How to Become a Millionaire by 29 (My Plan as a Software Engineer)

Поделиться
HTML-код
  • Опубликовано: 14 янв 2025

Комментарии • 53

  • @sel5274
    @sel5274 2 года назад +7

    this is so interesting! good to see you’re planning ahead for the future

  • @Dmoneyokeefe
    @Dmoneyokeefe 2 года назад +10

    Great video Michael! I’ve been wanting to make content like this as well. Even if no one watches it’s great to put your goals out there and develop a plan. It will be great to look back on this when you are 29! I’m confident you will shatter your $1,000,000 goal!

    • @miso-tech
      @miso-tech  2 года назад +3

      Thank you for the support Donald!!! 😁 you have my full support if you ever start making videos 😁

    • @CookbyWillZ
      @CookbyWillZ 2 года назад

      Do it bro! Michael himself just started making videos a few months ago

  • @icecube9430
    @icecube9430 2 года назад +8

    I don't see an actual point in this hole plan if not saving money just for the sake of saving them, are u saving for an early retirement? or for a future big investment? Everyone has his own point of view in life, but i don't think that starving till the age of 30 to get 1mln dollars can be considered as a goal in life, i would rather try to do little investments like, start-ups or an e-commerce or other kind of businesses that can pop-up and make u more than a million dollar instead of consuming 8 years of your youth.

  • @ZL0WBEE
    @ZL0WBEE 2 года назад +6

    Love the chill, straightforward vibes you give off Michael, another banger 💥💥

  • @davidelfin94
    @davidelfin94 9 месяцев назад +1

    1:33 "Software Engineering Internships pay a lot".
    It depends, I did mine for 4 months and got paid 0€ lol. Most of my friends didn't get paid either.
    These were internships offered via the university.

  • @michaelchapmanjr.3424
    @michaelchapmanjr.3424 2 года назад +14

    Great video and explanation of your financial plan. I hope it goes the way you have outlined! When developing my own optimistic financial plan, I failed to allocate money to the costs of incidentals in my life. Such as being sick, and maintenance on the things that I own. Oh and most importantly, in my mid twenties I also got married. Having a significant other in your life will greatly impact that meal budget. I cant wait to see your update on this in the future. It definitely looks bright!

    • @miso-tech
      @miso-tech  2 года назад

      Thanks for the comment! The points you brought up make complete sense. This plan doesn't account for any accidents or life events or even significant others that may burden me financially. I'll be sure to make updates along the way! :D

    • @fleetadmiralkoby9761
      @fleetadmiralkoby9761 2 года назад +1

      @@miso-tech fyi, none of these expenses are a burden. Money is not more important then these incidents/life events

  • @bogxd
    @bogxd 2 года назад +1

    Very inspiring, thanks for the vid!

  • @TigerAnimationsYT
    @TigerAnimationsYT 2 года назад +2

    Hope you achieve this goal. Happy to see you blew up really quick after that Amazon video. Keep making interesting videos

    • @miso-tech
      @miso-tech  2 года назад

      Thanks for the support 😁😁😁 I'll do my best!

  • @nanon1004
    @nanon1004 24 дня назад +1

    I searched for this video because I watched it a year or two ago and found it so inspiring. I now have a similar plan in place and really hope it works out well for both of us! I'd also love to watch an updated video on how things are going 😄

    • @miso-tech
      @miso-tech  22 дня назад

      I woke up and this comment was one of the first things I saw on my phone today. Thank you for this! really made me smile and thankful of the videos I’ve made in the past :)

    • @nanon1004
      @nanon1004 21 день назад

      @@miso-tech Aww that's so nice to hear :)

  • @CookbyWillZ
    @CookbyWillZ 2 года назад +5

    turned off youtube blocker for this heater

  • @phantomproduction5757
    @phantomproduction5757 2 года назад +2

    You inspired me. Best of luck brother.

