"Even if you dont feel like you have the time to read" There are people who spend over 2 hours on their phone a day. Just spending 30 minutes a day on your phone adds to 182 hours a year. With 182 hours a year you can read multiple books or learn a new language. People got time, but good times have lead to lazy and complacent people
I love how much I get to learn from you every single Sunday. I'm looking forward to applying these to my own life. I actually struggle a lot with staying in my comfort zone and having a growth mindset, so I'll definitely be looking to improve there.
Love reading inspiring books, you are right, it's just like having a mentor with you. I have even been lucky to find some good books in charity shops, so I have a collection of books to look forward to reading 😊
My growth mindset is investing in myself and my finance. As an investing enthusiast, I often wonder how top level investors become millionaires by investing. I have $180k ready money to fuel my early retirement goal, but no ideas or strategies on how to go about it.
Agreed, utilizing an expert did the trick for me in barely 5 years. I worked hard everyday as a doctor for 32 years and my salary was over 250k per year, enough to get me fully invested. I'm retired today and just about 10% shy of $2m after 100s of thousands invested.
@@arlenehill4ril bravo! could you be kind enough with details of this professional guiding you please? what happens if the market crashes just before my retirement? that's my greatest concern
I've shuffled through a few professionals in the past, but settled with Karen Lynne Chess. She has a great deal of expertise and her qualifications speak for itself. You'd most likely find her basic info on the internet, she's well established.
1. Create the right environment 2. Read a chapter a day 3. Push out of your comfort zone regularly 4. Get into the habit of saying no 5. Have a growth mindset
Thankyou for writing these points out. My data is limited. Much appreciated. I have taken a screenshot of your points, so now I don't have to waste more time writing out each one. Thankyou. God bless.✝️🌹
there's a book called Secret Pathway To Triumph, and it talks about how using some secret tehniques you can attract almost everything in life it's not some bullshit law of attraction, it's the real deal
*Financial planning is like navigation. If you know where you are and where you want to go, navigation isn't such a great problem. It's when you don't know the two points that it's difficult* ...
Hello, I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?
Same, I operate a wide- range of Investments with help from My Financial Adviser. My advice is to get a professional who will help you, plan and enhance your management skills. For the record, working with Ricky Wen, has been an amazing experience.
I'm favoured, $90K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Mr Ricky Wen
That makes sense. Without clear goals, it’s easy to drift. I think setting financial goals, like saving a certain amount every month or planning for retirement, would help stay on track
If you've achieved any financial security, savings, owning a house, a pension.... you'll find these are going to be a financial burden around your neck..... they'll tax you to oblivion..
In light of the global crisis, rising inflation, and economic instability caused by inadequate governance, stocks, ETFs, Mutual funds, and REITs, assets can serve as a viable path to achieving financial independence.
Investing is the key. So you need to earn enough to save enough to invest enough to stay ahead of inflation and later live on interest, while always keeping the principle growing faster than inflation.
NVDA19K stands out with its advanced blockchain technology, especially in staking and decentralization surpassing other platforms. It doesn't require a locking period, and its development focuses on peer-reviewed research for comprehensive improvement.
I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000
Tbh I’m not sure that what you’re talking about is right. I may be wrong though but even though I think it’s better to consider something like Cryptonica or else.
True, surround yourself with positive people to keep you motivated. I applied this in my life and learned a lot. Regarding books, I listen to audiobooks as it makes it easier to learn while you're walking or going somewhere.
just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
Audiobook while doing my 2 hour round journey to and from the office everyday is how I get my books in. Literally wouldn't change it, great way to set up a day first thing in the morning as well.
The best piece of advice I got on my journey to success was to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $750k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
Well you got a point truly but right now i feel e commence among other sectors are expected to really see growth but who know i might be wrong, These days the market is filled with surprises.
With the current trend of the market my advice to anyone starting out in the market is to seek guidance as its the best way to build long term wealth while managing your risk and emotions with the passive investing strategy.
