Asking Zurich: How much SALARY do you SAVE in Zurich, Switzerland
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- Опубликовано: 20 сен 2024
- Hi everyone! Today we are asking people on the street how much can they save in Zurich, Switzerland. If you like the video, please give us a like and subscribe. Zurich is known for high salaries, but also high cost of living. So how much can people actually save in the end per month.
Kind regards!
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Hi guys! Thanks a lot for watching. Let us know down below: how much are you able to save in you city? We read you 🤓
More than Half in Lugano :)
Hey guys. I like your channel! I noticed you're not posting anymore but I was wondering if you'r be open to connect. I am also a RUclipsr here in Zurich.
Hello Claudia and Jan, I just want to say, that I really like your videos and I just wanted to thank you.
I think you are helping me and also others here, who are watching your videos a lot! You are giving us very cool insights. You really ask great questions!
Hello thanks so much for your support! We are very happy that you are enjoying our work so much! That is motivating us a lot ❤️✨
Would love some content on how switzerland sees home ownership and how much you need to earn to buy a house in zurich!
I did some quick research (dont take my word for it) but houses in Zurich go for arround 700k - 1.5 million. Assuming you need 20-30% for the downpayment, that means you need to have 275k in your bank account (using 1.1mill as an example).
So if you're able to save 2k per month, thats 24k per year, meaning you have to save for 11.5 years to buy a house there.
Also, lets not forget inflation, because if i start saving for a "1 million house" today, that will grow 2.5% average per year
Being able to save 2000 CHF per month is insane !
@@petralea its a lot
when I worked I used to earn a netto salary of 4000 francs a month and saved around 3000 monthly. That was only possible because I still lived with my parents, so considering the life circumstances it can be possible. If I had to pay rent and had to feed a family it definitely wouldn't have been possible at all
Considering how much childcare, dentists, or the privilege to own the roof above one's head, it's easy to realize 2kpm means actually almost nothing here.
@@smeclau stfu thats 2 bandz
Great video as always! Keep up the great content. Congrats from Portugal.
Thank you very much! We are very delighted to hear that! 🙂😃😊
Go Jan & Claudia ! 💪🙌
Thanks, Anna! We appreciate your support 💪🙌
That's quite worrying after 10 years experience can only manage to save 500 chf per month. I'm planning on moving to Zurich in 2 years and work in that industry! Hopefully I will be able to save 30/40% of my salary there like I do currently in Ireland. great video as always guys 😃
which one are you referring to? the software developer dude? I think he's just not much for saving....Other ppl in lower paying jobs are saving a ton more
@@mario_luis_dev finance
@@friendlyeuropean same applies to her…I’m sure she could save more if she put her mind to it. Working in the finance sector in a place like Zurich? Doesn’t get a whole lot better than that…
@@mario_luis_dev Yeah Obviously, maybe she got other expenses, like Family, Children, high rental costs and so on
definitely possible
Thank you guys for your videos 😁. It would be nice also asking people about the work life balance in Zurich or in Switzerland in general, is that possibile?
Hi Priscila. Thanks a lot for your message and suggestion!! We take note 😊
That question will be interesting with an average of 42h per week 😅
I thought how to meet you in Zürich, simply walking around the city, but last Sunday met you in italian-speaking part of Switzerland. Have a good time, guys! Thank you!
Haha😀 We hope that you enjoyed the nice weather in Ticino and had a good time ✨
Thank you guys for your video, very inspiring 😊
Would be interesting to learn the saving goals of people in Zurich ✨
Hi Valeriia. Thanks a lot for your comment and suggestion!! ⭐️
Hola chicos! hace poquito que me he mudado a Zurich y vuestros videos han sido de gran ayuda. Muchas gracias.
Hola Verónica! Muchísimas gracias. Nos alegramos un montón. Un abrazo!
thanks for the courageous questions, it takes a lot of guts to be so direct on this topic! Chapeau
Thanks so much!! Appreciate a lot your comment ✨
Very interesting video, I like your street polls very much.
Thanks Claudia and Jan for your work.🙌😁
Thanks so much Leo ⭐️🧡
The percentage question is a great trick to ask Swiss people how much they earn ;)
On any average salary you can save up to 60%. Many of these people just spend too much on stuff and also wanna live in expensive locations. Especially in Zurich people tend to dress expensively and eat out a lot, go clubbing etc. It's their choice to live in the most expensive city in the country.
