What Is NPA In Banking? Non Performing Assets In Indian Banks Explained By CA Rachana Ranade
HTML-код
- Опубликовано: 30 июл 2024
- Learn what is NPA? what are the different categories of NPAs, how NPAs are caused and also learn what is the difference between Gross Vs Net NPA? In the last past few years, the Indian Banking sector and especially public sector banks have accumulated huge NPAs causing havoc in the economy. Understanding NPAs is essential while doing a fundamental analysis of any bank.
--------------------------------------------------------------------------------------------------------
You can get my Stock Market courses on www.rachanaranade.com It’s an opportunity to learn 65+ concepts relating to Basics of Stock Market in 11 sessions! Feel free to WhatsApp on +91 9022196678 if you have any purchase-related queries.
Android App: bit.ly/CARRAndroidApp
iOS App: bit.ly/CARRiOSApp
Basics of Stock Market Course: course.rachanaranade.com/BOSM
--------------------------------------------------------------------------------------------------------------------------------
Join my RUclips Memberships: bit.ly/JoinCARRYTMembership
-----------------------------------------------------------------------------------------------------------------------------------
✔️ To Invest in Cryptocurrencies try WazirX► link.rachanaranade.com/WazirX
--------------------------------------------------------------------------------------------------------------
Insure your life and health
✔️ Life Insurance► bit.ly/3tYenqr
✔️Term Insurance►bit.ly/3ynVssD
______________________________________________________________________
To invest in themes based portfolios, check out the following Smallcases
✔️ Top 100 stock ► link.smallcase.com/Rachana_Ra...
✔️ All-Weather Investing ► link.smallcase.com/Rachana_Ra...
_____________________________________________________________________
Facebook► bit.ly/CARRFacebook
Telegram ► t.me/CARachanaRanade
Instagram► bit.ly/CARRInstagram
Twitter► bit.ly/CARRTwitter
Linkedin► bit.ly/CARRLinkedin
------------------------------------------------------------------------------------------------------------------------
Playlist:
Basics of Stock Market For Beginners: link.rachanaranade.com/BOSM
Books to read: link.rachanaranade.com/books
✔️ Invest in Knowledge: social.rachanaranade.com/Courses
✔️Kickstart your Investment Journey:link.rachanaranade.com/Zerodha
✔️Secure your Life and Health:
- Life Insurance► bit.ly/3tYenqr
- Health Insurance►bit.ly/3ynVssD
Mam because of you I have learned so much about finance. A heartily thank you to you for sharing your knowledge and educating us.
WaW..... Again knowlegde booommm.....Thnx for sharing.....I'm Science student but understand properly very well....
Same 😁😁
Kyu science mah maja nhi ara kya
@@samikshsharma983 TMB
Thank you, explained in a simple manner!!
Hi Mam, I follow all your videos from day 1, Purchased ur *Basics of stock market*, it helped me a lot .. Regarding this vedeo, u explained very well about NPA's (I am a Banker -Public sector), Conclusion part of this video is highly appreciable,, Ur message reaches many people.... Being a Indian/Banker, we owe you....
Regards
An unpaid ambassador to Rachana Ranade mam..
88ooooo
7k7777iķ.ukm
That was really resourceful knowledge who doesn't know anything about npa... This was my first video, I m quite satisfied and gained good financial knowledge.
I m looking forward to watch every part of your RUclips channel
Thank s
Rachana Ma'am, I happened to watch for the first time a video that was presented by you. I understood almost 70% being a non-economics student. Overall, it was very creative and also funny but very simple and informative the way you have explained. Thank you
I don't have words to described how good you are in explaining the topic .. I am from science background. I am able to understanding each and every point. It's tells that the way you are explaining point to point. Thanks a ton for giving knowledge people like me that don't have any idea of finance sector.
That was really resourceful knowledge who doesn't know anything about npa... This was my first video, I m quite satisfied and gained good financial knowledge.
I m looking forward to watch every part of your RUclips channel
ECGC - Export credit guarantee corporation of india. I attended export program they taught me this one. They used to cover our loss in case if we get cheated by the buyer.
Explained in very simple terms..thank you Rachana
Very nice video!!
Great that you are sharing knowledge about banking sector Rachana madam!!
And insurance on loans is a new and good part of the video
Thank you Rachna , you raised our bar. Bravo! keep up the good work.
A very good, informative & well explained video. I shall see it again. Thanks mam.
Madam, you are really a gifted one by God to make us understand everything in simple manner. My hearty gratitude to your devoted service.
Please do a video on how to invest in international stocks like Xiaomi or apple etc
Dr.sriram Reddy same question
HDFC securities provides the services of investing in international individual companies' shares
Only through mutual fund
Brother Xiaomi and apple are saturated stocked you don't get enough profit from it ...
Now hdfc securities offer that facility
A great lecture by you Mam.. I learned about the npa but also I have a doubt on the concept.. By watching ur videos it was clear.. And u explained it very clearly
Thanks for this Ma'am. Coming from an engg background had inhibitions about these topics. This really helped.
Thank You, madam, for your great efforts.... My request to you to make a video based on your opinion or suggestion for the improvement of the economic growth of our country ..... All the best .... your explanation is understandable for a Science student like .. Thanks again.
Thank a lot mam for explaining these concepts so wonderfully to a common man. ❤❤
Thanks for this invaluable knowledge
Hello Madam, this is an excellent vedio..looking for much more vedios in the area of Personal Finance.
Always I like ur videos......got a chance to improve my knowledge....good learning video....thnx
You have giving us great info
Always a pleasure listening to you dear.
Hi mam you explain every topic in very easy way Thank you for that
Perfect, can we use machine learning to detect npa early on please?
Very Informative Video Rachana! Keep Rocking !!!
Wow👌 what a teaching👏 this video must have got more than a M views.👍
Mam, I m lot up learn from your videos and plz upload daily basis videos for new and new of Stoke Market.
Amazing Video Mam!! Is Stressed Asset anything different? If yes then how it differs from NPA? Please make a video on this as well and also the Basel Norms with Minute terms in Basel Norms
Thank You
Nicely explained, thank you mam
Thank you mam for sparing your precious time
DICGC - Deposit insurance and credit guarantee corporation..and is owned by RBI
Thanks mam for one more knowledge adding video. Can you please share on commodity trading
Thanks a lot for explaining the concept mam
mam please explain what does it man bank drop ? how it happened
U r doing very good speech..with confident and smile...and information...super
Thank you madam, Your videos are very helpful
Excellent video mam.. thank you.. !!!
NIce Info.What is Pre-market hours ? Please explain.
Supeerrb Explanation. Thank you very much
Hi rachna... Could you please make a video on the following terms as well:
1. Credit cost
2. Slippage
I feel they are important concepts if one has to understand banks from the point of view of investing.
And i am very interested to understand why loan rates do not reduce when there is a repo rate cut. Could you please tell us about that also? May be it has got something to do with how loans are priced.
Nice video and you are explaining things which even layman can understand. 👍
Could you please make video/video series for NRIs about investment options, which shares, mutual funds for long term, for self and childs. Also pension plans like NPS, PPF, MF, stock, LIC...
madam -- what about the interest which was not paid during first 3 months after due date-is it considered in PL & L account as bad debts?
Ma'am please make a video on all types of insurance and which are the insurances that one should definitely opt for 🙏
Thank you madam... Great...
Mam you are doing good job for making these types of videos keep it up💯💯💯
Nice video had clarity on NPA time line.
Do you think the one flew away was willful defaulter? It was a political sabotage I understood.
Thank you very much Rachana mam...
Thank-you very much ma'am.. Very good session
Lai bhari explaination ✌️👌👌
Madam i request you to study Pioneer distillaries company as it was taken over by diageo India an MNC .was it a next (Multi bagger stock!)
On which basis stock price will be rise or down
Is it depends on profits of the company or anything else
,,I need to know this basic thing Rachana ji
Superb explanations ma'am.🙂
DICGC is written on RBI Net NPA meaning, may be they have some scheme to protect bank from default of customer, normally credit guarantee against customer default is done by cgtsme under sidbi, GOI.
Subscribed to your channel. Economy is my fav subject!
I enjoyed learning... That's the only thing i can say..
