Thank you so much Dave for creating this talk about Timeshare. I heard about it from you a while ago and never heard of it before, then this weekend I was in the Excalibur hotel in Las Vegas and representatives pitched us the free gifts for presentation thing, the minute I heard it's a timeshare presentation I knew I had to run and I did! I got spared this time thanks to you for sharing this knowledge and awareness to the American people!
Wow I have never heard of timeshares but I’m glad Mr. Ramsey talked about these. WOW. Never will I do timeshares. I’m 23 and thank you so much for letting us know. Hope you end them!!!!!
I hurt for friends of mine that bought TWO timeshares because they loved Legoland a d Sea World and they had a 4 and 2 year old. Well, that was 20 years ago, and I sure hope they were able to get out of them. So heartbreaking Dave. May God's mighty hand go before you Dave, as He will grant you favor and success in exposing this evil.
It amazes me how many people call in to deliberately ask Dave a question. Dave, a man whose lived out stupid himself, then God opened up an opportunity for Dave to be a blessing to millions, turning his ashes into glory. They then question the Financial Peace principles that have literally changed millions of people's lives. I personally will finally be debt free this mid June, all glory to God, and thanks to the principles of FPU🙏💖👏🇺🇸
I've gone to a presentation. We didn't have the money anyway to buy in so it was easy to say no. It was more of an excuse to go to Tahoe for a day. They walked us around the resort, took us into a room to get us cozy, which btw it was trash. Then proceeded to give us a sit down talk for over 2 hours. When I would stop paying attention, the guy would ask me if something was up and he would "wait" until I was back on track with him. Once we kept saying no, he called in his manager so he can talk with us to try and intimidate us. We kept on with the "no's" and the last 30 minutes was then telling us how boring of a life we lead. We never did get that free trip to Hawaii and they stole $75 from us for the booking of the trip. Probably would've set us up in a hotel to get our kidneys replaced with Capri Suns or something like it. As we were leaving we gave the best advice we could to another couple going up the elevator with the same time share S-Hole, "Just say NO", and the doors were shut..
Yes! I was gonna say that too - "Last legal fraud?" oh no, there's still the Fed, IRS, Treasury, Congress, and the whole MIC/deep-state (not conspiracy, just the Iron Law of Bureaucracy. And personally, I think Ron Paul has done way more good than Ross Perot.) But in great fairness to Dave, he has mentioned this stuff from time to time, and I think his focus on helping individual people fix their own lives is the most practical realistic thing that can be done.
Pretty bad when Inside Edition calls you on the carpet for doing business with a rip-off artist company (Timeshare Exit Team) that claimed to help get people out of their timeshare . Yet, a combative Ramsey doubled down and was smug about accepting their ad dollars for years. Do some online research on how to get out of debt, instead of listening to this blow hard.
Get them! Love this- thank you Dave! Your realness- I'm glad you teach against this before I signed up. Looking forward to an update taking down those timeshare companies.
Timeshares are for people that like to "pretend" they own a holiday home. When really they've been duped into prepaying the rent of a holiday home years into the future
In early 2000. Wyndham almost had me at the presentation. Later in Life I paid about a thousand dollars on another company around 2005. They are still calling me to this day telling me this is the last time contacting me or I lose my money. Then they want more money. My initial thousand dollar lose, is just that.
Just before we left the meeting, (after not buying) the salesman said, no kidding, "...and here is a genuine artificial diamond necklace." He really said that.
Yes, timeshares are a scam. I never understood how people get roped into this stuff. I have friends that talk about it, and I don't understand how they let it happen to them.
Bud from Boston, your family probably paid insurance on the lake home decades. You never got a penny back, and the insurance company invested your money. It's common for the power to go out and pipes freeze in vacation homes . When it warms back up, unfortunately mold grows throughout the house. And it's a total loss . The bank will be happy for the one time payment from your insurance company
We went to two timeshares. They kept telling us to go and we said we won't buy and they said don't worry that is ok. We told the sales person that they said to come anyway. We didn't buy just as I said from the beginning.
56:00 OMG! This guy is so funny. We all get those stupid ads to buy insurance for utility lines, like $8/mo. That is just such a scam! Glad to hear Ramsey agrees.
