this happened to me, I was requesting for FIR for 10 days but they weren't registering it.. then I tweeted to the DCP of my area and the Inspector came looking for me to file my FIR.
I am working as claims manager in Govt general insurance comp.. We give claim even if one key was already lost...we dnt reject claim for loss of key... We only deduct Claim amount by few%
Sir i lost one key of my bike, so what should i do now? 1) should i ho and make a duplicate key 2) should i go and replace the entire lock . And if i replace the entire lock should i have to intimate to someone about the changes?
The second key is not necessary. Nowhere in the policy does it say that in case of stolen vehicle both the keys are necessary. It's just something the insurance companies do to get out of paying the full amount. My car was stolen I had just one key. They tried to cut the payment. But fortunately my father is an insurance consultant. He fought them and got the full amount.
ऐसा नही होता, अगर आपके क्लेम लेने के साथ ही बीमा कम्पनी आपसे एक अधिकार पत्र लेती है कि भविष्य में बीमित संपत्ति मिलने की दशा में आपको सूचना मिलने के उपरांत आप उसे प्राप्त करने में बीमा को सहयोग करेंगे और उस संपत्ति को कम्पनी अपने अधिकार में ले लेगीं,कोई चाबी बाबी लगाकर चेक नही करेगी।
@@dssengar4795 vhi to yaar bhot so ke pass bike ki key Gum ho jati hai to vo 2 keys kha se denge. Example ke liye meri bike ki 1 🔑 darvaje me atk kar tut gyi to me 2 chabi kha se launga
Sir isme or bhi documents hai jo mandatory hai jo insurance inspector ko dena parega aapko like. 1. Original purchase invoice 2. Original insurance policy 3. Previous insurance policy 4. Rc particulars 5. Loan account statement 6. Non repossession letter from financers 7. Both the original keys 8. Cctv footage if any Etc etc 🙂
Agar apne bike kisi se kharid li hai aur apne tranfer nai karwai hai ownership to kabhi bhi written mai likh ke na de otherwise wo claim rejected kar denge aur inspection wale ko kabhi bhi without advocate kuch bhi likh ka na de
Schools teach you how to think, how to read, how to comprehend. So you can learn further by yourself. Schools can't teach you eveything in the world, it isn't possible.
1st case Agar koi pehle bike ki chaabi chura le fir bike churale, is case me chaabi to nhi de payenge. 2nd case if bike ke 8 saal me locks kharab ho jaye aur wo company se change na krwaye ho to iss case me kya hoga? Without records kese proof krenge ki yhi h chabi?
I always used to renew my insurance 😌 My bike get stolen but i was very confident about the fact that i will get recovery I have all documents . after i get to know that my all documents are store under my bike seat🗿😐
Sir please answer... date - 28/04/2023 Kawasaki Ninja 300 bike ko chin ke le gaya hai with key wallet and a bag... and unhone bike ke malik ko ek sunsan jagah mouth par spray markar behosh kiye chod diya... ab dusri key to nahi hai.... kya insurance me dikkat aa sakti hai...?
Some fun facts In 2 wheeler mostly non geared it has dikki usme sabhi docs rakhe jate hai, agar original na ho to chalan , vechile chori to original doc's bhi gayab, duplicate ki koi sunvai nahi, by chance koi jada sambhalne vala hua to vo docs sath me carry karega but jub govt department me jae vo itne chakkar lagvaenge ki vechile banda bhul hi jayega , uska utna karcha hi ho jayega jitna vapsi mila tha
What if you forget your one key in your bike or car and thief stole your bike with that key. So you didn't have your 2nd key. So what should you do in this situation @LabourLawAdvisor
Most people keep the duplicate key safely in their drawers and don't use it!! So there won't be any wear and tear on that key! What if the insurance company rejects the claim on the basis of that?
