 50, very slow growth, worth to invest?
Hello, I am wondering if I am 27 now if I invest 2-5 ETFs will I be able to make good returns? Or must it be an individual stock portfolio? Sorry, I'm not good at English😅
Etfs are great. pick 3-6. 1-2 core 1-2 growth 1-2 dividend.
can you make vids without the words on the screen? it takes away from the info shown.
my portfolio-
fidelity 500 40%
SCHD 40%
FTEC 15%
then around 5% JEPI JEPQ
I'm celebrating a $423,000 dividends stock portfolio today. I started this stock trading journey with $180,000. have invested much time & money, and i'm also with Lanngel Mark, the right investment Adviser who handles my portfolio and executes my trades, now I have time for my family and the life ahead of me ❤💯✅
Care to share how you find a good investment adviser or what platform you using?
@@jessicaknoll4700 The name of my investment manager is Lanngel Mark, he is a well known Financial personnel, just look up his name online
@@arianne9093 Thanks a lot . did quick research on him and i found his website, i'm also able to reach him from there👌🏻
Wow Lanngel Mark has been executing my portfolio trades for close to 3years now, he also handles portfolios for my wife and 4 of my colleagues
i work with Lanngel Mark too!! i was able to accumulate $14,000 in just first 3 weeks of investing. he executes trades perfectly. His methods are top notch and profitable!
please tell me how to reduce/ elliminate the 30% dividend tax. it's way too high. I am NOT US citizen, do not have 401k etc.
You have to own shares more than 1 year (long term)so you don’t pay over 30% tax. If you sell shares less than 1 year (short term ) you pay over 30% tax
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Maria Reyes.
I'm surprised you know her. I've been making a lot of profits investing with her for a few months now.
Mrs Reyes changed my life because of the high profits I got from investing with her.
You invest with Mrs Reyes too? Wow that woman has been a blessing to me and my family.
I'm new at this, please how can I reach her?
I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much
The lower words on screen drive me nuts, anyone else?
Don't like SCHD low dis and quarterly payments.