முதலில் நன்றி சார். எத்தனையோ யூடுப்பர்ஸ் நிதி தொடர்பாக வீடியோ போடுறாங்க. வீடியோ முடிவில் இன்வெஸ்ட்மென்ட் தொடர்பாக ஆலோசனை வேண்டுமென்றால் தொடர்பு கொள்ள சொல்வார்கள். ஆனால் நீங்கள் எதிர்பார்ப்பு இல்லாமல் நிதி தொடர்பான அறிவை மக்களிடம் கொண்டு செல்வது பாராட்டுக்குரியது சார். மிக்க நன்றி சார் 🙏
Hi Sir, Thanks a lot for the valuable information shared by you every time.. I feel that your videos are one of the best investments made by me in the mean of time spent.. 🥰
Sir!!! First of all thanks a ton to you. I regularly used to watch your video. I took one session in my company after watching your videos..Many People from higher position has appreciated me a lot... More importantly many associate's got to know the importance of investment.. All credits goes to you, without your video I wouldn't have done the presentation, thanks 🙏🙏🙏🙏 Kindly do one complete video for tax planning in India for different slabs, like different strategies/way to save tax... Adhayum oru session ah potralam 😀😀🙏🙏 Mikka nandri... Pls consider one complete video or set of videos for tax planning sir 🙏
@@InvestmentInsightsTamil Definitely I would have done, but 99% are from North side and out side India. Athan solla mudiyala... But in my surroundings (In my Village) I'm helping many people to invest in Mutual funds in sip mode, if they're young I'm suggesting few good stocks to invest. they have seen very good profit upto 25k in one week. This is charity kind of work only, no profit/loss for me. I know the pain of running behind the money, so edhu oru chinna help 🙏 I'll inform these people to start watch but porumaya watch pannuvangala nu doubt dhan. Sir, marakama antha tax planning video list yum podunga 😀🙏
Subtitles videova block pannuthuna, athu off pannikonga. Ungaluku thaan Tamil theriyuthey... subtitles yeppadi display aahuthunu ennala control panna mudiyaathu.
Vijay sir - savings and investment is covered . I know this is the key for FIRE journey . But can you give more insights about plan after exiting from work ? Abimanyu maari illama, I should know which account to eat from first if I retire before 59/62.
Correlated both aspect well. I liked as you said start with what you are comfortable and later you will get to know other methods. Same happened with me.
Ipa tha new va it company la join pannirukean yaarulaam income tax file pannannu nama savings ah yepud IT file pannurathu neenga yepud psnningannu oru income tax filling series podunga. Waiting for this series😇
Sir please put a video on brokerage charges of all banking and private institutions......,and also tax levied for trading (Buy and Sell) in India as well as in foreign country......🙂
Hi Sir, Can you pls make an video of US Inflation issue and how this ralets to Bond Yields also how this affect India Market and Gold Rate , also have a doubt that why no one talks about India inflation rate
Well explained.. In simple method.. Diversification of funds as per age pathi video already irrundha send pannuga, else pudhusa try panni kudunga (Proportion in debt with types of debt, liquidity, equity, MF nu) I need guidance
As always amazing video. I was wondering if you are all in on individual stocks how do you mitigate your risk? My portfolio has doubled in value but if I sell my stock to buy index fund then I need to pay tax. Whats the best way to mitigate my risk if you only have individual stock. Can we exchange individual stock to index funds such as VOO or SPY.
No we cannot. Whenever you see a time to sell an individual stock, because it is not doing good in the business, then you can switch that for ETF at that time.
Hi sir I'm very happy to see your video it's very usefull for my life I'm very thankfull to you...your video was very impressed me and i have plan a lot up coming years...thank you so much sir i have share this video for my best frnds also looking more videos thank you sir🙏🙏🙏🙏🙌
I love your videos. very clear and understanding, It would be nice if you cover some topics on Indian stock brokers (comparisons), intra day trading and equity buying options in india,
Thank you for your amazing videos Sir! I have watched all your videos and I think no one can explain about investment in a very simple way better than you. Can you please recommend any books/websites related to investment?
