BUYING OUR FIRST HOME: total cost with *real numbers* 🏡 building, settlement, hidden costs + more

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  • Опубликовано: 12 сен 2023
  • Hello my loves! I hope you enjoy this full cost breakdown of how much it cost to buy our first home. I run through building costs, settlement day, how much it cost to furnish + all the hidden expenses you might incur. I hope this is helpful! 🥰
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    ✰ When did you get married? April 2022
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Комментарии • 60

  • @kaylachristensen
    @kaylachristensen 10 месяцев назад +10

    I love how honest and open you are with everything :)

    • @smileycitrus
      @smileycitrus  10 месяцев назад

      thank you! hopefully it helps at least one person 🥹

  • @tahlia4189
    @tahlia4189 10 месяцев назад +6

    So proud of you and all you have achieved 💛 your home is truly so beautiful x

    • @smileycitrus
      @smileycitrus  10 месяцев назад

      thank you gorgeous!! 🥹🩷

  • @amandacarr3929
    @amandacarr3929 10 месяцев назад +1

    Thank you so much! I look forward to these videos every Tuesday my time. My husband and I are in that process it is a journey but yk what's for us will be. 🌸

    • @smileycitrus
      @smileycitrus  10 месяцев назад

      aw thank you! sending all the good vibes your way 🤍✨

  • @robyn_southafrica
    @robyn_southafrica 10 месяцев назад +8

    Low-key been waiting for this one 😊😊 Happy Wednesday Smileycitrus fam! 😘🤍🎈

    • @smileycitrus
      @smileycitrus  10 месяцев назад +1

      I hope you enjoy!! happy Wednesday 🥰

  • @sheriberrix
    @sheriberrix 10 месяцев назад +1

    This was amazing, so helpful and informative ! Really appreciate how you broke everything sown and gave us specifics to the cent.

    • @smileycitrus
      @smileycitrus  10 месяцев назад

      ahh yay!! so happy to hear 🥰

  • @ciannecarag4269
    @ciannecarag4269 10 месяцев назад +1

    Yay! Thanks for this vid, so helpful for someone aspiring to own a house soon in SA! Enjoy the house and make lovely memories in it 🫶🏻

    • @smileycitrus
      @smileycitrus  10 месяцев назад

      i'm so glad!! thanks lovely 🥰

  • @Laauureenxo
    @Laauureenxo 10 месяцев назад +1

    Thankyou so much for sharing this type of video. I had no idea how much it actually is to purchase or build a home, this is really educational 💗💗! You explain everything so great! Thankyou for sharing Ella x

    • @smileycitrus
      @smileycitrus  10 месяцев назад

      ahh yay!! this makes me so happy to hear 🥹 thank you lovely 🩷

  • @EmsFitVenture
    @EmsFitVenture 10 месяцев назад +4

    Love this video as a single homeowner in the US! It’s so interesting to see the build process and prices in South Australia. You guys also did so much more since you paid on the loans while paying rent you spent far more than that over the whole process to help pay down. I’m kinda shocked to learn the land was more than the home.

    • @smileycitrus
      @smileycitrus  10 месяцев назад +1

      it's so interesting hearing how it varies from country to country! land in Australia can be so expensive 😮‍💨

  • @sarahem9358
    @sarahem9358 10 месяцев назад

    How exciting!!!
    We signed out build contract in September 2020 and our house is now only about 70% finished 😬😅 we also did a turnkey package and just chose a colour scheme and did a few extras

  • @DonnasWonderland
    @DonnasWonderland 10 месяцев назад +1

    So interesting hearing how housing purchases happen in other countries. Love your jumper in this one Ella it looks so cosy the sleeves are so pretty. :) Congrats on your home it's so lovely and I love how you're making it a home ❤

    • @smileycitrus
      @smileycitrus  10 месяцев назад +1

      buying in the UK with the chain makes me stressed 🥲 thanks Donna! 💕

    • @DonnasWonderland
      @DonnasWonderland 10 месяцев назад

      thankfully we were first-time buyers and there was no upward chain so much simpler for us than for some :)

  • @AnnaMuzaza
    @AnnaMuzaza 10 месяцев назад +1

    Let me get my life together because a house...wow!! You are definetly the numbers girl to go to!

  • @edwardleecaliforniausa
    @edwardleecaliforniausa 10 месяцев назад +2

    Hi Ella happy Wednesday night and I hope you having amazing day today and I loved your vlogs and you are amazing Supporter

  • @justmo2023
    @justmo2023 10 месяцев назад

    Awesome comgrats❤🎉

  • @heyoitsnat9980
    @heyoitsnat9980 10 месяцев назад

    Wow im shocked at the difference of costs between states! But very interesting to see the process for you two! I wish sydney was similar

    • @smileycitrus
      @smileycitrus  10 месяцев назад +1

      we could never afford to own in sydney omg 🥲

  • @emmawright200
    @emmawright200 10 месяцев назад

    Notification squad, where u at? Here from RUclips notifications! Already liked the vid EVEN b4 watching as I know I will ❤ it!

