Pros And Cons Of The Most Affordable Housing Options

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  • Опубликовано: 1 фев 2025

Комментарии • 145

  • @KristinaSmallhorn
    @KristinaSmallhorn  2 года назад +13

    Which affordable housing option are you most interested in? (Personally, I want 3 tiny 🏠 homes) Watch More About Tiny Homes ruclips.net/video/PClJMWmL7qQ/видео.html

    • @prunabluepepper
      @prunabluepepper 2 года назад +3

      Me too 🤩😍🤩

    • @isaachernandez6413
      @isaachernandez6413 2 года назад

      P7 0 u8

    • @nadineduick6353
      @nadineduick6353 2 года назад +3

      What can we do to regulate investors not doing this to people!

    • @KristinaSmallhorn
      @KristinaSmallhorn  2 года назад +7

      @@nadineduick6353 we can vote for it at the local level. We can also make it in HOA restrictions that investors can’t own more than 20% of a neighborhood. It just takes enough people being mad enough to get it done.

    • @triathletenewyork94
      @triathletenewyork94 2 года назад +2

      21 st mortgage and liberty bank financing available for tiny homes

  • @dalebishop2632
    @dalebishop2632 2 года назад +86

    Went from 1700+ sq ft manufactured to a tiny home 400 sq ft in Arizona. Now, going back to traditional stick built that is over 100 years old, 1600 sq ft. It will need a little bit of TLC but, it has character and we just fell in love with it. It is in a tiny town and has a large lot so. We are even allowed to keep chickens and it comes with a coop :)

    • @kimsakai4526
      @kimsakai4526 2 года назад +3

      Be blessed, be happy.🎈

    • @KristinaSmallhorn
      @KristinaSmallhorn  2 года назад +10

      I would love to have a little farm.

    • @grandmachickenscluckingoodsoap
      @grandmachickenscluckingoodsoap 2 года назад +1

      @@KristinaSmallhorn you might be able to keep quail. They lay pretty well and could be used for meat if needed. Another benefit is they'd produce plenty of manure/compost for a nice vegetable garden

    • @dalebishop2632
      @dalebishop2632 2 года назад

      @@caliopeknows844 I know where I am they allow 10 chickens and no roosters. It varies place to place and much of it is by county ordinance and not city. Lots of unincorporated areas here. About 10,000 people here and not a "city"
      I am in Arizona City, AZ

    • @grandmachickenscluckingoodsoap
      @grandmachickenscluckingoodsoap 2 года назад

      @@caliopeknows844 you would want to go in to the towns/cities you are interested in living in and ask plus get a copy of the ordinance including setbacks etc for chickens/coops/manure storage etc

  • @guysview
    @guysview 2 года назад +66

    My modular home is a two story Geodesic Dome House. It is like a Thermus Jug to heat and cool. Electricity is $40ish a month. I love my dome.

  • @robertmcgee7083
    @robertmcgee7083 2 года назад +30

    They should build mobile home parks/ neighborhoods, where the lots are for sale, just like any other neighborhood.

    • @planetwalker798
      @planetwalker798 Год назад +2

      YES!!!!

    • @ebonybryant8553
      @ebonybryant8553 Год назад +3

      I live in florence south carolina n there is a pretty large neighborhood just like that. They have their fences n driveways n at first glance it just looks like a neighborhood of ranches. Also the owners take care of their property like traditional communities.

    • @kristinjayne6720
      @kristinjayne6720 Год назад

      I live in one. Reno.

  • @onomado
    @onomado 2 года назад +13

    Here in Colorado they have adopted a new tiny house building code, which was adopted in the past month. Tiny houses are legal now here... (we are in the tiny house industry and have been for ten years now)

  • @jettnatchez4776
    @jettnatchez4776 2 года назад +12

    Love 💕 ur channel ! I learn so much. I like the concept of of buying land and putting a manufactured home on it. I just hate neighborhoods. I need space and not on top of neighbors. I don’t care what others think of manufactured homes. I don’t care if it’s a bad investment, it will last me my lifetime

  • @HowToADU
    @HowToADU 2 года назад +17

    Thanks for having me on again! I loved seeing the new workshop/studio!
    Hope we can help a lot of people find some more affordable housing options...