As usual an excellent topic delivered in your style! Sir, can you talk about ‘income flooring’ and its part in retirement corpus building. And the best way to incorporate it in the retirement plan
Sir, way of your explaning things is excellent.! Thanks too. Sir, why cant suggest few equities or ETF for beginners with targets to build our wealth. Thanks.
Sir, can you put up a video on best legal ways to transfer money from India to US and also the tax impacts regarding that. I have been working in India for the past 18 years and suddenly settled in US because of work. Your videos are very helpful to know about the investments in the US
Your videos and the info you shower mean a lot to us more than you could imagine sir.. Thanks a lot . Hope your happiness and satisifaction gets compounded as well in your retirement period as it goes on .. 😎
Super message and super examples. As you said, saving rate is in our hands. But; aside the regular job, is it possible to get 12 percent interest? It's equivalent to another job. Risk also means the stress and anxiety, is it !!
Indian stock market index has given a return of 15% on average in long term. So yeah, it is totally possible. Stress and anxiety - differs for everyone. You have to target the portfolio and return that you are comfortable with.
Sir, this is excellent information. thanks for this. I would like some information on how we can spend the saved amount. we should know what to spend for and what not to spend for? This is something I like to teach my kids as well. I would appreciate if you can make a video on this topic. thanks
Hello Vijay - For investing from HSA account what would be your better one other than VTI, VGT& VOO..Also in later part of life if we leave US & have medical expense, can it be claimed in the HSA account..
Sir, How to transfer our stock/MF to our kids, when we attain certain age (let's keep 80). How much tax kids have to pay for our wealth? Suppose I invested 10 lakhs and it grown to 10 crores. Do they need to pay 30% tax to get 10 crores from their parents. Can you please explain about this.. I don't have idea about this.
Unless u sell ur share u not need to pay tax. However long term gain tax is only 10% only. Moreover the they can claim your share with legal heir document or u may nominate your demat account as desired by you
Kindly talk about education loan payoff.... Once we got job... By paying education loan itself 5% from income.... then family expenses... Other loans by parents...We couldn't able to save anything.... Kindly guide on this kind of issues.....
Unfortunately we dont have much option there. Have to pay that off as early as possible. Watch Handling Debt (ruclips.net/video/jUD11ffvPBA/видео.html) and Paying off Loan Vs Invest (ruclips.net/video/KZsiHxSJocc/видео.html) episodes to understand that better.
Sir…I watched all of your episodes. It changed my investment behavior completely. The way you present is really awesome. I am not a stock market guy, but doing my level best with 401K, HSA, life ins, 529 college savings, with your advices. Truly appreciate your series and experience-sharing to improve our financial strength. If possible, could u pls advise on the below items. 1. Is it worth to take index universal life (IUL)? I already have term life insurance. Not sure if IUL is really working well. 2. How much we should ideally contribute to 401K? I am planning 8% for my retirement savings. My employer matches 100% at 4% itself. Should I put the rest 4% in IRA?
1. Not needed. Better to keep investments and insurance needs separate. 2. Ideally max out 20K. Watch the "Investment Priorities in USA" episode to understand that better. ruclips.net/video/nIUxfSXEdHQ/видео.html
I am good at savings .. but not at investment .. I have a crore and I expect 12% flat interest like fixed deposit .. Edhula sir Enoda capital a podanum .. My capital should be safe like as in bank
Sir, great insights from you! I am currently 40 and planning to retire by 50. I am in US and planning to liquidate one of the assets (Flat) and invest that amount for good returns. is it a good idea to bring the amount in $ and invest (assuming minimal capital gains from sale in India) ? Pls share your thoughts
Totally personal preference. If you do not have at least 60% exposure to equity in your portfolio, then I think it is a good idea to bring that money in and invest here in an Index fund.
@@InvestmentInsightsTamil thank you sir! You are an inspiration for people like me ! Keep going! I have been following many channels but haven't seen any crystal clear explanation like yours! Nethiyadi & vera level!