  • @hannasmith794
    @hannasmith794 10 месяцев назад

    We built in SA and moved in just over a year ago. We were able to get our land and build on the same mortgage, interesting how different banks do different things

  • @cheriehumphreys6249
    @cheriehumphreys6249 10 месяцев назад

    If it makes you feel better my sister settled on her land in August 2020, Pre-start in April 2021 and her slab didn’t go down till April 2023. And still waiting for the actual house to be built. That’s in WA but it’s crazy at the moment.

    • @smileycitrus
      @smileycitrus  10 месяцев назад

      omg that is WILD!! poor thing 😔

  • @christinatarrant4854
    @christinatarrant4854 10 месяцев назад

    You would probably have found the grass wouldn’t grow anyway with the tree. One part of our lawn gets no sun and it won’t grow - so annoying. Great video!

    • @smileycitrus
      @smileycitrus  10 месяцев назад

      so true! i've been thinking about that recently! Thanks lovely 🫶🏼

  • @Stephanie-ki5oz
    @Stephanie-ki5oz 10 месяцев назад

    Love the sweater! Where is it from?? 🥰🥰🥰

    • @smileycitrus
      @smileycitrus  10 месяцев назад +1

      Princess Polly! my code ELLAXO will save you $$ 🥰

  • @AnnaMuzaza
    @AnnaMuzaza 10 месяцев назад

    Level of record keeping is top, top notch woo giirlll

  • @Courtz9800
    @Courtz9800 10 месяцев назад

    Oh I wish I could have my own house :( building sounds so easy looking at it written out like this but paying rent and a mortgage would be impossible for me now.
    You two have done so well for yourself!

    • @smileycitrus
      @smileycitrus  10 месяцев назад

      thank you!! we got V lucky with timing. It was such a juggle towards the end but so worth it ☺️

    • @Courtz9800
      @Courtz9800 10 месяцев назад

      Haha I commented half way through the video, I then get to the part where “rentals have its perks” it sure does unless you have pets 😅 it’s so stressful. To any renters out there please any tips on getting an agent/landlord to be accepting. My pets our my babies! But I also need a roof over my head

  • @ellie-jo3025
    @ellie-jo3025 7 месяцев назад

    I'm so jealous of your mortgage deposit percentage lol I live in the UK and the average deposit is 15% or higher

  • @rvassallo1671
    @rvassallo1671 10 месяцев назад

    Thank you so much for being so honest. Can I ask did your parents help you out financially with anything or did you and Nick save and pay for it all yourselves. Did you and Nick have an engagement party and if you did who pays for that?

    • @smileycitrus
      @smileycitrus  10 месяцев назад +1

      You're so welcome! No they didn't help with anything financially. We paid for the house, engagement party and most of the wedding ourselves. Our parents did give us a gift to cover some of the wedding costs which i'm so grateful for 🥰

    • @rvassallo1671
      @rvassallo1671 10 месяцев назад

      @@smileycitrus is it expected that the parents pay for the wedding, or is a contribution enough. I'm not sure what the protocol is nowadays.

  • @Self7Made7Greg7
    @Self7Made7Greg7 10 месяцев назад

    How much does a gutter installed cost? The home is 1509 sq with 2 car garage. The builder is quoting 1600$

  • @KattsLife
    @KattsLife 9 месяцев назад

    ❤❤❤

  • @katmead8317
    @katmead8317 10 месяцев назад

    Wow, your whole house build was almost the same as our extension cost (not inc. land). Building costs had double from when we initially had plans drawn up to when building began. Very depressing. lol. Try to encourage your dog not to do its business on the artificial grass if you can, we had it and it started to really stink of dog urine esp. during summer when limited rain.

  • @TaylahLouiseBudgets
    @TaylahLouiseBudgets 10 месяцев назад

    I listened to the whole financial thought thinking that $350k was the price of just the land 😂😂 shit things are expensive up here in Qld 😅

    • @eeyoresv
      @eeyoresv 10 месяцев назад

      Definitely depends on the location. Up here in FNQ we paid 220k for 700sqm 😊

  • @rowenatrimboli6613
    @rowenatrimboli6613 10 месяцев назад

    So funny hearing you talk about your settlement cause I work for a conveyancer 😆

    • @smileycitrus
      @smileycitrus  10 месяцев назад +1

      That would be such an interesting job!!

  • @moonmother.
    @moonmother. 10 месяцев назад

    🤍🤍🤍

  • @brooklynscott3088
    @brooklynscott3088 10 месяцев назад

    First, always 🤍🤍