Woman Complains of Being Broke After Getting Married, Having Kids... She's a Registered Nurse?
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- Опубликовано: 28 сен 2024
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I really hate to see Monday morning quarterbacking. In all likelihood, when this nurse and her husband bought the house and had children, their salaries covered their bills comfortably. The jump in the cost of heating, food, gasoline, and other necessities is hitting households really hard. Unless you were there on their wedding day to tell them that runaway inflation was going to be the reality in 2023, you have no basis for saying they shouldn't have had kids. At the time they had them, they could afford them. At the time they bought that big screen TV, they could afford it. Personally, I've always been one to live beneath my means, not just within them, becauseit allows you to save in good times and to get by and still save something in bad times. I've never had a big screen TV and my house is a lot smaller than what hers appears to be. Nevertheless, I really hate for people to tell families who recently fell upon hard times that they shouldn't have had kids during a time when they were more than able to afford them, unless you attended their wedding to make them aware of how drastically the value of a dollar would fall several years into their marriage.
Nurse here with a nurse wife. 9 years working. 2 homes with 400k equities, 650k combined retirement, 170k liquid combined, paid off cars. 2015 we were DIRT broke. Mindset and ability to take sacrifices and most importantly, a wife on the same boat as you
"a wife on the same boat as you"
That's EXTREMELY KEY! You need a husband OR wife that is committed to working towards the same financial goals or it won't work. So many people worship at the alter of consumption in the USA and don't care about growing wealth, security, and freedom. My ex was buying new cars every 18 months, buyingy all the latest tech stuff. I wanted to be in a position where I didn't HAVE TO WORK if I didn't want to or couldn't some day. If you can't agree on what's important in life, your relationship is doomed.
My ex is now single again and deep in credit card debt and negative equity on a home that was purchased after the marriage ended. I have a 1 year emergency fund, no credit card debt, my home is half paid off and I have more equity than the remaining loan balance, car paid off, etc. It's not a glamourous lifestyle, but I sleep well at night.
The issue with this specific example is yo fetty government will send its agents into your life go steal all of this shit. Just because they can and nobody can tell them NO.
Good job!!🙌
A righteous wife is a true asset to a man.
Amen!!!
My wife is a nurse. She only works 3 12s. She could work as much as she wants but we don’t need it. She has friends buying bags and go on vacation working 80 hours a week to fund their nonsense spending. She is either full of shit, lazy, over spending, or all of the above
Nurse being broke is a pretty common thing and I'm talking about single ones making six figures. Those chicks will be paycheck-to-paycheck just from their car payments and reckless spending on clothes, accessories and trips.
Agreed😂
Or maybe he has an addiction. This generational curse thing is real. That's not okay.
ALL OF THE ABOVE!!!!! Fake tears too! She will have a GoFundMe soon, like the brick lady!
@@NOCDIBphysical therapist here. Yes most nurses and other healthcare workers are broke. I got out of debt in 2016 and never looked back
She should be thankful that she has $300 left over until the next paycheck. Most people don’t have anything left over! A nurse’s salary is one of the highest salaries in all professions. Moreover, that house is not small!
Preach, I’m lucky if I have $50 left
Just because she claims they don’t have a “big” house, doesn’t mean they don’t have an expensive house. Location matters and I’d be willing to bet if they don’t have a “big” house they live in an expensive area. And she didn’t mention the Starbucks runs and other unnecessary things they probably spend money on.
the money gonna start rolling in ...she's getting national spot light even on youtube
Yup I’m from PA like her and there are some expensive wealthy areas like around New Hope PA, where a small 1200 sq ft house could cost upwards of 500k. That’s what she’s not putting into perspective.
It is embarrassing to see people going on the internet and literally crying about their financial problems, give me a break! There are alot of people worse off than her and her family, i mean, welcome to adult hood!
But guess who that works for? The whores do it and everyone swarms In to help sugar baby from crying. Monkey see, monkey do.