Interesting, I’ve actually been looking into that lately, the news I've been seeing in the market hasn't been so encouraging honestly. If you don't mind me asking who's the person guiding you?
I don't comfortably throw recommendations around on the internet, but I've been working with Nancy Magaret Delony. God ! she's brilliant! I'm sure there are others who are good.
Truly thanks for sharing this info, We need more people exposing us to great expert, Literally I just searched her name and all I see is top notch certificate and reviews really interested in trying her out.
Nischa other than books how do you surround yourself with successful people? This reminds me of time when I was in school and used to make conscious effort to surround myself with A grade students and ask them about their schedule etc. it kept me motivated and I saw great results for myself. However as you grow older, this doesn’t come easily in corporate world. Hence my question how do you go about with it? Thanks
It's a great list of habits. I can already hear my own negative thoughts - but I dont know those sort of people; but I dont have the time to read that, or to try and fail at new things, etc. Which is neither true, or not true forever. So this video is a good reminder - these habits are all free.
I saw a video yesterday from Alex Hormozi explaining the lonely chapter and embracing it. When you are trying to do something, whatever it is, most people you know will not get it and will mock you, while the people who have already done it are light years ahead and will have no interest in what you are doing. So embrace it, that's where I am and enjoying the process. BTW another great video from Nischa
0:30 *If you're the smartest person in the room, you're in the wrong room* 2:25 Read a chapter a day 5:32 *Push out of your comfort zone regularly* 7:02 Get in the habit of saying no 8:15 Have a growth mindset
Hi Nischa, amazing video as always. For creating the right environment, where or how did you find people who are closer to the life you want to live? Do you use a membership or online space? Or did you try looking for people in your network?
I found this video this morning and I am so glad I did. I went through a rough turn of events but quitting was never an option. Had losses but a recoup of $157k in less than a year fixed everything back in place. I'm forever thankful to God I didn't back down. Sharing this has been my devotion
Hi Nischa, your channel is fantastic, there's only one thing missing! Gold is at another new all-time high, you must cover it. Especially mining stocks they are about to skyrocket.
AI is a good comfort zone killer. AI= writes a script for you. AI = does video editing for you. AI = can optimize marketing and viral incentives. AI = etc.
Started the tracker a while ago. It was truly a game changer regarding to learn about my spending habits. After 3 month i was spending less than i earned. So keep going..it is indeed perfect. :)
I really have to listen closely to understand your accent and in a way it good as I pay more attention. Thanks for useful tips and appreciate the way you come straight to the point.
1. Create the right environment 2. Read a chapter a day 3. Push out of your comfort zone regularly 4. Get into the habit of saying no 5. Have a growth mindset
Success starts with the small, daily choices that require no MONEY but demand DISCIPLINE and CONSISTENCY. 🕒💪 It’s not about resources; it’s about being RESOURCEFUL and staying committed to GROWTH every day.
Talking ourselves out of potential great business opportunities is what holds people back. It is important to give yourself a chance. Start your online side hustle, enjoy the process and continue learning. Thanks for your inspiration as always Nisha 😊
If you start investing and consistently at a young age (like early 20's), but unfortunately have a low salary), will it still help in your later years?
SO TRUE, all the points you covered. Hard sometimes to do, but ya got to believe in yourself and say WTF let’s do it. Must live with no regrets for tomorrow is not a promise but a gift. So don’t waste it. ONCE AGAIN Nischa excellent work 🍾🥂💐
Regarding habit 3 I always defer to the idea of ‘having a bias for yes’. That doesn’t mean saying yes to everything but really think about why you answer a certain way. Is it out of habit or comfort? Challenge that. You’d be surprised where it takes you. This is also an inversion to habit 4, getting in the habit of saying ‘no’. Also, I’m specifically referring to what is outside your circle of comfort.
