ബാങ്ക് എഫ്.ഡിക്ക് പകരം മ്യൂച്വൽ ഫണ്ടിൽ എന്തുണ്ട്?... | Basics of Debt Mutual Funds | VIDEO -01

Disclaimers for Live Digital Events and Recordings:
1. Before acting on any information covered today, please make your own investigation & seek appropriate professional advice.
2. The statements contained herein may include statements of future expectations and other forward looking statements that are based on prevailing market conditions / various other factors and involve known and unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied in such statements.
3. Any information covered is from reliable, publicly available sources or developed in-house. Such data would be correct as of the date of the event & may or may not be relevant in the future.
4. The reference given for the strategy/investment approach (if any) is currently followed by the schemes and the same may change in future depending on market conditions and other factors.
5. The sector(s)/stock(s)/issuer(s) covered (if any) do not constitute any research report/ recommendation of the same and schemes of DSP Mutual Fund may or may not have any future position in those sector(s)/stock(s)/issuer(s).
6. While utmost care has been taken, DSP Asset Managers Private Limited does not warrant the accuracy, reasonableness or completeness of any information shared by the speakers and disclaims all liabilities, losses and damages arising out of the use of this information.
7. This content/document is not, and should not be construed as, any marketing collateral or an offer or solicitation for purchase or sale of any securities.
8. There is no assurance of any returns/capital protection/capital guarantee to investors in any schemes of DSP Mutual Fund.
9. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments.
10. For complete details on investment objective, investment strategy, asset allocation, scheme specific risk factors please refer the scheme information document and key information memorandum of the schemes, which are available at AMC and registrar offices and investor service centres/AMC website viz. www.dspim.com
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
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[@divakaran.mullanezhi]

പതിനഞ്ചു മിനുട്ടിനു ശേഷം മാത്രം കാണുക . സമയം പാഴാക്കരുത്

[@mallusmallus6007]

Thank you so much 😂😂

[@Zxy816]

Thank you chetta

[@nestindavis1722]

Thank you😂🫂

[@jithuuthaman8904]

Thank u😂

[@Feny007]

❤️❤️❤️

[@ekdileep3600]

മനുഷ്യന് ഉപകാരം ഉള്ള ഒരു ചാനൽ... ❤❤❤

[@koshyv3514]

മാഡത്തിന്റെ ക്ലാസ്സ്‌ ഞാൻ ശ്രെദ്ദിച്ചു. ഒന്നാംതരം ആയിരുന്നു. ഇനിയും കേൾക്കും. നന്ദി.

[@RamKumar-xm8by]

appreciate ur effort to bring financial awareness in commononers,

[@ajayan288952]

😅😅😊

[@ajayan288952]

😊😊 pp😊 I'm😊op😊😅😮0😅😅😊😮l😅

[@sajiguitarist]

Usha Nair is great. ❤
Very good information for beginners. 👍🏻

[@antonyk.j1616]

Iam a beginer inthis field ,thanks for your great information

[@kgmandir]

Usha ,Well explained in a simple way.Liked the way you presented❤❤❤

[@nbijith]

Thanks for bringing a video series for mutual fund❤..

[@shafeekh6223]

ഇവരെല്ലാം വലിയ ശമ്പളം വാങ്ങുന്നവരാണ്. അവരുടെ കമ്പനിക്ക് ലാഭം കൂട്ടുവാൻ വേണ്ടിയാണ് ഈ അഭ്യാസങ്ങൾ. എനിക്ക് കാർവിയിൽ share trade ഉണ്ടായിരുന്നു. എൻ്റെ 6000 ത്തോളം share karvy വാങ്ങിയത് അവരുടെ പൂൾ അക്കൗണ്ടിൽ ആയിരുന്നു. ഇതൊന്നും എന്നെ അറിയിച്ചില്ല. Karvy പൂൾ അക്കൗണ്ടിൽ ഉള്ള share കൾ പണയം വെച്ച് ലോൺ എടുത്ത് റിയൽ എസ്റ്റേറ്റിൽ മുടക്കി. ഒടുവിൽ ഇത് പിടിക്കപ്പെട്ടപ്പോൾ അധികൃതർ karvy യെ നിരോധിച്ചു. അതോടെ കേസുകൾ കോടതിയിൽ ആണെന്ന കാരണം പറഞ്ഞ് നിക്ഷേപകർ പെരുവഴിയിൽ ആയി. എൻ്റെ ബ്രോക്കർ പോലും ഒരു സഹായവും ചെയ്ത് തന്നില്ല. ഇതിലൊന്നും ചെന്ന് പെടെരുത്😢