Being a man this makes me happy. Strong independent woman not looking strong and independent.
People will make a RUclips video about how they contracted HIV. They let it all out Just to receive a check from RUclips they will tell the whole world they have AIDS.
"we live in a little house" proceeds to show this long ass open floor plan
Lol
Man facts this is next level struggle I wish I had😂😂
These people are starting to struggle & aren’t used to it. A lot of us been struggling nothing new you have to live below your means. I’m a nursing assistant & can’t believe how many nurses saying they’re broke you make double than me & I’m not even broke.
If you have all your bills paid, groceries and still have a couple to a few hundred to play with. Till mo money come around the following week, Regardless the size of your home u winning. This chick is delusional.
We were living paycheck to paycheck a year ago. We decided we no longer wanted to live that way so we stopped. We stopped buying anything other than absolute necessities. No eating out, no clothes for my husband and I. Thrifted clothes for our 2 kids and got hand me downs from other family. Worked as much as we could overtime as we were able to and payed off ALL of our debt, mortgage, credit card debt and cars. Now 12 months later we can splurge a little on eating out, find great deals for clothes for our kids, get ourself a little something, maybe get a little coffee for breakfast but we still live below our means. In all honesty I don’t feel bad for this women, she’s trying to live a life she can’t afford, just because you are a nurse doesn’t mean that you can live the life of a doctor. Nobody said it was going to be easy. All you have to do is live below your means and have some money saved up.
I’m an RN as well, single with no kids and my reality right now is wayyyy different than hers lol. Plus I live in Texas. Although I want to be a home owner this isn’t my season for that. I live comfortable and under my means and leveling up along the way. Only 9k in overall debt(which for an average American who went to college is nothing)
I lived in Utah for 17 years and i noticed the people who complained the most about money were the average to below average earner with 4 or more kids. Alot of these people keep having more children but they don't increase their income. Its like nobody run the numbers before having another kid, or buying a house or car.
Either increase your income or decrease your expenses or better yet do both. Simple.
I saw the original video and commented that I bet they have every streaming service, go on 3 vacations a year, they kids all got iPads, they finance new vehicles and overall keep up with the jones’…….no way they both work and are THAT broke, no way. Something off bad
Bottom line. These people live outside their means in neighborhoods they can’t afford comfortably.
Like you
@@shyne1308 Read my comment and got offended about your life huh? Poor baby. 😢
@@hr9336 like you , like I said...your comment sounds like you hating
@@shyne1308 Take the fatherly advice and make the appropriate changes som.
It's a strong family concept that says that you don't put your business out on the streets. That's bigger than 1100 sq ft. Either that, or the bedrooms are the size of a closet because what she showed on video is about 900 by itself. Then it's probably in an expensive city.
I saw this video a few weeks back and actually laughed a little inside… Single mom here living on one paycheck. I would never dream of ever going on the Internet to complain about not having thousands extra to set aside for savings and investments once all the bills are paid. People are straight up crazy these days. Welcome to post pandemic inflation girl. At least they are lucky enough to have been able to purchase a home, honestly. Try purchasing a home today at an over 8% off rate plus double and triple the price of homes. Let me break out my tiny violin.
8% interest rate is not that high. In the 80's Interest rate 15% with a 20% down payment.. now you can just put down 3% & some loans require 0 down payment. Its alot easier buying a house now...
I've known a few nurses in my life and they tend to cope with the stress of the job by being free spenders in their off hours. Just saying. I had an aunt that would go on multiple fancy vacations a year for example. They think they are making good money so they can spend a lot more on creature comforts but the reality is the dollar doesn't go as far as their imagination seems to convince them it should. Add kids to the mix and its even harder.
It’s lifestyle for sure. I’m a nurse practitioner with an advanced degree that I did over 3 years so I can pay cash and I’m not fine. Yet I see all the CNAs and other hospital staff making much less than me with $300 shoes on buying breakfast and lunch daily at the food trucks outside. Oh and don’t forget eye lashes looking like a baby deer.
