I started learning about Revolut today... so yr video is a real help... I musr say, you talk super fast... even for an English speaker. Please slow down as there is a hugh amount of info to absorb.
Hi Wellard, thanks for your comment and welcome to the wonderful world of Revolut😉 I'm sure you gonna love it. Regarding my fast speech, I guess that's a combination of my excitment and the German in me, but I'll keep that in mind😉 Cheers.
Just 2 question : i am from Greece, if i will sent money euro to revelut with my credit card did i pay fees to my bank for it? If i will sent money euro from revelut to binance or Nexus did i also pay fees?
Hi Christos, regarding your two points: 1. This is what I found on their website: Add money with card is free. However, if you add money with a card that has not been issued within the EEA (e.g. a US-based card) or you add money with a commercial card then we may charge a small fee just to cover our costs. I would still try a small amount first and see if they charge you anything. I always do bank-transfer and within EU it will be in your Revolut account in less than 1 minute and it's definitely free if you send EURO to EURO. 2. That depends on which Revolut plan you have. On the free plan I believe you have one international transfer free per month, for more there will be a small fee, but it's really small and will be indicated to you on the Revolut app before you do the transfer. Hope this helps. Cheers.
Thanks for the video! Very helpful :-) Question: I have a Revolut account and want to pay for my yearly subscriptions, like Netflix and my phone bill, through my Revolut card instead of my bank account. When I transfer money from my bank to Revolut, the money sits in the account, but I need to make sure the card has the money to pay for the subscriptions. How do I ensure that the card is funded and not the account, and how does it work?
Hi Sean, many thanks and glad to hear that. Great choice. The cool thing about Revolut is, once the money is in your account, the cards will access that account automatically, so you won't need to separately load up the cards so as long as you have money in your account, your card payments will be done👌 Cheers
Important to mention to people that the Stock is no longer available for new users. I have installed and opened a Metal account at Revolut and for my surprise they said that after brexit they cannot longer provide the trading services. I watched your videos and was exited about using Revolut for stocks. But unfortunately, until they get their license (MiFID) they cannot onboard new people. So, I decided to close the account I just opened. I wish I had this information sooner. Wouldn't have lost my time. So, I'm sharing in case there are people interested in getting Revolut for investing.
Hi Natalia, thanks for sharing though this is very surprising to hear as my friends literally opened their account last week and already bought their first stocks through the app plus they even still talk about it on their website. If that was a license issue it should also not be applicable to existing users, yet I can buy myself stocks through the app. Very strange to hear that. From which country did you sign up? Because in Europe it's no issue at all.
@@SmartMoneywithKai Well, I'm in Italy and I received this explanation from them today. They said they cannot onboard new users for the trading services until they get their license for the European union. So much, that in the Revolut App it is possible to see 3 folders under Wealth: Commodities, Crypto and Vaults. There is not the Stocks one. And their explanation was the one I told you.
@@nataliass8030 Very interesting so maybe this is really something very recent. Anyways thanks for sharing. I will also write to their support to double check as of course I want to share the latest information even though it’s natural for such services and apps to regularly change their offers and terms so those videos are usually a snapshot in time. Hope you still enjoy Revolut as it offers so many other amazing features. For stock trading I would also recommend Interactive Brokers if you are in Italy, as it allows much more features and stocks selection and buying ETF’s at better prices than with Revolut. Cheers.
@@SmartMoneywithKai I decided to close my account with Revolut. I have the conversation I had with them, which I can share with you if needed. But anyway, I appreciate your attention and now your suggestion on Interactive Brokers. I will check them out. Have a great week! Thank you.
@@nataliass8030 Sorry to heat that Natalia but I appreciate you sharing this with me and others🙏 For sure Interactive Brokers is great. Takes a little to get used to, but once you have, it’s an awesome investing app👌Thanks and wishing you a great Sunday evening and a successful week ahead💪
Hi there, not sure what you mean by linking it to Revolut? To use it as top up? You can use Revolut to top up Plutus, the other way around I don't know, but you would definitely not get rewards for that anyways. As a bank you can't link Plutus to Revolut to see your spending sadly. To add Plutus to Curve Card you can👍
Hi Kia, I’m planning on travelling to Thailand, so if I turn my euro to Thailand bah, is there a foreign cost on tapping or using an atm there, friendly regards Jason
Hi Jason, indeed, definitely exchange it before and during week day not weekend to get the best rate. Once you have Thai Bath, Revolut will take it automatically without any extra FX fees of course always make sure to pay in local currency. ATM withdrawals are subject to your plan and limits so anything over that might have the usual withdrawal fees that’s why I pay everything with card. Have a great trip☀️
Hi Pavol, hard for me to comment as I don't live in the UK, but I could imagine that it has to do with their UK banking license which they are still waiting to receive. Then it should work normally. Cheers.
