Amazing content mam, ur help in my loan process is highly appreciated. Thank you so much and keep posting such content to save money during repayment in the future😊👍
Hi, Anandhu! Yes, you can. For further guidance on the same, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@danushtvdass4140 bro my own brother got good support from this team , and Note that it vary from person to person , different councillors have different attitude , if you found any thing bad from there side ,then report the issue to there senior officials , my brother is the best example for me. And as I mentioned if you feel bad with your councillor , request the team to change your councillor that's all!!
Hi maam, is their anyway to get secured loan with collateral for a student having a GAP of 4 year?? Because I am into this situation. I did a freelancing work to earn some money which kept me away from my studies so I started getting gaps. I don't have any track or record of income as I was earning on daily bases. Please help me out !!!
Hi! The gap needs to be justified properly. What you were up to during these 4 years, will be asked by the bank. As per bank norms, they cannot deny a loan for GAP as the reason. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Henna! We haven't posted any video on preclosure loans and it's process but we will definitely work on the same. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Please make a updated video on German universities expenses, living expenses, insurance. If I'm going to Germany for Masters what will be the total cost? Please respond 🙏
Hi, Priyadarshi! Please watch this video on education loans for Germany, Blocked Account and other details: ruclips.net/video/xYTjZnKNHvc/видео.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello WMS, I have two questions: (i) Can we use our money deposited in PF for education loan? (ii) Once our loan is sanctioned, can we increase the limit later by adding more security as collateral? Thanks very much for use wonderful service you are doing!
Hi, Gita! 1) No, but you can convert it into an FD and use that as collateral. 2) It is possible with some lenders but it depends on your top-up eligibility. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Srishti! Once uploaded a document, cannnot be deleted. You may revert to our document uploading portal and upload the right document at the supporting documents section. Which can be found at the bottom of the page.
Hello, i have gotten a loan sanctioned thru elitescholers, and the loan is from avanse, will i get the 0.5% TCS cuz it is a nbfc? Im asking this cuz they mentioned the money disbursed will first be coming to my mother's (co applicant) account then to the university.. does this disbursement process make the TCS amount 5% as the government will see the money getting transfered from my mother's account?
Hi! It will be 0.5% if the money is coming through a financial institution bank or NBFC. Also, even if the money is going via your mother's account, the FOREX will be done through Avanse. At the time of FOREX, when they collect the TCS- they will specify the source as education loan, so that the TCS charged is only 0.5%.
Hi, Manish! Thanks for the feedback, we'll look into it. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
This remittance tax would it be applicable for all sorts of tranfers? Let's say if the bank sends out fees to the university would it be applicable there as well? if so, how is it charged, like are we suppose to pay the 0.5% to the bank or they adjust it in sanction amount
Hi Akshay, Please go through this video which discusses the same: ruclips.net/video/m1FDd_csbt4/видео.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Samiya! You will require collateral for MBBS. Non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted as collateral. Third party collateral is also accepted. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Pradhuman! Please watch this video on how collateral is valued for an education loan: ruclips.net/video/C1vbCwz8cGs/видео.html For guidance on application and submitting documents, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello! Glad you're finding the videos helpful. For further one-on-one guidance, you may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello WMS Team, This Loanflix series is great & Helpful. I have questions though I got Loan Sanction from NBFC via WMS for Master in Canada. NBFC Spoc. is saying that they'll disburse the Required amount directly to my Father's (Co-applicant) account so now If I pay my tution fees using those funds I'll be charged at 0.5% or 5% ? I ask them to pay directly to University but they are declining & says we'll transfer to account only bcz its Foreign Univ. Please help !
Hi mam, at what stage one should apply for education loan? For ex - if someone is planning for further studies abroad, do the guy needs to apply to college/ university and get appointment letter first and than apply for education loan. Or first they need to assess the eligibility for loan ,whether they can get the loan or not? In my opinion, it is not feasible for a guy applies for a course and later on loan gets rejected due to xyz reason. Please suggest.