Hi Nisha, my book list is growing thanks to some of your recommendations. Watching your videos enriches me and makes me want to get out of my comfort zone and learn new skills. Thanks so much Since your community is growing and some are not based in the UK or in USA,could you make a video on saving and investing strategies in the EU? Big hug from Italy 🤗
So true and so usefull . It's not easy to be around people who find excuses for everything and because i've plans , i learn new things , i change habits basically I become like un alien to them . big thanx from brussels
When you said that once upon a time you took 30 to 40 hours creating one video and yet you continued making them I felt so inspired. Looking at you now it looks like you are a pro at making videos. Thanks for sharing your struggles it's so inspiring especially when we go through the same self doubts which you have already conquered.
These are all really good advice. Though I'm not a Millionaire yet, however, having all these habits in my life has helped me build confidence and achieved more in life and getting closer to my dream.Thank you so much for these tips!💜
The frustrating thing is when you realize there aren’t enough hours in the day to do what all of what you want and then you start questioning your prioritization of what comes first.
Many books could be condensed into under 50 pages. They choose to extend it to justify price. However, there are many people who would prefer to pay double for the shortened version, than to read through repetition and fluff
🥳Thank you for watching! Sign up and upgrade to Grammarly Pro to level up your productivity: nischa.me/grammarly09
😘 love u 😍
@Nischa …Your channel revives 💥 me!!! 🤗 Thank you! 🙏🏾💞
Love Your Content, Love your Voice, Love your Style. Will you Marry Me.......... ? 🥰
Finding the 'money borlest' ebook should be your top priority, even if it's the last thing you do in life
"Even if you dont feel like you have the time to read" There are people who spend over 2 hours on their phone a day. Just spending 30 minutes a day on your phone adds to 182 hours a year. With 182 hours a year you can read multiple books or learn a new language. People got time, but good times have lead to lazy and complacent people
I love how much I get to learn from you every single Sunday. I'm looking forward to applying these to my own life. I actually struggle a lot with staying in my comfort zone and having a growth mindset, so I'll definitely be looking to improve there.
Love reading inspiring books, you are right, it's just like having a mentor with you. I have even been lucky to find some good books in charity shops, so I have a collection of books to look forward to reading 😊
Good video,I picked up the book today and I can say that everyone should give it a chance, unrevealed money methods borlest
I picked up also. Worth every penny.
My growth mindset is investing in myself and my finance. As an investing enthusiast, I often wonder how top level investors become millionaires by investing. I have $180k ready money to fuel my early retirement goal, but no ideas or strategies on how to go about it.
there are actually strategies that could be put in place for colossal gains, but such execution is usually carried out by financial experts
Agreed, utilizing an expert did the trick for me in barely 5 years. I worked hard everyday as a doctor for 32 years and my salary was over 250k per year, enough to get me fully invested. I'm retired today and just about 10% shy of $2m after 100s of thousands invested.
@@arlenehill4ril bravo! could you be kind enough with details of this professional guiding you please? what happens if the market crashes just before my retirement? that's my greatest concern
I've shuffled through a few professionals in the past, but settled with Karen Lynne Chess. She has a great deal of expertise and her qualifications speak for itself. You'd most likely find her basic info on the internet, she's well established.
thanks for putting this out, just did a web search on Karen Lynne Chess and I find her valid, already scheduled a call session with her
1. Create the right environment
2. Read a chapter a day
3. Push out of your comfort zone regularly
4. Get into the habit of saying no
5. Have a growth mindset
why not just let people watch? its not supporting the channel posting the list of content
Thanks you’ve saved me 10 mins 😊
@@beresd you are so wrong. Writing the points out helps everyone to have these points in writing.
Thankyou for writing these points out. My data is limited. Much appreciated. I have taken a screenshot of your points, so now I don't have to waste more time writing out each one. Thankyou. God bless.✝️🌹
Thank you for saving me time :)
there's a book called Secret Pathway To Triumph, and it talks about how using some secret tehniques you can attract almost everything in life it's not some bullshit law of attraction, it's the real deal
Is this real? Didn’t see it on amazon
Anyone else here obsessed with Secret Pathway To Triumph? It's like discovering a secret treasure map for wealth!