Hey thanks for sharing your opinion 💯🎉
House rent is expensive
Expensive clothes in Zürich? Maybe just for fancy work positions but Swiss ppl have big culture of reusing things. You’ll find next to door always things that ppl don’t use anymore,and they don’t throw it away. Also when they need something they don’t run to buy new. Here are also very active chat groups when ppl in neighborhoods giveaway daily stuff and also asking if someone is giving away something what they need or if someone is willing to seek it cheaper. I’ve changed several neighborhoods and each works on same way. Exceptions are ppl who still didn’t connect with neighbors but since is really Internationally,ppl are more likely to connect on English
I am really excited about the series your videos. It's realistic about the cost of living and saved... for everyone who has planned to move to Zurich to live and work 😊
Awesome! Thank you! 💯✨
It’s not accurate. Even with a salary of about 6.5k net as junior, I save like 4k a month while living my life not caring and going out
Such an interesting video. Thanks for making this!
Thanks so much for your feedback! We are very happy that you like it 🤗❤️
Great videos keep it up guys!
Thanks so much!! Appreciate your support ⭐️
Living in Eastern Europe as an IT professional, I am surprised at how little money Swiss people save both in absolute and relative terms.
The salaries are around 5000-7000€ after taxes for IT professionals, depending on studies and experience. The rent is 2000-2500€, health insurance around 300€. 200€ electricity, internet. I got an offer for around 7000€ in Zürich, after rent and bills I would have around 4000€ to spend. My estimation is I can save around 2500€. Not worth it... I live in Germany and earn 5300€ netto and have my own apartament (still pay to the bank 1200€ monthly). I am also from Eastern Europe, my last salary there was 2200€ after taxes
Thanks a lot for your comments 🤗😀👍 I am happy to hear that you are doing well Micha! 🎉 Have a great day!
Your conclusion is so wrong, you forgot so many things
1. Youre earning more than average in germany while youre offer from CH was just over average
2. You forgot about all the benefits switzerland provides: Cleanliness, nature, public transport, stability, peace, security, economic security...
3. With the money you earn in CH you can go on cheap vacation.
4. Youre comparing the most expensive city of switzerland with your city. Only 400k people live in zurich so the other 95% or switzerland pays a lot less rent.
5. In switzerland the taxes are really low
So not onyl your calculations are nonsense but especially your conclusion that its not worth it to live in switzerland when its just in your specific occasion.
Extremly interesting video! Thank you Claudia and Jan :)
What would have been interesting too, is, if that money is before oder after putting money into Säule 3a (if they do it at all) which is also a kind of saving. Maybe another question for the next time ;)
And independently: It would be interesting and nice if you consider answering it your own question from your situation too (e.g. in the beginning of the video)!
Hey there, thanks so much for your comment! We are very happy that you like our work! Thanks is also for the suggestion, we are taking note ☘️ Have a great Sunday ✨
Amazing video! Great content as always! Keep it up.
Thanks a lot!! We are super happy you found it valuable! ⭐️
I wish i could move to Switzerland 😭😭❤️ I’ve already lived in Zurich for 3 months and fell in love with the atmosphere, but the country is so closed for foreigners no matter how hard you’re ready to work
It depends - if you are from a EU/EFTA Country you can work here easily
@@palaveri unfortunately i am not. only have a residence permit of one of THE EU countries.
Yeah then it's much more complicated - i wish you good luck
I stayed here 'illegally' for 5 years.. and now I have a B-permission 🤣
where are you from? And how you managed to live in an expensive Zürich for 3 month?
If you ask most Dutch they will tell you zero to almost nothing and then hearing almost everybody saves in Zurich then it is clear that the living standards in Zurich are much higher than in most of the Netherlands. But perhaps you might get the same answers in Amsterdam.
Official stats indicate that the Dutch only have a minority smaller (5%) savings rate than the Swiss.
Living in NL, I rent a room for 450 euro and earn 553 euro weekly. I'm able to save around 40%. Still it's only around 900-1000 euro monthly. Sucks. I'm thinking to move to Swiss. Been living there for around a year earning 3300 netto, paying 750 for room and 700 for food. I was able to save few hundred euros more. Hence I often ate some cheap pizzas for frank just to save
Qué gusto me da ver esta clase de vídeos!! En mi país, España, hablar de finanzas a veces incluso está mal visto. Buen vídeo!
Muchísimas gracias Miguel! 😊
Very very informative video, I appreciate your great work, especially you are very sweet couple...I don't miss your any video...I think you are my friends 💖💓
Hey there, thanks for this very cute comment! We are very happy that you are liking our work! Have a wonderful Sunday 👍
@@claudiaandjan you are welcome dear friend, I think, we should be friends in real life ❣️!
