⚡ I could not help but notice that you did not mention the 35% rebate with the Amex Business Platinum when paying for flights with points with the airline you selected for incidental charges. Uncle Luke at Luke Points and Miles suspects this benefit will go away. I use this benefit extensively as it saves a lot of precious MR points. If the 35% rebate is revoked by Amex, I'd likely shift that spend to the Chase ecosystem. So the Amex Plat Business is my favorite card. 2025 will be an interesting year ⚡
Not sure who would get pissed about the Reserve being S-tier, lol. It's clearly a really good card. Even with just the companion pass you can make money on it.
Interesting rating. So far im digging my amex business cards. Right now i have: Business Platinum Business Marriott Business Delta Gold Blue Business Plus
The one thing I hate about the Amex Amazon card is the redemption method only being statement credit on specific purchases. Makes it look like you’re returning items instead of a rebate reward for bookkeeping
I got the BBC and BBP. the BBC is for 1 of my employees I have one as well. same with the BBP. honestly love the way AMEX puts the cash back right into the statement as a credit. I try to keep the business on more of a cash back then points. I'm trying to hit a goal for MR points so as soon as I hit that my business will go back to the BBC. being that the capital one business cards are pretty much useless, next will be chase. so I'll be running a amex/chase set up. waiting for one off my vendors to take card payments then the business gold 100% is on my map. but that will rock the personal setup boat a bit. just wish the business gold would have a clear or maybe a limited amount of lounge accesses instead of Walmart+
If you own the business, especially if it’s an LLC or otherwise formally incorporated, DO NOT use your personal cards for business spend. It’s fine to occasionally reimburse employee expenses, but doing expense reports from business to business owner pierces the corporate veil.
The Plum card is pretty nice, I wish it came with a slightly lower fee, but it's nothing crazy And it being Amex, any BS from the seller will be handled well by Amex
IMO, Amex has no S tier business card 🌩. Amex Business Green is the only D tier. My exposure to Amex has declined, but I like the BBP, Delta Biz Gold, and Hilton Surpass (making it a pseudo business card).
Respectfully, what is the value you get from this card at $95? I think many of us would love to hear from your experience so we can learn what's the point 😊
1x everything else and 2x travel spend doesn’t justify a $95 AF unless you travel quite often which would mean Amex Business Platinum would make more sense or even the Business Gold card.
I use the gold for Courier work. $1500/mo in gas. I just got the platinum because they offered 250k MR points. I've been flying one way and renting a car one way so lounge access is nice and status. I get value but mostly chasing points
YO the Blue Business is A+ Tier! FREE and gets you 2x on everything up to $50k? It is a no-brainer for any business.
The news probably came in between shooting and posting the video, but the Platinum Biz card now also has $200 Hilton credits, like the Surpass
⚡ I could not help but notice that you did not mention the 35% rebate with the Amex Business Platinum when paying for flights with points with the airline you selected for incidental charges. Uncle Luke at Luke Points and Miles suspects this benefit will go away. I use this benefit extensively as it saves a lot of precious MR points. If the 35% rebate is revoked by Amex, I'd likely shift that spend to the Chase ecosystem. So the Amex Plat Business is my favorite card.
2025 will be an interesting year ⚡
Loving these tier lists lately
Biz plat also now has 200 in Hilton quarterly credits.
Not sure who would get pissed about the Reserve being S-tier, lol. It's clearly a really good card. Even with just the companion pass you can make money on it.
How the heck did you not cover the 35% rebate?
Also would’ve been interesting to hear about how the FHR program differs for the biz black card
Interesting rating. So far im digging my amex business cards. Right now i have:
Business Platinum
Business Marriott
Business Delta Gold
Blue Business Plus
The one thing I hate about the Amex Amazon card is the redemption method only being statement credit on specific purchases. Makes it look like you’re returning items instead of a rebate reward for bookkeeping
S = delta reserve
A = Plat, Bonvoy Business, Delta plat, gold
B = bbp, Amazon prime, delta gold
C = bbc + Amazon
D = Hilton honors + business green
very informative thank you
I got the BBC and BBP. the BBC is for 1 of my employees I have one as well. same with the BBP. honestly love the way AMEX puts the cash back right into the statement as a credit. I try to keep the business on more of a cash back then points. I'm trying to hit a goal for MR points so as soon as I hit that my business will go back to the BBC. being that the capital one business cards are pretty much useless, next will be chase. so I'll be running a amex/chase set up. waiting for one off my vendors to take card payments then the business gold 100% is on my map. but that will rock the personal setup boat a bit. just wish the business gold would have a clear or maybe a limited amount of lounge accesses instead of Walmart+
If you own the business, especially if it’s an LLC or otherwise formally incorporated, DO NOT use your personal cards for business spend. It’s fine to occasionally reimburse employee expenses, but doing expense reports from business to business owner pierces the corporate veil.
The Plum card is pretty nice, I wish it came with a slightly lower fee, but it's nothing crazy
And it being Amex, any BS from the seller will be handled well by Amex
⚡️don’t yet have any Amex biz CCs and for that reason, won’t rank them.
Nice! I like this
“BBC”? 👀
All of them 💡
P2 and I love our 2 BBP cards.
Did they get rid of the Lowe's card?
Yes
Yes
- i was about to ask about that one?
I was thinking about getting that card. Guess not now lol
IMO, Amex has no S tier business card 🌩. Amex Business Green is the only D tier. My exposure to Amex has declined, but I like the BBP, Delta Biz Gold, and Hilton Surpass (making it a pseudo business card).
The Green Card is great for me. I never understand how people don’t go for the green. Show me the green baby!
Respectfully, what is the value you get from this card at $95? I think many of us would love to hear from your experience so we can learn what's the point 😊
1x everything else and 2x travel spend doesn’t justify a $95 AF unless you travel quite often which would mean Amex Business Platinum would make more sense or even the Business Gold card.
- i like the personal green card, but not a fan of the business green
⚡⚡⚡
I use the gold for Courier work. $1500/mo in gas. I just got the platinum because they offered 250k MR points. I've been flying one way and renting a car one way so lounge access is nice and status. I get value but mostly chasing points
🌩
Amex Biz Green is F Tier lol
First
🙌
Your constant hand shaking is distracting…