Simple Ways to Save Money on a Small Income
HTML-код
- Опубликовано: 27 авг 2024
- Simple and easy ways to save money and live well on a small income.
How To Live Frugally and Change Your Perspective on Money:
• How To Save, Live Frug...
Ways We Save Money:
• Ways We Save Money//On...
Frugal Living With Kids:
• Frugal Living with Kid...
Frugal Living Playlist:
• Living Frugally
My Favorite RUclips Channels:
Coffee With Kate:
/ sammie4453
Homestead Tessie:
/ @homesteadtessie
The Frugal Wife:
/ @thefrugalwife
My instagram:
/ joyforney
#simpleliving #frugal living #minimalism #budget
Love frugal videos 🙏🏽🙏🏽🙏🏽❤️
Χαίρομαι πολύ που σε βρήκα ζούμε στην Κύπρο είμαστε χριστιανοί ορθόδοξη πιστεύουμε στον Χριστό αυτό που κάνετε για τα παιδιά στην Ουγκάντα είναι υπέροχο εύχομαι ο Θεός να σας δίνει,δύναμη
Under the media are my favorite frugal they are awesome.
Praise the Lord , indeed
“Live simply, so others can simply live.” So good. Thanks Joy.
Thank you 🙏 this was so good. I have been unemployed for nearly nine past months. I've continued to support (with food supplies and cash) 4 families, and have provided materials for the wedding of a young girl in India. Just as I was about to run dry, I was able to secure a job - that is the Lord providing. So never give up, never give in, and never let go. Take care
P.s. when I say young girl, that is relative to my age. She is of course, an adult!
100 percent agree with everything you said. Our family is working hard on all of these things
I've been watching Coffee with Kate for years... She's hilarious. :)
Avocado in smoothies...so yum!
Fairyland Cottage is a great channel. She has good ideas and her voice is very calming to me.
Coffee with Kate is one of my favorite channels!! She’s become like an online mother to me! Her videos have been instrumental in keeping me motivated and educated on smaller income living. Thanks for giving her a shout out!
I wish!!! On the avacados. I love them but they are so expensive here ($2.50/small avacado).
We live on a very tight budget (low-income) and so we don't eat out at all (even before quarantine). We eat all our meals at home and take bag lunches every day to work.
We have cut our budget back to necessity only. I shop replacement only on all clothing, hygiene, household, etc. Other than that we pay utilities, car insurance, fuel, groceries and things for our puppy. We keep our lives super simple. We participate in free activities (hiking, canoeing, backyard BBQs).
I have also embraced minimalism in a big way, not to declutter because we don't own much, but more for clarifying my values and live them daily.
While my husband struggles a little more with "keeping up with the Jones", I really have come to love the simplicity of our lives.
O girl we have sooo much in common.My hubby also is a pilot .
I was kinda choking down zucchini when you said you loved zucchini lol. I definitely took a second to be grateful for the meal in front of me.
I am in the process of making my spending habits line up more with my beliefs so this video is so appreciated ❤️
So happy to see you back on RUclips!
Aw. Thank you Christina! Thanks for being here.
Under the Medium is a good RUclips site for living simply and frugally.
Thanks Joy! I've been following you and your blog for years now. And my husband and I were living in Mbarara Uganda in 2013/14 about the time you all moved to Uganda. Now we live in the states and have 5 kids and are expecting twin girls in October. Thank you for your encouragement. We we value life greatly and seek to honor the Lord through opening our home to others, living simply and raising our children to love the Lord as well. He has been and continues to be so good to us.
Love "Coffee with Kate". She inspires me to eat more simple meals with fewer ingredients & more beans, lentils, potatoes, produce, and homemade bread! When I see her working so hard in her kitchen I feel like I have a friend in my kitchen. Good to see you on RUclips again, Joy!
You are so inspiring! Makes me thankful for everything I have... even my old couches ☺️
You are an inspiration! Thankyou so much! I have just found your channel 😊 beautiful family 💖 from England UK
You and your husband are Blessed to choose such a purpose filled career in being missionary's together. I do what I can to help others in need and that will be grateful in this sometimes unforgiving world. I save money by not shopping and reading devotionals that are biblically based that I find in yard sales or thrift stores. Also I play games with my grandkids that have nothing materialistic in them. Such as red light green light, hide and seek and letting them cook with me. Keep the Faith sweet home Alabama
Ohhh to have an banana, avocado and lime tree would be lovely 😊👍
Really enjoyed these tips and your perspective on how you view money. Going to put it to practice!
