Breaking: HDFC Bank Credit Cards Devaluation 😩

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  • Опубликовано: 25 июн 2024
  • Major devaluation has been done on HDFC Bank credit cards. The devaluation done is going to affect all the credit cards of HDFC & that makes this video a must watch. It's important to keep a track of all the devaluations as it keeps you informed and help make wise decisions.

Комментарии • 139

  • @akashpatel291
    @akashpatel291 14 дней назад +65

    Close credit cards.

    • @SahilMandre
      @SahilMandre 14 дней назад +4

      True

    • @Mufiz125
      @Mufiz125 14 дней назад +13

      Its not devaluation bro. It's good step from HDFC bank. Misuse karne ki bhi ek limit hoti hai. Genuine user ko isse koi dikhat nahi hogi. Except Reward redemption fees

    • @shubhankarpradhan2672
      @shubhankarpradhan2672 14 дней назад

      ​@@Mufiz125correct 💯.

    • @vedprakashyadav91827
      @vedprakashyadav91827 14 дней назад +1

      Aaj hi band karwa hai bhai.

    • @akashpatel291
      @akashpatel291 14 дней назад

      @@Mufiz125 Wait for some more time. You'll see all credit cards except some top level ones will be significantly devalued.

  • @jaythakkar5909
    @jaythakkar5909 14 дней назад +15

    Cheers to those who do not revolve credit misusing these loopholes, do not make such massive utility and fuel payments and also never make a late payment. This does not affect us. Though a redemption fee of 50 rupees is questionable.

  • @sachinhj9910
    @sachinhj9910 14 дней назад +56

    Thumb nail= Diva in distress
    Video = Maa Sita
    😂😂😂

  • @ankitdada123
    @ankitdada123 14 дней назад +2

    Thankyou for bringing up this ideo so quickly

  • @groupstudywithme
    @groupstudywithme 14 дней назад +11

    Previously : reward redemption charge 99+gst, now what? Decrease?

    • @Mufiz125
      @Mufiz125 14 дней назад +5

      No rewards points redemption fee is still same. Changes in Cashback card for redemption fee of 59Rs.

  • @anjaniashutosh
    @anjaniashutosh 14 дней назад

    Mam mera ek question h
    Kaafi platinum debit cards me bhi free launge access milta h toh kya cash withdrawal, recharge and utility bill payment consider honge last month or quarter ke payments me to avail free launge access??

  • @tdsglobalgaming007
    @tdsglobalgaming007 13 дней назад +1

    Love your videos ❤

  • @jangvirsingh6165
    @jangvirsingh6165 12 дней назад +1

    Thank you for good information

  • @jatingupta9599
    @jatingupta9599 14 дней назад +5

    I feel good that Amex does not change things drastically and I feel as IDFC is a very good bank they would come up with stable credit cards. Rest is now a game use a new card for a year and when things are over shift. But for me Amex works and Vistara too, so no major problems 😊

    • @piyush9961
      @piyush9961 14 дней назад

      Idfc bhi karega they just waiting for traffic to increase

    • @jatingupta9599
      @jatingupta9599 14 дней назад

      @@piyush9961 they are the only ethical bank in India.

  • @sandiproy9059
    @sandiproy9059 14 дней назад +5

    All changes are welcome. Only those people will feel offended who use credit card for bank transfer in the name of rent payment / utility / education fee

    • @veeresh_22
      @veeresh_22 14 дней назад +2

      how do/can people misuse utility payments?
      P.S. I'll not get into such things, I'm just curious

  • @shouvikdebnath1608
    @shouvikdebnath1608 11 дней назад +5

    Reward points redemption charges on statement is the worst decision, rest are fine

  • @abhishekkhadake1901
    @abhishekkhadake1901 14 дней назад

    Could you please make video on Tata Neu HDFC cc which is going to devalue from 1st Aug

  • @chiragsanchetee9316
    @chiragsanchetee9316 14 дней назад

    hdfc millennia credit card points ko cash me convert karne par charges lagega ??