Good explanation miss,thank you so much
Very well explained
Wonderful explanation ma'am
Madam ,what is Debt fund and how to invest in those funds
Mam your teaching is very good please upload your more videos on basis of fundamental analysis
I don't know if somebody has told but you are quite funny and have an engaging way of conveying the concepts.Great work :)
Dear Rachana,
Thanks for being our finance expert, I have question is it worthy to invest in 0%promoter holding company, for instance ITC which the company performs well but promoter holding is null.
What I learnt so far in this stock investment field is you invest till the stock n the company perform. You can't just invest n sleep over it. At least review weekly or monthly. Review Qtrly results of companies you have an investment.
Thanks so much
Ma'am, is D1 category same as substandard category?
good knowledge imparted , gr8 video
We again recently witnessed a scam in PMC bank. I think it still require strict regulations in Indian Banking System
Amazing video maam, can you please let us know how to invest in NASDAQ or Foreign exchanges.
Wooow am a banking and finance student am so grateful teach me more
Always worth watching...
Awesome... Much needed video especially the GNPA Vs NNPA.. Can you also make a video on credit costs and how provisions/NPA is related to it??
Can you also include the impact of slippages and stressed assets as well pls?.. they use these terms in banking sector so it will help me in understanding it better....
Very good, nicely expressed mam
Tq so much 🙏
Please mam,make a video on fundamental analysis of a bank.
A Dedicated thumbs up 👍 for your English
14:55 FUL N FULACHI PAKLI ....lol ekkkk number
I think as per new norm the provision % has changed and also now its 18 months instead of 12 months.
Good friday Bana diya mam ne to .
mam can you do something based on UPSC syllabus.
Great great doing Rachana !!
Hi rachana ...I m a student of CCRA. Request to make video on ration analysis analyzis and bond market
Thankyou mam It's sounds good
Hello Mam,
I have seen your NPA video and I am also the regular follower of your channel. Can you help me in suggesting the research paper on 'Impact of Government schemes Vs Increasing NPA's in India'. I am looking forward in this subject research. Please share your valuable suggestions.
Ma'am can you pls make a video on how to make career in finance or in stock market! Much needed in today's era.. #Request
Ma'am would you please share the PDF of this book from which you have shared some pages on screen recording!
mam please make video on us china trade war compromise
Super madam..Thank Thank you so much for this video...
hello madam bonus debenture shares mhanje kay ?? recently britannia gave bonus debenture shares ...as i got it ...but didin't understand the concept
Good, all thanks to Mr Andrew Feldstein, he has made wining a constant word in my speech...
same here, I was able to pay my Mortgage balance the moment I started trading in his platform. its amazing
@Ananda Reyansh I had to change plans and I moved into Market full time. I was losing money, so I decided to get myself education from Andrew Feldtsein the plan, work the plan. It’s not easy money, you have to work hard for it. I have so happy I choose the right manager and guide for my trade.
@@bankikabir2571 Yeah the real time broker
+43 688 64896886
whats(apppp) Andrew Feldstein for further information
Nice vedio
Mam please upload vedio on how to read balance sheet.
Very informative
Nice, If possible upload a video on top 5 nationalised banks with nil npa.
Madam
Very informative. Will be helpful if you can delve into other aspects of loan losses as well - for instance incurred credit loss versus expected credit loss models. Also the loan loss reserves and movements in the loan loss reserves account; gross NPL versus net NPL etc.
Many thanks in advance
DICGC- Deposit Insurance and Credit Guarantee Corporation.
They insured upto 5 lakh rupees earlier it was only 1 lakh.
Mam after demonitisation, banks are holding huge cash, especially Public sector banks which didn't lend money to borrowers. Instead it had deposited the money in the RBI.
Hiii mam I have one question to u can u explain about what I am asking to u . I recently heard about SIP can tell what is SIP mam please.
Madam ji you are doing a great job, kindly get some research done on defaulters categorization based on home, education, bussiness, personal loan, loan taken by political affiliation, corporates, etc.
I am sure that the common man would not be the major defaulter.
This gives indication that it's the influential people who wilfully default.
This kind of corruption only happen if you have political backing.
We see instances where poor child is beaten by the public for robbing to fill his stomach. But these white collar robbers roam freely killing the innocent investors.
Hi Rachana , could you make a video on Real estate investment India ( REIT ) . Is it the right time to invest? Pls share your thoughts
Embasy office parks REIT Ltd which is only the company listed so far . Can you do fundamental analysis on this