Life Update | Chit Chat | Savings Challenge Binder
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- Опубликовано: 7 сен 2024
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Glad I inspired you to do the challenge binders 😊
I'm on the aged pension. I do mini challenges, and I now have put aside enough for my next car service and nearly there with my car rego. So whatever is left in the budget, goes on the cash challenges then to sinking funds. This is working well for me. So all the best for you and the kids. ❤❤❤
That's amazing. Mini challenges are great😊 thank you for the kindness and well wishes to me and my kids. I appreciate that so much and wish you the best 🙏🙏❤️❤️😊
Thanks for sharing 😊
Hey Rhe. What a massive but positive decision you have made. I'm sure it will work out for you in time and be happy. Definitely use dividers in your waller to make it easy and have emergency $20-30 for fuel, get you home money
Hey Rosemarie. Thank you so so much for always being awesome and kind to me. I know my decision has positives and negatives but I already feel so much more relaxed and I feel like I can focus more on the kids and future goals now. 🙏🙏❤️❤️😊
I made dividers for my purse out of blank cards but old Xmas or birthday cards would work too
Using old cards is a great idea. I printed a simple design and laminated them. I have been using them for about a week and really like the idea.
Wishing you the very best for the future. You’re a strong human who always pulls through with positivity. ❤
Thank you Laura. I really try hard to be positive and not let the negatives weigh me down. I am grateful that I have so much already and feel blessed. 🙏❤️🙏❤️😊
Wishing you and your children nothing but happiness for now and in the future. You have this wonderful community behind you cheering you on.
Thank you so much for your kindness and well wishes to me and my kids. I really appreciate it so much. 🙏🙏❤️❤️😊
You can do tab dividers for your categories In The wallet you found and also keep a small coin purse. I also found an emergency transport (fuel) and emergency food envelope handy. In this you put an extra $5 or $10 aside for emergencies only when you get that bill that can make or break you till you get the chance to get funds up. I’m on a Centrelink payment and this is how I put that aside.
I also try to save as many of the coins as possible trying to not use them and those go into savings challenges. I can usually get the $50 one done in about 6wks to 2mths depending. Then with things like roll the dice I reuse the coins for that to the value of $40 or whatever I can afford if it doesn’t go over I transfer that left over amount to another challenge to save.
Those gold coins just rotate through those games.
I’ve had a sick cat so starting again.
Was a single parent 6 kids 5 lived with me.
It’s challenging especially when they have disabilities and hyperactive disorders. I always found it easier than in a relationship with not much support and misery.
Planning ahead helps with everything especially clothes and school, birthdays and holidays. I had loans for a car and any extra funds I received went straight to it paying it off quickly. The trick is to get creative and recycle /reuse everything. Kids only need good clothes to go out. Hand me downs are great repurpose reuse everything. Frugal all the way. People don’t realise it but it’s actually an environmentally conscious act to do and so simple. You don’t need expensive everything just imagination and good printer and what ever you have around you.
In time it gets easier especially as the little ones grow more and become more independent.
Have a great day rhe
Thank you so much for ypur advice and sharing your experiences. You gave me motivation and hope that I can do this. It has been ok so far but nothing crazy has come in yet. My worries now are about book week costumes. I got 1 from vinnies but still on the hunt for 2 more kids. I have also just signed up for door dash for extra income when don't have work 🙃 hopefully I can manage everything . Thanks again ir really appreciate it 🙏🙏❤️❤️
Hi there, I am a mum of two in Australia who became a single mum 2 1/2 years ago. Absolutely get into the Centrelink single parenting game. Also look into a of their other subsidies to help supplement that as well. It’s a rad road by it’s not impossible, you’ve got this. You have a huge budgeting family behind you boosting you up.
