I agree w/ Ish 100%. We gotta get out of victim & blame game mode and just simply educated ourselves. In all reality everybody is trying to benefit themselves when it comes to business no matter what color.
dude, do you think black ppl from 1492 to 2024 were just "uneducated." The only education we need is political education, so we can completely disarm the white community must be completely in every aspect of civil society
They don't let their guests talk; everything doesn't have to turn into a debate, or "I know it already" contest. it'll be hard for this group to reach their potential in podcasting.
They better then the guy that fired them or Gille and Wallo or Drink Champs? Lol cmon man this is a C- rated program at best. These 2 are nothing without Hoffa. They’re more sidekicks than actual show hosts and now they’re being exposed on the limited talent that they have
@@samuelcole7228those shows are for people who actually believe in those type of people. Usually the two worlds don't coincide. You should stay over there if you actually see value in any of those J word ran puppet shows. You can't fool us over here, we don't believe you. (Or them)
they are just being realistc about the odds of most people getting an education. If it was that easy for someone to educate themselves, we wouldn't have so many predatory loan sharks.
As a Mortgage Broker with 25 years experience I must say it’s not a black or white thing when it came to ripping off customers it was more educated vs uneducated. I was able to buy 3 houses and 8 cars throughout the years by dealing with guys like Esso who basically had no clue what was going on but had some money and wanted a mortgage. We’d mark these guys up 4-6 points on a loan and at the end of the day they were happy they got a house. The in house term for those type of people was Canadian and the objective when dealing with the Canadians was to make as much money for yourself as possible because they’ll never be able to figure out what’s really going on because they weren’t sophisticated enough to comprehend how the process worked. It was sad because everyone knew that some of the loans were so bad it would be a matter of time before the houses would be eventually foreclosed but nobody cared because we already were paid. Some of the guys intentionally got Canadians into bad deals just to eventually line up that person to have their home foreclosed knowing that they could eventually purchase the distressed homes for themselves.
Wow, I think I was watching Flagrant and they referred to Jewish people as Canadians, for certain deals, not the cast but someone who knew one of there older relatives
@@bron5025most of the listeners don’t wanna hear it ppl only wanna hear controversial and negative things that’s what brings the views and money in sadly not real estate conversations
I see what Ish is saying however his response was and is knee jerk and surface. When Donald Trump and his company was sued for housing and racial discrimination and the justice to department was the plaintiff in the suit they had sent two employees/lawyer from the civil rights division based suspect racism, unprofessional and the like. Both ladies presented similar information bank records, socials, occupations to trump reality company, they where both shown apartment in trump tower or whatever the building was on the some day the white lady got a call back the some day and the black lady didn't both reported back to DOJ and charges/ suit was bought against trump he lose and had to give a huge settlement.
ISH is right = value the "free" education you get from "K-12" + if you can further your education past that, then do it, so you don't find yourself in a "predatory/fraudulent" situation
@@HibachiOG that's obviously not true, since schools teach the same things every year for the past few decades = if you feel that way then you should do something about it, not try to convince me NOT having an education is a logical/rational thing to do with yourself, when it isn't
@@DaFactsNoNonsense1713 do schools still teach woodworking, firearms education, machinery or home economics on a broad scale like they used to? I don't feel that way that's the way it is, and my solution resides in the first comment. Dare you to say I'm wrong.
@@HibachiOG they only teach FIREARMS in your redneck part of America, where actual education doesn't matter to a bunch of ignorant "hicks" like you = that's why getting a simple education's so offensive to dimwits/morons like yourself
Well technically that is not an education. That is teaching you a skill. Education implies more then just skill acquisition but framework or process to acquire a skill or solve a problem. And to be fair their is a hidden cost to that. Information may be free, but knowledge had a cost.
What Ish is speaking on is true. You have an obligation to do your due diligence. If you don't know, ask questions. And if there is anything in paperwork you don't understand, ask the principal who represent you to explain or take the time to research to get a better understanding. Real estate agents brokers, etc want to get a ✂️ out of a deal so they will try to get their piece. Study 📖 the fundamentals and ask questions. Ask what the cost of things are that are not morgatge related.
ESSO is right that its more about options than education. Its a lot of people who know the "right" thing, but do the opposite because they get desperate from lack of options. Then there's people like 45 who have no education but get far in life because they have a lot more options than the average person.