  • @Hard_7_Iron
    @Hard_7_Iron Год назад +3

    For sure Credit Unions will always work harder for you than any bank corporation. Every great deal on money that I’ve ever gotten was from a C.U..
    Love the videos. Great information as always….thx.

  • @falsificationism
    @falsificationism 2 года назад +15

    Really appreciated the information density in this one--just wow! Nicely done Kristina/team!

  • @RaptureReady-Saint
    @RaptureReady-Saint 2 года назад +4

    I just bought a manufactured home and close tomorrow! Thank you for all of your information. I made a cash offer and had 2 others vying for the place, my agent did a great job in working with me for a quick turnaround. The housing in my area has gone up 30% and there is literally NO affordable housing at all and people building in my area have to travel pretty far and live elsewhere not even close to their new homes if they are building them in this area. I was shocked at the afforadability of this home and the land lease is under $400 a month, taxes $1200 a year and I couldn't be happier to downsize but there is no chance of finding ANY rentals around here in North Pittsburgh for a 3 bedroom under $2500 that is decent. I could live for 18 months in my current apartment for the price I paid for the home, and it's in excellent condition, newly remodeled and with a little paint we will make it our own. The one thing that I don't like to be honest are the homes on either side of me, they need some work and under new management they are giving them a lot of grief, but hopefully they clean up their yards and homes or move out (the down side is I have angry neighbors)!

    • @planetwalker798
      @planetwalker798 Год назад

      Blame the developer greed. This has GOT TO change. Finding an affordable lot is the trick!

  • @Kelleykrafts
    @Kelleykrafts Год назад +1

    Love our triplewide. Still being completed on our land. Beautiful! We used Cavco. 😊

  • @jailarge3741
    @jailarge3741 2 года назад +2

    Glad I found your page. Very informative videos and I just recently realized how the government stepped in and manufactured housing is not just a viable option, it may just be the best investment!

  • @jaypaladin-havesmartswilll5508
    @jaypaladin-havesmartswilll5508 2 года назад +8

    Manufactured homes: Accessibility - 6; Appearance - 6; Location - 5.
    Cons with modular homes: 1) current prices per sq ft are ridiculously high; 2) flooring and cabinetry look cheap in modular homes and the upgrades are very expensive; 3) and resell value and equity increase lag behind stick built homes.

    • @gweger6425
      @gweger6425 2 года назад +1

      True..quality is not there

  • @tammylemoine3019
    @tammylemoine3019 2 года назад +2

    You provide the best information on everything real estate🥳 Thank you for making buying and selling relatable to so many. 💖💖💖

  • @trailersandtea
    @trailersandtea 2 года назад +5

    Great video and information, thank you! And I agree, don't write off manufactured homes!

  • @denisemarie485
    @denisemarie485 2 года назад +16

    The reason many opt for a tiny house is for sustainability reasons. Eco friendly materials, refurbished/reused items and a smaller footprint. How many people actually sit in every square footage in homes? The larger the home, the more money, work and time is involved. The more you have to buy to fill the space. Tiny homes are for like minded individuals who do not want to be tied to big mortgages, high utilities and the time involved. Living in a sustainable way with only what's needed is how these people really enjoy "living life". More time for actually living. Those who feel this way of life is just a "cool" factor or a "fad" do not understand the mindsets of these individuals who just want to help leave less of a footprint behind.

  • @shakazulu3594
    @shakazulu3594 2 года назад +3

    Blessed be! Love this video! Praise be!

  • @jclgaines
    @jclgaines 2 года назад +10

    You should do a collaboration with Kerry Tarnow! it would be awesome for two of my favorite affordable housing people to work together.