HI, do you refer to money already in your Revolut account to your Revolut card? You don't actually need to send anything for that, if it's in your Revolut account you can use your Revolut card and it will just take any balance you have sitting in your account, no top up needed. Cheers
Hi mate, great to hear. I was also on Premium for many years. Just right now using Nexo a lot for daily transactions so I didn’t have the need for it anymore that’s why I am currently on the free plan, but otherwise I would also definitely go back to Revolut Premium, more than worth it and just overall such an awesome app👌💯
Can you cover "Revolut Pro" no one on RUclips is talking about it, in fact since you count as an "influencer" you can get one for completely free like I did 😎 (Its free for anyone really, as long as they do anything that is a "business transaction")
@@SmartMoneywithKai basically it gives 1% cashback, but all purchases as said before have to be for a business, so for me buying a new mic would count.
If you buy crypto on revolut it will only let you withdraw 1000 a month. so if you stick 100k of btc into revolut it would take you 8.3 years to withdraw it all.... i havent got that much but its going to take me months to withdraw the amount i have in there, be warned..
Hi Robert, thanks for the heads-up, didn't know about the limit. Are you on the free-plan? Because usually Revolut increases limits for higher plans so might be worth checking. I don't buy Crypto through Revolut though, but yes, this is not great, yet still better than in the past when they did not let you allow to withdraw at all. Also, if you have €100K in BTC, I would really suggest to diversify across different platforms plus your own hardware wallet, we've just seen how fast the FTX case happened. Cheers.
Hi Simon, in general it’s a great feature. If you are a sole entrepreneur it makes sense as Revolut Business is more for small companies. The cashback however is limited to pure Business transactions as per their T&C’s Remember, you can only use your Revolut Pro account for business purposes. This applies to your Revolut Pro card as well; it must only be used for business spending. If you use your Pro card for personal spending, we may reverse any cashback you have received and close both your Retail and Pro accounts. We can't give you cashback when doing so would break any law or regulation. Hope this helps. Cheers.
To be honest unless you travel a lot outside Europe then the 1% cashback can be worth it. In Europe it’s only 0.1% so not worth it. I was happy with my Premium before even now I downgraded to free as I use my Nexo even more and the free Revolut plan is enough to cover my use cases.
Yes, Wise is also great, but since I mostly only transfer to other Revolut users, for me it's not so relevant, plus as a complete app/bank replacement I feel Revolut is much more complete and offers more features.
@@LittleSteps000 Hi there, that's from their website 'we charge a commission per trade, outside the monthly allowance of one free trade, for Standard plans; three for Plus plans; five for Premium plans and ten for Metal plans. The commission fee is the greater of 0.25% of the order amount' Hope this helps.
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I started learning about Revolut today... so yr video is a real help... I musr say, you talk super fast... even for an English speaker. Please slow down as there is a hugh amount of info to absorb.
Hi Wellard, thanks for your comment and welcome to the wonderful world of Revolut😉 I'm sure you gonna love it. Regarding my fast speech, I guess that's a combination of my excitment and the German in me, but I'll keep that in mind😉 Cheers.
Great work
Thanks a lot 🙏
I’m on Revolut basic plan.
Same here Sam and honestly, so far, it’s all I need👌
Just 2 question : i am from Greece, if i will sent money euro to revelut with my credit card did i pay fees to my bank for it? If i will sent money euro from revelut to binance or Nexus did i also pay fees?
Hi Christos, regarding your two points:
1. This is what I found on their website:
Add money with card is free. However, if you add money with a card that has not been issued within the EEA (e.g. a US-based card) or you add money with a commercial card then we may charge a small fee just to cover our costs.
I would still try a small amount first and see if they charge you anything. I always do bank-transfer and within EU it will be in your Revolut account in less than 1 minute and it's definitely free if you send EURO to EURO.
2. That depends on which Revolut plan you have. On the free plan I believe you have one international transfer free per month, for more there will be a small fee, but it's really small and will be indicated to you on the Revolut app before you do the transfer.
