Star Comprehensive Health Insurance Vs Star Health Family Health Optima
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- Опубликовано: 15 окт 2024
- #starhealth
#star_comprehensive
#Star_family_health_optima
This video compares Star Comprehensive Health Insurance Vs Star Health Family Health Optima. Video delves in details on the terms which offer different coverage in these two policies.
Similar terms of these policies are avoided to have a more focused approach on differences only.
Video discuss these 16 terms + Premium of these two policies in detail
1 Sum insured options
2 Waiting period for PED, Specific diseases or any other
3 Bonus on claim free year/otherwise
4 Co-payment
5 Sum insured reinstatement/restoration
6 Recharge benefit
7 Disease wise sublimit
8 Organ transplant
9 Maternity cover
10 New born
11 Infertility cover
12 Well baby/vaccination - limit
13 OPD cover
14 Ambulance - Road/Air
15 Personal accident benefit
16 Discount in Premium & wellness benefit
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Thank You for your inputs. Based on your inputs I opted for comprehensive coverage for my parents.
Excellent research done.
I have comprehensive policy from past 3years of 5lac is it coverage maternity, someone is saying there is a particular limit i.e for normal delivery 15k and for caesarean section 20k only covered in star comprehensive policy.what about other amount coverage provide me full details
sir, i have family optima, should i opt for deductible of 1lac on 10lac policy?
No. You should port your policy to star assure or comprehensive. Optima premium is on higher side.
No point in opting deductible 1 lakh.
Star health assure se comparison video banaye please
I have comprehensive police of 5 lakh base sum insured for me and my wife this year will be my 3rd renewal age is 32.,
Renewal ke time par it is showing me options to increase basic sum insured now I want to increase my base sum to 10 lakh. If I do so what will be changes in my policyl? like waiting periods, changes in claim free year bonus?
Hi, you should opt for 10 lakh sum insured. However there will be no difference in waiting period and claim free year bonus.
@@gameofinsurance thanks 😊
can i migrate family health optima to comphrensive
Yes
10% of sum assured is for organ donor and not for the recepient in family optima plan, pls. correct
Will look into this thanks
Room Rent Caping. Only Private AC
My first policy Star health comprehensive 1 cr. But very poor service.
There are many grievances against the company. I can understand
🤘 "promosm"
Hi sir make video on star women care Insurence policy ?
Can you share your Instagram profile sir
Hi I am on Twitter/X only
@gameofinsurance
There u can’t text without premium subscription 😢
Plz don’t belive
What not to believe ?