Taking early notes from Warren as to the importance of sound asset diversification and risk management It can’t be overstated. I’ve been trying to grow my portfolio of $300K for sometime now, I would greatly appreciate any other suggestions..........
Quite true! You don't necessarily need to be a flawless investor; all you need to do is seek advice from an expert. I began investing in 2016 and pulled a profit of roughly $900k that same year despite having no prior investment knowledge......
Jenny Pamogas Canaya is my advis0r. She has since provided entry and exit points on the securities I concentrate on. If you want to check her out, you may do so online. I usually trade in accordance with her strategy...........
I see a lot of questions concerning the actual price of their house. They said in their region NRW, it can vary from 300k to 600k depending how near or far from the city center. They are two ingeniers... Do your maths... Don´t get to deep in their business. Personnally, i loved the pictures part... Thanks for sharing it with us. Please, come back to youtube...
Heloo ...Congratulations for the nice Video...this is very complex topic for Indians in Germany...you made it simple...are you planning to make any specific videos on individual topics?? From research, how you analyzed different options, what pros and cons you identified, how you found this house, Things to keep in mind, I mean you can make one video for one topic with all details such that it can be helpful for Indians planning to buy apartments. 😉
First things first Congradulations - i guess its already been a year for you since you published the video so you must already be well settled in. Just finished watching all the videos. few things -- BEAUTIFUL HOME! I absolutely love it, amazing master bedroom / bathroom. This is absolutely fantastic. I love this design. 120sqm that doesnt include the attic and storage! thats freaking amazing! 11:40 Honestly with an attic like that it offers so many possibilties, its amazing - how big is it anyways around 25 sqm? We're also looking to build a house but based on what we see its obsenely expensive and simply unable to find anything in a city that we like... any information you're willing to share is more then welcome! I've got to ask to make it simple i will just list them down. Is your house in the NRW Gutersloh area / Dortmund area ? (if so this will be quite helpful for the next questions) How much did the project cost? - by this i mean the complete finished project with land. If you have itemized how much was the land, and how much was the house, as land can vary but the building of the house should be the same. Was this a prefab massifbau ? from the pictures it was not clear. How much down payment did you have to give - only the nebenkosten ( 9-15% auxilary costs ? ) or more? What kind of interest rate did the bank give you ( as bank was with the builder ) 0.xx, 1.xx , 2.xx ? As its a KFW 55, and you paid for inspection, if it gets certified did you get the 17500 removed from the total cost of the house ? Do you have multiple loans at different interest rate ? KFW offer loans for KFW55 at up to 120000 for lower interest rate... just wondering what kind of rate and if you have multiple. This varies based on city to city and KFW rating, but what are your monthly charges ( tax,water,sewage, insurance etc ) What are things that people dont consider when it comes to the monthly costs additional to the morgage , and how much are yours. Lastly, who was the building company that built your house ?, and how did you find this specific project! I want one like that, your bathrooms were epic, kitchen epic, living space epic, attic epic... just overall amazing, obviously stairs look quite narrow so when old age comes it will be a challange, might be a home to sell at age 60-70 depending on mobility but still... If you could share that info, it would be great.
Hi ,I am also researching from past 4-5 months,1 time it was almost finalised buying apartment,but owner told tenant is staying in and we have to buy house and give 3-6 months to tenant to vacate and sign doc with tenant for this ,so i dropped this,as you mentioned for apartment if its not on ground floor issue for seniors climbing stair case etc but many of apartment have elevator in fact some of houses i seen also have 2 elevators,not sure if this could be reason to rule out apartment,i prefer apartment as being new to germany dont have good contact and fluency in german language ,independent house if any issue how to get it fixed as here roof,construction,heating system,water system etc is different than in inida so mostly rely on others if any fault or operational issue and day to day maintenance. but in terms of privacy ofcourse independent house have advantage but there are always pro and cons of both like apartments have some of shared amenties like garden,playground,cellar,central heating,cable connection etc and cost of clearning ,maintenance is shared or outsourced to manintenance company,what is rate of interest bank charged you?
