Credit Card Portfolio and Spend Strategy for 2024 🔥

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  • Опубликовано: 1 мар 2024
  • SBI Cashback Credit Card apply link - bit.ly/4bZB0lh
    HSBC Cashback Credit Card apply link - bit.ly/3RlPzay
    Standard Chartered Smart Credit Card apply link - bit.ly/3VCNglW
    In this video we do a deep dive into the kind of credit card portfolio that you should have if your rewards preference is cashback. We also discuss what should be your spending strategy.

Комментарии • 322

  • @shubhamkaushit7497
    @shubhamkaushit7497 4 месяца назад +69

    Dude.. The effort you put into this is "INSANE". Keep going.

  • @pulakverma1670
    @pulakverma1670 4 месяца назад +20

    Based on this video one should have these Crads :-
    SBI Casback
    HSBC Cashback
    Tata Neu infinity HDFC
    HDFC Millennia
    Airtel Axis
    Axis Ace
    Standard chartered Smart

  • @Mayanksugandhi25
    @Mayanksugandhi25 3 месяца назад +5

    Gajab.. Abhi tak ke credit card channel ne aisa video nhi banaya.. Please ye series banate rahe

  • @ShivamMahajan13
    @ShivamMahajan13 3 месяца назад +2

    So much effort, thanks so much!
    Would love a video on card strategy where the preference is travel rewards - specifically would be helpful to understand the miles and points game in detail!

  • @mohdkhalid01
    @mohdkhalid01 4 месяца назад +48

    Yes please consider portfolios like travel, lifestyle and hotels.
    It would be helpful if card academy could tell us more about American express cards and why all variants aren't available in India yet !?

    • @CardAcademy
      @CardAcademy  4 месяца назад +14

      We might do a video on portfolio for travel redemption.
      India is an extremely small market for Amex. They may introduce more variants as their numbers grow.

    • @amitabhmaheshwari
      @amitabhmaheshwari 4 месяца назад +2

      @@CardAcademyEven in UK I saw shops with boards - No Amex please

    • @jaythakkar5909
      @jaythakkar5909 4 месяца назад

      MDR is the problem sir 😂​@@amitabhmaheshwari

    • @akashdhabe9500
      @akashdhabe9500 4 месяца назад +4

      I vote for travel related video.

    • @honeysinghal5852
      @honeysinghal5852 4 месяца назад

      ​@@CardAcademy mam for upi payments, i think Jupiter csb card is much better.

  • @harsh__kumar_03
    @harsh__kumar_03 3 месяца назад +5

    This is by far the best video I’ve seen on credit cards 👍🏽

  • @akshatverma26
    @akshatverma26 4 месяца назад +26

    6:15: very important point!

  • @piyushvjn
    @piyushvjn 3 месяца назад +3

    Brilliant video, please consider making Part 2 as well!

  • @HiteshAdventure
    @HiteshAdventure 4 месяца назад

    Awesome clarity,thanks a lot

  • @priyanshgupta7890
    @priyanshgupta7890 4 месяца назад +1

    One of the best videos on cc

  • @PrabhupadaArmy
    @PrabhupadaArmy 4 месяца назад

    Amazing video! VERY USEFUL

  • @created4test
    @created4test 4 месяца назад +1

    I have been waiting for card portfolio video for while, love this ... please create another one for travel focus

  • @hkshorts9236
    @hkshorts9236 4 месяца назад

    No doubt
    Excellent work

  • @drnaishadhjivrajani7077
    @drnaishadhjivrajani7077 2 месяца назад

    Really great knowledge...Nd u have good knowledge... Thank you for educating ... God bless you

  • @adilbunny2748
    @adilbunny2748 4 месяца назад +1

    First time in YT very good mam , let your efforts give you success
    Kindly make part 2 Video😊

  • @getkishi
    @getkishi 4 месяца назад

    Perfect video for Credit card beginners

  • @ssamim
    @ssamim 4 месяца назад

    Very nice video and very useful and researched video. Great work.

  • @techthief3278
    @techthief3278 4 месяца назад

    Wonderful!!!

  • @jayanthmoram
    @jayanthmoram 2 месяца назад

    Just Perfect! ❤

  • @savan9757
    @savan9757 2 месяца назад

    Thanks, really helpful

  • @DrAkashraj
    @DrAkashraj 4 месяца назад

    Brilliant presentation 👌

  • @r.gnaveen4705
    @r.gnaveen4705 11 дней назад

    The best of the best cards any normal person can have. With such videos, you get all the knowledge required about credit cards. Thanks Card Academy!!

  • @sahilreza3801
    @sahilreza3801 4 месяца назад

    best video ever , there was so much effort that was put into it , please make this every year.....

