BIG BREAKING: HDFC Bank Credit Cards Huge Changes Announced
HTML-код
- Опубликовано: 24 июн 2024
- HDFC Bank Credit Cards are now facing a new row of devaluation which is going to be applicable from 1st August 2024. HDFC Bank has started issuing notification to its all credit card users regarding these changes which are going to impact overall usage of cards.
(Disclosure: If you apply credit card from any link on this channel, we may earn some extra bucks to support our channel to provide more useful content)
• Join us on X: www.x.com/annadmofficial
• Follow me on Instagram : krishnatrai
/ krishnatrai
• ………………………………………………………………………………………………………………………………… 
Наука
![What Credit Cards You Should Have by INCOME? [Detailed Review]](http://i.ytimg.com/vi/RsQFUJGXeHQ/mqdefault.jpg)
![What Credit Cards You Should Have by INCOME? [Detailed Review]](/img/tr.png)
Don't care about fuel, rent i just use it to buy some groceries that's all😂
A responsible man spotted 🫡
I was scared but got relaxed when I saw complete video. I don't do fuel transaction more than 15000 nor I do utility transaction of more than 50000. I neither pay rent payments & I never make late payments. I don't buy ptoducts on emi. So this devaluation doesn't affect me. 😂
exactly.. 15k per transaction of fuel means 150 litres... no consumer will use truck to commute to office
Sigh of relief
Tu yeh sab karta hi to firnahi card rakhta hi kyun hain...
Millenia regalia cashback remption pe 59 rupees charges how is it resonable 😢
HDFC hasn't done anything which affects normal consumers or even high spending consumers... Even if you fill up tank of a large SUV, still it wouldn't even be close to 15k... Also Electricity bills, for even high Spenders is almost always less than 50k...
They've chosen the limits carefully to penalise business Spends, like if you want to fill up the tank of your truck, then it'll surely go way above 15k.
Hmmmm....so I have to pay for redemption of my own rewards that I have earned by spending my own money ?? You're so talented Dear !!
@@debadattapanigrahy378 We've seen massive devaluations by other banks, HDFC has been careful... I won't complain about ₹59... But yes, I get your point.
@@CheckMater007 To be honest there shouldn't be any redemption option...The cashback should added to the next billing statement like Axis Flipkart or Added in Amazon Gift card by default like Amazon pay ICICI credit card.
Redeem as per maximum allowable amount. That way it will hurt less
Bhai Rs.299 is not good.
Rs.50 on cashback redemption is not positive
Even normal customers like me also impact
Apply Now? HDFC bank free credit card💳leads.banksathi.com/?h=OUNMVHRRMGNDV3Z1bFZWOGFxM2R5dz09
? Free 1-Year Membership of Amazon Prime & more!
? Airport Lounge Access
? Exciting Gift Voucher
? Discount on Grocery, Movies, & Shopping
? Cashback On Every Purchase
Apply Now! To get additional benefits of ?
⚡Welcome Gifts
⚡Fee Waiver
⚡Insurance Coverage
⚡SmartEMI
Millennia has 5% cashback, but after this redemption fee it's not 5% anymore.
Millennia ne inka kya bigada tha ki ₹50 charges laga diye for points redemption? HDFC has made it clear now that Millennia is no longer considered by them as a premium credit card. Worse than their own Swiggy card, and ICICI Amazon Pay for Amazon, Flipkart Axis for FK and far worse than SBI Cashback
Sir to 299 plus GST charges one time hai yaa EMI ke har ek installment pe hai (including NO cost EMI option availed for electric goods)..... please tell me🙏
Only issue is that they aren’t upgrading the card or limit even since I’ve got Tata new infinity!
You say changes are there for all hdfc bank credit card.
Can I assume that if I load money to payzapp first and then pay, I won't need to pay these charges.
Also, these are not valid for hdfc bank debit cards as well.
