My Parents Are Pressuring Me to Stay in Ivy League School
HTML-код
- Опубликовано: 14 окт 2024
- My Parents Are Pressuring Me to Stay in Ivy League School
Say goodbye to debt forever. Start Ramsey+ for free: bit.ly/35ufR1q
Visit the Dave Ramsey store today for resources to help you take control of your money! goo.gl/gEv6Tj
Did you miss the latest Ramsey Show episode? Don’t worry-we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more!
Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: www.youtube.co...
Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country!
Ramsey Network (Subscribe Now!)
• The Ramsey Show (Highlights):
www.youtube.co...
• The Ramsey Show (Full Episodes): www.youtube.co...
• The Dr. John Delony Show: www.youtube.co...
• The Rachel Cruze Show: www.youtube.co...
• Anthony ONeal: www.youtube.co...
• The Ken Coleman Show: www.youtube.co...
• The Christy Wright Show: www.youtube.co...
• EntreLeadership: www.youtube.co...
How do you know if someone you just met went to Harvard? They will tell you very shortly after introducing themselves.
Stanford too. You'll never have to ask. MIT, not so much. I've met a few MITers, none made it obvious to me that I was inferior as Stanford people do.
Ivy league graduates are the most pretentious group on planet earth. It really is true, they will tell you when you don't care. It doesn't matter if you make 3x the salary they think they're better than you
@Heinrich Himmler 😂😂😂😂, you fanny
The George Mason University!
It works. In NYC companies love them. So many doors are opened. I hope she finishes the degree and I already work in big tech. Those companies, like mines, love those school. I work at Microsoft and 50% of the people I interact with went to top schools and Ivies.
I made 6-figures straight out of school with a Bachelor’s in Computer Science. You don’t need the Master’s.
are they hiring?
@@webfreakz behold the talk and run. Never to be heard of again ahahaha shame on these mindless comments that have amazing imaginary salaries and set unrealistic bars. I'd love to see those paychecks
@@ines2241 i'd love to see such paycheck too! oh well..
Lol, why would I lie? My claim is believable, just look at the entry level pay for software engineers at FAANG companies.
@MyOpinion Cloud Engineer. Lots of WebDev stuff.
If they aren't paying, they have no input. It's your decision.
They backed a hundred grand in loans.
Parent plus mean they are
They signed the loan, they assumed the risk. That's what happens when you co sign.
Haha nice pun.
@@surf5609 it's her life if her parents think they can force her to do anything because of finances....good lick with that...hasn't worked out so far.
It’s time to Ivy Leave.
Haha true!
😅🤭🤣🤣🤣🤣
If they're pressuring you to do it pressure them to pay for it
They've signed up for a Parent Plus - that means that they're on the hook, just like co-signing.
Doesn't seem like they're pressuring her too much, she sounds stubborn herself.
Find a job first, then make the company pay for your Master’s.
She can do that but a masters is not even really needed. I just wish more companies would do apprenticeship programs and the options for degrees if need be.
Pray tell, name me an actual company that would pick up the tuition cost of an Ivy League graduate degree?
@@SamWesting FB, MSFT, TSLA, any other big company she'll easily get hired at
@HokageKyubiNaruto Sure. "Nice ta meet ya, boss! Now PAY for my tuition to get my masters over at Harvard." I'm sure that will go over well in your bizarro world. Over in the real world, things are not so simple.
@Aurora Which Ivy League school are you going to? That's what this discussion is about. Or just another college...
IT cares WAAAAAAY more about certifications and practical experience than a degree.
Sincerely - 10 years in the IT field.
Depends. Not in robotics.
Go to work. The parents will catch up to your decision.
Yeah I’d never go into debt for someone else lol
Bingo
It usually doesn’t even make sense to go straight into a masters for the workplace. If a masters is required, WORK experience is also required.
And if you play your cards right, WORK very well might pay for it!
Caught in the ivy=success mindset. You still have to put it into action.
Unfortunately in the affluent parts of CT and elsewhere the illusion is rampant. Career paths shouldn't be measured by dollars per hour but dollars per stress-hour, and ivy-league colleges breed stress.
Sell the school
I can relate to this with “needing” to get a phd. I called a few years ago and talked with Dave about it (without mentioning the immigration context) so I’m really grateful for the caller and Dave’s advice. Definitely needed to hear that
Explaining to African parents that you don’t want to go straight into grad school is hard. My mom still doesn’t get it. 😂 At least she went into one of the 3 acceptable career paths and went to an ivy.