  • @veeresh_22
    @veeresh_22 14 дней назад +6

    how do/can people misuse utility payments? what's the catch here?
    P.S. I'll not get into such things, I'm just curious

    • @prudent_investor
      @prudent_investor 10 дней назад +1

      It is mostly for businesses and SMEs misusing Credit Cards to pay corporate bills like Electricity etc running into lakhs

  • @maxy1337
    @maxy1337 14 дней назад +7

    Extremely good steps by HDFC, misuse karne waalon ko hi dikkat hogi, normal consumers ko nahi... ( only point of concern would be the redemption fees)

    • @unreal_tushar
      @unreal_tushar 14 дней назад +2

      Emi processing fee is also something which is wrong

    • @unreal_tushar
      @unreal_tushar 14 дней назад +1

      Kyuki sare banks 199 charge kar rhe hai sirf yeh log 299 karenge

  • @aghori7675
    @aghori7675 14 дней назад

    No madame it is been charged from ladt year itself rent payment 1% plus gst

  • @pradipjana8167
    @pradipjana8167 10 дней назад

    Insurance payment me charge lagega keya...?

  • @lonelykaraokist
    @lonelykaraokist 14 дней назад +2

    Very good HDFC bank! A very welcome move by them. The people crying about these changes are the ones we should all hate, they use personal cards for business spends and devalue the cards.
    BTW, I haven't received an email for my Infinia card yet, only received it for UPI Rupay HDFC card.

  • @AmitYadav-zw1lo
    @AmitYadav-zw1lo 14 дней назад +1

    Very quick video editing and publishing.

  • @jilson1104
    @jilson1104 14 дней назад +1

    @cardacademy..I have hdfc regalia first card..and I want to close this card and find another option. Please suggest a better card than this..

    • @AnimeRecapInHindi
      @AnimeRecapInHindi 13 дней назад

      regalia se acche toh or bahut saare h...aapko hdfc k saath hi jana h kya? and major payments kis type ki rehti? mai suggest karta aapko

    • @jilson1104
      @jilson1104 13 дней назад

      @@AnimeRecapInHindi Any bank is ok..
      Offline usage is more and air longue access was very helpful. But now it's useless.

    • @AnimeRecapInHindi
      @AnimeRecapInHindi 13 дней назад

      @@jilson1104 airport lounge aaj kal sabhme aata...mai aapko firbhi best cards batata hu aap dekh lena...
      1. Axis ace credit card
      2. Hdfc millennia credit card
      3. Amazon icici credit card
      4. Tata neu infinity hdfc rupay credit card
      Mai suggest karunga ki jisme aapka account ho usme lo toh acha h kyo ki fir limit and offers ache milte. Amazon wala lifetime free hai baaki me aap free karwa sakte agar relations ho... especially tata neu wala free ho jaega agar aap unki app use karoge or aapka hdfc me account hai lag raha toh wo help bhi karega (but partner sites check kar lena, reward points ussi me use hoge)
      mere liye tata wala best card h kyo ki usme lic and baaki insurance pay pe bhi 5% cashback milta or 1.5% upi pe bhi milta rupay variant se which is great saathme lifetime free mila h tata neu app se big basket pe grocery le leke 😆

    • @AnimeRecapInHindi
      @AnimeRecapInHindi 13 дней назад

      @@jilson1104 acha khasa comment kiya or yt ne hata diya...wah 😞

  • @mainhoonnoobita4005
    @mainhoonnoobita4005 14 дней назад

    Ma'am I have an HDFC swiggy credit card...Will I get cashback If I purchase from the Iqoo online store and realme online store rather than purchasing from Amazon or Flipkart?

  • @AmitavaRoy
    @AmitavaRoy 14 дней назад +13

    This is How INDIA will reach the 3rd Largest Economy in the World. Thanks to BJP & RBI. Thank God, I already closed the TATA NEU INFINITY PLUS Card, 45 days back.

  • @user-yg4qk9vq4f
    @user-yg4qk9vq4f 13 дней назад

    i have moneybackplus & rupay card then shouuld i close this card

  • @shubhankitdhir
    @shubhankitdhir 13 дней назад

    Anyone! Is there any card which is best in all areas, doesn't matter how much fees is

  • @asgaralisiddiqui4047
    @asgaralisiddiqui4047 14 дней назад

    Thanks for content mam 😊😊😂😂😂

  • @MANISH12665
    @MANISH12665 14 дней назад

    I have one doubt the cashback redemption charge will also be applicable on hdfc debit card ?