[@helloenthund4408]

ഈ ലോകത്ത് ആരെയെങ്കിലുമൊക്കെ വിശ്വസിച്ചല്ലേ പറ്റൂ . ബാങ്ക് പൊട്ടില്ലായെന്നും , ഭൂമിക്ക് വില കുറയില്ലെന്നും എങ്ങനെ യറിയാം

[@Apache1970]

​@@helloenthund4408Mutual funds are funds that invest in multiple stocks. The expectation is that if one company goes bankrupt, the others will be in profit. Hence the overall returns will be positive.

[@Apache1970]

​@@helloenthund4408Shafeek parayunathe Stockinte karyamanu. Mutual funds = multiple shares in multiple companies. If you invest in Adani stocks "only" then if Adani close down or is in loss then you will lose all your money. Mutual funds invest in many companies. However the drawback in Mutual fund is the expense ratio or the money deducted for paying salary of fund manger. In stocks there is only the brokerage charges applicable.

[@Apache1970]

​@@helloenthund4408Also NPS or contributory pension of government employees is a "debt" mutual fund that primarily invest in government bonds.

[@rejani2117]

😮

[@ebinj1003]

Good❤

[@MoneyTalksWithNikhil]

😊

[@kannans1463]

Good video thanku 👌👍

[@muhammedrafikp4893]

Good explanation

[@RejiKn714]

Very helpful to beginners

[@jayalakshmirajagopal3428]

I am putting in Bank Deposits only even now

[@sruthitharol7378]

Very informative video..@nikhil what's your opinion on options for mutual funds investment in UPI platform like phonepe? Is it good? Which apps in ur opinion is good to use for investing in mutual funds ourselves?

[@MoneyTalksWithNikhil]

Please try Box by Pentad

[@vibeoff]

Direct answer paranjal mathiyayirunnu. Ellarkum manasilakumayirunnu. Ithipo valichunettalayapol time waste aayi

[@maneeshk7508]

എനിക്കൊരു കുഞ്ഞ് പിറന്നു പെൺകുട്ടി ഒരു 20 വർഷത്തേക്ക് 1000 രൂപ വച്ചു sip ഇടാൻ നല്ല stok പറഞ്ഞു തരുമോ , ഏത് cap ഫണ്ട്‌ ആണ് നല്ലത് കുറച്ച് കുറച്ച് റിസ്‌ക്കെടുക്കുന്നതിന് കുഴാപ്പമില്ല

[@MoneyTalksWithNikhil]

Please mail to [e-mail]

[@jayalakshmirajagopal3428]

Very useful discussion Please advice how to invest in Goodmutual. Fund

[@sujinn.s.655]

നല്ല ഉദ്യമം പക്ഷെ, നല്ല വലിച്ച് നീട്ടൽ ഫീൽ ചെയ്യുന്നു

[@masoodpadannatha3694]

Sir why you are always asking to all the guest the definition of mutual fund😊

[@ambilycyril5280]

Can you suggest an experienced fund manager in Calicut

[@muhammedrafikp4893]

👍👍

[@syamraj7636]

👍

[@umeshbabu8111]

Sir regular growth direct aayi convert cheyyamo

[@MoneyTalksWithNikhil]

Yes

[@rejurmenon6808]

❤❤

[@prabhashaji2028]

Sir I would like to start a mutual fund
Please help and what to do?
How to start?