Me too lol
Parents have a plan for their children. But she will be okay.
An African parent who worked hard to get to America knows education is the best gift they can give to their children. Trust me your mom wants the best for you.
School is a meme.
@@tvuser5557 Parents in the middle to low middle class always tell us to go into debt to get degrees that we don’t need. That’s why they are middle class sadly. You gotta do different to be different. But we love em all the same. I just got my mom to start investing and it’s like a whole new world.
An Ivy League degree does matter for *some* companies, as they won't give you the time of day without one. Usually these companies pay top dollar as well and give their best roles/positions to Ivy League grads, and are usually in Tech and Finance. Some examples of such places are Goldman Sachs, DE Shaw, Facebook AI Research, Credit Suisse, certain teams within Google, and Uber. It's also well known that its very hard to be competitive in the Bay Area Tech Scene if you're not a Stanford graduate (especially a Stanford CS grad). At such companies, your skills only matter to keep your job -- but it's your resume and education (and ability to perform on standardized interview exams) that matter to land the job in the first place.
Drinking game: Take a tequila shot every time this lady says "ivy league".
It's a phenomena.😏
2x then?
It's only because she didn't want to name college. Colleges also keep track of when they are mentioned in the media.
You are literally paying to get your foot in the door with an Ivy League diploma. It helps to get those connections but it’s not necessary.
I mean it’s fine if she drops out she already got the connections
I had to laugh how an American Express ad popped up when I started a Dave Ramsey video
As someone in the tech industry , I can say it’s the one industry where degrees are honestly not important, If you don’t know what your doing nobody is gone hire you, half the people I work with didn’t graduate and are all highly paid
God bless this young woman for honoring and respecting her parents so much. And great advice guys.
I respect my parents a great deal that’s why I would never burden my immigrant parents with $150,000 of parent plus loan. I don’t see the respect there lol
Thank you so much for this comment! People really don’t get it. God bless you too
@@cristalcruzzin1756 nobody is burdening anyone. They told me that I have to go to an Ivy. I am respecting my parents by doing what they TOLD me to do
FYI computer science is not IT. Dave stop the comparison
Compensating for something?
@@nchinth it sure does. Since it was implied a degree was not necessary at all
@@keturahbethel6966 a degree doesn’t matter as long as you know the content. It might make it more difficult to get an interview, but Dave is right.
A masters degree is not necessary, especially since - 1 year in the industry = masters degree in terms of compensation.
@@keturahbethel6966 only 36% of software developers have a CS degree. Stack overflow did a survey on it 3 years ago. Most of the early industry people were self taught. However in 2020 it is preferred over self taught. I recommend you get a degree if you want to be more than a web developer.
@@keturahbethel6966 I own a software company and didn't get a CS degree.
My friend got a degree in exercise science and is making $140,000 a year with 3 years programming experience all self taught through Udemy. Oh, and he's front end as well.
Stop circulating the lie. I meet idiots with CS degrees all the time.
My next door neighbor legally immigrated from Iraq back in the 90's. They are awesome, hard working and now wealthy Americans with no college degree in the family.
Do not need a degree to do well but there are people that are academically high performing and college is part of their career path.
If that young lady had of just not gone to college and focused on developing IT skills her self she would still have made it in life.
@@bighands69 I think there will always be a market for a high end IT person. Very difficult job to learn and stay current.
@@bighands69 but I wouldn’t have had the support of my parents. Remember when you are in an immigrant family, all you have are them because everyone is abroad. But I appreciate your comment.
My mom tried to push all her kids to get a masters and we did not follow that advise and have great paying jobs now. She has a PHD and was not making much money at all unfortunately.
Dave is paying his IT professionals upwards of 200k 😨
To run an organisation like that from an IT perspective it easily costs above $200,000 in salaries. To get somebody who is capable of running the systems at an industry level costs money.
Yeah that's not a crazy salary for lead tech professionals. It's pushing the limits for general IT application but it's not absurd.
@@bighands69 Salary is not the Only compensation.
12 week paid vacation. 5 round-trip tickets anywhere, 30% of gross Xmas Bonus
Lifetime healthcare(after 10 yrs), free housing, $20K into 401K and they put $20K in a taxable account
@MyOpinion No ,I was commenting on Bighand69 comment "costs above $200,000 in salaries"
Salary is not the Only way to compensate
Chris Hogan is hilarious! Him and Dave are so good together!
IVY, in CT, sounds like YALE.
For $200,000 I'll code anything you want Dave.
