Ma'am after watching this I couldn't recall where I first saw you, then remembered it was on Josh talks now finally realising that you are actually working for us. Thank you.
Hi! Thanks for your words of appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Kudos to Damini & team, for yet another very well presented video. I totally agree with your views on having a plan B in hand, just in case the application is not accepted by Bank A. Also, another point I found interesting is that your team goes through the internal bank circulars (which i understand are not available to the general public), to help a student decide on which bank to turn to incase of a single missing/NA document. Do keep up the good work and all the best for the future. I believe you would be receiving a lot of blessings from those who have been able to secure a loan with your guidance and help to fulfill their dreams of higher education.
Hi Tarak! Thanks for your words of appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Shivani! You can only take one education loan. We would have to evaluate your profile to determine the best loan options for you. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello mam we have all the property documents except building plan we can take NOC. From corporation .and also my father account is not maintained and he is taking salary in cash pls help
Hi, Ankush! Building plan is mandatory. But see, you always have the option of speaking to the bank empaneled lawyer to see if they are willing to give you a positive report in the absence of this document. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Ash! Glad you found the video helpful. You may watch this video on the non-collateral loan process: ruclips.net/video/p-V_mkrldIo/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Rajib! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi, Chan! The education loan product of Canara bank is not very competitive compared to the other options in the market. I think it will be a better idea to speak to your Financial Officer to see which bank will offer you the best terms. Please request a callback: bit.ly/education-loan
Hi, Pankaj! Non-collateral loans for UG diploma programs are difficult. You can get a secured loan for this. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Shreya! Thanks for the suggestion. The best time to approach us for the loan would be once you have started applying to universities and are waiting for your admits. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Kapil! Yes, it is. You may watch this video on education loans without collateral for UK: ruclips.net/video/TP1mCz_1jQU/видео.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! Yes, ITR is required most of the time. However, there are some cases where you can get an education loan without ITR. For further guidance on the same, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello There , Ma'am as you mentioned student who is willing to take abroad education loan , He/She should get loan amount which will cover all expenses tution fee & living cost , what is this living cost expense means I didn't get it , Is it GIC what you was pointing towards or its something different ?..I'm planning for MBA from Canada in 2022 (just texted you to get my doubt clear) Thank you !
Hi, Nakul! Living expenses of a student majorly comprise their accommodation cost, food and expenses related to other day-to-day activities such as transportation from your home to the university, caution money deposit for accommodation, etc. For Canada, living expenses are deposited in a GIC account. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I am really confused with the unsecured loan process with WMS. Why is that for unsecured loans alone we are redirected to Vidyaloans who charge 11,800 for loan application process. Does that mean WMS cannot help with any unsecured loans ? I don't see any information on this Vidyaloans on the WMS portal also and about their charges
Hi Duraisamy, WeMakeScholars works with different banks and NBFCs that offer non collateral education loans to students. We can directly help you with Govt. banks for collateralized loans above 7.5 lacs. But, Govt banks also offer non-collateral loans for amounts below 7.5 lacs. for which we are not authorized to handle applications directly. We are working with VidyaLoans only for such cases. Please note that as we were not authorized to process unsecured loan applications with Govt. banks and many students used to ask for it, so we have recently empanelled VidyaLoans to serve such students. VidyaLoans is a paid service and it is totally your decision to opt for it or not.
