UK visa requirements for a sanction letter mentions that the loan has to be unconditional, except successful application of Visa. But HDFC Credila mentions a clause in their sanction letter that the applicant has to take Insurance. Is it fine to have this clause in the letter?
Hi Nandishna! Taking Insurance with your Education loan is mandatory and it is advised to take one as it protects your co-applicants from unforeseen circumstances. If your education loan ia getting sanctioned via WeMakeScholars, please revert to your Financial Officer for further guidance.
if we are taking an education loan from the banks which disburses the money directly to the college.even then we need to show the funds in our bank for visa?
Hi Simran! You're only required to show proof of funds for your living expenses. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Miny, We will have to evaluate your profile to check your eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Wasim! You may pay the CAS amount from your own pocket and we can help you get it reimbursed. If your education loan is being processed vis us. Feel free to connect to your Financial Officer, they will help you with the same.
Hi Anisora! No, You don't have to add the dependents name. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Prashanth! Yes, Loan sanction letter is enough to show it as a proof of funds to the embassy. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Prashant, did your loan sanction letter work for visa? Even i took an education loan from Credila, but am confused if i should get it disbursed or just show the Letter. although i don't want to get it disbursed.
@@nikitabhilare2117 i personally did not, I paid my fees so i had to show less amount in bank, but few of my friends did use only the Sanction Letter and got their visas. Its totally upto you, my recommendation is go for it.
Hi, in my pre CAS application, I have attached the loan approval and disbursement letters (from Auxilo Finserve Private LMT, an NBFC that has been sanctioned by RBI). Can I provide the same documents for my visa application? or must I wait the full 28 days?
Hi! You have to wait till 28 days as per the norms. In case you require detailed assistance on it then please don't hesitate to reach out to our loan team if you have availed education loan via Wemakescholars.
Hi Sneha! In all the banks primary Co-applicant is required. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Vivek, The Embassy prefers loans approved by Indian lenders. The chances of visa approval are higher if the student gets an approved loan from an Indian lender than Prodigy Finance.
Hi Sameer! Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Sandeep! Yes, You can show your sanction letter as proof of funds for the UK if you have taken an education loan from public or private banks. However, if you have taken an education loan from NBFCs, you will be required to disburse the loan amount to your personal account 28 days prior to the date of visa interview. We suggest you to speak with our Financial Officer for guidance with the entire education loan process. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
I have paid 50% of fees, and I got a loan for uk only for test 50% fees and living expenses. But, I’m sanction order they didn’t mentioned separately living expenses and tuition fees, they just mentioned education for 19 lakhs, is that a problem??
Hi! If the loan sanctioned amount is matching the required amount (Total expenses) then it will not be an issue, the disbursements will be given as per the break-up provided by you. If your loan is getting sanctioned via WeMakeScholars, then feel free to reach out, so our team can guide you further.
Hello Mam, I got my loan from a ukvi approved bank, but i disbursed that amount into my account and kept for 28 days. But since it's a loan amount it is liened in my account. So in this case do i need to show sanctioned letter from bank or the 28 days statement from the bank where it has mentioned about the lien amount ?
Hi Priyanshu! You can just show the sanction letter from the lender during your visa. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Umang! If you are getting your loan sanctioned from NBFC's it needs to be disbursed and will be kept on a hold for 28 days. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hey Surender! You have to show funds including a one-year tuition fee and living expenses in your bank account for your student visa approval. If you have any queries, please feel free to connect with our financial officer here: bit.ly/48cTdcR. We will analyze your profile in detail and give you all possible options for your profile within 48 hours. Thank you.
Does my loan sanction letter need to be 31 days within applying for Visa, like for the 28 days funds holding method. My uni is insisting me to get the date changed on sanction letter, should i?
Hi Sri! Yes, you need funds to be disbursed 28 days prior to your visa. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Sameer, Yes we can help you even if you do the possess any collateral but for your information these mentioned below all can be accepted as collateral Immovable property: House or a Flat or Non-agriculture land Liquid security: Fixed deposit, Insurance policies, Govt. Bonds Third party collateral (collateral belonging to uncle/ aunt/ grandparents/ family friends) are acceptable as well. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hey mam i have an question regarding showing funds in bank account to uk govt. my master program is of 2 year outside london do i have to show funds of 1 year or 2 year while applying to visa
Hi Aditi, You need to show approximately 10 lakhs as proof of funds (i.e.) for 1 year. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Gokul, It is not possible to include IHS in the education loan. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Param! Yes, It is valid and if you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi I got my loan sanctioned but 1.5 lakhs lesser than the desired amount, I didn't maintain that 1.5 lakhs in my bank account also in order to apply for visa. Is there anything I can do to solve this issue?