[@sindhus2141]

Ente 94 le salary, 1200, now 50000, but madom

[@jaseemsiraj5401]

Couldn’t attend the workshop on nri investing in real estate do u have video of that

[@ameyabinoi9989]

Undello RUclips nokkuu

[@jineeshjoy7934]

Good, excellent

[@KOKA_VLOGS]

92 ല് എനിക്ക് മാസം 300 രൂപ

[@adarshekm]

ഇന്നത്തെ എത്ര

[@vinodkumarb2318]

Daralam risk undu

[@rgeo27]

Are the debt mutual funds taxable to NRI?

[@MoneyTalksWithNikhil]

95673 37788 call us, we shall guide you

[@life0444]

എല്ലാം നല്ല വശങ്ങളും പറയുന്നു പക്ഷേ ഗവൺമെന്റിന്റെ വശം പറയുന്നില്ല എത്ര ടാക്സ് ആവും നമ്മൾ എസ്ഐപി പൂർത്തിയായാൽ എത്ര നമുക്ക് കിട്ടും എത്ര ഗവൺമെൻറ് കൊടുക്കണം എന്നൊന്നും അവർ പറയുന്നില്ല അതൊക്കെ അറിഞ്ഞിട്ടുവേണം ഇത് തുടങ്ങാൻ അല്ലെങ്കിൽ അവസാനം മൂഞ്ചി പോകും

[@Mubarakmkm007]

NRE യെ സംബന്ധിച്ചു MF ആണോ FD ആണോ നല്ലത് കാരണം NRE ക്ക് TDS ഇല്ലല്ലോ Small F bank ഇപ്പോൾ 9 % വരെ എല്ലാം കിട്ടുന്നുണ്ടല്ലോ MF TDS വരില്ലേ

[@MoneyTalksWithNikhil]

Depends on the requirements

[@manut1349]

you need to pay tax only when you sell the mutual funds, if you sell it within 1 year it is 15% but if you keep for more than 1 year it is 10% with surcharge, but if the gain is less than 1 lakh no need to pay tax. as you said if you are investing 1 lakh for 1 year @ 9% in small finance bank you will get 9000 Rs interest tax free after 1 year, but you are investing in a mutual fund giving 12%. then the amount you get is 12000 minus 1200 (at 10% tax on gain ) that is Rs 10800. but since 12000 gain is less than 1 Lakh exemption you will get the whole amount without tax (that is if you are filing your income tax-- you will get the money collected as TDS back as refund)

[@Mubarakmkm007]

@@manut1349 yes 👍🥰

[@Mubarakmkm007]

MF may or may not giving 12% thats not Sure!!!! There have a risky elements ....

[@jassibakkar494]

ഗവണ്മെന്റ് ന്റെ മുച്ൽ ഫണ്ട്‌ കൾ ഉണ്ടൊ പ്ലീസ് റിപ്ലൈ

[@MoneyTalksWithNikhil]

No

[@shihaepcp1734]

Nri can invest through pendad?

[@MoneyTalksWithNikhil]

Yes

[@aswinsandhya9156]

Adyamayi mutual fundine kurich sire vilikannn number undo

[@MoneyTalksWithNikhil]

9567337788
Reach between 10am and 5pm, Monday to Friday

[@ansamohan3]

Sir, am planning to go for SBI small Cap Fund...for 15 yrs..What is ur opinion.? Hw much is the risk? Is it better than PPF ??Pls reply sir

[@MoneyTalksWithNikhil]

Please mail to [e-mail]

[@mithranm.p]

Poor lady.She taugh5 the lower income group to live a life miser.She doesn't understand that time will not wait,&can't be taken back.
The trick of these persons is to frighten average people &attract them to give business in mutual funds Please don't listen to them.

[@Happy-yt1nj]

ഫണ്ട്‌ മാനേജർ അയാൾക്ക്‌ മെച്ചം കിട്ടുന്ന ഫണ്ടിൽ അല്ലേ ഇടുക യുള്ളൂ!!കമ്പനി യും അയാൾക്ക്‌ കമ്മീഷൻ കൊടുക്കില്ലേ 🤔

[@MoneyTalksWithNikhil]

Fund performance oru criteria aanu

[@bchandran823]

92ൽ മാഡത്തിന് കിട്ടിയ സാലറി 1000/
92ൽ ഞാൻ ഒരു ഓഫീസ് ബോയ് work തുടങ്ങി monthly 350/-😊

