Thank you so much for shouting out my channel! I wondered why I had so many views and comments when I looked at my phone this morning 😂🥹 You’re so kind and this was a great video (as always 😉). P.S. there’s nothing wrong with a bit of eye candy, especially when they’re in uniform lol
With insurance it's always best to shop around. It's worth the extra hour for what you save. I got a renewal quote of £1600 for my car insurance (young driver) and I rang around and did some comparison got a quote for £1200.
A 250 binder would be awesome! That's the denomination that I like to pay towards extra debt payments. Adore the new Christmas binder by the way, it's so elegant
I think you have done the right thing with the energy buffer. I absolutely love that you have so many trips to save for, travel makes for great memories. Love the new Christmas binder too.
I get how you feel, my partner is 3 years younger than me and i still feel like a "cradle snatcher", or whatever the term is, 7 years on. 😂 I got all excited about knowing a rough time for binders, and im a week late watching this! I will get one one day! Im itching to know how much you have in fivers too.. Exciting stuff xx
Just got my first cash binder and am fairly new to cash stuffing and I'm trying to decide what I want to add to it. I love watching these videos coz they help me decide
I got my renewal quote from admiral and mine had gone up over £400, I’ve shopped about and got it at the same price as last year from LV. Admiral are definitely taking the mick! Maybe give LV a try as they were much cheaper than all the ones on the comparison sites. Xx
“Now then “ 😂 😂 your craic makes me laugh out loud. Great video as always. Love love love the new Christmas binder. I’ll be jumping on to see if I can get one. ❤x
Fantastic video love your stories and the fact you show its ok to spend on yourself once you are sensible and save for it ❤ so glad you booked your second trip and used some of the buffer!! Also looooove the xmas binder 🎉
That new binder is a stunner. But trust the restock to be when I’m gonna be on my 16hr ferry trip to the hospital 😅 Hopefully I’ll manage to get one eventually 😍
I am totally in love with the colours of the new Christmas binder 😍😍😍. I will try to remember to get on quick to grab one as I always blinking miss them lol
Hi Lovely Don't normally comment. Just wanted to say your new Christmas folder is stunning. Really enjoy your channel. Thanks for another great video Big hugs from Australia xxx
I had the same my car insurance finally went under the £300 mark last year this year it went up by £50 I was shocked to say the least, I asked the rest of my family if there's went up too and yep it did.
Thanks for always entertaining us Iris 😂 Botox is deffo on my list for the future. Ooo thanks so much for your order! exciting I posted them all today so won’t be long 🧡🍁🍂 new binder is beautiful x
Great call on putting energy buffer into holidays, much better use ✈️ Bloody insurances, we’ve been stung too!! I have Botox as a medical intervention (on the NHS) but I have to have 31 injections. The doc just jabs them in so quickly I’m surprised he know where he’s done! It bloody hurts and I usually pass out by the end 🥴
Here catching up on your videos! Our insurance went up as well and I am scrambling trying to find the extra $ before it's due. It's crazy! Ahh you got the botox! How did it go?! I'm glad you are liking it!
great idea for the buffer and energy funds chic!. I’m definitely going to be getting onto the ol Botox when I have completed my debt payment as a treat to myself 😂 xx
Absolutely love the colours you chose for the new binder. ❤ I think it's the same here in Australia. They are looking into unlicensed people who are doing botox. Always enjoy your video ❤❤
Hi Iris, new Subbie here supporting from Budget With Tasha ❤ Love the travel trackers you’ve created- they are both so cute ❤ The new Christmas binder is gorgeous
Love your new Christmas binder ❤ Absolutely stunning!! I never auto renew my insurance because I don't trust the insurance companies to give me the best price at renewal. I'm dreading my car insurance renewal later this year 🙈 xx
New Christmas binder is gorgeous! Love the design and color choice ❤ Anyone will be lucky to get your old binder in your next give away, you are so kind! Our insurance went way up this year as well and when my husband called them, they said "Oh yeah, we noticed it went up a lot" .... They were able to bring it down but why didn't they do that in the first place?!