Thank you Joy! I’ve been wanting this kind of lifestyle as God has been convicting my heart to live on much much less as I cannot even afford what I have😆. I do want to be able to bless others more and it be a genuine love from my heart that it comes from. Thank you again. Blessings!🙏🏻
Bean and rice turn into bean and rice into tortillas, add some lettuce, hot sauce and cheese, if we can afford it. YUMMY!
Yes!!! That sounds amazing! I'm kinda burned out on making tortillas right now....but I need to get back to it!! No store to buy them here sadly.
Love this! Leaving our business to go into ministry full time taught us much and focused our hearts so much more. We live by faith now and the simpler we live the fuller our lives become! ❤️ Always eternal minded! 🙏🙌 Lots of love sweet friend!
Oh Heidi! I love this sentiment. SO much. You are my kindred through and through. Thank you for sharing these words and ALL the words you share on the daily. I don't know how you do it....putting the camera on so often is a stretch for me!! Love ya girl.
Love this! 💕
Drooling over all those dried bananas and avocados. 🤤 Here in the UK, safe to say we're not growing those any time soon. But we do have lettuce and courgette (zucchini) growing happily in the garden, I guess. 😂 And our girls are just getting into the Steve Green CDs - it's the soundtrack of my childhood!
Praise God for your channel! I look forward to seeing more videos! Thank you 💖
Oh my goodness I love Kate and Tessie :) you three are my favorite!
I’m so glad you’re back! I found you right before you stopped making videos and I was so sad. Thanks for your tips. I look forward to seeing your next video.
Mom of 6 God bless you #Queen
Thanks for showing your produce! Avocado is so yummy and that one looks huge. Great video. Thank you!
You are so welcome! Yes, our avocados are oversized for sure! I cannot complain! Thanks for being here. :)
I love those 3 also!!! Have you listened to the Quaint Housewife? I very much love her channel, there’s also Meals With Maria & a few others I like to listen to as well. Living a life of gratitude of what you’ve been blessed with very much resonates with me!!! It’s crazy how quick we can fall into the slippery slope of what we don’t have rather than what we do have if you don’t keep your eyes on the Lord rather than the drama that you can be surrounded by!!! Love your channel!!!
JOY! I’m so happy that you must be in an easier place in life right now since I see you are back to making videos. I’ve been praying over you missing your daughter since you announced it on your wardrobe video. I’m glad she’s thriving!
Great video Joy! We live simply so we can give generously and live the life God has called us to. Jesus himself lived a very simple and humble life. Growing up in Africa, I know that there are lots of people that need stuff and so we live simply so others can live. I try to make my meals very simple. I have always love your contents! Thanks for mentioning my channel. I also love Coffee with Kate. She is amazing with showing her life.
I feel like you are such an inspiration and make it so understandable for everyone. I am SO happy to find your channel and learn from you. Jesus DID live such a simple life and I love following in his footsteps. Which country in our beloved continent of Africa are you from? I am daily inspired by you, my friend. :)
@@JoyForney This means a lot to me Joy! I have been watching your contents for years and you and Jesus made me consider changing my lifestyle. I wasn't always a frugal person but I am so contented these days and there are so many benefits to living frugally. I am from Nigeria and grew up very poor so am very happy with what God has blessed me with. When I say this people usually think I have a lot but no. I just have contentment and a grateful heart.
Glad to see you back making videos! Love them. Indiana
Thank you so much.
I loved everything about this video ❤️! Thank you
Thank you joy I look out for your videos x
Your message is so refreshing and inspiring. Thank you Joy!
Stay safe & sober ;)
😂😂😂
The timing of this video was perfect! 😊 Thank you so much for the fresh, positive perspective you bring to the topic of frugality. 💗
Hey!! How are you? Thanks for the encouragement!!
Joy Forney I’m doing well! So kind of you to ask! 🤗 My twins (the youngest of my five children) are about to turn three, and my life is pretty much a rhythm of when they’re asleep and when they’re awake. 😂 Any twin-mom survival tips you have for me would be appreciated. 😘 (Not to make it sound like life is chaos. 😜 We really are doing well. 😊)
I always feel encouraged by your videos, Joy ❤️ Thank you for sharing!
I'm so glad you are back. You are a joy to watch and a blessing.
Thank you for this encouragement! From a missionary mama of four in Brazil.
You’re wonderful, Joy! I was so excited to see a new video from you!!!
Thank you Kristin! This one was a lot of fun to make!! So nice having you here with me.
