Should we have a prenuptial agreement?
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- Опубликовано: 19 авг 2024
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“I have about 3 million in assets”
“Yes, you need a prenupt”. 😂😂 Right on, Dave.
Lone Star 89 🤣🤣🤣
Prenups don't work. Just leave her at the altar
@Curt Christensen He's actually told men similar things
Had it been Heath not Heather it would be all, “why marry her then, Heath, isn’t it worth the money to marry her?”
🤣🤣🤣
"numbers of this size invite crazy into your life" - well said, Dave!
It's not just her legacy though, it's for her kids too. Her late husband's legacy should be protected for his children. Not to be used by any stepkids/stepfather. I am sure he didn't work so hard to make a life for them, only for it to be drained by steps.
Liese Haley- I agree. Prenups for second marriages (with kids involved) should be almost standard. If you have any net worth at all after your first marriage, then you need to protect it for your children.
@@dr.dermixgirlmd7479 totally agree n ive said the same thing..if my husband pass b4 me i am not getting married again for my children's sake..not even marrying to get prenup cause thats challenging in court..so my words are "avoiding,avoidance,avoidable..enjoying life but no commitment to any man but my kids
Always get a prenup no matter how much you are in love. It’s smart. If she gets mad about it , she’s not the one. Period!
On two occasions, a now ex of mine, refused to sign a prenup. She could never provide a valid reason not to sign. Her response was that it was the 'act' of signing that bothered her. After this it became difficult to negotiate, communication eventually broke down. We ultimately broke up.
@@jonathanmarvens *Don't get married if you don't have kids (or aren't planning to). Kids financially tie the parents together so you mine as well get married at that point. Otherwise, marriage is pointless. Marriage is literally just a few legal documents. That's all.
Truth!
Or he
Never get married. My prenuptial and postnuptial was thrown out of court...a man should never get married. Ever.
I used to be very much against pre-nuptial agreements but now I believe it's necessary in some cases. I agree with Dave's answer.
LuvandGlamour Any reason to be against it?..just curious
Its always necessary
@@hijack69 Shes a woman
are you a female
@Brother Bilo ALWAYS request a prenup as a man, especially if she is hesitant about having one.
Dave, if you agree with prenups when it is a woman who needs to protect her assets, then you must be fair to the man who has assets as well. A prenup can protect both parties because it makes sure that both get a fair deal.
Exactly
Dave simping as per
@@i.k5143 this guy is old fashioned southern guy. He believes man should take care of a woman and if a man is on hard times and if his wife tries to help him, he’s a loser lol
Life is not fair for women do women must protect themselves
@@aleksandrac9335 Maybe in the past but no longer true today. Btw, I am a woman.
Divorce rate in the United States is 50% give or take. Would you have car or home insurance if you knew there was a 50% chance you would need to file a claim? Prenup is a no brainer for anyone with assets.
I really hate second marriages because it messes up what you should leave your progeny. My grand father got remarried in his 70's, he died a year later then she died a year later. Because he left no will all the land and houses he owned went to her children, and this was land in our family for generations.
That is exactly why you need to have a will by age 70.
Yeah buddy!
pjgumby Sue them.
Similar situation in my family. My sister had to buy back our childhood home.
If you die in your seventies with no will, I dont think the marriage was the problem. Life expectancy for men is 68.
Great advice from Dave. The only thing he forgot to say is that if your intended spouse pushes back on protecting your assets from your pre-marriage days, you should seriously consider ending the relationship.
My now ex refused to sign a prenup which stated that each of our premarital assets would remain with the partner who brought them into the marriage, in the event the marriage would end in divorce. We could not agree, never reached a meeting of the minds. Ultimately we broke up over it.
@@travelseatsyellowlab Sounds like you dodged a bullet there.
@@elmateo77 Yes, thankfully as the wedding date neared, she couldn't manage to conceal her real reasons for wanting marriage. I was always reading between the lines and asking her to clarify questionable remarks.
@J Kidd she belongs to the streets...