    • @balajibalu1481
      @balajibalu1481 12 дней назад

      No charges When u redeem points into bank account but you can only redeem cashback points minimum 500. Maximum 3000.

    • @MANISH12665
      @MANISH12665 12 дней назад

      @@balajibalu1481 we have to redeem in multiple of 250 and there is no such maximum amount as such for platinum easy shop debit card

  • @abhinavshots01
    @abhinavshots01 14 дней назад +1

    What if I use credit card for lic premium Is there any fee charge for that ..?? (HDFC BANK CREDIT CARDS)

    • @sakshammakkar7460
      @sakshammakkar7460 14 дней назад +1

      No there is no charge on that, and if you have amazon icici credit card you will in fact get 1% cashback on that

    • @abhinavshots01
      @abhinavshots01 14 дней назад

      @@sakshammakkar7460 ok thank you 🙏🙏

    • @abhinavshots01
      @abhinavshots01 14 дней назад

      @@sakshammakkar7460 i have that also

  • @ek_virus
    @ek_virus 13 дней назад +1

    These are good changes.
    Only cash redemption and processing fees increase is bad.

  • @sc1zj
    @sc1zj 14 дней назад +5

    Bogus card, will surrender

  • @saffronkeshariya8423
    @saffronkeshariya8423 13 дней назад

    TRUE 😮

  • @user-wb3is5oc9v
    @user-wb3is5oc9v 14 дней назад

    No major change.

  • @philiprohit
    @philiprohit 14 дней назад

    I think the hook for the video is misleading, just like some of the marketing tactics of these cards - terms and charges may have changed, rewards points haven't been "devalued".

  • @ViNeet.KumArTomAr
    @ViNeet.KumArTomAr 10 дней назад

    Credit Card to baad ki baat hai ye Thumbnail per term conditions kyu lag rahi hai 😐

  • @ankitm8246
    @ankitm8246 14 дней назад

    No effect on me

  • @kartikeyaggarwal2561
    @kartikeyaggarwal2561 8 дней назад

    Which card to go for now? So many devalutaions - Kya hi kare ab?

  • @mohitjain2943
    @mohitjain2943 10 дней назад

    Wrong information - For utility bill payments the limit is 50k per transaction and not 50k overall per month.

  • @ashwin9823
    @ashwin9823 10 дней назад

    Time to close!

  • @SS5Suny
    @SS5Suny 12 дней назад

    Dide consumer pay the bill .. and companies controlling where they should spend thats insanity. Chargeson charges. What stupidity. If someone wants to pay rent or fuel that should his choice . Charges should be levied only on lat fee etc

    • @CardAcademy
      @CardAcademy  12 дней назад +1

      This is done because a lot of people are using cards for non-personal usage.

  • @sreejithekarunakaran5673
    @sreejithekarunakaran5673 13 дней назад

    Going to close my HDFC cards

  • @ushnish_bose2001
    @ushnish_bose2001 14 дней назад

    😢😢😢

  • @divyanshumishra7896
    @divyanshumishra7896 14 дней назад

    How to request for higher limits on axais bank I have tried but fail😅

    • @amrit0501
      @amrit0501 14 дней назад

      give bribe

    • @pshivakumar6811
      @pshivakumar6811 14 дней назад

      wait for six months after issuance and spend some good every month in that 6 months and contact customer care
      for higher limit

    • @divyanshumishra7896
      @divyanshumishra7896 14 дней назад

      @@pshivakumar6811 I have always used 90% bro I will try again next month
      I will I have American express card with limit 230000 soo please give me something about 1lakh to 1.5lakh
      What u say ,?

    • @divyanshumishra7896
      @divyanshumishra7896 14 дней назад

      @@amrit0501 from credit card 😂

    • @divyanshumishra7896
      @divyanshumishra7896 14 дней назад

      @@pshivakumar6811 I will say that I have American Express card with limit of 2.3lakh soo please give me limit of 1.5 to 2 lakh please
      What u say ?