If you have lost your original key then you will have to go to the dealer from where you purchased your car/bike, then they will change your central buffer lock system and give you the new keys. This process may take a hefty price of around Rs 25k. But it is worth of your vehicle gets lost and you can claim the full amount otherwise your claim may get rejected
Please make a video on shop insurance. 1.When any claim come what a inspectors inspect. 2. Is a owner needs to maintain the invoice and bills for claiming insurance
You missed the FR part, which police submits in the court stating bike couldn't be found, and you have to be present in court for that. And moreover police is not your friend here, keep in mind.
Hi LLA team, Thank you for making great and educative videos. Do you have any video depicting in detail the differences between regular and fintech credit cards. If not, can you please make one such video. Many thanks in advance. 🙏😊
Insurance companies are the worst of scammers, never are they ever upto any good. 90% of the time it's impossible to claim an insurance and 99% of the time to get the full value back. 100% of the time you cannot get it straight away.
We use only 1 key at a time. So only 1 key will have wear and tear. Before we start to use the second key we will make a new spare key to be kept at home. Even if we loose the key a duplicate can always be made. So your arguments on a key part is not acceptable at all!!
What the hell,why do you need to submit both keys, we mainly use one key and the second key can be lost somewhere in house or we could just forget where we put it. How can someone reject insurance claim, just because you couldn't give them second key. That is ridiculous
Sir incurece company poora claim deti hi nhi hai accident ke badd Maruti valo ne 30k ka kharcha bataya tha to phir insurance valo ne bola sirf 5k hi denge . What can do about u.
My uncle's bike was stolen, they complained. Bike was found in a nearby village and when our uncle asked to punish the thief, they said they won't. Instead told my uncle to take the thief and give whatever punishment he wants🤦🏻
Boss it's not a month... It is 6month we have to go to court for the clouser report ...which is the important document for claiming the insurance.. Post which we have to xfer the bike to the insurance company claiming that if in future if police finds the bike. It will be taken by insurance company.... Also documents DL, PUC all should not be expired.... If one key is not there then... 50 percent of claim is rejected......
My Bike got stolen and we followed this procedure. The no clearance report was given after 2 months and yes we caught the guy on a CCTV camera but he is still at large. Got 19k for 60k bike even after insurance and bike was barely 3 years old. Thieves usually dismantle the bike within a period of 2 hours of theft as parts fetch more value as compared to the whole bike.
Sir thank you so much for all the informative videos 🙏 i have gone through one incident in which my bike was registered to some state and unfortunately it got burnt and destroyed in other state going through the process was very problematic as the concerned RTO in starting didn't had the idea about the process and also there was no online proper guidelines for the process after following with both the RTO's on mail and reasearch on online portal or RUclips didn't found any thing I got the NOC which to around more than a month. Sir i request you kindly make a video like this on the same 🙏🙏 thank you
Sir meri bullet bike 8 months pehle chori Hui thi. But police ne aaj tk no trace report nhi di. Itne chakkar lga Chuka hua police station k. Aaj tk kuch nhi hua. Plz guide me sir
Maan lo ki bike ka lockset kharab hone pr company se hi dusra lockset install karvaya ho. To chaabi almost new dikhegi. 1 chaabi hai aur 1 chaabi bike ke saath chori hui/dono chaabi hain, agar ye 2 situation hai to kya hoga?
What if I see the police inspector driving my bike in the police station
🤣😂
Same bro same happened with me mereko laga police wala uda le gya bike ko
😂😂😂
🤣🤣🤣🙏🙏🙏
@@VisitMyChannel2 average Bot army member
In short he was saying that you can't get your bike again.
It only means insurance companies are fraud in general
Because kachra seth k pass bike scrap mai chali gayi
Hope all this can be done online with few clicks what a tedious process.
Online 😅
You have to roam around for months bribing all the govt dept officials just get these docs.
But even Insurance company will not want this process to be so easy.😂😂😂🤣🤣
@@JamesRodriguez10783 maaRandi indian goverment ki
Last mei hoga kya ? New bike milegi ya kitne paise milenge ????
