How To Choose Best Investments Options for your Salary ?

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  • Опубликовано: 24 дек 2024

Комментарии • 235

  • @pranjalkamra
    @pranjalkamra  2 месяца назад +13

    Buy Term Plan & Get Online Discount Upto 10%👇-
    termlife.policybazaar.com/?offerid=207&YT_NonBrand_PranjalKamra&Native&Hindi&YT_08Oct24&Finance

    • @basubevmaity7050
      @basubevmaity7050 2 месяца назад +3

      Sir mereko to term plan ke liye 3000/ month lega bol raha hai, toh mai kya karu??

    • @basubevmaity7050
      @basubevmaity7050 2 месяца назад +1

      Mai policy bazaar se 3 company Main try Kiya sare same hai

    • @siddheshnagpure237
      @siddheshnagpure237 2 месяца назад +1

      Bahot spam call aate hai policybazar se

    • @dr.sushilkumarojha7386
      @dr.sushilkumarojha7386 2 месяца назад

      Your videos are really very helpfull for people and especially myself👌
      Online purchasing is good, but health insurance/ Term purchasing is always better via qualified local agents in comparison to policy Bazaar website..
      Because agents can collect physically all papers for reimbursements like hospitalization/pre-hospitalization/post-hospitalization expenses because physical documents is necessary for reimbursement in health insurance etc.
      Policy Bazaar websites is only interested in selling products especially Term plans & health insurance.
      These websites are not interested and are not helping our customer's after selling products.
      Premium is always same online and offline.
      THIS IS MY & MY COLLEAGUE'S PERSONAL EXPERIENCE.
      Thanks

    • @dr.sushilkumarojha7386
      @dr.sushilkumarojha7386 2 месяца назад

      Thanks for giving financial planning, really helpful to all people and especially my self👌
      Online purchasing is good, but health insurance/Term insurance purchasing is always better via qualified local agents in comparison to policy Bazaar website..
      Because agents can collect physically all papers for reimbursements like hospitalization/pre-hospitalization/post-hospitalization expenses because physical documents is necessary for reimbursement etc.
      Policy Bazaar websites is only interested in selling products especially Term plans & health insurance ( These websites are only good for comparison purchase only)
      These websites are not interested and are not helping our customer's after selling products..
      Premium is always same online and offline..
      THIS IS MY & MY COLLEAGUE'S PERSONAL EXPERIENCE.
      Thanks

  • @theplmotivationofficial
    @theplmotivationofficial 2 месяца назад +26

    Insurance is must. I was admitted to hospital last month. Total bill for 3 days was 118000. Thank god. I had insurance, my 100000 was reimbursed by insurance company

  • @piyushdwivedi7195
    @piyushdwivedi7195 2 месяца назад +40

    Financial education is very important. Thank you for the information.

  • @Sagar43212
    @Sagar43212 2 месяца назад +47

    Dear pranjal sir,I am a central government employees. Sir government ne hame option diya hai NPS VS UPS me ek scheme choose karne ka.(kuch din me hame option bhar ke dena hai).so sir plz make a video on NPS VS UPS🙏 .plz sir

    • @Ankitkumar-cm1sn
      @Ankitkumar-cm1sn 2 месяца назад +1

      This option is not for central government employees. it's for already retired employees who are getting their pension through NPS.

    • @bobubhai
      @bobubhai 2 месяца назад

      Nahi pata ho to nahi bolna chiye bhai ​@@Ankitkumar-cm1sn

    • @greattoknowbyravi5329
      @greattoknowbyravi5329 2 месяца назад

      I work with axis bank nps , do call ne

    • @sankhomukherjee5656
      @sankhomukherjee5656 2 месяца назад

      I m also..
      Waiting for the said video

    • @laxmikumari7172
      @laxmikumari7172 2 месяца назад

      Waiting for the same video

  • @AmitVerma-iq3oe
    @AmitVerma-iq3oe 2 месяца назад +1

    I must admit, The way you understand your viewer is like you know everything about us, Thank you so much for the clear explanation

  • @MithunSingh
    @MithunSingh 2 месяца назад +8

    Why govt stops SGB?

  • @Dr.Jagadish-fj6vv
    @Dr.Jagadish-fj6vv 2 месяца назад +4

    Thank you Mr Pranjal. You are down ro earth practical

  • @MindOfAYogi
    @MindOfAYogi 2 месяца назад +5

    FD ke bajay liquid ya short duration mutual fund choose kare to kya nuksaan hoga? Is it not the same?

  • @Talk_logical
    @Talk_logical 2 месяца назад +4

    Waiting for the best mutual funds list for 2025 ❤😊

  • @dr.sushilkumarojha7386
    @dr.sushilkumarojha7386 2 месяца назад +6

    Thanks for giving financial planning, really helpful to all people and especially my self👌
    Online purchasing is good, but health insurance/Term insurance purchasing is always better via qualified local agents in comparison to policy Bazaar website..
    Because agents can collect physically all papers for reimbursements like hospitalization/pre-hospitalization/post-hospitalization expenses because physical documents is necessary for reimbursement etc.
    Policy Bazaar websites is only interested in selling products especially Term plans & health insurance ( These websites are only good for plan comparison )
    These websites are not interested and are not helping our customer's after selling products..
    Premium is always same online and offline..
    THIS IS MY & MY COLLEAGUE'S PERSONAL EXPERIENCE.
    Thanks

    • @aknagar142motivationalthou3
      @aknagar142motivationalthou3 2 месяца назад

      100% sir...
      I have also same experience..
      Isliye mene khud iRDA se authorisation le liye . Regarding insurances.
      And suggesting peoples pure things without care of incentives

  • @JayShahICC
    @JayShahICC 2 месяца назад +3

    I don't have that kind of thanking capability to thank you
    But God bless you Kamra sahab ❤

  • @ajitchoudhury9981
    @ajitchoudhury9981 Месяц назад +1

    Thank you pranjal bhai ❤

  • @nikhildubal564
    @nikhildubal564 2 месяца назад

    All is good what you are saying Pranjal but rather than saying credit card are bad. It is better to advice 'spend on ur credit only (A certain amount of salary in percentage) of what you earn. Once that limit is reached the expenses should be controlled and kept as minimum as possible. Since expenses are a part of life, gaining that extra percentage of savings 2-3-5-7% is helpful. Saying it on after spending carefully through credit card for the past 5-7 years. And never missing paying the full amount on the due date.

  • @himanshurana6376
    @himanshurana6376 2 месяца назад +4

    Hi Pranjal,
    I have a question. Is it better to keep 2 demat accounts from 2 different banks or platforms as backup of our shares or money like Zerodha, Grow or ICICI bank? In case if anyone goes Bankrupt or out of business or some kind of fraud happened...Please do answer.
    Thanks in Advance!

  • @KaizanHossain
    @KaizanHossain 2 месяца назад +1

    It was great to meet you at Kolkata airport on last sunday

  • @iamintekhab
    @iamintekhab 2 месяца назад +1

    Every seconds of this video is true and eye opener

  • @bestfunnypetsanimals7830
    @bestfunnypetsanimals7830 7 дней назад

    thanks for best imformation

  • @nobaharsingh535
    @nobaharsingh535 2 месяца назад +2

    Ok sir... Pranjal sir meri baat ka answer please dena...jiski monthly salary 15k tak hoti wo kya kare...kaise plan kre future k liye... please sir answer...I wait

  • @PradeepSingh-fu4um
    @PradeepSingh-fu4um 2 месяца назад

    Pranjal, really love you and admire your for your views and thought process. I truly feel that you resonate not only my feelings but several thousands lakhs young people who belongs to middle class and possess a thought of sensible saving, growing, planning and working for good financial planning for better life. Stay Blessed !

  • @PawanKumar-ei8df
    @PawanKumar-ei8df 2 месяца назад

    Great investment idea sir...
    Is bande ko m last 3 yr se follow kr Raha hu but no found one single any doubt in any financial idea provided this man.
    Salute for this man Dil se .... sir G with respect

  • @mahendratripathi8888
    @mahendratripathi8888 2 месяца назад

    बहुत बहुत धन्यबाद आदरनीय ।
    निःस्वार्थ भाव से समाज के जागरूकता के लिए महत्वपूर्ण जानकारी निःशुल्क देना सबके बस की बात नहीं ।

  • @suvojit4498
    @suvojit4498 2 месяца назад

    Love you ❤ I have been following you for the last 7 months. ❤

  • @satyanandkeshri822
    @satyanandkeshri822 2 месяца назад

    Mutual fund par video Sir.Kewal Sanjay kothari And Girindra ji ka podcast aa raha hai.Lekin You are My Guru.

  • @ashokgarg7017
    @ashokgarg7017 2 месяца назад

    Pranjal ji, Namaste
    Aap ne Investment ke har Tools ke Bare mein bahut hi acchi tarah se Samajhaaya.
    Very Good nd useful suggestions. Nice.
    Thanks.

  • @sudsilence
    @sudsilence 2 месяца назад

    Very helpful video...loved it

  • @pulkitjain2204
    @pulkitjain2204 Месяц назад

    Kindly make some videos on value based funds, also tell which is better momentum or value based funds.

  • @amitparikh9639
    @amitparikh9639 2 месяца назад +2

    Thank you very much sir, for your Amazing information
    Thank you

  • @dewangmavadia85
    @dewangmavadia85 2 месяца назад +1

    You are very smart man❤😊

  • @45s-shubhamkumarmishra11
    @45s-shubhamkumarmishra11 2 месяца назад +1

    kindly make a dedicated video for the government employees were we have more security.

  • @safijul3449
    @safijul3449 2 месяца назад +2

    Waiting for your recent times video related to health &life insurance

  • @sumanofficial109
    @sumanofficial109 2 месяца назад +1

    Love you pranjal sir life me age bar ne kilie sahi desijon milna chahiye bo up dete raho ❤❤

  • @Fauji-x9t
    @Fauji-x9t 2 месяца назад +5

    Sir please reply am in defence mai 3 saal sai stocks mai invest kar rha tha but mai stocks hold nahi kar pata ab mai mutual fund mai shift kar rha hu meri age 32 hai kya mutual fund sai aachi wealth bann skti hai

    • @SyferSyfer
      @SyferSyfer 2 месяца назад

      Yes sir

    • @ankitbhatt4527
      @ankitbhatt4527 2 месяца назад

      Invest in index/Large cap/mid cap
      Keep SIP going, avoid looking too frequently
      It will do wonders in more than 5 years

  • @sunandaghosh7828
    @sunandaghosh7828 2 месяца назад +2

    Sir please make a detailed video about gold etf

  • @Gangadharswami1975
    @Gangadharswami1975 2 месяца назад +1

    Excellent sir ❤

  • @daigondnidoni1489
    @daigondnidoni1489 2 месяца назад +1

    Thumb rule for a beginner 🔰.
    Complete nutrients.

  • @Anjalivandra
    @Anjalivandra 2 месяца назад +106

    Goverment rules ,destroyed our investments.😢😢

    • @kuldeep7040
      @kuldeep7040 2 месяца назад +3

      Isme do chiz hai
      Kahin jayeda invest karne ke liye corrupt practice na karen
      Sara samay market me na lagay
      Lekin iske bina bhi yeh nahi ruk Raha hai 😂

    • @keshav2766
      @keshav2766 2 месяца назад +12

      .@@kuldeep7040
      Galat cheez me to criticize kro itni bhakti bhagwan ki kar lete to kaam ata.

    • @raushanprasad4186
      @raushanprasad4186 2 месяца назад

      Life destroy

    • @HappysTastyInsp
      @HappysTastyInsp 2 месяца назад +1

      Very true

    • @veeresh_22
      @veeresh_22 2 месяца назад +5

      Tumko free hospital bhi chahiye.. free schools bhi chahiye.. roads bhi chahiye.. freebies chahiye.. sab kuch chahiye.. but badle mei govt 12.5% bhi na le jab ki kai saare countries 20% LTCG Tax lagate hai... Wah didi 🤡

  • @bijoykrishnaachariya1192
    @bijoykrishnaachariya1192 Месяц назад

    Sir, finology charge/ primium bahat jada he........
    But, 12000/- eto mera adha salary ho geya.....

  • @Msm-p4m
    @Msm-p4m 2 месяца назад +2

    Pranjal bhai, in the absence of SGB what would be the second best option for Investment in Gold

  • @dhananjaysingh4083
    @dhananjaysingh4083 2 месяца назад +2

    Pranjal ji 🙏🙏🙏🙏🙏

  • @junaidurdupoetry3044
    @junaidurdupoetry3044 2 месяца назад

    Education is the Full development of the human beings

  • @rimpakarjee284
    @rimpakarjee284 2 месяца назад +2

    Plz make a video on best MF of all categories for 2025

  • @pushker4
    @pushker4 2 месяца назад

    Excellent 👌👍

  • @madanpatel932
    @madanpatel932 Месяц назад

    Waiting for a video on NPS vs UPS

  • @UdaySingh-df8hj
    @UdaySingh-df8hj Месяц назад

    One of the best.

  • @sagardethe8328
    @sagardethe8328 2 месяца назад

    Thanks 🙏 sir ji for these wonderful information about investment plan may god bless you forever in your life ❤

  • @hiteshmakhija3778
    @hiteshmakhija3778 2 месяца назад

    Please make a video which platforms now offer option to invest in MFs directly as options are reducing and which platform to prefer

  • @himanshee26
    @himanshee26 2 месяца назад

    Excellent video!

  • @hemantpatidar1770
    @hemantpatidar1770 2 месяца назад +1

    Bhai motilal oswal ka SIP he mere pass ... abhi usko topup kiya but NAV allotment me dhandhli kar di .. iski complaint kaha or kese kare

  • @kparmod40
    @kparmod40 2 месяца назад +2

    Sir please suggest the mutual fund for a short period.
    Which is better than FD

    • @Jay-xd8mh
      @Jay-xd8mh 2 месяца назад

      Fd is better according app kitna amount dalte ho

    • @AmanSingh-js5ue
      @AmanSingh-js5ue 2 месяца назад

      Sbi Large cap

  • @JayeshPatel-hw9wl
    @JayeshPatel-hw9wl Месяц назад

    Thank you ❤

  • @janardanmokase1065
    @janardanmokase1065 2 месяца назад

    Sir Please make video on Gold ETF 🙏

  • @PusphaParakh-ko3sl
    @PusphaParakh-ko3sl 2 месяца назад

    Thank you so much 👍💐

  • @AnilKumar-vh1lr
    @AnilKumar-vh1lr 2 месяца назад +1

    Finology is not able to login n not set password check once

  • @ankit_parate
    @ankit_parate 2 месяца назад

    Thank you sir ❤

  • @pushpaverma9359
    @pushpaverma9359 2 месяца назад +1

    Best knowledge

  • @jasonrao6678
    @jasonrao6678 2 месяца назад

    Sir apne jitne v video post kiye hain RUclips pe uska pls ek playlist bna dijiye. Hope so ap jrur krenge ❤

  • @AMITVISHWAKARMA-dy2wi
    @AMITVISHWAKARMA-dy2wi Месяц назад

    Interested for my financial plan

  • @canamansharma30
    @canamansharma30 2 месяца назад

    Sir please continue with Advanced Fundamental analysis videos….After 7 we could not find any in your playlist

  • @etskanha3813
    @etskanha3813 2 месяца назад

    sir NRI'S ke liye bhi pls investments Plans per video Banaiye and thoda ETF per bhi video banaiye pls pls pls

  • @UMESH1195
    @UMESH1195 2 месяца назад +2

    Finology 30 का प्राइज क्या रहेगा सर

  • @Blues-Blue
    @Blues-Blue 2 месяца назад

    Great 👍

  • @lets.Be.friends
    @lets.Be.friends 2 месяца назад

    Sir, could you please tell me that which app is good for SIP ???
    Please 🙏 please 🙏

  • @tamejaman
    @tamejaman 26 дней назад

    Aree bhaiya kaha pe invest karnah I mean jana kaha hae bank or apps ? Koi toh Bataow

  • @userntavailable
    @userntavailable 2 месяца назад

    Mai aaj bhi liquid fund ya ultra short duration ki jagah FD hi use karta hu.

  • @divyeshsolanki3419
    @divyeshsolanki3419 Месяц назад

    Share market me sip kar sakte hai

  • @shaswatsingh2627
    @shaswatsingh2627 2 месяца назад

    Thank u sir 🙏🙏

  • @Aryacg
    @Aryacg 2 месяца назад +1

    Govt employee stock market me Paisa laga sakte hai

    • @ss-qu3dn
      @ss-qu3dn Месяц назад

      Yes check the rule plz

  • @prakashsah8908
    @prakashsah8908 2 месяца назад +2

    Camera man :- financial freedom ke naam pe har din kaam😅

  • @EatwellFarm
    @EatwellFarm 2 месяца назад

    Kya public provident fund mein set up plan hota hai

  • @dabgarbhavin3242
    @dabgarbhavin3242 2 месяца назад

    Hello pranjal Bhai. Mera ek saval he App bol rahe ho ki sabhi ko term insurance plan Lena chahiye lekin meri annual income 5 lakhs se kam he or graduate bhi nahi hai diploma Kiya hai. isliye mujhe bol rahe he ki app ko investment plan Lena padega term insurance plan nahi mil sakta to me kya karu ???

  • @AshishSharma-pi9cn
    @AshishSharma-pi9cn 2 месяца назад

    Hello sir, please explain NPS fund in detail for investment.

  • @sabitrinayak2090
    @sabitrinayak2090 2 месяца назад

    Thank u so much sir

  • @lakshayainani
    @lakshayainani 2 месяца назад

    Hey Pranjal, I have heard many of the finance creates say to increase the EMI year on year by 5-10%, but how do we get that done.
    This process cannot be done online, and is mostly offline and requires visiting the loan providers office and they make it extremely difficult to do it.
    can you share you thought on it, and if there is an fast and easy way to do it ?

  • @pramodrajpurohit3668
    @pramodrajpurohit3668 2 месяца назад

    Gold ETF par video banao na for fresher

  • @artameher1611
    @artameher1611 2 месяца назад

    Nice advice.

  • @honey_kumar24
    @honey_kumar24 2 месяца назад +1

    finology 30 kb launch ho rha hai ???

  • @kapilkumarmandal4203
    @kapilkumarmandal4203 2 месяца назад +1

    Pranjal sir.
    Main ek personal loan me fans gaya hu koi option guide kijiye na taki main loan se free ho sake.
    Main govt. Employee hu salary bhi achhi h but fans gaye so plz help

    • @shivamgaur912
      @shivamgaur912 Месяц назад

      Try to attack the principal amount of that loan. Return back a good amount (that will adjust just into principal not interest) to bank apart from emi. This strategy shortens the principal amount which leads to early repayment of the complete amount
      If you have money in your bank account or FD other than emergency funds 2-3L or save some money aggressively for this purpose, give that money to the bank for loan clearance (you can give back money in 2-3 slots). Fyi- My brother repaid the amount this way.

  • @pappusingh-be6vs
    @pappusingh-be6vs 2 месяца назад

    Please make video how to Swich from one mutual fund house to another or one mutual fund type to another without withdrawing

  • @manojsharma-ei6mx
    @manojsharma-ei6mx 2 месяца назад

    Sir turm plain hai kya

  • @Darkhorse22515
    @Darkhorse22515 2 месяца назад

    You are great sir

  • @SimranSingh-xm5zi
    @SimranSingh-xm5zi 2 месяца назад

    Hello sir.. I have not a fix salary so plz suggest the plan for lump sum amount approx 1lak per year.
    Please sir

  • @praveenb4701
    @praveenb4701 2 месяца назад +1

    Hi sir, gradually Govt moving from Old to New regime as from this yr by default New tax regime is selected.
    What is the guarantee next year onwards the old regime will be there or not to choose,
    In that case 80C+80CCD will be of no use(only terms of tax saving).
    And also it's been a long time since SGBs are announced by RBI

  • @anupamjain222
    @anupamjain222 2 месяца назад

    Can you elaborate about gullak gold plus plan!
    If you have any idea about the same as an alternative to SGB.

  • @daigondnidoni1489
    @daigondnidoni1489 2 месяца назад

    Make video on emerging sectors

  • @kajalbiswas1202
    @kajalbiswas1202 2 месяца назад

    Thank you

  • @chhotulalsuryawanshi5283
    @chhotulalsuryawanshi5283 2 месяца назад

    मेरे बेटे कि उम्र 22 साल कि है उसके लिए ईनव्हेस्ट लाँग टर्म के लिए एस आए पी करनी है एक्टीव्ह म्युचुअल फंड सही है या रिटायर्ड म्युचुअल फंड सही है
    धन्यवाद सर जी🙏

  • @pratikpatil4939
    @pratikpatil4939 2 месяца назад

    Abhi savings karke invest Kare aur jab retire hone wale hai tab govt us inflation ke hisab se tax le to lagta hai zeher khane ke liye bhi hame us samay banks loan nahi denge

    • @007_Sun_Tzu
      @007_Sun_Tzu 2 месяца назад

      Iska best option hai get assets that pay like homes you can rent, dividend paying shares, physical gold, EPF/PPF etc

  • @preetithapa7707
    @preetithapa7707 2 месяца назад

    Kya 100000 to 150000 annual income walo k liye koi trem plan ho to please bataye!!🙏🙏

  • @niharikaverma1640
    @niharikaverma1640 2 месяца назад

    नमस्कार सर 🙏,

  • @shanu420ification
    @shanu420ification 2 месяца назад

    but NPS mein jabardasti ki annuity lena padega jiska return bohot kam hai

  • @ArvindYadav-of9hv
    @ArvindYadav-of9hv 2 месяца назад

    Plz sir swp par ek video bnao

  • @manikantaam5967
    @manikantaam5967 2 месяца назад

    May you please talk about the NPS tire - 2 scheme.

  • @gohilindrajitsinh8744
    @gohilindrajitsinh8744 2 месяца назад

    Plz make video on NPS tier-2 account

  • @suvradeepdey380
    @suvradeepdey380 2 месяца назад

    Long term k liye 3 stock bataye

  • @abhishekkumar4589
    @abhishekkumar4589 2 месяца назад +1

    NPS Tier 2 kaisa rahega

  • @angadbhargava6916
    @angadbhargava6916 2 месяца назад

    Pranjal sir please explain something about nifty momentum index Mutual fund.. aapne kaha tha ek baar jab market m sab kisi ek cheez ki baat karne lage to sambhal jao.. to samgh nahi aara

  • @harishrturi
    @harishrturi 2 месяца назад

    Sir suggest best gold etf ?

  • @priyamshah7117
    @priyamshah7117 2 месяца назад

    When is yearly mutual find videos coming ?

  • @prantoshpodder9358
    @prantoshpodder9358 Месяц назад

    Bhai fd kaha kare stable money airtel thanks yeaa bank please reply from tripura

  • @SumanKumar-ns3rp
    @SumanKumar-ns3rp 2 месяца назад

    sir ham sip karna chete hu age 40 7000 par manth karna h fund kan lena h kuch pata ni chal reha h zerodha me acount kholde h