I worked one week in a timeshare office,supposedly selling t the time share they didn’t want and couldn’t afford, I quit , when I found out,they were lying to the seller that have listed and not getting a bite.they were not, they were making $500.on each contract . I could not do it I walked out after a week then they were giving me a hard time about paying my salary and I told them you better FedEx my paycheck before I open my mouth and report you to the Better Business Bureau needless to say I got my check the next day
Great video, Very motivational, inspirational, and educational.🤯 I will definitely apply some of these principles to grow my RUclips 📽 channel and businesses, thanks a ton..😃🤜🤛
Wow! Timeshare programs have changed. In the early 90s I could get a great $70 dinner on 5th Ave in San Diego for a 30 min. BS presentation under fluorescent lighting and balloons. It was SO WORTH IT! THIRTY MINUTES! I would never endure more than that. Holy cow!
54:00 He lives in Staten Island. He makes $70K which is like $40K anywhere else. Ramsey is right. This kid should save. Wait out until the certain CRASH and then consider an out-of-state purchase of a $210,000 property for suddenly $21,000 and moving UP.
I wouldn't do a mutual fund. Do an "unmanaged" INDEX fund. Save those fees. Managed funds, like Mutual funds, are a scam, IMO. And real estate is the best but I would wait until after the bubble bursts. Then buy 2 - one to live in and one to watch escalate in value. That second one could be your ticket.
My attorneys can get you out of the contact. Even if you have a mortgage. We have over 15 years of experience and have NEVER lost a case (we won't accept one we know we can't win, which is few and fair in-between)
Hi Dave, I went to TimeShare Exit Team to get out of my timeshare because you endorsed them. $3000 and over 3 years later no results. Well, there is one result. I can no longer get a hold of them. I believe they are now under investigation. Any suggestions?
unless they are acting upon your behalf as legal representation , these companies are not efficient at their job and more or less a scam ! They provide material to move towards that descision but at the end of the day it’s something that whomever is within the time shares contractual agreement must exit it through the company’s outlets or “sell” the timeshare .
A PT making only $86K? Wow...In California, she'd be making $150K, which is what I was making as a Med Tech in today's dollars. But then, my student loan debt when I graduated in 1980 at 3% was $850 (thanks to government Pell Grants), slightly less than her $115,000 loan. I would recommend she move here where Physical Therapists command royal salaries. However, here, typically, a Masters Degree is needed for PT's to get top dollar.
What is the cost difference Between Detroit and California in terms of cost of living, taxes, and commute? I don't know if they're comparable, but I would surmise it was higher.
It's unrealistic to buy a house and budget nothing besides closing costs and movers. Even if you are disciplined and resist the urge to renovate and decorate, there are likely to be expenses. Cast iron cookware used on your prior gas stove isn't recommended on an electric smooth top range, for instance. Or the security system your inspector thought was fine is glitchy and needs repair. Allowing almost nothing for these kinds of issues is a bad plan, in my experience.
😂 I love love he takes a stand against the time share industry! So few people have the power to withstand the team of lawyers time shares use to shut them down!
Great. Now... What do we do about it? is their model legislation we can use to reign these people in? If so, how do we get a copy of it? If not, can your team make it happen?
Thank you so much Dave for creating this talk about Timeshare. I heard about it from you a while ago and never heard of it before, then this weekend I was in the Excalibur hotel in Las Vegas and representatives pitched us the free gifts for presentation thing, the minute I heard it's a timeshare presentation I knew I had to run and I did! I got spared this time thanks to you for sharing this knowledge and awareness to the American people!
THIS IS THE GREATEST SHOW IN THE HISTORY OF DAVE RAMSEY SHOWS! From one east Tenessee hillbilly to another, GET EM DAVE!!!!!!
Hi
Omg, this is the best trash talking I've ever heard! Dave, we're with you! 22 million strong 💪🏽
Dave Ramsey is my spirit animal haha. Thank you sir for helping so many people and warning them of the dangers of timeshares.
I NEED that on a bumper sticker 😂
Apparently seven timeshare executives watched this.
😆😆😆
I'm o
Wow I have never heard of timeshares but I’m glad Mr. Ramsey talked about these. WOW. Never will I do timeshares. I’m 23 and thank you so much for letting us know. Hope you end them!!!!!
Three timeshare scammers probably disliked this video.
Now it is seven... 😢
@@wheel-man5319 They probably told their coworkers to dislike it.
