The problem with this guy is that he is now old and joining a company as a fresher somewhere it feels demeaning...he has created a fake image in his mind of being a director and cannot work as an employee....he is designation oriented and worried about what people think and thats all matters to him
U r absolutely right but to grow in life sometimes u have to face reality. Many ppl started late and grew later. He should understand dat n drop dat false image dat he has in his mind.
I have a suggestion bro 1. Cut down your staff number from 12 to 6-7 2. Give them work from home ( your 22k rent + 75k deposit will free) 3. As you said ki aapka effective kaam 3 hrs ka hai so 1-2 hrs aap apne staff ke saath kaam karo 4. You have a bike, enroll yourself in ola/rapido/uber and for 2 hrs ride lo 5. You mention, you have two brother, think about asking them to work if possible
You are in very tough situation, so solution will also be tough to follow At the end only matters is ki shyam ko family bhar pet khana kha rahi hai ki nhi Agar nhi to padosi ya rishtedaar nhi aayenge unko khana khilane Aapko he karna hai sab kuch So don’t think toom much ki log kya kahenge
@@KT_With_Sagar.S Jo banda salary ke liye kisi ke under kaam nhi Karna chahta.. Woh Ola Uber kya chalayega! U need to understand the other persons thinking and mindset before giving solutions.
Bruh his advice is really good if the person is not able to work under someone else for growing himself and his income then it's his problem@@chiranjeev4804
@@chiranjeev4804 maine koi solution nhi suggestion diya hai Usko follow karna hai ya nhi nhi wo yasin bhai ko decide karna hai Aap udta hua teer kyu le rahe ho I can’t understand.
@@nikhil23911 Nahh.. I am just mature enough as I have been an employee as well as a company owner. Tumhare jaise free logo ko baith ke har kisi ko comment karna pasand hai jo actual reality se bahut durr rehte h
Nahi aati bhai 😅 ye log kaise bhi survive kar lete hai 😂 Jo Banda ye sochta hai ki uski earning me uske employees ki salary bhi count karta hai ye Net earning iski 40k se kam hai
He doesn't have the business acumen to take hard decisions like down-sizing. He is too emotional to run a business. If you can't fire 6 least performing people then later your business will go bankrupt and you will have to close it down for ALL 12 people and that will include the high-performers as well.
@@eishwinoh yeah. As if out of 1.4 billion 80% indians arent from another community. We can find people from all communities with two children at the age of 28 if you look closely enough.
@@sanem2555 Hindu population: Decreased by 7.81% from 84.68% to 78.06% of the population Muslim population: Increased by 43.15% from 9.84% to 14.09% of the population, increasing from 37 million to 181 million people Jain population: Decreased from 0.45% to 0.36% of the population Christian population: Increased from 2.24% to 2.36% of the population Sikh population: Increased from 1.24% to 1.85% of the population Buddhist population: Increased from 0.05% to 0.81% of the population
@@sanem2555 I don't care about community but this guy is absolutely st#pid. He runs a business but even his fundamentals are not clear, he should not even be married let alone have kids.
He is scared of being an employee because he has no skill that shows and the expenses he is in now he knows that the job salary will not fulfill the needs and wants and in addition the traps of EMI are still in the back which he is afraid of
I originally thought he was making 200k a month himself, then I learned that no, the entire turnover of his 10 people company is 200k. How is he even paying their salaries?
Virar me mat aao yar bohot log aagaye yaha already haha Just kidding yes can do bt sabka ego hai me to andheri se hu virar kon jaega and this will nevet let them grow
@@dhawaljain3837 Yes but it debt 8 log 1bhk me Only for Andheri Tag isn't good 40% Interest is too much survive on but still "Business Acha Chal raha h"
Golden statement is- Doing Business without Gross margin is committing suicide! This guy can never succeed in business because he is not ready to learn.accept his mistakes or go backwards and correct them. He is rigid. And caught in a debt trap.Jab dhanda hain nahi,gross margin bahut chota hain , aap pe itne saare loans hain,toh aapki kya majboori hain ki dhanda chalate rahe... He is in a comfort zone who doesnt want to work under someone for salary! But I appreciate Anshuman's patience that he tolerated this guy and tried to make him understand,Although he is not ready to understand.
@@chiranjeev4804 aboustely right you are...yaha apne comfort zone se bhar nahi ana chahta or uppar se kise ke under kaam salary mein kaam bhi nahi karna chahta janata hu ki iske 2 bacha hai or might be wife non working hoge
Only if u have an MBA from a decent college then only salary growth is gud.@@nikhil23911. Just working in corporate for 10 yrs won't give gud salary. In what field he is working matter.