    • @KristinaSmallhorn
      @KristinaSmallhorn  2 года назад +2

      I have had him a few videos but he’s never asked me to be in any of his. 🥺😢

  • @WkUpPeople
    @WkUpPeople 2 года назад

    Your makeup is pretty. Thank you so much for the in-depth information on affordable housing. Much appreciated!

  • @lindavarley6791
    @lindavarley6791 2 года назад +4

    Awesome info Kristina ✨

  • @26longlongtime
    @26longlongtime 2 года назад +36

    Great information as always. I just hate to see my generation resorting to tiny homes and vans. Some prefer that and thats cool, but I just wonder how many people are buying tiny homes or sheds as a last resort.
    Edit: born in 94

    • @ryanoconnell1142
      @ryanoconnell1142 2 года назад +10

      I know a lot of people who decided it was the least bad option :(

    • @andiw7358
      @andiw7358 2 года назад +10

      For a few people it's a better option than a regular house.

    • @ZombieBarioth
      @ZombieBarioth 2 года назад +11

      Its neat seeing what people have managed to do to turn small or otherwise "non traditional" spaces into functional homes, but at the same time I hate how its become "cool.
      Not only does glorifying it as a fad undermine that many people are just trying to make the best of a bad situation, the sudden demand by rich folk drives prices up for those who need it. You'd think that would mean supply will eventually catch up and make things affordable again, but historically speaking that isn't likely without intervention.

    • @denisemarie485
      @denisemarie485 2 года назад +12

      Many do it for sustainability. A smaller footprint, eco friendly or refurbished items used in it. Tiny houses are not a fad or a cool factor. It is a way for some to be able to move their house as they choose or for those who want to live sustainable lifestyles. Most don't want to work just to pay a mortgage and more untilities either. I myself maybe homeless soon. I may not have a choice but to find a small used RV or a van/suv to live in. Better than living in a tent as a senior. So to me, a tiny house would be a dream come true. How many of you actually literally sit in all the square footage in your homes. The more space you have, the more it costs to maintain it, heat/cool it, clean it etc. All that time and money for what? Only to miss out on really living life to its fullest.

    • @HEllis-qu5nn
      @HEllis-qu5nn 2 года назад

      I know it is like we are having to settle for less and are being forced to lower our standards when the Boomers had ALL the options with all the benefits of cheap college, pensions and the best economies.

  • @laurarobinson1257
    @laurarobinson1257 2 года назад

    Thank you for all your videos. I enjoy them as a sounding board of information. Great info!!

  • @Proudmary7
    @Proudmary7 2 года назад

    Great channel! I like your honesty and energy.

  • @elizabethmalone3958
    @elizabethmalone3958 2 года назад +1

    Great video, love your presentation - thank you!

  • @cynthiameans3406
    @cynthiameans3406 2 года назад +4

    Question: I am planning to purchase land for a manufactured/modular home. Would it be better to pay cash for the land and then get financing for the home, OR should I use my "cash" as a down payment on a loan covering the cost of the land and home together?

    • @forestpig1275
      @forestpig1275 Год назад

      If you went through with the purchase what did you end up doing? And what would you recommend from your experience?

  • @ocean1233
    @ocean1233 5 месяцев назад

    Excellent information 👍

  • @tWz4462
    @tWz4462 2 года назад +2

    This is absolutely great information.. wow .. so much to know🤔🤔🤔

  • @maryg.7790
    @maryg.7790 2 года назад

    Awesome, jam packed with info video! You're the best!

  • @babatarot
    @babatarot 2 года назад +1

    Can you make a video on park models homes , can they be put on private land or only RV or mobile parks...can you explain financing and building codes thank you for your feedback and possibly recommend a reputable company for price point Park model on a social security budget 🙏 Florida resident

  • @juliadavis7827
    @juliadavis7827 2 года назад +7

    Have you heard about Incredible Tiny Homes Incred-I-Box if you have what do you think?