Just because you knowledgeable about something, doesn't mean it's not predatory. You can know ALL YOU WANT about credit, if you have bad habits, YOU WILL pay those late fees and interest at HIGH RATES. Credit card lenders (banks) have higher rates on certain cards because they EXPECT/KNOW payments will be missed/can't be made. That's predatory.
Ish is 100 right in his statements. When it comes to money (business) everyone is out to get their cut, and stereotypes are a bigger factor than skin color & etc. The more educated one is, the clearer THAT is.
I wish they do a whole business interview with ish I like the balance seems like esso view on things is based on urban myth and hood logic and ish view is based on self accountability and knowledge I don’t know if it is set up like that or not but it is more palatable for the hood if that makes sense to anyone but me lol
Ish is wrong about it not being racial. There is no education for when large financial institutions want to screw you. Your only hope is that the entities that regulate those institutions are paying attention. During the last housing crisis, banks were in constant need of mortgages because they was packaging them together and selling them to "hedge funds." They purposely decided to target black and Latino potential homeowners because they knew the the public would place blame on the black/brown homeowners instead of instantly investigating predatory lending. The banks themselves were giving out mortgages they knew would fold. There is no protection against that. And when you look at some of the biggest finacial schemes of all time, it are smart business people, lawyers, doctors, and even other financial personnel being fooled.
His point is a black salesman will try to fill his pockets just like a white person will. It’s up to the individual to not be taken advantage of, not the salesman
That's why you get a real estate lawyer and not just a lawyer. When you're at the closing you can sit there and read line for line if you choose too. I was in the mortgage industry for 20 years Ish is spitting a lot of facts
@@antoinepowell649 being a mortgage closer for 20 years. That's not their job. They tell you what's in front of you and what are the facts of the paperwork. Simple black and white. They make from $300 to $500 on a residential closing. Their job is to make your mortgage is in 1st line position and nothing can come back and bite you from the previous owner. During your process of qualifying to running the numbers RESPA rules protect you from predatory lending. A lot of predatory lenders disappeared after 08 to 2010. If you're getting a bad deal now it's more than likely because you have shit credit.
Europeans in America have made an entire industry off selling land that is not theirs. The Native Americans come from Asia they are not the owners... Historically and legally, the land belongs to the Moors. When you rewind the problem at it's core it becomes very simple...
Ish taking that ish. Majority of those people only care about the green. I’m in real estate and as long as the money is right, that’s what people care about. Yeah there are racist ppl but that’s humanity at this point. Get educated so you don’t get played. BE WILLING TO SAY NO AND WALK AWAY. No one is making you sign anything. Get educated.
Esso is right. There is a white & black price in EVERYTHING. He doesn't know white & black houses get appraised EVERYDAY at different values. Guess who always gets the lower value?😮👀👀🤐🤔🤔
At some point people need to stop thinking in terms of black and white and start focusing on green. A mortgage broker does not care what color you are, a loan officer doesn’t care what race you are. Nobody is hiding information from you, they might not give it away for free but it is up to you to educate yourself. A young black kid will walk into a car dealership with a 505 credit score trying to buy a $100,000 car and get mad at the sales person because he doesn’t qualify. That’s not a race issue. Get your credit up to a 780 and they can’t deny you. Let your education start with a great credit score.
I agree with Ish but he's still a slight part of the problem. Education is key but how do we know education is the key but we don't break our backs to educate the ones who don't know. Regardless if people don't want to be taught things it needs to be imperative that you keep trying to educate them until they give in and realize that you're helping, not showing off. The internet is an ocean of information but there's no tour guide on how to get to it. Which is worse when you include search engines gaming the structure instead of providing you access to what you actually look for. I don't know him as a person, so this isn't a slight towards him but he gives off the impression that the only answer is "educate yourself, figure it out yourself, end of story". That works for those who have that habit in them but for someone who doesn't, it's our responsibility as educated black people who are doing better to not be selfish wealthy dickheads and ensure that everyone around us is given the right tools to eat. No need to feed everyone yourself but at least show people how to hold the fork, spoon and where to get the food, then you can leave it to them.
