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May I ask, earning more than 1 million miles now, will there be an advantage in your kris flyer membership? Because Qantas frequent flyer, I earned 350K miles within a year and they upgraded me to Qantas club membership.
But nowadays, its so difficult to have seats available for redemption. You have use them all up within 36 months right? Or are you a PPS club member by any chance where your miles can last longer?
I think it's a decent card for those who are lazy to use multiple cards. But a 3mpd card is lacklustre when there are 4 mpd cards around. Also, you need to be able to fulfil the SQ spend otherwise it's just another generic 1.2 mpd card. Wrote a review on it here (briefly updated for 2022): sethisfy.com/review-uob-krisflyer-credit-card-unlimited-3-mpd-card-for-the-lazy-mile-collector/
How does the bank differentiate online payments. say if i pay a service fee online with the need of inputing master card with otp, does that count as online payment?
hi Seth! Not a big spender but this got me interested! I also want to go Japan hee Just curious, did you tally the total amt we have to spend to achieve this 1m miles? Thank you!
If you use exclusively 4 mpd cards, 1 million would take $250,000 of spending. I managed to clock significant amounts at at 8 mpd rate, and converted quite a lot of points with 15% bonus. So my spending is considerably lower. Of course you just need 94,000 of miles to go to Japan. :D
@@Sethisfy Thanks Seth for quick & clear reply! I can better gauge from here... ! haha yes no need 1m miles for me, I just need 1 return air tic, econ class also can hehe.
@@Sethisfy i see, will consider that too. Just started using Amex Truecash back + grabpay card. Really not bad :) Thanks for the alternative suggestion Seth!
Is Cardup worth using if I want to clock miles on spending such as income tax and car loans? Or would the cost from the cardup fees outweigh the benefits of being able to collect miles
First payment is free miles: sethisfy.com/cardup Subsequently you are buying miles based on Service Fee ÷ Earn Rate of Card. Typically with promo codes you might be able to reduce to 1.8 to 2%, and your earn rate can be 1.2 to 1.4 miles per dollar. At 1.8% fee and 1.4 mpd, you are buying each mile at 1.29 cents. Whether this is worth it depends on how much you are willing to pay for your flights
@@Sethisfy Ahh icic so even in the case of 1 card, the name on the card has to be exactly the same as kris flyer acct? My full name very long dont think card can fit 😅🙏🏽
There are ways to get around it which is to keep your bank points as points for as long as possible. Most points can be kept with the bank anyway between 1 to 5 years, then when they are nearing expiry you can then convert to KrisFlyer which has another 3 years of expiry. You can also transfer them to some airlines which impose no expiry on their miles.
Hi Seth! New sub here. Im really new to the credit card game. Im wondering how many miles should i earn to have a return ticket from Manila-Korea (economy class) i really appreciate the help!
OCBC Titanium Rewards can earn 4 mpd in situations Citi Rewards can't. For big ticket items like electronics, it doesn't have a monthly cap which Citi Rewards does
Singapore Air is sticking to its annoying 3-year expiry unlike some airlines which have removed expiries or made it easy to refresh the expiry. To their credit they have been constantly pushing back the expiry. All miles due to expire in 2022 will be pushed back to 2023 at least.
Any idea for cash backs for students ? I am 22 studying private diploma , I do part time here and there while studying . Most of the credit/debit cards need annual 30k income (idk whether student can count even if it hits)
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It'll be better if you write the cost of acquiring those miles (credit card annual fees that can't be waived, or card up fees, etc).
Enjoyed this video. Learnt some new stuff.
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Great info! Thanks for sharing! I’ve just subscribed to your channel 👍🏾👍🏾
Thanks for taking the time to leave a nice comment!
What do you think about the UOB krisflyer debit card? Is it useful in accumulating many miles?
May I ask, earning more than 1 million miles now, will there be an advantage in your kris flyer membership? Because Qantas frequent flyer, I earned 350K miles within a year and they upgraded me to Qantas club membership.
Sadly we don’t have that in the Philippines anymore.
What are you referring to?
@@Sethisfy 4 miles per dollar card. Citi Premier Miles used to offer that. Which would you use, Premier Miles or Rewards card?
But nowadays, its so difficult to have seats available for redemption. You have use them all up within 36 months right? Or are you a PPS club member by any chance where your miles can last longer?
What do u think about the krisflyer UOB card
I think it's a decent card for those who are lazy to use multiple cards. But a 3mpd card is lacklustre when there are 4 mpd cards around. Also, you need to be able to fulfil the SQ spend otherwise it's just another generic 1.2 mpd card.
Wrote a review on it here (briefly updated for 2022): sethisfy.com/review-uob-krisflyer-credit-card-unlimited-3-mpd-card-for-the-lazy-mile-collector/
How does the bank differentiate online payments. say if i pay a service fee online with the need of inputing master card with otp, does that count as online payment?
Banks are able to tell if a particular transaction is online or not. Not sure how they do it
With the HSBC Revolution card, if you use Paywave offline, is it eligible for 4mpd?
Yes as long as eligible merchant code
halo 4 mpd . it means 4 miles per dolar usd or sgd >
in here, Indonesia its around 2,5 miles per dolar sgd (the best that i can get)
It means 4 miles per SGD
hi Seth! Not a big spender but this got me interested! I also want to go Japan hee
Just curious, did you tally the total amt we have to spend to achieve this 1m miles? Thank you!