@@shrafatali4506 creepy guy
Really nice video! Thank you for sharing it.
Thank you too! We are always happy to provide valuable content for our viewers! We hope that you are having a great weekend!
i’m traveling to switzerland for an 3 month internship and these videos are so fun to watch, keep it up jan and claudia! 🫶🏻🫶🏻
Hi!! Thanks a lot for your comment and support. We wish you the best of luck in your internship ⭐️
I'm in France, Strasbourg and I am able to save 40% (1000€) of my salary which is 2466€ per month not included bonuses. However, I work roughly 54 hours a week
That's a lot of work man.. 2466 sounds not much?
Hey! I'm also from Strasbourg but I now live in Asia. I left France because the salaries were pretty low. Have you thought about working somewhere else?
funny how everyone who's saving is just saving for a trip or some short term goal...None of them mention anything about investing, which is where all your saved money should actually go if you don't want it to lose value and want to grow your net worth
maybe they consider the investments as an 'expense' and not as savings
@@letsliveallday4259 well that doesn’t really make a whole lot of sense.. Investing *is* saving. Putting your money on some savings account is the most stupid thing you could ever do, the APY is what, like max 3-5% if you get an incredible deal. Inflation is always going to beat you if you put your money there.
Hi Mario. Thanks a lot for your comment! 😊
@@claudiaandjan thank you guys for the great content! Really helps to get to know Zurich since I’ll be moving there within a year or so!
The best comment I've seen so far, I thought exactly the same actually. Me personally I put all my available money which I earn here in Switzerland into several investments.
Another great video. Thank you
Thanks so much for your support! We really appreciate it ✨🍀
Great video as always! ❤
Thank you very much!! Kind regards 😊
Good video! I hope to see you here in the streets of Zurich!
Thanks, hope to see you too for an interview 🙌🥸😃
THIS is the reality of Switzerland 🇨🇭 2000 CHF per month in savings is the top and that’s for top earners of the middle class.
Living close to Olten. Upper middle class and saving 4500 CHF per month. Doing something wrong with my life as it seems.
@@dfi9022could you share your cost of living (per person) please ?
@@dfi9022sure, haha.If you live with your parents on the farm.
@@tomaswilliams2010 nah, have my own 80 m2 apartment. I work almost a 9-9-6 per week, so maybe the lack of my private life explains the savings. But still have a colleague working for ABB living close to Baden and he saves up to 4000 CHF per month. Also living alone.
@@dfi9022 good for you.
Good answers to those good questions!😊
Thank you very much!!! 🧡
One thing that maybe made a difference here is how people saved their money. So, you have the obligatory 1 pillar in your taxes to save for retirement. Then, with your company if you are employed, you have the second pillar. Then, with the third pillar (3a), you can save up to a certain amount as an employee or I think about 36k / year as self-employed. These are all tax-free savings. So, I'm not sure if when you asked people if they were stating on top of these savings or including these savings. I think the ones who said a lot perhaps were including the 2nd and 3rd pillars.
Interesting survey, although it would be even more interesting if you could not only approach young people, but also older ones.
Hello, thanks for your comment. We also think some older people would be nice to interview. However older than 40 years old almost never want to be interviewed 👍 We asked way more people than you may think 🥲
That’s so interesting! I sadly think the last lady (finance) might be underpaid. Far too little saving for the industry and years of experience!
Thanks so much for your comment! We are happy that you find it interesting 🤩🤗🍀
Most of the interviewees probably dont have children, she might, then its totally different
Hi Claudia and Jan, I have fallen in love with this channel. A lot of interesting insights and love the way how the video is engaging. I would really appreciate it if you could interview a few immigrants who have relocated to Zurich from the non-EU say Asia along with the process. Did they perhaps have to move first to another EU country, work for many years and become a citizen of that country and then move to Switzerland or were they able to directly relocate to Swiss for work from Asia? Thank you!!!!😄
"Hi Kirthisai! I noticed you're from India, and I have similar aspirations regarding Switzerland. I'm considering pursuing a master's degree there and was wondering if you could share any insights on the job market, especially for non-EU citizens like us. How easy or difficult is it to find work post-graduation? Also, could you shed some light on the living expenses and how much one can potentially save? Your advice would be really helpful!"
Very interesting.
Good job! 👏
Thank you! 😃 We are thankful for your support!
If you have any suggestions on potential questions we could ask just let’s us know in a comment 💯
@@claudiaandjan Perhaps a video on the work-life balance and how many use English as a preferred language at work for different occupations.