6:36 it’s not spoiled , it’s a difference between living and surviving, and many are intertwining the two 🤔🙄
Desperate times, call for desperate measures. I got rid of my car no car payment , bought a 99’ Lincoln upfront with cash, of course. We moved into an apartment, where the rent is half of what we were paying for a house. I don’t use my credit cards, if I don’t have the cash on me then I don’t need it. And I save anything that’s left over which is not a lot but I try from the month. This is survival right now, you have to do anything you can to get by.
Those Panther chassis Lincolns are basically immortal and easy and cheap to fix if they do break. I have the same drivetrains in my 1997 and 2000 F150s and will keep them another 20+ years. Stick with reliable rides. I chose mine because I'm a mechanic and hate extra work.
@@Comm0ut She is a boat! lol Town car executive, but that’s what I’ve heard they last forever. It has 185,000 miles, but it still picks up really quick never failed me when trying to start it. I want it to last up to 300,000 miles, is that possible? Or is that too much of a reach?
It’s funny how I dropped out of the eighth grade,got my GED I’ve been driving trucks for 26 years,own my own home paid for, money is no problem got plenty of that, I always live below my means.
Sounds like she entitled. In early 20s, you still have to build a career . Starting a career as Nurse or any profession doesn't guarantee a lavish lifestyle. Both people in a marriage build career..maybe mid 30s ..you can buy nice things... Our society is so impatient.... Hopefully, the Lady gets over herself...keep building...keep head down...keep grinding...
People have a right to be impatient when the systems snd criminal government apparatus makes it increasingly difficult and impossible to live a decent life like even a couple past generations were able to do with same income and resources.
So I guess doing OF content on the job is more Honorable huh? Little do you know, people find funds for their secret addiction. What she is saying AND being on the internet both is embarrassing. Because society has become one big embarrassment with all this hoe shit.
@@LordMalice6d9 They have a right to react unwisely but it remains unwise. People are making it and doing well so others can choose to copy success. I did and still study constantly which is why I'm here. The world doesn't care about my feelings. It never did. It's on me to find out what works and never do what does not work.
Buy what you can afford!!
Be responsible with your finances!!
I am a boomer. I remember my Parents (Depression kids) struggling with financial matters. I remember my Grandparents talking about struggling during the Depression, WWII and afterwards. This is nothing new for vast swaths of the American Population. The difference being, my Parents and Grandparents never whined and cried about their lot. Suck it up and struggle through.
People use social media like it is their diary.
Whyte females main ones.
@@danielb3863 bull shit!
Bro they are not average. She a nurse! Full time! She is making at least 60 to 100k. Her man works more than full time in a good job so he makes at least 60 to 100k. She in school full time. Can that be why she is stress? California is one state where nursing makes the most money. A new grad with an RN degree with over time easily will make 6 figures. I mean EASILY!!!!!! SHE IS LYING FOR KLICKS.
That nurse just wants to live that "fab lifestyle " in Beverly Hills with her nurse's salary..... ain't gonna happen
wait until the price of gold doubles, her nurse salary will only be worth half as much vs real money, hope she has real gold saved at home, or she will deflate
$200 went to bath and booty works😂
Majority of these folks out here, despise being frugal and living within their boundaries.
The average couple in America today makes $81k per year. If you cant do it on $81k, you arent doing it right. I think she said shes going to school too. Of corse its going to be a struggle if you have multiple kids while going to school. If you are in school, your not working as many hours as you could and your buying overpriced books and classes.
Bro they are niit average. She a nurse! Full time! She uus making at least 60 to 100k. Her man works more than full time in a good job so he makes at least 60 to 100k. She in school full time. Can that be why she is stress?
I bet they have the most expensive cable package
Probably got their own satellite
Manipulation is the name of the game. Your show is a breath of fresh air.
