Disclaimer: Age related inflation will not affect your premiums until you make a claim, other factors that are common for all policyholders can still increase premium. It's to minimize minor claims and claim intentions of the policyholders. That also can indirectly affect the overall inflation of plans due to less claims filed.
Jo bhi mere comments dekh rahe bhai insurance lo that is mandatory but saath he saath ek accha khasa amount save karke rakho insurance kitna bhi accha ho claim is not guaranteed. Koi bhi company kuch na kuch loophole nikalke claim reject karenge he. I hope aap mera ye comment yaad rakhe.
due to inflation company has right to modify, withdraw their product with prior notification...hence, lock the clock may withdraw....so these are selling features...and those are latest
The premium revisions due to ageing will not be done. Other revisions can't be avoided. For Clarity updated that in Thumbnail too. Thanks for highlighting the confusion 🙂
Hello sir, I have a question. I have a Star health plan ( assure) already. Can I take the super star also with that simultaneously. In future if I need a claim and if I take help from 1st star health insurance ( assure ) then will it effect the 2nd star health insurance (super star ) also ?
Sir . discharge ke time insurance company deduction kam karne ko mana kar rahi hai to kya hum paid karne ke bad irda ko complaint kar sakte hai kya ? Qki us time hamare sath patient rahta hai bad me unke khilaf irda me benifit hoga ya nahi ?
Sir 25 Years Age. No Illness, No Health Damaging Habit. Best health policy konsi hogi ? Niva bupa vs icici ya kuch aur bhooot confusion hai ?? Please Help.
Is age mein har insurance company apke parents ko plan de dengi. Normal Plans hi lijiye, Senior Citizen Plans are best when the age is comparatively high.
@@insuranceimpact* मै सर बहुत कंफ्यूज हूँ......कौन से Company का plan लू, जिसे बात करता हूँ हर कोई अलग अलग Suggest करता है......आपके हिसाब से Best क्या रहेगा कोई एक plan का नाम बता दीजिये🙏🙏*
Hello dear.... Pls explain properly.. Premium sirf age wise nahin increase hoga .... Baki saare factors to active rahenge... Govt tax + upgrade in policy features + medical inflation and member adult case... Correct
Now... Companies have started revising premiums based on medical and claim history also.... Niva and icici have already done the same.. Fyi U will see more names doing so
@@akashgadelwar1711 koi company aachi nhi hai, bus proposal form sahi se fill kro sub claims denge, Varna bdi se bdi company bhi claims reject kr deti hai kafi experience se bta rha hu
Sir, Niva Bupa Still increase premium in reassure 2.0 due to inflation , Niva Bupa is worst company , at reneal they mention premium increased due to inflation not due to your claim/or age or / Loading. In this conditions we cant do anything in policy it is mentioned only premium not increased due to claim/age there is nothing mentioned regarding inflation and loading. NIVA BUPA is the company who charged LOADING on premiums and also due to approved claim. I have personally talked to their customer care regarding premium hike they mention that premium not increased due to rejected claim only approved claim considered for underwriting conditions. Sir please do check properly and provide evidence of policy documents . So we can buy policy
Age related inflation will not affect your premiums until you make a claim, other factors that are common for all policyholders can still increase premium. It's to minimize minor claims and claim intentions of the policyholders. That also can indirectly affect the overall inflation of plans due to less claims filed.
Disclaimer: Age related inflation will not affect your premiums until you make a claim, other factors that are common for all policyholders can still increase premium. It's to minimize minor claims and claim intentions of the policyholders. That also can indirectly affect the overall inflation of plans due to less claims filed.
Jo bhi mere comments dekh rahe bhai insurance lo that is mandatory but saath he saath ek accha khasa amount save karke rakho insurance kitna bhi accha ho claim is not guaranteed. Koi bhi company kuch na kuch loophole nikalke claim reject karenge he. I hope aap mera ye comment yaad rakhe.
Excellent points Rgds
due to inflation company has right to modify, withdraw their product with prior notification...hence, lock the clock may withdraw....so these are selling features...and those are latest
Thank you!
Nice 👌👌
Nice video 👌
Dada Really Fantastic Information we hv got. Super Star Plan le sakte hai through Physical forms fill up by Advisors?
Agents abhi jaldi hi ye plan sell kar payenge sir.