I know I'm commenting five years later, but this is the way. You have the conversation about the prenuptial agreement and gauge a response. If there is any resistance, you should get up and walk.
If it wasn’t built together, write and sign it up.
100% prenup.
Base Line fake body armor
I'd have a pre-nup and I'd support my future husband to have a pre-nup. Love and money should not be mixed. We all should be financially independent or at least support ourselves before we start a family. We never know what would happen to our lives. People change if they do not get what they want from you.
It’s so dumb when people don’t get a prenup, be realistic the average marriage last 15 years. Don’t throw away half of everything you ever worked for no matter what age or income you are in currently. If the spouse says it’s not fair, let them walk! Don’t risk things for another person no matter how much you are in love
Before a scheduled wedding, set for December 29, 2018, I told my intended that we must sign a prenup. The terms included retirement and investment plans acquired during my single days. She has a state retirement she is working to accumulate. Furthermore, I wanted to address premarital debt, how it would stay with the person who made the debt. She wanted no parts of it and almost immediately called off the wedding. Her idea is that a prenup means, "What's mine is mine, what's yours is yours."
Prenups are used as toilet paper today in a court of law
@@travelseatsyellowlab But the reality is that is not the case, a prenup is just a decision not to let the courts to decide the asset division.
My Dad did a verbal prenup of "you get nothing if you leave" and shockingly she stuck with it after 11 years
NoFapPhoenix shes sounds naive
@@indiaxlovee she's not. She stuck to her word
@@indiaxlovee it's my Dad who was naive
In our state, his next wife gets half... protect your children.
That was the QUICKEST “Yes” from Dave
Always always always get a prenup. Keep in mind, we’re talking about everything you own, including everything you ever WILL own, including after you die, because you can’t even write a spouse out of your will in most states. If he or she cannot agree to the prenup, then you need to find a new partner. If your church is opposed to getting a prenup, then you need to find a new church. (Yes, really.)
So her 3 million is more important than my 400K. I don’t think so buddy. ALWAYS get a prenup.
He wasn’t saying that exactly
Completely agree. Even if you have $10k
@@jswiz3097 It wouldn't be worth it for $10k. The average cost of divorce in America is around $30k. So your $10k would be spent on lawyer fees for the divorce before she could ever lay claim to it.
If it was a man who asked this question, Dave would shame him for trying to get a prenup to protect his assets. Always sides with the women this guy. In this case of course I agree, prenup is the only smart decision.
The answer is YES, always YES or don't get legally married.
You wouldn't blindly make a business deal w/o having a plan. When you marry someone it involves the State, legal agreements are drawn up whether you want to believe it or not.
If both party truly love one another they should understand a Prenupt is to protect the other person. If both party are faithful there should never be a divorce, but better safe than sorry.
It's just like any other type of insurance. Plan for the worst, hope so the best. Marriages fall apart for uncountable reasons. Always protect yourself.
"If you dont love someone more than you love your money, dont marry them" - This was cold, harsh, painful but it is the truth. How do you even get around this in life.
This is a B.S. argument. Protecting your assets and retirement that took a lifetime to build is the smart thing to do. Marriages only last 10 years or so then you have to rebuild your life because the courts are going to give her anything and everything she wants.
@Jj Chen thats not true. Some women get offended because you dont trust them.
Before I watched this I wasn't sure exactly what a prenuptial agreement was but I gained a better understanding, thanks Dave and crew.
Way too much money. but I agree with dave about re-writing as time goes on.
So when the man is wealthier he shouldn’t love his money more than his future wife , but when the woman is wealthier she should sign a prenup .. double standards at its best
Saleh Alfarhan Huh? That’s not what he said at all. He said if that amount of money is involved, he’d get a pre-nup. Whether it’s a man or woman didn’t even come up. Try to listen better.
Nope... nobody said that at all
I got one for my self and I am not rich.
I got muted in one of his chats for talking about why men should not get married.
Saleh Alfarhan prenup either way!!!
Good point. Never thought of it that way. There are enough crazy people around most couples.