Hars off to the guy for taking the courage to come in this video. We dont know what it's like to be in his shoes so we shouldnnot make fun of him. Mistakes happen. I hope he recovers and turns around his life.
Mistakes unnecessary expenses to support his lifestyle are not mistakes....he has 2 kids one wife and 2 parents wtf is he doing right now he should get his shit together that's the right thing to say
Sell the bike, go pro, mic and cut down your emi with selling price first and after that if you afraid of doing job then do your current business only but refuce your employees in half and tell your brothers and yourself too be a employees for atleast next 2 years thats how you can roll out the mess you created.
Sell the gadgets ✅ Shut down the business completely and get a monthly flow of cash in positives to pay the bills. He doesn't understand what equity and interest is, I think he needs a skill upgradation before getting back to entrepreneurship.
1)you can also sell your assets for sometimes like gold, unwanted furniture, go-pro, etc this will help you to get out from some loans. 2) control your expense that will really help you to come back at your feet.
He's is earning 2L per month after hiring 10 people plus 2 partners. He believes that by having more money upfront, he could hire better talent, which would bring in 10L per month. However, this is delusional as he seems to think that someone else will generate the income for him. He acknowledges that the current staff isn't good, but he's hesitant to make decisions that are beneficial for the business. If there is a month with no recruitment due to a slump, how will he cover the 1.5L salary and personal expenses? He has everything maxed out. It seems he is hiding something, not from Anshuman but from himself. He is possibly afraid that the world will laugh at him, think of him as a failure, and that his family will view him as a loser. His decisions appear to be driven by ego rather than considering his family's future or the future of the business.
Fix your tummy. Itni mehengi hotel stay, dine out, parties. Employees itne saare n revenue is peanuts. 6 Credit cards Office rent This guy is a king who lost it all.
Sell your stuff, rent a smaller office, show exit to half of the staff, use your bike in a limit if possible sell it, close office space and do WFH, do daily stand-ups.
@@nasiriqbal7594 Stand-up meetings, so that he can get updates from each employee on what tasks they worked on previous day and what tasks they are going to take-up for today.
Bro needs to stop his "business" period! Need to find a job. He has no sense of business. When you talk about "income" from business it is excess of income over expense!
Someone needs to tell him that his thought process is wrong. He should start wfh or reduce his company size to 2-3 employee and sit at home and work. He will save 25 thousand rent and 75k deposit and will payoff his loan .
bhai ne give up kar diya akhir mein🤣, I understand mai bhi aise hi hatash ho jata hun you can't make some one understand. "You can borrow knowledge but you can't borrow realisation"
Yasin bhai bohot tuff spot mei hai . This video by Anshuman really highlights what many many ppl on the group go thru . Yasin’s approach to the whole thing was he wants liquidity to set this off somehow. But he will again land up in the same situation again because of total lack of maturity on financial front . If someone can spend almost a lakh on camera and Mike on day one , then you know it’s more of show off . I wish he has a transformation and mindset change to come out of this . Best luck to him . But this attitude of ghand phate toh phatey parr nawabi na hatey clear dikh raha hai . Excellent work team Anshuman
Cut down the staff, Stop renting the office, Sell Go Pro, Mic, etc. Do some freelance work if possible or try to invest your time in the other business you mentioned. Or try to get a job in entry level managerial position. You have a lot of time to upskill and certifications.
I have three ACs and running on and off during day and night, in summer and monsoon start, i was getting 16-18k bills. The rates are higher in mumbai area, including suburbs up to Borivali. Per unit electricity Maybe cheaper on the outskirts and New Bombay.
Why all the negative comments and people's here i know he made the some bad decision but he is here for improvement....but instead giving suggestions sharing own experience people's joking about the mans condition and commenting negative/bad comments
Okay, After almost an year of recording Fix your Finance, Anshuman failed to convince someone to get out of their financial trouble. It happens bro, at the end his life his choice🫂
@@hoelefouk Haha haan bas wo ameer baap ki bigdi aulaad tha, last mei solve usse hi hua😂 iske paas wo bhi ni and laga rha apni or apni family ki life ki
Irony being thinking he has really done something in 8 years and doesn’t wish to start again. I could see myself in his place. I was in similar situation just 2 years back in time.
@@dumb_art156 I was in debt of 3 lakh: credit cards+ personal loans mix on a 30000 salary, out of which I had to pay 15-20 k to my family monthly anyhow.