Hi Madhu and Guru. First of all congratulations on building your dream house in Germany. It’s a huge accomplishment and your house looks absolutely wonderful. My husband and I are also looking to build a house. Could you please tell us which builder you’ll choose? And if you recommend them? 😊
Hello Jane Jose, there are many builders out there. Cross check their credibility in the market, for example, how many years have they been around in the market, what's the quality and commitment they're dealing with, and also how price effective they're.
It's a Massivbau what we chose. There are plenty of variations when it comes to Fertighaus. Won't say Fertighaus are bad, but you need to be weary about the construction details.
Hello. Congratulations. May I know the name of the construction company you bought the house from? Because I'm living in NRW and I'm looking for a new home.
Hello Madhu and Guru, congratulations for your new home!! I have just subscribed to your channel. It’s quite informative. We are planning to move to Köln soon. Is it possible for you to make a video on new home projects in Butzweilerhof, Ossendorf, Ehrenfeld area please, with pricing of Einfamilienhaus Thank you very much in advance
Thank you very much. Go check our video on process of buying a house in Germany. There we have mentioned roughly how much it may cost for areas like you mentioned.
Congratulations on choosing the by a new home. I agree that older homes come with alot of unknowns, A new Row houses in Germany is good value, but did not share the cost per m2 for your which is typical parameter for a house value. Why? We already know that values are generally between 300K and 600K. It would be helpful is we had a specific example.
Congrats both of you ... I heard that you are from nrw and you purchased house in nrw region. I am also living in Germany in nrw region . I want few more information about the house purchase . Can we connect separately??
I am exactly in the same situation, it would be really helpful if they could share us some info on this. But otherwise, I don't see any reason for them to ignore the request.
Is there any minimum stay which should be finished before bank gives a loan to indians ? I heard its 4 years . Is it true pls? And in Netherlands you can get house loan in 6months stay
At the time when we were getting the loan, it was difficult to get even with a blue card, but it wasn't possible. However, one cannot say, how many years are enough to avail the loan, it really depends on the amount you take loan and the bank.
Hi Madhu and Guru, If I at age of 50 years and Bruto of ~ 80.000 per year, do you think We can have mortgage for say working age till 68 years of age ???
Hello Madhu and Guru! Firstly congratulations on the purchase. Wishing you all the best. Secondly thank you for sharing this video. This was very informative and very simple to comprehend. Looking for more informative videos from you. Thanks :)
![Felix "Unfair" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/Oswujxm2Ag0/mqdefault.jpg)
Taking early notes from Warren as to the importance of sound asset diversification and risk management It can’t be overstated. I’ve been trying to grow my portfolio of $300K for sometime now, I would greatly appreciate any other suggestions..........
Quite true! You don't necessarily need to be a flawless investor; all you need to do is seek advice from an expert. I began investing in 2016 and pulled a profit of roughly $900k that same year despite having no prior investment knowledge......
Jenny Pamogas Canaya is my advis0r. She has since provided entry and exit points on the securities I concentrate on. If you want to check her out, you may do so online. I usually trade in accordance with her strategy...........
Congratulations Madhu and Guru!!!
I see a lot of questions concerning the actual price of their house. They said in their region NRW, it can vary from 300k to 600k depending how near or far from the city center. They are two ingeniers... Do your maths... Don´t get to deep in their business.
Personnally, i loved the pictures part... Thanks for sharing it with us. Please, come back to youtube...
Heloo ...Congratulations for the nice Video...this is very complex topic for Indians in Germany...you made it simple...are you planning to make any specific videos on individual topics?? From research, how you analyzed different options, what pros and cons you identified, how you found this house, Things to keep in mind, I mean you can make one video for one topic with all details such that it can be helpful for Indians planning to buy apartments. 😉
Hello Mr MADHU and GURU your expansion of thinking is very good and i most commend you both did a wonderful job.