@@jesseparker2656 lol, they told three more, its up to 10. 🤣
I hurt for friends of mine that bought TWO timeshares because they loved Legoland a d Sea World and they had a 4 and 2 year old. Well, that was 20 years ago, and I sure hope they were able to get out of them. So heartbreaking Dave. May God's mighty hand go before you Dave, as He will grant you favor and success in exposing this evil.
Sounds like welk resort and interval to me. 🤣
31:12 I bet the producers tell these people to speak into their phones 57 times and they still don't.
Best Ramsey show I've seen in a while (and I watch 'em all). Git 'im, Dave! Git 'im!
BECAUSE HES SOLO 🗣🗣🗣
Start at 01:21:48 to get to TIMESHARE TALK
37:49 Almost thought my phone was possessed
When your company doesn't handle many sponsorships and is actually attempting to help its customers, you can say whatever you want; and it is great!
Couple things about Dave, he will stand up for his listeners. And he has no problem calling people out on their BS - namely the timeshare companies.
Dave is opening a can of whoop *** (you know what) on Mikey! Lol 😂
Whoop-S
It amazes me how many people call in to deliberately ask Dave a question. Dave, a man whose lived out stupid himself, then God opened up an opportunity for Dave to be a blessing to millions, turning his ashes into glory. They then question the Financial Peace principles that have literally changed millions of people's lives.
I personally will finally be debt free this mid June, all glory to God, and thanks to the principles of FPU🙏💖👏🇺🇸
@Brenda's Pampered Kitchen -- GOOD FOR YOU!
The Dave Ramsey Baby Steps work!
I've made terrible decisions in my life, but at least I've never done a timeshare.
I've gone to a presentation. We didn't have the money anyway to buy in so it was easy to say no. It was more of an excuse to go to Tahoe for a day. They walked us around the resort, took us into a room to get us cozy, which btw it was trash. Then proceeded to give us a sit down talk for over 2 hours. When I would stop paying attention, the guy would ask me if something was up and he would "wait" until I was back on track with him. Once we kept saying no, he called in his manager so he can talk with us to try and intimidate us. We kept on with the "no's" and the last 30 minutes was then telling us how boring of a life we lead.
We never did get that free trip to Hawaii and they stole $75 from us for the booking of the trip. Probably would've set us up in a hotel to get our kidneys replaced with Capri Suns or something like it. As we were leaving we gave the best advice we could to another couple going up the elevator with the same time share S-Hole, "Just say NO", and the doors were shut..
Same
You NEED to do this same thing for the Federal Reserve. PLEASE pull a Ross Perot and let the PEOPLE know!’
Yes! I was gonna say that too - "Last legal fraud?" oh no, there's still the Fed, IRS, Treasury, Congress, and the whole MIC/deep-state (not conspiracy, just the Iron Law of Bureaucracy. And personally, I think Ron Paul has done way more good than Ross Perot.) But in great fairness to Dave, he has mentioned this stuff from time to time, and I think his focus on helping individual people fix their own lives is the most practical realistic thing that can be done.
Last hour was fascinating! I really hope you continue shining the light on timeshares.
F•o•r**m•o•r•e g•u•i•d•a•n•c•e
W•h•a•t•s•a•p•p***m•e
+1•4•3•1•7•2•2•3•6•0•5
Get out of here scammer
Almost did that! Realized it is so inconvenient and not worth the cost. We went to the zoo and got bit a few times but did not get eaten.
Haha, Dave thoroughly ripping Inside Edition and time shares...I love it!
Pretty bad when Inside Edition calls you on the carpet for doing business with a rip-off artist company (Timeshare Exit Team) that claimed to help get people out of their timeshare . Yet, a combative Ramsey doubled down and was smug about accepting their ad dollars for years. Do some online research on how to get out of debt, instead of listening to this blow hard.
Get them! Love this- thank you Dave! Your realness- I'm glad you teach against this before I signed up. Looking forward to an update taking down those timeshare companies.
Give 'em 🔥 Dave!
I love this dave so much!
Well well, hes home.......hey Papa Dave, we missed you
Omg 😱 Dave, that last rant...dang, I fallen more in love with you!
After i watched this, you tube recommended a story from inside edition 🤣😂 i clicked ' hide the channel'
Thank God we never brought. But it's a big scam
My in-laws think they are so “well to do”because they have a timeshare! 🤢
Same!
Seriously? They are morons!
They are rich enough to just throw money away. They should buy toilet paper made of gold.
