Esso is dealing with reality. Game isn't just talking about the positive possibilities. Game is covering all possibilities so that no matter what position you find yourself in, you give yourself the best chance to succeed or recover.
He’s telling the truth I just had this conversation with my son yesterday. Everybody is not cut out to be a boss or an entrepreneur. People believe getting an llc and a couple of workers equals multi millionaire boss and the truth is the boss/orner works harder than EVERYBODY In a successful business .
Not always true. I know a brother in my community who tried to buy an abandoned building, and he was given a hard time. But a few years later, "other" developers were able to get the building. Systemic racism still exists.
@@dsg3053 asking for more details is not saying mortgage discrimination is non-existent, it just means before I can confidently say it's racism more info is needed, what's wrong with that???
At 5:19, you are ALWAYS going to need the 9-5 cat. Who is going to rent the apartments in that 4 family? Who is going to hire your service company or buy your products? Unless you sell B2B, that working cat will be your best customer.
Exactly, That’s wht esso was hinting towards bt like a real friend ish said nah you don’t gotta do tht if u really tryna build something. bt I agree it does have to go . . everybody wanna get rich bt don’t nobody wanna work for it everybody wanna be rich but don’t have the patience it takes to build real wealth
this was a dope healthy conversation about money... the think i like about it is it shows that we have elevated soo much that now we understand money and how it works. even if its not too much, atleast we have an understanding where we can spark others that look like us to be aware and do the same thing them "other" people doing. might inspire the next biggest thing from our culture
@@verbalmerc yeah but he promoting a guy who was known for scamming. Real Estate is a lucrative business when you do the math and break it down, but its not no get rich quick scheme. Got to understand demand, the cycle of the economy, and do the math to really advance. Every city got real estate club that you can link with and build the portfolio. It's nothing new, just because of the gains of the previous generation, Gen X and Milennials getting in on the business.
Nah they stop us from getting things like that! I went through hell in a dealership because I was getting a new car! I’m black with dreads and I didn’t even finance through them! They don’t be wanting to sell to us
I disagree with ish a lot of times with his music opinion . But I could listen to him talk business . This was a great clip , I’m going to check out the full interview .
@@oladeebiazazi4538 CLOC AND CREDIT LINE. SAME STORY DIFFERENT DEBT. I ADVISE AN INDIVIDUAL TO HAVE TO NET PROFIT BEFORE EVEN TRYING TO GET A LOAN BUT THATS ANOTHER STORY 🤷♂ BLACK PEOPLE MAKE 38K A YEAR WHILE WHITE PPL MAKE AROUND 43K... BLACK PPL JUST NEED TO WORK TOGETHER AND FOCUS UP! ITS SIMPLE
Well ish in New York the owners of them buildings did not want to sell to us. Redline was and is a real thing but today we are wiser and know ways around out
This is the fundamental problem with gentrification. It's not that we didn't try to buy the block, they refused to sell to us. They artificially inflated the market to push us out.
Depending on how long you been in business or how much money the business makes, you are the PERSONAL GUARANTOR. So, if you DON'T PAY BACK WHAT YOU OWE, IT DOES AFFECT YOUR CREDIT/CREDIT SCORE.
🔥🔥🔥 Video. Very Informative. This Is Definitely The Plays Our Black People Are Making Nowadays. Especially If You Got The Game & Be Consistent With The Information.
That’s a cash advance in tbe credit card, that’s not a good move. If you don’t believe me look at the interest rates on a credit card cash advance. 🤣 play chess not checkers yall
well that's why he said use the first year or two with no interest- on the card which most cards offer buy the property then refinance pay the card/loan in full which intern builds your credit & credit line also, and start at square one, so its basically like getting a 0 interest free loan to buy the house then rent it out it pays for itself.
one thing thats not being talked about is being connected to politics in communities. Chamber of Commerce, participanting in public politics, groundbreaking events for other company’s or businesses, develop relationships with cuty counsel in that area you want to build businesses, you might not like politics but those relationships are crucial, Dr. Claude Anderson speaks of this in his books and his breakfadt club interview as well Chico Bean interviewed him, very knowledgeable and impactful, certain cities politics is the connection.
Most business has always been relationship based. And it requires doing due diligence, writing out good business plans, and partnering up with folks locally like you said to build and grow. The catch is those partnerships COST and usually has to be a WIN WIN for both parties.