I totally agree!! They hike up the price in the hope you don’t contact them.. which I think is morally wrong! Prices for everything are ridiculous 😕 And thank you xx
I'm in canada. Ours can be pretty high because of my husband's ex. But because I've been driving forever we can sometimes lower it. But we pay about 1.100 canadian a year
Ur insurance is because you added your dad Hun when my father in law added my gf they said it wouldnt change his bill but when it came to a renewal for the insurance it went up loads and he's 50 and been driving since he was 17 and no accidents and when he seen it was more then £400 we was all shocked and he's with Hastings xx
I wish our insurance was cheaper. I'm in the southeast U.S. Our car insurance only is over $4,000 a year. We have full coverage on our car and our trike and liability only on my husbands truck. Plus, we are in our 50s, so we would think our insurance would be cheaper. 🤷🏻♀️
My partner told me that all car insurance (not personal to the person) has gone up massively. Apparently the whole car insurance industry lost out in profits last year so they've all gone ham with upping the prices this year. Screwing us all over.
I work within Insurance, your insurance isn't just based on you alone or stuff that happens in your area. Insurance has massively increased due to imports of parts that are needed to fix cars, properties this is massively effected by shipping containers costing more and taking longer. Unfortunately this is effecting everyone and sadly most insurance have had increase of over 30%-50%
Íris you so funny 😆 age shouldn’t matter if you like him but yes if he is gay then maybe don’t telling you fancy him 😅 Love your videos so much you explain everything so well and you a lot of fun, keep on bringing this amazing energy 💗💙💗
I find that it's easiest to just let people do what they want to do with their lives and just make sure that I'm following the standards that I want to set for myself. plus you don't want to lose out on a good Botox doctor lol
It's disgusting isn't it - I'm the same and mine doubled! Absolutely shocking! All companies ripping us off, all shapes! Lmfao! Go for it Iris only one way to find out 😂❤ OMFG!! 😍😍😍😍😍😍 Western Balkans FINALLY ❤❤❤❤ Don't talk wet, your affording it 100%, don't worry about everything else .. you only live once 😂❤ New Christmas binder is beautiful but love my OG too ❤ I've just started on youtube and got 3 videos now on my channel but my camera fell on my head twice in the second one 😂😂 what a lovely shout out ❤ He is right in what he is saying though isn't he, so nice that he's so honest about it. No, no room .. word search next 😜 Erals on a diet again, poor Eral 😂
Sooo expensive cat! They’re ripping us off as you say, I mean how could costs have gone up that much! I’m really going to try my best honestly. Yes he was very honest - I reckon I can squeeze one more picture in! Maybe 😂 xx
You cam still call yourself lucky. Because i have stil EU driving licence thats allow me full-time drive in uk. I pay for my insurance 950 pounds for car only and i have driving licence for 12 years 😂😢
Were you hoping to date your doctor!?!?!?!? I get it, free services…I am here for it!!!! Maybe he needs to become a bestie instead, maybe you could play match maker and get a discount 😂😂😂😂 Holly heck on your insurance!! That is crazy. Glad they lowered it for you…seems ridiculous!!!
Thank you so much for shouting out my channel! I wondered why I had so many views and comments when I looked at my phone this morning 😂🥹 You’re so kind and this was a great video (as always 😉). P.S. there’s nothing wrong with a bit of eye candy, especially when they’re in uniform lol
You’re so welcome!! I really wanted to as your first video was amazing! Good luck with it all! And clear your cache before each filming 😂😂
@@irisbudgets 💖💖💖 will definitely be more careful with filming going forward 😂🫣
I’d love the £250 one xx
It’s designed!! They’re sold out but more will be available soon x
"I really fancy him, theres a problem hes 28 and i think hes gay" 😂😂😂😂😂😂😂😂😂😂😂😂😂😂 iris you make me laugh 😂😂😂😂😂❤❤❤❤❤❤ xxx
Hehe I mean he could be 45 and just stabs himself once a week. Who knows 🤷🏻♀️😂
@@irisbudgets 😂😂😂😂😂😂😂😂😂😂😂😂😂 xxx
@@irisbudgets😂😂😂😂😂 ☠️
With insurance it's always best to shop around. It's worth the extra hour for what you save. I got a renewal quote of £1600 for my car insurance (young driver) and I rang around and did some comparison got a quote for £1200.