2-300$ left is a blessing I have that with two jobs and pay rent and other things I need just like them and have that left and I’ll die before I vent to Tik tok but I’m also a man and I don’t see many men doing that 😂
@EdgeTradingFX-Starbucks and shoes.
I have to agree with you here too bro, there are some things going on that I see that I must change in my own lifestyle. And the lifestyle and habits have to change and things have to be subtracted ,I see there is no way around it!
You are 100% right she had to be grateful of the thing she have if she complained that they do not have enough money need to get a smaller house get rid of the big screen televisions and expensive cars and also cut back on the Starbucks and eating out a lot
“You know is bad out here when a chick ain’t wearing no makeup and they get on TikTok and their hair at the top” 🤣🤣🤣🤣
Folks venting about problems 🤔online could've been spending that time getting professional help to fix the problem instead. That is, IF they wanted the problem solved in the first place!
He said I see a big screen and lights on that u don’t need 😂
People underestimate the amount they really make or take in after all expenses monthly or daily and some have that yolo lifestyle spending emotionally cause they feel you can’t take it with you when you die which I understand so 🤷🏾♂️ just don’t have kids if you don’t wanna budget your life.
I bet her spending is outrageous. CC debt?
No woman would put up with me, I am a minimalist, Unless I was lucky enough to find another minimalist which in todays materialistic would is dam near impossible so I have my cats for companionship who do not shop and ask me for money
I want to see what they have as a daily driver. Are they big expensive gas guzzlers with big payments? Maybe they just bought that house with the high payments. I think they’re in Pennsylvania and the property is on the cheaper side but the property taxes are higher.
I’m not understanding her complaints. You have $200-$300 hundred left after, paying mortgage, gas and groceries. That enough to last a week and a half. Plus they are probably getting another check and which should go further since the mortgage has already been paid.m for the month.
This is red flag, she is cry because she want upper middle class life style.
That RN OT is awesome girl…just did a per diem yesterday $$$$$. Sometimes you have work and reassess!
She’s probably crying cause she couldn’t go to a “girly” trip because she didn’t have the money that week
Most people after trillions of debt notes have been pumped into the system in 2020 into 2022 and when prices went up 50% to 100% don't know how to adapt, cut their wants, are not good with financial management, can't sacrifice because they are trying to keep up with others and suck at handling real life circumstances by themselves...and yes, a lot of them are single...and some are in relationships with a liability.
Silly Michigan Boi. 1100 sq ft is not a large home, especially with 2 adults & 2 kids. Factoring in Cali taxes will make things even worse.
Kids are expensive! Society pressures women to have kids too and get married...unless she is a rebel!
How is she broke and struggling but she’s put on weight? It ain’t adding up
Her house looks beautiful.....Shes blessed despite disrespecting her husband.
Thank you! They live in that big ranch house and she’s complaining??
she has no right to complain, look at her beautiful home she has that she most likely has made triple the money on since she bought it, most people right now are priced out of the real-estate market with prices combined with high rates, she has a place that many others people dont, she also looks like she has a full belly which is everything these days
At 51, Ive been living in my means since my 30’s I’ve never made a lot but I always saved something 5$… 20$ now 1500 every time I got paid… lived within my means… I never have more then 500$ credit card debt… I went w/o a tv/cable (read books) in my 20’s and I was okay… eat my breakfast, lunch, dinner…. from home….Never touch my savings…
Don’t get caught up with a lot of things …. I go on nice vacations twice a year. I go out to nice dinners friends not every week
PEOPLE are just not discipline… and I live in NYC
You don't sound like you live with a wife and kids since your 30s
@shyne1308 I’m a female had to helped with raising my niece put her through college…took care/caregiver my grandma, and my parents until their deaths now make sure my step-mom is good …I’ve always been discipline with my money if i was make 24k or 100k per year taught myself at 15 (read books) and because my family around me just didn’t do well with money never destitute on the streets all bills were paid , but never saving or investing either.