Timeshares are for people that like to "pretend" they own a holiday home.
When really they've been duped into prepaying the rent of a holiday home years into the future
Don't worry. Someday that timeshare will be yours and those ridiculous MFs!
protect Dave at all costs!
In early 2000. Wyndham almost had me at the presentation. Later in Life I paid about a thousand dollars on another company around 2005. They are still calling me to this day telling me this is the last time contacting me or I lose my money. Then they want more money. My initial thousand dollar lose, is just that.
Can we please go after MLMs now?
Bill Ackman tried that..didn’t work out so well…lol
0:28 Radio host dumbest mistake was endorsing Timeshare exit team.
Get ‘em Dave 👊🏼
59:20 Why would you need life insurance if you had no kids, parents dead, your sisters fabulously wealthy, your plot paid for?
How can anyone with an ounce of grey matter ever engages with any form of timeshares?
Just before we left the meeting, (after not buying) the salesman said, no kidding, "...and here is a genuine artificial diamond necklace." He really said that.
Yes, timeshares are a scam. I never understood how people get roped into this stuff. I have friends that talk about it, and I don't understand how they let it happen to them.
Bud from Boston, your family probably paid insurance on the lake home decades. You never got a penny back, and the insurance company invested your money. It's common for the power to go out and pipes freeze in vacation homes . When it warms back up, unfortunately mold grows throughout the house. And it's a total loss . The bank will be happy for the one time payment from your insurance company
You have your heart set int he right direction. More POWER! Dave!
Time share companies sounds a lot like Scientologist...disturbing.
Love, love, love this! You go Dave!!!
We went to two timeshares. They kept telling us to go and we said we won't buy and they said don't worry that is ok.
We told the sales person that they said to come anyway.
We didn't buy just as I said from the beginning.
37:53 "Well something gave you pause, what was it?" I think it might be RUclips...
😂😂😂
56:00 OMG! This guy is so funny. We all get those stupid ads to buy insurance for utility lines, like $8/mo. That is just such a scam! Glad to hear Ramsey agrees.
thanks for this info !
I worked one week in a timeshare office,supposedly selling t the time share they didn’t want and couldn’t afford, I quit , when I found out,they were lying to the seller that have listed and not getting a bite.they were not, they were making $500.on each contract . I could not do it I walked out after a week then they were giving me a hard time about paying my salary and I told them you better FedEx my paycheck before I open my mouth and report you to the Better Business Bureau needless to say I got my check the next day
Dave, great show. Thank you for telling us the truth about the worthless timeshare industry.
Epic. Looking forward to watching them squirm!
Came here from his recent clip on timeshares lol
Great video, Very motivational, inspirational, and educational.🤯 I will definitely apply some of these principles to grow my RUclips 📽 channel and businesses, thanks a ton..😃🤜🤛
What can we do to shame these people into letting people out of their timeshares??
Just stop paying them.
Drop the 🔨 on them Dave!
1:21:35 - time share talk
Wow! Timeshare programs have changed. In the early 90s I could get a great $70 dinner on 5th Ave in San Diego for a 30 min. BS presentation under fluorescent lighting and balloons. It was SO WORTH IT! THIRTY MINUTES! I would never endure more than that. Holy cow!
Love hearing the debt free screams😀
54:00 He lives in Staten Island. He makes $70K which is like $40K anywhere else. Ramsey is right. This kid should save. Wait out until the certain CRASH and then consider an out-of-state purchase of a $210,000 property for suddenly $21,000 and moving UP.
Wake up America! This is why we
I LOVE DAVE RAMSEY!
Thank you!
Never sign up for costs in the future that are not predetermined.
When they can just raise maint. fees and there is nothing you can do... forever.
I wouldn't do a mutual fund. Do an "unmanaged" INDEX fund. Save those fees. Managed funds, like Mutual funds, are a scam, IMO. And real estate is the best but I would wait until after the bubble bursts. Then buy 2 - one to live in and one to watch escalate in value. That second one could be your ticket.
Truth. I love Dave but I disagree with his love for mutual funds. Huge hidden costs.
I'm sitting here like, "what's inside edition?" 😂
Love you, Dave!
✛Ⓘ④②③②⑤④⓪⑧②⑧ ᎢᎬXᎢ ᎷᎬ ✔️✔️💬…
Can someone help me with recommendations for the best timeshare exiting company
When does the Time share discussion start in the stream?