Hi, Nitin! The best time to contact us for the loan would be once you have started applying to universities and are waiting for your admits. This way, you will not lose time later when the deadline approaches. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Karthik! It depends on your CIBIL score and financial profile. We will need some more details to check that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Mam I have been trying for education loan but I don't have any co applicant with valid income proof ...only collateral is there for me right now..is there is any possibility of getting loan under this situation?
Hi, Sasi! We would need some more details to check your eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Puja! Yes, it is possible. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi! No, siblings cannot claim benefits under Section 80E. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam....what if I get a visa rejection after sanction of education loan even before the disbursement.... especially in case of NBFC and private bank loans
Hi, Paul! Please watch this video on visa rejection: ruclips.net/video/UDQXcVUe-zU/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Damini,I am having 10+ years of work exp and I will be studying abroad for a 1 yr Masters course in UK, since I will be taking and education loan I will not be eligible for tax savings,is there any other benefits or savings applicable for me?
Hi Henna! Our loan team can help you out with the details regarding the same. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam can we give the education loan at the time of college only if we had enough money? Suppose i have a 1 lack per year loan requirement, so can i give 50k to the bank at the same year of college only if a have money that time? Plss reply mam
Hi, Tauhid! Yes, you can repay your loan during the moratorium period. If you have taken a loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Deepali! Yes, you can get a loan for a diploma course as well. We would have to evaluate your profile to confirm that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi mam here I want to know more about education loan in kerala govt provided...here the most of the banks are not interested to allocated the loan . actually we bargain getting loans as somthg which would buy in tha market so plz help me maman I wish to do my masters only the loan amt contains 1 lakh ....this is compare to very low cost plz mam plz find out a solution
Mam my course fee is 14000 pounds and for visa I need to show 9500 pounds so if we pay only 7000 pounds as are Advance fee deposit do we need to show rest of the fee + accomodation or just accomodation
Hi, Shubham! Please check with the visa issuing authority for details regarding proof of funds. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello I am taking education Loan from avanse and they said that insurances are compulsory like loan insurance, life insurance, health insurance. All 3 insurance are compulsory for you and your father. Is it true or they are just trying to sell insurance. Please help tomorrow they will sanction my loan
Hi, Sairohan! TCS is not applicable on money being remitted from NRO account to NRE/Foreign Account. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Im planning to study abroad by jan2022 intake. Also im planning to avail a home loan right now? Does a home loan effect my eligibility to take a study loan? Should i drop the idea of availing a home loan if i want to avail a study abroad loan soon?
Hi, Abhishek! It is possible to take an education loan against a property which is already under home loan. Please watch this video for more details: ruclips.net/video/Z4_YKcEaHfI/видео.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I have already taken two education loan loan on my property 30lakh can I get top up loan and what the time period for this and also I want to trasfer my education loan to another bank is it possible or not?
Hi Shalini, Yes it is possible to transfer your Education Loan from one bank to another. Please go through video which discusses the same : ruclips.net/video/nlQ5wtUH4_g/видео.html. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Kiran! Some banks can give you a secured loan without ITR. We would need some more details to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Kushal! Yes, a property which is already under home loan can be used as collateral for an education loan. Please watch this video for more details: ruclips.net/video/Z4_YKcEaHfI/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Don't have..ITR .. then how can i get education loan... Please... Help me.. 😢..... But i have colletral HOUSE& guaranter.... Still banks ask for ITR...
Hi, Suraj! There are some alternative documents which can be submitted if ITR is not available. For further details on the same, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! Please watch this video which explains how WeMakeScholars can help you with your education loan: ruclips.net/video/jRoTmw_smJ8/видео.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars My parents will be sending money from personal funds to me for living expenses. I have also taken an educational loan from SBI. They said that they would be transferring the money to my SBI account once the tuition bill is generated. After that, I need to pay the university from my SBI account. The foreign exchange transactions are quite high. That's why I was wondering are there any safe and cheaper alternatives ?