Depends on you agar dhele dhale ho to bohat mushkil hogi
police doesn't listen, no fir, even after requesting them all day long, it's some political source that is needed for police to take the complaint.
Actually
File online fir and then go to the police station
True this happens
Go to sp office of your city
this happened to me, I was requesting for FIR for 10 days but they weren't registering it.. then I tweeted to the DCP of my area and the Inspector came looking for me to file my FIR.
It took me 11 months to get the claim of my Ertiga and they compensate in the court with 6 lakhs
45% dep they put
Was it stolen new ? Can you give all the details and what to do & don’t? It might be useful to a lot of people
Ohh 😯
Was it new Ertiga?
Total insured value is mentioned in the policy copy. They don't cover more than that amount.
I am working as claims manager in Govt general insurance comp.. We give claim even if one key was already lost...we dnt reject claim for loss of key... We only deduct Claim amount by few%
Sir i lost one key of my bike, so what should i do now?
1) should i ho and make a duplicate key
2) should i go and replace the entire lock
.
And if i replace the entire lock should i have to intimate to someone about the changes?
@@geetanshverma4275do police complaint
Hi please help my bike also lost
Tip- Make At least 5 duplicate keys, use each every week or when it is possible.
😂😊
Insurance karaya ya nahi?
link.labourlawadvisor.in/policy
Full insurance ya fir sirf 3rd party insurance enough hai
Last mei hoga kya ? New bike milegi ya kitne paise milenge ????
chor ne chabi ka lock set change kar diya ho to?
Sir iske bareme full details video banadijiye na .... Kaise insurance claim likha hona chaiya RTO ME kaise written de ....like these
Bike nhi Mera friend ka AC hi chor liya kisi na
i would like to watch more of such helpfull short tutorial type of shorts.
Most valuable shorts on RUclips 🖤🖤🖤
So useful, I will keep my keys along with me safely.
The second key is not necessary. Nowhere in the policy does it say that in case of stolen vehicle both the keys are necessary. It's just something the insurance companies do to get out of paying the full amount.
My car was stolen I had just one key. They tried to cut the payment. But fortunately my father is an insurance consultant. He fought them and got the full amount.
When bike keys are lost, we usually get them from any roadside keymaker, how about this case?
Your hearing ability is low.
Get your ear cleaned bro
Instead of mocking him about his ears...lets clear him first...maybe he didn't understood the meaning of "wear n tear" ...
@@pbdawn yeah bro
Our People are so much into mocking
1 chabi kho bhi to sakti hai bhai
Anadi is so great love his script 🤣🤣🤣🤣🤣
What if, thief has replaced the lock. That means I should not take claim, I will be called a fraud? ;)
i think the company will check that too....like checking wear and tear of keys
Last mei hoga kya ? New bike milegi ya kitne paise milenge ????
@@drgon2145 depriciation ke hisab se paise
ऐसा नही होता, अगर आपके क्लेम लेने के साथ ही बीमा कम्पनी आपसे एक अधिकार पत्र लेती है कि भविष्य में बीमित संपत्ति मिलने की दशा में आपको सूचना मिलने के उपरांत आप उसे प्राप्त करने में बीमा को सहयोग करेंगे और उस संपत्ति को कम्पनी अपने अधिकार में ले लेगीं,कोई चाबी बाबी लगाकर चेक नही करेगी।
@@dssengar4795 vhi to yaar bhot so ke pass bike ki key Gum ho jati hai to vo 2 keys kha se denge. Example ke liye meri bike ki 1 🔑 darvaje me atk kar tut gyi to me 2 chabi kha se launga
Kya hide karke location tracker sahi nhi rahega
Sir isme or bhi documents hai jo mandatory hai jo insurance inspector ko dena parega aapko like.