You are absolutely correct 👏
Live within your means
It’s much better to live below your means.
If ur rent is 2500 to 3500 plus two kids. Car notes, utilities. I think live beyond there means. Women are terrible at wanting more house and kids than they can afford.
Doing pretty good to have a mortgage. Owning a house is a privelege nowadays.
I want a list of how they are living before I feel sorry for them.
Sounds like she's living a regular life. I heard that all her bills were paid and she had food in the fridge...they've got $50 a piece for gas for the next week, and still have $200 left. She's just used to having more money to waste, and now that the cost of EVERYTHING is going up,she's getting a taste of how working-middle class people have been living for years. They both need to pick up some extra shifts, and get rid of some debt; so they can keep more of the money they have coming in.
People who are living paycheck to paycheck really must closely re-examine their lives. It’s tough out here and things do turn up every so often, however, if you don’t have your priorities straight, the problem is you. Putting your “wants” ahead of your “needs” or living for the “now” rather than doing what’s for the best interest for your future is DANGEROUS. It’s all emotional not logical.
7:22 I can fix that crooked ass tv 😂😂😂 couldn’t be me 7:22
I never expected to have the trappings. I just wanted to honor The Most High by working hard. Put myself through college w 3 jobs all year round - kept 2 jobs til my 40's now consult/work from home. No vacations, no fancy cars, no designer lables. Happy eating simple food at home. [t's not that hard. Just focused on generating revenue. Life is not about stuff.
"Ranch" means "ranch-style" house, my dude, which means one-story or single-level. An 1100 sqft house is nothing for a family that would otherwise be seen as successful.
Well jobs don't make you rich. It dose not matter how many jobs you have, how much you make, or how many college degrees you have. I have two jobs, no kids, I live with my mom, I do not buy coffee at Dunkin donuts everyday like most people. I drink my coffee at home that my mom buys off her food stamp card, I also don't eat outy mom cooks for me and guess what? I am still broke why ? Because jobs keeps us poor and jobs are a scam this woman and this video is 💯 percent right. Everyone is talking about her and laughing at her but she's speaking facts. I am the only one on her side .
SHE IS LYING!!!!!!!! If you are a nurse working full time and your spouse is working full time, you are making at least 110k a year. You can do well if you manage your income. I'm a nurse. I FREAKING KNOW WHAT RN ON AVERAGE MAKES!!!!!! SHE WANTS TO LIVE LIKE THE KARDASHIAN THAT'S IT.
New grad nurses in south east aren’t making 110k regular full time
Anyone take in to account spending habits and accountability
You rock. Thanks for this point of view. Thanks for this honest analysis. I got the impression that she was fishing for donations. Or this was political.
I don't see the video that way at all. She is doing with a video what our parents and grandparents did when they wrote in their diaries. They vented their frustrations and personal feelings. The difference is that they kept their thoughts private, which I personally think is the best way to go. Most people in today's world put all their personal thoughts out there for people to see and have no concept of privacy. That's not for me. I will not be spilling my struggles and frustrations for the whole world to look at, but that is how many people use TikTOk, IG, and other sites like that.
They like to go out but putting out work not so much 😂❤😂😂😂❤
Ranch lol 😂😂😂😂 cut down
Entitlement at its finest.
most of them are living above and beyond their means.. Having 200-300 after you pay your bills youre doin ok... Try a child support and live your life, although I made my own bed .. if I can do it you can .. I still have a few bucks to save . Not much 25 -50 and I sock it .. sittin on almost 1800 right now.. This is no life. but its better than having nothing
Ohh, boo hoo...so this woman thought once she caught a husband, she would be a pampered, coddled wifey...suck it up. Guess you married the wrong dude. But you got the ring.