Hi Zaibun! Yes, it is true, you would be required to show proof of funds for a UK visa, if your loan was sanctioned via WeMakeScholars, kindly revert to your Financial Officer. He/She can guide you further regarding this and help you solve your problem.
Hello mam ,i took loan from hdfc credila so now i have sanction letter but also it has terms and conditions in second page so is it ok to go for visa or will it be any probelm as i didnt disbursed any money and i just have sanction letter .pls let me know as i have visa within 2 days thank you .
Hello Anitha, Credila is approved by UKVI. It is advisable to take pre-visa disbursement 28 days before the visa appointment to avoid any consequences, as your education loan is sanctioned by an NBFC. However, acceptance of the funds also depends on the university's policies too.
Mam I applied for the loan with SBI. Got the sanction letter in a very general format without any letter head or anything. It is on a simple A4 size paper with asignature of AGM. Later I found out about this specific format and came to know about wemakescholars. Can you please help me how to get it from the bank? I am short of just this document and everything is set. Please mam help me woth this. Already spent 60-70K and also 5K pounds to the university as a deposit. I am at the place of losing a lot. Can you please help me out??
Hi Pathan! Unfortunately, we are not authorized to talk on behalf of the applicants whose files haven't been sanctioned via us. If your file was sanctioned via WeMakeScholars, feel free to reach out to your Financial Officer, they will help you get the sanction letter on UKVI format.
Hi i am not sure if this is the right section to ask this question. But if i have a joint account with my father will i still have to show my birth certificate?(my birth certificate is in punjabi and also my name is not mentioned in it, which i am sure will create issues in case i attach my certificate even with translation ).can you please suggest me a way to overcome this
Hi Arpit! Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Listen madam , I'm showing 15 lakhs savings, visa officer will ask me about loan sanction letter? Like it is mandatory to take loan sanction letter with you ?( For USA)
Hi! Proof of funds is required to get a student visa to the US, which can be shown using your own funds or an education loan, However, You get to avail benefits such as Tax exemption, Repayment holiday, Govt. Subsidies, Faster visa approval etc. We have helped 1000+ students get into their dream universities and that too for free. Connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Ma’m, pls assist can we produce HDFC credila loan sanction letter which is dated 60days older and in the letter it’s validity mentioned till next year May. will there be any issue by producing month older document
Hey, even I took and education loan from credila....but i am confused if my sanction letter would work for visa.....Or should I get it disbursed....Although i don't want to disburse it as i would have to wait for 28 days. So did the letter work for you?
@@osamapatel1251 Hi Osama! You are not required to wait for 28 days when you are getting your education loan sanction from Credila. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I have also taken the loan from HDFC CREDILLA! Can you tell me that in your sanction letter there is second name is written as Co-applicant or guarantor?
Hey! Could you tell me names of some banks who accept maternal aunt as co-applicant if parents income is insufficient?The total loan amount is 2,63,000.
Hi Vamsi, It is accepted. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Geeta! We are a scholarship listing portal and help Indian students with education loans as well. Unfortunately, we do not have the expertise in the required field to help you out.
Hello Ma'am in one of your videos you told that government banks do not reject education loan due to insufficient income of co-applicant. So can you tell me what are the factors that a government bank consideres while sanctioning education loan?
Hi Deepti, If you are taking a secured loan from a government bank the main factor that they consider is collateral. For further guidance Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@deeptisharma1303 Please watch this video on why an education loan gets rejected : ruclips.net/video/ZSUJhK-7BYA/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, I would like to know whether only University Hostel fee is considered for visa or even a private rental accommodation can also be shown to acquire a UK student visa? And after I get the visa, can the shown amount be withdrawn from the bank or is it locked for a certain period?