  • @walkinlight3380
    @walkinlight3380 2 года назад

    Really appreciate your videos! Great advice and information. Thank you.

  • @timnewman1172
    @timnewman1172 2 года назад +10

    My ideal is the "manufactured/modular" catalog homes of 100 years ago. Sears, Monkey Wards, and others built and sold wonderful bungalows, etc that are still considered desireable today...

    • @Oleandra_13
      @Oleandra_13 2 года назад +1

      I know you meant Montgomery Ward, but I love the idea of a housing builder named Monkey Wards.

    • @timnewman1172
      @timnewman1172 2 года назад +3

      @@Oleandra_13 back in the day many people referred to them as "Monkey Wards", guess that's an over-50 reference...

  • @EHame
    @EHame 2 года назад

    Unbelievable. Thanks for the info. Hopefully we can all own the land under our feet. Thanks for your research and helpful info.

  • @guysview
    @guysview 2 года назад +1

    I saw Kristina in Mother Earth News Magazine. Honest, I did. Homesteader Kristina.

  • @nicoleworkman3142
    @nicoleworkman3142 2 года назад +2

    Girl, you should start mentioning the minimum square footage for a typical loan on a manufactured home. I know at least some VA loans can start at 600 sqft.

    • @KristinaSmallhorn
      @KristinaSmallhorn  2 года назад

      I have in several previous videos. I must have missed it on this one. Sorry about that.

  • @rlrieth
    @rlrieth Год назад

    Kristina, I googled modular homes in my area (Spokane, WA) and i went to a site that said it is a modular home builder and all they have are manufactured homes. Why do they do this? Bait and switch???

  • @wkat950
    @wkat950 2 года назад +1

    Tiny homes are being proposed for sheltering the homeless in Knoxville, TN. This was inspired by a similar development in Oregon. It may be an idea for those who can live among others but who may not want to be sheltered in one big building. It is also an idea for housing college students if there is plenty of land. I keep thinking, on a less tiny scale, of the small single family prefabs built by TVA during World War II to house workers near Oak Ridge. Even a stick-built of that size would offer affordability.

  • @Arizona_lilly
    @Arizona_lilly Год назад

    Thanks for the help and ratings you gave ud

  • @ndmso
    @ndmso 2 года назад +3

    Can you install solar on manufactured homes?

    • @KristinaSmallhorn
      @KristinaSmallhorn  2 года назад +2

      Yes, but the weight of the panels have to be factored in. The solar power company will be able to determine if they can be on the house or on the property.

  • @HolmsAwayFromHome
    @HolmsAwayFromHome 2 года назад

    When my husband and I are both retired we want a tiny home in a cooler location than Florida. How do you find a lot to put one on? Are they all or mostly in parks?

  • @cjplay2
    @cjplay2 2 года назад +2

    FYI. LACounty - Rural zoning kills ADU's. R-A, A1, and A2 in LA County Title22 specifically states no ADU's. You may have a guest house without a kitchen, but once you add a kitchen, it is an ADU and you must at least tear out the kitchen. We saw one recently that has a grandfathered ADU and we cannot "touch" it. Paint, sure. Any modifications needing a permit? Nuh-uh. Needs? a lot!

    • @redstateforever
      @redstateforever 2 года назад +2

      California is ridiculous with their regulations. Thus, everyone moving out of state.

    • @KristinaSmallhorn
      @KristinaSmallhorn  2 года назад +1

      I would check out How To ADU and see if he knows any work arounds.

    • @cjplay2
      @cjplay2 2 года назад

      @@KristinaSmallhorn thank you.

  • @uncontrolledspeech1858
    @uncontrolledspeech1858 2 года назад +1

    Excellent information.

  • @ryanarchuleta6231
    @ryanarchuleta6231 2 года назад +2

    People make the mistake of still calling modern doublewides "trailers." Those things look niiice now. They look like site built homes inside.

