Bhai thankyuu so so much😍😍😍😍itna acche se samjhane k lie ,Actually im preparing for UPSC to bhot jagah se padha is act k bare m but kuch samjh ni aya ,But aapki video se Crystal clear ho gaya sab🤩🤩thankz alot bro,hope your channel grows fast❤️and aisi hi bhai aap economics se related content daalte rehna.Thankyuu again😌(your new subscriber)
Sir. I have a friend "A" who has purchased a property from "B" on which there is a loan. "A" has made the full payment to "B" for the property but "B" has not repaid the bank loan... And the bank is coming to take possession of the property purchased by "A" after taking the order of the DM... What can "A" do to save himself...
इस एक्ट में बैंक प्रॉपर्टी नीलाम करती है, बोली होती है, बोली कि राशि खरीददार द्वारा जमा करवाने के बाद भी बैंक किसी भी स्टेज पर नीलामी को निरस्त कर सकता है। यदि बैंक ऐसा करती है तो खरीददार क्या कर सकता है।
Aap gamer ho, law student ke lawyer?😮 Also 3 notices are issued- 1 13(2) Notice, 13(4) notice and recall notice post which an order for symbolic possession is obtained and further more within a month's period with no proposal for OTS from the side of borrowers, the bank can proceed to take physical possession alongwith a court order dictating it to be done. Two publications also take place, the first declaring that the property now is owned by the bank, the other subsequent publications are regarding the auction process for recovery of dues of the bank, the invitation for auction and the declaration of the completion of the auction process by announcing the winner. Jagah jagah ka farak hai, 19-20 ho sakta hai process follow karne me.
Sir, I am not from commerce or economics background. I have a doubt. I have read that in secured loans, the amount of loan that is sanctioned is always much lesser than whatever is offered as collateral by the borrower to make provisions for depreciation of the collateral. So when such is the case, why don't the banks immediately sell off the collateral and make up for the NPAs . Why do the allow the NPAs to grow to gargartulan proportions and simply sell them at a loss to some third party ARC companies who also get only settlements or something which is less in value than the loan amount? Itna gol chakkar kyu karte hai? Girwi rakhi hai koi cheez to neelam kyu nahi kar dete hain fatafat se? I know my question may be too naive or silly, but kindly clear my doubt.
Because law of natural justice Aap jo bol rahe ho wo banks karne lage to logoke crores ke ghar bank lakhs me bech degi aur bolegi hamara paisa mil gaya aap apna dekhlo Aisa nahi hota madam
I hv an rrb po interview on 18 Nov, this video gives me more confidence to face an interview on this topic. Tq lottttt sir
Perfect teaching. You explained each point and basic of sarefesi in very simple language.. 👍👍👍👍👌👌👌👌👌👌
Best channel 👍... u make every topic so easy that we are able to understand the core concept now....
Thanku soo much .
Regards
Better than todays private teacher's 👏🙏🏻
I Extremely like your video on this topic.... Thank you so much...... Great Job.....
Good explanation of SARFAESI act.👍
More blessings to this channel 👌🏻
I searched 50 vedios related to this subject but your vedio cleared my doubt
Agar kabhi mujhe mouka mila padane ka
To esa hi explain karunga ❤ crystal clear
Har chij ko
Thank you sir
Bhot ache examples k sath samjaya h sir sidha mind m fit ho gya thanks❤
Ek topic ke sath hi kri sare topic clear ho gye ..... thank you sir
आपका समझाने का तरीका बहुत अच्छा है ❤
Thank so much sir your video are too much help me fory GPSC class 1,2 exam preparation.once again thank you so much sir 🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉
top quality banking awareness videos♥️
Sir really you explained everything perfectly in simple & short way thank u
Seriously...too nice explanation..
Very useful and claer words.. Its helpful for business people.. Thanks buddy..
Thank you Sir
Was searching for this topic ....
You gave information abt it ....
Bhai thankyuu so so much😍😍😍😍itna acche se samjhane k lie ,Actually im preparing for UPSC to bhot jagah se padha is act k bare m but kuch samjh ni aya ,But aapki video se Crystal clear ho gaya sab🤩🤩thankz alot bro,hope your channel grows fast❤️and aisi hi bhai aap economics se related content daalte rehna.Thankyuu again😌(your new subscriber)
Excellent information sir thanks
Extraordinary lecture sir...❤🙏🏻. We want more lectures like this. Keep it up.
NICE PRESENTATION. SO EASY. UNDERSTABDABEL THANKS👌👌
Pleasure
your way of explaining is commendable,keep it up!
thanku soo much❤ this is the best video on this act 🧡
Sir ji you are the best teacher
Your way of teaching very good
VERY NICELY EXPLAINDED...THANK YOU SIR
Very Nice explained Sir👍
🙏🙏🙏🙏 spectacular information sir thank you
Best video 🙏🙏
Thanku soo much.
Regards
Nice sirji very helpful.....
Thank you sir for the wonderful explanation
Wonderful ... Thank you so much.. kindly make a new video how to process drt 13 ,13(2), 13(4) etc....
thank you so much sir , Bhagwan bnker help krdi appne 😄
Awsm sir🤗🤗
very well explained sir
Bhai keep it up. Very good
Thank u so much sir 🙏 it helps me a lot🙏🙏
Thank you Sir good information good video.
Thank u sharing ur knowledge. Keep it simple and easy 👍.
It is very knowledgeable and good video.. Thanks sir for such valuable video
Nicely explain Sir ji
Superb Sir ❤❤❤
Very nice sir👍👍👍👍
Thanks for helping me understand this Act.
Nyc vdo Sir
Well explained.
Thanku soo much.
Regards
Nice lecture sir 🙏
Thankyou sir for this video
Outstanding sir ❤️
Thank you thank you thank you thank you thank you thank you thank you thank you 😊
Excellent Explanation Sir
😍 thankyou sir
Very nice vidio
Perfect video sir...thank you sooo much sir...
Nice explain sir
Nice vedio sir
Literally amazing
Thanku soo much.
Regards
Amazing video
Sir in personal loan also bank can attach barrower movable immovable property through of court
Excellent
sir, unsecured personal loan me rc/arc/iarc kya kar sakti hai last to last...
sir u taught it in very nice manner everything is clear thank u soo much🙏😊
Best video
wonderful
Sir ji bich m words interchange ho gaye four assets wale point check Krna... Baaki video kafi knowledge sharing hai
Well explained
Best tha ye video
Nice
Wonderful,
Helpful
The Securitisation and Reconstruction of Financial Assets & Enforcement of Security
Interest Act, 2002 (SARFAESI Act)
Sir writing achi nai ari..😂😂 bt i love your videos
Sir. I have a friend "A" who has purchased a property from "B" on which there is a loan. "A" has made the full payment to "B" for the property but "B" has not repaid the bank loan... And the bank is coming to take possession of the property purchased by "A" after taking the order of the DM... What can "A" do to save himself...
Sarfaesi mei bhi DRT aur DRAT kam karte hain. S13 mein application DRT ko, S17 mein Appeal DRAT ko jati hai
Sarfeasai ke bad drt me jaate hai ya sath sath me
👍🏼👍🏼
Simple and best
Thank u
Pleasure
इस एक्ट में बैंक प्रॉपर्टी नीलाम करती है, बोली होती है, बोली कि राशि खरीददार द्वारा जमा करवाने के बाद भी बैंक किसी भी स्टेज पर नीलामी को निरस्त कर सकता है। यदि बैंक ऐसा करती है तो खरीददार क्या कर सकता है।
Sir kya ye agriculture loan or lag skta hai.
Thankyu sir
Thankyou
you are gem
In terms of loss assets and doubtful assets you have used interchangeably between 8-9 mn
🙏🙏🙏
Sarfaesi ka process to समझाया ही नहीं bhai कितनी बार notice issue होगी possession kaise hoga?
Aap gamer ho, law student ke lawyer?😮 Also 3 notices are issued- 1 13(2) Notice, 13(4) notice and recall notice post which an order for symbolic possession is obtained and further more within a month's period with no proposal for OTS from the side of borrowers, the bank can proceed to take physical possession alongwith a court order dictating it to be done. Two publications also take place, the first declaring that the property now is owned by the bank, the other subsequent publications are regarding the auction process for recovery of dues of the bank, the invitation for auction and the declaration of the completion of the auction process by announcing the winner. Jagah jagah ka farak hai, 19-20 ho sakta hai process follow karne me.
likhte likhte hug dete hai thoda neat and clean rakhna chaiye samajh aae
Sir mera 2019 property loan h Npa ho chuka h bank pressure bna rha h ashe me kya kre koi solution ha to plz btaye 🙏
Ha solution hai:
1. Bdesh bagh jao
2. Suicide kar lo
3. Nhi to bank apka property waise b kabja kar lega.😂😂😂
Content is great but your presentation was not, please don't mess on screen
Sir
आप ने sarfeasi के process के बारे में तो बताया ही नही,
की कैसे और कब ???
Process किया जायेगा
All things for bank loan type nothing from SARFAESi Act total useless but good for fresher
Sir ARC and Rc kya hai
Bhai notice k bare me bhi to bta dete
Sir, I am not from commerce or economics background. I have a doubt. I have read that in secured loans, the amount of loan that is sanctioned is always much lesser than whatever is offered as collateral by the borrower to make provisions for depreciation of the collateral. So when such is the case, why don't the banks immediately sell off the collateral and make up for the NPAs . Why do the allow the NPAs to grow to gargartulan proportions and simply sell them at a loss to some third party ARC companies who also get only settlements or something which is less in value than the loan amount? Itna gol chakkar kyu karte hai? Girwi rakhi hai koi cheez to neelam kyu nahi kar dete hain fatafat se? I know my question may be too naive or silly, but kindly clear my doubt.
Because law of natural justice
Aap jo bol rahe ho wo banks karne lage to logoke crores ke ghar bank lakhs me bech degi aur bolegi hamara paisa mil gaya aap apna dekhlo
Aisa nahi hota madam
It depends on the official RBI Guidelines and time-to-time circular issued by them.
Kitna suppose karen sir😁
Why kcc account becomes npa in 3years while cc in 90days?
Bank se maine home loan liya unhone mujhe fraud kiya of 2 lakhs main kahan complaint karu taaki bank mujhe mere amount return kare
Gold standard
😮