Hi Taabish! Irrespective of the type of accommodation that you will be opting your loan sanction letter is just enough to show as proof of funds and yes the amount can be withdrawn from the loan. For guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi mam, can you please tell if I take a loan from a bank not in the list of ukvi approved bank list, will the sanction letter work Or will i need wait for 28 days after disbursement?
Hi Aditya! You are required to wait for 28 days once the loan is disbursed only incase of some lenders which are not been in UKVI approved bank list. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Vivek! Usually when you are getting an education loan sanction letter from any of the NBFC you are required to follow this 28 prior disbursement rule.
@@abhishekkalyanwat2693 I am in my 28 day waiting period...didn't want to take any risk. But my friend has applied using credila sanction letter and he got his visa in 3 weeks.
@@vivekhosamani7265 was the credila sanction letter accepted without any hassle, as they don't mention that the funds are for both tution and living expenses.
Hello Nitin, Many of my friends just showed the credila sanction letter and they got their visas. Although I chose to take disbursement as I felt bank statement is much stronger proof of funds than just the letter. Not only for visa but for further processes in general
Hi, What will be the amount to be shown in the bank account to get a student visa. Will the accommodation/hostel fee paid to the university from the loan be considered. e.g 12k - 8k hostel fees = 4k pounds. Is this the amount to be shown in the bank statement? kindly explain.
Hi Aaisha! Yes, you can also include living expenses in your education loan. Bur then banks can disburse the amount into forex card as per the requirement. For further guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Unsecured loan me agar co-applicant father ho and he is above 65 years of age then kya options hain?? Also he is the only co-applicant I have. Kindly suggest some bank or nbfc that might help.
Hi John, we can suggest the best bank after getting few more details of yours. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Kumars! Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello Team, I have the amount to pay my University fees. Will my loan sanction letter work but without dispersion of the amount? Will I have any issues?
Hi Sunil! Yes your Sanction letter can be used as proof of funds and your funds are not required to be disbursed for visa application. For further one-on-one guidance please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Amar! Yes, your sanction letter should not be more that 6 months old at the time of applying for Visa. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hey I have took a loan from NBFC and it’s just 2 days now so I am planing to pay full fees from it and rest I have my funds to show which are 28 days old enough for 10 months is it okay to apply VISA
I recently took a 7.5 Lakhs loan from SBI for higher education. However, the bank made a correction from pen on my sanction letter and they said that its fine and won't affect my visa (the letter had stamp that the sanction is valid for three months so they just cut the three and wrote six instead). So what should I do?will it work or should i get it authenticated before applying for visa?
Hello Ma’am Thanks for putting informative video. Just having one query wrt to Visa process. Can we show Loan sanction letter at the time of Visa Appointment with bank statement as loan would be disbursed post Visa approval. Please assist. Regards Naveen
Hi Naveen! Glad that you found the video informative. Yes, loan sanction is enough to show as proof of funds during your visa process and again it depends on the lender that you are getting a loan from. For further guidance on the same, please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello, I had submitted my loan sanction letter to the university in the UK, but they rejected it saying my parents name can't be on the loan letter as co-applicant as per immigration rule and asking me to keep them as guarantors but bank is saying we can't keep them as guarantors. what should I do.?
Hi Aditya, WeMakeScholars is associated with different banks and NBFCs that offer non-collateral education loans to students. We can directly help you with Govt. banks for collateralized loans above 7.5 lacs. But, Govt banks also offer non-collateral loans for amounts below 7.5 lacs, for which we are not authorized to handle applications directly. As many students started asking assistance about the same, we have recently onboarded VidyaLoans to serve such students. VidyaLoans is a paid service and it is totally your decision to opt for it or not. Going via them makes it easier for such 7.5 lacs below loans as they have the expertise for the same. We are working with VidyaLoans ONLY for such cases of 7.5 lacs non-collateral from GOVT banks.
Hi Miny, We will have to evaluate your profile to check your eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi.. Hello Mam I have got admission in UK and my fee is 14 lakhs but I do not have any co-applicant and collateral...and my village is in rural area..so no one is giving loan on my home documents. So I request you from my heart....please give me an education loan of 10 lakhs.. I don't have any option.. you are my last hope... 🙏🙏🤗
Hi, We can help you out in the loan process for that we will require a few more details. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi "We Make Scholars" you guy are doing great job. Can u please make a video on abroad working applications. I am indiam working in dubai but wish to study in Canada. What's the procedure to get education from India.