It's so interesting how I learned all of this for free over the past 10 years. I've tried to put people on and they just let it go in one ear and out the other
@@MrCreditMoneyBudget bruh, obviously i didn’t mean that no one with material items doesn’t have any money. Im speaking on people who use looking like money to replace actually having money. Real money. Not hood money.
THe working class wont F with you because we've seen what happens with "Celebrity" businesses... Y'all have the money and power to do whatever you want, you don't want to do it. You want to use other people's money and leave other people hanging if it doesn't work.
Ish is theee best. I stopped watching Ian and market monday months ago because I was in my feelings about my lack of accountability and certain tonalities on the show but i hope ish doesnt lose empathy for the backwards thinkers. Its like the relatability of Joe but more palettable for some people
Y'all sound so uneducated Does Ish know property owners can literally refuse to sell no matter the price of the offer? He's a real estate guru, right? Why doesn't he know this? Please stop with the bootystraperism talk, without divulging all of the facts.
You can make a good fortune but it's not get rich thing. Got to do the math out and see if the deal makes sense. RE ain't liquid so you can't just cash out if things go awry like a stock or bond. Even entrepreneurship is a long term type deal. Usually it depends on the industry and market your in. A old head once told me the duller and boring the industry, the greater chance you can make some serious dough in. I have found that to be the case most times.
That’s actually false . Bussiness credit cards do show up on your personal credit report . Not all of them do but a lot do report. Amex is one that doesn’t. But BOA does. Plz take all this information with a grain of salt . Do your own research. Bro talking bout can you file bankruptcy lol. How bout stop spending money you don’t plan to pay back.
@ctconstrictors5193 most street niqqaz struggling. And a few are actually spoiled acting like hustlers. It's few real grinders from the mud. If you see a fly street niqqa he has a strong support system. I'm tired of the cap. Like most bw get help from the government or family but we call them independent lol
@rasulsamad5860 the streets is starving...ni...don't get fresh hair cuts for months with puff hair, bum tails, holding hands, and robbing regular people! You can't even rock jewelry anymore like before. It's just all about territorial beef...and the girls all look like bummy lezz bees
Ish is drunk if he thinks Joe didnt help him get where he is today notoriety wise. Thats why a lot of ontracts have verbiage about percentages if you end up blowing up because I gave you a platform to grow
Timestamp two minutes 28 seconds and I don’t wanna hear nobody tell me that I’m Nick Pickett the dude ish referred to Black people as the blacks hold up wait what somebody tell that dude ish he might as well auditioned four a roll in get out the movie since when do Black people call Black people the blacks go watch the movie get out the messaging some Black people I really white in their head. I am a black man and I would never slip up and say the blacks when referring to Black people
@@robertblack8436 I will say it again in English I am 47 years old, and I have never slipped up and called or referred to Black people as the blacks… he did which reminds me of the black characters in get out you asked me what I was talking about, and I answered you if you don’t understand, you might be one of them… take care
@@e.l.1986 I hope so because that didn’t sound right and he is old enough like I am to at least get that right he should’ve used quotations when he said it, but I understand your perspective and you might be right peace
Is Ish the same one that dates outside his community? I understand his logic but that self hate still in his talk. His pushback got an agenda. That’s what Umar was calling out.
Esso talking about crashing out the business failing and not succeeding …Im glad Ish is spitting this game !
🤣CrashOut gang lets go😂
Esso is dealing with reality. Game isn't just talking about the positive possibilities. Game is covering all possibilities so that no matter what position you find yourself in, you give yourself the best chance to succeed or recover.
He’s telling the truth I just had this conversation with my son yesterday. Everybody is not cut out to be a boss or an entrepreneur. People believe getting an llc and a couple of workers equals multi millionaire boss and the truth is the boss/orner works harder than EVERYBODY In a successful business .
Niggas bring you a good interview with gem but you still criticize. Just say thank you for the content.
(2:32 - 5:12) I want the REVOLVING "Line of Credit" also...
Not always true. I know a brother in my community who tried to buy an abandoned building, and he was given a hard time. But a few years later, "other" developers were able to get the building. Systemic racism still exists.
Need more details before we start blaming racism.
Word that’s a fact
@@lexdiamond20mortgage discrimination is a real thing J-Rock
💯💯💯
@@dsg3053 asking for more details is not saying mortgage discrimination is non-existent, it just means before I can confidently say it's racism more info is needed, what's wrong with that???
Yeah I don't ever wanna hear Ish speak on Nas ever again but this conversation right here I can listen to.