Idk about your situation, but agr 8 saalo mei 2L per month ka business banaya hai with a net profit of 30k to use business nhi bolte. Itna ki kamana tha to chai ki tapri lga leta isse acha😂 And WTF is growth potential bohot hai, 8 saal mei to ni dikhi
he has kids and he is not yet estimating in next 3-4 years the expense will spike like anything. The delusion that business is better than doing a job is spoiling so many lifes.
Not similar but I had EMI s and credit card debt, I still have. Was a professional then switched to doing a business, have business loan too. I looked for a job, got a job. My monthly salary is what I used to make 10 years back, but still I had to get a job, cause no one was going to save me from the mess. And it's an obvious move.
The biggest problem and also sometimes strength of businessmen in our nation is the optimism..this level of optimism kills your thinking capabilities of your situation. Talking to people always helps you..that may be hard hitting but it is the only way out.
Koi ni Anshuman, bade bade shehro mein chotti chotti baatein hoti rehti. Sabka apna rasta hai end mein. Tumne badiya advice di, baki ab bande ke upar hai, ki wo kaise krna chahta aage. Best of luck to him for future actions
Dusra bacha baad mai kr lete.. anyway we can't say anything. Stability ke baad hi bche krne chaiye. Though he is mentally mature according to his age but yes some bad decisions led him to this situation. I wish he gets financially stable asap.
bro I feel this happens with everyone who starts business at a very small age and in the start it is always a denial phase jaha pe ye jis din atka waha pe realisation phase shuru and jis din job krega waha se hatred phase shuru and 2saal baad jab everything will be in control tab acceptance phase shuru hoga.
I am also facing the same situation….but I am not in ny kind of debt …..it’s a joint business they asked me to move, served them 7 years. Now I am 31 , I studied data analysis as well to join companies as a fresher but no company want to hire…
I was always an advocate for a credit card because of it's reward points. But after see this I am going to close it. Never want to end up in this situation
Bro you gotta understand the thing and use . I have 22 CC . Only 3 in my Wallet one for fuel , store and Another one for emergency. And some 25 $ and few cents . I keep 2000$ in an envelope in my glove box which I don't use and liquid emergency fund . It's all about how you see things and take it for granted. Stop impressing people and money is safe . There is nothing wrong in high number of CC or other fin products .
Kudos to Anshuman for putting some sense into this guy. It would not be fair for us as viewers to judge Yasin; everyone has their own interests and priorities. Many lessons learnt from this video.
People starting business with no business sense and ego of "itna kiya hai ab sab waste kaise hone du" never get success in it... I was one of these... Brain bol raha hai band karo to sab thik ho jayega.. but dil nahi bolta... With th skills he might have got in last 4 years.. aur 2-3year me ye business me kama raha hai utna salary milna start ho sakta hai... Ye jis din is insan ko samjhega he will be settled.. i see my self from 2017 in this guy... Exact same situation... I am almost free now of all these loans and issues...
10:23 doesn't it mean he kind of scammed the bank? Just think bank ki jagah koi individual hota aur usne 6 lakh diye h loan pr and ab wo har din bhatakta h ye jaanne ke liye ye banda rehta kaha h. Sick mentality. Why to use credit card agr aap sure hi nhi ho apni income ke baare m.
The most difficult thing to understand is that working only 7 hours a day while drowning in debt. That is stunning, come on you have to work until death if you want to run a business and also become successful at it. You cannot have your cake and eat it as well.
I am shocked to see this person. After taking so many wrong decision still he Don't want to step back. Moreover he think that he had came forward. I Don't understand why he isn't getting mid life crisis feeling.
Im in a completely different situation. Without medication I would hardly live for another 5-6 months. Medicines probably can extend it by 2-2½ yrs which costs me a fortune. Im concerned about my family ending up in lesser living standards if I continue the therapy for those extra years.
Sorry guys, I will be harsh, These are the kind of guys who does not know when to stop, and also he won't do anything that you have said, by the tone of him, like he is interrupting while Anshuman is speaking, Nah man, I am again sorry. I know because, I know a person who is same as him.