Hi Abulkarim, Our team can help you with the loan process even if you are an NRI. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@SameerKhan-dc7nr Hi Sameer, If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello! I just wanted to know if it is normal for private banks like Axis Bank to not give a moratorium period for a 20L unsecured loan? Especially post covid. I'm being told that EMIs will start a month after disbursement.
Hi Nakul, few lenders provide such deals after evaluation, if it meets a product's criteria. Please feel free to reach out to your Financial Officer for further questions.
@@vasanthraj3117 Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Ashim! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hii mam im new on your channel .can u help.me .I want educational loan for studying in Canada..I just need one year fees because my brother is already there so we will pay my 2nd year fees .plsss I need your help if you have good suggestion for me plsss reply me
Hi Aman, We can help you with the education loan process for Canada. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Sukhgill! If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi I got my loan sanctioned but 1.5 lakhs lesser than the desired amount, I didn't maintain that 1.5 lakhs in my bank account also in order to apply for visa. Is there anything I can do to solve this issue?
Hi Zaibun! Yes, it is true, you would be required to show proof of funds for a UK visa, if your loan was sanctioned via WeMakeScholars, kindly revert to your Financial Officer. He/She can guide you further regarding this and help you solve your problem.
After getting loan sanction letter from public bank. Do we have to wait for 28 days for visa application or we can start visa application right after getting the sanction letter ?
Hi Nisha! You can start the visa application as it is not required to wait for 28 days if incase you got the loan sanction from a public lender. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
UK visa requirements for a sanction letter mentions that the loan has to be unconditional, except successful application of Visa. But HDFC Credila mentions a clause in their sanction letter that the applicant has to take Insurance. Is it fine to have this clause in the letter?
Hi Nandishna! Taking Insurance with your Education loan is mandatory and it is advised to take one as it protects your co-applicants from unforeseen circumstances. If your education loan ia getting sanctioned via WeMakeScholars, please revert to your Financial Officer for further guidance.
Is it fine if it is mentioned in the sanction letter as a clause?
Yes, it is.
if we are taking an education loan from the banks which disburses the money directly to the college.even then we need to show the funds in our bank for visa?
Hi Simran! You're only required to show proof of funds for your living expenses. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hey bro, have you paid the deposit amount ? or you got CAS directly by showing loan sanction letter ?
Collateral ki bina garenter k ho to .edu Lon milega kahi
Hi Miny, We will have to evaluate your profile to check your eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Is insurance policy and national saving certificate accepted in co-lateral by UK Visa as security against education loan?
Hi Anjali! Term life insurance can be submitted as collateral for your education loan.
Can we disburse the loan amount in middle of CAS process if we apply CAS on the basis of Sanction letter?
Hi Wasim! You may pay the CAS amount from your own pocket and we can help you get it reimbursed. If your education loan is being processed vis us. Feel free to connect to your Financial Officer, they will help you with the same.
Hey.. did you do disburse the amount?
Hi there, is it necessary to add dependants name in the loan sanctioned letter?
Hi Anisora! No, You don't have to add the dependents name. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Is NBFCs loan sanction letter be enough as proof of funds?
Hi Prashanth! Yes, Loan sanction letter is enough to show it as a proof of funds to the embassy. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Prashant, did your loan sanction letter work for visa? Even i took an education loan from Credila, but am confused if i should get it disbursed or just show the Letter.
although i don't want to get it disbursed.
@@osamapatel1251hi Osama. What did you do then? I am in a similar situation right now. Can I go ahead with the visa with my credila sanction letter?
@@nikitabhilare2117 i personally did not, I paid my fees so i had to show less amount in bank, but few of my friends did use only the Sanction Letter and got their visas.
Its totally upto you, my recommendation is go for it.
@@osamapatel1251 bro I have sanction letter from Avanse and will the sanction letter can be used as financial evidence for UK student visa?
2 months old loan sectioned letter ke sath UK VISA ke liye apply kar sakte hai kya?
Hi Hridaynarayan! You may apply for a UK visa even though your sanction letter is older than two months.