Sir your video is very helpful. But I have one doubt sir. Naan 10 months ago, upstox la oru mutual fund la 500 rs. Ku investment pannen. Athu ippo 100 rs. Profit la thaan sir iruku. But maintenance charge nu 3 months ku one time mail varuthu. Ippo yennoda upstox wallet -383 rs. Nu irukku sir. Neega yepdi maintenance charge maintain panriga. Please reply sir 🥲
Hey akash I don't use upstocx. Usually nowadays no brokerage company like zerodha, grow, angel broken claim for maintenance. However if u want to understand and study market invest in index fund which has less expense ratio.
I do not share my WhatsApp details in public. Please do not respond to any fake comments here with WhatsApp contact info.
@Navidha Melam Vanguard does not allow that. But CS would allow in their IRA's. Handle Lev ETF's with care.
You are the best 👍
Please do a video on the current stock market situation on what is the best approach in these kinds of market situation
Sir, direct government bonds and gilt fund
rendu la edhu better and edhula tax Kami nu explain panuga sir....
முதலில் நன்றி சார். எத்தனையோ யூடுப்பர்ஸ் நிதி தொடர்பாக வீடியோ போடுறாங்க. வீடியோ முடிவில் இன்வெஸ்ட்மென்ட் தொடர்பாக ஆலோசனை வேண்டுமென்றால் தொடர்பு கொள்ள சொல்வார்கள். ஆனால் நீங்கள் எதிர்பார்ப்பு இல்லாமல் நிதி தொடர்பான அறிவை மக்களிடம் கொண்டு செல்வது பாராட்டுக்குரியது சார். மிக்க நன்றி சார் 🙏
Dear Sir , you are my financial Guru . Really Appreciated your efforts. Thanks 🙏
Clear and wonderful presentation Anna 👍
I increased my income and started investing more Sir. Thank you and you have been a great inspiration.
Hi Sir, Thanks a lot for the valuable information shared by you every time.. I feel that your videos are one of the best investments made by me in the mean of time spent.. 🥰
I got real Investment insights from this Video.. Thanks for Sharing Sir
வாழ்க வளமுடன்!
Sir!!! First of all thanks a ton to you. I regularly used to watch your video. I took one session in my company after watching your videos..Many People from higher position has appreciated me a lot... More importantly many associate's got to know the importance of investment..
All credits goes to you, without your video I wouldn't have done the presentation, thanks 🙏🙏🙏🙏
Kindly do one complete video for tax planning in India for different slabs, like different strategies/way to save tax... Adhayum oru session ah potralam 😀😀🙏🙏 Mikka nandri... Pls consider one complete video or set of videos for tax planning sir 🙏
That is wonderful to hear. Did you ask all your colleagues to subscribe to investment insights? Just kidding. 😜
@@InvestmentInsightsTamil Definitely I would have done, but 99% are from North side and out side India. Athan solla mudiyala... But in my surroundings (In my Village) I'm helping many people to invest in Mutual funds in sip mode, if they're young I'm suggesting few good stocks to invest. they have seen very good profit upto 25k in one week. This is charity kind of work only, no profit/loss for me. I know the pain of running behind the money, so edhu oru chinna help 🙏
I'll inform these people to start watch but porumaya watch pannuvangala nu doubt dhan.
Sir, marakama antha tax planning video list yum podunga 😀🙏
@@adiyogi-thefirstguru5144 ji…my telugu friends subscribed because of subtitles. Tell them that they will be able to understand 😀😀😃
thank you so much for your videos, your videos are becoming the dictionary for finance and investment. Thank you for your efforts.
Sir can we tell us the trusted few app for investing like (upstocks) for Indian country and some platforms for foreign investments also sir
Sir..good video.. subtitles konjam adjust pannunga sir....video la vara content ah sariya paaka mudiyala..thank you
Subtitles videova block pannuthuna, athu off pannikonga. Ungaluku thaan Tamil theriyuthey... subtitles yeppadi display aahuthunu ennala control panna mudiyaathu.