  • @mayuraglawe4600
    @mayuraglawe4600 10 дней назад

    they are also eating our limit. last month i fully paid credit card bill and available limit was 7000 rupees. now in next billing cycle available limit showing as zero. where is gone my 7000 rs limit . answer is finance charges . itne mein to mera ghar ka rent aur kirana bhi nikal jata hai. its time to close the card. it is better to invest in mutual funds and then redeem money as and when required

  • @suneetsardana123
    @suneetsardana123 14 дней назад +2

    Shaabash Card academy Vaali Ladki. Yeh main tujhe batane vaala tha. Lekin tune pehle hi bata diya. uske Liye tera Thank u

  • @mdfilms6893
    @mdfilms6893 11 дней назад

    Not a big issue hdfc is trying to stop the loophole for saving cards for genuine transactions

  • @someonespecial1171
    @someonespecial1171 13 дней назад

    Just one month ago I took millennia credit card

  • @intal1000
    @intal1000 14 дней назад

    Wrong information , utilities par per transaction ki limit h , monthly nhi

  • @MithileshBhoir17
    @MithileshBhoir17 14 дней назад

    RIP Millenia card😢

  • @darshanshukla497
    @darshanshukla497 11 дней назад

    3:31

  • @parthaj33
    @parthaj33 9 дней назад

    gajgiri never heard this word before .....😆 😆

  • @Spiderweb007
    @Spiderweb007 14 дней назад

    Cashback redemption charge is scummiest change, at least others are understandable

  • @PankajGNandi
    @PankajGNandi 14 дней назад +1

    Criteria to get BUSINESS CARD

    • @tdsglobalgaming007
      @tdsglobalgaming007 13 дней назад

      You should have current account you can file application from bank manager they will update you can get or not 🐣

  • @vishalsharmaize
    @vishalsharmaize 13 дней назад

    Close all major banks cards now..

  • @harunshaikh2695
    @harunshaikh2695 14 дней назад

    Nich look new

  • @sksahu84
    @sksahu84 14 дней назад

    Madam your voice is very sweet.

  • @aryanpandit4750
    @aryanpandit4750 14 дней назад

    I Closed 1 Axis & 1 SBI Card Already
    Now HDFC Yes Bank Ki Baari Hai

  • @shashankm8981
    @shashankm8981 13 дней назад +1

    Ab toh debit card hi better lagre😂

  • @user-tm4jn5zu1k
    @user-tm4jn5zu1k 14 дней назад +3

    From last few months she had been making videos with full covered clothes, may be her family wants to be more conservative on social media

    • @DeveshBeri
      @DeveshBeri 14 дней назад +7

      Focus on the information

  • @shikharsingh5521
    @shikharsingh5521 14 дней назад

    Too much devaluation

  • @Ravicgsce
    @Ravicgsce 14 дней назад

    Credit cards are becoming less attractive. Middle class ko giradiye hai. Inflation sida assar hai.
    Only jyo super high spenders ko hi some what benefit hai.

  • @v.7680
    @v.7680 14 дней назад

    Video me camera ke close aake video banaye madam..

  • @vigilante_stark
    @vigilante_stark 8 дней назад

    CCs ke sath sath kisi aur ki bhee devaluation ho gayi 😂

  • @MANISH12665
    @MANISH12665 14 дней назад

    Hdfc millennia par nahi lana tha yaar

  • @narendrareddyguvvala7474
    @narendrareddyguvvala7474 14 дней назад +2

    This is very unfair. Now everyone should close their hdfc cards. Then hdfc will know its impact

    • @SahilMandre
      @SahilMandre 14 дней назад +1

      Sure I will close my two card of HDFC

    • @cmdhanu8158
      @cmdhanu8158 14 дней назад +1

      don't! , genuine spends unaffected

  • @textinjordan1427
    @textinjordan1427 12 дней назад

    Hdfc sent wrong card😑
    I asked for millennia and got privilege

    • @CardAcademy
      @CardAcademy  12 дней назад

      If you haven't activated it, then you can call the bank and cancel it.