Sir ye rules Rupay credit card par bhi lagega kiya
per transaction 15000 as limit
it wont affect non commercial users
15000 / 100 => 150 liters of diesel, do u think its possible
Right
It's not devaluation but just restructuring of charges n restricting misuse
Correct but dar ab bhi misuse karne walon se hai.....abhi to per transaction limit lagayi hai, agar nhi sudhre to monthly capping bhi lag jaayegi
Aur misuse karo jo bhi misuse kartey the unn k wajah say sab ko bhogna padta hai
Lafda ho gya maamu Lafda 😂😂😂😂
Sir I have an HDFC swiggy credit card...Will I get cashback If I purchase from the Iqoo online store and realme online store rather than purchasing from Amazon or Flipkart?
No
Does this applicable to business card
As a genuine user my only concern abt this changes is just for emi fees nd 50₹ change for reward pt. Cash redemption case
Ab sochta hu ki sare ke sare Credit Cards band karva du...😢😢 Banks apne Credit cards ke fees devalue kyu nahi krte? Sirf rewards/ cashbacks hi kyu?
thats a good point.. i think RBI should think in this line, the Annual fee should be decreased based on the devaluation
Valid point
👍
@@annadmbhai message ko achhe se read karo, unhone per transaction mention kiya hai fuel and utility par na ki monthly aur billing cycle par
@annadm message aur mail ke according ap per transaction use nhi kar sakte but multiple transaction use kar sakte ho but itna transaction koi karta bhi nhi hai.....15000 ka fuel ek baar mein kaun bharata hai aur 50000 rs ki utility ka payment kaun karta hai
brother mere swiggy card ka cashback swiggy money me hi credit ho gaya 23rd June ko, i think 21st June se statement me settle hona chahye tha, bill date was 19th June, can you pls help?
Next time se statement mein hoga
Hum to bus filpkart amazon shopping mai use karte hai 😅😅😅😅😅😅
Millenia is fucked up then
Cashback is in statement
I wouldn't call this as devaluation. The limits imposed are pretty high.
Reward redemption wala charge to bekar hai
not applicable for hdfc infinia
I am not sure why all yutubers calling it devaluation - to me, it looks like they just stopping misuses that some youtubers taught other general public
bro maine HDFC saving Max account open karwaya hai 2 month pahle mujhe credit card pre- approved kab tak mil sakta hai
After 6month we will be get offer. Use account for transactions
Bhai ye kisi ko reply nahi deta bhut kam deta he use onli video banana or view se matlb he
You can expect within 6 months
Are you kidding me?
ANNA DM is known to be the most interactive channel.
@@asagath2370 main Sach bolun to 10 mein se 8 bar mujhe reply milta hai aur abhi bhi mila hai
I think... It's not going to affect me or most of the normal cc user... Transaction capping is high & sufficient for normal usage of my Infinia card... thanks sir for the quick update & detailed information 🙏
Good point
Emi processing feeis a problem
Yes received mail from hdfc
Nice step by bank. Misuse rokne k liye hi steps liye h
Advocate Saab, apki court me b Form A, B , C fill krna hai jaise k Punjab and Haryana ki court me fill krna hai and last date 15 July hai
Is it about verification of an AIBE certificate? Or Education document verification?
@@annadm bilkul
Yeah, it is done.
You should do it ASAP. They provide a new certificate because the provisional certificate comes with validity.
150 litre फ्यूल which individual gets in single transaction, unless he drives a truck !!!!
Millennia points redeem ke liye bhi charges lagega 😢😢
So 3k reward purne ke baad hi redemption karna chahiye..
Sir ab sabhi credit card ko close karne ka time aa gya hai 😂 only cash rokda pe kaam karna padega 😁
😂😂
Haha, abhi ruk jao
Jaldi kya kar rahe ho bhai woh per transaction mention kiya hai na ki billing cycle ya monthly
True
Pehele lagta tha AmEx card utna Accha nahi hai lekhin Abh dekh rahe hai AmEx chorke saab card devalue kiye jaa raha hai… baas yeh AmEx apna acceptance rate india mein Bara de toh Accha ho…
Most of these changes will not affect regular users.
Points redemption 59 rs charges are the only bad introduction.