If you budget and put your mortgage, utilities, savings, groceries, gas, in your budget and after that, you have $200-$300 in your account, then what is your problem?! Bills are paid, groceries in fridge, money in savings and 401k. What else do you need the money for besides petty spending?
People are paying 2500 or 3000 1 bedroom apt !!! Therefore buy house that it’s urs pay mortgage make no sense . He’s man needs to get more money if get plan
She spent all of her money on makeup
12:30 shows you how mainstream media changes and manipulates the context of stories whether it’s Fox News or MSNBC or CNN.
I live check to check and try to get by with the cost of living going up
How about the car notes I bet they are 600 a month. If you are careful are on what your money is doing every month. This inflation is more like a pinch than a punch. Being broke is a choice. When I was living back home. Owning a toilet was a luxury. I moved to u.s at a young age. I get socked watching these people complaining, with all the opportunities that’s right in front of you in this country please what a victim. I wonder how much student loans they owe. I had to share room with my older brother for years. Yeah bunkbeds. 😂
I Wonder What That Student Debt Hittin’ For…
White girls can be so goofy sometimes..
Was she a nurse during the Pandemic? If so, where was all the money she was supposed to have saved.?
Exactly! I’m a nurse and it was sooo much money being made. Nurses were making so much money they were buying houses cash. I live in the South though.
Sounds like they're living above their means and need to down size
Nurses earn very well. She probably spends more than she earns.
If you don’t know how to budget and live a modest life, no matter how much you earn it will never be enough.
Wealthy people live modest lives. They wouldn’t be wealthy if they spent more than they earn.
Every interview about the economy and the state of affairs in the US should start with "Did you vote for Biden?". If the answer is yes, laugh at the person and tell them "you did this".
Your vote is not the answer. Do you know who decides who will be the next President? It's not you......
It’s doesn’t matter, if you vote for Biden or not you make the life you live. You choose to have kids, get a car and get a house. You choose who you sleep with and married. You choose the lifestyle you live. It’s not the president even though he or she has pass bills and acts that will make a change in your spending decisions but it’s your ultimate responsibility to make sure your priorities are met.
@@micahhill4786well said
Lmao now days it don't matter who you vote for you still gonna struggle. We to divide to stand up to the real enemy we to busy fighting about race and politics.
@@RoyaltyInkandCrafts I agree that it's up to you mostly but when Biden just did things to spite trump and fund multiple wars, we the people are always going to feel it.
I would like to know what are they spending the money on also cost of living in going up you have to work together.
Thats MFKN LIFE!!!!!!!
Lotta folks live in the most expensive house they can afford. They also drive the most expensive car they can "afford". Then they complain their broke. Small house and Toyota Carolla isn't enough for them. You gotta leave NY, CA, NJ and those other pricey states. I left NJ after living there and in CA. Delaware and Pennsylvania are good living folks. 😊
Do the Dave Ramsey. How much do you both make? How much debt do you have?
Probably overpaid for the house
Yes, I need to know there rent payments vs salary.
"This isnt political but these democrats" 😂😂 mane
This is bs. And her family is probably embarrassed
With big screen tv in the living room that cost over 2k
200 dollars in the bank is a win for most people in the hood. Some of these people are gonna be depressed when the economy collapses
Better learn how to stretch $300 instead of crying. Bet I can make it work!
It's always easier to blame somebody else for for your problems and shortcomings the mortgage payment was not a surprise you got that number when you closed on the loan
there is no benefit to marriage when the man cannot fully provide.
I like your hat!!
Red flags 🚩 yup
DUDE!!! Stop with the women already!!! You're worth a million+ so just get a passport! Stop giving these chicks your energy!!
I work overtime and I don’t get paid for it. Welcome to being an exempt employee. I average 45 hours a week but sometimes 53.
Aww poor becky. 😂😂 I feel bad for her husband
Embarrassed that man
wait we not go skip the “he work overtime “ part are we 🤦🏾♂️