Hi, Samiya! You will require collateral for MBBS. Non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted as collateral. Third party collateral is also accepted. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Prayash! In all the bank's instructions 60% is minimum at all levels- 10th, 12th, degree. But there are some deviations that can be taken to get an approval for lower percentages. We can try that. I suggest that you request a callback, so that the Financial Officer can help you with the same: bit.ly/education-loan
Hi Nishma! Yes, you can apply for another education loan for your masters degree if you have already taken one for your bachelor's. For guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi team, Thank you for these amazing videos. I would like to get your help on my education loan repayment but I am currently outside India. Is there any way I can reach out to you? Thanks!
Hi, Sunil! Yes, some banks can approve a loan in this case. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Melissa! Yes, you may check out our education loan EMI calculator here: www.wemakescholars.com/education-loan-emi-calculator If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Lekin loan ke bare me koi proper idea nhi hai ki course complete karne ke bad interset kitna dena hoga aur bhi bahut kuch. Meri family condition abhi itna acha nhi hai ki mai itna fees bhar saku isliye loan ka socha
Hi, Ronak! We can help you if you are studying in India as well, after evaluating your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I tried to request a callback but it is not being accepted as there are so many applications from my region .I am from Surat,Gujarat. Please let me know how to contact you.
Mam, you said no charges. But, I asked your team and they told me to pay processing fee of 10000+1800gst so totally 11800.so, please reply me weather I will give processing fee or not. Because,I need education loan mam 🙏. Thank you
Hi, Durai! WeMakeScholars is associated with different banks and NBFCs that offer non-collateral education loans to students. We can directly help you with Govt. banks for collateralized loans above 7.5 lacs. But, Govt banks also offer non-collateral loans for amounts below 7.5 lacs, for which we are not authorized to handle applications directly. As many students started asking assistance about the same, we have recently onboarded VidyaLoans to serve such students. VidyaLoans is a paid service and it is totally your decision to opt for it or not. Going via them makes it easier for such 7.5 lacs below loans as they have the expertise for the same. We are working with VidyaLoans ONLY for such cases of 7.5 lacs non-collateral from GOVT banks.
Hi, Aditya! We would need some more details to check your eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@anilkamat461 Hi, Anil! Please watch this video for more details on education loan transfer: ruclips.net/video/nlQ5wtUH4_g/видео.html Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Dhariwal! Non-collateral loan for Canada is possible. We would have to evaluate all the parameters to check your eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Alice! Yes, you can. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Abhay! Most government banks do ask for income proof but some are not too particular about it if you have collateral. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam, I have been trying to request a call back. But, it seems like, you do not operate in Surat, Gujarat region. What am I supposed to do now, please help mam. 🆘🆘🆘🆘🆘🆘🆘🆘🆘🆘🆘🆘🆘🆘🆘
Hi, Nishu! We can help you out with loan options after evaluating your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I am a Govt Officer. My daughter wants to study Masters in Architecture in any public university in Italy. To get visa, I have to show 12000 € equivalent of Indian rupees to sponsor her studies. Is it possible to get collateral free loan ?
Hi, Partha! Yes, we would need some more details to check your eligibility for a non-collateral loan. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Sanju! You can connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello, Devyani! We can help you out with that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Sanju! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Amazing content mam, ur help in my loan process is highly appreciated. Thank you so much and keep posting such content to save money during repayment in the future😊👍
Hi, Gagan! Thanks for your words of appreciation. Glad you found the content helpful!
Hi mam, can i change my college after applying for education loan?
Hi, Anandhu! Yes, you can. For further guidance on the same, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@danushtvdass4140 bro my own brother got good support from this team , and Note that it vary from person to person , different councillors have different attitude , if you found any thing bad from there side ,then report the issue to there senior officials , my brother is the best example for me. And as I mentioned if you feel bad with your councillor , request the team to change your councillor that's all!!