1. Original purchase invoice
2. Original insurance policy
3. Previous insurance policy
4. Rc particulars
5. Loan account statement
6. Non repossession letter from financers
7. Both the original keys
8. Cctv footage if any
Etc etc 🙂
Agar apne bike kisi se kharid li hai aur apne tranfer nai karwai hai ownership to kabhi bhi written mai likh ke na de otherwise wo claim rejected kar denge aur inspection wale ko kabhi bhi without advocate kuch bhi likh ka na de
jis LEVEL ka knowledge humhe humare schools aur colleges nahi de paye woh aap bas 60s me de rahe hai GREAT SIR JI ! LOVE FROM WEST BENGAL!
Amio bhai ! 😍
School aur colleges ko band kr dena chahiye
Schools teach you how to think, how to read, how to comprehend. So you can learn further by yourself. Schools can't teach you eveything in the world, it isn't possible.
@@prakharjain6232 fir kya faida aise schoolo ka, band kr do aise bekaar k schools.
@@prakharjain6232 did you learned this from ' sathish sir ' brother ? If i am not wrong , please reply me !
1st case Agar koi pehle bike ki chaabi chura le fir bike churale, is case me chaabi to nhi de payenge.
2nd case if bike ke 8 saal me locks kharab ho jaye aur wo company se change na krwaye ho to iss case me kya hoga? Without records kese proof krenge ki yhi h chabi?
Bhai No stress report 3 month bad milata hai as per rule.. 💯
So, if you have lost 1 of the keys, then there is no point of taking an insurance?
I always used to renew my insurance 😌
My bike get stolen but i was very confident about the fact that i will get recovery
I have all documents .
after i get to know that my all documents are store under my bike seat🗿😐
Sir please answer...
date - 28/04/2023
Kawasaki Ninja 300 bike ko chin ke le gaya hai with key wallet and a bag...
and unhone bike ke malik ko ek sunsan jagah mouth par spray markar behosh kiye chod diya...
ab dusri key to nahi hai....
kya insurance me dikkat aa sakti hai...?
What if lock is got changed due to loss of one of the keys, prior to theft.
Same question
Get it replaced only at authorised service centre, keep the bill mentioning part and key number safe as a proof.
sir ,
agar Valid pollution ka hona bhi jaruri hai kya?
Most people lose one key. In that case they suffer.
Complaint can't convert into the FIR always. You have to aware of this, and use gps device for your vehicle protection and location.
This process sounds very long and tedious. Opportunity for a startup to make it simpler.
Some fun facts
In 2 wheeler mostly non geared it has dikki usme sabhi docs rakhe jate hai, agar original na ho to chalan , vechile chori to original doc's bhi gayab, duplicate ki koi sunvai nahi, by chance koi jada sambhalne vala hua to vo docs sath me carry karega but jub govt department me jae vo itne chakkar lagvaenge ki vechile banda bhul hi jayega , uska utna karcha hi ho jayega jitna vapsi mila tha
Moral of rhe the story
Don't take insurance
Shabash beta
Shabash beta
Yes 😅
Sir agr original chabi naa ho to
Okay so you are telling me that thief will leave the key for me?
🤣🤣
First of all, you should not leave key in your vehicle but incase you leave it than you have to file report of that key too.
Okay so you are telling that you leave key in bike after parking it anywhere 😒😏.
@@randeepsingh9783 so u sre telling me that thief can't steal the keys?
@@justforlearning4014 so you are telling me firstly the thief will steal your bike and then will come to you to steal the keys😂😂😏😏.
Simplest possible explanation
thanks
If I lose one of the two keys and make a duplicate key from the other key, will thag work?
No.. He already told
Police don't register FIR for such automobile theft ... these days.
Bhai aisa bhi toh ho sakta hai ki hum nayi wali duplicate chabi chor ko de aur dono original chabi hamare paas rakhe😂
What if you forget your one key in your bike or car and thief stole your bike with that key. So you didn't have your 2nd key. So what should you do in this situation
@LabourLawAdvisor
This is why we don't do insurance
What if someone stole the car when it's ignition is ON? Like someone snatched the vehicle. In that case you'll not have both the keys..