Bro take it away from real estate. Some people will not take in information or learn until they fuck something up for themselves. I have a homie 2 instance bought a car (foreign) without a warranty. I told him that was a mistake and look into an extended warranty. Damn near 5 years later no warranty and charging every repair on a credit card. 2 he told me he had to pay taxes.. I'm like what do you make over 6 figures....no. how did you do you taxes...you guess it TurboTax...bro you get what you pay for (also in real estate) get an actual tax guy. This year hey let's do this do that.....I can't I owe taxes ....yeah bro some people won't take in info even when it does benefit them.
@@GOILL Very true. But if you're giving out the info, just like actual teachers/good parents, you just have to keep teaching because you want the betterment of those around you, for better or for worse. If we decide to give up on people it's a bit worse then whatever dumb decision they make. BUT, I don't advocate for killing yourself or stressing yourself out to make people get the point. There's only so much you can do, as long as you do something. They will learn. the hope is that it doesn't take all of their life. Worst case, they die without learning and it coincidentally provides someone else the opportunity to learn your mistake.
@@SiincereARC to be honest with you at our ages. Assuming we're all 30ish 40 ish and older. I'm 46 if you know me and we fam I don't tell grown adults more than once. After that your just choosing to be ignorant. Just my way and my opinion.
@@GOILL Back in the 80s and 90s, you'd be correct, in todays world, where they corner people into being stupid in a world that's flowing with information, unfortunately age is irrelevant. People are openly being taught and coerced to be stupid. You have to pretty much reverse engineer what these companies have spent the last 15 years trying to do.
The level of ignorance is crazy. Information is easily accessible and when you hire someone to represent your interest that doesn’t absolve you of accountability. Everything Ish is saying is common sense or should be if you’re an able body adult. This whole conversation is embarrassing
We gotta stop the mindset of this the the way it is so fu*k it . bc our folks are not accustomed to doing particular things it’s ok for them to not learn & get educated hw can you argue against bettering yourself ? development, growth & progression is essential . . the ignorant shit gotta stop can’t keep using it as a copout this the age of information take advantage man in whatever ya tryna pursue
Why they blame everything on race... Educate yourself.. This shit sounded too ignorant to keep listening to. Ish was dropping jewels on these dudes....
Is Ish the same one that dates outside his community? I understand his logic but that self hate still in his talk. His pushback got an agenda. That's what Umar was calling out.
I agree w/ Ish 100%. We gotta get out of victim & blame game mode and just simply educated ourselves. In all reality everybody is trying to benefit themselves when it comes to business no matter what color.
dude, do you think black ppl from 1492 to 2024 were just "uneducated." The only education we need is political education, so we can completely disarm the white community must be completely in every aspect of civil society
Hell yea! These cats really trying to act like minorities only get beat by white people. Like we never got taken advantage of by our own.
They don't let their guests talk; everything doesn't have to turn into a debate, or "I know it already" contest. it'll be hard for this group to reach their potential in podcasting.
We good with their style. You should just find another pod because they're not going to change for the 85%
We already know the type of people they are so I wouldn’t be surprised if they fizzle out quick
@@thegamepeeper ain't no other hip hip pod messing with these dudes though, not even close. You don't have to tune in if you don't approve.
They better then the guy that fired them or Gille and Wallo or Drink Champs? Lol cmon man this is a C- rated program at best. These 2 are nothing without Hoffa. They’re more sidekicks than actual show hosts and now they’re being exposed on the limited talent that they have
@@samuelcole7228those shows are for people who actually believe in those type of people. Usually the two worlds don't coincide. You should stay over there if you actually see value in any of those J word ran puppet shows. You can't fool us over here, we don't believe you. (Or them)
Ish needs his own pod bro, he's dropping gems.
These folks are really arguing against properly educating yourself.
“Grown” men too. A dude will argue with you about the truth because they’d rather be “right” than gain knowledge. Goofy shit.
💯 yep!!!!
@@theoriginalsamueljohnson you definitely speaking facts!
they are just being realistc about the odds of most people getting an education. If it was that easy for someone to educate themselves, we wouldn't have so many predatory loan sharks.
@@sp123 Nobody said educating yourself would be easy. If you are uneducated, don't take a loan.