If she is already this far into it, she just needs to finish the one degree and work to make it pay off. Agree, to cut it off on a 4-year degree.
BTW, I did an Ivy League 4-year degree on a scholarship - paid only room and board. When it came to a master's degree, and it was my money, I did it at a well-rated state school with only $11k of debt in one year and paid that off in two more years.
Undergraduate Ivy league with a state college postgraduate is just as valuable as the Ivy League masters.
Now an MBA is an exception to the rule when coming from Harvard but so is Harvard law but they are the few exceptions.
My little brother just coded an entire video game from scratch and built a UAV with lidar and inertial measurement unit to calculate position and obstacles FOR FUN. He’s 22 and just went to the local college here in El Paso. I bet he would code circles around this Ivy League student. People get too hung up on the name of the college, books are the same everywhere. If you put the effort in, the school you go to doesn’t matter. You get out of it what you put in.
At the risk of offending, he’s not special. And a rigorous education at a decent school with world-class faculty goes well beyond what’s in the textbooks. As to fun, those of us whom have actually built careers in the field assume the underlying fun. And ‘coding’ is like using a pencil and announcing you’re a writer. I’m sure the caller would be happy one day to designate him her official ‘coder!’
@@FR-tb7xh I’m not saying he’s special. I’m saying you don’t need a fancy school to do this stuff. You don’t even need school really. Anyone with internet access could easily do it if they wanted to.
Did she say she wanted to be a coder?
Wow, Ramsey just deflated that Ivy League Degree.
@pharmer 2020 Lol please learn how much many of them earn before calling it a scam. It's a scam for people who major in art degrees and do nothing else. It's the single best investment you can make if you major in CS, finance, law, or some other lucrative field. The tuition debt you incur can easily become a footnote. Only the extremely privileged can afford *not* to go to such a school, since they already have major trust funds.
@pharmer 2020 Getting into a 5th year program for a master's at your school is much easier and cheaper (1 year instead of 2) than re-applying years later (which also will include tuition hikes). If she does want to get a master's, staying would be half the price of coming back later.
Her parents may actually know a thing or two.
@@SevenRiderAirForce Ivy League schools are complete scams. Sure, you can compare Ivy grads to all other grads and find significant differences, but this ignored all of the other variables. The fairest comparison is between Ivy grads and non Ivy grads who were accepted into an Ivy League and choose not to go. Here there’s no difference between earners. If you take two people who have the same set of skills, same work ethic, and same determination where one attended an Ivy and one did not, then in the long run the earnings differences between them will be marginal
@pharmer 2020 I'm retired now. 13 jobs in my career, 7 were obtained just by mentioning
where I went to School.(We will cancel interviews)
And when I got the job, I was told NEVER discuss salary (paid twice as much)
And NEVER say where I went to school.
My first job out of University in 1980, $100K/yr
@@aolvaar8792 field of study?
I see this all the time where parents try to dictate what their children do with their lives. After 18, you are an adult. Time to set your own path!
Not in an African household lol
@@an36594 interesting take! Once I turned 18, I was given guidance but at the end of the day it was my life. I know all households are different.
What was yours like?
@Anna Lee Good perspective! I believe you need guidance once you turn 18 and thereafter. But overall, you are setting up your own path.
Most people don't fully understand their path until 30 and above. I would agree.
@Anna Lee absolutely! Mentors are crucial. Throughout my life I have had many, and they have helped me in my journey!
Its like the parents are trying to make the kids live the lives that they themselves wish they had when they were younger. It can be really ironic to hear some parents tell their kids that "we know how to live life better than you" but in reality, the parents lives arent all that great.
Spend each day trying to be a little wiser than you were when you woke up. Discharge your duties faithfully and well. Systematically you get ahead, but not necessarily in fast spurts. Nevertheless, you build discipline by preparing for fast spurts. Slug it out one inch at a time, day by day. At the end of the day - if you live long enough - most people get what they deserve. - Charlie Munger 🤧🙏🏾💯
Thank you! I was the one that called ☺️
Many STEM programs will pay your tuition and give you a stipend to get a graduate degree. Go to work and if you want to, go back to school for your masters but ask about an ASSISTANTSHIP (GRA or TA)! I don't know of anyone in STEM that pays their own tuition. However, she may have to sacrifice the Ivy League status. State schools get the job done too!
Yes, that is a great idea and I will try to find a program that will fund my education
@@an36594 Please do. Maybe it's not talked about much but students in STEM need to know. I almost feel like you shouldn't have to pay for a graduate education in STEM because of assistantships. Also, check out GEM consortium and inquire about whether or not the school has a partnership with them. They will even cover your grad application. Best to you!