Yeah
Sir Subha se is email par email aarahe hain inke
Mere paas Jo high fees Wale card hain me band karne ja Raha hu inke free Wale rakhunga
a video on axis mybiz business credit card
IDFC wale to points redeem krne ke lie 99rs+GST lagate hai
Bhai Apne telegram channel ka link de dijiye please 🥺
Please
Ye to manna hi padega ki genuine users ko koi pareshani nahi hogi dusre banks ko hdfc bank se sikhna chahiye
Doesn't feel like a devaluation with respect to fuel and utility where per transaction capping is 15,000 and 50,000 Rs 😂. You sure it's not 1500 and 5000 right? Coz 15k and 50k feels funny🙈
Yes, it is 15000 and 50000
Mere millennia cards pe koi msg nahin aaya hai
Aa jayega. 1st August se ye rule laage ho jaye ge
Rent pay karne pe toh hamesha se hi extra lagta tha credit card me!!
since from few days hdfc giving lifetime free upgrades for credicard holders
Yes
Hdfc ...this is too 😢much..sad haaa
Education Wale rules bohot hi achha hai. Students k liye help hoga ❤
Yes
I am happy with this HDFC bank restrictions😅
This is very good
BIG BREAKING BIG BAD NEWS: Andar video dekha toh kuch farak nahi padega maximum logo ko. Hehehe.. sahi khel gaye 😂
@5:09 isko 'complementary insult' bolein, ya 'insulting complement'?? 😂😂😂
😂😂
Bhai sare credit card bnd krwa do....
Bhai muje icici bank ka rubyx
Credit card lifetime free mill gaya hai
Congratulations 🎉🎉
*applied and got approved for HDFC SWIGGY card, and seeing the card in the thumbnail i almost fainted.. lol*
*But it's all good.*
Hahaha 😂
Thank God, you are alright now
Good bro
Cashback cc be like : 1% cashback after u pay charges of 3% 😂
Thumbnails are becoming clickbaity with every video.
Correct.
Rent restriction is applicable on all cards, Education fee payment charges are now applicable on all cards, EMI conversion fee is applicable on all cards, fuel payment charges are applicable on all cards.
Still you have the audacity to call thumbnail clickbaity 😂
Swiggy Card hai 59Rs ka profit ho gaya😂😂
Rewards redemption pe charges ??? No problem...I have 5 more bank credit card...I will completely stop the transaction using the HDFC Bank credit card.
I think other banks Credit credit already taking reward redemption charges 99+gst
Yes. Only hdfc was free.
@@rb300tzp Nope...Axis & ICICI is still free
@@tnchoudhary2433 Not at all... There's no redemption like fucking terms in Axis Flipkart & Amazon ICICI Bank credit card.
Don't call it devaluation, it is genuine restructuring. Clickbait video.
What should i call it?
An upgrade? Because all i see restrictions and additional charges 😂
@@annadm It could have been called as restructuring or something like that. Unless someone is misusing the card, this restructuring doesn't affect them, so it's not a devaluation for genuine customers.
Millenia aur regalia bhi excluded hone chaiye the
Haan
Sab baand karwara hu credit card
First like and comment ❤
Thank you brother 😊
Uthne k liye itna jalbaji kiu hai?😃
1st
Thanks bhai ❤️
Bakar card ha hdfc ka
Ye changes to ache he and genuine he.
It is good to prevent misuse of CC.
isse acha toh dusra card le lenge itni sab bhasad yaad rkhne ke bajae ... bss yhi yaad krte reh jao baki sab kaam toh bhad mai jae
Bhai bahit ganimat, ganimat ho gaya video me 😂😂
Ek Din Aisa hoga jo credit card use karne ke liye bhi charge Dena Padega
Nahi dete kya abhi?
What about joining and annual fee?
@@annadm abhi bhi to Le Hi Raha Hai Lekin Baki Jo Hamen reward Diya jata hai ya cashback Diya Jata Hai vah Sab Band Ho Jaega aur joining aur annual charge to Le Gaye
15k se low transaction kar sakte hain naa .
Rupay cards se..
Yes
Rewards nai milega naa hdfc tata neo cards se