If you use exclusively 4 mpd cards, 1 million would take $250,000 of spending.
I managed to clock significant amounts at at 8 mpd rate, and converted quite a lot of points with 15% bonus. So my spending is considerably lower.
Of course you just need 94,000 of miles to go to Japan. :D
@@Sethisfy Thanks Seth for quick & clear reply! I can better gauge from here... ! haha yes no need 1m miles for me, I just need 1 return air tic, econ class also can hehe.
Arguably if you want econ class you can look at cashback cards to earn you enough cashback to buy the ticket instead.
@@Sethisfy i see, will consider that too. Just started using Amex Truecash back + grabpay card. Really not bad :) Thanks for the alternative suggestion Seth!
Will miles expired after transferring to krisflyer account?
Is Cardup worth using if I want to clock miles on spending such as income tax and car loans? Or would the cost from the cardup fees outweigh the benefits of being able to collect miles
First payment is free miles: sethisfy.com/cardup
Subsequently you are buying miles based on Service Fee ÷ Earn Rate of Card.
Typically with promo codes you might be able to reduce to 1.8 to 2%, and your earn rate can be 1.2 to 1.4 miles per dollar. At 1.8% fee and 1.4 mpd, you are buying each mile at 1.29 cents. Whether this is worth it depends on how much you are willing to pay for your flights
May I find out what’s the best credit card to use for cardup? Is there a card that entitles 4miles per dollar?
If you're looking at miles I think you can only use 1.2 to 1.6 mpd cards. 4 mpd cards have excluded cardup
Hi Seth, may i ask if it is possible to link 2 Revolution cards rewards to 1 kris flyer account for redemption?
I think banks might have restrictions on the name of cardholder being the same as your krisflyer account
@@Sethisfy Ahh icic so even in the case of 1 card, the name on the card has to be exactly the same as kris flyer acct? My full name very long dont think card can fit 😅🙏🏽
Don't think that matters. As long as your accounts belong to you that's fine. I think they are more against redeeming points for other people.
@@Sethisfy Ahh icic. Does subscription services like Netflix, Spotify etc eligible for the 10x points under the Revolution card? 🙏🏽
Noob qn, I thought its quite difficult to keep the 4mpd miles to avoid the expiry issue?
There are ways to get around it which is to keep your bank points as points for as long as possible. Most points can be kept with the bank anyway between 1 to 5 years, then when they are nearing expiry you can then convert to KrisFlyer which has another 3 years of expiry.
You can also transfer them to some airlines which impose no expiry on their miles.
Any tips on what miles card to use for public transport? Seems to me the best is 1.4mpd:/
SC Smart Card gives 19.2 Reward Points which is 5.6 mpd! sethisfy.com/review-standard-chartered-smart/
Hi seth, is there any card that will give me points by paying income tax?
You have to use something like CardUp or ipaymy: ruclips.net/video/EPxFw-JmvZo/видео.html
Hi Seth! New sub here. Im really new to the credit card game. Im wondering how many miles should i earn to have a return ticket from Manila-Korea (economy class) i really appreciate the help!
It depends on the airline. It's 75,000 on Singapore Air.
Saw you had 100k over for travel $ in ocbc. Why choose that when you already have cit thank you points? Just curious as it has around the same rates.
OCBC Titanium Rewards can earn 4 mpd in situations Citi Rewards can't. For big ticket items like electronics, it doesn't have a monthly cap which Citi Rewards does
when you fly with your family, how do you claim or collect all krisflyer points for each member to use ?
You have to add their names in your singapore krisflyer nominees. Then ypu can buy tickets for them. You can add up to 4-5 names in 1 account
Hi Seth, what's a good card to pay for insurance premiums?
if can't travel during this pandemic, I am worried the miles will expire at some point in time
Singapore Air is sticking to its annoying 3-year expiry unlike some airlines which have removed expiries or made it easy to refresh the expiry. To their credit they have been constantly pushing back the expiry. All miles due to expire in 2022 will be pushed back to 2023 at least.
Hi Seth, what can I buy that holds value to meet the spending requirements for credit card promotions?
You can try supermarket vouchers. FairPrice has gift cards you can top up too
Love the flex. Put in on your Tinder Profile!
Ah good idea. “I can show you the world… in business class.” :D
UOB kris flyer debit card earns the fastest I think.
Just wondering if telco bills like Singtel/Starhub is considered under utilities for the HSBC Revolution Card?
I don't think it gets bonus points
How u earn that amount.,.hmm
Any idea for cash backs for students ? I am 22 studying private diploma , I do part time here and there while studying . Most of the credit/debit cards need annual 30k income (idk whether student can count even if it hits)
If you have 30k income you should be able to get credit cards even if you’re a student
If don’t have leh? Which cards have cash back may I know
Was kylo on mc today
He heard I was talking about a million mouse and he ran away 🥲
1 million and flex ? Busy paiseh ah ?
Buay
4 years… lol..
I know right pretty impressive for someone who prioritises cashback and doesn't spend a lot. My second million took way less time too :D
@@Sethisfy pretty long not like your cashback earning a lot
How much is a lot?? 🤔