Always get a prenuptial especially if you are a guy and have more income or assets than your spouse. The current divorce court incentives women to parasitize and discard men. It is kind of hard to save a marriage when one side is financially rewarded big time to abandon it.
Kinixys3 Perfectly put! There's a reason why over 70% of divorces are started by women. Too many of them are thinking way ahead, being settled down for life collecting half of everything, taking the kids away, child support, alimony, you name it... We can't blame any guy for asking a woman to sign a prenuptial these days. And btw, just knowing the person "a little bit more" before marriage to make sure it's the right one won't save your pocket in court. Just like insurance, your have a policy never expecting to crash, but remember, other people will cause acident that can damage you badly.
@@mont10000 70% of divorces are initiated by women because so many men lack relationship skills, are abusive and misogynistic. And it's not true that the courts and divorces are slanted toward women; in fact, women lose more after divorce on average than men. Research the facts.
Kinixys3
What if you're a guy and you don't have more income or assets than your spouse?
@@okene what is the parasite game?
Elizabeth You been to California lately. A man usually never wins, it looks like you have to get your facts straight in this situation.
Thank you Dave. I have children from my previous marriage and significant assets. So I want to protect my children's legacy.
Saying don't get a prenuptial agreement is a lot like saying don't wear a seatbelt while you're driving down the highway
matzpimp, seat belts are designed to help prevent more damage in accidents. Many accidents cannot be avoided on your part (whether because of nature or strangers). However, divorce is an intentional ending of a marriage, and divorce can almost always be prevented (except for cases of infidelity and abuse). So, your analogy doesn't work very well. You should expect to get into an accident at some point. You shouldn't expect to get a divorce at some point. Getting a prenup without a lot of assets on the line just sets a couple up for a mindset of marital failure when that shouldn't even be on the table. Divorce shouldn't be considered an option, and neither should infidelity or abuse.
WhiteLionWolf100 That is just not realistic at all! Look at the facts! The average marriage last 15 years in this day an age! Protect yourself. Why would you loose half of everything you ever worked for, for 15 years of your life with another person. People get blind when they are in love, it rarely last forever so be realistic cause it can really leave you in a very bad situation later when you are out of time to make it all back before you get too old.
Yeah a highway where it’s a 50-50 chance that you’re going to wreck.
What good are prenups? They get turned over all the time.
Wow! I never looked at it like that before. Well, that's why i listen to Dave, he always makes sense.
Dave Ramsey you're WRONG to suggest prenups should never be used except in extreme cases. Love has nothing to do with protection.
I currently have next to nothing financially. If I met a woman who had assets and wanted a prenup it would hurt and cast a small cloud over the relationship but I would understand and go along with it.
If this were a guy calling in he would be a sexist, told that he doesn't care about marriage and that he hates women. Hypocrites.
There is absolutely nothing to debate about that ever. It's a given, understood to always take place, it should be made into law that no two people get married without a pre-nuptial agreement.
I'm usually very skeptical about women getting pre-nups but in this case i agree with Dave 10000%.
Um why? Nobody is skeptical when a man does it
If it was a guy calling.
Dave: don't do a prenup
There still are risks even when getting a prenup if you're not hiring a very good lawyer. I can't see how marriage makes sense unless both people have almost the same networth. Just way too risky if you don't
And even if you hire a good lawyer. In California for instance, prenups that were written 20 years ago may no longer be valid because many laws in California have changed.
She doesn’t need to get married.
Dont marry to begin with. Problem solved.
Thank you!
I agree
Why would you get married again with that kind of money? Just travel the world
That's a good way to end up married!!
@@tsm3479 seriously. A nice asian one in japan you visit. Doing everything for you. Your hooked.
Loneliness
Because people are to scared to spend the rest of their lives by themselves.
@@mortaldao8044 That's why females in their late 20's and above who slept around in their younger years and can't find someone to marry are now super depressed and anxious, but that's none of my business.