Thank you so much for sharing these tips! I only subscribe to a few channels on RUclips and was so excited when your new videos popped up recently! A couple other channels that I watch and that you may enjoy as well are Building a Home with J&N, and Little House on the Mountain. My family has some big changes coming up soon and your tips will come in handy! We just sold our home and will be living full time in an RV for the next two years until my husband retires from the military. There won't be space for me to be buying unnecessary things and I am so grateful for this opportunity to focus on more important things and to save up to build our home in a couple more years!
So glad you are back to doing videos!! The Bible says to stay sober(minded) so that’s what you are saying! 😉 I’d love to see that video you mentioned about responsibly giving! I’m a giver so that peaks my interest! I always love all of your content! A simple cleaning routine one would be great too. Lots of love in Christ!
Ha! Yes! Sober minded. ;) I would love to do a whole video about responsible giving at some point. Have a great day and God bless you!!
Thank you for this video! It encouraged me to keep going in my frugal journey.
I'm so glad to hear that! It's so nice to "meet" you in my comments, Ariel (what a lovely name!). Look forward to getting to know you more.
GREAT video! Thank you for sharing!
PS I love the "chatty" video :)
I pray to Jesus and suddenly i saw your channel, i don't know why but i'll keep watching, Blessings
Chick-fil-A is one of our favorite places to eat in the US. In the city where we stay, there's not a Chick-fil-A, so we always make it a special treat when traveling. One of the things I miss the most is berries, but we have the best mangoes in the world (here in West Africa) and we are loving those.
Hi Joy! So happy to see you. I hope you will continue to post more. You have been missed. I still watch a few of your other videos for encouragement. Have a blessed week.
Hi Michelle, I really hope to be more consistent here on RUclips, as long as nobody minds some seriously lame editing! ;) Thanks for being here!! I hope you are doing well. Love, Joy
Do happy to see you again! Hope this year will be a blessed one for you and your family
We have at least one, if not two leftover nights a week. We also cook simple, mostly from scratch meals and it saves so much money. We are a family of 8. Great video! ❤️
Thanks, Joy! I really like your videos about simply living for Him and being eternally minded. You and Heidi at Heavenly Minded Homeschool are 2 of my favorite RUclips channels. We also live by faith as missionaries in the Philippines. I love your quote about living simply so we can give generously. Right before my husband and I were married, a family member said that we would be so poor and would be “eating dirt” in ministry. God has provided for all our needs and the needs of those around us through the years in amazing ways.
You are so inspiring! Thank you so much. God bless you and your family🙏❤❤❤❤❤
Thank you for this encouragement. We have been on community quarantine for over 100 days here in Davao and with being stuck inside with 3 kids under 5, I need all the help and ideas I can get on saving money.
Bless you for hanging in there in Davao with three littles! How is the weather? Is it really humid? When we lived in Indonesia, I found the humidity so difficult. I'm praying for you right, right now. Stay safe. God bless you!!! He sees you! Love,
Joy
Yes it is really humid and hot. Thank you for your prayers. We are doing well, but saving money seems to be hard and our support is lower than normal.
I loved this video! Thank you for sharing this with us. And Yes, I’d love to hear more about this stuff.
Newly married and 30.. saving money is something I’m still learning so this was SO helpful!
Also I’m from Bend Oregon. I just got back to Florida from seeing my mom and sisters and brothers (I am home sick!) My mom had just gotten a few crates of Strawberry’s that she makes jam out of every year.
I am praying for you and your family!
I love this! Welcome to married life! And I LOVE Bend. My hubby and I spent our *very* frugal honeymoon in Sunriver. And one of my best friends has a church group in Bend...Isaac and Angie Tolpin @courageous.mom on instagram. I hope you can connect. God's blessings to you! And your mom is amazing for making strawberry jam...I can almost taste it now....
Always challenged and inspired by you, Joy! Love from South Africa, where lockdown has taught us to LOVE beans and rice :)
That makes me SO happy to hear!! Waving at you from East Africa. :)
Was happy to see a video from you! Glad to see you and your family are safe and healthy. Great video , I totally agree on not wasting food, just this past weekend I made a huge bowl of pasta salad for a bbq which ended up not being eaten. lol I guess I need to get a better recipe, anyways I took it back home and told my daughter we had to eat it all up, so we basically ate it for lunch and dinner for 3 days until it was gone! my daughter knows how much I hate wasting food so it does not happen very often in our home. Love your channel hope you have a wonderful day! God Bless XO
I just found and subscribed to your channel. How wonderful that you have an abundance of avocados and bananas! Please share and post recipes and meals from your host country. Thank you! 👩🏻🍳❤️🤗
Joy I just found you on RUclips.I am also a missionary wife in Central America.
