Very good explanation and easy understand. Tks Sir. Your way of explaining things are really good. You are really Jack of all trades and master of all.
Learning.. Strategy is diversification of funds deposit in different account by Opening more accounts of same name at different branch and family members..
Even if we have 1cr cash deposit in a bank account and banks goes bankrupt we will get only 1 lakh ?? Suggestions for future videos : How to analyze banking stocks fundamentally This is the best channel in India for Finance Always thankful to u.
1 lakh se jyada paisa koe bhi bank main nahee rakhna chahiye ... 1 lakh se jyada paise ki suraksha ka gurantee wo log naheee le te to hum kiyu risk le. And option hai to other bank and so on max deposit 1 lakh each .... Simple and safe
Bayya... Ak video Govt. Loan yani Govt. Ka business loan ke bare me.. Bna dijie Uske fayde or nuksan or Govt. Ka sappor kitna hoga. Or interest kitna hoga Plzzz
To hame 1lak ke uper cash kaha rakhna chahiye jyada saving account open kare/yeah damet account me Paisa rakhe / plot buy kare / gold me convert kare ? Pls give ans
Jitne lakh hai utne bank accounts khol do simple and sicure... Tention free. Koe mana naheee ... Har bank main acount rakho koe charge nahee. Lagega 1 lakh agar rakh do bank main minimum balance +fd .. cool .... All safe .
Sir, thanks for sharing this information. This video started with NPA but moved to deposit insurance. Can you please create video on how to check NPA of a bank?
To calculate this ratio, simply divide your nonperforming assets by your total loans. This will give you the ratio as a decimal. Multiply it by 100 to represent it as a percentage.
Sir I want to know that how much NPA will and in what ways affect the satisfaction level of the common people. Although you discussed in DIGCG concept, but I want to know about it in detail.
If someone won't pay emi back then the amount they haven't paid comes under non performing asset, since the money the banks lend is an asset for bank. These assets generate profit through emi. If majority of the people default their emis then banks can go bankrupt, hope this helps
Ek basket main all eggs nahee rakhna hai . Divide 1 bank 1 lakh buss simple ... Jyada samajna nahee . All 1 lakhs in all banks insured and safe . And earn same intrest....why to worry abt npa they handle themself its up to them to manage their bussiness we are investers for bank we fund only the amount to them which safe guranteed by goverment thats it why risk more on any bank...
Sir mera education loan h 1.5 yr se jma nai kr paya huu.....job nai hone ke wajah se, managers bol rha h npa ho jayega,,.....mujhe ab kv koi loan nai Lena h aur na credit card lena h,,,,,....bank loans repayment krne ke liye kya kr skta h,,..nai jma krenge to kya hoga
Ye bank khatre ki situation me hai : Orintel, dena , allahabad , IDBI , indian overseas , UCO, bank of india, bank of maharastrah , corparation bak etc 11 banks hai
Hi Mukul,,I need to know that if I keep 1 lac rupees FD with one bank but I don't have any account with that bank except Fd, now my question is then too my money is safe means it comes under insurance of bank (1,00,000/-)
Govt. and all political party through their cadre stood as a shield between beneficiaries and bank,they spread the news that donot repay the instalment to the bank, because after 5 years acording to RBI benefiary should pay only 25%of his loan.
Npa is just started to rise...worst is coming...our Indian s had opened so many zero balance account...now they are saving their daily income in it...banking sector is going to collaspe...our Indians will be looted in this process...poor and medium class Indian should not save their had earn money in bank..they should convert their paper currency in GOLD and SILVER...government will pass FRDI Bill in parliament and Indians will not know about it...
Approximately 15 lac crore banko ka NPA hai jhut bolna galat hai ye sab Bharat sarkar dwara dilaya jata hai central office dwara inme brancho ko lena dena nahi hota 80 pratishat NPA Govt ki vajah SE banta hai baki 20 pratishat rishwat khaker brancho dwara diya jata hai
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Achi jaankari Di Apne. Loan dene ke baad loan vasula kyo nhi jata . Use npa kyo ghosit Kiya jata hai.
Very good explanation and easy understand. Tks Sir. Your way of explaining things are really good. You are really Jack of all trades and master of all.
Sir your videos are of great help. I am preparing for bank exams and I get great help from your videos.
Bahut hi achhi jaankari Di aapne
Dhnayawaad :)
Sr plzz fiscal policy kra do ,,plzz ,,bs apka hi smjh ata hai ache se
Learning.. Strategy is diversification of funds deposit in different account by Opening more accounts of same name at different branch and family members..
Even if we have 1cr cash deposit in a bank account and banks goes bankrupt we will get only 1 lakh ??
Suggestions for future videos :
How to analyze banking stocks fundamentally
This is the best channel in India for Finance
Always thankful to u.