Graduate degrees aren’t much worth it for CS. It’s better to have 1-2 years of experience than to have a masters, that’s what my program tells us.
I'm not in the CS field, I am in another engineering field. However, if you can get a graduate degree fully- funded all you will be sacrificing is your time (~ 2 years). Also, if the "goal post" moves ahead in the future at least you will have your Master's in CS in your back pocket. I see graduate education in some STEM fields as "insurance".
I have known a few people that got into fields, worked for 25 years and a person with a degree and very little experience was hired over them as their boss. Just an option (if the school will pay your tuition). You will do great things sis! Keep up the good work!
@@harrychufan for robotics, ML and AI it's almost required. For a programmer, product manager, etc, it's not.
I am a network engineer and I don't have a master's.
Here is the thing, as you know in I.T the technology is constantly changing so what you will learn in college will be totally out of date in 10 years.
As long as you have the fundamentals from something like a basic bachelor's course combined with a couple of field-specific certifications that will set you up for a fantastic career in the industry.
I love seeing people who freshly graduate with a masters and are DUMBFOUNDED to find out they aren’t as valuable as they think.
@Heinrich Himmler Too many high-level executives see themselves in every applicant. But if your new supervisor is NOT ivy league, good luck
Yeah some people with degrees can’t seem to find a job after they graduate. Looking for a job is a whole different beast to dominate.
Many master's degree programs are usually needed for management positions or a better retirement.
My son turned down a master's and a Phd program because in his field, it really wasn't going to make much of a difference.
Dave is right that this caller was sold a bill of goods regarding higher education.
Listen I'm a business owner and I don't even know if my IT team has college degrees. They were competent professionals I knew through from other projects together .
Get a job. It will get you a better job, then a better job, etc as you build a network.
@alphafemalecomix
I have Ivy league graduates working for my businesses and they are not abundant in the workplace.
Computer science graduates from Ivy league and even prestious state colleges get snapped up very quickly. The only issue is the college fees are large and may hamper many young people early in their careers.
I will do that! Hopefully if my parents see this video then they will see where I’m coming from
IT isn't robotics though 🤦🏾♀️ that's why people always ask programmers to fix their computers. IT is only 1 part under a large umbrella. Both you and Dave don't understand. You can't just fall into robotics, you have to take the courses. It's not a "naturally gifted " industry. Maybe she doesn't need a masters at an ivy bit for robotics she does need one.
She is a trophy and not a human being in her parents' eyes. She's something to pull out so that they can brag to their friends. Who cares if you are wasting the most productive years of her life: _I'm so wonderful that I have a daughter with this Ivy league degree everyone. Look at me!_
This is 100% accurate! Whether in immigrant circles or wealthy/upper circles.
You know nothing about how her parents see her daughter.
I come from an immigrant family and in my mother's case it's more of like "you have the opportunities to become someone" doctor, nurse, lawyer ... I'm in my 30s, married with kids and been living on my own since I was 19 and she never really got over me not finishing college. I'm living comfortably working from home and opening other avenues of income though she wished she had the opportunities. She came from poverty, she was told to quit school because they couldn't afford it. So she wishes to become more and she wanted that for me. So for some it could be that they want to look good in front of their community and for others it's because they couldn't have those opportunities. Though I don't agree with her, I totally understand where she is coming from. The beautiful thing about America and Canada is that we have opportunities and we don't have to finish school to make a living we just have to work hard and smart.
I think that my parents do hold me to a certain standard but they are only doing what they know is best. They came here as refugees and I think that they believe that the only way to honor themselves is to have me go to a really good school despite all of the challenges we faced.
@@patty109109 period!!
Companies don't care what school you graduate from, only your Ego does.
They only care about your performance as an employee and how much baggage you bring.
@Heinrich Himmler People hire them as much for their connections than anything else. That is the whole point of an ivy league education. It's not what you know it's who you know.
Yes they do.
@@colorfulcodes Companies don't care, It's the alumni that work for the company that do.
$115k in debt with only 3yrs in? Sheesh.
@Heinrich Himmler 300k isn't average.....Maybe at Netflix it is, but not even Google.
Please post on Rumble also. RUclips is censoring too many people. Thank you.
Alexandra, I feel you. From one immigrant-American woman to another, just show them what is possible after graduating from your IVY with your bachelors. You're going into a great high earning career so proving to them that you can be successful without the masters wil be a easier than you think... and possibly quicker. You have to make the tough decision to distant yourself from them if they continue to pressure you. Once you're in the field, they will respect you and the decision you make.