Could you pls make a video explaining procedures for getting loan for vocational training course in Germany please it will be a valuable help for me
Hi, Jishnu! Sorry, we will not be able to help you with a loan for a vocational training course.
Hi maam, is their anyway to get secured loan with collateral for a student having a GAP of 4 year?? Because I am into this situation. I did a freelancing work to earn some money which kept me away from my studies so I started getting gaps. I don't have any track or record of income as I was earning on daily bases. Please help me out !!!
Hi! The gap needs to be justified properly. What you were up to during these 4 years, will be asked by the bank. As per bank norms, they cannot deny a loan for GAP as the reason. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Have you posted a video on preclosure loans and it's process
Hi Henna! We haven't posted any video on preclosure loans and it's process but we will definitely work on the same. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Please make a updated video on German universities expenses, living expenses, insurance.
If I'm going to Germany for Masters what will be the total cost?
Please respond 🙏
Hi, Priyadarshi! Please watch this video on education loans for Germany, Blocked Account and other details: ruclips.net/video/xYTjZnKNHvc/видео.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello WMS, I have two questions:
(i) Can we use our money deposited in PF for education loan?
(ii) Once our loan is sanctioned, can we increase the limit later by adding more security as collateral?
Thanks very much for use wonderful service you are doing!
Hi, Gita!
1) No, but you can convert it into an FD and use that as collateral.
2) It is possible with some lenders but it depends on your top-up eligibility.
For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I have uploaded the wrong document in the portal, can I know how I can correct it.
Hi Srishti! Once uploaded a document, cannnot be deleted. You may revert to our document uploading portal and upload the right document at the supporting documents section. Which can be found at the bottom of the page.
Hello, i have gotten a loan sanctioned thru elitescholers, and the loan is from avanse, will i get the 0.5% TCS cuz it is a nbfc? Im asking this cuz they mentioned the money disbursed will first be coming to my mother's (co applicant) account then to the university.. does this disbursement process make the TCS amount 5% as the government will see the money getting transfered from my mother's account?
Hi! It will be 0.5% if the money is coming through a financial institution bank or NBFC. Also, even if the money is going via your mother's account, the FOREX will be done through Avanse. At the time of FOREX, when they collect the TCS- they will specify the source as education loan, so that the TCS charged is only 0.5%.
Please mam you should give subtitles because some words you said are not understand by us..
Hi, Manish! Thanks for the feedback, we'll look into it. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
This remittance tax would it be applicable for all sorts of tranfers? Let's say if the bank sends out fees to the university would it be applicable there as well? if so, how is it charged, like are we suppose to pay the 0.5% to the bank or they adjust it in sanction amount
Hi Akshay, Please go through this video which discusses the same: ruclips.net/video/m1FDd_csbt4/видео.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Agr mam hmare pass koi property na ho or mbbs abroad ka loan lena ho to kese le
Hi, Samiya! You will require collateral for MBBS. Non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted as collateral. Third party collateral is also accepted. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
How to find value of the collateral
And how to submit it in bank for secured education loan
Hi, Pradhuman! Please watch this video on how collateral is valued for an education loan: ruclips.net/video/C1vbCwz8cGs/видео.html For guidance on application and submitting documents, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thanks for making these type videos.🙏
Hello! Glad you're finding the videos helpful. For further one-on-one guidance, you may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello WMS Team, This Loanflix series is great & Helpful. I have questions though I got Loan Sanction from NBFC via WMS for Master in Canada. NBFC Spoc. is saying that they'll disburse the Required amount directly to my Father's (Co-applicant) account so now If I pay my tution fees using those funds I'll be charged at 0.5% or 5% ? I ask them to pay directly to University but they are declining & says we'll transfer to account only bcz its Foreign Univ. Please help !