[@khaleel4401]

Good explanation

[@alociouspd6608]

എല്ലാ വീഡിയോസും ഒത്തിരി നന്നാവുന്നുണ്ട്, അഭിനന്ദനങ്ങൾ ❤️

[@karanavar]

ഈ ഇന്റർവ്യൂയിൽ കയമ്പോന്നും കാണുന്നില്ല. വെറുതെ വീട്ടുവർത്തമാനം പോലെയായി. ഇതിലും ബേധം ചേട്ടനെ ഇന്റർവ്യൂ ചെയ്യുന്നതായിരിക്കും

[@amrithaaaikkara6288]

I have lost 4lakhs after investing 10lakhs in unit Trust of India after 5years received only 6lakhs. This is my experience.

[@MoneyTalksWithNikhil]

When ?

[@sundayscholar8540]

really? could you share the details like the duration year

[@kappilkappil9024]

ചുമ്മാ വള വള ആ പുള്ളിയുടെ സമയവും അപഹരിച്ചു SIP സമയം ഇപ്പോൾ പാഴായി

[@rejikumbazha]

Hi, Can you debate this👉Bank FD is 100 percent assured. But mutual fund is subject to market risk.

[@MoneyTalksWithNikhil]

Depends on the fund, market risk is there

[@lizimolc6157]

ഗവ. മ്യൂച്ചൽ ഫണ്ടുകളെക്കുറിച്ച് പറയാമോ?

[@PradeepKumar_prad_pune]

Beautifully explained! She is a great teacher! Never seen anyone explain debt funds in such a simple way.

[@balasubramanianiyer1312]

Useful infrmn

[@deepakk4721]

Sir
I am a 21 yr aged student, working part time .
Now i just started sip in the following mutual funds for 3000 on each for 3 funds monthly
1. Parag Parikh Flexi Cap Fund > Direct | Growth | Equity - Flexi Cap
2. Canara Robeco Mid Cap Fund Direct | Growth | Equity - Mid Cap
3. PGIM India Midcap Opportunities Fund → Direct | Growth | Equity - Mid Cap
I would like to carry the sip for more than 10 years
what do you think abou this , do i need to change any funds.
if yes can you suggest me some please
Thank you

[@careergulfgulf2263]

Super bro

[@jittojoyes7533]

Rd yil invest cheythaal engane aanu.

[@OKAYforALL]

Sir ningalude services nalla reethiyilaanu munpottu pokunath...njanum pentad through sip cheyyunund

[@MoneyTalksWithNikhil]

Thank you

[@jittojoyes7533]

Mutual fund full aayit manasilakkan what to do ?

[@JayaSaaaj]

മാഡത്തിന്റെ ക്ലാസ്സ് കേൾക്കുമ്പോൾ എനിക്ക് കോൺഫിഡൻസ് കൂടുന്നു... താങ്ക്‌യൂ mam. 🙏🏻

[@saraphilips9102]

Hi very useful video

[@manupaul3195]

You mentioned people's desire to buy things like mobile and car, etc. May I ask you a doubt. Do these practices also help in the share market to grow share value?. I thought the market will sustain only when savings and purchases happening in a balance

[@MoneyTalksWithNikhil]

Yes, Have a balanced approach
You need a lifestyle and safe financial future

[@sasnehamsaju]

Very interesting Mam..Tnx Nikhil😊

[@tkmohan6164]

Debt fund well explained in our മാതൃഭാഷ
Thank you Teacher

[@MoneyTalksWithNikhil]

You are welcome

[@ramachandran.k59ramachandr40]

Pl guide me about the investment to be made in my new born granddaughter aged 1 month for her future, and to invest Rs 1 lakh for 20 years
I have already started lumpsum Rs 25000 in sukanya sammrudhi. Pl guide

[@MoneyTalksWithNikhil]

Please mail details to [e-mail]

[@binjurajendran]

FD.. ❣️😁

[@tonythomas4520]

Kurachu churukki paranjal nannayirunnu ..valichu neettunnu

[@sajiramakrishnan4644]

Very nice class about mutual fund mam❤

[@SureshVasu-c6u]