As a Mortgage Broker with 25 years experience I must say it’s not a black or white thing when it came to ripping off customers it was more educated vs uneducated. I was able to buy 3 houses and 8 cars throughout the years by dealing with guys like Esso who basically had no clue what was going on but had some money and wanted a mortgage. We’d mark these guys up 4-6 points on a loan and at the end of the day they were happy they got a house. The in house term for those type of people was Canadian and the objective when dealing with the Canadians was to make as much money for yourself as possible because they’ll never be able to figure out what’s really going on because they weren’t sophisticated enough to comprehend how the process worked. It was sad because everyone knew that some of the loans were so bad it would be a matter of time before the houses would be eventually foreclosed but nobody cared because we already were paid. Some of the guys intentionally got Canadians into bad deals just to eventually line up that person to have their home foreclosed knowing that they could eventually purchase the distressed homes for themselves.
Wow, I think I was watching Flagrant and they referred to Jewish people as Canadians, for certain deals, not the cast but someone who knew one of there older relatives
Damn yall have a problem for every solution
They do. This is a cast of a losers mindset. For everything their guest try to teach them they have a reason it won’t work.
@@lawrencebroom4818 ya. I understand obstacles but damn
Ish spitting facts 🎯.
I agree with Ish. Their’s an educated price and an uneducated price. A wise price and a fool’s price
I’m mad he doesn’t talk about this on the Joe Budden Podcast. Especially with the raise of the squatters.
That's joes fault. Joe always be like "yo don't serious us out"
@@bron5025 hate when he do that shit. Like damn I wanted to hear that information
@@bron5025most of the listeners don’t wanna hear it ppl only wanna hear controversial and negative things that’s what brings the views and money in sadly not real estate conversations
ISH TALKING REAL GAME!🎯💯
I see what Ish is saying however his response was and is knee jerk and surface. When Donald Trump and his company was sued for housing and racial discrimination and the justice to department was the plaintiff in the suit they had sent two employees/lawyer from the civil rights division based suspect racism, unprofessional and the like. Both ladies presented similar information bank records, socials, occupations to trump reality company, they where both shown apartment in trump tower or whatever the building was on the some day the white lady got a call back the some day and the black lady didn't both reported back to DOJ and charges/ suit was bought against trump he lose and had to give a huge settlement.
ISH is right = value the "free" education you get from "K-12" + if you can further your education past that, then do it, so you don't find yourself in a "predatory/fraudulent" situation
They don't teach valuable knowledge like they used to in school. Its more about putting in the work yourself, on your on time.
@@HibachiOG that's obviously not true, since schools teach the same things every year for the past few decades = if you feel that way then you should do something about it, not try to convince me NOT having an education is a logical/rational thing to do with yourself, when it isn't
@@DaFactsNoNonsense1713 do schools still teach woodworking, firearms education, machinery or home economics on a broad scale like they used to? I don't feel that way that's the way it is, and my solution resides in the first comment.
Dare you to say I'm wrong.
@@HibachiOG they only teach FIREARMS in your redneck part of America, where actual education doesn't matter to a bunch of ignorant "hicks" like you = that's why getting a simple education's so offensive to dimwits/morons like yourself
Well technically that is not an education. That is teaching you a skill. Education implies more then just skill acquisition but framework or process to acquire a skill or solve a problem. And to be fair their is a hidden cost to that. Information may be free, but knowledge had a cost.
Ish is correct! Read more to educate yourself and less social media scammers and celebrity gossip!👏👏👏👏👏👏
Itz Always A Black & White Price !!! Like It Or Let It Alone !!!
This is a “and” conversation
Not an “or” conversation.
Be informed, and know the game. Also, there is a black price and white price.
I read in a book one time: "Read everything you put your signature on, because once you do, it's hard it walk it back "
Great show appreciate you guys for all the free game and how you guys are trying to educate us and our culture love is love respect ✊
What Ish is speaking on is true. You have an obligation to do your due diligence. If you don't know, ask questions. And if there is anything in paperwork you don't understand, ask the principal who represent you to explain or take the time to research to get a better understanding. Real estate agents brokers, etc want to get a ✂️ out of a deal so they will try to get their piece. Study 📖 the fundamentals and ask questions. Ask what the cost of things are that are not morgatge related.
The main point is to do your own homework, read and understand what you getting to.
ESSO is right that its more about options than education. Its a lot of people who know the "right" thing, but do the opposite because they get desperate from lack of options.
Then there's people like 45 who have no education but get far in life because they have a lot more options than the average person.