Good luck! I'd love to hear an update about your journey. You can do it!
She could easily get an administer IT job that will still pay exceptional money without necessarily even going for hardcore engineering science.
Thank you so much girl! I screenshotted this because people in the comments are super weird. I would love to give you an update. What’s your Instagram?
@@an36594 no problem - my instagram is saltnraeoflight
I'm a computer science major (not ivy league but state) and my mom wants me to continue onto a masters next year as well. There is no universe where someone bridges the gap in this industry between entry level and high level just because they have a masters unless they want to get into theoretical high level machine learning or topology research. It's simply not necessary to have a masters at the beginning of your career. At the point where it becomes necessary, many employers who are flush with cash will PAY YOU to go and get it FOR FREE because they want the best employees that can get so taking out loans for a masters in this the tech field (engineering and CS alike) is just dumb.
There ya go Dave. Just twist the knife in saying some people can make 200k with no degree 😂😂😂
How do u even make 200k with a degree?
@@lavaboy1565 it must be hard because the us average is 63,000
Ivy league girl thank you for freeing your mind and seeking the way out & thanks to Ramsey/Hogan for the excellent advice
The sooner grown men/women realize they aren't slaves to their parents the better. Time to set some boundaries, if you don't do it now you'll be worried about what your family thinks for the rest of your life and that's not a fun way to live. Explain it to them that you want to work and if they still have an issue you tell them it's your decision as a grown person. Just be prepared for the independence that might bring you, which might mean having to move out of mom and dads house since they are mad you won't "follow their rules".
My brother-in-law dropped out of college (he was studying Geology) and became a success in the Silicon Valley. I asked him one time what he actually did and he told me that he hires PhDs, poses questions to them to solve. He's a very smart guy and I lost count of how many patents have his name on them. So, no you do not need a Masters or a Doctorate to succeed. I'm sure it opens some doors, but there are a lot of people out in the world doing amazing things without degrees. I've worked for people with degrees who were dumb as a rock.
I'm literally in the exact same boat as her, down to the same program, minus the Ivy League. Work first, in Comp Sci, you can make up to 120k/year as a fresh grad and pay off all of your loans in like 2-3 years. If you still want to do your Masters consider a school like UoT or Waterloo in Canada, cheaper tuition that American schools and just as good.
And you think 120k/year is a lot of money. Trust me, you can make way more than that.
Fax University of Toronto is amazingly priced if you can get in
@@landonlowe4029
It does not have the same prestige as an Ivy league in America. There are only 8 Ivy league schools in America and then only about 100 top colleges that are split between the states.
I would go so far as to say it will not even compete with the top state colleges in America for employment. In Canada it will have a different reputation.
Thank you for understanding! So many people in the comments are soooo confused and they keep bashing me for saying that I went to an Ivy and that it was a waste of money. Like parents would not be happy if I decided to go anywhere else and they are all I have!!
@@bighands69 Oh no, I don't care about the Ivy League part, I'm concerned with the tuition. Of course Ivy League holds more prestige that most other schools, but when working and applying for jobs, you'll still be solving the same algorithms, we'll still be slaving away at Leetcode for weeks. The Ivy League name opens doors other schools won't, you still have to have the ability to seize the opportunity, regardless of the school you go to. I have Nigerian parents so I know what she's feeling 1000%. I've told mine that I won't kill myself during for another 2 years just because, when I can be getting paid and building practical experience.
Don't IT people just tell you to restart your computer
Fun fact, Ivy league is just an athletic conference. The stuff you learn in private schools like that is the same things you learn at a public school for a fraction the price
I know. But most immigrant parents don’t know that
@@an36594Most students don't either. I teach at a community college and have to constantly remind students the textbook we are using and the material we are coveting is the same one they use at every university, even harvard and yale.
The Power 5 schools have put it in to their Schools brand so much that people forget it was started in Athletic.
My advice, get into the field or something similar as an intern first or with a bachelors. Talk to your coworkers about advanced degrees and they will give you much better guidance than you will ever get from professors or academic advisors. I studied engineering at a state university that spent a lot of time marketing masters and phd programs to undergrads. Many of my university friends went for these advanced degrees as well as many of my current co-workers in the medical device field. All of them which I have talked with will say that It brings little to no value to the industry. When you go for that dream job the hiring manager may ask you talk about your masters/phd thesis but they will not read it and will probably not care very much about it. An extra 2,000 to 4,000 hours real working experience speaks volumes more to people in industry.