Obviously;
How can i get MADHU and GURU information to talk more?
@@idudhepatrick4729 Have you heard anything about ONLINE INVESTMENTS?
Mrs AVA help me recover what i lost trading with a wrong traders called trading manager!!
You're right because i have seen a lot of people talking about her.
Who's this woman?
What's going on here?
How much cost the house?
Congrats Madhu & Guru on the new house 🥳🥳 House looks awesome👏👏 Great video too - content & quality 😉 waiting for your next video bro 😁
congratulations.. how much cost this complete house...
Good and Congratulations guys.
First things first Congradulations - i guess its already been a year for you since you published the video so you must already be well settled in. Just finished watching all the videos.
few things -- BEAUTIFUL HOME! I absolutely love it, amazing master bedroom / bathroom. This is absolutely fantastic. I love this design.
120sqm that doesnt include the attic and storage! thats freaking amazing! 11:40 Honestly with an attic like that it offers so many possibilties, its amazing - how big is it anyways around 25 sqm?
We're also looking to build a house but based on what we see its obsenely expensive and simply unable to find anything in a city that we like... any information you're willing to share is more then welcome!
I've got to ask to make it simple i will just list them down.
Is your house in the NRW Gutersloh area / Dortmund area ? (if so this will be quite helpful for the next questions)
How much did the project cost? - by this i mean the complete finished project with land.
If you have itemized how much was the land, and how much was the house, as land can vary but the building of the house should be the same.
Was this a prefab massifbau ? from the pictures it was not clear.
How much down payment did you have to give - only the nebenkosten ( 9-15% auxilary costs ? ) or more?
What kind of interest rate did the bank give you ( as bank was with the builder ) 0.xx, 1.xx , 2.xx ?
As its a KFW 55, and you paid for inspection, if it gets certified did you get the 17500 removed from the total cost of the house ?
Do you have multiple loans at different interest rate ? KFW offer loans for KFW55 at up to 120000 for lower interest rate... just wondering what kind of rate and if you have multiple.
This varies based on city to city and KFW rating, but what are your monthly charges ( tax,water,sewage, insurance etc ) What are things that people dont consider when it comes to the monthly costs additional to the morgage , and how much are yours.
Lastly, who was the building company that built your house ?, and how did you find this specific project! I want one like that, your bathrooms were epic, kitchen epic, living space epic, attic epic... just overall amazing, obviously stairs look quite narrow so when old age comes it will be a challange, might be a home to sell at age 60-70 depending on mobility but still... If you could share that info, it would be great.
Would love to answer all your questions. DM us @madhuandguru (Instagram).
Thank you for sharing but informative videos do not need background music its distracting
Nice video. Please mention, what issues you faced? Possible issues with the new house. Thanks
How long did it take to finish the construction
Hi ,I am also researching from past 4-5 months,1 time it was almost finalised buying apartment,but owner told tenant is staying in and we have to buy house and give 3-6 months to tenant to vacate and sign doc with tenant for this ,so i dropped this,as you mentioned for apartment if its not on ground floor issue for seniors climbing stair case etc but many of apartment have elevator in fact some of houses i seen also have 2 elevators,not sure if this could be reason to rule out apartment,i prefer apartment as being new to germany dont have good contact and fluency in german language ,independent house if any issue how to get it fixed as here roof,construction,heating system,water system etc is different than in inida so mostly rely on others if any fault or operational issue and day to day maintenance. but in terms of privacy ofcourse independent house have advantage but there are always pro and cons of both like apartments have some of shared amenties like garden,playground,cellar,central heating,cable connection etc and cost of clearning ,maintenance is shared or outsourced to manintenance company,what is rate of interest bank charged you?
Hi Madhu and Guru. First of all congratulations on building your dream house in Germany. It’s a huge accomplishment and your house looks absolutely wonderful.
