WEKEZA KWENYE HATI FUNGANI ZA SERIKALI ZA MUDA MREFU (GOVERNMENT BONDS) Na Lawrence Mlaki

[@imaniseba]

Asante sana Edmund.....Nasikitika sana kuwa watu wachache wanatazama video hizi...I am passionate about personal finance and personal development vilevile...Going through these and other videos online....learning a lot....

[@eliascosta2479]

Very powerful presentation

[@mariagrayson5414]

Am learning a lot here . My brother told me about this and today i told my sel i want to learn i hope am not late . Thanks bro

[@brobabuu3973]

Elimu kubwa sana hii...Ni watu wachache sana wanaoangali hizi video.. na hao ndo watakaofanikiwa. Keep it up bro.

[@EdmundMunyagi]

Kabisa. Wengi wanaangalia video za wasafi.. 😂

[@brobabuu3973]

@@EdmundMunyagi Very SAD.. In four weeks wanaviewers 7.4M katika masuala ya Burudani ila kwenye mambo ya msingi like Financial Education unakuta viewers ni chini ya 1K na hapo Average view duration ni less than 20%

[@EdmundMunyagi]

@@brobabuu3973 Kabisaa na ndio maana watakaofanikiwa ni wachache. Wengi watabaki kulalamika tu.

[@RoseKalinga]

Elimu nzuri sana

[@happytitus2119]

Bila C3 huwezi kuelewaa huu mtanange

[@mwizalubimafwele8245]

Asante sana kwa hili darasa

[@dennismongi8970]

Du! Hii elimu ni muhimu sana sana,jamani huu ni utajiri wa kutosha kabisa

[@protasmtechula9705]

Thanks bro

[@davidkimambo205]

Alieshika camera badala ya kuonyesha board ananionyesha Manka🤔

[@sherianabdul1354]

Safi saana

[@israel1331]

Je naweza kopa Hela commercial bank na kuinvest kwenye Treasury bonds then nikatumia coupon kulipia mkopo wangu?

[@jedidahbintidaudi8241]

Edmund, secondary bonds huwa zinatangazwa na benki kuu au mpaka mtu binafsi akufate akuuzie?

[@user-kn7ul8vq9h]

Kwan lazma uwee na million 100 ungetolea mfano pesa ambazo mtu wakawaida anawezaa pata mfano kuanziaa million1

[@davidkimambo205]

Ngoja nitafute 20bn niweke huko.

[@asteriayohana3746]

Samahani brother ninawaza kununua bond ya 1m alafu nitaruhusiwa kuongezea??? Au hairuhusiwi kuongezea???

[@abasisapi5474]

Elimu nzuri, ila nashangaa mimi ni mtu wa kwanza kuweka comment!

[@EdmundMunyagi]

😂😂😂 Nadhani watu wengi wamekuwa wanaenjoy somo wanasahau kuweka comment.

[@jonasmaginga2374]

kama 6 hv

[@EdmundMunyagi]

@@jonasmaginga2374 sio mingi sana lakini nakuelewa unavyofeel baada ya kupata hili somo.

[@abasisapi5474]

Nataka kuwekeza kwenye Treasury Bonds. Nafunguaje account kwenye simu?

[@EdmundMunyagi]

@@abasisapi5474 hauwezi kufungua account kwenye simu. Unahitaji kuwasiliana na broker atakusaidia kufungua. List ya brokers inapatikana kwenye site ya bot www.bot.go.tz

[@catherinemzurikwao3265]

Sorry, naomba kujua, kwa hiyo nikinunua primary bond let say ya 20 milioni kwa miaka 5, pamoja na kupewa hizo interests on semi annually basis, mwisho wa hiyo miaka 5 narudishiwa capital yangu yote au ndio inakua mali ya bank kuu mimi nakua nimefadika na riba tu? Naomba kujibiwa kitaalamu wapendwa. No jokes.

[@EdmundMunyagi]

Mwisho unarudishiwa pesa yako.

[@catherinemzurikwao3265]

@@EdmundMunyagi OK. Ahsante kwa taarifa 🙏🙏

[@jonathanhellen1]

​@@EdmundMunyagi Hello Edmund. Umeongea kuhusu building portfolio. Lets say nimeinvest bond ya 25yrs amounting to 100m with an 80% loan on the bond ie from crdb now giving loan on 13% interest rate, it will take 14yrs to repay the loan. So there will be 11yrs left to collect the interest plus the capital of 100m at the end of yr 25. Then the second loan will be 80% of the (80% of 100m) ie 64m worth of loan also will take 14 yrs at 13% given they are given within the same yr meaning few months apart and interest hasnt changed. Then take another loan 80% of the 64m which is 51.2m (this one will take all 25yrs for this 51.2m) to be paid using the dividend received yearly and some additional amounting to 498,692 yearly.
So at the end of year 25 portfolio itakua na 100m (11 yrs of interest) + 80m (11 yrs of interest) + 64m (with no interest since its paying loan ya 51.2m for 25yrs) + 51.2m (with its monthly interest)
Capital only Amounting to (100+80+64+51.2)= 295,200,000 from 100m initial amount.
Interest (12.56 p.a)
1. 100m p 138,160,000
2. 80m p 110,528,000
3. 51.2m p 160,768,000
QNS.
1. Is this applicable in our banks? Kuna uhalisia katika hili?
2. Can any bank offer these kind of loans back to back. Or for a duration of that many years? (14 to 25)

[@user-uw9tn8uz7d]

asante sana Edmund.....natamani kuwekeza lakin mtaji wangu autoshi nifenyeje namimi niwekeze ?