I do agree with Dave on the prenup. If she is concerned on how to approach the fiance that is a big indicator she does not have a full trust relationship with the fellow. Five years is way too short. I am thinking 20. By then, she should set the children up. Her children need to be protected.
Girl! GET a pre-nup!
What your late husband left for you and your family is NOT for your NEW hubby. Don’t feel bad about itand if your bf does not like it than he gets the boot! Move on & get over it because he’s not worth the stress in your life worrying about what will happen to your $3.8million if he leaves you. God Bless your late husband for being a blessing to you and your family, keep his good name alive & keep prospering.
“If you love your money more than you love the other person then don’t get married” Worst argument ever. Obviously in the case of a divorce, a prenuptial agreement is there to help you AFTER the love is gone. It’s not there to help you keep your money WHILE you are still in love. Can’t believe he’s given that advice before. Smh
If you feel you need a prenup then you and your significant other are with the wrong person.
Living in "community property" state makes it more important to have a prenup. If it's a borderline decision, find out which type of state you're in. (Where you got married is completely irrelevant; only where you now reside matters.)
Everybody need prenup. Just like insurance - it is not like you are going to die tomorrow but it is safety cover if something goes wrong.
Am I being naïve here? Have laws changed? I thought a pre-nup was only for the items, assets, acquired DURING the marriage. Those item acquired BEFORE the marriage belong to the person. That's what it's like in Massachusetts. A spouse cannot touch assets that anyone brought into a marriage. So a pre-nup isn't required. Now Dave says this person has to protect her millions. ok.....go for it, write it up.
literlly just watched a video of Dave criticizing a husband for wanting a post nup to protect his retirement from his new wife that was like 12 years younger than him.... inconsistent in his word,
I respect Dave and usually agree with him, but he’s lost objectivity on this topic. I understand that millionaires like Dave see the need to protect their children’s inheritance. The six digit legacy that I hope to leave to my kids may be as important to them as multiple millions would be to millionaire children of multimillionaires
It sounds like a form of insurance. Drop a couple thousand on it as a shield to defend the rest.
If you have kids from a previous relationship, always get a prenup. Your kids' inheritance must be secured.
ALWAYS get a prenup!
That Dave can’t see the bias is pretty alarming. What happened with married people loving each other more than the money, “unto thee I pledge...”, I give you my all etc.
Someone going off the walls is exactly why everyone should have a prenup. You should not let a ex significant other completely destroy you and everything you worked for because yall decided to go your own way.
With does he mean extreme situation. 60k is a lot to someone making 30k a yr a 3mil is really nothing to a billionaire.
Not saying she is just why not say protect what u got vs only if you have millions.
Divorce can ruin anyone's life
came here looking for answers, Prenup all the way.
Statistically speaking, you will most likely divorce, so absolutely...
Any time you have kids and you remarry, you need to protect your kids inheritance. If marriage 2 fails, what should have gone to your kids one day will be cut in half. Husband or wife number 2 waltzes off with what should have gone to your kids.
Prenupts can be written to increase the new spouses claim at timed intervals, as the marriage endures.
I wonder if Dave would have given the same advice to a man in the same situation.
Prenup. It's pretty clear from the video
I dont think he would have.
He most definitely would not have. You're "not a real man" if you expect your wife to sign a prenup. His words.
wayne miller or the same advise for himself
No he wouldn't. It is in another video. The man has over 800k and the women less than 100k. Dave played white knight in that case. Told the man he should be willing to lose all he had for her!
He dislikes prenups but only when it’s a wealthy man asking if he should get a prenup. Such double standards.
Hey Dave, In another video you talk about prenup, a man who is fifty called and asked for your opinion. The man and his fiance both have children from previous marriages. The man fifty and his fiance forty right have a difference of assets. HE has about 800k , she has about 100k, and you where on the fence about him considering a prenup. You even asked at one point if he was willing to pay 400k for her, as if a human can have some type of monetary value.