  • @KapilGupta-rz8gy
    @KapilGupta-rz8gy Месяц назад

    This is one of the best video I’ve seen on credit cards

  • @om_rockz4115
    @om_rockz4115 4 месяца назад +1

    I have about 3L spends on LIC, School fees, Mutual funds... I have about 2L spends for small payments like, Gas bill, electricity bill, food, Petrol, and other UPI payments.. which cards would you recommend?.. I was thinking to have a separate card for 3L spends and a Rupay card for 2L spends.(note: The above spends are per annum).. please help

  • @abboss2679
    @abboss2679 4 месяца назад

    For utlity which one is best ace or airtel or HSBC one?

  • @hpyamr3358
    @hpyamr3358 4 месяца назад

    i want to know - which card offers better discount on hotels -- indusind easydiner card VS axis magnus on basis of easydiner offer ?

  • @selena1111111
    @selena1111111 4 месяца назад

    Very well shortlisted 👍🏻

  • @ankitbhowmick5819
    @ankitbhowmick5819 3 месяца назад

    super detailed video

  • @pradyumnasahu8559
    @pradyumnasahu8559 4 месяца назад

    Great content Didi.

  • @asgaralisiddiqui4047
    @asgaralisiddiqui4047 4 месяца назад

    Thanks for content mam 😊😊😊

  • @Loganatha_K7
    @Loganatha_K7 4 месяца назад +3

    Amazon pay has stopped accepting insurance payments through any credit card. They only accept bank or upi payments. So you won't get 2 % cashback on insurance payments through icici Amazon card😅

  • @nishantjha7776
    @nishantjha7776 3 месяца назад +2

    Best credit cards according to me :
    Airtel Axis Bank , Kotak Myntra , HDFC Millenia , SBI Cashback

  • @manuonlineforu
    @manuonlineforu 4 месяца назад

    Quite brilliant. Pls cover travel and lifestyle as requested by others too. Thanks!

  • @gopisahu654
    @gopisahu654 2 месяца назад

    This is the best video I am looking for regarding credit cards to choose. First things first, should apply for axis ACE card now. Thank you for detailed plan

  • @AmitYadav-zw1lo
    @AmitYadav-zw1lo Месяц назад

    Thank you for your channel and this video. I get awareness and recreate my card portfolio with hdfc millenia and axis ace. Thank you teacher of card academy ❤

  • @rayatindra
    @rayatindra 9 дней назад

    what an amazing video😊😊😊 love it

  • @Banti2784
    @Banti2784 4 месяца назад +1

    Is kotak card worth to keep, I have appx 13 cards, think to close some cards

  • @invisible5604
    @invisible5604 Месяц назад

    Seeing your 1st video and already subscribed within 4 minutes of watching, what a concept of card portfolio awesome content

  • @amazeme8493
    @amazeme8493 3 месяца назад +1

    thanks for this amazing video! Major axis cards like ace and airtel axis have had a major devaluation recently, please make a revised video accommodating those changes 😄

    • @CardAcademy
      @CardAcademy  3 месяца назад +2

      Phew. Will take a lot of effort. We'll do that again in some time.

    • @amazeme8493
      @amazeme8493 3 месяца назад

      @@CardAcademy thanks!
      Awaiting your video on travel cards portfolio

  • @Meetwaah
    @Meetwaah 26 дней назад

    Bhaisaaab , Big salute to your efforts, mind-blowing financial education!

  • @SHIVKUMARSINGH-shvlrd
    @SHIVKUMARSINGH-shvlrd 4 месяца назад

    Nice job😊

  • @himanshu810
    @himanshu810 4 месяца назад

    Is there any option to upgrade HDFC tata Neo plus to tata Neo infinity

  • @pratapvibes7954
    @pratapvibes7954 3 месяца назад

    Excellent

  • @nagarajuch5909
    @nagarajuch5909 Месяц назад

    Super explainattion

  • @taqdeemahsan7332
    @taqdeemahsan7332 4 месяца назад

    mam kya axis bank upi credit card se upi payment karte hai to koi charge lage ga kya

  • @varunmehan1979
    @varunmehan1979 4 месяца назад

    Nice Content.

  • @saurabhshukla2236
    @saurabhshukla2236 4 месяца назад

    Very useful

  • @amitabhmaheshwari
    @amitabhmaheshwari 4 месяца назад +1

    I use my Amex platinum Travel card to make NPS payments. This helps me in reaching 4L target. The basic points are not given but milestone benefits are given

  • @manojrana3594
    @manojrana3594 4 месяца назад

    Nice one 👍

  • @amitkumarverma1037
    @amitkumarverma1037 3 месяца назад

    Insurance payment is not vaild with Amazon pay ICICI card .. can someone confirm ?

