Debt Payoff using Savings Challenges • MORE Happy Mail
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- Опубликовано: 16 сен 2024
- It's time to pay off some debt using savings challenges and open happy mail!
Happy Mail:
@JanellRaeBudgets - Membership Perk
@lizandless - Membership Perk
@ChampagnesCorner - Membership Perk
@Grammisjourney
@TheAussieDollar
Want to purchase my new book or anything else? Please use this link to save me Etsy fees: snowgardener30...
#savingschallenges #debtfreegoals #paydebt
Join my membership to get monthly freebies, exclusive videos and more!
/ @snowgardener307budgets
ALL MY SAVINGS CHALLENGES:
February Binder- @JanellRaeBudgets
March Binder- @JanellRaeBudgets
9. Bookworm @lizandless
10. Carolina Wren- @MischiefManagedBudgets - Membership Perk
Christmas Cuties Binder - @CraftCoBudgets
Snowflake Christmas Binder - @JanellRaeBudgets
1. Puppy Snowflakes -Rami @budgetpaparazzi
2. OCD Christmas -Dani @CraftCoBudgets
3. Hot Chocolate -Tracy @GoldenGirlBudgets
4. Merry Flocking Christmas- Wren @MischiefManagedBudgets
5. Snowman @JanellRaeBudgets
6. Christmas- Jessica @gpsoddsends
7. Fir Sure -Liz @lizandless
8. Holiday Savings Challenge- Yazmine @OfficialBudgets
9. 12 Days of Christmas- Vida @MirandasBudgets
10. Holiday Cheer -Champagne @ChampagnesCorner
11. Double Sided Christmas- Judy @savewithjudy
12. Gingerbread Cutouts- Wren @MischiefManagedBudgets
Gemini "ME" Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
All of the challenges in this binder are from my Etsy shop
www.etsy.com/s...
Red Savings Challenge Binder
Year of the Dragon @JanellRaeBudgets
Weekend Getaway @Girlmommabudgets
Sushi Did @lizandless
ALL BUX- @reinventingrene
Blue Glitter "Full Size" Savings Challenge Binder
The Life of a Pig *
Pop It! *
Life is a Beach *
Shut the Box- @reinventingrene
2024- @TheALMOSTOrganizedOwl
*= Use the link above for my Etsy store to find these products
Shiny Silver Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
The Great Aussie Scratch Off- @CraftCoBudgets
Suitcases- Plan to Plan Sticker Co.
Our starting debt total in April 2020 was: $365,862.62
Our 1 year debt total in April 2021 was: $274,008.61
Our 2 year debt total in April 2022 was $206,365.15
Our 3 year debt update in April 2023 was $210,786.75
Our 4 year debt update in April 2023 was ........
* The above numbers include our mortgage
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💌S N A I L M A I L:
SnowGardener307 aka Marlene
PO Box 281
Pinedale, WY 82941
EMAIL for Business Inquiries Only:
snowgardener307@gmail.com
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DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial, and debt freedom, progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner.
Congratulations on the success of making extra debt payment. Awesome job!
Thanks so much!
Great savings and debt payment!
Thank you so much T!! I appreciate you!!
It is so exciting watching those balance go down.
So exciting! Can't wait for that $0 balance!
Conchas are Mexican sweet bread 💕 Amazing progress on your debt! 🥳
Thank you Karla!!
That's incredible to save this much money in 5 days😊 👏 you're getting it Marlene!!!!!
It was amazing for sure!!
Good job finishing your Feb book and paying down that debt! 😊
Thank you!!
Great video marlene great happy mail ❤❤❤🎉🎉🎉 great savings
Thanks so much
Great job on paying down your debt. Inspiring
Thanks so much!
Nice Happy Mail Marlene!😊
Thanks so much
For your life's a beach roll and save that's a full page, you could roll a D4 so your average roll will be lower and you can fill more squares at a time and fill the page in less time. 😊
Becca you are a genius! I am definitely going to start doing this!! 🥳
Such wonderful happy mail. Congrats on your amazing amount saved for debt! ❤❤
Thank you Debra! So much Happy mail!!
Marlene great video, your definitely an inspire. ❤
Thank you so much Jessica!
❤❤❤❤ congratulations 🎉🎉🎉🎉 on getting those challenges completed. Your making GREAT progress for sure on the debt.
Thank you so much Desiree! I am so fortunate that my side hustles are helping that debt go down!!
Marlene great progress on your debt!
Thanks so much!
Awesome as always❤
Thank you so much 😀
Yes hun roll the dice hun then scratch the surprise ❤
Wonderful! Thank you!!
Wooooo that is a great extra debt payment!!