The FTC just announced a settlement with/ multiple car dealers in NY for actively pricing cars differently based on race and zip code.
Yo ISH dropping gems in these videos, he needs to talk more about these things alot of people would watch
Just because you knowledgeable about something, doesn't mean it's not predatory. You can know ALL YOU WANT about credit, if you have bad habits, YOU WILL pay those late fees and interest at HIGH RATES. Credit card lenders (banks) have higher rates on certain cards because they EXPECT/KNOW payments will be missed/can't be made. That's predatory.
Education is the key.
Ish is 100 right in his statements. When it comes to money (business) everyone is out to get their cut, and stereotypes are a bigger factor than skin color & etc.
The more educated one is, the clearer THAT is.
Everybody has a point
I wish they do a whole business interview with ish I like the balance seems like esso view on things is based on urban myth and hood logic and ish view is based on self accountability and knowledge I don’t know if it is set up like that or not but it is more palatable for the hood if that makes sense to anyone but me lol
Ishh smart ESSCO set back and listen for a chance
Ish speaking facts!!! It’s not about color
People don't like reading
Or putting in the work for the information
What gets me is they don’t have to like it. You have to understand it’s necessary
I'm with Ish! As a black man, we gotta stop that white vs black.
🦝 logic is hilarious. They still hate you bozo.
Ish finally met guys that are more conspiratorial and say “they” more than him 😂😂😂😂
Yup and he’s making them look dumb lol
When are these guys going to start speaking like gentlemen ?
When it comes to any aspect of life there’s a price difference for Men or women Blk or white, or if you Jewish you have another price
Definitely gotta do the knowledge.
I always liked ish
Dope topic
Ish is wrong about it not being racial. There is no education for when large financial institutions want to screw you. Your only hope is that the entities that regulate those institutions are paying attention. During the last housing crisis, banks were in constant need of mortgages because they was packaging them together and selling them to "hedge funds." They purposely decided to target black and Latino potential homeowners because they knew the the public would place blame on the black/brown homeowners instead of instantly investigating predatory lending. The banks themselves were giving out mortgages they knew would fold. There is no protection against that. And when you look at some of the biggest finacial schemes of all time, it are smart business people, lawyers, doctors, and even other financial personnel being fooled.
His point is a black salesman will try to fill his pockets just like a white person will. It’s up to the individual to not be taken advantage of, not the salesman
Ish is right.
Esso personifies ignorance, just sounds dumb
Great!!
That's why you get a real estate lawyer and not just a lawyer. When you're at the closing you can sit there and read line for line if you choose too. I was in the mortgage industry for 20 years
Ish is spitting a lot of facts
Yea but this don’t mean they have your best interests u can still get got
@@antoinepowell649 being a mortgage closer for 20 years. That's not their job. They tell you what's in front of you and what are the facts of the paperwork. Simple black and white. They make from $300 to $500 on a residential closing. Their job is to make your mortgage is in 1st line position and nothing can come back and bite you from the previous owner. During your process of qualifying to running the numbers RESPA rules protect you from predatory lending. A lot of predatory lenders disappeared after 08 to 2010. If you're getting a bad deal now it's more than likely because you have shit credit.
Europeans in America have made an entire industry off selling land that is not theirs. The Native Americans come from Asia they are not the owners... Historically and legally, the land belongs to the Moors. When you rewind the problem at it's core it becomes very simple...
Ish taking that ish. Majority of those people only care about the green. I’m in real estate and as long as the money is right, that’s what people care about. Yeah there are racist ppl but that’s humanity at this point. Get educated so you don’t get played. BE WILLING TO SAY NO AND WALK AWAY. No one is making you sign anything. Get educated.
🔥🔥🔥🔥🔥
Esso is right. There is a white & black price in EVERYTHING. He doesn't know white & black houses get appraised EVERYDAY at different values. Guess who always gets the lower value?😮👀👀🤐🤔🤔
At some point people need to stop thinking in terms of black and white and start focusing on green. A mortgage broker does not care what color you are, a loan officer doesn’t care what race you are. Nobody is hiding information from you, they might not give it away for free but it is up to you to educate yourself. A young black kid will walk into a car dealership with a 505 credit score trying to buy a $100,000 car and get mad at the sales person because he doesn’t qualify. That’s not a race issue. Get your credit up to a 780 and they can’t deny you. Let your education start with a great credit score.