Hi, in my pre CAS application, I have attached the loan approval and disbursement letters (from Auxilo Finserve Private LMT, an NBFC that has been sanctioned by RBI). Can I provide the same documents for my visa application?
or must I wait the full 28 days?
Hi! You have to wait till 28 days as per the norms. In case you require detailed assistance on it then please don't hesitate to reach out to our loan team if you have availed education loan via Wemakescholars.
Hello mam do this loan application need any co borrower?
Hi Sneha! In all the banks primary Co-applicant is required. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello Ma'am, Will I face any difficulties if I use the loan confirmation letter from Prodigy Finance to apply for a UK student visa?
Hi Vivek, The Embassy prefers loans approved by Indian lenders. The chances of visa approval are higher if the student gets an approved loan from an Indian lender than Prodigy Finance.
@@WeMakeScholars Hello, Thanks for your quick response.
hello maam, is it necessary to mention that the bank is regulated by RBI and also regarding the disbursement in our loan letter?
Hi Sameer! Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam can i show in principle loan approval letter for uk visa and
Hi Sandeep! Yes, You can show your sanction letter as proof of funds for the UK if you have taken an education loan from public or private banks. However, if you have taken an education loan from NBFCs, you will be required to disburse the loan amount to your personal account 28 days prior to the date of visa interview. We suggest you to speak with our Financial Officer for guidance with the entire education loan process. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
I have paid 50% of fees, and I got a loan for uk only for test 50% fees and living expenses. But, I’m sanction order they didn’t mentioned separately living expenses and tuition fees, they just mentioned education for 19 lakhs, is that a problem??
Hi! If the loan sanctioned amount is matching the required amount (Total expenses) then it will not be an issue, the disbursements will be given as per the break-up provided by you. If your loan is getting sanctioned via WeMakeScholars, then feel free to reach out, so our team can guide you further.
Hello Mam, I got my loan from a ukvi approved bank, but i disbursed that amount into my account and kept for 28 days. But since it's a loan amount it is liened in my account. So in this case do i need to show sanctioned letter from bank or the 28 days statement from the bank where it has mentioned about the lien amount ?
Hi Priyanshu! You can just show the sanction letter from the lender during your visa. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello Ma'am, I just wanted to ask, even with loan sanction letter do we have to wait for 28 days before applying for the UK study visa?
Hi Umang! If you are getting your loan sanctioned from NBFC's it needs to be disbursed and will be kept on a hold for 28 days. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello ma'am, Is loan sanction letter from HDFC credila is enough for proof of funds for uk student visa?
Hey Surender! You have to show funds including a one-year tuition fee and living expenses in your bank account for your student visa approval. If you have any queries, please feel free to connect with our financial officer here: bit.ly/48cTdcR. We will analyze your profile in detail and give you all possible options for your profile within 48 hours. Thank you.
Does my loan sanction letter need to be 31 days within applying for Visa, like for the 28 days funds holding method. My uni is insisting me to get the date changed on sanction letter, should i?
Hi Sri! Yes, you need funds to be disbursed 28 days prior to your visa. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hmare paas girvi rahkne ke liye kush nhi h kya ese loan kra sakte h plz btao
Hi Sameer, Yes we can help you even if you do the possess any collateral but for your information these mentioned below all can be accepted as collateral
Immovable property: House or a Flat or Non-agriculture land
Liquid security: Fixed deposit, Insurance policies, Govt. Bonds
Third party collateral (collateral belonging to uncle/ aunt/ grandparents/ family friends) are acceptable as well. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hey mam i have an question regarding showing funds in bank account to uk govt.
my master program is of 2 year outside london do i have to show funds of 1 year or 2 year while applying to visa
Hi Aditi, You need to show approximately 10 lakhs as proof of funds (i.e.) for 1 year. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars My master is of 2 year which is 24 months so do i have to show 20 L in my bank account?
For the visa, you only need to show proof of funds for one year. For further guidance, please request a callback on this link : bit.ly/education-loan
Hi mam is the ihs surcharge amount for uk can be included in education loan
Hi Gokul, It is not possible to include IHS in the education loan. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam, If we disburse 25% of loan before visa application, So sanction letter is still valid for filling visa ?