Hope this helps.
Cheers.
Thanks for the video! Very helpful :-) Question: I have a Revolut account and want to pay for my yearly subscriptions, like Netflix and my phone bill, through my Revolut card instead of my bank account. When I transfer money from my bank to Revolut, the money sits in the account, but I need to make sure the card has the money to pay for the subscriptions. How do I ensure that the card is funded and not the account, and how does it work?
Hi Sean, many thanks and glad to hear that. Great choice. The cool thing about Revolut is, once the money is in your account, the cards will access that account automatically, so you won't need to separately load up the cards so as long as you have money in your account, your card payments will be done👌 Cheers
@@SmartMoneywithKai Thanks so much for clarifying, and for the prompt response! :)
@@DocUK123 Most welcome, my pleasure 👍
Important to mention to people that the Stock is no longer available for new users. I have installed and opened a Metal account at Revolut and for my surprise they said that after brexit they cannot longer provide the trading services.
I watched your videos and was exited about using Revolut for stocks. But unfortunately, until they get their license (MiFID) they cannot onboard new people.
So, I decided to close the account I just opened. I wish I had this information sooner. Wouldn't have lost my time. So, I'm sharing in case there are people interested in getting Revolut for investing.
Hi Natalia, thanks for sharing though this is very surprising to hear as my friends literally opened their account last week and already bought their first stocks through the app plus they even still talk about it on their website. If that was a license issue it should also not be applicable to existing users, yet I can buy myself stocks through the app. Very strange to hear that. From which country did you sign up? Because in Europe it's no issue at all.
@@SmartMoneywithKai Well, I'm in Italy and I received this explanation from them today. They said they cannot onboard new users for the trading services until they get their license for the European union. So much, that in the Revolut App it is possible to see 3 folders under Wealth: Commodities, Crypto and Vaults. There is not the Stocks one. And their explanation was the one I told you.
@@nataliass8030 Very interesting so maybe this is really something very recent. Anyways thanks for sharing. I will also write to their support to double check as of course I want to share the latest information even though it’s natural for such services and apps to regularly change their offers and terms so those videos are usually a snapshot in time. Hope you still enjoy Revolut as it offers so many other amazing features. For stock trading I would also recommend Interactive Brokers if you are in Italy, as it allows much more features and stocks selection and buying ETF’s at better prices than with Revolut. Cheers.
@@SmartMoneywithKai I decided to close my account with Revolut. I have the conversation I had with them, which I can share with you if needed.
But anyway, I appreciate your attention and now your suggestion on Interactive Brokers. I will check them out. Have a great week! Thank you.
@@nataliass8030 Sorry to heat that Natalia but I appreciate you sharing this with me and others🙏 For sure Interactive Brokers is great. Takes a little to get used to, but once you have, it’s an awesome investing app👌Thanks and wishing you a great Sunday evening and a successful week ahead💪
How to transfer to gcash
Hi, I never used gcash but you would also just to a regular transfer to it, i guess you would haver some account details there. Cheers
Is it possible to link the Plutus Card with Revolut?
Hi there, not sure what you mean by linking it to Revolut? To use it as top up? You can use Revolut to top up Plutus, the other way around I don't know, but you would definitely not get rewards for that anyways. As a bank you can't link Plutus to Revolut to see your spending sadly. To add Plutus to Curve Card you can👍
Hi sir, can I pay stores in Saudi Arabia using Revolut account?
Hi there, as long as the store accepts Visa or Mastercard, you can pay with your Revolut card✅
Hi Kia, I’m planning on travelling to Thailand, so if I turn my euro to Thailand bah, is there a foreign cost on tapping or using an atm there, friendly regards Jason
Hi Jason, indeed, definitely exchange it before and during week day not weekend to get the best rate. Once you have Thai Bath, Revolut will take it automatically without any extra FX fees of course always make sure to pay in local currency. ATM withdrawals are subject to your plan and limits so anything over that might have the usual withdrawal fees that’s why I pay everything with card. Have a great trip☀️
Why Revolut stopped supporting top ups from credit cards in the UK?
Hi Pavol, hard for me to comment as I don't live in the UK, but I could imagine that it has to do with their UK banking license which they are still waiting to receive. Then it should work normally. Cheers.
I did that today
How can I transfer money from my account to my debit card?Or can I send money directly to my debit card?
