How to Apply for Vehicle Finance | Balloon Payments | Interest Rates | Vehicle Repossessions

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  • Опубликовано: 8 ноя 2024

Комментарии • 200

  • @Lindzair
    @Lindzair 2 месяца назад +120

    Tell Muzi to post often. His channel is addictive

    • @MuziSibande
      @MuziSibande 2 месяца назад +22

      I’ve been noticing the same exact thing, seems like Muzi is getting lazy, he has been sitting on 160k subscriptions for months. Mrhowmuch on the other hand managed to gain 14K subs in weeks.

    • @Lindzair
      @Lindzair 2 месяца назад +1

      @@MuziSibande mrhowmuch will cover and pass muzi's subscription 😏

    • @thendomudau
      @thendomudau 2 месяца назад +16

      ​@@MuziSibandeLol whenever people complain about his inconsistency lately, others always mention that he's a full-time employee with limited time for RUclips. But he used to drop bangers every week, even when he was fully employed.

    • @bongumusasokhulu260
      @bongumusasokhulu260 2 месяца назад +13

      Addictive or udelela in a nice way 😅😅😢😢😢😢

    • @luckynyamande3208
      @luckynyamande3208 2 месяца назад +1

      @@bongumusasokhulu260 I second your question 😅

  • @GregoryMkhaya
    @GregoryMkhaya 2 месяца назад +16

    I don't have a car yet but I learned a lot from this Chanel

  • @Sibusiso_Ntibane
    @Sibusiso_Ntibane 2 месяца назад +29

    Please Mr How much, we need the video of the VW Buzz.💯🔥🙏🏾

  • @kgosimatlala1696
    @kgosimatlala1696 2 месяца назад +30

    We definitely want that ID Buzz video. And VW can keep that Copper edition, thina siGrand👍

  • @Atc_gamz
    @Atc_gamz 2 месяца назад +45

    lol❤,😂 I’m watching again though I’m a child😂… with no money😂😂😂

  • @MxolisiMashiloane
    @MxolisiMashiloane 2 месяца назад +14

    Yes to the ID Buzz and BYD too.

  • @Hamilton_ZA
    @Hamilton_ZA 2 месяца назад +10

    My mind was liberated by Muzi. 2009/2010 cars are very attractive in this economy.

  • @MlunghisiMathevula
    @MlunghisiMathevula 2 месяца назад +10

    This is good content. I went the bank route as well, I got 9 or 10%. Hope more people knew about it.

    • @NtokozoChristian
      @NtokozoChristian 2 дня назад +1

      I don't have a car yet but I also prefer the bank to bank way 💯

  • @paulmshanga3310
    @paulmshanga3310 2 месяца назад +8

    Zambia 🇿🇲 is in the building, now I feel I need to get myself a car from SA coz of you. Much love from Zambia 🇿🇲.

    • @mrhowmuch
      @mrhowmuch  2 месяца назад +1

      Hey Paul , thanks for the love and support 🙂 I hope I get to visit Zambia one of these days…

  • @molebogengm7456
    @molebogengm7456 2 месяца назад +19

    Wesbank offered me 15.4%, the highest from any bank that I applied to. When I told them another bank had offered me a rate minus prime, they came back to offer me 11.75%. I still declined because I knew I was guaranteed a rate less than that. So the lesson here is you must know these banks want to screw you and you should negotiate. If they offer you a bad deal or high interest rate, walk away.

    • @KgRamabu
      @KgRamabu Месяц назад +2

      always walk away from a bad deal.

  • @Masiya118
    @Masiya118 2 месяца назад +14

    Thank you Mr How Much we really needed this video
    And yes we want to see a ID BUZZ car review

  • @Bjm365
    @Bjm365 2 месяца назад +4

    Aaaah all I can say about this video is "proper stuff, well done Mr. How Much - well done!" 😎

  • @CharlieMakhubele
    @CharlieMakhubele 2 месяца назад +6

    The ID BUZZ is fire 🔥 😍 would definitely like to see it

  • @REPAIR_CENTRE
    @REPAIR_CENTRE Месяц назад

    i love what the guys are doing collaboration is better than competition cause at the end of the day we all win

  • @Bhekswayo-yp5gn
    @Bhekswayo-yp5gn 2 месяца назад +10

    Saw muzi just yesterday. Ksele Wena baba😂😂

  • @lebohangkotane_
    @lebohangkotane_ 2 месяца назад +2

    Yes please do the ID Buzz. Looks very interesting

  • @chubs2312
    @chubs2312 2 месяца назад +5

    On the balloon payment. You need to pay the "money set aside" + interest on the amount after the term.