Tnq sir 🙏
Welcome
Very nice and important information 👍👍👍👍
Hope this is useful :)
Sir, please explain NET NPA, GROSS NPA & PROVISIONAL COVERAGE RATIO to analyse banking stocks.
Noted your suggestion for future videos.
Thank you sir sir please make a video on lean right of set top and appropriation
Sir, explain collateralized debt obligations
Please make new video on revised limit now .. thank you
Nice hai video hai but npa kya hai or Npa kab kiya jata hai
Please make a video on FD in Bajaj Finservs...how safe it is, is it secured by dicgc,etc.
Sir iska or explanation chahiye ki aisa hota h to govt kya action le skti h
Very well researched article .Very Informative Thanks
Thank you Sir :)
Sir i am new in stock market
Npa kam hona better h bank ke liye????
Share
Pls make a video on cash pick up/delivery and cheque collection services.. provided by banks ..how it works
How to determine the NPA of individual bank? Like city union Bank etc!
Make a video on GST Input credit ie ITC
kindly make video on nonperforming loans as well
sir kindly make video on gross npa and net npa
Topic noted for future videos.
Excellent info sir...keep it up
Very good and how many saving account in India
Very Informative presentation Asset Yogi
Thanks!
1 lakh se jyada paisa koe bhi bank main nahee rakhna chahiye ... 1 lakh se jyada paise ki suraksha ka gurantee wo log naheee le te to hum kiyu risk le.
And option hai to other bank and so on max deposit 1 lakh each .... Simple and safe
sir plz credit assessment or fund generation ye dono topic bta dijiye agr video na b ho pae to comment k through hi thoda bta dijiye
What exactly you want to know?
+Asset Yogi sir im preparing for an interview in housing finance so i want to know what is credit assessment....
+Asset Yogi sir can you give me your email address?
Make a video on Net NPA ratio, please.
Informative video as always thanks sir
Keep learning :)
Sir please provide jaiib related videos especially accounting and legal
Very informative... Thankyou sir
Thank you 😊
Superb it is very useful... Ty
Glad that you found the video helpful. 😊
Sir, please explain about NEW NPA RULES & it's affect on banking and nbfc stocks.
Topic noted for future videos.
Please give me best banks list. In terms of financial.
Bayya...
Ak video Govt. Loan yani Govt. Ka business loan ke bare me..
Bna dijie
Uske fayde or nuksan or Govt. Ka sappor kitna hoga.
Or interest kitna hoga
Plzzz
Sir plz ye btaiye ki 100000 insure jo dicgc k dwara savings account par hai
Ye rule kb se hai
Lic की जिवन अक्षय पोलीसी लोंग टर्म इन्वेस्टमेंट के लीए सेफ है या वो भी NPA कि तरल अनसेफ है इसपर विडीयो बनाईए
Plz make a video on car or crar sir
Nice video sir 👍 👌
Gud information : next jinka npa kam hota jaa rha hai unke share holder ka kya hoga ? yadi bank march hai to kya hoga please make a vedior
To hame 1lak ke uper cash kaha rakhna chahiye jyada saving account open kare/yeah damet account me Paisa rakhe / plot buy kare / gold me convert kare ? Pls give ans
Great info. Thank you. Going to watch CRR SLR video. m pretty sure that this Govt is manipulating this crr slr .
Thank you sir 🙏
Most welcome
Jitne lakh hai utne bank accounts khol do simple and sicure... Tention free. Koe mana naheee ... Har bank main acount rakho koe charge nahee. Lagega 1 lakh agar rakh do bank main minimum balance +fd .. cool ....
All safe .
BEST A/C KA VIDEO BANAYE...
qualitative measures of monetary policy upload
Good knowledge
Please make video series on JAIIB.
Sir, thanks for sharing this information. This video started with NPA but moved to deposit insurance.
Can you please create video on how to check NPA of a bank?
To calculate this ratio, simply divide your nonperforming assets by your total loans. This will give you the ratio as a decimal. Multiply it by 100 to represent it as a percentage.
Sir! One video on CRAR ...please.
Noted the topic.
Sir I want to know that how much NPA will and in what ways affect the satisfaction level of the common people. Although you discussed in DIGCG concept, but I want to know about it in detail.
Reserve bank established on 1st april 1935 ( WITH 5 CRORE CAPITAL )..
If a/c is NPA and bank receives attachment order, can bank supercede that order to settle its NPA first
Please sir give me knowledge about mudra yojna
Sir you have not explained what is NPA and when an account declared NPA...
Please remake the video
yes
Yes
Non performing assets
If someone won't pay emi back then the amount they haven't paid comes under non performing asset, since the money the banks lend is an asset for bank. These assets generate profit through emi. If majority of the people default their emis then banks can go bankrupt, hope this helps
excellent video
Very informative
PF me deposit bhi NPA ke Ander aayega Kya , plz explain Sir
No. PF is not linked to Bank NPA.