Hello, thanks for your comment. We are taking note 👍
Full support 🙌❤️
Thanks so much we appreciate your support very much! 🍀✨
You should do the same video but with people that have kids. I guess the answers will be very different 😅
I was just thinking about that!!! Hahahaa we are living in Amsterdam and the daycare is sooo insanely expensive that all the saving nearly goes into that 🤣 was just so looking forward to my son starting public school in a year and instead am due with the daughter few days from now haha
Thanks a lot for your comment. We take note of your suggestion 😊
Great video!!
Thank you very much. Happy you found it valuable 😊
It would be nice that you asked them which job they had so we can figure what they do and how much they save per month considering their job :)
Thanks a lot for your comment. We take note of your suggestion 😊
With such insanely high numbers, an interesting question would have been what do they do with those savings.
However, unlike other videos of this kind, I have trouble believing that all those young people picked randomly on the street have salaries that in any other western country only a highly specialized professional with 20 years of experience would have.
This is Switzerland though, the median salary in Zurich is around $100K USD and average about $115K USD.
Honestly as a swiss guy from zürich i‘m kinda surprised how less they save 😅 maybe i‘m just too stingy
Thanks a lot for your comment and insights into your personal opinion 😃✨
6:40 The web developer saves 800 Fr., 10% of his netto salary.
So he spends 7200 Fr./month out of 8000 ?!!!! In WHAT ???? 😲😳😱😵💫
Haha interesting. We don’t know!!
Yes true that is why this video is so interesting, because you get insights into the salary indirectly.
Cocaine
hi, I want to know how much time they spend on the way to work. Do you think it is a good question ❓
Hello, thanks a lot for your suggestion. We are taking note 🚀 Have a great week!
Nice video!
Thanks a lot for your comment and support! 😊
I love your videos ❤
Thanks so much. We are very happy to read this! 🥰
I find it very strange. The salaries are so much above the basic costs that a young person can confortably save 2500 - 5000 CHF per month before children come.
Hello thanks so much for sharing your thoughts and opinion 🙂🙌 Have a wonderful day!
5000 per month? 😮how much they should earn than netto prt month? I know that it jobs are well paid but if you work for example in a shop,hotel,supermarket?
What are the costs of children in Switzerland?
great video!
Thank you very much!! 😊
I like your video, hope someday i can go to there
We are very happy to hear that and wish you best of luck!
Hola/Hallo Claudia and Jan!
Thanks for your video, I wonder how difficult is to find unqualified jobs in Zurich speaking English and not German. I am in the process to get a tech job but my girlfriend is a Nutritionist and probably would have to take a unqualified job.
Wow they can really save a lot.
Hey there thanks so much for sharing your opinion! Have a lovely week 🎈
I save 3 millions wons per month, so about 2000CHF per month as well. I still feel that I'm not doing enough. We don't know what social security will be in the future.
Hey there thanks a lot for your comment! We are very happy to hear that you are doing fine! Have a great week ☀️
Well, people saving that money because first they probably sharing accommodation, eating meat rare and plus have good positions. From you guys a bit no fair that you didnt interview any average person, who work retail, hospitality or something, but only IT or finance guys.
Hey there thanks a lot for your comment! We did not do that on purpose. As you may know we ask around 20 times more people than then people you are seeing in this video. But most of them do not want to be interviewed. So we need to work with the people, that are willing to be interviewed and we are very grateful. Have a great week ☀️🤗
Hey! Nice video, may I ask what do you guys do in Switzerland? We're also an international couple and looking for a place to live together. Or if you don't mind sharing the story of how you ended up in Zuric. Thanks a lot !
Well done, most can save
One pattern, which i noticed, the people originally from Switzerland, zurich are not tend to save rather believe in spending as much as they earn.
Thanks for sharing your insights! Why do you think is that?
it means their parents have property. It's the same everywhere else in the world. Only people who have to focus on saving are those who are first generation middle class in their bloodline.
2nd generation onwards have a healthy bank account. You work for passion/interest & spending money.
ask them what they save and what they do with that money! Invest? funds? stock market?
Thanks for your money, maybe a good idea for a future video 👍
Hello guys ! I must say i save money 100% of my salary because i stay at my employers place .so everything are free 🙏😘
Hello thanks for your comment! We are glad to hear that 🎈✨👍
“Very interesting”, Jan 😉
I have a question guys: this has probably nothing to do with the topic. I'd like to produce some kinda similar video format and I was wondering if you have to ask a special permit to municipality for interviewing people in street? thanks in advance a lot for your response
Please make a video rated to the language barrier for English speakers
Thanks we are taking note 📝 What question would that be then?