  • @LisaCunninghamLieveEnterprises
    @LisaCunninghamLieveEnterprises 2 года назад

    Great info, as always !!

  • @upscalesoy6971
    @upscalesoy6971 2 года назад

    Resale question….If purchasing a manufactured/ mobile home in a park like say where lots of retired folks live in Florida for example, do these homes acquire equity over time?

    • @RaptureReady-Saint
      @RaptureReady-Saint 2 года назад

      Yes, my parents bought 15 years ago and they have been offered more than double but they don't want to move as to move would cost them double, so it's a catch 22.

    • @upscalesoy6971
      @upscalesoy6971 2 года назад

      @@RaptureReady-Saint Where do they live?

  • @bigtexan2218
    @bigtexan2218 2 года назад

    Great info!

  • @cjplay2
    @cjplay2 2 года назад +1

    No mention of steel-shell barndos?

    • @KristinaSmallhorn
      @KristinaSmallhorn  2 года назад +1

      For this video, I was reviewing the most common and popular affordable housing options.

  • @SerenitynPeace
    @SerenitynPeace Год назад

    Not in CT.... 😔

  • @timothymiddlekauff8889
    @timothymiddlekauff8889 2 года назад +3

    I am 74 years old and live on SS. I want a home that I can call my own. I have no one to leave my home to. Longevity is not an issue, remember, I am 74. What would you recommend?

    • @KristinaSmallhorn
      @KristinaSmallhorn  2 года назад +1

      I would speak to a lender first so you can see what you can qualify for. They will be able to determine your debt to income ratio and let you know if there is any bond money or buyer incentives in your area.

  • @DeeDeeMcfarland-yu8jm
    @DeeDeeMcfarland-yu8jm 4 месяца назад

    Would love a tiny home ❤

  • @curtiszzzchicago
    @curtiszzzchicago Год назад

    All I know is I want to get my eyebrows and eyeliner off on fleek like you do here, and go to work! 😁😉

  • @anthonybarbuto6012
    @anthonybarbuto6012 2 года назад

    Kristina.....have u checked out arched cabins, of Texas??????......,a cheap way to build your own small home?!?!?!!!!!!!!

  • @sergeantstadankoakalardass1046
    @sergeantstadankoakalardass1046 2 года назад +2

    I would like to thank Larry Fink for where we are at.

  • @zanesutherland406
    @zanesutherland406 2 года назад +3

    Manufactured home 😍

  • @dougrobinson5830
    @dougrobinson5830 2 года назад

    Heck we couldn't do a tiny home. We have 1 of our BR converted into a closet.

  • @guysview
    @guysview 2 года назад +1

    I didn't notice this before but what on earth is that watch you have ??? Looks like a CRAY9000 Super Computer. It runs off a weapons grade plutonium pellet.

  • @Doc1855
    @Doc1855 2 года назад +4

    It’s very hard to finance a manufactured home after it gets 20 years old.

    • @KristinaSmallhorn
      @KristinaSmallhorn  2 года назад +1

      It can be more difficult but it can be done with different loan packages.

  • @user27278
    @user27278 2 года назад

    Stick built detached ADU is the best way.

  • @poohsblusteryday8592
    @poohsblusteryday8592 2 года назад +2

    The photo you’re using on the left is copyrighted by the owner Macy Miller, Tiny House living in Idaho. Please reach out to her for permission. Her home photos have been used for others profit without her permission. I know it just annoys her mostly, she is a very kind person 😊

  • @Arizona_lilly
    @Arizona_lilly Год назад

    Seems like manufacturer’s home for win !

  • @mildredwebster2822
    @mildredwebster2822 2 года назад

    So how much was this??

  • @peterapazidis8889
    @peterapazidis8889 2 года назад +1

    Why are modular homes so expensive relative to stick built? It seems modular home building would be better financially for a company than a stick built.

    • @KristinaSmallhorn
      @KristinaSmallhorn  2 года назад +1

      They can vary price per square foot with each company. The quality, durability and energy efficiency is generally above traditional home building.