👍

[@vipinvnair8081]

Cheta eniku save chyanam ennu undu evidaanu nallathu onnu paraju tharane

[@sreekumarampanattu4431]

Class conversation... 👌🏻👌🏻

[@Kayamenon]

Buying stocks or mutual fund which is good

[@aboobackerbvify]

👍👍👍

[@bennyjohn847]

മാഡം വിളി ഒന്ന് നിർത്തു

[@vinodk8220]

try to speak little louder, very feable voice

[@mnzmsh5066]

Nalla oru invest cheyyaan thaalparyam und

[@mathewjohn6510]

Mutual fund investment very very good 👍👌

[@MinhajMysha]

Very good explanaton ....

[@jessyraju5631]

How calculate Income tax/tds on redemption of mf ? Pl. Reply

[@MoneyTalksWithNikhil]

Short term capital gain if within a year @15% and ling term capital gain if after that @10%

[@baburajmelethara1843]

Very in formative

[@Arjunprabhu007]

Epol market at peak level.... Epol one time investment .... Good or bad

[@MoneyTalksWithNikhil]

For long term you can

[@crbinu]

All financial Experts are promoting only MF and shares,
At core there is a gambling in it.

[@MoneyTalksWithNikhil]

Investment in good stocks or MFs for long term is not gambling

[@saraphilips9102]

I would like to know sip is better or one amount at a time to add as mutual fund

[@JhonTk-l1k]

Good News

[@tk-uc4pw]

Improve audio.

[@shootingstar2260]

very helpful information. thank you

[@ambilycyril5280]

I would like to start a mutal fund.can you help me

[@MoneyTalksWithNikhil]

Write us to [e-mail]

[@shajuantony9161]

Very informative session & Pls present one viedeo abt RBI Direct

[@dreamer69223]

Please sugest me best flexi cap fund with 5000/- sip

[@MoneyTalksWithNikhil]

Please mail to [e-mail]

[@ashrafe.m.3256]

Fd or mutual fund which is better for a person of 70 years old ?
Which mutual
Fund is better today for money required in 5 years ?

[@MoneyTalksWithNikhil]

Depends
Please call 9567337788

[@vishnukp3182]

Very informative

[@jayaramanpr8159]

Is there aby chance to loosemoney in Mutual Funds as I am a retired person. Mr.Nikhil please advice.

[@rajeshkeralaful]

What's is your goal? If you are planning to use the money for yourself , then after 60 your lion share of your money should be in "Low risk" stuff.

[@MoneyTalksWithNikhil]

Call us at 9567337788 ( 10 AM - 5 PM (Mon - Friday)) or mail us at [e-mail]

[@kannans1463]

Malayalam video super 👍

[@swadhinkrishnaa2088]

Sir your videos very helpful for youngster

[@builderabhi]

Good questions and answers in layman's terms.

[@smithaanoop447]

Mdm super class👌👌

[@arunjohn708]

Good Interview

[@LLDeepa10]

😊😊

[@alentmathew]

Hi Nikhil sir, you said there are 16 types of mutual funds. May I know what are those ?

[@MoneyTalksWithNikhil]

Coming all in next video

[@abisvillage9523]

❤️❤️❤️❤️

[@ashlymathews6438]

Whom should I consult to start with mutual fund

[@MoneyTalksWithNikhil]

Please mail to [e-mail]

[@rijothomas4353]

👏👏👏

[@GeethaMooriyath-um6xu]

👌👌

[@youknow9190]

Canara bank mutual fund നെ കുറച്ചു പറയാമോ സർ

[@CRcB6065]

Canara robeco is one of the pioneer MF in the market... Kannum pootti invest cheyyam

[@MoneyTalksWithNikhil]

Aavasyakatha anusarich fund choose cheyyunnath nallathanu

[@manojmalu9351]

​@@CRcB6065എനിക്ക്ചുമ്മാ കാനറാ robeco യിൽ sip ചെയ്യാൻ താല്പര്യം ഉണ്ട്. Help ചെയ്യാമോ

[@ameyabinoi9989]

Very good explanation ❤

[@MoneyTalksWithNikhil]

Glad you liked it