A recruitment agency works on behalf of large and medium size companies to help fill open positions with qualified candidates, including sourcing and vetting individuals and presenting top talent to hiring managers.14 Mar 2023
Dhanda toh first class chalu hai noto ki toh baarish ho rahi hai baarish lekin bhai sahab ko employees ka chodke apne ijjat ki padi hai, log kya kahenge ( Can’t believe he is 28, the guy is still not properly mature yet ) Situation after one year : He will still be struggling with finances and regretting not listening to Anshuman sir
I would request him to be a permanent saviour for his employees and his family. This situation is temporary and sooner or latter, you'll have to shut down this firm. Please be ready to accept that you've lost this game, now restart and win another game, before it's too late. Losing one game doesn't make you loser for lifetime. Recent eg: Indian cricket team
“Business Bohot badhiya chal raha hai”
Laughed my ass out 🤣
Bss Credit 💳 Card ke bill nhi bhar paa rha
Delulu King😂
😂😂😂😂😂😂😂😂😂😂😂
😂😂😂
Anshuman is depressed after this. He is massively patient I have to say this.
True brother, so true, I could see that on his face. 😂
On the other hand this guy is so stubborn
This guy was damn stubborn.
The problem with this guy is that he is now old and joining a company as a fresher somewhere it feels demeaning...he has created a fake image in his mind of being a director and cannot work as an employee....he is designation oriented and worried about what people think and thats all matters to him
U r absolutely right but to grow in life sometimes u have to face reality. Many ppl started late and grew later. He should understand dat n drop dat false image dat he has in his mind.
Yes, you are absolutely right.
I have a suggestion bro
1. Cut down your staff number from 12 to 6-7
2. Give them work from home ( your 22k rent + 75k deposit will free)
3. As you said ki aapka effective kaam 3 hrs ka hai so 1-2 hrs aap apne staff ke saath kaam karo
4. You have a bike, enroll yourself in ola/rapido/uber and for 2 hrs ride lo
5. You mention, you have two brother, think about asking them to work if possible
You are in very tough situation, so solution will also be tough to follow
At the end only matters is ki shyam ko family bhar pet khana kha rahi hai ki nhi
Agar nhi to padosi ya rishtedaar nhi aayenge unko khana khilane
Aapko he karna hai sab kuch
So don’t think toom much ki log kya kahenge
@@KT_With_Sagar.S Jo banda salary ke liye kisi ke under kaam nhi Karna chahta.. Woh Ola Uber kya chalayega!
U need to understand the other persons thinking and mindset before giving solutions.
Bruh his advice is really good if the person is not able to work under someone else for growing himself and his income then it's his problem@@chiranjeev4804
@@chiranjeev4804 maine koi solution nhi suggestion diya hai
Usko follow karna hai ya nhi nhi wo yasin bhai ko decide karna hai
Aap udta hua teer kyu le rahe ho I can’t understand.
@@KT_With_Sagar.SI am not taking udta teer.. Your suggestions are irrelevant.!
Bro is running a recruitment company but is facing employee problem himself.
yeah it happens, there are many recruitment companies and there is tough competition in this field.
bhai bohot dark and funny tha
@@logan13b aap pakka is video ke Yasin lag rahe hao, fake ID bana ke comment kar rahe ho.
@@nikhil23911 Nahh.. I am just mature enough as I have been an employee as well as a company owner. Tumhare jaise free logo ko baith ke har kisi ko comment karna pasand hai jo actual reality se bahut durr rehte h
@@logan13bchup aya bada business owner... Khud vella pada hai comment kar raha hai... Irony😂😂
First time I am seeing Anshuman so helpless 😅 Bhai wo apne hi duniya me hai . Reality bohot jaldi samajh aa jaegi.
Nahi aati bhai 😅 ye log kaise bhi survive kar lete hai 😂
Jo Banda ye sochta hai ki uski earning me uske employees ki salary bhi count karta hai ye
Net earning iski 40k se kam hai
He doesn't have the business acumen to take hard decisions like down-sizing. He is too emotional to run a business. If you can't fire 6 least performing people then later your business will go bankrupt and you will have to close it down for ALL 12 people and that will include the high-performers as well.
He need to read book - high output management
I feel he also belongs to the 6 least performers.
Bro "vyavahar banana" bhi kuchh hota hai business me jo aaj kal ke MNC waale log nahi samajh paayenge.
@@user-ry7cz3qw9i mnc wale tumse aur mujhse jyada acche se business samjhte hai😂
@@user-ry7cz3qw9iDekhlo so called vyavahar banana hai ya paise
Credit card recovery agent watching this video😂😂
He didn't reveal the address
Bro is Vijay Mallya lite
Anshuman se bolte hain bhej de iska address😂
Yeh sahi tha guru..😂😂
😂
He has spent a lot of money to get good hair cut for this interview, so he is not going to change his ways.