மிக அருமையான பதிவு
நல்ல பயனுள்ள தகவல் சகோ.
Vijay sir - savings and investment is covered . I know this is the key for FIRE journey . But can you give more insights about plan after exiting from work ? Abimanyu maari illama, I should know which account to eat from first if I retire before 59/62.
Simple example and great learnings. Perfect sir. Thank you
What platforms do you use to buy the stocks and shares sir ?
Correlated both aspect well. I liked as you said start with what you are comfortable and later you will get to know other methods. Same happened with me.
Excellent Video Sir! Extremely useful for a young person like me! Thanks for this video
Nifty bees பற்றி பேசுங்க
Ipa tha new va it company la join pannirukean yaarulaam income tax file pannannu nama savings ah yepud IT file pannurathu neenga yepud psnningannu oru income tax filling series podunga.
Waiting for this series😇
Great man and thanks for your informations👍👍
Amazing explanation Guru.Thanks a lot.
Really super explanation, Thank you sir
Sir ipo nadakura war n market pathi edhuvum solvingala..?
Which one is best .index fund or mutuval fund better in india
Superbly explained with the data and charts. Keep mentoring us. Thank you so much sir.
Sir please put a video on brokerage charges of all banking and private institutions......,and also tax levied for trading (Buy and Sell) in India as well as in foreign country......🙂
Sir, you are doing a very good job by your experience. Please keep on going.
Thank you very much 🙏 for the positive and good vibes
Thanks for your valuable ideas to Conway for savings generation 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Hi Sir, Can you pls make an video of US Inflation issue and how this ralets to Bond Yields also how this affect India Market and Gold Rate , also have a doubt that why no one talks about India inflation rate
Hi sir,you have been eye opener for many ppl in investment journey.Thanks for sharing your knowledge 🙂
You are always amazing sir..... 👏 ❤
Well explained.. In simple method.. Diversification of funds as per age pathi video already irrundha send pannuga, else pudhusa try panni kudunga (Proportion in debt with types of debt, liquidity, equity, MF nu) I need guidance
Sir all videos of your channel was super , especially building wealth, 🔥 fire great work got lot off knowledge about financial planning
Your contents are much valueable Sir!and easy to understand.. Plz give more Videos regularly 🤩🙏
Thalalaivar ehh konjum gambling insights. Video podunga
Crypto :))
@@gopinath_ravi no
🤣 adada... gambling la ennaaa aarvam... innum konja naal la antha seriesa continue pannalaam.
@@InvestmentInsightsTamil 😁
Example and Chart lam Sema sir.. executive director na summava : )
🤣
As always amazing video. I was wondering if you are all in on individual stocks how do you mitigate your risk? My portfolio has doubled in value but if I sell my stock to buy index fund then I need to pay tax. Whats the best way to mitigate my risk if you only have individual stock. Can we exchange individual stock to index funds such as VOO or SPY.
No we cannot. Whenever you see a time to sell an individual stock, because it is not doing good in the business, then you can switch that for ETF at that time.
Thank you for the eye opening videos Mr.Vijay. I would request you to kindly do a video on Chit Fund savings and how it works. Thank you again.
Hi sir I'm very happy to see your video it's very usefull for my life I'm very thankfull to you...your video was very impressed me and i have plan a lot up coming years...thank you so much sir i have share this video for my best frnds also looking more videos thank you sir🙏🙏🙏🙏🙌
Informative video! One suggestion is to use lakh/crore based rupee commas instead of millions for India context.
Good feedback!
I love your videos. very clear and understanding, It would be nice if you cover some topics on Indian stock brokers (comparisons), intra day trading and equity buying options in india,
அருமையான பதிவு.
Thank you for the amazing lesson sir😇
Valuable information Sir 🙏🙏🙏 keep it up the good work 👍
Thank you for your amazing videos Sir! I have watched all your videos and I think no one can explain about investment in a very simple way better than you. Can you please recommend any books/websites related to investment?