So excited to connect with you! Thanks for saying hello and being a blessing to me!
Thankyou for sharing Joy , I'm a momma to eight. Great tips . Avocados are my favorite .wow! And the bananas . We have a moderate sized garden. But unfortunately on the east coast in the U.S. I can't grow those. I'm growing kale, cauliflour and assorted lettuces. And some other goodies. Take care.
I love your content and I’m excited to follow the ladies you have shared! Finding frugal/simple living accounts to inspire and encourage is so helpful! It can be difficult because I feel like a lot of the channels/accounts I started following for frugal living content become so popular but then the people start making a lot of money (good for them!) but then their content isn’t really relatable any more so it can be harder to find relatable frugal living accounts!
I feel that same way as you! Good for them, absolutely! But that isn't where I live! ;) And I am fully ok with that! I love you Katie, always have, always will. Love you walking this journey together. XOXO
Would you share some recipes and meal ideas? Thanks so much!
Love this!!! Can you please share your rice and beans recipe? 😊😊💖
Love you Joy! Your videos are so encouraging ❤️
You are so kind. Thanks Megan, for being here with me. This was a really fun video to make....just me being my nerdy self.
This was such an inspiring video! Thank you.
Aw. Thank you! SO glad you are here Kelly. :)
I’m sure you already know about these two but Lydia Senn and Debt Kickin Mom are amazing!!! Also, the Frugal Freaks is a great channel but scroll back to her earlier videos because those are the best IMO; she talks a lot about living on one income and cooking at home. :)
Hi , here are some channels that you should try. She's in her apron, Frugal Money Saver, Mary's Nest
I have loved Tessie’s channel!!
Great video! Love seeing you back on RUclips! :)
what a blessing to have watched your video:)
Love your heart Joy!
I loved this. So glad your posting again. Another channel I love for frugal living tips is Old World Home. The Frugal Minimalist and Abundantly Minimal are great too. There are so many goods one's.
Hi Jessica! Thanks for being here. I love Old World Home....She's such a kindred! I don't know about the Frugal Minimalist, but have watched Abundantly Minimal for many years! :) Thanks for the ideas!!! Much love to you, Joy
My mother in law gave us some courgette (zucchini) plants as she had too many. They are now enormous & today my husband bought in the first courgette from the garden & I have no idea what to do with it (it’s not my favourite vegetable). I would happily swap you some for an avacado! Xx
A video from Joy! yay! xx
Aw thank you! I hope you enjoy it!
Such good advice. :) As another person living in Africa, I can relate to a lot of what you are saying.
Always love hearing from you Joy!
Thank you so much! That means the world to me!
A shining beacon as always. I always love your videos and as I contemplate ending IG I am glad to know you doing YT videos again. Much to love to you sweet friend.
Great tips!! Such a blessing to get a video from Joy!! You bring JOY to my spirit! ❤ Wish I could trade with you apples and lettuce for avocadoes!! Those are like gold at our house..lol. Bless you and your family.
Hahaha! I would LOVE to trade lettuce and apples for avocados!!! That would be an amazing trade. :) Thanks for being here. It means the world to me!!
I love avocado!! Throw one my way. Lol
That avacado!!👀😲Huge! Be still my heart!
This was very encouraging and helpful. Thank you❤
Little House on the Mountain is a channel I'd like to add to the recommendations
Yes! The avos are HUGE! I used to watch Little House on the Mountain. Thanks for reminding me of her!
Stay safe and humble 🙂
Ha! Thanks!!! Much love!!
Have you tried making banana nicecream ? Love your videos btw
Great idea! I used to make it a LOT and the kids got tired of it, but I think it's time to bring it back!!! Thanks for jogging my memory. :)
Hi Joy, love your channel. I think you’ll enjoy Lydia Senn - very funny and also belongs to Jesus 💞
Hi sweet lady! Thank you so much! I need to go and watch Lydia...I have heard so many wonderful things about her. Much love to you,
Joy
Joy Forney much love to you too 💞 thanking The Lord for you, your family and your witness 🙏🏻💞😘
Can you add the books to your description? I also watch during dishes and dinner/breakfast so I cant always write them down
I have been seriously convicted about how we live. I'm blunt with numbers because when we were in Dave Ramesy class and we got to the lowest number to learn how to budget, my husband and I got excited because now here were some numbers we relate too. Then they said, "ok, let's do the lowest budget and how to work with that. You make $30,000 and how do you work expenses..." and my husband and I looked at each other and just laughed. It was one of those helpless, what the heck are we doing wrong, laughs. And the teacher was confused. And we had to explain that we would love to make $30,000 a year. We made, at that time, $18,000 with me just having my 3rd child... in California. No debt, we were the only ones that didnt, but we didnt know how to plan to save, plan for insurance (cause we didn't have any), and we wanted someone to show us what we were doing wrong.
