Good one... Thanks for the details.. i personally wasn't aware of this scheme... I hope it has helped others as well.. Will look forward to the video that provides details of other schemes... Thank you
This is the worst plan don't invest.... Because extra amount never ever be given in cash.... U have to purchase jewellery. I think this is sponsored video. If u thinking to save making charges... Just visit some local jeweller making charges are a less upto 40-50% cheaper.... I purchased a simple ring and making charges were 28%
Rohit Agarwal this is a great jwellery purchase plan I'm doing last 5year. Aap local se buy karna aapko Brand value nahi pata.. kapde bhi local dukan se buy karna kabi shopping mall aa Branded mat Mat buy karo. Aapko mahnga girega
Honey Singh Ji, why you feel cheated? Did someone give you wrong information? Unfortunately, if you have taken the insurance, then you wont get anything back if not paying premiums after first 2-3 installments.
Cons: Our money is not invested in Gold, so any fluctuation in gold price will affect us. They give us 12% and charge around 20% on making charges. Whereas other Jewellers give us discount of upto 18% on Jewellery. Its not worth compared to other Jewellers
Getting 18% discount on making charges still mean you pay 82% as making charges. So if they charge you 20% as making charges and give you 18% discount on it, you pay 16.4% making charges and not 2% 😇 And these days no jeweller is charging you less than 15% and if they do, they add wastage charges!!!
@@EveryPaisaMatters It is not 18% on making charges. You will not pay any making charges for Jewellery which has making charges of upto 18%. For example, If I buy a ring with MC of 18% and Gold Value of 15k, i will pay only 15K+3% of GST.
Really? And they are giving you Hallmarked Gold? They don't charge any making charges - how are they earning? Please share your jeweller details....I am happy to shift my loyalties there. BTW, in my experience with many many jewelers, they will ALWAYS be charging you one way or other. Either by charging making charges, or by Wastage or by adding impurities in GOLD (and not telling you). Try one thing - Take your jewellery to Tanishq or Reliance and ask them to check the purity (don't worry, its free of cost and you can watch my video on how it is done). The results may surprise or even shock you.
@@Kumar-kv3pe GRT Jewellers do charge making charges. You can check this for example. May be you ask your jeweller to share with you the entire breakup. And if possible, you can email the same at contact_epm@icloud.com. We will be more than happy to find what really is the catch.
@@EveryPaisaMatters 400 din ke baad jab sara paisa return kar dete hai , to wo first installment ka 75% ka discount coupon reserve kar dete hai, customer ke nam par, mujhe kal bataya gaya tha tanishq showroom me but ye nahi question dimag me nahi aya ki uski validity period kab tak ka hota hai?
@@merashaharfaridabad7103 After 10 months, you will be eligible for a special discount of upto 75% of the 1st instalment value paid. You must mandatorily close the account within 400 days from the date of opening your Golden Harvest account.
Don’t invest in this scheme plan… the profit they promise you to give will add on making charge and you have to pay extra money to get gold coin… better invest in any other scheme. Don’t go for this
If every paisa matters then u should not promote this useless plan.... Extra amount never given in cash and if u talking about making charges. Which is already 40-50% higher than market. Then what's the point to invest in it.. Even paytm gold SIP IS much better than of it at least u get the market appreciation evn on loss of 6%(GST charges even 3% GST also on tanishq) ) and invest as much amount you can even 10 rs
@@EveryPaisaMatters purpose of your channel is about how to save or maximize profit so this video doest suit on ur channel ... Because i know about this plan about 3 years back and there is a lot of pressure on tanishq employees to sell this plan so I purchased a simple plan of 2000 per month to complete the target of my friend working at tanishq but its the worst investment plan ever . And not a single positive point to invest in this plan.
@@rohitaggarwal009 Well Well Well, There is a Fayda in this plan which is what I have covered in the end of video. But its for targeted audience (which is the case for every investment instrument). 2000 ka Investment plan is not sufficient as it is targeted for individuals making BIg spends...
