August Budget With Me - How I Set up My Monthly Budget From Start to Finish
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- Опубликовано: 12 сен 2024
- Hello, my friends! For my August Budget With Me, I wanted to show my whole process from start to finish. How much do you guys want to see in future videos? Do you enjoy them when they are longer or do you prefer shorter videos that get right into the details?
Later this month I will likely have a separate video (or 2) explaining the "Car Situation" which involves my husband's lease ending and us purchasing a vehicle! If there's anything specific you want me to cover here, please let me know in the comments below!
LINKS
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I JUST STARTED A PRINTABLES SHOP! (Listings are very limited but they will be expanded over the next few weeks) bit.ly/caffeina...
My Instagram: bit.ly/caffeina...
Facebook Group: bit.ly/Caffeina...
My Etsy Shop: bit.ly/shopcaff...
August Kits/Items in my shop: etsy.me/30Wr6vO
Planners I use:
Erin Condren LifePlanner: bit.ly/2Ea98ia
EC Deluxe Monthly Planner: bit.ly/2mBjQDC
$10 off your first ErinCondren.com purchase: bit.ly/CC_ErinC...
(Complete the registration and you will be emailed a $10 off coupon. If you make a purchase, I'll receive a $10 coupon as well!)
YNAB, aka "You Need A Budget" - This is the budgeting software that I use (also a referral link. If you choose to sign up after the free trial, I'll get a month free)
bit.ly/CC_YNAB
Thank you to anyone who uses one of my referral links, I truly appreciate your support!
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Our church has an app And we tithe through auto draft.
I did miss actually putting tithe in the offering basket on Sunday morning, but it has now been a year of autodraft every Friday and I feel great knowing my tithe is covered.
BEST budget stickers on Etsy!!!!! LOVE LOVE LOVE your stickers :) Thanks for sharing :)
Aww thank you so much, Thanks for watching!!
So glad to see you back 👍🏻😊😊💖
Thank youuu! 😊
Love these options! I like the 2 columns for expenses but would love for them to be available with other titles or the +/- for fixed. For example: living (essential, basic) expenses and variable expenses...I'd love to keep true essentials in one category but they can change (like electric). It's such a little thing really.
Ahh yes it's so hard... there are so many possibilities and everyone does things differently! There's definitely no room left for more columns in the fixed table, but maybe with the single column you could list the necessities at the top and then maybe have a subtotal line (just so you could see your total for true needs) and then all of the other stuff below that? I really like the idea of splitting things up that way!
So glad you’re back💛
I am so happy to see this video!!! Love what you did with the Paydays!! I was going to buy some payday stickers kind of like what you have but i will just wait for yours. Yay!
I appreciate you taking our suggestions for the layout changes and allowing us to see a sneak peak. Sooo excited!!! I also like having the chance to see your modifications for the kits. Thank you so much for sharing this.
Gorgeous kit as usual 💝
Thank youu
Congratulations on being back :)
Oh no! I love the new design how it’s thinner and longer! I just got mine in the mail today and it’s the original way but hopefully next time it’ll be the long way. I love your designs btw :)
Thanks Carla!! The physical products in my shop will remain the old format through the end of the year, so you didn't miss out on anything. The printables had to be re-created anyway so it wasn't any more work to go ahead and use/test the new format.
Caffeinated Cait Sounds good! I’ll be waiting!
Yay budget time....love it thanks
Thanks for watching!
I love your budget kits! I can't wait to get Sept. kit. 😘 Glad to see you back on the tube. 😊
Thank you! 💕
Love Love your sticker!!! I use the same three colours every month. Would you consider offering custom colour sticker pac for the bills stickers. Yours are great because you can write on them with any pen!!
Thank you :D Yes I absolutely want to offer just full sheets of single color bill stickers. They will probably also have an option for half autopay/half checkbox, or all checkboxes without the "bill due" text so they can be used for other things (like paydays)
Where is the best place to view your budget kits for September?
Hi Debra! For physical stickers, those are in the main shop: www.etsy.com/shop/CaffeinatedCait?search_query=september
for printable stickers, here's a link to the printables shop: www.etsy.com/shop/CaffeinatedCaitPrint?search_query=september
Love your kits!!!
Love that you now have a printable shop! Will you have kits to fit the 8.5x11 in the future?
You bet! I'll be adding basically everything that is in my main shop, as time allows. I'll have 8.5x11 up within the next few weeks, along with an addon bundle in both sizes too :)
That’s great news! Thank you so much for the fast reply. Can’t wait to place my orders 😊
Yay! You’re back!
Getting ready to put my August citrus printable in my planner. Will you be coming out with a September printable? I hope so!
Absolutely! I won’t make any promises on WHEN but it should be within a week or two if I can keep up with my to-do list lol!
LOVE the changes!!! I can't wait to get my next order placed! Can you make a sticker that has a place (like you have now) with a checkbox name, amt but add something to show that it's an AUTOPAY or AUTO WITHDRAW type payment. Are the new formatted stickers available now or will it not be until later? Thanks!!!!
i love your explanation for the reasoning behind how you set up your budget. this was very informative. thanks for sharing. would you keep both formats, the old one and the new one in your shop? i'm still using the 2018-2019 ec monthly deluxe. i will not not move into the new one until january 2020. thanks
Thank you! I’m glad you found the info useful! Do you mean the format for the monthly calendar? Yes I would keep the old format through Dec for sure 😊
@@CaffeinatedCait thanks. i did mean the format for the monthly view. i'm glad you are keeping the current format and adding the new formatting. thanks for your response:)
Love your videos! So glad you are back! Just curious, is your mortgage payments set up like that, or is that how you guys choose to pay them? We just bought a house and have to pay on the first of the month which is kind of painful when we get paid an opposing week. :)
Yup, it’s set up to autopay half of what the monthly bill would be, bi-weekly. It’s actually in the mortgage terms so we technically have a 26 year mortgage. Our bank is small and local, but pretty awesome... the loan officer actually encourages people to choose the bi-weekly payments. The only painful part is months like this, where we have 3 payments! Lol
I just started watching and I was curious about your income and that you only budget your income. You mentioned your husband has a company car so I wondered why his income wasn’t budgeted in and how you work with that?
I probably said company card 😊 he owns his own business, which is a gym/personal training business. We just spent over a year renovating a huge space so right now everything is being re-invested into the business, he doesn’t have any take-home pay. Once that does start, I’m sure I’ll be sharing how we manage it! Thanks for watching! 😊
OMG Printablesssssssss Just take all my money Now
I am curious about your $300 grocery budget.
Absolutely! First thing... $300 is very optimistic, we basically always go over but we've come pretty close a few times so it's attainable, so I like to make it the goal. So our household is just myself, my husband, and my 5 year old. I'm not super into cooking, I mostly cook boring meals with basic ingredients lol. I do a lot of shopping at Aldi and ShopRite (probably regional, I'm in the northeast) and mostly everything I buy is on sale. I'd love to do a video on what we do for grocery shopping, maybe I'll vlog it throughout the month and make one big video on our monthly grocery shopping!