Hi Jain! Our team will be getting in touch with you shortly to help you out with the same.
Hi mam, at what stage one should apply for education loan? For ex - if someone is planning for further studies abroad, do the guy needs to apply to college/ university and get appointment letter first and than apply for education loan. Or first they need to assess the eligibility for loan ,whether they can get the loan or not? In my opinion, it is not feasible for a guy applies for a course and later on loan gets rejected due to xyz reason. Please suggest.
Hi, Nitin! The best time to contact us for the loan would be once you have started applying to universities and are waiting for your admits. This way, you will not lose time later when the deadline approaches. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
As per government norms..if Education loan waiver... Does the paid amount wil refund to my account?
Hi, Shivan! Which education loan waiver are you referring to exactly? Can you please elaborate?
Hi Madam, a quick question which really bothers me a lot.
I have a personal loan. Will it affect my chances of getting an approval with a collateral?
Hi, Karthik! It depends on your CIBIL score and financial profile. We will need some more details to check that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Mam I have been trying for education loan but I don't have any co applicant with valid income proof ...only collateral is there for me right now..is there is any possibility of getting loan under this situation?
Hi, Sasi! We would need some more details to check your eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Can the percentage of EMIs over the years be increased to reduce the tenure of the loan? Like increasing EMI in the 2nd year by 5%.
Hi, Puja! Yes, it is possible. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Is 80E applicable to my brother who is my financial Coapplicant?
Hi! No, siblings cannot claim benefits under Section 80E. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam....what if I get a visa rejection after sanction of education loan even before the disbursement.... especially in case of NBFC and private bank loans
Yes I have the same question. Answer pls.
Hi, Paul! Please watch this video on visa rejection: ruclips.net/video/UDQXcVUe-zU/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Damini,I am having 10+ years of work exp and I will be studying abroad for a 1 yr Masters course in UK, since I will be taking and education loan I will not be eligible for tax savings,is there any other benefits or savings applicable for me?
Hi Henna! Our loan team can help you out with the details regarding the same. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam can we give the education loan at the time of college only if we had enough money? Suppose i have a 1 lack per year loan requirement, so can i give 50k to the bank at the same year of college only if a have money that time? Plss reply mam
Hi, Tauhid! Yes, you can repay your loan during the moratorium period. If you have taken a loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam I just want to ask whether education loan is only for degree courses or can it be applied for 2 year diploma course also?
Hi, Deepali! Yes, you can get a loan for a diploma course as well. We would have to evaluate your profile to confirm that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi mam here I want to know more about education loan in kerala govt provided...here the most of the banks are not interested to allocated the loan . actually we bargain getting loans as somthg which would buy in tha market so plz help me maman I wish to do my masters only the loan amt contains 1 lakh ....this is compare to very low cost plz mam plz find out a solution
Hi, Aiswarya! Sorry, we will not be able to help you with a loan of 1 lakh.
Mam my course fee is 14000 pounds and for visa I need to show 9500 pounds so if we pay only 7000 pounds as are Advance fee deposit do we need to show rest of the fee + accomodation or just accomodation
Hi, Shubham! Please check with the visa issuing authority for details regarding proof of funds. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello I am taking education Loan from avanse and they said that insurances are compulsory like loan insurance, life insurance, health insurance. All 3 insurance are compulsory for you and your father.
Is it true or they are just trying to sell insurance.
Please help tomorrow they will sanction my loan
Hi, Uday! Yes, loan insurance is mandatory if you are taking a loan from an NBFC. Have you applied via WeMakeScholars?
Hello mam, does NRE/NRO account exempts me from TCS charges?
Hi, Sairohan! TCS is not applicable on money being remitted from NRO account to NRE/Foreign Account. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Im planning to study abroad by jan2022 intake. Also im planning to avail a home loan right now? Does a home loan effect my eligibility to take a study loan? Should i drop the idea of availing a home loan if i want to avail a study abroad loan soon?