Hi, Vinay! The tuition fee will be transferred to the university directly. Living expenses can be transferred to the student. You may watch this video on the education loan disbursement process for more details: ruclips.net/video/pATtwCjvNNc/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
ma'am i just want to know that, i am working right now and i am doing my own business. before that, i was doing job and they were paying me by cash ( cash payment is mentioned in my offer letter ). so i do not have any salary slip. Can i show my bank statement and ITR instead of my co-applicant ? please help
Hi, Manjul! A co-applicant is mandatory for all education loans. However, some lenders can waive off the financial co-applicant if you have sufficient work experience and are going to a top university. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! Please watch this video on How to get an Education Loan without Collateral and without Co-applicant for Study Abroad: ruclips.net/video/gQixPzWe0z4/видео.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Abhijit! It depends on the university. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam i want education loan only for tution and for living expenses i can arrange it from my side , but the question is do i need to show 1 year of living expenses or 3 years living expenses (want to do bachelor's)
Hi, Srinu! You should include the entire three years living expenses in your loan. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Pratibha! We would have to evaluate your profile to guide you on loan and bank options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! We can help you out with the loan if you are abroad, after evaluating your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars 3 days they have called and said they will call tom yetserday he was in meeting full day amd he told.he will cal.at sharp 10.30 is 11.29 this is not what u say u maki g our work easy
Hi, Shivam! Yes, you would have to close the PNB loan first. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars Thank you for your reply. Bt can you please tell me if is there any other options?. Can i take over my pnb loan to sbi as per your video info. and then i will apply for new education loan..is this right? please suggest some solution.
@@shivampandya3313 It is always beneficial to transfer the loan to a bank where rate of interest is lower. But in your case, as only 1.16 lac is due, SBI will not be able to takeover this. For any loan transfer, the outstanding amount has to be minimum 10 lacs.
@@WeMakeScholarsyes, you are right but right now my main concern is to take new education loan and for that i need to close current loan as bank told me. So can u please tell me i can transfer my loan from Pnb to sbi or not? If i can then it would be little bit easier for me.
@@shivampandya3313 Hi, Shivam! You will not be able to take the SBI loan without closing the PNB loan first. Please request a callback for further guidance: bit.ly/education-loan
Hi, Sahil! We can help you out with loan options after evaluating your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi.. Yesterday I requested a call back from We Make Scholars yesterday to start my loan process. However, I did not get the call today. Could you please call me as quickly as possible as I have received my admit from the university today and I need to start my loan process as soon as possible. Thank you very much for all the help!
I would like to introduce myself, Mohammad Imran and I have been in contact with you since May 2020 ( Namratha ) who was well efficient in guiding me walking through the procedure and options. I am having an offer letter from CBU - Canada for May Intake and was referred to to secure an unsecured loan up to 7 L without any collateral. Eventually, Namratha was moved to a different process and was now my point of contact. Vijay from Vidya loans provided me limited information on the terms and conditions which caused sabotage on my plan to join May intake along with the cost I have to bear the cost of GST and had to convince them to refund the principal amount. Definitely, if it would have been an informed decision I would be happy to accept the cost however in this scenario the fault is of Vijay and I should not be bearing the cost. Hence I am not willing to bear the cost and need proper compensation for it.
Hi, Sunny! We can help you out with that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Ma'am after watching this I couldn't recall where I first saw you, then remembered it was on Josh talks now finally realising that you are actually working for us. Thank you.
Mam you are an inspiration for communication skills.Lots to learn from you
Hi! Thanks for your words of appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Kudos to Damini & team, for yet another very well presented video.
I totally agree with your views on having a plan B in hand, just in case the application is not accepted by Bank A.
Also, another point I found interesting is that your team goes through the internal bank circulars (which i understand are not available to the general public), to help a student decide on which bank to turn to incase of a single missing/NA document.
Do keep up the good work and all the best for the future. I believe you would be receiving a lot of blessings from those who have been able to secure a loan with your guidance and help to fulfill their dreams of higher education.
Hi Tarak! Thanks for your words of appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I have applied through WMS but awaiting response. I can understand it is due to high number of enquires .
Hi! Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.
Hi! Can we take collateral loan upto certain amount (from a gov bank) and get remaining amount as non collateral loan from other entity (NBFC s)?
Just get it fully from one place of you have good value collateral and co-signer with good credit history.
Hi, Shivani! You can only take one education loan. We would have to evaluate your profile to determine the best loan options for you. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I have applied for recving a call back..but I haven't got yet.
Hi Caroline! One of our Financial Officer will be getting in touch with 24 hours you soon to guide you with your loan process.