  • @1965startrek
    @1965startrek 2 года назад +1

    Gulf coast? Hurricanes

  • @hbazley3
    @hbazley3 2 года назад +1

    thumb up for calling out the Karens

  • @LierzFamilyMinistry
    @LierzFamilyMinistry 2 года назад +1

    Icf homes?

    • @Thomas63r2
      @Thomas63r2 2 года назад

      Insulated concrete form - tons of info on any Internet search

  • @nightslasher9384
    @nightslasher9384 2 года назад

    I just want a townhome in where I live. 😢

  • @DeborahAnneWeber
    @DeborahAnneWeber 2 года назад +1

    Your screen captures are too quick, just to let you know.

  • @ocean1233
    @ocean1233 5 месяцев назад

    DO NOT CARE ONE BIT WHAT STRANGERS " THINK" re: Manufactured home looks.
    Although I will say.... Everyone should take care of their property.

  • @snawsomes
    @snawsomes 2 года назад +1

    Everyone that I have known that has owned a Tiny Home moves out to something bigger. Tiny homes are for single/hermit people. Nothing wrong with that btw.

  • @peterh2800
    @peterh2800 2 года назад

    price is Bubble n Bubble..

  • @Thomas63r2
    @Thomas63r2 2 года назад +2

    Hedge funds have ruined mobile home parks - they have destroyed all the once upon a time financial advantages of mobile homes. These are greedy investor groups who could care less that their profits are coming off the backs of ordinary mobile homeowners who cannot easily move - and many mobile homeowners end up losing the home they owned outright.

  • @fotomagrol
    @fotomagrol 2 года назад +1

    I am sorry but I just do not like traditional homes, I am more of the tiny new modular homes. for me at least its the more realistic way for may money.

  • @dionnefreelance
    @dionnefreelance 2 года назад

    U can hate if u want but I got a paper from hemphill that say u must take care of me.
    I need my bus pass so I can look at a house for y'all to buy me so I can live with my son

  • @Arizona_lilly
    @Arizona_lilly Год назад

    Poor lady 1985 that’s before me

  • @helenmurphy9905
    @helenmurphy9905 2 года назад

    Prices crashing as dollar supply is HUGE problem! Do not buy any property,

  • @ocean1233
    @ocean1233 5 месяцев назад

    Buy property in less restricted area. Home for you....rent out land.

  • @17buckrogers
    @17buckrogers 2 года назад

    hud= human underground dweller lol

  • @helenmurphy9905
    @helenmurphy9905 2 года назад

    Do NOT BUY REALESTATE now, market CRASHING now!!!!

    • @KristinaSmallhorn
      @KristinaSmallhorn  2 года назад +1

      What data specifically can’t you point me to that states the housing market is crashing across the United States?? I’ll wait.

  • @rightright6582
    @rightright6582 2 года назад

    Did not like it.

  • @tansiewalker5249
    @tansiewalker5249 2 года назад

    For goodness sake, please slow down. There's no race. I cant even a aorb what you're saying. Cant listen you talk so rapidly!!

    • @KristinaSmallhorn
      @KristinaSmallhorn  2 года назад +6

      I have captions on all my videos. You can slow down the video in your settings or speed it up. Note: For performance reasons, you must be on Android version 5.0 or above to play videos at different speeds. To do this
      Go to a video.
      Tap the video once, then tap More .
      Tap Playback Speed.
      Select the speed at which you'd like the video to play.

  • @zacksweden519
    @zacksweden519 2 года назад +1

    If you have to get a loan for something, you can't afford it. So, "affordable" and "loan" cannot be used in the same sentence and still be meaningful. Mostly, affordability is about location, since affordable homes are illegal in most areas. Sadly, the vast majority of areas that allow affordable homes are in the middle of the desert. There are, for example, thousands of affordable homes in Arizona, in the $20k to $40k range. But who wants to live in the middle of the desert?