Hi, Abhishek! It is possible to take an education loan against a property which is already under home loan. Please watch this video for more details: ruclips.net/video/Z4_YKcEaHfI/видео.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I have already taken two education loan loan on my property 30lakh can I get top up loan and what the time period for this and also I want to trasfer my education loan to another bank is it possible or not?
Hi Shalini, Yes it is possible to transfer your Education Loan from one bank to another. Please go through video which discusses the same : ruclips.net/video/nlQ5wtUH4_g/видео.html. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Madam, My father is an farmer and he is coapplicant. How can we save money as we don't come under income tax return
Hi, Kiran! Some banks can give you a secured loan without ITR. We would need some more details to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi mam, I need to know if I already have a loan on my house so can I get an education loan? Please reply mam
Yes you can get a loan
Thank you 😊
Hi, Kushal! Yes, a property which is already under home loan can be used as collateral for an education loan. Please watch this video for more details: ruclips.net/video/Z4_YKcEaHfI/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Don't have..ITR .. then how can i get education loan... Please... Help me.. 😢..... But i have colletral HOUSE& guaranter.... Still banks ask for ITR...
Hi, Suraj! There are some alternative documents which can be submitted if ITR is not available. For further details on the same, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars site says.. it has more request.. so it can't accept mine...😢
@@surajvarma5610 Please share your contact details and city/state to hello@wemakescholars.com . The team will get back to you.
Mam how you can help us when we go to bank to take a education loan
Hi! Please watch this video which explains how WeMakeScholars can help you with your education loan: ruclips.net/video/jRoTmw_smJ8/видео.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
While sending money abroad, which is the most cost effective way to send it?
Hi, Deepali! For what purpose are you sending money? Can you please elaborate?
@@WeMakeScholars My parents will be sending money from personal funds to me for living expenses. I have also taken an educational loan from SBI. They said that they would be transferring the money to my SBI account once the tuition bill is generated. After that, I need to pay the university from my SBI account. The foreign exchange transactions are quite high. That's why I was wondering are there any safe and cheaper alternatives ?
Can I take education loan for bachelors degree (mbbs ) abroad I m 21 nd without collateral but with coapplicant
Hi, Samiya! You will require collateral for MBBS. Non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted as collateral. Third party collateral is also accepted. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam,can i get eduaction loan for studies in canada...if i have scored less than 50% in graduation...
Hi, Prayash! In all the bank's instructions 60% is minimum at all levels- 10th, 12th, degree. But there are some deviations that can be taken to get an approval for lower percentages. We can try that. I suggest that you request a callback, so that the Financial Officer can help you with the same: bit.ly/education-loan
Hello mam
Can i apply for education loan for masters in abroad if i already have one education loan for UG
Hi Nishma! Yes, you can apply for another education loan for your masters degree if you have already taken one for your bachelor's. For guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi team,
Thank you for these amazing videos. I would like to get your help on my education loan repayment but I am currently outside India. Is there any way I can reach out to you?
Thanks!
Hi, Naveen! Was your loan sanctioned via WeMakeScholars?
Can 17 year student get an educational loan for his bachelor's abroad
Hi, Sunil! Yes, some banks can approve a loan in this case. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Do you have a education loan calculator?
Hi, Melissa! Yes, you may check out our education loan EMI calculator here: www.wemakescholars.com/education-loan-emi-calculator If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Lekin loan ke bare me koi proper idea nhi hai ki course complete karne ke bad interset kitna dena hoga aur bhi bahut kuch. Meri family condition abhi itna acha nhi hai ki mai itna fees bhar saku isliye loan ka socha
Hi, Abhishek! Please share your contact details and city/state to hello@wemakescholars.com . The team will get back to you.
Do you guys only help students who are going abroad or you also help students who are studying in India
Hi, Ronak! We can help you if you are studying in India as well, after evaluating your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I tried to request a callback but it is not being accepted as there are so many applications from my region .I am from Surat,Gujarat. Please let me know how to contact you.