Hi Param! Yes, It is valid and if you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Param.. Which bank u took loan from?
Hello madam
Does this letter need the loan account number?
Is that a mandatory thing?
Hi! Kindly elaborate on your query!
Hi I got my loan sanctioned but 1.5 lakhs lesser than the desired amount, I didn't maintain that 1.5 lakhs in my bank account also in order to apply for visa. Is there anything I can do to solve this issue?
Hi Zaibun! Yes, it is true, you would be required to show proof of funds for a UK visa, if your loan was sanctioned via WeMakeScholars, kindly revert to your Financial Officer. He/She can guide you further regarding this and help you solve your problem.
Hello mam ,i took loan from hdfc credila so now i have sanction letter but also it has terms and conditions in second page so is it ok to go for visa or will it be any probelm as i didnt disbursed any money and i just have sanction letter .pls let me know as i have visa within 2 days thank you .
Hello Anitha, Credila is approved by UKVI. It is advisable to take pre-visa disbursement 28 days before the visa appointment to avoid any consequences, as your education loan is sanctioned by an NBFC. However, acceptance of the funds also depends on the university's policies too.
Mam I applied for the loan with SBI. Got the sanction letter in a very general format without any letter head or anything. It is on a simple A4 size paper with asignature of AGM. Later I found out about this specific format and came to know about wemakescholars. Can you please help me how to get it from the bank? I am short of just this document and everything is set. Please mam help me woth this. Already spent 60-70K and also 5K pounds to the university as a deposit. I am at the place of losing a lot. Can you please help me out??
Hi Pathan! Unfortunately, we are not authorized to talk on behalf of the applicants whose files haven't been sanctioned via us. If your file was sanctioned via WeMakeScholars, feel free to reach out to your Financial Officer, they will help you get the sanction letter on UKVI format.
Hi i am not sure if this is the right section to ask this question. But if i have a joint account with my father will i still have to show my birth certificate?(my birth certificate is in punjabi and also my name is not mentioned in it, which i am sure will create issues in case i attach my certificate even with translation ).can you please suggest me a way to overcome this
Hi Arpit! Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello mam,
In my loan sanction letter there was a mistake in my passport no. Would that become an issue during Visa processing
Hi! Was your loan sanctioned via WeMakeScholars?
Listen madam , I'm showing 15 lakhs savings, visa officer will ask me about loan sanction letter? Like it is mandatory to take loan sanction letter with you ?( For USA)
Hi! Proof of funds is required to get a student visa to the US, which can be shown using your own funds or an education loan, However, You get to avail benefits such as Tax exemption, Repayment holiday, Govt. Subsidies, Faster visa approval etc. We have helped 1000+ students get into their dream universities and that too for free. Connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Your financial officer didn't picking up the call or didn't give any reply on email...so frustrated now
Hi Sandeep! Kindly Share your registered e-mail address so our team can get back to you.
Hi Ma’m, pls assist can we produce HDFC credila loan sanction letter which is dated 60days older and in the letter it’s validity mentioned till next year May. will there be any issue by producing month older document
Hi Gowri! There will not be any issue with the sanction letter.
Hey, even I took and education loan from credila....but i am confused if my sanction letter would work for visa.....Or should I get it disbursed....Although i don't want to disburse it as i would have to wait for 28 days.
So did the letter work for you?
@@osamapatel1251 Hi Osama! You are not required to wait for 28 days when you are getting your education loan sanction from Credila. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I have also taken the loan from HDFC CREDILLA! Can you tell me that in your sanction letter there is second name is written as Co-applicant or guarantor?
@@osamapatel1251 Did you got your CAS on the basis of Sanction letter? Did you got any obstacles in it?
Hey! Could you tell me names of some banks who accept maternal aunt as co-applicant if parents income is insufficient?The total loan amount is 2,63,000.
Hi Deepti, Sorry, we will not be able to help you with the loan of 2,63,000.
mam i have took education loan for living expense and i show fd; it is valid now my files are in under process
Hi Kaushik! Can you please eloborate on your query?
Will loan against fd is accepted for student visa for UK.