  • @MaxiAttiogbe
    @MaxiAttiogbe 2 года назад +3

    Good luck Michael I hope ur plan works out 👍🏽

    • @miso-tech
      @miso-tech  2 года назад +1

      Thank you for all the support Maxi! Means a lot :D

  • @ligmajoe6969
    @ligmajoe6969 Год назад

    this will definitely be a fun video for you to watch when finally hit that goal

  • @fentrai1942
    @fentrai1942 2 года назад

    I hope you succeed king, you're one of my idols

  • @nemonymous89
    @nemonymous89 2 года назад +4

    Adding a Monte Carlo simulation for market returns would be awesome.

    • @miso-tech
      @miso-tech  2 года назад

      LOL good idea, future video idea perhaps?

  • @Truthbetold1990
    @Truthbetold1990 2 года назад +1

    He didn’t take into consideration the market is down 20+ % this year nobody knows the future enjoy your life

  • @bizbonguyen3110
    @bizbonguyen3110 2 года назад +3

    After 30 open the company, I will apply if you have one. From Colorado School of Mines> Great goals

    • @miso-tech
      @miso-tech  2 года назад

      thank you 😁😁😁I’ll let you know if I open a company

  • @yackamajez
    @yackamajez 2 года назад

    I have the same goal. Also a senior in college working for Amazon when I graduate. You should look into buying property rather than renting. You’d be building equity rather than throwing your money away renting. It could also be pretty profitable investment if you buy in a market where the prices are likely to go up

    • @zaki_1337
      @zaki_1337 2 года назад

      I want to go into real estate as well when I start working. But if my salary can’t pay for entire properties, I was thinking about REITs.

    • @butterspread4104
      @butterspread4104 Год назад

      would it affect his goal of being a millionaire by 30 ?

  • @terrylsingh-jr1ze
    @terrylsingh-jr1ze Год назад

    5:34 Amazon settle sde 1 base salary is 170K ?

  • @Zeila1
    @Zeila1 2 года назад +1

    I changed majors to computer science this year so now im 20 in first year 😭, but hopefully I can college and finish before 23. college is heavily subsidized in my country so im only 8k in debt so not too bad.

  • @abhishekkoka7508
    @abhishekkoka7508 2 года назад +2

    If mike a billionaire ima never go broke

  • @aidanhinnes7695
    @aidanhinnes7695 2 года назад +1

    Great Video

  • @FarruxFozilov-m6u
    @FarruxFozilov-m6u Год назад

    It's 2030: I'm watching this guy with 1mln or more bank account

  • @rayy6096
    @rayy6096 2 года назад +1

    man this sounds like a solid plan...however it doesn't work for low income countries....I really should try to move 😶

    • @miso-tech
      @miso-tech  2 года назад

      Oh yeah, the US is blessed with these high salaries

  • @xmz70
    @xmz70 Год назад

    You will get your goal early because of the inflation.

  • @asharmasharma51
    @asharmasharma51 Год назад

    Bro let's meet after 7 years years me also hoping to become millionaire 🙌

  • @shikharpathak8413
    @shikharpathak8413 2 года назад +2

    Hi loved your video but I think you missed one very important point here, INFLATION.
    so that 1 mil will today’s 1 mil in 2031 which means you won’t have a purchasing power 1 mil.
    Your investment will rise with 8% year on year but but so does price of products and your expenses by around 5-6% year on year.
    Does that make sense ?

    • @addylai8793
      @addylai8793 2 года назад +3

      Totally agree with you! Not sure how Michael is able to find a landlord who will not raise rent for several years! In addition, I’m shocked to see how little he spends a year on toiletries alone. Does he not have a skincare routine!?
      Amazon must have a great healthcare plan since his expenses doesn’t include anything health related..

    • @miso-tech
      @miso-tech  2 года назад +2

      Yeah, inflation is a great point. This year is a bit of an anomaly, where inflation is super high. Typically, it's much lower around 2%. All of my numbers are based off of current numbers, so even though my rent and other expenses will increase a few % a year, so too will my salary!

  • @antarpreetsingh9038
    @antarpreetsingh9038 2 года назад

    this is assuming you cash out your rsu's

  • @talshakerchi1181
    @talshakerchi1181 2 года назад +1

    🤑🤑

  • @timhuang148
    @timhuang148 2 года назад

    Tech Lead on the way lol

  • @okami-z1b
    @okami-z1b Год назад

    How much do u earn