Hi, Pooja! Please share your contact details and city/state to hello@wemakescholars.com . The team will get back to you.
Mam, you said no charges. But, I asked your team and they told me to pay processing fee of 10000+1800gst so totally 11800.so, please reply me weather I will give processing fee or not. Because,I need education loan mam 🙏. Thank you
Hi, Durai! WeMakeScholars is associated with different banks and NBFCs that offer non-collateral education loans to students. We can directly help you with Govt. banks for collateralized loans above 7.5 lacs. But, Govt banks also offer non-collateral loans for amounts below 7.5 lacs, for which we are not authorized to handle applications directly. As many students started asking assistance about the same, we have recently onboarded VidyaLoans to serve such students. VidyaLoans is a paid service and it is totally your decision to opt for it or not. Going via them makes it easier for such 7.5 lacs below loans as they have the expertise for the same. We are working with VidyaLoans ONLY for such cases of 7.5 lacs non-collateral from GOVT banks.
Hi mam, Can I get education loan for Japanese Language Schools in Japan for studying Japanese Language Courses?
Hi, Aditya! We would need some more details to check your eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
When the student is abroad how do we transfer the loan from one back to other bank in her absence ?
Hi, Anil! What is the purpose of the transfer? Can you please elaborate?
@@WeMakeScholars just in case we get a better rate of interest and want make it secured loan if possible . How does this get managed ?
@@anilkamat461 Hi, Anil! Please watch this video for more details on education loan transfer: ruclips.net/video/nlQ5wtUH4_g/видео.html Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars Thanks let me try this as mentioned in video
mam can i take education loan without collateral for canada. my father is farmer. please reply
Hi, Dhariwal! Non-collateral loan for Canada is possible. We would have to evaluate all the parameters to check your eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi can I get loan for bachelors for uk
Hi, Alice! Yes, you can. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Man Can I get loan without income proof. I can attach Collateral
Hi, Abhay! Most government banks do ask for income proof but some are not too particular about it if you have collateral. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam, I have been trying to request a call back. But, it seems like, you do not operate in Surat, Gujarat region.
What am I supposed to do now, please help mam.
🆘🆘🆘🆘🆘🆘🆘🆘🆘🆘🆘🆘🆘🆘🆘
Try mailing them
Just open their site and ask for call back they do contact in Gujarat region
Hi, Shubham! Please share your contact details and city/state to hello@wemakescholars.com . The team will get back to you.
Hello mam, i want to study in usa with education loan. How plzz help me
Hi, Nishu! We can help you out with loan options after evaluating your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I am a Govt Officer. My daughter wants to study Masters in Architecture in any public university in Italy. To get visa, I have to show 12000 € equivalent of Indian rupees to sponsor her studies. Is it possible to get collateral free loan ?
Hi, Partha! Yes, we would need some more details to check your eligibility for a non-collateral loan. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
How can I contact u mam
Hi, Sanju! You can connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Kya sirf abrod me padhne ke liye loan milta hai ya kisi or bhi country me pdhne ke liye milta hai
Kisi aur country mai jana matlab hi abroad hota hai
Ohh sorry mam mujhe nhi pata tha
Mujhe japan jana hai
@@shiva-kt6sc english speaking country mai jana easy hai compare to baki sab countries and japan expensive hai
Maine pahle hi choose kar liya hai mam one year ka coures hai
Hello mam
while getting requesting call back option its shows that you're region has no of application arrive .
Than what should i do now ?
Hi, Afzal! Please share your contact details and city/state to hello@wemakescholars.com . The team will get back to you.
Hello Damini, I want education loan for Germany for my son
Hello, Devyani! We can help you out with that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars sure ma'am
Mam how can I contact you I need a loan... I want to study in Ukraine
Hi, Sanju! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.