@@EveryPaisaMatters well well well... Percentage of profit or loss would be the same even for 2000 investment or 1 lac.... Hope i should not attach excel sheet to prove this
We have better scheme You pay amount today 10,000₹ we cut gold rate of 10,000₹ and adds that gold wt in your gold account for example todays rate of 22k gold is 50000₹ and you payed 10000₹ then 10000₹ ए 50,000₹ rate then 2 gram 22k gold added in your bank account no T&C you can buy jewellery from us and pay only 8% making charge on all items any think kundan diamond polky yellow gold jewellery you can oay as many times a month or if you unable to pay in any month that don't bother us or you can sell your deposit gold at any time on current market value without any deduction payment will be transferred to same bank account
9:14 is what I started this video
Calculations are wrong. The total ROI would be 0.75/11 which is approximately 6.8.
Hi Amit. Didn't see the video..but my general sense is that it won't be good..i won't do it
Sir can you make a video on kalyan jwellers monthly gold scheme and comparison video with other brands
Good information but not clear about the making charges discount when redeemed..
Good one... Thanks for the details.. i personally wasn't aware of this scheme... I hope it has helped others as well.. Will look forward to the video that provides details of other schemes... Thank you
This is the worst plan don't invest.... Because extra amount never ever be given in cash.... U have to purchase jewellery. I think this is sponsored video. If u thinking to save making charges... Just visit some local jeweller making charges are a less upto 40-50% cheaper.... I purchased a simple ring and making charges were 28%
@@rohitaggarwal009 agree and might be there jewellery costly as compared to other local jewellers..
Rohit Agarwal this is a great jwellery purchase plan I'm doing last 5year. Aap local se buy karna aapko Brand value nahi pata.. kapde bhi local dukan se buy karna kabi shopping mall aa Branded mat
Mat buy karo. Aapko mahnga girega
@@rohitaggarwal009 Bro video ke end me khudhi bola wo, ki issme as an investment nahi kare to beter hai
What about purity guarantee of local jeweller
Didn't understand ur ques. Local jewellers give purity guarantee or not?
Sir Candere ki DGRP scheme plz explain kre and plz suggest kre which one is good
सर कोन कोन सी कंपनी के प्लान आते है इस टाईप के
please give focus on khazana jwellers sip schemes
I have bought 2.5 lakh per annum ICICI pru gift, i gave one premium. Today i feel cheated, what i can do
Honey Singh Ji, why you feel cheated? Did someone give you wrong information? Unfortunately, if you have taken the insurance, then you wont get anything back if not paying premiums after first 2-3 installments.
Make video on Tanishq golden harvest and bhima samruddhi
Bhima Samruddhi kya hai??
Sir which is the best way to buy gold coin. Kindly.
Via Bank or Reputed jeweller and best usually are MMTC ones
Love from kolkata ❤
Malabar Gold ka plan ka bhi video kariye
Please share link of the Plan or send me details of it.
Cons:
Our money is not invested in Gold, so any fluctuation in gold price will affect us.
They give us 12% and charge around 20% on making charges. Whereas other Jewellers give us discount of upto 18% on Jewellery.
Its not worth compared to other Jewellers
Getting 18% discount on making charges still mean you pay 82% as making charges.
So if they charge you 20% as making charges and give you 18% discount on it, you pay 16.4% making charges and not 2% 😇
And these days no jeweller is charging you less than 15% and if they do, they add wastage charges!!!
@@EveryPaisaMatters It is not 18% on making charges. You will not pay any making charges for Jewellery which has making charges of upto 18%. For example, If I buy a ring with MC of 18% and Gold Value of 15k, i will pay only 15K+3% of GST.
Really? And they are giving you Hallmarked Gold? They don't charge any making charges - how are they earning?
Please share your jeweller details....I am happy to shift my loyalties there.