Beard ki trimming bhi dekh bhai, ekdum tip-top hai banda 😂😂
Two kids at 28? No wonder he never figured out the finance side of life!
Typical muslim what do you expect
Bro he comes from that community where people don’t think before doing kids
@@eishwinoh yeah. As if out of 1.4 billion 80% indians arent from another community. We can find people from all communities with two children at the age of 28 if you look closely enough.
@@sanem2555 Hindu population: Decreased by 7.81% from 84.68% to 78.06% of the population
Muslim population: Increased by 43.15% from 9.84% to 14.09% of the population, increasing from 37 million to 181 million people
Jain population: Decreased from 0.45% to 0.36% of the population
Christian population: Increased from 2.24% to 2.36% of the population
Sikh population: Increased from 1.24% to 1.85% of the population
Buddhist population: Increased from 0.05% to 0.81% of the population
@@sanem2555 I don't care about community but this guy is absolutely st#pid. He runs a business but even his fundamentals are not clear, he should not even be married let alone have kids.
This guy has lost it. He doesn't want to change.
He is scared of being an employee because he has no skill that shows and the expenses he is in now he knows that the job salary will not fulfill the needs and wants and in addition the traps of EMI are still in the back which he is afraid of
delulu is the only solulu na? no? okay.
@@CJhere yes we can see how he happy he was when he said the outstanding amount has been converted to 24 months emi.
@@neilthakkar8795fr like his attitude will not feed his kids😂
I originally thought he was making 200k a month himself, then I learned that no, the entire turnover of his 10 people company is 200k. How is he even paying their salaries?
Simple Suggestion -
Sell Your Versova House and buy a 2bhk house in Vasai aur Virar, Pay your whole debt with the remaining amount.
Virar me mat aao yar bohot log aagaye yaha already haha
Just kidding yes can do bt sabka ego hai me to andheri se hu virar kon jaega
and this will nevet let them grow
@@dhawaljain3837 Yes but it debt 8 log 1bhk me Only for Andheri Tag isn't good 40% Interest is too much survive on but still "Business Acha Chal raha h"
Bhai bi hai, wo kyu bikne denge is moti ki galti k wajah se
He said he is living on rent in Versova.
He is doomed and unfortunately his family is too
@@Avt-b61 Please rewatch that part again
Anshuman bro… You are such a Gem.. 💎 You deserve a salute for this conversation 👍
Golden statement is- Doing Business without Gross margin is committing suicide!
This guy can never succeed in business because he is not ready to learn.accept his mistakes or go backwards and correct them. He is rigid. And caught in a debt trap.Jab dhanda hain nahi,gross margin bahut chota hain , aap pe itne saare loans hain,toh aapki kya majboori hain ki dhanda chalate rahe...
He is in a comfort zone who doesnt want to work under someone for salary!
But I appreciate Anshuman's patience that he tolerated this guy and tried to make him understand,Although he is not ready to understand.
@@chiranjeev4804 aboustely right you are...yaha apne comfort zone se bhar nahi ana chahta or uppar se kise ke under kaam salary mein kaam bhi nahi karna chahta janata hu ki iske 2 bacha hai or might be wife non working hoge
True brother
On a side note, imagine the growth in Salary in 10 years had he worked in Corporate.
@@nikhil23911He would very very easily be earning 1Lakh+ per month, or possibly even 1.5 or 2 Lakh if he did really well in his job
Only if u have an MBA from a decent college then only salary growth is gud.@@nikhil23911. Just working in corporate for 10 yrs won't give gud salary. In what field he is working matter.
Hars off to the guy for taking the courage to come in this video. We dont know what it's like to be in his shoes so we shouldnnot make fun of him. Mistakes happen. I hope he recovers and turns around his life.
Well Said 😊
Mistakes unnecessary expenses to support his lifestyle are not mistakes....he has 2 kids one wife and 2 parents wtf is he doing right now he should get his shit together that's the right thing to say
Sell the bike, go pro, mic and cut down your emi with selling price first and after that if you afraid of doing job then do your current business only but refuce your employees in half and tell your brothers and yourself too be a employees for atleast next 2 years thats how you can roll out the mess you created.
Sell the gadgets ✅
Shut down the business completely and get a monthly flow of cash in positives to pay the bills.
He doesn't understand what equity and interest is, I think he needs a skill upgradation before getting back to entrepreneurship.
@@beatalert123true
1)you can also sell your assets for sometimes like gold, unwanted furniture, go-pro, etc this will help you to get out from some loans.
2) control your expense that will really help you to come back at your feet.
ITS DIFFICULT TO MAKE SONEONE UNDERSTAND WHEN THEY DONT WANT TO UNDERSTAND 😅
Nice line
Stubborn just like my father 😂
So true, host ro pada
@@player-rj9lb+1
😂😂😂😂😂😂😂😂😂😂
He's is earning 2L per month after hiring 10 people plus 2 partners. He believes that by having more money upfront, he could hire better talent, which would bring in 10L per month. However, this is delusional as he seems to think that someone else will generate the income for him. He acknowledges that the current staff isn't good, but he's hesitant to make decisions that are beneficial for the business.
If there is a month with no recruitment due to a slump, how will he cover the 1.5L salary and personal expenses? He has everything maxed out.
It seems he is hiding something, not from Anshuman but from himself. He is possibly afraid that the world will laugh at him, think of him as a failure, and that his family will view him as a loser. His decisions appear to be driven by ego rather than considering his family's future or the future of the business.
Fix your tummy.
Itni mehengi hotel stay, dine out, parties.
Employees itne saare n revenue is peanuts.
6 Credit cards
Office rent
This guy is a king who lost it all.
When your house is on fire you don't give a damn about giggles of the society.
Exactly
Exactly.
Exactly..
like for Anshuman frustration.😂😂😂😂
Sell your stuff, rent a smaller office, show exit to half of the staff, use your bike in a limit if possible sell it, close office space and do WFH, do daily stand-ups.
Stand ups?
@@nasiriqbal7594 team member meetings
@@nasiriqbal7594 like a short meeting with the employees discussing days work
@@nasiriqbal7594 since he's a joker he can do it
@@nasiriqbal7594 Stand-up meetings, so that he can get updates from each employee on what tasks they worked on previous day and what tasks they are going to take-up for today.
The definition of insanity is doing the same thing over and over and expecting different results.
Bhai tu kya kar raha hai....ego kam karle aur job dhund...hats off to Anshuman on being this calm and composed
20:05 - Anshuman is frustrated already 😂
Guys Anshuman left this channel and his passion for consultantion
Anshuman is so calm and composed in this 😅
No more videos coming.
Anshuman is seriously pissed after this video.
🤣
Bro needs to stop his "business" period! Need to find a job. He has no sense of business. When you talk about "income" from business it is excess of income over expense!
Someone needs to tell him that his thought process is wrong. He should start wfh or reduce his company size to 2-3 employee and sit at home and work. He will save 25 thousand rent and 75k deposit and will payoff his loan .
He is so proud to talk about his business which is not even profitable as if he has achieved something big
bhai ne give up kar diya akhir mein🤣, I understand mai bhi aise hi hatash ho jata hun you can't make some one understand. "You can borrow knowledge but you can't borrow realisation"
Aaj insurance ki Baat shuru hi nahi hui.
Insurance nhi ise bhagwan ki zarurat hai
Khana khane kiliye paisa nahi insurance kanha lega
This was height 😂
6:12 Inka Burgman lena pakka hai.! The guy refuses every possible solution suggested to him! I hope he recovers quickly from his financial distress!
Anshuman told to quit his business nearly 5 times in different ways.... Lekin Sachin Tichkule mante hi nahi
Banks Worst Nightmare
Bro are you not listening to yourself?
Bro: 100%
This episode should have been called
"Fix your mindset"😂
Yasin bhai bohot tuff spot mei hai . This video by Anshuman really highlights what many many ppl on the group go thru . Yasin’s approach to the whole thing was he wants liquidity to set this off somehow. But he will again land up in the same situation again because of total lack of maturity on financial front . If someone can spend almost a lakh on camera and Mike on day one , then you know it’s more of show off .
I wish he has a transformation and mindset change to come out of this . Best luck to him . But this attitude of ghand phate toh phatey parr nawabi na hatey clear dikh raha hai .
Excellent work team Anshuman
That being said, for those people who have purchased things out of impulse and willing to sell it now,
I am looking for a Mirrorless camera.
Tu kya sahi jagah olx ka buy option pakda hai bhai 🤣🤣🤣
Looks like he is testing your patience 😂😂
It seems like anshuman is bit pissed 😅
I feel Anshuman you are one of the few people in this world who is really trying to help people with your channel. All the best
Investment hi 2 lakh ka tha 5.97L ka ghata kaise ho gaya
Overleveraging ig
Cut down the staff, Stop renting the office, Sell Go Pro, Mic, etc. Do some freelance work if possible or try to invest your time in the other business you mentioned. Or try to get a job in entry level managerial position. You have a lot of time to upskill and certifications.
