Appreciate it and thanks. My exp was 808, Tu 813, and eqx was 676. The loan pulled exp and credit card pulled eqx. I think or vise versa? 🤔💭 I also have direct deposit with them. Prior to those offers, I did a secured loan for 6 months for $250 after joining them a month later. A few data points from my experience. I hope this helps.
If you don't mind what was your credit score or a around about? Asking because these youtube videos and comments are misleading these days. Thanks have a bless week
Not gone lie, you got the best credit channel on RUclips. You help me get off early warnings, and collections disputed. I recommend your channel so much 😂
@@Successwithstephensmith Once I get these last 4 charge offs removed through your CFPB process I’m going to get there savings secured loan and overdraft checking line of credit to rebuild my credit and establish the relationship.
Hell of a job AGAIN!!! Appreciate you b/c you have changed my life! I’ve gotten charge off removed because of your charge off videos! Those vidoes work! Question Stephen please: should I wait until 1st Premier Bank has fallen off before I dispute EasyPay and Security Financial? I know you said don’t dispute multiple creditors on one bureau, but can I dispute creditors separately on the same day? Thank you so much Stephan for all your hard work.🙏🏽
You can dispute multiple accounts at the same time, but they each should have their own disputes you don’t want to dispute more than one on a single compliant
Hi I have a credit question - is there a way to dispute/ delete collections if a third party collections company is texting you about a debt. Thank you for all the info u share 💕✨
Thank you so much for touching on the PLOC, I needed to verify this info. How do you request the 100% PLOC from the credit card? Do you do it like a regular cash advance?
Applied for the signature Platinum Visa and was approved the amount was only 5k. I was hoping to get a higher limit of at least $9,500 to start off. I guess everyone has to start somewhere.
Hello Stephen, I'm new to your RUclips channel. I was wondering after you set up a checking and savings account with PenFed Credit Union, how long should you wait to apply for a credit card with them? Like Bank of America, and Chase Bank, does PenFed have the option to Zelle money to people as well as to other bank accounts you have with other banks? Also, what are your thoughts about the credit repair software Dispute Beast?
Hello, depending on your credit report and score you don’t need to wait if everything is strong I would apply immediately. If there’s still some things to work on I’d build so history with PenFed 3-6 months before I apply. Zelle’s already available within the PenFed mobile app and online banking, I’ve never used dispute beast so I don’t have any thought on that unfortunately any thing that helps is always good to use
Sorry to hear that! You should receive a letter stating why, I would look over the information and make the necessary adjustments after that you can reapply 🙏🏾
Pen fed showed me some love! I got approved for an $22.5k personal loan & $6.5k credit card. 🤑💰💵💪🏽 I love your channel! Keep up the good work. 😎👌🏽
Congratulations! 🍾🎈🎊
Nice!
What was ur credit score.
Appreciate it and thanks. My exp was 808, Tu 813, and eqx was 676. The loan pulled exp and credit card pulled eqx. I think or vise versa? 🤔💭 I also have direct deposit with them. Prior to those offers, I did a secured loan for 6 months for $250 after joining them a month later. A few data points from my experience. I hope this helps.
If you don't mind what was your credit score or a around about? Asking because these youtube videos and comments are misleading these days. Thanks have a bless week
Not gone lie, you got the best credit channel on RUclips. You help me get off early warnings, and collections disputed. I recommend your channel so much 😂
Thank you!! I appreciate you watching
Keep it coming bro helping the community climb out the bucket
Appreciate you!!! 🙏🏾
Good credit union. I’ve been a member for over two years.
This is definitely who I’m getting my next auto loan from for sure 👍🏾
@@Successwithstephensmith Once I get these last 4 charge offs removed through your CFPB process I’m going to get there savings secured loan and overdraft checking line of credit to rebuild my credit and establish the relationship.
I requested this video 😅😂✅✅✅✅Thanks
You’re welcome!!
827 PenFed videos on RUclips .
@@jeffcoleman1006and we still want Stephen’s take 😊
Great video man can you please make one explaining balance transfers on credit cards
Yes I can definitely look into it!
Hell of a job AGAIN!!!
Appreciate you b/c you have changed my life! I’ve gotten charge off removed because of your charge off videos! Those vidoes work!
Question Stephen please: should I wait until 1st Premier Bank has fallen off before I dispute EasyPay and Security Financial? I know you said don’t dispute multiple creditors on one bureau, but can I dispute creditors separately on the same day? Thank you so much Stephan for all your hard work.🙏🏽
You can dispute multiple accounts at the same time, but they each should have their own disputes you don’t want to dispute more than one on a single compliant
I just did, I bought it from the links below, thank you 🙏🏼
THANK YOU! 🙏🏾
I will try and start building a relationship with them and hopefully, I can get a higher credit score and limit increase soon.
Thank you for the update!
Absolutely !!
Thank you for this information!
You’re welcome! Thanks for watching
You’re welcome
This was killer
Thanks for watching! 🙏🏾
Hi
I have a credit question - is there a way to dispute/ delete collections if a third party collections company is texting you about a debt. Thank you for all the info u share 💕✨
Yes, you can use the same method from the collection removal video. It doesn’t matter if they’re trying to contact you or not.
@@Successwithstephensmiththank u so much 🙏🏾✨
Thank you so much for touching on the PLOC, I needed to verify this info. How do you request the 100% PLOC from the credit card? Do you do it like a regular cash advance?
You’re welcome! Thanks for watching
Thanks I appreciate You
You’re welcome!! Thanks for watching 🙏🏾
Applied for the signature Platinum Visa and was approved the amount was only 5k. I was hoping to get a higher limit of at least $9,500 to start off. I guess everyone has to start somewhere.
@@MsSusu1212 congratulations!!! In 6 months you can ask them to double the limit to 10k definitely gets you much closer to the goal!
@@Successwithstephensmith. Thank you!!! I am trying to be better with my financial literacy
Hey! Thank you for the video,. I try to buy the bundle of you store but it didn’t let me.
Correction, PENFED is the 3rd largest credit union in the country.
You’re correct! State Employees’ Credit Union is #2
I’m actually penfed member and I HATE PENFED PRODUCTS
Hello Stephen, I'm new to your RUclips channel. I was wondering after you set up a checking and savings account with PenFed Credit Union, how long should you wait to apply for a credit card with them? Like Bank of America, and Chase Bank, does PenFed have the option to Zelle money to people as well as to other bank accounts you have with other banks? Also, what are your thoughts about the credit repair software Dispute Beast?
Hello, depending on your credit report and score you don’t need to wait if everything is strong I would apply immediately. If there’s still some things to work on I’d build so history with PenFed 3-6 months before I apply. Zelle’s already available within the PenFed mobile app and online banking, I’ve never used dispute beast so I don’t have any thought on that unfortunately any thing that helps is always good to use
@Successwithstephensmith OK thank you for your quick response.
i signed up and they said I needed to open an additional savings account to earn the 3% lol not bad tho
Yes there’s a separate savings account to earn 3% referrals back to the savings account section
Does Penfed require docs for their 50k personal loans?
No docs it’s stated income
Does pen fed have an internal score ?
I’m sure they do but I don’t think it’s publicly disclosed
Do you have a link to apply
www.penfed.org
Trying to apply for a card with them and open an account and they are asking for a lot of identification
It’s annoying but I have a hard inquiry from them and will provide what is being asked
You can remove the hard inquiry
@@Successwithstephensmith If I don't get the card. I will get the inquiry removed. I saw your video on this.
They denied me lol I’ll try again later
Sorry to hear that! You should receive a letter stating why, I would look over the information and make the necessary adjustments after that you can reapply 🙏🏾