Thank you so much Amy. I appreciate your kindness and advice. I applied for centrelink and waiting now. I was also told by the family worker that medicine and registration will also be discounted once centrelink approves me. That would be a huge help. 🙏🙏❤️❤️😊
Watching and supporting you and the kidos ❤. Your decisions are yours and yours alone. Good on you for your true honesty. Wishing you love and strength. As you title states.."planning for reality ". hope all goes well for you. And this community will always support you. ❤️ you can do anything you put your mind to. ❤
Thank you so much Sue. It was such a difficult decision to make and only time will tell if it was a good one. Reality is hard and social media in alot of cases makes it looks so easy and happy but it really isn't. We put on these faces and hat to look happy and collected but inside we are struggling. I figured that to be real with myself I need to be real with the world. I appreciate your love and kindness and support always 🙏🙏🙏❤️❤️
Hey my friend! Hope everything works out with the mortgage/sell of your home. I know it’s not going to be easy but you need to stay strong and positive for your children. Keep moving forward. I really like the saving challenge book and how your making it work for you. Great savings! Oh yes dividers is a great idea that way you don’t used your cards and use cash. Hopefully that will help you stay within budget. Great video 💖 35:27
Thank you so much for your kindness and support. It means alot. I am glad I started mini challenges. I feel like I need small wins constantly to stay motivated and I am looking forward to continuing this way 🙏🙏❤️❤️😊😊
New subscriber!! Your peace is so important. It makes you a better person and a better mother. I had to divorce my husband because I needed to be happy and peaceful. He abandoned me and my kids, so I filed and haven’t looked back. It’s been hard financially, but I try my best to consistently save whatever I can, and make debt payments consistently. You can do it! You will be ok. Thank you for sharing. ❤😊
Thank you so much Barbara for your kindness and advice ❤️❤️❤️ you are so inspiring and I appreciate that so much 🙏🙏 I know it's going to be hard but I am determined to get through it and have stability for me in the kids. I rely alot on hope and i really hope the difficulties will pass. My priority is always health and safety and as long as we have those we can do anything really. Thanks again for your support ❤️❤️🙏🙏😊
Good on you for being brave enough to make a very tough decision, especially when you know that it would impact your other relationships as well.
I completely know what you mean, when I left my first husband someone asked me if I was ok and all I could say was "I feel like I can breathe again". Centrelink should backdate any payments to your claim date so when it finally goes through hopefully you get some extra in the first payment, I hope they don't take too long to process it for you.
Loved the mini challenges! They are a great way to put aside some extra money. I wish I had of found cash stuffing when I was a single mum, I feel like it would have really helped me. All the best lovely xx
I honestly don't hate him and he didn't hurt me or anything like that but our priorities were in different places. He likes to please other people and meet culture expectations, I am want to focus on my kids and home and making other people happy is not that important to me. My family took his side because they say he is right. It might be right for him but not for me. It's sad when people we thought loved us leave us because they have different opinions. I even lost friends and right now it's just me and the kids. And with all that I still feel lighter and feel less pressure. 🫠🙃 thanks for supporting me ❤️❤️🙏🙏
Hi rhe here watching and supporting ❤
Thank you so much Amanda. I appreciate your kindness and support always 🙏🙏❤️❤️
Hi friend, sending a big hug your way. I hope everything you desire comes to pass. I know it wasn't an easy decision nor something you wanted to share, but thank you for your transparency. Sounds like you have some wonderful benefits in your country that does not exist here in the states. 🥰🥰
Thanks for being here and supporting me. Definitely has been one of the hardest decisions I've had to make and I hope it was the right one. I appreciate you being so kind to me . Thank you 🙏🙏❤️❤️❤️
I’m glad you’re feeling that this decision is the best for you and your family ❤ you should be so proud of yourself
Thank you for your support. It was one of the hardest decisions I've ever had to make abd I hope my decision was a good one. 🙏🙏❤️❤️
Great video, thanks for sharing ❤. I use dividers in my wallet that I made myself, I like them.
Thanks for being here and supporting me. I definitely plan on making dividers this weekend . I thinks it's a great idea to better structure the money and keep track❤️❤️🙏😊😊
You did what was right for you. Family it’s tricky with trying to please & allowing them to have feelings too. You will figure it all out it will take time. ❤❤
I agree. Family is tricky but right now and always my priority will be my kids, even if I have to upset my own family their happiness is first 🙏🙏❤️❤️ thanks for being here and supporting me
Lovely, you inspired me to make some $1 prop notes from cardstock I have. May laminate them, not sure yet.
I'm so happy you started playing this way. Good on you for using what you've got. And I'm so happy I gave you so inspiration ❤️❤️❤️🙏🙏🙏 thank you for your support
If you aren't happy then it's the best choice for you, That takes a lot of courage to put yourself and the kids first ❤❤
Thank you so much for your kindness and support. There's positives and negatives on all decisions we make but I think sometimes we are ok withh the negatives because the positives are more meaningful. 🙏🙏❤️❤️😊
Thanks for sharing. You deserve so much happiness 😊
Thank you so much for your kindness. Everyone deserves happiness and I hope you too are happy and healthy 🙏🙏❤️❤️
Wishing you all the very best for you and your kidlets ❤❤
Thank you so muchf or all your well wishes and kindness. I appreciate your love and support. Thank you 🙏🙏❤️❤️
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Love the mini challenge c
Thank you . I think small challenges are awesome way to add up small amounts ❤️❤️
You're a great Mum and lady you can do this! Make your own dividers in a wallet/purse. Just take the cash you need and leave the rest elsewhere.
Thank you so much Ruby. I really appreciate ypur kind words. Definitely going to make the dividers. I think it will structure the money a little more and make things more clear especially when I am in a rush and can't go back and see how much I can spend for food etc. 🙏🙏❤️❤️😊