I’m defo going to do more research before I pay those robbing bastards 😂😂😂
Hi from Croatia Iris 😊
You got me in to cash stuffing and I love your videos.
Omg! I Will hopefully be visiting your country soon!! Fingers crossed 😂
And thank you xx
Honestly Iris I could watch you all day🤍🌻.. You're so relatable.
Thank you Gillian! X
A 250 binder would be awesome! That's the denomination that I like to pay towards extra debt payments. Adore the new Christmas binder by the way, it's so elegant
Ah cool!! I’ll design it thank you! X
Love the new Christmas binder, a £250 option would be great 💕
Cool! Ive designed a 250! ♥️♥️
New Christmas binder is gorgeous 🙌🙌 Great to see you’re saving for your other trip 🥰
Thanks so much! 😊
I would like a 250 version, please. we keep Christmas quite low budget, and I think 250 would work well. I do love the new design
I have designed 250! ♥️ thank you xx
Love the new Christmas binder, would love a 250 one. ❤
Thank you! It’s designed and I’ll release more in a few weeks xx
Wouww that new christmas😱💜 I love it!
Thank you ♥️♥️
🎉🎉🎉 a very well deserved 5k 🍾🥂 your such an inspiration on this journey 😊
Thank you so much!! ♥️♥️
Love your new Christmas binder 🎄🎄 love your new travel tracker 💝 Fab video 💗💗
Thank you 🤗
😂 you are soo funny 😂. That binder though! Very luxe ❤
Hahaha thank you Esther! ♥️♥️
I think you have done the right thing with the energy buffer. I absolutely love that you have so many trips to save for, travel makes for great memories. Love the new Christmas binder too.
Omg me too!! So exciting. I so hope I can do it! Thank you so much xx
Great vid as smash’s Iris 👏
LOVE the new Xmas binder & yes £250 be great
You only live once so get saving 🤣xx
Thank you ♥️♥️
Beautiful binder 🥰
Thank you so much 😊
Great decision about the buffer. I cheered out loud when you said you were saving for your other trip. Good for you!
Haha thanks so much I think it’s a good use of it 😀
I get how you feel, my partner is 3 years younger than me and i still feel like a "cradle snatcher", or whatever the term is, 7 years on. 😂
I got all excited about knowing a rough time for binders, and im a week late watching this! I will get one one day! Im itching to know how much you have in fivers too..
Exciting stuff xx
Hahaha thanks Lizzie! 3 years is nowt!! 😂😂😂 x
She a stunner of a Christmas binder x
Thank you ♥️
Just got my first cash binder and am fairly new to cash stuffing and I'm trying to decide what I want to add to it. I love watching these videos coz they help me decide
Ah thank you and good luck with your cash stuffing! X
Love your new Christmas binder - it's elegant!
Thanks so much! ♥️♥️
I’m praying to the binder gods that I actually manage to get one of your binders this time around lol great video as always 😃❤
Haha thank you so much xx
Still absolutely love your vids, I could listen to you all day lol 😊 the Christmas binder is ace especially for low stuffers 😂❤❤❤
Aw thank you so much ! Yours are 🔥🔥🔥
I got my renewal quote from admiral and mine had gone up over £400, I’ve shopped about and got it at the same price as last year from LV. Admiral are definitely taking the mick! Maybe give LV a try as they were much cheaper than all the ones on the comparison sites. Xx
I Will Kathryn thank you! They’re definitely taking the mick I was SHOCKED 🙈 x
Hola nueva suscriptora 😊 me encanto tu contenido que lindos son tus sobres ☺️☺️ un saludo desde Perú 🌹
Thank you so much and hello Peru!! Would love to visit Peru ♥️♥️♥️
❤ New Christmas binder is absolutely stunning!! Xx
Thank you!! X
Love the colour of the new Christmas binder. Great video.