*Financial planning is like navigation. If you know where you are and where you want to go, navigation isn't such a great problem. It's when you don't know the two points that it's difficult* ...
Waking up every 14th of each month to 50,000 dollars it's a blessing to I and my family... Big gratitude to Ricky Wen🙌
Hello, I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?
Same, I operate a wide- range of Investments with help from My Financial Adviser. My advice is to get a professional who will help you, plan and enhance your management skills. For the record, working with Ricky Wen, has been an amazing experience.
Hello how do you make such monthly?? sometimes I feel so down🤦🏽of myself because of low finance but I still believe in God
I'm favoured, $90K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Mr Ricky Wen
That makes sense. Without clear goals, it’s easy to drift. I think setting financial goals, like saving a certain amount every month or planning for retirement, would help stay on track
One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments.
If you've achieved any financial security, savings, owning a house, a pension.... you'll find these are going to be a financial burden around your neck..... they'll tax you to oblivion..
In light of the global crisis, rising inflation, and economic instability caused by inadequate governance, stocks, ETFs, Mutual funds, and REITs, assets can serve as a viable path to achieving financial independence.
Investing is the key. So you need to earn enough to save enough to invest enough to stay ahead of inflation and later live on interest, while always keeping the principle growing faster than inflation.
NVDA19K stands out with its advanced blockchain technology, especially in staking and decentralization surpassing other platforms. It doesn't require a locking period, and its development focuses on peer-reviewed research for comprehensive improvement.
I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000
Tbh I’m not sure that what you’re talking about is right. I may be wrong though but even though I think it’s better to consider something like Cryptonica or else.
How many are here just to watch Nischa after 2 weeks 😍
True, surround yourself with positive people to keep you motivated. I applied this in my life and learned a lot. Regarding books, I listen to audiobooks as it makes it easier to learn while you're walking or going somewhere.
just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
Find the book titled The Comic Guide to Financial Bombs, you'll learn all the money attraction techniques there. Trust me on this
Audiobook while doing my 2 hour round journey to and from the office everyday is how I get my books in. Literally wouldn't change it, great way to set up a day first thing in the morning as well.
@@dalebrown2753 🔥
The best piece of advice I got on my journey to success was to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $750k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
Well you got a point truly but right now i feel e commence among other sectors are expected to really see growth but who know i might be wrong, These days the market is filled with surprises.
With the current trend of the market my advice to anyone starting out in the market is to seek guidance as its the best way to build long term wealth while managing your risk and emotions with the passive investing strategy.
Interesting, I’ve actually been looking into that lately, the news I've been seeing in the market hasn't been so encouraging honestly. If you don't mind me asking who's the person guiding you?
I don't comfortably throw recommendations around on the internet, but I've been working with Nancy Magaret Delony. God ! she's brilliant! I'm sure there are others who are good.
Truly thanks for sharing this info, We need more people exposing us to great expert, Literally I just searched her name and all I see is top notch certificate and reviews really interested in trying her out.
The fact that no one talks about the forbidden ebook "Unrevealed Money Methods Borlest" says a lot about how people are stuck in a trance.
I will buy it.
Nischa other than books how do you surround yourself with successful people? This reminds me of time when I was in school and used to make conscious effort to surround myself with A grade students and ask them about their schedule etc. it kept me motivated and I saw great results for myself. However as you grow older, this doesn’t come easily in corporate world. Hence my question how do you go about with it? Thanks
I've been considering finding a mentor on one of those "mentor" websites, for whichever area you want to improve.
You can find videos of very successful people sharing their ideas and you could choose what to implement in your own life.
It's a great list of habits. I can already hear my own negative thoughts - but I dont know those sort of people; but I dont have the time to read that, or to try and fail at new things, etc. Which is neither true, or not true forever. So this video is a good reminder - these habits are all free.
I saw a video yesterday from Alex Hormozi explaining the lonely chapter and embracing it. When you are trying to do something, whatever it is, most people you know will not get it and will mock you, while the people who have already done it are light years ahead and will have no interest in what you are doing. So embrace it, that's where I am and enjoying the process.