And I am in love with the I Oink you 🤣🤣🤣🤣🤣🤣🤣
Hey hey Courtney! I am so happy you love I OINK YOU! I am so excited to use them in my binders. I really hate cleaning things off to reuse them. LOL
Love the randomizer. Question: How is Rainy Day different from Emergency? Also try using a D10 or D12 to speed up delivering money without giving away the bank to one sinking fund.
Thank you so much Carol. I am not sure what you are referring to for Rainy Day vs Emergency. I love using the dice I use to spread out the money so I can get as many challenges as I can. LOL...I don't want to use bigger dice. LOL
Happy Mail is the best. Congrats on under 8k of debt!
Thank you!! 😊
That's an amazing amount to save in 6 days to put towards debt. Way to go Marlene!! 🎉🎉🎉🎉❤
The happy mail and membership mail was great! 😊
Toni I was just amazed when I figured that out for the debt! So exciting that our hard work previously is allowing us to reach out goals faster. Never did I believe that YT and Etsy would grow the way it has to help me reach those goals. Of course, I feel like I work all the time between my job and side hustles...lol...but I love YT and Etsy so it doesn't really feel like work!
Great job! April
Thank you!!
OMGOODNESS MARLENE!!!! That is an AMAZING debt payment in such a short timeframe🎉🎉🎉
Also, you have great editing software because I certainly did not hear your printer 😁
Congratulations on the success of your beautiful new challenge book!!!🥳🥳🥳
Thank you so much Nita!! I was so excited to see how much those payments added up to!! Wahooo...thank goodness it wasn't too annoying! It takes quite awhile to print the newest book and I am trying to get a good restock done, so I didn't want to stop printing while I filmed! Hahaha!
Great video
Thanks!
Great progress on your debt
Thank you!
Fabulous. Roll the dice with a tower is definitely more fun. I'm so glad you will have those IOUs in your shop. They are pig-licious.
The dice tower does add a lot of fun!! Hahaha...I love how the I OINK YOU's turned out!
Great video love the new iou❤
Thank you Dianne. I think it turned out cute!
great video!
Thanks!
Congratulations on finishing your challenges and I’m gonna miss you saying fluffy cow 😂😂
Hahahaha Shannon! I guess I better buy some more fluffy cow challenges! LOL
Congratulations on finishing those challenges. You truly are an inspiration. Thank you for your strength to keep going.
Thank you so much! I really appreciate it Bridget!!
Loving the happy and membership mail. Well done on the debt payment and been under 8000.
Yay! Thank you! I am so excited for you to receive your happy mail!!
Yay! Such good progress ❤
Thank you so much!!
💜💜💜 new subscriber here 😊🎉. Great video! Love doing challenges to pay off debt! I’m excited to follow your journey 💜💜💜
Welcome!! Thank you for joining the fun!!
Conchas are mexican Bread,we have something similar in Honduras but we called them semitas❤
Ooooo....those sound so yummy!!
😊❤ great video
Thank you! 🤗
Hello Allie here just wanted to say can’t wait to support and be surprised. I joined and can’t see what’s next
Thank you so much Allie! I appreciate you joining the membership!
Early bird here! Love the positivity! ❤
Thank you so much Marion! Life is too short not to be positive!! 💚💚💚
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Sorry Marlene, it was a large envelope folded over, the bubble envelopes weren't accepted by my post office as 'letter' size lol😅
🤣🤣🤣🤣 That makes sense! I was on the struggle bus for sure. 🤣🤣
Good Morning, I am listening while working. I'm a bit behind on videos. Nice job with that extra payment. Way to go!
Good morning! Thank you so much! I am always a bit behind! LOL
Hello Marlene !!
Hey hey Sheila!!
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Marlene😂😂😂 "i oink you"
Hahahah...I oink you too Cassie!!
💪🤗💚💵✉️ Great Job keep it up love, you got this!
Thank you so much 🤗
Good morning Marlene❤
Good morning!
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New subbie here!
Welcome!! ❤❤
What a cute IOinkYou❤🐖
Thank you Charla!!
He you girl hey great video 🫶🏽🫶🏽
Hey hey! Thank you!!
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Yes I’ve learned my lesson I should have bought life’s a beach with the preorder!! 🤦🏻♀️ Now I can’t get it I keep missing the restock lol Great bonus pay to debt!
Hey Dani! Don't worry they will be restocked! I have been trying my hardest to keep them in stock, but they just keep selling out! Since you are a member, I can create a custom listing for you once they are available, if you want. Just let me know either way!!
@@SnowGardener307Budgets oohhh yes please!!!! 💜💜💜
Awesome debt payment!
Thank you!! 💙💙💙
Great video ❤
Thank you!!
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Hi Marlene !!
Good morning!