Thanks so much! Xx
“Now then “ 😂 😂 your craic makes me laugh out loud. Great video as always. Love love love the new Christmas binder. I’ll be jumping on to see if I can get one.
❤x
Haha thanks so much!! 😂😂
New Christmas binder is beautiful ❤
Thank you! X
I really want one of those Christmas binders. I always miss out 🥲🥲🥲
Aw sorry! More in a couple of weeks!! X
Hey Iris! ❤ I love the new Christmas challenge! 🥰
Thank you ♥️♥️
Love your new Christmas design!
Thank you Anna ♥️♥️
Fab video as always. My hubby even said "oh is she a Geordie too? I thought so!" (Hes Northern Irish)
Haha love it 😂♥️♥️
Fantastic video love your stories and the fact you show its ok to spend on yourself once you are sensible and save for it ❤ so glad you booked your second trip and used some of the buffer!! Also looooove the xmas binder 🎉
Thanks so much!’ 😂 I just have terrible patter 🤣🤣
Nothing booked yet just going to see how I get on! 😊
Great video Iris. You make laugh and make budgeting fun...
Love that you're a red blooded women and fancy the doc 😅
Love the Xmas binder BTW...
He’s pretty smart 😂😂♥️♥️
Great video love the new Xmas binder
Thank you! ♥️
That new binder is a stunner. But trust the restock to be when I’m gonna be on my 16hr ferry trip to the hospital 😅
Hopefully I’ll manage to get one eventually 😍
Ah there’ll be more!! ♥️♥️♥️
I am totally in love with the colours of the new Christmas binder 😍😍😍.
I will try to remember to get on quick to grab one as I always blinking miss them lol
Aw thank you!! Xx
Hi Lovely
Don't normally comment.
Just wanted to say your new Christmas folder is stunning.
Really enjoy your channel.
Thanks for another great video
Big hugs from Australia xxx
Aw thank you Amy ♥️♥️♥️
I'll try to save up for your binders 😊 right now I can't quite afford it but I will one day! ❤
Aw thank you! X
I had the same my car insurance finally went under the £300 mark last year this year it went up by £50 I was shocked to say the least, I asked the rest of my family if there's went up too and yep it did.
It’s fine up so much!! Couldn’t believe it! Never mind 😂
Thanks for always entertaining us Iris 😂 Botox is deffo on my list for the future. Ooo thanks so much for your order! exciting I posted them all today so won’t be long 🧡🍁🍂 new binder is beautiful x
It came today and I love it!! You’re very talented thank you so much xx
@@irisbudgets yay so glad you love it! As are you 🥰 xx
Love the new binder color. Car insurance is absolutely ridiculous here in the States too I pay 1,200 for 6 months.
Ugh it’s so expensive sharon!! I didn’t dream of it being that much! 😂
I was thinking $700 for the year is nice compared to the US.
Great call on putting energy buffer into holidays, much better use ✈️
Bloody insurances, we’ve been stung too!!
I have Botox as a medical intervention (on the NHS) but I have to have 31 injections. The doc just jabs them in so quickly I’m surprised he know where he’s done! It bloody hurts and I usually pass out by the end 🥴
Oh bloody hell i couldn’t cope with 31!! I would pass out too 😂😂 well done you! X
That new Christmas binder 😍 it’s on my own Christmas list to be able to save for next Christmas 😂
Great video once again, love watching your videos 😊
Ah thank you so much ♥️♥️
Absolutely LOVE the new Xmas binder ❤
Thank you ♥️
Here catching up on your videos! Our insurance went up as well and I am scrambling trying to find the extra $ before it's due. It's crazy! Ahh you got the botox! How did it go?! I'm glad you are liking it!