  • @rasulrasul3833
    @rasulrasul3833 14 дней назад

    Gaya tata khatam.... education payments...khatam...tata 😅😅❤😂

  • @itsinvinciblegaurav
    @itsinvinciblegaurav 10 дней назад

    Ab Credit Card Close Karna Padega

  • @mrkumar3222
    @mrkumar3222 4 дня назад

    Dhere dheere sab bnd kar dega

  • @NeerajKumar-vs9fd
    @NeerajKumar-vs9fd 14 дней назад +5

    I think it’s good move by HDFC to avoid the abuse of CC, except cash back.

    • @SahilMandre
      @SahilMandre 14 дней назад +2

      You might the employee oh HDFC
      .. isiliye aapki jal Rahi hai...
      Warna bhai jisko jaise use karna hai karne do... Payment time pr mil raha hai na ..bas ...ye hona chahiye...already bahut charges lagaye ja rahe hai....
      Jada charge lagenge to log kyu hi lenge

    • @NeerajKumar-vs9fd
      @NeerajKumar-vs9fd 14 дней назад

      @@SahilMandre Bhai mai koi HDFC ka employee nhi hu, even mai kisi bhi bank ka employee nhi hu but the way people use credit cards, bank are trying to reduce the cost. They will give benefits if they will earn more money.
      Bhai har cheez me negative hi ku dekhte ho.
      Kuch logo ki wazah se genuine card user bhi suffer karte hai. And waise bhi after few years, credit card market India me down hoga. Foreign countries me to cards pe sirf miles milte hai and interest free period only.

  • @SAHILSHAIKH-xr6my
    @SAHILSHAIKH-xr6my 9 дней назад

    Toilet mein hagne keliye bhi charges lagayega bahut jald plus gst

  • @Jayjagannath582
    @Jayjagannath582 14 дней назад

    Mein mera 14 credit card close Kara rahu

  • @manishtripathi1990
    @manishtripathi1990 10 дней назад +1

    Dear BJP, you take all his salary and make him poor, why u are not against petrol price hike in karnatka...please don't hide behind banks....

  • @arche6188
    @arche6188 14 дней назад +1

    Millennia card close karna padega abhi

  • @sauravkumar-to6qg
    @sauravkumar-to6qg 14 дней назад

    Tm yaar aur v alag category ka vodeo bnao... Achha chalega cards wlaa utna log nhi dekhte.

  • @prateekbatta2012
    @prateekbatta2012 14 дней назад +2

    Kuch b kaho... ladki sundar h. Ye mujhe roz bataye credit cards k baarein mein. Mai sunuga

  • @sauravkumar012
    @sauravkumar012 14 дней назад

    ☝️

  • @Chets
    @Chets 14 дней назад +2

    Thodi dholu ho gayi ho

  • @kdn6827
    @kdn6827 14 дней назад

    Looks like you have stopped trying to put efforts in looking good.

  • @QUICKKNOWLEDGE
    @QUICKKNOWLEDGE 14 дней назад

    Band kro card

  • @greatestananth
    @greatestananth 14 дней назад +1

    Humble feedback - Some investment could be dressing/make up/hairstyle to make the presenter more pleasing.

  • @aarifnityy
    @aarifnityy 14 дней назад

    Bajpa ne Desh ki waat laga di….. Hope 🇮🇳 Financial condition stables once again…. Missing Dr.Manmohan Singh

  • @Riteshkumar-jy8cv
    @Riteshkumar-jy8cv 14 дней назад

    😂😂
    Gaya

  • @23abhi23
    @23abhi23 10 дней назад

    Dear BJP, you take all our salary, make us poor. Why are you hiding behind banks and other charges

  • @hasanraja1934
    @hasanraja1934 14 дней назад

    Accha hain, AJ HDFC BANK JANE WALE THEE , 4 BAJ GEYA THAA AND ABHI ISS VIDEO DEKH KAR MIND CHANGE.

  • @Kunal-ss7ku
    @Kunal-ss7ku 14 дней назад

    Cutie

  • @ViNeet.KumArTomAr
    @ViNeet.KumArTomAr 10 дней назад

    Credit Card to baad ki baat hai ye Thumbnail per term conditions kyu lag rahi hai 😐