Hi Vamsi, It is accepted. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello, i have applied for visa all by myself but i had a minor query, can you help me out? As I'm finding no one who is willing to help me out with it
Hi Geeta! We are a scholarship listing portal and help Indian students with education loans as well. Unfortunately, we do not have the expertise in the required field to help you out.
Hello Ma'am in one of your videos you told that government banks do not reject education loan due to insufficient income of co-applicant. So can you tell me what are the factors that a government bank consideres while sanctioning education loan?
Hi Deepti, If you are taking a secured loan from a government bank the main factor that they consider is collateral. For further guidance Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars And ma'am what in case we take unsecured loans?
@@deeptisharma1303 Please watch this video on why an education loan gets rejected : ruclips.net/video/ZSUJhK-7BYA/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, I would like to know whether only University Hostel fee is considered for visa or even a private rental accommodation can also be shown to acquire a UK student visa? And after I get the visa, can the shown amount be withdrawn from the bank or is it locked for a certain period?
Hi Taabish! Irrespective of the type of accommodation that you will be opting your loan sanction letter is just enough to show as proof of funds and yes the amount can be withdrawn from the loan. For guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thank you Damini😊
Hi mam, can you please tell if I take a loan from a bank not in the list of ukvi approved bank list, will the sanction letter work Or will i need wait for 28 days after disbursement?
Hi Aditya! You are required to wait for 28 days once the loan is disbursed only incase of some lenders which are not been in UKVI approved bank list. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
i have taken loan from HDFC credila which is an NBFC. do i need to wait for 28 days now or the credila sanction letter is enough to apply?
Hi Vivek! Usually when you are getting an education loan sanction letter from any of the NBFC you are required to follow this 28 prior disbursement rule.
Hii, Vivek Did you apply with the credila sanction letter or waited 28 days after disbursement?
@@abhishekkalyanwat2693 I am in my 28 day waiting period...didn't want to take any risk. But my friend has applied using credila sanction letter and he got his visa in 3 weeks.
@@vivekhosamani7265 was the credila sanction letter accepted without any hassle, as they don't mention that the funds are for both tution and living expenses.
Hello Nitin, Many of my friends just showed the credila sanction letter and they got their visas. Although I chose to take disbursement as I felt bank statement is much stronger proof of funds than just the letter. Not only for visa but for further processes in general
Hi, What will be the amount to be shown in the bank account to get a student visa. Will the accommodation/hostel fee paid to the university from the loan be considered. e.g 12k - 8k hostel fees = 4k pounds. Is this the amount to be shown in the bank statement? kindly explain.
Hi Aaisha! Yes, you can also include living expenses in your education loan. Bur then banks can disburse the amount into forex card as per the requirement. For further guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Unsecured loan me agar co-applicant father ho and he is above 65 years of age then kya options hain?? Also he is the only co-applicant I have. Kindly suggest some bank or nbfc that might help.
Hi John, we can suggest the best bank after getting few more details of yours. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam living expenses ke liye bank universities se letter ke demand kr rha h. Or agent man kr rha h ki letter nhi milta uni sen
Hi Kumars! Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
The assistants did not responding even they not lifting cals...
Hi Yeshwanth! Sorry to hear that. Please share your registered email address.
Hello Team,
I have the amount to pay my University fees. Will my loan sanction letter work but without dispersion of the amount?
Will I have any issues?
Hi Sunil! Yes your Sanction letter can be used as proof of funds and your funds are not required to be disbursed for visa application. For further one-on-one guidance please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Do sanction letter should not be dated 6 months old before visa application?
Hi Amar! Yes, your sanction letter should not be more that 6 months old at the time of applying for Visa. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hey I have took a loan from NBFC and it’s just 2 days now so I am planing to pay full fees from it and rest I have my funds to show which are 28 days old enough for 10 months is it okay to apply VISA
Hi Suyash! Was your education loan sanctioned via WeMakeScholars?
Hey bro, have you paid the deposit amount ? or you got CAS directly by showing loan sanction letter ?
I recently took a 7.5 Lakhs loan from SBI for higher education. However, the bank made a correction from pen on my sanction letter and they said that its fine and won't affect my visa (the letter had stamp that the sanction is valid for three months so they just cut the three and wrote six instead). So what should I do?will it work or should i get it authenticated before applying for visa?
Hi Vikalp! Was your loan sanctioned via WeMakeScholars?