  • @richiegoswami8466
    @richiegoswami8466 4 месяца назад

    I'm connected with this channel for more than a year when the other female person used to explain
    But this is the first video where I can say I literally saw your efforts
    And yes we want more videos like this
    Love and support

  • @pranavraval3352
    @pranavraval3352 4 месяца назад +1

    Really useful and unique content, highly appreciate the efforts and thought process!! Please do make a similar video for travel/hotel/flight reward points credit card portfolio strategy.

    • @CardAcademy
      @CardAcademy  4 месяца назад

      Thanks for your kind words.

  • @n5funtime324
    @n5funtime324 4 месяца назад

    Important information

  • @anne_xplorer
    @anne_xplorer 4 месяца назад

    This is crazy good.. Can you please make a similar video which includes premium/super premium cards too?

  • @ekwinderpalsingh2308
    @ekwinderpalsingh2308 4 месяца назад +3

    Best video till date. Thanks for detailed comparison🙏

  • @DebanjanDuttcambridge
    @DebanjanDuttcambridge Месяц назад

    Hello, Aapke Video Bohot Informative hai. Aap apne videos me Purchase Protection Insurance ka bhi include kar sakte hain kya. Pata kese laga sakte hai ham yeh jab koi card le rahein hai toh ki usme yeh feature hai ki nai ?

  • @asianartsjewellery4479
    @asianartsjewellery4479 4 месяца назад

    i pay an insurance of 4 lakh on a particular month. which card do i choose?

  • @mayurthadeshwar8385
    @mayurthadeshwar8385 4 месяца назад

    🙏You R Genius👌Madam👍
    About Credit Card Topic,
    Wow !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

  • @gopalgidwani6032
    @gopalgidwani6032 4 месяца назад +1

    Please make the part 2 video on travel cards portfolio

  • @dheerajs9500
    @dheerajs9500 4 месяца назад

    Please do this for premium cards as well.. excellent work and analysis

  • @AWM_Ripper
    @AWM_Ripper 3 месяца назад

    Thanks for video which is very informative in terms of card benefits but I'd like to add one more benefits like movie tickets could you suggest me any card for this?

  • @mohdanassheikh2096
    @mohdanassheikh2096 4 месяца назад

    Airtel axis appears good and worthy addition to portfolio

  • @jsantosh21
    @jsantosh21 4 месяца назад

    What is best card to have ,I already have an hdfc infinia , my spending are 70k per month. 1 international trip a year.

  • @ganesanrao8735
    @ganesanrao8735 4 месяца назад

    Good.mam.really worked hard

  • @madhukarkgp
    @madhukarkgp 2 месяца назад

    Need a card portfolio video for Travel based rewards. Include cards like Diners club, Atlas etc.

  • @papun7777
    @papun7777 4 месяца назад

    I have IDFC Club Vistara, SBI Cashback & SimplyClick LTF, BoB Energy, ICICI AmazonPay ..Do I need to add any card in my Portfolio..please reply

  • @Saket_Srivastava
    @Saket_Srivastava 3 месяца назад

    amazon ke voucher pe conveyance fee nhi show ho raha smartbuy par

  • @nitinjaiswal6227
    @nitinjaiswal6227 4 месяца назад +1

    Mam can you conferm that is axis had stopped issuing 2 cashback cards to single customer
    Ex:- if you holding airtel card then you cannot take ace or flipkart card or vice versa
    It will rejected
    You can take only reward giving cards
    Please reply

  • @pick7496
    @pick7496 4 месяца назад

    I am a budget traveller.. which credit card is better... And another card fuel

  • @abhishukla1005
    @abhishukla1005 2 месяца назад

    I have a 795 credit score, I had only sbi simpleclick card but they upgrade to prime American express, now yesterday I tried to pay with that card, pos said merchant don't support, than I realise American express is not widely accepted method... Now what should I do? Should I apply for another card or return this? I need to wait for 6 months to apply another card or even from another bank? On application my credit score will damage?

  • @sheetraval3712
    @sheetraval3712 3 месяца назад

    SUPERB VIDEO 👏👏👏👏🎉💯💯❤️❤️🔥🔥🔥🔥

  • @atoshkaushik9130
    @atoshkaushik9130 4 месяца назад

    Also make a video on best travel related cards especially for domestic flight tickets (not lounge access) and yearly spends of about 5 lakhs

  • @alinabin
    @alinabin 4 месяца назад

    Please continue making such credit card portfolio vdos...it is very much useful... thankyou and appreciating your efforts..
    Also pls do a vdo on Life time free credit cards of various available cards and how can it be benefited..