🦝 & colonizer logic is hilarious. The many lawsuits & amount of times this happens tell me otherwise
I agree with Ish but he's still a slight part of the problem. Education is key but how do we know education is the key but we don't break our backs to educate the ones who don't know. Regardless if people don't want to be taught things it needs to be imperative that you keep trying to educate them until they give in and realize that you're helping, not showing off. The internet is an ocean of information but there's no tour guide on how to get to it. Which is worse when you include search engines gaming the structure instead of providing you access to what you actually look for. I don't know him as a person, so this isn't a slight towards him but he gives off the impression that the only answer is "educate yourself, figure it out yourself, end of story". That works for those who have that habit in them but for someone who doesn't, it's our responsibility as educated black people who are doing better to not be selfish wealthy dickheads and ensure that everyone around us is given the right tools to eat. No need to feed everyone yourself but at least show people how to hold the fork, spoon and where to get the food, then you can leave it to them.
Bro take it away from real estate. Some people will not take in information or learn until they fuck something up for themselves. I have a homie 2 instance bought a car (foreign) without a warranty. I told him that was a mistake and look into an extended warranty. Damn near 5 years later no warranty and charging every repair on a credit card. 2 he told me he had to pay taxes.. I'm like what do you make over 6 figures....no. how did you do you taxes...you guess it TurboTax...bro you get what you pay for (also in real estate) get an actual tax guy. This year hey let's do this do that.....I can't I owe taxes ....yeah bro some people won't take in info even when it does benefit them.
@@GOILL Very true. But if you're giving out the info, just like actual teachers/good parents, you just have to keep teaching because you want the betterment of those around you, for better or for worse. If we decide to give up on people it's a bit worse then whatever dumb decision they make. BUT, I don't advocate for killing yourself or stressing yourself out to make people get the point. There's only so much you can do, as long as you do something. They will learn. the hope is that it doesn't take all of their life. Worst case, they die without learning and it coincidentally provides someone else the opportunity to learn your mistake.
@@SiincereARC to be honest with you at our ages. Assuming we're all 30ish 40 ish and older. I'm 46 if you know me and we fam I don't tell grown adults more than once. After that your just choosing to be ignorant. Just my way and my opinion.
@@GOILL Back in the 80s and 90s, you'd be correct, in todays world, where they corner people into being stupid in a world that's flowing with information, unfortunately age is irrelevant. People are openly being taught and coerced to be stupid. You have to pretty much reverse engineer what these companies have spent the last 15 years trying to do.
@@SiincereARC yes you are correct but I am a big advocate of survival of the fittest. Unfortunately we are all not going to make it.
Sassy dude making excuses 🤦🏾♂️
lawyers dont care about you just cause you paid them
Ish podding with the C-squad podders 🚮
What do you do for a living?
The level of ignorance is crazy. Information is easily accessible and when you hire someone to represent your interest that doesn’t absolve you of accountability. Everything Ish is saying is common sense or should be if you’re an able body adult. This whole conversation is embarrassing
Read a fuckin book 😂 you can never have too much knowledge and it’s a lifetime journey
That’s your fault
We gotta stop the mindset of this the the way it is so fu*k it . bc our folks are not accustomed to doing particular things it’s ok for them to not learn & get educated hw can you argue against bettering yourself ? development, growth & progression is essential . . the ignorant shit gotta stop can’t keep using it as a copout this the age of information take advantage man in whatever ya tryna pursue
Why they blame everything on race... Educate yourself.. This shit sounded too ignorant to keep listening to. Ish was dropping jewels on these dudes....
Colonizer & 🦝 logic is hilarious. You fools hate hearing the truth
Can you tell him to shut up? We've learned something right now
Unsubscribed because of the one eye.
😮😂😂😂😂
@@biggmixxo This is the second platform I've seen do this.
Esso is slow
Who Hate You And The Value. Its May More General. Sound Like Shit To Everybody.
Is Ish the same one that dates outside his community? I understand his logic but that self hate still in his talk. His pushback got an agenda. That's what Umar was calling out.
Man stfu quoting umar a damn scammer who cares what he has to say about anything. Y’all crazy as hell
Why are you worried about where another dude puts his swipe
Ish sound like he’s in cahoots with the white man lol