Hidden within every "Bless your heart" is a quiet little "F**k you."
A few folks may mean it sincerely, but very few.
This guys voice sounds like he’s about to play some slow jams and say “ohhhhh yeah”
That's crazy. My friend makes well over $200k/yr as a developer and he went to a computer school right out of high school.
Natural talent rises to the top no matter what route they take. My daughter graduated Ivy league and now is not far of that salary level and she intends to work for herself.
This is like 1% of the industry. Most have a degree and most in big tech have a top university degree
She needs to ask her parents if they want grandkids. Nothing like 6 figure student loans to put off or eliminate kids. As a matter of fact I think student loans seriously risk making humans an endangered species.
She can tell them that companies offer tuition assistance and that a masters degree isn't necessary for success in tech. Show them examples of this. They mean well but they're ignorant and believe education is the key to success.
Working in robotics and starting a robotics company are two different things. Dave demonstrates a lack of understanding of the academic rigour needed to build robots. It definitely needs a masters. Doesnt need an Ivy League for sure. Shouldnt need a student loan either.
Exactly. The ROI in comp. sci is huge. Plus Dave equated a comp. sci degree to IT/fixing computers. I don't think that is the same at all. And even then, IT requires training and often certification.
Robotics is a growing industry, go ask Sarah Connor.
Yea, I don't think a masters in cs is necessary but now that I think about it, lots of roles at FAANG require a masters for Artificial intelligence roles, machine learning and robotics.
Whether you need a master's degree for a tech job very much depends on the type of work you want to do. For HW design or SW development positions at major OEM companies, you're at a significant disadvantage if you don't have an MS. I've been in high-tech staffing for 20+ years, and this is what I've seen - over and over again.
Dave is referring to "IT" jobs, which require far less education.
Cameroon 🇨🇲 Merry New Year 😏
After graduation, work for a company that will help you pay off your student loans and pay for your masters. There’s no rush to jump into the masters immediately after graduation.
Man choose this process and day for yourself is your answer. Not your parents choice
Facts
Thank you!!
another call to flex, is it a flex really though?
Probably 3 years in to her degree 100-150k in debt with scholarships, when she could’ve gone to a great public institution like UC Berkeley for half the price possibly even free working as a CS tutor. I went this route, did community college got into ivy’s but couldn’t bear the debt so I went to UCB as much as I wanted to attend my “dream” school.
I wish I drop off college and I'm sure I'm not the only one who thinks that.
Why do you say that?? Just curious
I’m one year from graduation and I’ll have zero student loans when im done buuut I am just so over school I don’t wanna go anymore it’s taken me so long to get here because I paid my way through each class that I think I’m just ready to give up on it because I feel like I can do without a degree honestly
U need a degree to get into robotics, not necessary at an Ivy or advance d degree tho
Dave is a beast! love these vids
They are so real world best advise ever
No Dave, these are AFRICAN parents, not white parents. Here’s what I did with my Cameroon parents: Apply/Get a full-time job offer from XYZ big-name company in your field (ideally before graduation) and THEN say you’ll be taking the job offer. If asked, say you plan on doing grad school later simultaneously with the job with an evening part-time program later (even if that isn’t true). Your parents will love bragging that their daughter works for XYZ prestigious company . Once you move out & financially independent , they can’t tell you what to do
Im currently pursuing a degree in economics and im halfway through. Im still not sure if college is right for me or if im even interested in economics and it's mentally torturing me everyday. So if you're not sure just don't go into it due to parents' pressure!
Parents living through their kids shows you a lot about the parents.
This is so relatable for me also being first generation born in the US with my parents immigrating from India/Pakistan
Still to this day, working in 'IT' means people think you 'fix computers, or make it be coded' hahhahahaha so relatable
Don’t go to Grad School unless your job is paying for it. You’ll have no problem with getting a good paying job after graduation plus you can always work ur way up.
The parents are "all in" with that parent plus loan aren't they? Saddling themselves with $100K of debt and she's not finished. Sounds like she'll be paying it all off herself though. I wish that had been asked directly.