As usual an excellent topic delivered in your style! Sir, can you talk about ‘income flooring’ and its part in retirement corpus building. And the best way to incorporate it in the retirement plan
Ji... can you talk about PTPs or MLPs ? if you already have can you share the link ...please
Your view on wintwealth's bond issues sir?
Sir, way of your explaning things is excellent.! Thanks too.
Sir, why cant suggest few equities or ETF for beginners with targets to build our wealth.
Thanks.
It is already in Stocks Portfolio episode: ruclips.net/video/KdCs3EWGJvQ/видео.html
Thank you 🙏🏻 for the video and it’s really eye opener
So the yearly investments are considered to stay stagnant at 2.5L throughout the 30 years period??
Sir, can you put up a video on best legal ways to transfer money from India to US and also the tax impacts regarding that. I have been working in India for the past 18 years and suddenly settled in US because of work. Your videos are very helpful to know about the investments in the US
Sir, direct government bonds and gilt fund
rendu la edhu better and edhula tax Kami nu explain panuga sir....
Based on your expected return
Your videos and the info you shower mean a lot to us more than you could imagine sir..
Thanks a lot .
Hope your happiness and satisifaction gets compounded as well in your retirement period as it goes on .. 😎
Sir, great videos and insights. Could you pls do a video on tax savings as well?
Hi Vijay, could you please post a video about crypto tax in india with examples. Thanks
One of the best insights from u anna
Super message and super examples. As you said, saving rate is in our hands. But; aside the regular job, is it possible to get 12 percent interest? It's equivalent to another job. Risk also means the stress and anxiety, is it !!
Indian stock market index has given a return of 15% on average in long term. So yeah, it is totally possible.
Stress and anxiety - differs for everyone. You have to target the portfolio and return that you are comfortable with.
Great episode sir..could you make an episode on investing options for custodial account for minor kids like roth IRA or UGMA
What is your opinion on if a financial planner is needed for managing portfolio or not.
Sir, this is excellent information. thanks for this. I would like some information on how we can spend the saved amount. we should know what to spend for and what not to spend for? This is something I like to teach my kids as well. I would appreciate if you can make a video on this topic. thanks
Good suggestion.👍🏽
Hello Vijay - For investing from HSA account what would be your better one other than VTI, VGT& VOO..Also in later part of life if we leave US & have medical expense, can it be claimed in the HSA account..
I would stick to index funds. And Yes, we can claim in HSA for qualified expenses even if we are out of USA.
கடைசில சொன்னிங்களே ஷாக் ஆகிட்டேன். நீங்க தான் message பண்ணீங்கன்னு நம்பிட்டேன் இருந்தாலும் சின்ன doubt இருந்துச்சி. நல்ல வேளை alert பண்ணீங்க. 👍
Sir, How to transfer our stock/MF to our kids, when we attain certain age (let's keep 80). How much tax kids have to pay for our wealth? Suppose I invested 10 lakhs and it grown to 10 crores. Do they need to pay 30% tax to get 10 crores from their parents. Can you please explain about this.. I don't have idea about this.
Unless u sell ur share u not need to pay tax. However long term gain tax is only 10% only. Moreover the they can claim your share with legal heir document or u may nominate your demat account as desired by you
Sir, direct index fund vanga demat account thevaiya??? Apdi thevai illana yepdi vangurathu???
No mutual funds don't need demat account
@@financialthoughts3680 mutualfunds sollala bro direct Nifty50 & Sensex vanga ketten.
Why we need to save for childrens education 529 plan , though they can get student loan for around 3 % interest. Yours thoughts pls
Personal choice. Whether you want to have children come out of college with a loan or help them to make it to undergrad.
Thank you Sir!