I did Becca! It was actually fine! Not painful at all. A bit odd not being able to frown much but I’m getting used to it 🤣🤣
Lmao Iris- he’s beautiful 😂😂😂 down girl 😂😂❤
He really is 😍
great idea for the buffer and energy funds chic!. I’m definitely going to be getting onto the ol Botox when I have completed my debt payment as a treat to myself 😂 xx
Do it!! Or at least go for a free consultation. I’m so happy with the results xx
I would love the option of £250 xx
♥️♥️
That binder is just beautiful ❤
Thank you Lucy! X
Absolutely love the colours you chose for the new binder. ❤ I think it's the same here in Australia. They are looking into unlicensed people who are doing botox. Always enjoy your video ❤❤
I think it’s a good thing!! But I hope hard working beauticians aren’t hard done by!
Thank you so much ♥️♥️
Hi Iris, new Subbie here supporting from Budget With Tasha ❤ Love the travel trackers you’ve created- they are both so cute ❤ The new Christmas binder is gorgeous
Thanks for subbing! And thank you so much! ♥️♥️
Love your new Christmas binder ❤ Absolutely stunning!!
I never auto renew my insurance because I don't trust the insurance companies to give me the best price at renewal. I'm dreading my car insurance renewal later this year 🙈 xx
Honestly, over budget for it!! I was shocked 😂😂
And thank you ♥️♥️
You ask so many questions, love it 😂😂 I'm the exact same, if you are putting a needle in my face I need to know your personal values 😂😂❤
Hahaha I so agree! I was like, right doctor. I have some questions 💅🏼
Yournew Christmas binder is amazing reminds me of the tardis, is it bigger on the inside Iris ❤
Haha aw thank you!! No just the same size!! X
Yaaay! Love the vid as always!❣️
Thank you ♥️♥️
My house insurance alone went up $600 this year 😢
Whaaat??? Ridiculous
New Christmas binder is gorgeous! Love the design and color choice ❤ Anyone will be lucky to get your old binder in your next give away, you are so kind!
Our insurance went way up this year as well and when my husband called them, they said "Oh yeah, we noticed it went up a lot" .... They were able to bring it down but why didn't they do that in the first place?!
I totally agree!! They hike up the price in the hope you don’t contact them.. which I think is morally wrong! Prices for everything are ridiculous 😕
And thank you xx
Hi. Trying to place the accent...Tyne and wear?
@alim2641 yes I’m south Tyneside !
I'm in canada. Ours can be pretty high because of my husband's ex. But because I've been driving forever we can sometimes lower it. But we pay about 1.100 canadian a year
Yeah I honestly thought it would be lower than this! But never mind! We live and learn 😂
@@irisbudgets lol yah driving for almost 30 years means nothing 😅
@@kerrieckert7284 not anymore! 🙈😕😂
You should sell these trackers …I am ready to buy. Looking for one for Bali Indonesia
Ah I would love to but I just couldn’t fit them in, they’d all be custom orders unfortunately 😐 xx
Ur insurance is because you added your dad Hun when my father in law added my gf they said it wouldnt change his bill but when it came to a renewal for the insurance it went up loads and he's 50 and been driving since he was 17 and no accidents and when he seen it was more then £400 we was all shocked and he's with Hastings xx
Yeah my dad is no where near this quote! It was just for 3 weeks last year and this is without him. It’s just gone up so much 🙈😂😂
@@irisbudgets yeah she only was on his policy for 3 days in that whole year 🤣
I wish our insurance was cheaper. I'm in the southeast U.S. Our car insurance only is over $4,000 a year. We have full coverage on our car and our trike and liability only on my husbands truck. Plus, we are in our 50s, so we would think our insurance would be cheaper. 🤷🏻♀️
Bloody hell carol that seems pretty steep! God I feel bad complaining now 🤣🤣🤣 x
My partner told me that all car insurance (not personal to the person) has gone up massively. Apparently the whole car insurance industry lost out in profits last year so they've all gone ham with upping the prices this year. Screwing us all over.