  • @maniojha4389
    @maniojha4389 4 месяца назад

    Could somebody plz tell how to apply for ICICI PARAKRAM CREDIT CARD
    There is no option online

  • @rcoolpatel3520
    @rcoolpatel3520 4 месяца назад +7

    Amazon not allowing insurance payment by credit card.

  • @souravagarwal5787
    @souravagarwal5787 4 месяца назад

    I have almost all the cards mentioned.

  • @ajinkya5721
    @ajinkya5721 4 месяца назад

    Which card to select from Axis Bank Neo and Axis Bank Myzone, if both cards are available as LTF cards currently, I already have SBI cashback card, Hdfc Moneyback plus card.

    • @Noah-ln6oh
      @Noah-ln6oh 4 месяца назад

      My zone for 1+1 movie offer and 1 year sony liv, neo for 40% on zomato and 10% on blinkit and bms (I prefer myzone)

  • @ranjithraja
    @ranjithraja 4 месяца назад

    Which card is best for paying education fees

  • @vikaskhandelwal7449
    @vikaskhandelwal7449 4 месяца назад +5

    AU LIT card with its customization feature can easily be part of any portfolio
    Since online has a lot of options already, it can be tuned for offline with 5% milestone feature and 10x offline feature
    Also for govt payment like nps and income tax or for rent payment with 2% milestone and 10x online features

  • @kalpeshmor6726
    @kalpeshmor6726 4 месяца назад

    But we can not make part payment on utility bills

  • @nikhilraj843
    @nikhilraj843 Месяц назад

    So hard working mamm

  • @akhileshkesarwani
    @akhileshkesarwani 2 часа назад

    Nice effort

  • @RaghvendraGupta
    @RaghvendraGupta 4 месяца назад

    Please make card portfolio video for travel.. Consider Infinia, dcb, magnus etc for it..

  • @atulkumar-oe3xi
    @atulkumar-oe3xi 4 месяца назад

    Yes please.....

  • @manjeetsagar7452
    @manjeetsagar7452 3 месяца назад

    Please do a review on best rupay credit cards also sbi has bpcl rupay card is it good ?

  • @AshishSharma-pg9zv
    @AshishSharma-pg9zv 4 месяца назад

    thinks for video

  • @deep0123456
    @deep0123456 4 месяца назад +1

    Amazing video, never seen such a detailed video on card selection in RUclips.
    This video is just LIT 🔥

  • @Dheerajkumar-gx5ty
    @Dheerajkumar-gx5ty 3 месяца назад

    Sweet. N transparent 🎉

  • @pankajbansal6851
    @pankajbansal6851 4 месяца назад

    Credit card se EMI pe shopping karne per koi cashback yah reward point konse card pe milta h ji.... kyuki card se EMI pe bhi bahut use karte h log..... credit card company ko bhi EMI pe shop karene pe acha value back mile aisa card lonch karna chahiye

  • @sourabjain3431
    @sourabjain3431 29 дней назад

    Is the part 2 for this out yet?

  • @aone7306
    @aone7306 2 месяца назад

    Best portfolio ....

  • @PoojaPanjiyar-cw4rk
    @PoojaPanjiyar-cw4rk 3 месяца назад

    Mam I have HDFC money back plus card and I want a card for good cashback on shopping of electronic products and restaurant and others expenses and for insurance purposes for electronic devices like phone and laptop. Pls suggest me some cards

  • @nakulagarwal9358
    @nakulagarwal9358 4 месяца назад

    Mam what steps to follow so that we can easily get airtel axis credit card

  • @noone9184
    @noone9184 3 месяца назад

    Standard Charted Smart CC Cashback comes at a Redemption Cost of INR 99 and yearly fee of INR 499. With 1000 INR capping at 2% on Govt Spends and given govt payment gateway CC charge is around .88% inclusive of GST, it may not be worth using it (for real savings) unless total govt spend is not 1L+. Also, can't make more than 50k govt spend per month. Though say one did had the money, but now can put it in overnight fund for 40 days thanks to CC, might be able to recover .7% of gateway charges.

  • @XLgaming2900
    @XLgaming2900 4 месяца назад +1

    18 year age requirement card please advise me

  • @S.A.R..
    @S.A.R.. 3 месяца назад

    Amazon icici credit card se rent payment karne par 1% cashback mil jata h?

  • @kushal8261
    @kushal8261 4 месяца назад

    Need part 2!

  • @Noah-ln6oh
    @Noah-ln6oh 4 месяца назад +1

    I've Axis airtel card and it gives almost 600+ cashback every month on utility and grocery . It's the best card i have

  • @gauravsharma4198
    @gauravsharma4198 28 дней назад

    My utility bill is 7500 rs per month please suggest best card, i have airtel axis, should i apply for axis ace card...?