Was Dave paid more than he deserved to promote Time Share ExitTeam ?
Work makes me anxious sometimes also, but I choose to be self-reliant instead of sticking it to creditors.
I wish I could get out of my timeshare some how because I can never use it.
My attorneys can get you out of the contact. Even if you have a mortgage. We have over 15 years of experience and have NEVER lost a case (we won't accept one we know we can't win, which is few and fair in-between)
Hi Dave, I went to TimeShare Exit Team to get out of my timeshare because you endorsed them. $3000 and over 3 years later no results. Well, there is one result. I can no longer get a hold of them.
I believe they are now under investigation.
Any suggestions?
unless they are acting upon your behalf as legal representation , these companies are not efficient at their job and more or less a scam ! They provide material to move towards that descision but at the end of the day it’s something that whomever is within the time shares contractual agreement must exit it through the company’s outlets or “sell” the timeshare .
The former owner will be facing criminal charges.
We are taking on their clients for a significant discount rate. TSR Group. Over 15yrs experience. 100% success rate
Dave is the man!
Game on! Let's goooo!
How does one blog this video so it comes up more often in searches.
why does she have to pay Kentucky income tax eventhough she lives in Tennessee. I live in PA and work in NJ but only pay PA state tax.
What happens if you just ignore the bill that comes from the time share?
bad credit score?
They will sue. There is no way they will easily let you out of a never ending contract
You GO! Dave!
✛Ⓘ④②③②⑤④⓪⑧②⑧ ᎢᎬXᎢ ᎷᎬ ✔️✔️💬…
I agree and thank you for the e=mail.
Go Get 'em Dave!
Let’s go Dave 💪🏽💪🏽💪🏽 they can’t strong arm this community
Dave, you savage 🤣 🤣 🤣!!!
Since Dave stopped endorsing timeshare exit team, how can one exit now? Please help. 🙏 🆘
@Malthizar Not for long
TSR Group. Small Christian family run business. 15 years of experience with 100% success rate
Loved the timeshare hour
37:48 man poor Dave it must have really shook him 😂😂😂
Just wear a diaper , when you feel they won’t take no for an answer , use the diaper
how on earth is this legal?
If it feels like slime then its slime! Life Long Lesson!!❤
Dave Ramsey is the Greatest Of All Time
Also the biggest fool of all time.
A PT making only $86K? Wow...In California, she'd be making $150K, which is what I was making as a Med Tech in today's dollars. But then, my student loan debt when I graduated in 1980 at 3% was $850 (thanks to government Pell Grants), slightly less than her $115,000 loan. I would recommend she move here where Physical Therapists command royal salaries. However, here, typically, a Masters Degree is needed for PT's to get top dollar.
What is the cost difference Between Detroit and California in terms of cost of living, taxes, and commute? I don't know if they're comparable, but I would surmise it was higher.
It's unrealistic to buy a house and budget nothing besides closing costs and movers.
Even if you are disciplined and resist the urge to renovate and decorate, there are likely to be expenses.
Cast iron cookware used on your prior gas stove isn't recommended on an electric smooth top range, for instance.
Or the security system your inspector thought was fine is glitchy and needs repair.
Allowing almost nothing for these kinds of issues is a bad plan, in my experience.
I want a Jordan B Peterson/Dave Ramsey discussion so badly…
I would pay actual money to watch that. I would add a specific line item to the budget JUST for that.
Now you’ve done it. He’s talking hill billy with dab-gum language
👏 👏 👏 👏 I want out!
When dave said "I like to be within shooting distance" from real-estate he has others manage...I don't think he meant so he can drive there. 😅
That gal rocked paid her whole debt and like dave said most are still waiting to the gov help
A True Hero!
😂 I love love he takes a stand against the time share industry! So few people have the power to withstand the team of lawyers time shares use to shut them down!
Great.
Now...
What do we do about it? is their model legislation we can use to reign these people in? If so, how do we get a copy of it? If not, can your team make it happen?
Don't forget paternity fraud! That's still legal!
Don't forget MLMs! What kind of business plan is it to make your customers into your competition?
Now is the time TO SELL that lakeside property. Stash the proceeds and wait for the CRASH...which is coming!
I need help getting out of a contract I signed in May...Yes, it was dumb...help!
Add Great Eastern Resorts to the list.
The only people worse about skrwing you than time-share companies are the govt....