  • @lesehomataela7190
    @lesehomataela7190 2 месяца назад +7

    the new suzuki has i30N interior, nice.

  • @siphiwogoodman5319
    @siphiwogoodman5319 Месяц назад

    Wola Mr Howmuch, bru ur content, ur information u guys always sharing with us ayaphilisa salute

  • @tshepo2387
    @tshepo2387 2 месяца назад +3

    Informative video bro. Appreciated ❤

  • @myhealthylifestyle9485
    @myhealthylifestyle9485 2 месяца назад +3

    YESS ON THE ID BUZZZZ
    MOST DEF A 'YESSSSS'

  • @patiencemarota
    @patiencemarota Месяц назад +1

    Yes please we need the VW Buzz Video,it looks interesting 😅

  • @ntshembomashaba2937
    @ntshembomashaba2937 2 месяца назад +2

    Vw Copper pack now competing with Eskom Copper Cab-les. Love it

  • @molebogengm7456
    @molebogengm7456 2 месяца назад +3

    I went to the bank myself to get my own financing. I got a rate minus prime at 11.25%. I was happy with that.

  • @aphiwemadaka8256
    @aphiwemadaka8256 2 месяца назад +2

    Yes to the ID Buzz

  • @mikos-second-channel
    @mikos-second-channel 2 месяца назад +6

    The baic beijing x55 ukunqoba wanted you to review that

  • @giftmathoto2117
    @giftmathoto2117 2 месяца назад +10

    ID buzz video please

  • @kabelomasiteng2267
    @kabelomasiteng2267 2 месяца назад +1

    I'd definitely like to see a review of the BYD and the ID Buzz.

  • @mphomathavha1545
    @mphomathavha1545 2 месяца назад +8

    Good advices ✅

  • @Shaun_s_Wrld05
    @Shaun_s_Wrld05 2 месяца назад +2

    I've heard everything you've said, mara. Let's talk about the Omoda C9 yeeerrr omoda ate here😭😭the cheapest Range Rover Velar😭🔥🔥

  • @tintswalowilson
    @tintswalowilson 2 месяца назад +5

    Yes please can we have the id bus review

    • @buhlem
      @buhlem 2 месяца назад

      I'd love to see it as well

  • @kp_studios5558
    @kp_studios5558 2 месяца назад +1

    That ID Buzz interior is interesting fr bro. And as for the “Copper” Polo, it’s a no😬 they’re better off adding a black package because really that’s what people would to make the car look more sporty and aggressive mos🤷🏾‍♂️

  • @nkambulemsutfu
    @nkambulemsutfu 2 месяца назад

    Informative. Thanks for sharing

  • @avuazahc1966
    @avuazahc1966 2 месяца назад

    Powerful car and Swift in gears...........Cant wait to drive it via rental sector as I travel a lot

  • @SunnyPrince7.5R
    @SunnyPrince7.5R 2 месяца назад +4

    Muzi inspiration 😂😂😅

  • @ninobrown1309
    @ninobrown1309 2 месяца назад

    Then they say you don't do budget cars, I mean what's this?... Mr Howmuch, please keep up the solid work.

  • @brendanramza7578
    @brendanramza7578 2 месяца назад +1

    Please do a video on the ID Buzz

  • @FireflySA
    @FireflySA 2 месяца назад +5

    Abantu bayaphila🙆🏾‍♂️ that Austin Martin🙈❤️

    • @tsaki_titan
      @tsaki_titan 2 месяца назад +4

      "Austin"???💀💀💀💀

    • @Sibusiso_Ntibane
      @Sibusiso_Ntibane 2 месяца назад +1

      @@tsaki_titan😂😂😂

    • @lesego2933
      @lesego2933 2 месяца назад

      @@tsaki_titaneii.. Ngoba abo darkie😂😂…

    • @aarongunnz9513
      @aarongunnz9513 2 месяца назад

      Baya thwala mfana wam

  • @tendamudzimugoza5402
    @tendamudzimugoza5402 Месяц назад

    Guys we deserve a road trip of Mr how much, Muzi and Mumbo. (MMM)❤
    It will be so great seeing theze guys in one video ❤🎉

  • @RandyOrton-x3m
    @RandyOrton-x3m 2 месяца назад +1

    Hmm that corsa looks scrumptious 😎

  • @lufunoraphalalani
    @lufunoraphalalani 2 месяца назад +1

    Even if you review VWs only I’d still watch the channel 😁😁

  • @thutodikgale7649
    @thutodikgale7649 2 месяца назад +8

    Here's an area I'd like some highlight on.
    Regarding the retail price. How much of a discount can one aim for, percentage wise?