[@kingangiejansie7731]

Tengeneza mkakati, weka kidogo kidogo

[@sigaladaniel653]

Je gawio la faida linalipwa kwa wakati?maana gvt muda mwingine huwa wana mambo mengi.

[@RuzoOwzy]

Kwa elimu kidogo nliyonayo, hizo Bonds zinatolewa na Bank Kuu(BoT) na ndio namna Bank Kuu(BoT) inavyotengeneza pesa mpya kwenye mzunguko.
Hizo riba(mf: 15% kwa 100M Bonds) ndo zinakuwa pesa mpya.
So malipo hayachelewi sababu BoT ndo wanaoruhusa/dhamana ya kutengeneza/ku-print pesa mpya.

[@bballdunks869]

taarifa ni utajiri

[@nivardhalechi6217]

..ni kwa namna gan naweza kutana na brocker..?

[@protasmtechula9705]

Nend kwa bank yoyote ya crdb unawapata hawa

[@ereneusmujuni6380]

Government bond huwa wanatangaza bei ya kuanza kubid ?

[@EdmundMunyagi]

1,000,000/- ndio minimum.

[@ereneusmujuni6380]

Thanks for the answer

[@gapsonrevocatus1641]

Natamani namna ya kujua kushiriki hio minada lakini sijui unafanyaje

[@EdmundMunyagi]

Unatakiwa uanze kwa kumtafuta Broker ndio atafanya kila kitu kwa niaba yako.

[@latifaeifan3573]

@@EdmundMunyagi nataka nianze kununua bonds lakini sijui nianzeje. Naomba nitumie contacts za brokers

[@EdmundMunyagi]

@@latifaeifan3573 dse.co.tz/sites/default/files/dsefiles/REGISTER%20OF%20LICENSEES%20-%202022_1_1.pdf

[@BenMtenga-iu1tg]

Nahitaji kuhudhuria hizi Seminar
Napataje ratiba?

[@EdmundMunyagi]

Tufuatilie kwenye Instagram @letstalkfinancetz semina inayofuata ipo December tarehe 9.

[@jonasmaginga2374]

Nimetamani nistafu mapema hela zote niweke bondi

[@EdmundMunyagi]

Hahaha.. kwani una miaka mingapi imebaki mpaka kustaafu?

[@jonasmaginga2374]

Sana, hapa siwezi kuchukua mkopo benki tena nahawataniona daima

[@jonasmaginga2374]

Kufungua akaunti kwenye simu sifahamu utaratibu wake. maana hii elimu nilikuwa siijui.

[@EdmundMunyagi]

@@jonasmaginga2374 Sasa hauwezi kufungua account kwenye simu ili kununua Hatifungani. Unahitaji kuzungumza na broker ambao unaweza kupata list yao kwenye site ya BOT www.bot.go.tz

[@EdmundMunyagi]

@@jonasmaginga2374 😂😂😂 Vizuri kama umeona kuna tija zaidi kwenye huu uwekezaji.

[@Maisha-Halisi]

Hao brokers unawapataje?

[@lukematthew1269]

Check na Solomon Stocks Brokers

[@homan_nkwama]

Kiukweli Mimi exposure ya Kuelewa Mambo ninayo kiasi chake lakini mwalimu anafundisha as if anafundisha wanauchumi wenzie au pengine Sisi wavamizi Ni maususi kwa wanauchumi tuu?

[@EdmundMunyagi]

Kitu gani kimekufanya useme ni kwa wana uchumi?

[@homan_nkwama]

@@EdmundMunyagi rejesta iliyo tawala na vocabulary nyingi Yani misamiati mingi inatuhitaji tuwe na background kiasi Fulani ILA wenye background naamini wameelewa na kuinjoy sana mfano Mimi Ni medical laboratory technician nikiwa naeleza afya ya jamii nitalazimika kuswitch niandane na jamii badala ya kusema worms spicies itabidi n niseme aina za minyoo hata Kama kiswahili akifiti sana incinerator itabidi nisema majalala ya kuchoma taka hata Kama aijitoshelezi sana ili niende na wote

[@homan_nkwama]

Samahani kwa comment zangu nitafuta hivi punde ili zisiwape mkumbo wengine kisaikolojia mana sikuwa na access yakujua account zako insta ili niku DM

[@richard2218188]

Je kwenye secondary market, mtu anaweza kununua kiasi cha bond za mtu au lazima iwe full amount? Yaani mfano mtu anabond za 10M from primary market, anaweza kuuza 5M kwenye secondary market?

[@msellegodwin]

kaka Edmund tusaidie jibu la hili