Even with two ACs 8-9000 is impossible unless they run 24x7.
I have three ACs and running on and off during day and night, in summer and monsoon start, i was getting 16-18k bills. The rates are higher in mumbai area, including suburbs up to Borivali. Per unit electricity Maybe cheaper on the outskirts and New Bombay.
17:02
Anshuman be like isko konsi gali du
😆😆😆😆😆😆😆😆😆😆😆😆😆😆
mujhe bhi yahi laga 😂😂
😂😂😂
😅😂
I thought he was searching for his Footwear 😂
Why all the negative comments and people's here i know he made the some bad decision but he is here for improvement....but instead giving suggestions sharing own experience people's joking about the mans condition and commenting negative/bad comments
Calling 2.97 lakh as 2.5 lakh...is one of the problems.
Okay, After almost an year of recording Fix your Finance, Anshuman failed to convince someone to get out of their financial trouble. It happens bro, at the end his life his choice🫂
Ek aur tha voh blurred face wala
@@hoelefouk Haha haan bas wo ameer baap ki bigdi aulaad tha, last mei solve usse hi hua😂 iske paas wo bhi ni and laga rha apni or apni family ki life ki
Irony being thinking he has really done something in 8 years and doesn’t wish to start again. I could see myself in his place. I was in similar situation just 2 years back in time.
What happened, what was ur situation may ik?
@@dumb_art156 I was in debt of 3 lakh: credit cards+ personal loans mix on a 30000 salary, out of which I had to pay 15-20 k to my family monthly anyhow.
Same question @@dumb_art156
Idk about your situation, but agr 8 saalo mei 2L per month ka business banaya hai with a net profit of 30k to use business nhi bolte. Itna ki kamana tha to chai ki tapri lga leta isse acha😂 And WTF is growth potential bohot hai, 8 saal mei to ni dikhi
Now Credit card companies will run behind Anshuman, now that he knows where he stays 😅😂😂😢
😂😂
he said recovery agents dont knw where we are! NOT ANY MORE!
he has kids and he is not yet estimating in next 3-4 years the expense will spike like anything. The delusion that business is better than doing a job is spoiling so many lifes.
Not similar but I had EMI s and credit card debt, I still have. Was a professional then switched to doing a business, have business loan too. I looked for a job, got a job. My monthly salary is what I used to make 10 years back, but still I had to get a job, cause no one was going to save me from the mess.
And it's an obvious move.
The biggest problem and also sometimes strength of businessmen in our nation is the optimism..this level of optimism kills your thinking capabilities of your situation. Talking to people always helps you..that may be hard hitting but it is the only way out.
Koi ni Anshuman, bade bade shehro mein chotti chotti baatein hoti rehti.
Sabka apna rasta hai end mein.
Tumne badiya advice di, baki ab bande ke upar hai, ki wo kaise krna chahta aage. Best of luck to him for future actions
Anshuman’s face in the last 3 mins 😂
Dusra bacha baad mai kr lete.. anyway we can't say anything. Stability ke baad hi bche krne chaiye. Though he is mentally mature according to his age but yes some bad decisions led him to this situation. I wish he gets financially stable asap.
Pehla bhi nhi krna chaiye aise haalat mei
Mentally mature but with zero business accumen
Are fir gajwa e hind kaisa karenge😂😂😂
Higher the literacy, lower the birth rate. You can google it.
@@flyingcacoon3713 tere akhand bharat wale se toh Kam hi hai...
Bro is cooked💀
bro I feel this happens with everyone who starts business at a very small age and in the start it is always a denial phase jaha pe ye jis din atka waha pe realisation phase shuru and jis din job krega waha se hatred phase shuru and 2saal baad jab everything will be in control tab acceptance phase shuru hoga.
He honestly didn't mention his earnings correctly, it can be clearly seen with his behaviour and body language. He earns more than what he is saying.
21:10 patience level pro max
I am also facing the same situation….but I am not in ny kind of debt …..it’s a joint business they asked me to move, served them 7 years. Now I am 31 , I studied data analysis as well to join companies as a fresher but no company want to hire…
bhai blur karna bul gya app ina face. 😅
wo 2 week baad dalegi, jab hum sab jee bhar ke troll kar lenge🤣
this is a honest suggestion Anshuman especially last few lines
I was always an advocate for a credit card because of it's reward points. But after see this I am going to close it. Never want to end up in this situation
Bro you gotta understand the thing and use . I have 22 CC . Only 3 in my Wallet one for fuel , store and Another one for emergency. And some 25 $ and few cents . I keep 2000$ in an envelope in my glove box which I don't use and liquid emergency fund . It's all about how you see things and take it for granted. Stop impressing people and money is safe . There is nothing wrong in high number of CC or other fin products .