BTW another great video from Nischa
Everyone is screaming market crash and it's getting me worried. How can I protect my investment portfolio. I don't want to get burnt out.
You should better diversify your portfolio to defensive assets. If you don’t have good experience you should consult with an expert
Great advice for sure, as the saying goes never ask for advice from someone that's not trying to achive anything
0:30 *If you're the smartest person in the room, you're in the wrong room*
2:25 Read a chapter a day
5:32 *Push out of your comfort zone regularly*
7:02 Get in the habit of saying no
8:15 Have a growth mindset
Hi Nischa, amazing video as always. For creating the right environment, where or how did you find people who are closer to the life you want to live? Do you use a membership or online space? Or did you try looking for people in your network?
I always appreciate your honesty and simplicity.
There's no such thing as self made. You need a client base, consumer, resources, etc.
I don’t think you know what self made means
@@rominiyi-is3en what does it mean?
@@banthatracks_gaffisticks becoming rich by your own efforts
@@banthatracks_gaffisticks you won’t have a client base or resources if you didn’t make efforts to acquire them
@@rominiyi-is3en I don't think you understand how essential others are in that process.
Sister. I dunno why ur accent rapt me to listen.
Surrounding people are very important in a person's life. They can have a great impact on us, either by motivating us or by discouraging us.
Please make an optimal investment strategy for business owners.
I think it is different for employers and employees because pensions are different.
Simply adopting the habits of the millionaires doesn't make one a millionaire.
I found this video this morning and I am so glad I did. I went through a rough turn of events but quitting was never an option. Had losses but a recoup of $157k in less than a year fixed everything back in place. I'm forever thankful to God I didn't back down. Sharing this has been my devotion
That's a major win for you. Congratulations on this feat
How do you get so much in that period of time???
🙏🙏🙏
She changed the game big time for me
What community is that, I'm really interested in knowing how you go about that
Thanks always for making these videos Nischa, watching from EastAfrica.
Hi Nischa, your channel is fantastic, there's only one thing missing! Gold is at another new all-time high, you must cover it. Especially mining stocks they are about to skyrocket.
AI is a good comfort zone killer. AI= writes a script for you. AI = does video editing for you. AI = can optimize marketing and viral incentives. AI = etc.
The growth mindset is so important! Thanks Nischa!
Do you actually DO or MAKE or CREATE anything besides waffle?
The BEST way to save time and MAKE money is ... TURN OFF RUclips!
Loved your video Nischa, I was wondering if i could help you edit
your videos with Motion graphics and great thumbnails and make your work simple!??
I’m impressed with all the visuals and graphics Nischa, which platform did you use?
congrats for getting the job in the bill and Melinda gates foundation . saw speaking with Bill Gates.
I've just started using the tracker and it's so minimal, just perfect.
Started the tracker a while ago. It was truly a game changer regarding to learn about my spending habits. After 3 month i was spending less than i earned. So keep going..it is indeed perfect. :)
I really have to listen closely to understand your accent and in a way it good as I pay more attention. Thanks for useful tips and appreciate the way you come straight to the point.
Although I think this talk ALONE will get me to 6, ima keep listening 😂
Nischa is ridiculously beautiful her partner is a very lucky person
🙏
make it your mission to find the 'money borlest' ebook, even if it's the last thing you ever do
💰💰💰
So, how do you create the right environment if you’re not able to create that at your work?
I have a long list of books lined up 📚📚📚
that sounds like what someone who is not the smartest person in the room would say.
Great Advice&Growth mindset is so important Nisha
Yes, I am going to find some time to read one of your suggested books.
1. Create the right environment
2. Read a chapter a day
3. Push out of your comfort zone regularly
4. Get into the habit of saying no
5. Have a growth mindset
Success starts with the small, daily choices that require no MONEY but demand DISCIPLINE and CONSISTENCY.