Hello mam we have all the property documents except building plan we can take NOC. From corporation .and also my father account is not maintained and he is taking salary in cash pls help
Hi, Ankush! Building plan is mandatory. But see, you always have the option of speaking to the bank empaneled lawyer to see if they are willing to give you a positive report in the absence of this document. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Great work Damini . It would be great if you cover nbfc's loan process.
Hi, Ash! Glad you found the video helpful. You may watch this video on the non-collateral loan process: ruclips.net/video/p-V_mkrldIo/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Thank you @Wemakescholars for the amazing guidance. You guys have been immense help!
Hi Rajib! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
I wanted to go to America for higher study before but now I think I will go to Australia I think can I cancel to reapply could you please help .
Hi Prem! Can you please share your registered E-Mail address.
My friend's nearest bank is canara bank..can we get edu loan for abroad from them..does the rate of interest from canara bank is fixed or floating
Hi, Chan! The education loan product of Canara bank is not very competitive compared to the other options in the market. I think it will be a better idea to speak to your Financial Officer to see which bank will offer you the best terms. Please request a callback: bit.ly/education-loan
Does nbfcs provide education loan on undergraduate diploma courses in canada
Hi, Pankaj! Non-collateral loans for UG diploma programs are difficult. You can get a secured loan for this. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Can you make a video on when exactly we need to apply for an education loan? Like a timeline video right from getting admission offer letter to loan
Hi, Shreya! Thanks for the suggestion. The best time to approach us for the loan would be once you have started applying to universities and are waiting for your admits. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Is it possible to get a educational loan for masters in engineering in united kingdom.without collateral??
Hi, Kapil! Yes, it is. You may watch this video on education loans without collateral for UK: ruclips.net/video/TP1mCz_1jQU/видео.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam i want to know that ITR is mandatory for loan ? If applicants's co applicant income is less than 2.5 lakh
Hi! Yes, ITR is required most of the time. However, there are some cases where you can get an education loan without ITR. For further guidance on the same, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello There , Ma'am as you mentioned student who is willing to take abroad education loan , He/She should get loan amount which will cover all expenses tution fee & living cost , what is this living cost expense means I didn't get it , Is it GIC what you was pointing towards or its something different ?..I'm planning for MBA from Canada in 2022 (just texted you to get my doubt clear)
Thank you !
Hi, Nakul! Living expenses of a student majorly comprise their accommodation cost, food and expenses related to other day-to-day activities such as transportation from your home to the university, caution money deposit for accommodation, etc. For Canada, living expenses are deposited in a GIC account. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I am really confused with the unsecured loan process with WMS. Why is that for unsecured loans alone we are redirected to Vidyaloans who charge 11,800 for loan application process. Does that mean WMS cannot help with any unsecured loans ? I don't see any information on this Vidyaloans on the WMS portal also and about their charges
Hi Duraisamy, WeMakeScholars works with different banks and NBFCs that offer non collateral education loans to students. We can directly help you with Govt. banks for collateralized loans above 7.5 lacs. But, Govt banks also offer non-collateral loans for amounts below 7.5 lacs. for which we are not authorized to handle applications directly. We are working with VidyaLoans only for such cases.
Please note that as we were not authorized to process unsecured loan applications with Govt. banks and many students used to ask for it, so we have recently empanelled VidyaLoans to serve such students. VidyaLoans is a paid service and it is totally your decision to opt for it or not.
@@WeMakeScholars thanks for the clarification
all the tuition fees will be directly sent to the university/college or bank will transfer to the student's account?
Hi, Vinay! The tuition fee will be transferred to the university directly. Living expenses can be transferred to the student. You may watch this video on the education loan disbursement process for more details: ruclips.net/video/pATtwCjvNNc/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
ma'am i just want to know that, i am working right now and i am doing my own business. before that, i was doing job and they were paying me by cash ( cash payment is mentioned in my offer letter ). so i do not have any salary slip. Can i show my bank statement and ITR instead of my co-applicant ? please help
Hi, Manjul! A co-applicant is mandatory for all education loans. However, some lenders can waive off the financial co-applicant if you have sufficient work experience and are going to a top university. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi I want a non-collateral and non-applicant loan to study abroad Canada. Will it be possible?