Does the bible say that a man and a woman must also be married in the civil manner as well as in the church? Or is it a cultural thing? If your wife would pass away before you
(God forbid), and you remarried would you get a prenuptial agreement? So why did you so quickly advise this woman to do the same, but on another video you where on the fence when speaking to a man? Is it because you have daughters? Or was it because In the case of 800k vs 100k it's not a big deal?
He actually said in that other video or this one
That at 2 million he’d consider one to get a prenup
Now if the other also had two million or close to it he might say no not to do prenup but if there is an extreme difference in assets especially like around two million then yes get a prenup
You have to have money saved ? Or can be on property such as business ??
The question is NOT why would someone want to preserve something they built after a marriage dissolves, rather it is why someone else would want to have the ability to take something they didn't build. Prenups should be the default, and anything else should be considered the anomaly.
Great advice! Five years have passed, I wonder what happened? Maybe he left when he found out she wouldn't share the assets.
Its always the weird uncle or evil aunt
Her prenup won’t hold up in Colorado. Lots of ways that thing falls apart. Honestly, she’s probably already divorced and has lost half by now
Great advice Dave
If you both have nothing then no need. If one or both of you have assets or will have then yes. Nothing worse that working hard for something then after divorce that person gets half. It's bullshit so save yourself the headache and do it
I would just use a trust instead of a prenup in terms of inheritances... it's a better tool for this job and many others... no need for your potential mate to sign off, either
Dave on:
Prenup for female: HELL YEAH
Prenup for male: FUCK NO
a divorce is 100% about money and possessions that is it...along with the hatred of eachother usually. people will spend thousands of dollars just so the other person cant have the big flat screen tv. its is really sad. so YES you better get a prenuptial agreement because nobody is thinking rationally at that time.
If it had been the other way around Dave would be calling the guy childish or some other foolish nonsense. You are either for pre nups or you are not and Dave even says he changed his mind on them after doing business with wealthy people. Forgive me Dave if I only want to protect my retirement and accests.
If you're a man, the prenup will probably get thrown out anyways. Avoid marriage.
Lol are you a Mgtow?
No. I got married to my GF of 6 years and have been for 9 years. Just a warning from someone that was an idealist.
+Ramblin Wreck Why you think he didn't point that out?
243 Wayne please teach us how to accomplish that
That is a myth.If the pre-nup was drafted well, it can't get thrown out. Make sure you include a clause in your pre-nup or it could be another separate document that says "I did not sign this pre-nup under force, threat, and etc." And make sure your spouse signs that too.
Always get a prenup, and always count on a postnup since the prenup will lead to the postnup 50% of the time!
What’s a postnup ?
@@TheRubberMatch Divorce.
Heinzkitz Velvet oh wow 😂😂
@@heinzkitzvelvet No a postnup is an agreement signed after the marriage, usually because of a change in circumstances.
I think he should have asked how much the guy she is thinking about marrying makes and how much he has in assets also. Since she is not working it seems strange to want to live off someone else's income and ask for a prenumptial agreement at the same time. They would never have a real marriage.
She doesn't need his money to live. She has her own money.
If she is taking things off the table, than she should be paying 50% of everything in the new marriage, and have no right to the new husband's savings at all.
All marriage contracts , new or subsequent, should be replaced with Pre-nuptial marriage contracts. Or even better, just have a marriage contract with "provisions" to start with.
ALWAYS!
If the roles were reversed and a guy asked this something tells me that ppl would say don’t sign it and trust the girl
I agree with Dave on the prenup, but I’m not sure if it’s a good idea to be able to move things voluntarily out of the prenup on a wait-and-see basis. I can just see a situation where one spouse just nags the other into moving everything out of the prenup.
Why marry? Just cohabitate and leave when things don't work out. Seriously, why marry? Why, WHY *WHY WHY WHY!*
2/24/20....BOTH ppl should list ALL their assets BEFORE getting married.
BOTH should also list ALL their debts BEFORE getting married.
Each person should be responsible for their own KIDS that they have.
ANY LOANS or OBLIGATIONS should remain the responsibility of the person who borrowed & signed for the loan or obligation.