Now we have 5 kids, live in Indiana, my husband is going to seminary, and our income is $26,000, still under that median salary. I have always seen it as a crutch because everyone has always made more. But lately I've seen my own selfishness. Yes, we have very hard months but compared to the rest of the world, we have it good!!!! But I have gotten use too the fact if it's under $20, I can get it. Its incredible to know that I have always known how small numbers add up quickly but since I cant point to a wall of collections and say, "look it" I never realized how much I spent.
I have a small RUclips channel and I have decided to go in this direction to share this story, of making "so little", of watching 2 of my kids almost die from freak accidents (I mean one was a down powerline! You dont read that everyday), and the bills, and now we have another child whom we just learned has a serious heart condition. Its incredible what God has allowed in order to get my attention on this.
Hahaha! You are my people!! Yes our numbers surely shock people, and I completely understand about needing to keep the spending low low low no matter how small the amount is, it does add up!
I think sharing your story and your advice is such a good idea. I'm so sorry to hear about your children. How terrifying. You must feel so raw. Praying for you, sister.
@@JoyForney you know, I know I have "raw days" (love how you worded that), but I also see how much God has carried me! When you're drowning your not necessarily thinking of all your going through, you're just focused on keeping your head above water and making sure you dont use all your energy up until helps arrives. Once you're out of that situation you can look back and see the many ways you were prepared for that (swim lessons, learning to remain calm in panicky moments, and more) and how you had help around you coming to your aid. I look at it like that. I even believe that all I have gone through is preparing me for something I cant even imagine. I just pray that God continues to strengthen me for that.
loved the video! Great tips!
Thank you so much! You have my oldest daughter's name AND my name Joy and youngest, Sanyu's name means Joy, all in your name!! How cool is that?! Much love, Joy
Thanks for sharing Joy. I remember you sharing about dying your hair in the past, but I’m wondering about your lighter ends- do you dye it professionally when you’re in the US and then dye the roots at home as it grows out? I dye at home but like the lighter ends.
Can you receive Seeds from the States ? Find out and I'll send you guys seeds from my stash. Herbs, Tomatoes, peppers, squash/zucchini and berries. Study some gardeners online when you can, some veggies would love that gorgeous African heat. Check out Monty Don visiting a place in South Africa called Babylonstoren. That video is beautiful and inspiring about what can grow in Africa that you wouldnt expect!!! Blessings and good and informative video. God is good even in these dark days. !!!!
Love this!
Thanks lady!! :)
great video
Thank you so much!
One of my favorite meals with avocado is a grilled cheese. Put a Basil pesto on the bread, add the cheese, fry it up, then add the avocado and tomato if you have kids that like it.
P.s. please share beans and rice recipes. We have one we like. We also have severe digestive issues. I've tried 3 day soaking. Soaking in ACV, slow, all day cook, and quick pressure cooking, and it still results in intense stomach pain and a smell that make a beef barn smell mild. No joke. Help.
YUM!!!! I have basil in the yard so I need to make this RIGHT NOW!! :) I'm sorry, I'm not a lot of help for digestive issues..I just soak my beans, and either pressure cook or crockpot all day. Sorry I'm not more help.
@@JoyForney it never hurts to ask! Which is why I keep doing it. Still would love for you to share recipes!
I love avocados and I tried to grow them the way that the picture shows ("hanging" inside a half watered bottle), but nothing happened. What should I do with the seeds? Thank you!
nice video
❤👏🤗
Such a great video! So sweet when your daughter entered, she is so cute! If I can recommend one book to you it would be Redeeming Money by Paul David Tripp, I think you would enjoy it. Lots of love, Jitka
Oh I love Paul Tripp! I'm checking to see if my library has it now. Thank you so much. Thanks for being sweet about Sanyu...she does NOT like to be away from me for long! ;)
@@JoyForney Ahh, Sanyu is really sweet! Even the glimpse of her brought a moment of joy! Yes, Paul Tripp is an amazing pastor and writer. Redeeming Money was such a revelatory read for me in so many ways!
Great video! I gleaned a lot. Your so sweet. Enjoy your day -🌸
Do you have a recipe for your beans and rice?
I just shared it in my video today. ❤️❤️❤️
@@JoyForney yes, thank you!!
Check out JORDAN PAGE!! Mom of 8