Thanks sir, s fake reply's are coming but hope we knew your way of reply
Hi sir how to invest through sip , is there any trust worth app available for long term investment
Try for zerodha, grow, kuvera app . U can choose mutual fund and u can invest directly
Thanks 😊
Kindly talk about education loan payoff.... Once we got job... By paying education loan itself 5% from income.... then family expenses... Other loans by parents...We couldn't able to save anything.... Kindly guide on this kind of issues.....
Unfortunately we dont have much option there. Have to pay that off as early as possible. Watch Handling Debt (ruclips.net/video/jUD11ffvPBA/видео.html) and Paying off Loan Vs Invest (ruclips.net/video/KZsiHxSJocc/видео.html) episodes to understand that better.
@@InvestmentInsightsTamil Thankyou sir...
Thankyou sir....
Awesome 👍😎
Good content 👍
Sir…I watched all of your episodes. It changed my investment behavior completely. The way you present is really awesome.
I am not a stock market guy, but doing my level best with 401K, HSA, life ins, 529 college savings, with your advices. Truly appreciate your series and experience-sharing to improve our financial strength. If possible, could u pls advise on the below items.
1. Is it worth to take index universal life (IUL)? I already have term life insurance. Not sure if IUL is really working well.
2. How much we should ideally contribute to 401K? I am planning 8% for my retirement savings. My employer matches 100% at 4% itself. Should I put the rest 4% in IRA?
1. Not needed. Better to keep investments and insurance needs separate.
2. Ideally max out 20K. Watch the "Investment Priorities in USA" episode to understand that better. ruclips.net/video/nIUxfSXEdHQ/видео.html
@@InvestmentInsightsTamil thank you so much 🙏🙏🙏
Anjali mass 🔥🔥🔥
Good morning sir...
Thanks for mentioning about the WhatsApp guy.. he even replied to my comment
I am good at savings .. but not at investment .. I have a crore and I expect 12% flat interest like fixed deposit ..
Edhula sir Enoda capital a podanum ..
My capital should be safe like as in bank
Sorry that is not possible. We have to more risks for more returns.
Even u invest in bank , there is no guarantee for safety
Eye opening
Sir, great insights from you! I am currently 40 and planning to retire by 50. I am in US and planning to liquidate one of the assets (Flat) and invest that amount for good returns. is it a good idea to bring the amount in $ and invest (assuming minimal capital gains from sale in India) ? Pls share your thoughts
Totally personal preference. If you do not have at least 60% exposure to equity in your portfolio, then I think it is a good idea to bring that money in and invest here in an Index fund.
@@InvestmentInsightsTamil thank you sir! You are an inspiration for people like me ! Keep going! I have been following many channels but haven't seen any crystal clear explanation like yours! Nethiyadi & vera level!
Nothing special, as usual awesome content, good job bro👍
Sir your video is very helpful. But I have one doubt sir. Naan 10 months ago, upstox la oru mutual fund la 500 rs. Ku investment pannen. Athu ippo 100 rs. Profit la thaan sir iruku. But maintenance charge nu 3 months ku one time mail varuthu. Ippo yennoda upstox wallet -383 rs. Nu irukku sir. Neega yepdi maintenance charge maintain panriga. Please reply sir 🥲
Hey akash I don't use upstocx. Usually nowadays no brokerage company like zerodha, grow, angel broken claim for maintenance. However if u want to understand and study market invest in index fund which has less expense ratio.
Anna happy morning
Oru Periye Army ah thayar Seyarom :-)
Sir innum video varala 😉
Adutha videoku innum 2 weeks aahum. Community update paakalaya neenga?
@@InvestmentInsightsTamil thanks sir. For some reason community tab isn't showing any message on my device.
Could I meet you in person sir?
Me too 🙋🏻♂️
Should meet you atleast once Vijay Mohan sir 😀
Konjam naal pogattum. Chennai la oru meet pottudalaam. 🙂
@@InvestmentInsightsTamil I’m in Charlotte sir 😀
@@aravindhantamilarasan3527 US layum oru meeta pottuta pochu 😉
@@InvestmentInsightsTamil Wow. நன்றி விஜய் மோகன் sir 🙏🏻 See you soon 😊