Sounds about right Vic!! They’re doing us up the backside - nobs 😂😂
I work within Insurance, your insurance isn't just based on you alone or stuff that happens in your area. Insurance has massively increased due to imports of parts that are needed to fix cars, properties this is massively effected by shipping containers costing more and taking longer. Unfortunately this is effecting everyone and sadly most insurance have had increase of over 30%-50%
Ah it really has gone up hasn’t it! Thank you for the insight ♥️♥️
£250 for Xmas binder would be fab as I’m after 2 for presents 😂❤ xxx
Cool I’ve designed one!! X
@@irisbudgets I was one of the first ones on there tonight waiting but there wasn’t an option to choose the amount on the Xmas ones - gutted 😂😂😂
@@irisbudgets next time I’ll just get them and pop your a message? Xxx
Yes!! I totally screwed up and forgot to add options!! It’ll be fixed for next time! 😂😂 trying to do too much 🙈🙈
@@irisbudgets I thought it was odd hahahah you need to take time for yourself love- you cannot pour from an empty cup as they say 🫶🫶🫶
What challenge did you order from “cute bit cash”? They are beautiful ❤
I got the autumn one!! I can’t wait to see it in the flesh! X
@@irisbudgets I put 12 in my cart but then thought no no be good 😂😂
Where’s your 1-100 penny challenge from pls xx
It’s from the Scottish highlander. Linked in the description ♥️♥️
@@irisbudgets Thankyou ❤️❤️❤️
💜
Íris you so funny 😆 age shouldn’t matter if you like him but yes if he is gay then maybe don’t telling you fancy him 😅
Love your videos so much you explain everything so well and you a lot of fun, keep on bringing this amazing energy 💗💙💗
Thank you so much Cris!! He’s very beautiful. He might even be 45 but perhaps he practices on himself 😂😂
@@irisbudgets lol age just a number lovely 🥰
@crunchingwithcris so right 🤣🤣
🥰❤️🥰❤️🥰
I find that it's easiest to just let people do what they want to do with their lives and just make sure that I'm following the standards that I want to set for myself. plus you don't want to lose out on a good Botox doctor lol
Hahaha exactly!! Thanks so much ♥️
It's disgusting isn't it - I'm the same and mine doubled! Absolutely shocking! All companies ripping us off, all shapes! Lmfao! Go for it Iris only one way to find out 😂❤ OMFG!! 😍😍😍😍😍😍 Western Balkans FINALLY ❤❤❤❤ Don't talk wet, your affording it 100%, don't worry about everything else .. you only live once 😂❤ New Christmas binder is beautiful but love my OG too ❤ I've just started on youtube and got 3 videos now on my channel but my camera fell on my head twice in the second one 😂😂 what a lovely shout out ❤ He is right in what he is saying though isn't he, so nice that he's so honest about it. No, no room .. word search next 😜 Erals on a diet again, poor Eral 😂
Sooo expensive cat! They’re ripping us off as you say, I mean how could costs have gone up that much!
I’m really going to try my best honestly.
Yes he was very honest - I reckon I can squeeze one more picture in! Maybe 😂 xx
If you generally feel happy with your new face the of course do it!!!! But if you feel like Simon Cowell don’t risk it aha
Haha defo not like that 😂
You'll have to find another doctor to go after 😂
😂😂
Another amazing video as always!
28ish, beautiful and could be gay? Send him my way please 😂
Love the new Christmas binder 😍
Hahah I’ll be sure too!! He is beautiful 😍
Believe me, once the Botox wears off you will miss not being able to frown 😂 However, that will give you an excuse to go back and see Dr. Papito
Haha you’re probably right - not sure he wants to see me I give him the third degree 😂😂
28 and gay 😂😂😂😂
Tragedy ! 🤷🏻♀️😂
You cam still call yourself lucky. Because i have stil EU driving licence thats allow me full-time drive in uk. I pay for my insurance 950 pounds for car only and i have driving licence for 12 years 😂😢
Oh blimey that is expensive. Yes I do feel lucky 😂😂
Were you hoping to date your doctor!?!?!?!? I get it, free services…I am here for it!!!! Maybe he needs to become a bestie instead, maybe you could play match maker and get a discount 😂😂😂😂
Holly heck on your insurance!! That is crazy. Glad they lowered it for you…seems ridiculous!!!
Haha now THERE’s an idea ♥️😂😂
Bloody hell know! So pricy!