I am retired. Near the end of my career I realized what had happened to me. Because the market for my major had gone to other countries. While I was going to school I worked and eventually started my own business. I got a state license in one of the toughest states to get a license and all along increased my skills to the point where very few could do the work I was able to do. Eventually I wanted to teach college and enrolled in a doctoral program. While I was in the program I realized that not one professor had ever been in the business. They did not know the details of the practice and laws of the business. Eventually I was hired to teach at a state university. Three of the faculty had over 30 years in the business, one had 18 years, and another had 12 years. We figured about 1 percent had any experience in the business across the nation among those teaching. I taught among faculty who knew the business well in what they taught. Those who do not have experience are intimidated by those who do. The prospective faculty are recommended by the existing faculty. Those who have experience will not recommend those who have no experience. In my field one needs at least eight years of experience to be able to teach what were were teaching. When I looked at some ivy league schools not one of their programs even came close to what I was teaching. We were teaching form a reservoir of experience and knowledge while others were teaching from a book. When students asked me questions in class I was able to answer them directly and at that moment. Not long ago I met a lady who just got her doctorate and she thought she was better than anyone else. Eventually I told her when she gets 30 years of experience then she will understand that all the college gave her was somewhere to start. During my career I worked for the top company in America in what we did. The owner had never been to college but he was an outstanding leader. I will never forget the first time I met him. He made me feel about 50 feet tall and told me how much he was glad they hired me. Relationships and leadership are far more important than how much you know. Trust and putting others first is key to success. Colleges teach someone to work for someone else.
Her parents do not care one iota about her. They are only concerned about their perception in the eyes of other people. This woman is just an ego booster for her parents. Prideful people who use guilt to influence this caller to go into debt for a degree from overpriced, overhyped
At least she is passionate about what she is doing, she will be fine regardless. It is possible to have an engineering degree from Ivy League and not be able to find a job because you are not passionate and companies don't think you will stay with them in the long run.
THANK YOU!! I really appreciate this comment
School debt for half the degrees offered is just dumb. It’s gotten way out of hand!
Hey Dave I'm in IT too, where can I sign up for a $200k job with you?
🤣🤣
"I didn't need them to go to Ivy League. I needed them to make the computer be coded."
The nice thing about a CS degree from the Ivy League is you don't have to work for Dave Ramsey.
Contrary to popular understanding, the education the caller is getting is NOT IT! And it’s NOT coding, which is, IMO, equivalent to vacuuming and other low-skilled tasks in the discipline! What she is learning is infinitely larger than either. To those of us in the field, IT is only incidentally related (a necessary evil to us being able to do our work), and the ability to “code” is assumed. She’s learning a high form of analysis - problem detection, design, software and hardware engineering, and more likely than not, system analysis that encompasses great collaboration across disciplines. Think economics, bioengineering, every physical science. The caller will be fine financially in just a few years regardless of whether she pursues her Masters or more. But she’ll have more options if she gets an advanced degree.
Thank you for the breakdown. I winced when he compared CS to IT.
@@tic8259 YES!
Thank you!! I appreciate this comment
👏🏾👏🏾👏🏾 finally brains.
Well the real world doesn't hire like that.. they usually have an Hr. Dept. They are bloodthirsty unwavering entity... only look for certification...
I'm getting a Bacholer's degree in Computer Science and I'm not even at an Ivy League School, about to graduate next semester, just need 3 more classes. I know for a fact I don't need a Masters, but I'm going to get my MBA, since I want to be able to manage a software team, that's the only reason why I'm getting my Masters. Right now just turned 21 a couple of months ago, basically finishing my Bachelor's in 3 years, might as well get a Masters right?
I been in IT for 5 years now and a bachelors is enough. In order to lead a team, it’s more about experience and not how many degrees you have.
@@case6803 True you're right about that, but I'm also planning on going into the Air Force once I get my MBA as well so I could be able to network with as much people as possible and maybe find future partners or members of my team. But there is so many opportunities once you get that Bachelor's in any Technology Degree.
It could be beneficial if you plan to be a manager but you should get real work experience first, especially for MBA’s. Much of the coursework will even require you to look back to your work experiences.
If you just want to be a programmer you don't need a masters. If you want to be a roboticist or work in AI, you need one. However both prefer work experience before beginning a masters program.
Does a master's from Harvard matter more then a local University?
My brother is $255,000 in debt for law school which he dropped out with one year left because he couldn't handle the pressure. He's now working out grocery store making 15 bucks an hour.
It sadly does to some people
So your brother went to Harvard law and then dropped out with 1 year remaining. He could still easily find work in a law firm with that background.
If he gives himself a rest he could go back and complete that year and then get a job that matches is 6 years of college. He may even have masters programs open to him if he checks with the credits he has already earned.