Hi! Please watch this video on How to get an Education Loan without Collateral and without Co-applicant for Study Abroad: ruclips.net/video/gQixPzWe0z4/видео.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Is it possible to get an educational loan in Bangladesh for mbbs?
Hi, Abhijit! It depends on the university. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam i want education loan only for tution and for living expenses i can arrange it from my side , but the question is do i need to show 1 year of living expenses or 3 years living expenses (want to do bachelor's)
Hi, Srinu! You should include the entire three years living expenses in your loan. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam I want to do mbbs in Russia wants lone up to 2500000 which bank should I approch
Hi, Pratibha! We would have to evaluate your profile to guide you on loan and bank options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi mama i am staying in OMAN MUSCAT I wanted ask if we r taking 6 lakhs lone to study in abroad what documents we need
Hi! We can help you out with the loan if you are abroad, after evaluating your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
r u working with VidyaLoans?
Hi, Vishnu! Yes, we are. Please feel free to contact your Financial Officer for guidance on that.
I am trying to call ur given agent i called him 6 months ago he told do ielts and call its 8 days i m tryimg to call him but he doesnt pick the call
Hi, Ashok! Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.
@@WeMakeScholars i registered a callback again and i recieved a call today only,Thanks alot.
@@WeMakeScholars 3 days they have called and said they will call tom yetserday he was in meeting full day amd he told.he will cal.at sharp 10.30 is 11.29 this is not what u say u maki g our work easy
@@ashokaggarwal6843 Hi, Ashok! Please share your registered email address so we can locate your profile and look into this.
@@WeMakeScholars name ram file holder vishwajeet
Is it mandatory to close current or previous education loan firstly (from PNB 1.16 lacs pending) to take new education loan from SBI for abroad study?
Hi, Shivam! Yes, you would have to close the PNB loan first. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars Thank you for your reply.
Bt can you please tell me if is there any other options?. Can i take over my pnb loan to sbi as per your video info. and then i will apply for new education loan..is this right? please suggest some solution.
@@shivampandya3313 It is always beneficial to transfer the loan to a bank where rate of interest is lower. But in your case, as only 1.16 lac is due, SBI will not be able to takeover this. For any loan transfer, the outstanding amount has to be minimum 10 lacs.
@@WeMakeScholarsyes, you are right but right now my main concern is to take new education loan and for that i need to close current loan as bank told me.
So can u please tell me i can transfer my loan from Pnb to sbi or not? If i can then it would be little bit easier for me.
@@shivampandya3313 Hi, Shivam! You will not be able to take the SBI loan without closing the PNB loan first. Please request a callback for further guidance: bit.ly/education-loan
Hello mam I want pursue my Masters from Germany but I have no money for blocked account please gives your guideline
Hi, Sahil! We can help you out with loan options after evaluating your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi.. Yesterday I requested a call back from We Make Scholars yesterday to start my loan process. However, I did not get the call today. Could you please call me as quickly as possible as I have received my admit from the university today and I need to start my loan process as soon as possible. Thank you very much for all the help!
Hi, Vasanth! Your Financial Officer will be calling you today.
I would like to introduce myself, Mohammad Imran and I have been in contact with you since May 2020 ( Namratha ) who was well efficient in guiding me walking through the procedure and options. I am having an offer letter from CBU - Canada for May Intake and was referred to to secure an unsecured loan up to 7 L without any collateral. Eventually, Namratha was moved to a different process and was now my point of contact. Vijay from Vidya loans provided me limited information on the terms and conditions which caused sabotage on my plan to join May intake along with the cost I have to bear the cost of GST and had to convince them to refund the principal amount. Definitely, if it would have been an informed decision I would be happy to accept the cost however in this scenario the fault is of Vijay and I should not be bearing the cost. Hence I am not willing to bear the cost and need proper compensation for it.
Hi, Imran! Please share your registered email address so we can locate your profile.
@@WeMakeScholars 747.imran@gmail.com. Have marked u already in conversation.
Mam pls help me i want funds for my further study
Hi, Sunny! We can help you out with that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.