Funny thing is, Nas could teach Ish a thing or two about business because Nas is up right now.
@@imsofocused4678 Exactly
Wasn’t it about his music ? How about he make music Ish can like
@@imsofocused4678Really???That's the hill you dying on a rapper teaching people
@nuttry26 Man...shut up!!! I'm talking about Ish. Now go somewhere and play.
At 5:19, you are ALWAYS going to need the 9-5 cat. Who is going to rent the apartments in that 4 family? Who is going to hire your service company or buy your products? Unless you sell B2B, that working cat will be your best customer.
It’s fuckin knowledge … simple as that ….😊
Facts you’re not getting further without hard work.
Smart work..
These conversations are so important. More people need to understand this stuff
That bullshit scammers mentality has got to go
Facts
You have to understand that mentality to know how the system works.
Because It’s operates on a Macro & Micro level.
Exactly, That’s wht esso was hinting towards bt like a real friend ish said nah you don’t gotta do tht if u really tryna build something. bt I agree it does have to go . . everybody wanna get rich bt don’t nobody wanna work for it everybody wanna be rich but don’t have the patience it takes to build real wealth
this was a dope healthy conversation about money... the think i like about it is it shows that we have elevated soo much that now we understand money and how it works. even if its not too much, atleast we have an understanding where we can spark others that look like us to be aware and do the same thing them "other" people doing. might inspire the next biggest thing from our culture
iSH talking that ish
That mindset is what holes so many of us back. What if I make a mistake? What if I fail?
Real estate scares me . I was about to go to one of them DJ Envy seminars 🤦🏾♂️
😂😂😂😂😂😂😂😂😂
Imagine learning real estate from a DJ
@@Craftmaster3 he owns mad properties
@@verbalmerc yeah but he promoting a guy who was known for scamming. Real Estate is a lucrative business when you do the math and break it down, but its not no get rich quick scheme. Got to understand demand, the cycle of the economy, and do the math to really advance. Every city got real estate club that you can link with and build the portfolio. It's nothing new, just because of the gains of the previous generation, Gen X and Milennials getting in on the business.
Get a reliable realtor whose not a hater and you can make some money
Bag fuel to the World 🌍 ❗keep on building brethren 🗣🇯🇲
Esso let’s influence everyone to do good business respectfully.
Ish be dropping knowledge on us 🔥🔥🔥🔥🔥✌🏽🇩🇴🇩🇴🇩🇴
Nah they stop us from getting things like that! I went through hell in a dealership because I was getting a new car! I’m black with dreads and I didn’t even finance through them! They don’t be wanting to sell to us
Tell them again. He isn’t😊 giving all the sauce. He probably knows the right people
I disagree with ish a lot of times with his music opinion . But I could listen to him talk business . This was a great clip , I’m going to check out the full interview .
Ok bagfuel… I like the route yall going with the entrepreneurial looks
The credit card is the credit line Esso- stop talking and listen my guy..
Actually they’re two different things
Thankkkk you he don’t listen
The card is prerequisite to the line.... once u max out the card an become a solid, responsible on time card user ..they will drop you a Line!
@@oladeebiazazi4538 CLOC AND CREDIT LINE. SAME STORY DIFFERENT DEBT. I ADVISE AN INDIVIDUAL TO HAVE TO NET PROFIT BEFORE EVEN TRYING TO GET A LOAN BUT THATS ANOTHER STORY 🤷♂ BLACK PEOPLE MAKE 38K A YEAR WHILE WHITE PPL MAKE AROUND 43K... BLACK PPL JUST NEED TO WORK TOGETHER AND FOCUS UP! ITS SIMPLE
Well ish in New York the owners of them buildings did not want to sell to us. Redline was and is a real thing but today we are wiser and know ways around out
This is the fundamental problem with gentrification. It's not that we didn't try to buy the block, they refused to sell to us. They artificially inflated the market to push us out.
So how the muslims who can I barely speak English get it done poor mindset it can be done no
Excuses
Depending on how long you been in business or how much money the business makes, you are the PERSONAL GUARANTOR. So, if you DON'T PAY BACK WHAT YOU OWE, IT DOES AFFECT YOUR CREDIT/CREDIT SCORE.
These guys with a voice doesn’t even understand what they talking about. Way to go Ish
Speaking the truth. It’s time to make a move.