  • @lufunoraphalalani
    @lufunoraphalalani 2 месяца назад +2

    Please review the Corolla Quest

  • @Senoamadi
    @Senoamadi 2 месяца назад

    Dope content as always. We need that VW Buzz review as well.

  • @moremilethabo6436
    @moremilethabo6436 2 месяца назад +1

    i missed it this year ,, busy shooting models

  • @yamjak
    @yamjak Месяц назад

    Please do one for the Hyundai Exter as well please.

  • @DTeens
    @DTeens 2 месяца назад +3

    If you do another review with Reba s I will knock door to door telling them that the is mrhowmuch on youtube and he bought a vooorr paah

  • @tsundzukanimhlongo9866
    @tsundzukanimhlongo9866 Месяц назад

    The copper Pack looks great, they should add a leather interior and iQ lights

  • @XolaniPrince458
    @XolaniPrince458 2 месяца назад

    Please do the Buzz video.
    Also...you haven't done the Opel Mokka chief 🙁🙁

  • @joney654
    @joney654 2 месяца назад

    Please review the VW bus. It looks interesting.

  • @gudaniliam
    @gudaniliam 2 месяца назад +1

    good vid..but the volvo review? :(

  • @Katty30.
    @Katty30. Месяц назад +1

    When are we getting tcr proper review

  • @mediavoicestudios
    @mediavoicestudios Месяц назад

    Your content are classy 🎉🎉

  • @impenduloprovedetial2827
    @impenduloprovedetial2827 2 месяца назад

    Thank you so much 🥰

  • @Lutenzena
    @Lutenzena 2 месяца назад +1

    Mrhowmuch sorry that I'm late but I wonder when you guys are gonna race

  • @scrufhack3
    @scrufhack3 2 месяца назад

    Any chance we can see the drag race of ur TCR?
    VW ID... yes please review it.

  • @stevensonnelumbuh5207
    @stevensonnelumbuh5207 Месяц назад

    I await the byd

  • @ntshembomashaba2937
    @ntshembomashaba2937 2 месяца назад

    Please review all those cars. Especially Lambo. Oh except tcross

  • @JeremyGeduldt-m2h
    @JeremyGeduldt-m2h Месяц назад

    Isuzu Artic35 have a canopy for camping everything you need

  • @kenny_rayy
    @kenny_rayy 2 месяца назад +5

    We want to see that VW bus

  • @adnanhashim_
    @adnanhashim_ 2 месяца назад

    VW ID Buzz🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥

  • @vhutshilonetshiongolwe404
    @vhutshilonetshiongolwe404 Месяц назад

    Can I humbly get a review of the i20 Nline, take it for a drive and tell us what you like and what you don’t like

  • @neilandrews7053
    @neilandrews7053 2 месяца назад

    Maybe do a review of the Aston Martin

  • @moshemonakale5958
    @moshemonakale5958 2 месяца назад

    You are the best 😊

  • @KgRamabu
    @KgRamabu Месяц назад

    Nna nka emela toyota version of it! Ake tsebe, i just want a toyota badge❤❤ i recently bought a new car, and i did all the financing over the phone! All went well.

  • @oreomario
    @oreomario 2 месяца назад +1

    swift neh❤
    powerful 60kw😂🔥

  • @mrleloscarlet
    @mrleloscarlet 2 месяца назад +1

    Yes sir!❤

  • @SkullbustersFX
    @SkullbustersFX 2 месяца назад

    Tjoooooooooh The Mustang Ay That is a beast Haaaaaaaa Shayaaaaaaaaaaaaaaaa😂😂😂😂

  • @koketsokoki2029
    @koketsokoki2029 2 месяца назад

    yes we would like to see the ID bus

  • @bethacars
    @bethacars 2 месяца назад +3

    “This is Dimo, a lot of people are like Dimo”😂😂😂😂

  • @siyamthembasigwabe467
    @siyamthembasigwabe467 2 месяца назад

    Definitely the Austin Martin

  • @mbongenipuis2195
    @mbongenipuis2195 2 месяца назад +9

    R290k monthly installments for a lambo😢, Do people really pay that amount of money or they just lease this cars??

    • @molokomoloko5099
      @molokomoloko5099 2 месяца назад +4

      People have money bruh

    • @YangaNgcanasa
      @YangaNgcanasa Месяц назад

      ​@@molokomoloko5099meaning we're poor moss 👀🙆‍♂️

  • @tshinetiseravhuraravt1686
    @tshinetiseravhuraravt1686 Месяц назад

    Go for ID buzz❤

  • @NgcaliMapisa
    @NgcaliMapisa 2 месяца назад

    I would like to see the ID buzz

  • @JeremyGeduldt-m2h
    @JeremyGeduldt-m2h Месяц назад

    What model is J6 from witch brand 2 Baic models have to come to South Africa Jetour brand full BYD range have to come to Mzansi .