8 saal pehle meri bike chori Hui thi, ye saare kam kiye lekin insurance company ne aaj tak Paisa nhi diya
Most people keep the duplicate key safely in their drawers and don't use it!! So there won't be any wear and tear on that key! What if the insurance company rejects the claim on the basis of that?
What To Do My bicycle got lost🥺
😔
Kuch nhi ho sakta, iska fir bhi nahi hoga
गरीबी मे आटा गीला 😥☹️
Agar nhi mili to 100% claim milega kya ?
Thanks 🙏 for such an important information.
Make a full video of this topic
What if I have lost one of my key?
If you have lost your original key then you will have to go to the dealer from where you purchased your car/bike, then they will change your central buffer lock system and give you the new keys. This process may take a hefty price of around Rs 25k. But it is worth of your vehicle gets lost and you can claim the full amount otherwise your claim may get rejected
But bhai bike is already lost how come the delear will change the lock system.. I also want what to do incase 1 key is stolen
@@pratikchakraborty6999 Man it's a hectic for me now. I have lost a key of my Classic 350
I love this channel, it just increases my knowledge and especially straight to the point no bakwas
Subscribe button chori hogya tha , dhoondh kr laaya hu , ab dab nhi pa rha tel daal kr dekhta hu😂
agr lock change karwaya ho bike me tab?
Great information 🔥❤️
Please make a video on shop insurance.
1.When any claim come what a inspectors inspect.
2. Is a owner needs to maintain the invoice and bills for claiming insurance
Meri Bicycle chori huyi thi. 😅😅
Mere bhi kuch Jugad ho sakta hai kya?
Ha bahi bilkul nayi Lelo 🤭
Does getting the bike lock change from local market could create a problem during theft claim for the but ?
You missed the FR part, which police submits in the court stating bike couldn't be found, and you have to be present in court for that.
And moreover police is not your friend here, keep in mind.
Sir smartphone’s ke liye bhi same hi he kya
mere pass dono chabi nahi thi incpection waale ne 500 rs liye or ghaadi ka insaurance claim ho gya corruption rocks
Hello sir Agar licence nhi hogi to jis ke naam se gadi ho to kya insurance claim nhi hoga kya ..... please clear my confusion
Meri new bike h bullet uski ek chabi kho gayi thi kuch din pehle? Now what should I do?
Hi LLA team, Thank you for making great and educative videos. Do you have any video depicting in detail the differences between regular and fintech credit cards. If not, can you please make one such video.
Many thanks in advance. 🙏😊
Onscreen info ko beech me ya upar diya kare. Neeche title and options me hide ho jata hai
Insurance companies are the worst of scammers, never are they ever upto any good. 90% of the time it's impossible to claim an insurance and 99% of the time to get the full value back. 100% of the time you cannot get it straight away.
We use only 1 key at a time. So only 1 key will have wear and tear. Before we start to use the second key we will make a new spare key to be kept at home. Even if we loose the key a duplicate can always be made. So your arguments on a key part is not acceptable at all!!
What the hell,why do you need to submit both keys, we mainly use one key and the second key can be lost somewhere in house or we could just forget where we put it.
How can someone reject insurance claim, just because you couldn't give them second key.
That is ridiculous
Sir... Lock to khrab hone pe change bhi krwate h
Kya mobile phone pe bhi aisa kuch hota hai ???
Brother lock to change bhi krwa skte h to purana hone se kya frk pdega
Hmne lock change krva rakha hai normal repairing shop se
Agr esa case ho to vo key🗝️ accept krege ya nahi
POLICE NE AAJ TAK KITNE CASES SOPVE KIYE ?
Sir incurece company poora claim deti hi nhi hai accident ke badd Maruti valo ne 30k ka kharcha bataya tha to phir insurance valo ne bola sirf 5k hi denge . What can do about u.