Respect ✊ to you good brothers love all the free game really appreciate you guys for trying to help and educate us and our culture
Business credit the best credit 💳
ISH is always keen to educate, it's beautiful (no Diddy)
🔥🔥🔥 Video. Very Informative. This Is Definitely The Plays Our Black People Are Making Nowadays. Especially If You Got The Game & Be Consistent With The Information.
I love listening to Ish talk
The mouth was made for food not kawk
That’s a cash advance in tbe credit card, that’s not a good move. If you don’t believe me look at the interest rates on a credit card cash advance. 🤣 play chess not checkers yall
well that's why he said use the first year or two with no interest- on the card which most cards offer buy the property then refinance pay the card/loan in full which intern builds your credit & credit line also, and start at square one, so its basically like getting a 0 interest free loan to buy the house then rent it out it pays for itself.
it went over your head. There are ways to do it without having cash advance. Only few know lol
🔥🔥🔥 conversation. For sure going to lock in to this podcast!
Esso… I Know You Want Us To Know You Know Information.. But Sit This One Out.. 😂😂😂😂
Bruv same ish in London uk 🇬🇧 things are changing I’ve been buying stocks etc since 2020 not on the business right now
one thing thats not being talked about is being connected to politics in communities. Chamber of Commerce, participanting in public politics, groundbreaking events for other company’s or businesses, develop relationships with cuty counsel in that area you want to build businesses, you might not like politics but those relationships are crucial, Dr. Claude Anderson speaks of this in his books and his breakfadt club interview as well Chico Bean interviewed him, very knowledgeable and impactful, certain cities politics is the connection.
Most business has always been relationship based. And it requires doing due diligence, writing out good business plans, and partnering up with folks locally like you said to build and grow. The catch is those partnerships COST and usually has to be a WIN WIN for both parties.
They talking that financial literacy, free game vs credit card scamming. Salute!
New drops April 18- 20th 🙏 Chuurch
Thanks for the credit card insight ISH!
Esso honestly showed he still has that little devil on his shoulder....
Ish givin out 💎💎💎💎💎💎
Ish is 100% correct. Why is this guy trying to run scam routes? You must be accountable.
Black people gotta stop thinking everything is a quick lick. There is no success without hard work.
A quick lick and that some person “kept it from them”, sometimes you need to research
This was a good discussion.🤔
It's so interesting how I learned all of this for free over the past 10 years. I've tried to put people on and they just let it go in one ear and out the other
Super dope info my brothers! Don't stop! U can't get rich without HARD WORK! 😮😂👍🏾☝🏿👏🏿👏🏿💯
That's why I fucks wit Ish OMG
More 💎
I rewinded this about 50 times
As a Cleveland native 📝
Good information
People that have material items usually the brokest.
not true...i know people who are stupid rich and have a ton of material items..but those items have value
@@MrCreditMoneyBudget bruh, obviously i didn’t mean that no one with material items doesn’t have any money. Im speaking on people who use looking like money to replace actually having money. Real money. Not hood money.
When is Ish coming out with his own pod!!!!??
Facts!
The city won't allow that person to buy that's the thing
Thank yall bro I learn so much from this interview
Free game 💰 💰 💎 💎
A rich brother tried to open a grocery store in my city. They blocked him. The so -called Black organizations sold us out.
When The Guest Is Makin A Great & Learning Point Esso Unfortunately Always Cutz Them Off To Say Nothin Meaningful 😢
THe working class wont F with you because we've seen what happens with "Celebrity" businesses...
Y'all have the money and power to do whatever you want, you don't want to do it. You want to use other people's money and leave other people hanging if it doesn't work.
(2:32 - 5:12) I want the REVOLVING "Line of Credit" also..
🔥🔥🔥🔥
You don’t need to borrow from the working class you say you already have big money.
❤❤❤
That's a fact my G,you can't get rich without putting in work hard body.. That loan n credit shit, that's dead. You gotta grind from the bottom.
Just extract the money off the card .you don’t really need the line of credit when you have revolving credit ..
Ish is theee best. I stopped watching Ian and market monday months ago because I was in my feelings about my lack of accountability and certain tonalities on the show but i hope ish doesnt lose empathy for the backwards thinkers. Its like the relatability of Joe but more palettable for some people
Esso is thinking like a scammer and ish trying to tell him crashing out is not the way to build. Good stuff
not all business credit cards require a PG
Im kinda curios why Ish hasnt collab with Matt the mortage guy on his pod yet
Yo they lying about business guarantor .. you still gotta put your personal info
Why esso never knows what he talking about.