Hello Sir
How many saving acc u have...???
How we solve the problem n keep our money safe.
Sir let us know
Thanks
😊😊😊😊 Thank you so much 😊😊😊😊😊
sir insured amount by dicgc of RS 100000 is overall for particular bank or per FD RD ???
Mam yha
share holder ke uper kya effect aayega sir please tell me
Sir what about Co Op Societies. Agar Society fail hojati hai public ka Paisa lottane me to us ke Kya steps hai
Sir plz house loan k baare m bta de formalities all detail about amount procedure k baare m sir plz request h..
Pls call 9990858487
Nice video bro..
Thank you Kuldeep 😊
What is bail out ? Please explain
Please prepare video on sarfaice act 2002
Topic noted for future videos.
Ek basket main all eggs nahee rakhna hai . Divide 1 bank 1 lakh buss simple ... Jyada samajna nahee . All 1 lakhs in all banks insured and safe . And earn same intrest....why to worry abt npa they handle themself its up to them to manage their bussiness we are investers for bank we fund only the amount to them which safe guranteed by goverment thats it why risk more on any bank...
Sir mera education loan h 1.5 yr se jma nai kr paya huu.....job nai hone ke wajah se, managers bol rha h npa ho jayega,,.....mujhe ab kv koi loan nai Lena h aur na credit card lena h,,,,,....bank loans repayment krne ke liye kya kr skta h,,..nai jma krenge to kya hoga
Kiya NPA customer ko loan mil sakta Hain?
Sir sale agreement banate vakt (under construction) 10% amount agar pay kar rahe hai toh kya stamp duty , registration aur gst bharna padega kya buyer ko?
Sir please e_banking s core banking
How can I recover in NPA ..... BANDHAN BANK MICROFINANCE
Bhai PMC bank me kyu government aur RBI nahi aati
SBI bark are safe or not
safe
Kin kin bank ka kitna NPA currently hai, agar batate toh achha hota.
Yes. I agree. That information could have been added.
Ye bank khatre ki situation me hai : Orintel, dena , allahabad , IDBI , indian overseas , UCO, bank of india, bank of maharastrah , corparation bak etc 11 banks hai
YES BANK KAISA HAI ???
Hi Mukul,,I need to know that if I keep 1 lac rupees FD with one bank but I don't have any account with that bank except Fd, now my question is then too my money is safe means it comes under insurance of bank (1,00,000/-)
Yes, it is safe because FD is a type of Term Deposit a/c. Thus, you are a customer of the bank and your money is insured.
What about money in ppf account ?
Helpful
Glad to know 😊
Sir ye to bataya hi nhi aapne ki india ke andar aisa koun sa bank hai jo fail hua hai abhi tak aisi ghatna hui hai ya nhi
23 9 2019 ke baad PMC bank ka kya condition me hoga please reply
What's the source of the data, can anyone tell from where do we get this data officially?
मैंने धन बीमा नहीं कराया है❗अगर स्वत: बीमा हो जाता है तो स्वत: बीमित राशि ( 1लाख ) भी बढ़ सकती है ❗जो 25साल से नहीं बढ़ी ❗
Lic safe hai kya
Where to watch NPA status of each bank on monthly or quarterly basis
annualy
Govt. and all political party through their cadre stood as a shield between beneficiaries and bank,they spread the news that donot repay the instalment to the bank, because after 5 years acording to RBI benefiary should pay only 25%of his loan.
Npa ke bare me to bataya ni dicgc hi bta rhe h
But Bank will not give loan without security so why not is created
But now insured amount by DICGC is 4lac
I guess it is presently 5 lac
Topic should be DICGC not NPA
👍👍
Sirf NPA par video banao
Noted.
Inflation topic
Coming soon
YES BANK INDIAN BANK HAI???
Yes
@@AssetYogi MUTUAL FUNDS MEI INVESTMENT K LIYE KYA PROCESS HAI ??
बैंक lic कंही पैसा सेफ नही है
Npa is just started to rise...worst is coming...our Indian s had opened so many zero balance account...now they are saving their daily income in it...banking sector is going to collaspe...our Indians will be looted in this process...poor and medium class Indian should not save their had earn money in bank..they should convert their paper currency in GOLD and SILVER...government will pass FRDI Bill in parliament and Indians will not know about it...
IN FACT NOW THE BANKS HAVE BECOME NBFC'S WHICH FUNCTION LIKE A PYARMID STRUCTURE
Nri a/c fd
👌👌👌👌
Approximately 15 lac crore banko ka NPA hai jhut bolna galat hai ye sab Bharat sarkar dwara dilaya jata hai central office dwara inme brancho ko lena dena nahi hota 80 pratishat NPA Govt ki vajah SE banta hai baki 20 pratishat rishwat khaker brancho dwara diya jata hai
Agree..