What if original lock replaced with new one as there was defect with old one. In this case insurance claim will pass?
What about changed locks of bike ?? My bike is 6 years old but i replaced OEM locks last week ? How insensible is that
@Labour Law Advisor, Rishabh bhai, in my opinion you need a NCRB clearance report as well for claim to be processed.
Agar lock dusra lagaya ho toh orignal kharab hogaya hai tab??
Full insurance hai ya 3rd party insurance pe bhi chalega?
No, 3rd party insurance mai aap agar kisiko thok de, to uska medical ka karcha dega
My uncle's bike was stolen, they complained. Bike was found in a nearby village and when our uncle asked to punish the thief, they said they won't. Instead told my uncle to take the thief and give whatever punishment he wants🤦🏻
what is the procedure whwn bike or vehicle is robbed on gunpoint?.
please help
Sir pulice wale chabhi ki report nhi likh rahe hai please replay 😠😠
I think it will work : make extra keys immediate after buying new bike..
That's why I use cycle🚴♂️ for daily commute 😎😎😎🤓👻
Agar bike ka key lock chang kiya ho to kharab ho jane ki vjah se ???
Digilocker DL is valid for the claim of insurance ?
Agar bike ka lock change karwaya ho to new wali keys submit karni hai ya purani?
Insurance 3rd party or Comprehensive??
Boss it's not a month... It is 6month we have to go to court for the clouser report ...which is the important document for claiming the insurance..
Post which we have to xfer the bike to the insurance company claiming that if in future if police finds the bike. It will be taken by insurance company.... Also documents
DL, PUC all should not be expired.... If one key is not there then...
50 percent of claim is rejected......
Duplicate key Bana sakte hai na .. Agar ek original key hoto
What can we do in case of lost or breakage of key...?
Sir kya bike chori hone k bad me insurence nhi kra sakte ? 🙂
Agar ek chabi bike ke sath ki lost hogyi to kya claim reject hoga?
But what if you don't have original keys of the vehicle? I mean if someone has lost both the original keys and using duplicate ones?
My Bike got stolen and we followed this procedure. The no clearance report was given after 2 months and yes we caught the guy on a CCTV camera but he is still at large. Got 19k for 60k bike even after insurance and bike was barely 3 years old. Thieves usually dismantle the bike within a period of 2 hours of theft as parts fetch more value as compared to the whole bike.
What if one of the keys is already misplaced? In that case, will my claim be approved or rejected?
Agar bike ke lock change karwaye ho to?
What if i steal my own bike and keep it somewhere else or hide it .
Can i Claim insurance?? 🤔
I have lost my Bike keys... But not the Bike... What to do now? How to claim insurance? Please help 🙏🏻
What's the solution if someone have lost keys?
Sir thank you so much for all the informative videos 🙏 i have gone through one incident in which my bike was registered to some state and unfortunately it got burnt and destroyed in other state going through the process was very problematic as the concerned RTO in starting didn't had the idea about the process and also there was no online proper guidelines for the process after following with both the RTO's on mail and reasearch on online portal or RUclips didn't found any thing I got the NOC which to around more than a month. Sir i request you kindly make a video like this on the same 🙏🙏 thank you
Sir meri bullet bike 8 months pehle chori Hui thi. But police ne aaj tk no trace report nhi di. Itne chakkar lga Chuka hua police station k. Aaj tk kuch nhi hua. Plz guide me sir
Maan lo ki bike ka lockset kharab hone pr company se hi dusra lockset install karvaya ho. To chaabi almost new dikhegi. 1 chaabi hai aur 1 chaabi bike ke saath chori hui/dono chaabi hain, agar ye 2 situation hai to kya hoga?
Kya kre agar bike paper and insurance bike sath chori ho jaye??
DigiLocker me sab document aa jate hai Aaj kal
Usme save Karke rakh lo
Warna ek photocopy rakh lo ghar pe