Facts
Info we need
Buying a fourplex on a credit card is different level of RISK 😂
Shoutout ish but them hoodies is nashty
Y'all sound so uneducated
Does Ish know property owners can literally refuse to sell no matter the price of the offer? He's a real estate guru, right? Why doesn't he know this? Please stop with the bootystraperism talk, without divulging all of the facts.
How does eminent domain play into this
Do cats make money the non usual way. Clothing line and RE? ISH is hilarious. Granted RE is solid but it’s the new sexy thing
You can make a good fortune but it's not get rich thing. Got to do the math out and see if the deal makes sense. RE ain't liquid so you can't just cash out if things go awry like a stock or bond. Even entrepreneurship is a long term type deal. Usually it depends on the industry and market your in. A old head once told me the duller and boring the industry, the greater chance you can make some serious dough in. I have found that to be the case most times.
@jman1562001 what business you suggest
🧢 almost all business financing requires a personal guarantee. Only small change does not require a personal guarantee
That’s actually false . Bussiness credit cards do show up on your personal credit report . Not all of them do but a lot do report. Amex is one that doesn’t. But BOA does. Plz take all this information with a grain of salt . Do your own research. Bro talking bout can you file bankruptcy lol. How bout stop spending money you don’t plan to pay back.
Ish corrected em and said exactly what u just said
Ish is trying to put him on & he don’t get it
Esso should stay quiet more so he can learn from or build with guest correctly… the way he always makes it about himself is annoying
I agree
That’s the behavior of a nigga who says they don’t want attention but be goes out the way to get it
Ish talking
That info wasn’t hidden that was in a book ninja just didn’t read and now ninja have info they not applying it or applying it correctly
let him finish
Working hard is stupid. And a waste of time.
💎💎💎💎💎
We do all the talking and no works smh
Who sleeps lol, I don’t even own a bed 😅
Ish is out of touch.Nobody has 6 Benz's. This not the 80's People really surviving
Referencing street dudes
@@ctconstrictors5193 Streets ain't like that anymore Unless you scamming
Exactly@@ctconstrictors5193
@ctconstrictors5193 most street niqqaz struggling. And a few are actually spoiled acting like hustlers. It's few real grinders from the mud. If you see a fly street niqqa he has a strong support system. I'm tired of the cap. Like most bw get help from the government or family but we call them independent lol
@rasulsamad5860 the streets is starving...ni...don't get fresh hair cuts for months with puff hair, bum tails, holding hands, and robbing regular people! You can't even rock jewelry anymore like before. It's just all about territorial beef...and the girls all look like bummy lezz bees
What does ISH really do?
He has a contracting business. Buy, renovate, flip homes for over 20 years.
Why do all these podcast hosts do more talking than the guest that are suppose to be giving valuable game
Ish is drunk if he thinks Joe didnt help him get where he is today notoriety wise. Thats why a lot of ontracts have verbiage about percentages if you end up blowing up because I gave you a platform to grow
pink the new wave?👎🤣
been noticing these youtube stars & others been doing this pink shet since Sept.🤦♂️
I don’t even watch but I know for a fact none of you know how to get rich. I would actually stay away from you 3 and get there quicker. ( mic drop)
Who’s they? Hahahaha we hold ourselves back
Timestamp two minutes 28 seconds and I don’t wanna hear nobody tell me that I’m Nick Pickett the dude ish referred to Black people as the blacks hold up wait what somebody tell that dude ish he might as well auditioned four a roll in get out the movie since when do Black people call Black people the blacks go watch the movie get out the messaging some Black people I really white in their head. I am a black man and I would never slip up and say the blacks when referring to Black people
I believe he was speaking from an outside perspective
He literally said “us” twice right before that lol so what are you talking about.
@@robertblack8436 I will say it again in English I am 47 years old, and I have never slipped up and called or referred to Black people as the blacks… he did which reminds me of the black characters in get out you asked me what I was talking about, and I answered you if you don’t understand, you might be one of them… take care
@@e.l.1986 I hope so because that didn’t sound right and he is old enough like I am to at least get that right he should’ve used quotations when he said it, but I understand your perspective and you might be right peace
Is Ish the same one that dates outside his community? I understand his logic but that self hate still in his talk. His pushback got an agenda. That’s what Umar was calling out.
Misinformed 🤦🏽♂️
Esso trying to scam
WTF this goofy have on his hat?