Kudos to Anshuman for putting some sense into this guy.
It would not be fair for us as viewers to judge Yasin; everyone has their own interests and priorities.
Many lessons learnt from this video.
Anshuman bhai: Even i am not listening to you. But I love you. All the best for educating us with practical interviews.
People starting business with no business sense and ego of "itna kiya hai ab sab waste kaise hone du" never get success in it... I was one of these... Brain bol raha hai band karo to sab thik ho jayega.. but dil nahi bolta...
With th skills he might have got in last 4 years.. aur 2-3year me ye business me kama raha hai utna salary milna start ho sakta hai... Ye jis din is insan ko samjhega he will be settled.. i see my self from 2017 in this guy... Exact same situation... I am almost free now of all these loans and issues...
If you are not able to control your greedy this will hit us badly control the expense
Go pro bech do I'll buy acha hai condition to 35 me
Sunk cost fallacy ka live example
ये देख के मेरा दिल दहल गया ।
Hats off Anshuman...for your patience. I could never tolerate a person who isn't ready to listen. Great episode.!!
10:23 doesn't it mean he kind of scammed the bank? Just think bank ki jagah koi individual hota aur usne 6 lakh diye h loan pr and ab wo har din bhatakta h ye jaanne ke liye ye banda rehta kaha h. Sick mentality. Why to use credit card agr aap sure hi nhi ho apni income ke baare m.
The most difficult thing to understand is that working only 7 hours a day while drowning in debt. That is stunning, come on you have to work until death if you want to run a business and also become successful at it. You cannot have your cake and eat it as well.
I am shocked to see this person. After taking so many wrong decision still he Don't want to step back. Moreover he think that he had came forward. I Don't understand why he isn't getting mid life crisis feeling.
You are such a good mentor ❤ Anshuman bro
Bhai you are the most helpful finance influencer ever!!!!!The value you are providing!!
I too meet so many people like this .. they need to take tough decisions in life
That 'Burgman' was obvious😂
Mulla mtlb burgman😂
Thanks a ton for spreading financial literacy across India bhai
Bro is cooked 😂
Anshuman I ll give my therapists number after this , u need it badly after this conversation
Fatafat question round nahi kiya bro😂😂😂😂
Im in a completely different situation. Without medication I would hardly live for another 5-6 months. Medicines probably can extend it by 2-2½ yrs which costs me a fortune. Im concerned about my family ending up in lesser living standards if I continue the therapy for those extra years.
They will live anyway . They will mourn for you for a few days . Everyone will forget you
Leave everything and read Feeling is the secret by Neville Goddard. Trust me.
Anshuman , salute to your patience 🫡
Keep making video’s Anshuman👍🏼 You’re really inspiring.
Sorry guys,
I will be harsh,
These are the kind of guys who does not know when to stop,
and also he won't do anything that you have said, by the tone of him, like he is interrupting while Anshuman is speaking,
Nah man, I am again sorry.
I know because, I know a person who is same as him.
Imagine society after watching this video 😂
A recruitment agency works on behalf of large and medium size companies to help fill open positions with qualified candidates, including sourcing and vetting individuals and presenting top talent to hiring managers.14 Mar 2023
Dhanda toh first class chalu hai noto ki toh baarish ho rahi hai baarish
lekin bhai sahab ko employees ka chodke apne ijjat ki padi hai, log kya kahenge ( Can’t believe he is 28, the guy is still not properly mature yet )
Situation after one year : He will still be struggling with finances and regretting not listening to Anshuman sir
Anshuman explained very well the last three key takeaways. In Mumbai, there are so many opportunities provided if he is ready to change.
poor education is the root cause of the problem, there needs to be a mindset change for him.
I would request him to be a permanent saviour for his employees and his family. This situation is temporary and sooner or latter, you'll have to shut down this firm. Please be ready to accept that you've lost this game, now restart and win another game, before it's too late. Losing one game doesn't make you loser for lifetime. Recent eg: Indian cricket team
Help your laid off employees to get a job elsewhere through your recruitment agency.
😂😂
That's why education is important