🕒💪 It’s not about resources; it’s about being RESOURCEFUL and staying committed to GROWTH every day.
Hi Nischa, I watch all of your videos. Thank you for sharing your knowledge with us.
Talking ourselves out of potential great business opportunities is what holds people back. It is important to give yourself a chance. Start your online side hustle, enjoy the process and continue learning. Thanks for your inspiration as always Nisha 😊
If you start investing and consistently at a young age (like early 20's), but unfortunately have a low salary), will it still help in your later years?
SO TRUE, all the points you covered. Hard sometimes to do, but ya got to believe in yourself and say WTF let’s do it. Must live with no regrets for tomorrow is not a promise but a gift. So don’t waste it. ONCE AGAIN Nischa excellent work 🍾🥂💐
Thank you, Nischa, for another useful video. I am currently reading The Psychology of Money after going through your recommended books. Cheers!
0:17 Damn, Brits really talk like that?😯
Regarding habit 3 I always defer to the idea of ‘having a bias for yes’. That doesn’t mean saying yes to everything but really think about why you answer a certain way. Is it out of habit or comfort? Challenge that. You’d be surprised where it takes you. This is also an inversion to habit 4, getting in the habit of saying ‘no’. Also, I’m specifically referring to what is outside your circle of comfort.
Hi Nisha, my book list is growing thanks to some of your recommendations. Watching your videos enriches me and makes me want to get out of my comfort zone and learn new skills. Thanks so much
Since your community is growing and some are not based in the UK or in USA,could you make a video on saving and investing strategies in the EU?
Big hug from Italy 🤗
Good day, Nischa. Your tips are insightful, and I always go back and listen a second time and then follow what you have informed us of.
So true and so usefull . It's not easy to be around people who find excuses for everything and because i've plans , i learn new things , i change habits basically I become like un alien to them . big thanx from brussels
Thank you for sharing how much time you had to invest in video production, and you didn’t give up. That really encourages me
When you said that once upon a time you took 30 to 40 hours creating one video and yet you continued making them I felt so inspired. Looking at you now it looks like you are a pro at making videos. Thanks for sharing your struggles it's so inspiring especially when we go through the same self doubts which you have already conquered.
These are all really good advice. Though I'm not a Millionaire yet, however, having all these habits in my life has helped me build confidence and achieved more in life and getting closer to my dream.Thank you so much for these tips!💜
Good habits, the change in environment might be a bit challenging but message well received. Thank you
This is a great video. You brought up some interesting points!
Nischa ! I appreciate the chapter on learning how to say no and framing it in the context of trade offs ! Message landed with me , thank you
Hello Nischa
Nicely explained very useful for me & my family
Thanks a million
God bless 🙌 you
thank you, good content
Prerequisite: become a millionaire first; There is no money anywhere, there is no habit to care about.
I love watching your videos on Sunday mornings! I feel like it sets the tone for the week.
The frustrating thing is when you realize there aren’t enough hours in the day to do what all of what you want and then you start questioning your prioritization of what comes first.
Another great watch, thanks for these videos Nischa. 🙏🙏🙏
Thanks for this video. Very helpfull 😊
Convert these to audio on Spotify and make these podcasts please
Massive thanks, what you put out is so valuable for me.
Pl change your RUclips dp image
Loved the video :) appreciate the knowledge :)
absolutley
Saw Nisha wearing a different color👀
Nice video
Love this video! Very actionable advice
Many books could be condensed into under 50 pages. They choose to extend it to justify price. However, there are many people who would prefer to pay double for the shortened version, than to read through repetition and fluff
Thank you so much for this! Great tips!!
Awesome
Are you FCA regulated?
Are you in own control of your life?
@@happymystic9800 not entirely no
Are you a millionare yet Nischa?
One question : Are you a millionaire?
Thank you Nischa.
Knowledge is power
7:50 opportunity cost
Totally agree with you 💯
Thank you!
it's kinda crazy how nobody's talking about the forbidden ebook called unrevealed money methods borlest
Well put!