Sir age lock hoti hai premium nhi , premium toh increase hota he rahega please reply
Right
The premium revisions due to ageing will not be done. Other revisions can't be avoided. For Clarity updated that in Thumbnail too. Thanks for highlighting the confusion 🙂
@insuranceimpact sir you are doing good job of educating people regarding health insurance
Hello sir, I have a question. I have a Star health plan ( assure) already. Can I take the super star also with that simultaneously. In future if I need a claim and if I take help from 1st star health insurance ( assure ) then will it effect the 2nd star health insurance (super star ) also ?
It will not affect second policy but if you want to diversify , choose separate insurer.
Sir . discharge ke time insurance company deduction kam karne ko mana kar rahi hai to kya hum paid karne ke bad irda ko complaint kar sakte hai kya ?
Qki us time hamare sath patient rahta hai bad me unke khilaf irda me benifit hoga ya nahi ?
Bilkul , apko aisa hi karna hai.
Sir 25 Years Age. No Illness, No Health Damaging Habit. Best health policy konsi hogi ? Niva bupa vs icici ya kuch aur bhooot confusion hai ?? Please Help.
Individual policies with NO PED , aap koi bhi acha plan le sakte hain. Family extend hone k baad ki needs ko bhi consider kar sakte hain.
Bro go for tata aig best plan medicare premier
5 years gap me jinki premium badti hain unki bhi takriban 1.5 se 2 saal me inflation se badti hai so please share full transperancy
Definitely, the video is about age based price hikes.
Health insurance kaha se buy Krna chahiye sir policy bazar,ditto,direct company website,agent..pl reply
Sir se hi le lijiye inka knowlegde bahut accha hai,nature bhi bahut helpful hai
Pls watch this video for details regarding this ruclips.net/video/eBBmIEG3V-o/видео.html
@@VishalArora1008 Thanks for the recommendation Vishal Bhai 🙂🙂
Don't ever go for PB they dont help and waste your time by repeated calling from different agents and wasting time(they just aim for their commission)
*सर प्लीज मुझे अपने पैरेंट्स के लिए कोई best health insurance बता दीजिये Age 42, 43 ऐसा कोई Major pre existing disease नही है।*
Nivabupa me hai senior policy
Is age mein har insurance company apke parents ko plan de dengi. Normal Plans hi lijiye, Senior Citizen Plans are best when the age is comparatively high.
@@insuranceimpact* मै सर बहुत कंफ्यूज हूँ......कौन से Company का plan लू, जिसे बात करता हूँ हर कोई अलग अलग Suggest करता है......आपके हिसाब से Best क्या रहेगा कोई एक plan का नाम बता दीजिये🙏🙏*
Sir aapka mukabla nyi 👍🙏
Hello dear.... Pls explain properly..
Premium sirf age wise nahin increase hoga .... Baki saare factors to active rahenge... Govt tax + upgrade in policy features + medical inflation and member adult case... Correct
Now... Companies have started revising premiums based on medical and claim history also.... Niva and icici have already done the same.. Fyi
U will see more names doing so
Obviously , Other factors will still affect the prices. A policyholder can't influence these factors.
Company konsi achhi ?
Galaxy
Hdfc ergo / icici elevate
TATA AIG
@@akashgadelwar1711 koi company aachi nhi hai, bus proposal form sahi se fill kro sub claims denge, Varna bdi se bdi company bhi claims reject kr deti hai kafi experience se bta rha hu
Sir,
Niva Bupa Still increase premium in reassure 2.0 due to inflation , Niva Bupa is worst company , at reneal they mention premium increased due to inflation not due to your claim/or age or / Loading.
In this conditions we cant do anything in policy it is mentioned only premium not increased due to claim/age there is nothing mentioned regarding inflation and loading.
NIVA BUPA is the company who charged LOADING on premiums and also due to approved claim.
I have personally talked to their customer care regarding premium hike they mention that premium not increased due to rejected claim only approved claim considered for underwriting conditions.
Sir please do check properly and provide evidence of policy documents . So we can buy policy
age is lock not your premium
premium will keep on increasing , they have written in their policy
Right
Age related inflation will not affect your premiums until you make a claim, other factors that are common for all policyholders can still increase premium. It's to minimize minor claims and claim intentions of the policyholders. That also can indirectly affect the overall inflation of plans due to less claims filed.
Thanks sir for your kind reply ,this is very helpful
HDFC ERGO is the worst policy
Can you please share your experience with HDFC Ergo, I am going to buy health insurance within some days.
It is best as per experience