HI, do you refer to money already in your Revolut account to your Revolut card? You don't actually need to send anything for that, if it's in your Revolut account you can use your Revolut card and it will just take any balance you have sitting in your account, no top up needed. Cheers
Im on revolut premium for 6.99 pounds a month
Hi mate, great to hear. I was also on Premium for many years. Just right now using Nexo a lot for daily transactions so I didn’t have the need for it anymore that’s why I am currently on the free plan, but otherwise I would also definitely go back to Revolut Premium, more than worth it and just overall such an awesome app👌💯
Can I requets more than 1 card in Revolut? If I do so, will they have different numbers?
Hi Guillermo, yes, you can have multiple cards and they would have different numbers. Cheers
Good new
🙌🙌🙌🙌
I’m on metal
Nice one👏👌
Can you cover "Revolut Pro" no one on RUclips is talking about it, in fact since you count as an "influencer" you can get one for completely free like I did 😎
(Its free for anyone really, as long as they do anything that is a "business transaction")
Hi Eli, great recommendation. Haven’t used it yet but will definitely look into it. Cheers and happy Sunday☀️
@@SmartMoneywithKai ye im in ireland, and idk it doenst seem to have releaved in other places i think.
@@SmartMoneywithKai basically it gives 1% cashback, but all purchases as said before have to be for a business, so for me buying a new mic would count.
@@elismart13 Well that sounds pretty amazing to me😉💯Thanks for sharing.
@@elismart13 so buying a bottle of vine is not included in the pro lol
If you buy crypto on revolut it will only let you withdraw 1000 a month. so if you stick 100k of btc into revolut it would take you 8.3 years to withdraw it all.... i havent got that much but its going to take me months to withdraw the amount i have in there, be warned..
Hi Robert, thanks for the heads-up, didn't know about the limit. Are you on the free-plan? Because usually Revolut increases limits for higher plans so might be worth checking. I don't buy Crypto through Revolut though, but yes, this is not great, yet still better than in the past when they did not let you allow to withdraw at all. Also, if you have €100K in BTC, I would really suggest to diversify across different platforms plus your own hardware wallet, we've just seen how fast the FTX case happened. Cheers.
I got a new card , and I wanted to change the password but it kept saying the original password is incorrect
Hi there, password? You mean your pin? You can see the Pin for each card under card setting and click view Pin👍
Any suggestions about 1% pro Cashback card?
Hi Simon, in general it’s a great feature. If you are a sole entrepreneur it makes sense as Revolut Business is more for small companies.
The cashback however is limited to pure Business transactions as per their T&C’s
Remember, you can only use your Revolut Pro
account for business purposes. This applies to your Revolut Pro card as well; it must only be used for business spending. If you use your Pro card for personal spending, we may reverse any cashback you have received and close both your Retail and Pro accounts.
We can't give you cashback when doing so would break any law or regulation.
Hope this helps.
Cheers.
@@SmartMoneywithKai appreciate the insights!
I am in premium, should I upgrade to metal?
To be honest unless you travel a lot outside Europe then the 1% cashback can be worth it. In Europe it’s only 0.1% so not worth it. I was happy with my Premium before even now I downgraded to free as I use my Nexo even more and the free Revolut plan is enough to cover my use cases.
@@SmartMoneywithKai thanks, I will do the same when the one year time is off. Btw , what do you think of akt card, any options?
@@simonpeter9617 Actually haven’t heard about them before, thanks for sharing, will definitely check it out 👌
@@SmartMoneywithKai thanks, they do lots of marketing compagine now
How i pay untouch with my iconic card?
Hi mate. Not sure I fully understand your question. What do you mean by pay untouch? And also I don’t know what is iconic card.
Before they weren't charging transfer fee for premium now they charge so wise is again better than revolut. Now I have downgraded
Yes, Wise is also great, but since I mostly only transfer to other Revolut users, for me it's not so relevant, plus as a complete app/bank replacement I feel Revolut is much more complete and offers more features.
@@SmartMoneywithKai how many buy and sell of stocks can be done on basic plan. If not how much they charge?
@@LittleSteps000 Hi there, that's from their website 'we charge a commission per trade, outside the monthly allowance of one free trade, for Standard plans; three for Plus plans; five for Premium plans and ten for Metal plans.
The commission fee is the greater of 0.25% of the order amount' Hope this helps.
Revolut US
Hi Henry, you are using it in the US? www.revolut.com/en-US/ Really good that they expanded over there too👌
How fast you talk sir!
Must be the German in me😉