It's not too late for your brother. Encourage him to pick himself up. He's better than that. He can do better. Once he gives up, he loses
In certain fields and for certain employers, yes, having a graduate degree , maybe even a graduate degree from an ivy league school, is critically important.
Yes, companies eat you up quick.
Smart girl. Investing in a ivy league degree is always worth it. yea you may very well end up with 150k in loans. But think of it like this, entry level com sci majors from ivy leagues start at atleast 120k annually. within 3 years you could very well hit 180k. within 10 years you can easily hit 300k. all of a sudden that 150k investment doesnt sound too bad now does it?
Ivy League universities have the best financial aid in the world. If your parents make below $65k per year, you go to Harvard, Yale, and Princeton for free. If they make below $100k per year, it’s highly subsidized. There’s this myth out there that going to Ivy League schools is more expensive than public schools. Not true.
A master’s degree will not significantly increase your marketability. Go to work. You’ll learn far more on the job than the classroom.
I'm somewhat skeptical of this story. I went to an Ivy and know that all 8 schools have some of the most generous financial aid packages in the country. That an Ivy-educated child of African immigrants would have this debt load seems fishy. Even if its true, the caller would likely get a job that more than compensates for the debt.
If you would like me to email you my student loan statements let me know ☺️. However I do believe that I will get a job that will allow me to pay this debt off
African immigrants can be rich!
A lot of companies will pay for people in engineering fields to go back to school and get their masters degrees. She needs to work for a company that’s willing to do that for her and that way she can make money to pay off her current student loans, while having someone else pay for her masters degree. That’s what I’m planning on doing.
I will try to find a program like that as well
Get yourself a high-paying job, pay off that $130k in debt w/ your B.S. degree in Computer Science. If you get a good position with a standup company, many offer tuition assistance or reimbursement that you can then use to obtain your Master's degree without using any debt. In fact, you should consider a few certifications. (Note: she had that debt down to the penny! Good for you, Alexandra!)
Thank you!!! I appreciate this comment
I got my bachelor's degree in computer engineering. I'm working on my masters. The company I'm working for currently is paying for my masters degree.
Tell them neither you or they can afford it!
African parents! Asian parents! Oh the pressure! Lion 🦁 and dragon 🐉! Budget Save, Sacrifice and Invest! The American 🇺🇸 Dream 😴
Yup!! I was the one on the call
@@an36594 Alex my parents are from Kenya 🇰🇪. All my siblings went to top tier private or public colleges! Your from Cameroon 🇨🇲?
OMG yes! My husband is Kenyan( I am Black American) and is a Tiger Dad. He pushes and pushes education.
@Heinrich Himmler African Americans in general believe in education. It isn't something that is known or push compared to other cultures in the media.
@Heinrich Himmler Yes I agree with that. I see it everyday! LOL
I admire that immigrants work hard to get ahead, and don't complain that the government doesn't give them more free stuff.
Some
There’s some here in California that do...
I'm a college flunkee finding more success than I could have dreamed of in information security (infosec). I don't even have an associates. I owe much of my success to the open source communities. Get involved in open source. Look at local hackerspaces and makerspaces.
I’ve always wanted to get into open source. Thank you for the tips
I feel this callers pain.
Does anyone else notice how the backpack looks like Cobra Commanders head?!😂😋
Does someone who graduated with a CS degree from an ivy league, have a better chance at finding a job than someone who did a CS degree at for example University of TX? Probably a little but not that much.
Great pep talk to her
Shout out to all my fellow immigrants. Let's keep working to build a generation of doers!
Work for an employer that’ll pay for your masters....if you’re in engineering/computer science field that’ll be any employer. Lol you’re in a circle of academia that wants you to keep doing this “school thing”. Like Dave and Chris said that’s not the real world. I’m in engineering, the only thing I’ve noticed a masters degree gets you is a bit more access to job positions or a pay bump from starting as a level 2 instead of a level 1 engineer. From there on out your career opportunities are gained/acquired from experience. You can find a way into robotics without a masters degree. It’s not worth the debt that’s ridiculous, how can you enjoy work when 25-40% of your paycheck is going to high interest student loan payments
This is a struggle with immigrant parents because a lot of immigrants feel as though they not only have to work harder than everyone else and “prove” they are worthy of being here, but so do their children. The expectations are set incredibly high by their parents which I feel is influenced by society to some degree as well.
I agree! Thank you for this comment
So many parents are obsessed with their kids getting a graduate degree and where they attend school. Education can be a wonderful thing but I kind of cringe when my relatives start talking about their super young kids' future college "plans" and the expectations they have with that already.