BTW, in my experience with many many jewelers, they will ALWAYS be charging you one way or other. Either by charging making charges, or by Wastage or by adding impurities in GOLD (and not telling you).
Try one thing - Take your jewellery to Tanishq or Reliance and ask them to check the purity (don't worry, its free of cost and you can watch my video on how it is done). The results may surprise or even shock you.
@@EveryPaisaMatters I dont know their business model. I know a few who buy from them. GRT Jewellers and Lalitha Jewellers.
@@Kumar-kv3pe GRT Jewellers do charge making charges. You can check this for example. May be you ask your jeweller to share with you the entire breakup. And if possible, you can email the same at contact_epm@icloud.com. We will be more than happy to find what really is the catch.
Malabar plan is better
डिस्काउंट कूपन की वैलिडिटी कब तक की होती है?
Ismein discount coupon nahi milta.
@@EveryPaisaMatters 400 din ke baad jab sara paisa return kar dete hai , to wo first installment ka 75% ka discount coupon reserve kar dete hai, customer ke nam par, mujhe kal bataya gaya tha tanishq showroom me but ye nahi question dimag me nahi aya ki uski validity period kab tak ka hota hai?
@@merashaharfaridabad7103 After 10 months, you will be eligible for a special discount of upto 75% of the 1st instalment value paid.
You must mandatorily close the account within 400 days from the date of opening your Golden Harvest account.
@@EveryPaisaMatters but if I will not that discount
Upto what max time we can hold that discount coupon
Dp swarn samruddhi s compare ker ke batao
Can you send me details at feedback@everypaisamatters.com
I m gonna beat this company in the future
This is a deceptive scheme.
Don’t invest in this scheme plan… the profit they promise you to give will add on making charge and you have to pay extra money to get gold coin… better invest in any other scheme. Don’t go for this
It is individualistic depending on whether u buy regularly from Tanishq or Not
Maha bakvas plan hai. Mutual fund me Sip kr lenge
If every paisa matters then u should not promote this useless plan.... Extra amount never given in cash and if u talking about making charges. Which is already 40-50% higher than market. Then what's the point to invest in it.. Even paytm gold SIP IS much better than of it at least u get the market appreciation evn on loss of 6%(GST charges even 3% GST also on tanishq) ) and invest as much amount you can even 10 rs
This was NOT a prmoted video. 🙏
@@EveryPaisaMatters purpose of your channel is about how to save or maximize profit so this video doest suit on ur channel ... Because i know about this plan about 3 years back and there is a lot of pressure on tanishq employees to sell this plan so I purchased a simple plan of 2000 per month to complete the target of my friend working at tanishq but its the worst investment plan ever . And not a single positive point to invest in this plan.
@@rohitaggarwal009 Well Well Well, There is a Fayda in this plan which is what I have covered in the end of video.
But its for targeted audience (which is the case for every investment instrument).
2000 ka Investment plan is not sufficient as it is targeted for individuals making BIg spends...
@@EveryPaisaMatters well well well... Percentage of profit or loss would be the same even for 2000 investment or 1 lac.... Hope i should not attach excel sheet to prove this
@@rohitaggarwal009 There is no profit here. If you have considered the returns as profit, the concept has not been understood correctly.
👇🏽👇🏽Which Gold Investment Scheme have you invested your money in?
Physical bullion
Extra cashback or credit card cashbacks invested in paytm gold...
We have better scheme
You pay amount today 10,000₹ we cut gold rate of 10,000₹ and adds that gold wt in your gold account for example todays rate of 22k gold is 50000₹ and you payed 10000₹ then 10000₹ ए 50,000₹ rate then 2 gram 22k gold added in your bank account no T&C you can buy jewellery from us and pay only 8% making charge on all items any think kundan diamond polky yellow gold jewellery you can oay as many times a month or if you unable to pay in any month that don't bother us or you can sell your deposit gold at any time on current market value without any deduction payment will be transferred to same bank account