  • @shaunnkabinde1416
    @shaunnkabinde1416 2 месяца назад

    Have they dropped the 4 speed auto for a CVT… not much of an upgrade if you ask me

  • @MakingmoveswithJohnnyJ
    @MakingmoveswithJohnnyJ 2 месяца назад +3

    Id bus, yes please

  • @mahlatsihlongoane5674
    @mahlatsihlongoane5674 2 месяца назад

    ID Buzz please review, interesting car

  • @tsekemasemola3866
    @tsekemasemola3866 2 месяца назад +1

    The G-force was dealing with you on that track 😂

    • @mrhowmuch
      @mrhowmuch  2 месяца назад +2

      😂😂😂 I thought I was used to fast cars but that Ferrari showed me there are levels to this game…

  • @DonaldMogorosi
    @DonaldMogorosi 2 месяца назад

    That Omoda looks exactly like the Range Rover Velar

  • @sibusisonjunju9810
    @sibusisonjunju9810 Месяц назад

    Ola Mr how much could you please do that vlogs for those xars that are coming in the market and lastly how Toyota starlet 2024 model 13:10

  • @lethabomosidi3261
    @lethabomosidi3261 2 месяца назад

    New Chery please, 😋once all the information becomes available

  • @zamikhayamoni3027
    @zamikhayamoni3027 Месяц назад

    The spot on Dimo illustration 😂😂😂😂😂😂😂

  • @sbonzama7013
    @sbonzama7013 2 месяца назад

    Was that PA vibrating there at 0:13 ?

  • @Inno499
    @Inno499 2 месяца назад +1

    Hey! I did not see Muzi

  • @mikos-second-channel
    @mikos-second-channel 2 месяца назад +1

    Mrhowmuch oh my gosh

  • @lufunoraphalalani
    @lufunoraphalalani 2 месяца назад +1

    I don’t not see the Polo Vivo being dethroned as the best selling passenger car in SA

  • @omogolonkwane
    @omogolonkwane 2 месяца назад

    is it sensible to finance a car with a balloon payment if you plan on keeping it long term?(10+ years)

  • @kgauki_matlala8278
    @kgauki_matlala8278 27 дней назад

    How much interest rate is good interest rate?

  • @shaunnkabinde1416
    @shaunnkabinde1416 2 месяца назад

    Banks will always offer a lower interest rate on brand new cars. And brand new cars are expensive so consumer is stuck between rock and hard place unfortunately 🤷‍♂️

  • @RizzlerBearJR
    @RizzlerBearJR 2 месяца назад +1

    First to comment ❤

  • @OupaGedions
    @OupaGedions 2 месяца назад

    That BYD hatch you showed is it electric?

    • @mrhowmuch
      @mrhowmuch  2 месяца назад

      @@OupaGedions yes all BYD vehicles are electric

    • @OupaGedions
      @OupaGedions 2 месяца назад

      ​@mrhowmuch hoping you can get one for a review when it's launched 🙏

  • @d4wn.m
    @d4wn.m 2 месяца назад

    This broer keeps on dropping hints😭😭

  • @neosemoko9797
    @neosemoko9797 2 месяца назад

    Will your credit score not be impacted if you approach more than one finance institution for financing options?
    Is there a rule of thumbs to how far they can go back on your financial habits? 3months is sufficient to qualify right??

    • @Moola93
      @Moola93 2 месяца назад +2

      Approach the banks all in one day you should be fine,it will be taken as 1 check but if you do it on different days then it will be regarded as multiple checks and that will definitely harm your score. In terms of checking your spending usually they'd ask for 3 month's bank statements. Hope that clarifies it for you.

  • @philaandile1404
    @philaandile1404 2 месяца назад +1

    Mr How much review that Austin 😮

  • @thabisomphuti173
    @thabisomphuti173 2 месяца назад +1

    That Copper Polo aikhona

  • @leosonbentley2770
    @leosonbentley2770 Месяц назад +1

    WesBank is one of the most predatory banks out there 😢

  • @Bjm365
    @Bjm365 2 месяца назад +1

    9:51 tell VW ukuthi mabacime - that copper theme is crap! 😂😂

  • @catchawakeup6411
    @catchawakeup6411 2 месяца назад

    The canopy with pots and stuff and all other accessories there is about R75k 🙈🙈🙈

  • @princelifesaving
    @princelifesaving 2 месяца назад +2

    That Suzuki swift it's ugly on the front. Yoh