@@WeMakeScholars no
@@vikalpgaur8112 Sorry! We will not be able to guide you.
Hello Ma’am
Thanks for putting informative video.
Just having one query wrt to Visa process. Can we show Loan sanction letter at the time of Visa Appointment with bank statement as loan would be disbursed post Visa approval. Please assist.
Regards
Naveen
Hi Naveen! Glad that you found the video informative. Yes, loan sanction is enough to show as proof of funds during your visa process and again it depends on the lender that you are getting a loan from. For further guidance on the same, please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello, I had submitted my loan sanction letter to the university in the UK, but they rejected it saying my parents name can't be on the loan letter as co-applicant as per immigration rule and asking me to keep them as guarantors but bank is saying we can't keep them as guarantors. what should I do.?
Hi Anjali! Did your loan got sanctioned via WeMakeScholars?
Hi, Anjali how did your problem got resolved?Could you please help my parent name is there as a co-applicant on bank sanction letter.
Mam i got a call from a person claiming to be from WMS and Asked for 10000 processing fee ..Is it genuine how can I check that
Hi Aditya, WeMakeScholars is associated with different banks and NBFCs that offer non-collateral education loans to students. We can directly help you with Govt. banks for collateralized loans above 7.5 lacs. But, Govt banks also offer non-collateral loans for amounts below 7.5 lacs, for which we are not authorized to handle applications directly. As many students started asking assistance about the same, we have recently onboarded VidyaLoans to serve such students. VidyaLoans is a paid service and it is totally your decision to opt for it or not. Going via them makes it easier for such 7.5 lacs below loans as they have the expertise for the same. We are working with VidyaLoans ONLY for such cases of 7.5 lacs non-collateral from GOVT banks.
Mam I am from Kerala . My son looking for a master's program in uk finance prob with out collateral Loan mil sakhta h uska father abroad h
Hi Miny, We will have to evaluate your profile to check your eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi.. Hello Mam I have got admission in UK and my fee is 14 lakhs but I do not have any co-applicant and collateral...and my village is in rural area..so no one is giving loan on my home documents. So I request you from my heart....please give me an education loan of 10 lakhs.. I don't have any option.. you are my last hope... 🙏🙏🤗
Hi, We can help you out in the loan process for that we will require a few more details. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi "We Make Scholars" you guy are doing great job. Can u please make a video on abroad working applications. I am indiam working in dubai but wish to study in Canada. What's the procedure to get education from India.
Hi Abulkarim, Our team can help you with the loan process even if you are an NRI. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello
@@SameerKhan-dc7nr Hi Sameer, If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello! I just wanted to know if it is normal for private banks like Axis Bank to not give a moratorium period for a 20L unsecured loan? Especially post covid.
I'm being told that EMIs will start a month after disbursement.
Hi Nakul, few lenders provide such deals after evaluation, if it meets a product's criteria. Please feel free to reach out to your Financial Officer for further questions.
Hi mam, can you please help me to get education loan for my bachelor's degree in architecture in india through we make scholars.
Hi Vasanth, What is your loan amount?
@@WeMakeScholars its 4lakhs mam.
@@vasanthraj3117 Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars Thanks mam, ill do it.
thank u for the info
Hi Ashim! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hii mam im new on your channel .can u help.me .I want educational loan for studying in Canada..I just need one year fees because my brother is already there so we will pay my 2nd year fees .plsss I need your help if you have good suggestion for me plsss reply me
Hi Aman, We can help you with the education loan process for Canada. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hlo mam
Hi Sukhgill! If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi I got my loan sanctioned but 1.5 lakhs lesser than the desired amount, I didn't maintain that 1.5 lakhs in my bank account also in order to apply for visa. Is there anything I can do to solve this issue?
Hi Zaibun! Yes, it is true, you would be required to show proof of funds for a UK visa, if your loan was sanctioned via WeMakeScholars, kindly revert to your Financial Officer. He/She can guide you further regarding this and help you solve your problem.
After getting loan sanction letter from public bank. Do we have to wait for 28 days for visa application or we can start visa application right after getting the sanction letter ?
Hi Nisha! You can start the visa application as it is not required to wait for 28 days if incase you got the loan sanction from a public lender. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan