Your videos are really very helpfull for people and especially myself👌 Online purchasing is good, but health insurance/ Term purchasing is always better via qualified local agents in comparison to policy Bazaar website.. Because agents can collect physically all papers for reimbursements like hospitalization/pre-hospitalization/post-hospitalization expenses because physical documents is necessary for reimbursement in health insurance etc. Policy Bazaar websites is only interested in selling products especially Term plans & health insurance. These websites are not interested and are not helping our customer's after selling products. Premium is always same online and offline. THIS IS MY & MY COLLEAGUE'S PERSONAL EXPERIENCE. Thanks
Thanks for giving financial planning, really helpful to all people and especially my self👌 Online purchasing is good, but health insurance/Term insurance purchasing is always better via qualified local agents in comparison to policy Bazaar website.. Because agents can collect physically all papers for reimbursements like hospitalization/pre-hospitalization/post-hospitalization expenses because physical documents is necessary for reimbursement etc. Policy Bazaar websites is only interested in selling products especially Term plans & health insurance ( These websites are only good for comparison purchase only) These websites are not interested and are not helping our customer's after selling products.. Premium is always same online and offline.. THIS IS MY & MY COLLEAGUE'S PERSONAL EXPERIENCE. Thanks
Insurance is must. I was admitted to hospital last month. Total bill for 3 days was 118000. Thank god. I had insurance, my 100000 was reimbursed by insurance company
Dear pranjal sir,I am a central government employees. Sir government ne hame option diya hai NPS VS UPS me ek scheme choose karne ka.(kuch din me hame option bhar ke dena hai).so sir plz make a video on NPS VS UPS🙏 .plz sir
Thanks for giving financial planning, really helpful to all people and especially my self👌 Online purchasing is good, but health insurance/Term insurance purchasing is always better via qualified local agents in comparison to policy Bazaar website.. Because agents can collect physically all papers for reimbursements like hospitalization/pre-hospitalization/post-hospitalization expenses because physical documents is necessary for reimbursement etc. Policy Bazaar websites is only interested in selling products especially Term plans & health insurance ( These websites are only good for plan comparison ) These websites are not interested and are not helping our customer's after selling products.. Premium is always same online and offline.. THIS IS MY & MY COLLEAGUE'S PERSONAL EXPERIENCE. Thanks
100% sir... I have also same experience.. Isliye mene khud iRDA se authorisation le liye . Regarding insurances. And suggesting peoples pure things without care of incentives
All is good what you are saying Pranjal but rather than saying credit card are bad. It is better to advice 'spend on ur credit only (A certain amount of salary in percentage) of what you earn. Once that limit is reached the expenses should be controlled and kept as minimum as possible. Since expenses are a part of life, gaining that extra percentage of savings 2-3-5-7% is helpful. Saying it on after spending carefully through credit card for the past 5-7 years. And never missing paying the full amount on the due date.
Hi Pranjal, I have a question. Is it better to keep 2 demat accounts from 2 different banks or platforms as backup of our shares or money like Zerodha, Grow or ICICI bank? In case if anyone goes Bankrupt or out of business or some kind of fraud happened...Please do answer. Thanks in Advance!
Ok sir... Pranjal sir meri baat ka answer please dena...jiski monthly salary 15k tak hoti wo kya kare...kaise plan kre future k liye... please sir answer...I wait
Pranjal, really love you and admire your for your views and thought process. I truly feel that you resonate not only my feelings but several thousands lakhs young people who belongs to middle class and possess a thought of sensible saving, growing, planning and working for good financial planning for better life. Stay Blessed !
Great investment idea sir... Is bande ko m last 3 yr se follow kr Raha hu but no found one single any doubt in any financial idea provided this man. Salute for this man Dil se .... sir G with respect
Sir please reply am in defence mai 3 saal sai stocks mai invest kar rha tha but mai stocks hold nahi kar pata ab mai mutual fund mai shift kar rha hu meri age 32 hai kya mutual fund sai aachi wealth bann skti hai
Tumko free hospital bhi chahiye.. free schools bhi chahiye.. roads bhi chahiye.. freebies chahiye.. sab kuch chahiye.. but badle mei govt 12.5% bhi na le jab ki kai saare countries 20% LTCG Tax lagate hai... Wah didi 🤡
Hello pranjal Bhai. Mera ek saval he App bol rahe ho ki sabhi ko term insurance plan Lena chahiye lekin meri annual income 5 lakhs se kam he or graduate bhi nahi hai diploma Kiya hai. isliye mujhe bol rahe he ki app ko investment plan Lena padega term insurance plan nahi mil sakta to me kya karu ???
Hey Pranjal, I have heard many of the finance creates say to increase the EMI year on year by 5-10%, but how do we get that done. This process cannot be done online, and is mostly offline and requires visiting the loan providers office and they make it extremely difficult to do it. can you share you thought on it, and if there is an fast and easy way to do it ?
Pranjal sir. Main ek personal loan me fans gaya hu koi option guide kijiye na taki main loan se free ho sake. Main govt. Employee hu salary bhi achhi h but fans gaye so plz help
Try to attack the principal amount of that loan. Return back a good amount (that will adjust just into principal not interest) to bank apart from emi. This strategy shortens the principal amount which leads to early repayment of the complete amount If you have money in your bank account or FD other than emergency funds 2-3L or save some money aggressively for this purpose, give that money to the bank for loan clearance (you can give back money in 2-3 slots). Fyi- My brother repaid the amount this way.
Hi sir, gradually Govt moving from Old to New regime as from this yr by default New tax regime is selected. What is the guarantee next year onwards the old regime will be there or not to choose, In that case 80C+80CCD will be of no use(only terms of tax saving). And also it's been a long time since SGBs are announced by RBI
मेरे बेटे कि उम्र 22 साल कि है उसके लिए ईनव्हेस्ट लाँग टर्म के लिए एस आए पी करनी है एक्टीव्ह म्युचुअल फंड सही है या रिटायर्ड म्युचुअल फंड सही है धन्यवाद सर जी🙏
Abhi savings karke invest Kare aur jab retire hone wale hai tab govt us inflation ke hisab se tax le to lagta hai zeher khane ke liye bhi hame us samay banks loan nahi denge
Pranjal sir please explain something about nifty momentum index Mutual fund.. aapne kaha tha ek baar jab market m sab kisi ek cheez ki baat karne lage to sambhal jao.. to samgh nahi aara
Buy Term Plan & Get Online Discount Upto 10%👇-
termlife.policybazaar.com/?offerid=207&YT_NonBrand_PranjalKamra&Native&Hindi&YT_08Oct24&Finance
Sir mereko to term plan ke liye 3000/ month lega bol raha hai, toh mai kya karu??
Mai policy bazaar se 3 company Main try Kiya sare same hai
Bahot spam call aate hai policybazar se
Your videos are really very helpfull for people and especially myself👌
Online purchasing is good, but health insurance/ Term purchasing is always better via qualified local agents in comparison to policy Bazaar website..
Because agents can collect physically all papers for reimbursements like hospitalization/pre-hospitalization/post-hospitalization expenses because physical documents is necessary for reimbursement in health insurance etc.
Policy Bazaar websites is only interested in selling products especially Term plans & health insurance.
These websites are not interested and are not helping our customer's after selling products.
Premium is always same online and offline.
THIS IS MY & MY COLLEAGUE'S PERSONAL EXPERIENCE.
Thanks
Thanks for giving financial planning, really helpful to all people and especially my self👌
Online purchasing is good, but health insurance/Term insurance purchasing is always better via qualified local agents in comparison to policy Bazaar website..
Because agents can collect physically all papers for reimbursements like hospitalization/pre-hospitalization/post-hospitalization expenses because physical documents is necessary for reimbursement etc.
Policy Bazaar websites is only interested in selling products especially Term plans & health insurance ( These websites are only good for comparison purchase only)
These websites are not interested and are not helping our customer's after selling products..
Premium is always same online and offline..
THIS IS MY & MY COLLEAGUE'S PERSONAL EXPERIENCE.
Thanks
Insurance is must. I was admitted to hospital last month. Total bill for 3 days was 118000. Thank god. I had insurance, my 100000 was reimbursed by insurance company
which insutance and price details please
Which insurance brother
Financial education is very important. Thank you for the information.
🙏🏼🙏🏼
@@pranjalkamra You look good in beard 🤣
Dear pranjal sir,I am a central government employees. Sir government ne hame option diya hai NPS VS UPS me ek scheme choose karne ka.(kuch din me hame option bhar ke dena hai).so sir plz make a video on NPS VS UPS🙏 .plz sir
This option is not for central government employees. it's for already retired employees who are getting their pension through NPS.
Nahi pata ho to nahi bolna chiye bhai @@Ankitkumar-cm1sn
I work with axis bank nps , do call ne
I m also..
Waiting for the said video
Waiting for the same video
I must admit, The way you understand your viewer is like you know everything about us, Thank you so much for the clear explanation
Why govt stops SGB?
Thank you Mr Pranjal. You are down ro earth practical
FD ke bajay liquid ya short duration mutual fund choose kare to kya nuksaan hoga? Is it not the same?
Waiting for the best mutual funds list for 2025 ❤😊
Thanks for giving financial planning, really helpful to all people and especially my self👌
Online purchasing is good, but health insurance/Term insurance purchasing is always better via qualified local agents in comparison to policy Bazaar website..
Because agents can collect physically all papers for reimbursements like hospitalization/pre-hospitalization/post-hospitalization expenses because physical documents is necessary for reimbursement etc.
Policy Bazaar websites is only interested in selling products especially Term plans & health insurance ( These websites are only good for plan comparison )
These websites are not interested and are not helping our customer's after selling products..
Premium is always same online and offline..
THIS IS MY & MY COLLEAGUE'S PERSONAL EXPERIENCE.
Thanks
100% sir...
I have also same experience..
Isliye mene khud iRDA se authorisation le liye . Regarding insurances.
And suggesting peoples pure things without care of incentives
I don't have that kind of thanking capability to thank you
But God bless you Kamra sahab ❤
Thank you pranjal bhai ❤
All is good what you are saying Pranjal but rather than saying credit card are bad. It is better to advice 'spend on ur credit only (A certain amount of salary in percentage) of what you earn. Once that limit is reached the expenses should be controlled and kept as minimum as possible. Since expenses are a part of life, gaining that extra percentage of savings 2-3-5-7% is helpful. Saying it on after spending carefully through credit card for the past 5-7 years. And never missing paying the full amount on the due date.
Hi Pranjal,
I have a question. Is it better to keep 2 demat accounts from 2 different banks or platforms as backup of our shares or money like Zerodha, Grow or ICICI bank? In case if anyone goes Bankrupt or out of business or some kind of fraud happened...Please do answer.
Thanks in Advance!
It was great to meet you at Kolkata airport on last sunday
Every seconds of this video is true and eye opener
thanks for best imformation
Ok sir... Pranjal sir meri baat ka answer please dena...jiski monthly salary 15k tak hoti wo kya kare...kaise plan kre future k liye... please sir answer...I wait
He has made a video on it... Please search
Pranjal, really love you and admire your for your views and thought process. I truly feel that you resonate not only my feelings but several thousands lakhs young people who belongs to middle class and possess a thought of sensible saving, growing, planning and working for good financial planning for better life. Stay Blessed !
Great investment idea sir...
Is bande ko m last 3 yr se follow kr Raha hu but no found one single any doubt in any financial idea provided this man.
Salute for this man Dil se .... sir G with respect
बहुत बहुत धन्यबाद आदरनीय ।
निःस्वार्थ भाव से समाज के जागरूकता के लिए महत्वपूर्ण जानकारी निःशुल्क देना सबके बस की बात नहीं ।
Love you ❤ I have been following you for the last 7 months. ❤
Mutual fund par video Sir.Kewal Sanjay kothari And Girindra ji ka podcast aa raha hai.Lekin You are My Guru.
Pranjal ji, Namaste
Aap ne Investment ke har Tools ke Bare mein bahut hi acchi tarah se Samajhaaya.
Very Good nd useful suggestions. Nice.
Thanks.
Very helpful video...loved it
Kindly make some videos on value based funds, also tell which is better momentum or value based funds.
Thank you very much sir, for your Amazing information
Thank you
You are very smart man❤😊
kindly make a dedicated video for the government employees were we have more security.
Waiting for your recent times video related to health &life insurance
Love you pranjal sir life me age bar ne kilie sahi desijon milna chahiye bo up dete raho ❤❤
Sir please reply am in defence mai 3 saal sai stocks mai invest kar rha tha but mai stocks hold nahi kar pata ab mai mutual fund mai shift kar rha hu meri age 32 hai kya mutual fund sai aachi wealth bann skti hai
Yes sir
Invest in index/Large cap/mid cap
Keep SIP going, avoid looking too frequently
It will do wonders in more than 5 years
Sir please make a detailed video about gold etf
Excellent sir ❤
Thumb rule for a beginner 🔰.
Complete nutrients.
Goverment rules ,destroyed our investments.😢😢
Isme do chiz hai
Kahin jayeda invest karne ke liye corrupt practice na karen
Sara samay market me na lagay
Lekin iske bina bhi yeh nahi ruk Raha hai 😂
.@@kuldeep7040
Galat cheez me to criticize kro itni bhakti bhagwan ki kar lete to kaam ata.
Life destroy
Very true
Tumko free hospital bhi chahiye.. free schools bhi chahiye.. roads bhi chahiye.. freebies chahiye.. sab kuch chahiye.. but badle mei govt 12.5% bhi na le jab ki kai saare countries 20% LTCG Tax lagate hai... Wah didi 🤡
Sir, finology charge/ primium bahat jada he........
But, 12000/- eto mera adha salary ho geya.....
Pranjal bhai, in the absence of SGB what would be the second best option for Investment in Gold
Bees
Pranjal ji 🙏🙏🙏🙏🙏
Education is the Full development of the human beings
Plz make a video on best MF of all categories for 2025
Excellent 👌👍
Waiting for a video on NPS vs UPS
One of the best.
Thanks 🙏 sir ji for these wonderful information about investment plan may god bless you forever in your life ❤
Please make a video which platforms now offer option to invest in MFs directly as options are reducing and which platform to prefer
Excellent video!
Bhai motilal oswal ka SIP he mere pass ... abhi usko topup kiya but NAV allotment me dhandhli kar di .. iski complaint kaha or kese kare
Sir please suggest the mutual fund for a short period.
Which is better than FD
Fd is better according app kitna amount dalte ho
Sbi Large cap
Thank you ❤
Sir Please make video on Gold ETF 🙏
Thank you so much 👍💐
Finology is not able to login n not set password check once
Thank you sir ❤
Best knowledge
Sir apne jitne v video post kiye hain RUclips pe uska pls ek playlist bna dijiye. Hope so ap jrur krenge ❤
Interested for my financial plan
Sir please continue with Advanced Fundamental analysis videos….After 7 we could not find any in your playlist
sir NRI'S ke liye bhi pls investments Plans per video Banaiye and thoda ETF per bhi video banaiye pls pls pls
Finology 30 का प्राइज क्या रहेगा सर
Great 👍
Sir, could you please tell me that which app is good for SIP ???
Please 🙏 please 🙏
Aree bhaiya kaha pe invest karnah I mean jana kaha hae bank or apps ? Koi toh Bataow
Mai aaj bhi liquid fund ya ultra short duration ki jagah FD hi use karta hu.
Share market me sip kar sakte hai
Thank u sir 🙏🙏
Govt employee stock market me Paisa laga sakte hai
Yes check the rule plz
Camera man :- financial freedom ke naam pe har din kaam😅
Kya public provident fund mein set up plan hota hai
Hello pranjal Bhai. Mera ek saval he App bol rahe ho ki sabhi ko term insurance plan Lena chahiye lekin meri annual income 5 lakhs se kam he or graduate bhi nahi hai diploma Kiya hai. isliye mujhe bol rahe he ki app ko investment plan Lena padega term insurance plan nahi mil sakta to me kya karu ???
Hello sir, please explain NPS fund in detail for investment.
Thank u so much sir
Hey Pranjal, I have heard many of the finance creates say to increase the EMI year on year by 5-10%, but how do we get that done.
This process cannot be done online, and is mostly offline and requires visiting the loan providers office and they make it extremely difficult to do it.
can you share you thought on it, and if there is an fast and easy way to do it ?
Gold ETF par video banao na for fresher
Nice advice.
finology 30 kb launch ho rha hai ???
Pranjal sir.
Main ek personal loan me fans gaya hu koi option guide kijiye na taki main loan se free ho sake.
Main govt. Employee hu salary bhi achhi h but fans gaye so plz help
Try to attack the principal amount of that loan. Return back a good amount (that will adjust just into principal not interest) to bank apart from emi. This strategy shortens the principal amount which leads to early repayment of the complete amount
If you have money in your bank account or FD other than emergency funds 2-3L or save some money aggressively for this purpose, give that money to the bank for loan clearance (you can give back money in 2-3 slots). Fyi- My brother repaid the amount this way.
Please make video how to Swich from one mutual fund house to another or one mutual fund type to another without withdrawing
Sir turm plain hai kya
You are great sir
Hello sir.. I have not a fix salary so plz suggest the plan for lump sum amount approx 1lak per year.
Please sir
Hi sir, gradually Govt moving from Old to New regime as from this yr by default New tax regime is selected.
What is the guarantee next year onwards the old regime will be there or not to choose,
In that case 80C+80CCD will be of no use(only terms of tax saving).
And also it's been a long time since SGBs are announced by RBI
Can you elaborate about gullak gold plus plan!
If you have any idea about the same as an alternative to SGB.
Make video on emerging sectors
Thank you
मेरे बेटे कि उम्र 22 साल कि है उसके लिए ईनव्हेस्ट लाँग टर्म के लिए एस आए पी करनी है एक्टीव्ह म्युचुअल फंड सही है या रिटायर्ड म्युचुअल फंड सही है
धन्यवाद सर जी🙏
Abhi savings karke invest Kare aur jab retire hone wale hai tab govt us inflation ke hisab se tax le to lagta hai zeher khane ke liye bhi hame us samay banks loan nahi denge
Iska best option hai get assets that pay like homes you can rent, dividend paying shares, physical gold, EPF/PPF etc
Kya 100000 to 150000 annual income walo k liye koi trem plan ho to please bataye!!🙏🙏
नमस्कार सर 🙏,
but NPS mein jabardasti ki annuity lena padega jiska return bohot kam hai
Plz sir swp par ek video bnao
May you please talk about the NPS tire - 2 scheme.
Plz make video on NPS tier-2 account
Long term k liye 3 stock bataye
NPS Tier 2 kaisa rahega
Pranjal sir please explain something about nifty momentum index Mutual fund.. aapne kaha tha ek baar jab market m sab kisi ek cheez ki baat karne lage to sambhal jao.. to samgh nahi aara
Sir suggest best gold etf ?
Goldbees
Icicigold etf
Motilal oswal gold+silver fof etf
When is yearly mutual find videos coming ?
Bhai fd kaha kare stable money airtel thanks yeaa bank please reply from tripura
sir ham sip karna chete hu age 40 7000 par manth karna h fund kan lena h kuch pata ni chal reha h zerodha me acount kholde h