ANY INHERITANCE or GIFTS should remain the property of the person who receives it.
As of the marriage date EVERYTHING that comes into the household should be considered JOINT ASSET OR JOINT DEBT/OBLIGATION. (EXCEPT FOR ABOVE MENTIONED INHERITANCE/GIFT or DEBT/OBLIGATION.)
THAT IS FAIR TO BOTH PPL GETTING MARRIED.
Girl I wouldn't even marry!!!
You're a great person.
Ice cream girl rocky Road Girl?!?!??? Kid learn to talk.
Marriage has to be all in. I do not like prenuptial agreements. You don't have to get married if there is any doubt.
Here’s what people don’t understand about pre nups. He can keep bringing litigation after litigation to drive up the attorney fees and court cost so much it will make her tap out. Dr. Dre vs his ex is a perfect example. Pre nups are no where near bullet proof and that’s not including throwing them out all the time. The judge can tear that thing up
I will get a Prenup when I ever do decide to get married again.
I have had to deal with taking care of the estates of three relatives over the last decade. Two of them dealing with a second marriage situation. Even far smaller estates can have big problems. Before you do a second marriage you need to see a lawyer. Dave is right it is the second or third ring out that will most often cause problems. I firmly believe that marriage is a covenant. But unfortunately to protect the widow widower or kids down the road you need at least a well constructed will and maybe a pre-nup.
*How many time has this guy said 'we're a team'? When the woman has the assets then you need a prenup?*
*100%*
They're not married yet. They have not been through hard times together. How do you know he's not in it for the money? If you bothered to listen to the whole video, Ramsay said no shared wealth for the first 5 years and see how it goes. This woman may end up being used so shut your greedy trap
@@kristinabatista6766 What he was saying is when a woman calls saying her man wants a prenup, Dave says no but when the woman wants the prenup he says get one.
It's the amount, not the gender. He suggested a prenup to a young man who had a successful business and became a millionaire as well.
Its a no brainer. Don't be gullible. After a few years of love in a marriage, the rest is commitment.
In 2020 as a Business Owner, People are aware that 3.3m isn't the number of extremely wealthy couples, As the host put it. They may not be poverty stricken but (Wealthy) is not the correct choice word.
It’s for the kids sake
Here's the thing dave isn't mentioning.
Once you get married you're getting the gov involved in a business deal.
If you love each other and will never leave each other then no need to get married. You can even go thru all the steps. Once u bring in the contract though you've created a business deal and both parties should b expected to protect themselves to their full ability
And put your assets into a trust prior to marriage
Dave usually advises people to NOT sign a prenup unless they are very wealthy? Are you shitting me, Dave? The incomes or total assets don't have to be very high for it to matter. Some people live off very low incomes and have very few assets, which makes every penny count more, and STILL fight for anything they can get their hands on. I saw this with my parents' divorce. Not pretty.
Sign it ASAP.
Would a trust in her family name protect those assets better than a prenup? Prenups seem to get challenged in court fairly often. But a trust can separate those funds completely. Or am I wrong?
What if it's less extreme? If one has a six figure salary, is building wealth (bought first home etc), have a couple of used cars... Other has no assets and is not a citizen.
As religious as dave is im surprised he said she needed a prenup! I was totally expecting a "God said...for richer or poorer" speech...good job!
Moses Yang It was only in this special case because of the amount of money involved, and Dave said it’s not usually the couple that’s the problem. It’s usually other family members outside of their control.
Moses Yang you say it like people dont cheat constantly, like if you get cheated on are you supposed to stay???
He only tells men that.
Woman: My wonderfull husband died of cancer.
Ramsey : sell the coffin
I would say put a whole lot of that money in trust funds for kids and whatever else....then both come into the marriage equal.
Pre-nup is a good idea, she must protect this money because her new husband and his kids my feel that they are entitled to a portion of this money because the husband is married to her.
I have 3.5 Billion dollar Zimbabwe, guess i got prenup. Thanks dave