My husband and I are also looking to build a house. Could you please tell us which builder you’ll choose? And if you recommend them? 😊
Hello Jane Jose, there are many builders out there. Cross check their credibility in the market, for example, how many years have they been around in the market, what's the quality and commitment they're dealing with, and also how price effective they're.
Very nice thanks for sharing - InterviewDOT
Hi Madhu and Guru, Thanks for the nice video. Could you please let me know which developer or bank did you approach for your house. Many thanks. Rex
Hi, thanks for this informative video.
Did you go for Fertig or Massiv Haus? Some explanation on this would be helpful. Thanks!
It's a Massivbau what we chose. There are plenty of variations when it comes to Fertighaus. Won't say Fertighaus are bad, but you need to be weary about the construction details.
Which Document are required för buying house through to bank
Cost of ur house?
Congratulations Madhu and Guru!
Quick Question - is this a stick house or a prefab house?
I was wondering if prefab builders offer land search!
Ours is a Massivbau in accordance with KfW 55 specifications. Usually Prefab offers no land search as you said.
Hello, the tax paid, is it based on the total building cost or just on the cost of the land?
Congrats to both of you... Could you also provide us the details about the city where u bought and the Firma from where u bought the land..
Congratulations. Can you please explain the process of choosing kitchen. Which planner, cost of kitchen and materials used. Thank u
Hi Navya, we are working on it. Soon we'll publish. Stay tuned 🙂
Hi Navya, please find below the link to the detailed video about our kitchen plan, brand, material etc.
Link: ruclips.net/video/FcaP9YQveqM/видео.html
Hello. Congratulations. May I know the name of the construction company you bought the house from? Because I'm living in NRW and I'm looking for a new home.
Hello Madhu and Guru, congratulations for your new home!! I have just subscribed to your channel. It’s quite informative. We are planning to move to Köln soon. Is it possible for you to make a video on new home projects in Butzweilerhof, Ossendorf, Ehrenfeld area please, with pricing of Einfamilienhaus
Thank you very much in advance
Thank you very much. Go check our video on process of buying a house in Germany. There we have mentioned roughly how much it may cost for areas like you mentioned.
Congratulations on choosing the by a new home. I agree that older homes come with alot of unknowns, A new Row houses in Germany is good value, but did not share the cost per m2 for your which is typical parameter for a house value. Why? We already know that values are generally between 300K and 600K. It would be helpful is we had a specific example.
Congrats mate
Congrats both of you ... I heard that you are from nrw and you purchased house in nrw region. I am also living in Germany in nrw region . I want few more information about the house purchase . Can we connect separately??
I am exactly in the same situation, it would be really helpful if they could share us some info on this. But otherwise, I don't see any reason for them to ignore the request.
Is there any minimum stay which should be finished before bank gives a loan to indians ? I heard its 4 years . Is it true pls? And in Netherlands you can get house loan in 6months stay
At the time when we were getting the loan, it was difficult to get even with a blue card, but it wasn't possible. However, one cannot say, how many years are enough to avail the loan, it really depends on the amount you take loan and the bank.
Hi Madhu and Guru, If I at age of 50 years and Bruto of ~ 80.000 per year, do you think We can have mortgage for say working age till 68 years of age ???
Are u both working? If yes in which field?
You did not tell how much amount we need to pay
Very informative.
Hi Madu, we are in similar situation of buying plot in Germany. How can we reach out to you?
@madhuandguru (Instagram)
Are you kannada madhu? 😊
Use mic please
Hello Madhu and Guru!
Firstly congratulations on the purchase. Wishing you all the best.
Secondly thank you for sharing this video. This was very informative and very simple to comprehend. Looking for more informative videos from you. Thanks :)
Much love ❤️
Jb apki fazol face or fazol English sun ni hai to kisi german ya angrez ki English kio na suno?