@@claudiaandjan issues like , is there any language barrier for the person who only speaks English….and doesn’t understand native languages.. and is it hard to get rented houses for foreigners…
Hey guys, can you do a video on students want to come to zurich to study and their job experience:)
Hey there, can you elaborate a bit more. I do not quite understand 🙂
@@claudiaandjan is switzerland good for international students? and what to expect, that would be great
Hey Claudia and Jan. Thanks for your videos. I am in Germany and would like to know about English medium schools in swiss. How much is the average fees for a child in English medium school ?
Sir make a video on people's earnings in zurich
Hello, thanks for your comment. You are able to identify the earnings of people in Zurich through this video. 🙌 However we can try to make another video specifically on the earnings, as we have done already in the past one time. Have a great weekend!
I can save 3400 CHF per month, my net salary is ~5900 CHF
Thanks a lot for sharing this information 🎈🙌
How is that possible? Do you share the rent? Otherwise only the rent is around 2000 chf
Do you live in a shared appartment?
@@Micha-bp5om my rent is 1450 CHF for a (not so nice) 2 bedroom apartment in a small town with ~30k citizens
@@D0d0Dada yes, in a small city it is possible. I only found jobs in Zürich and there it is almost impossible to find a one bedroom apartment under 2000chf.
everyone saying more then 1000 are in a single-household without kids.
Hey there, thanks so much so sharing your thoughts!
People save 40% of the salary a month and they say they dont try to save... someone here is lying a lot :D
Hello thanks a lot for your comment! 👍🙌🎈
Lying hard af
Its funny that compulsive buying became so normalized that people cannot conceive of any other way of living. I always saved 60%+ of my salary without trying, I only buy what I really need and most things are not worthy to occupy a space in my life. Some people are just simple and they like a simple life.
I really struggle to imagine where people spend all their money, never understood where it goes
@@andreasdelaware Its not that. They rent. I own my apartment and i dont pay anything for it except the tax so i can save 60+ as well. But i rented almost all my life and had amazing jobs. No... if you rent and want to have somewhat normal life saving 40% is not a thing.. hell 60% is a pipe dream especially as a Swiss.
I rent as well (DK), I just never upgraded my lifestyle. I am an exception but 40% is perfectly feasible in a developed country@@lorenzovonmatterhorn7402
What's the average price for a kilogram of potatoes in Zürich?
7 Swiss Francs, but there's slot of village farms selling cheeper than supermarket
👌👌👌👍👍
Hey there, thanks so much for your comment! Have a wonderful weekend! :-)
It's hard to ask in public comment area but do they have period leave in switzerland?
What do you mean by period leave?
Answering as a Swiss person.
Taking a break: yes. Can be arranged w/manager.
Holidays: yes. 4 to 6 six weeks. Depends on company. Mostly 5 weeks.
@@Sgturningpoint Yes . For example spain has period leaves every month i m not sure how many days
Hi guys, try to ask families if they save any money when their kids are going to childcare.
Hey there, thanks for your comment. We are taking note. Have a wonderful weekend!
they save more than people make a month
Hello, thanks for your comment
"anti save" hahaha - First time I've heard that term
We too!! 😂
I think it's just better to ask either how much they save in franks or how much %. Both of these questions together look a bit too much :D
Hello, we thought it would interesting to ask both in a single video. We are taking note for a future video 👍
House rent is very high half is going on rent
In US try to stay around 60% in savings
Hey there thanks for sharing. That is very interesting. Are your referring to Nettie salary also?
You pay less taxes if you have debt.. Saving is for children.
Hello thanks a lot for your comment. We wish you a great week!
Hola claudiaa!!! Necesito hablar contigo porfavoorrr necesito ir a trabajar a suiza y no se como…
Guys great Video. I am wondering something. Since 1 year i do not work due to on some family issues. My background is I have worked in finance East Europe for 8 years last 2 years i was working in Westen Europe ( Luxemburg) i did master finance plus international business I do speak 5 languages. I do speak German B2 and French A2. Now i am looking for a job in Swiss. If i get a chance to work what i see as range about 70 or 80 K as Accountant role close to Zurich. Do you think that it is good chance to start work there. I am one person age is 38. Can I face to face racism or some difficulty by working in Swiss ? Thank you.
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Thanks a lot for your comment 💯🎉
How much do you save Claudia & Jan:)
In Spanish, Zurich sounds like Sureek.
😂
What is that guy doing with 7200 buck's per month 😅
Thanks a lot for you comment!
Asking how much do you save and then how much percentage is that is basically you ask to expose their salary.
And only the Italian guy who works in IT understood that 😂
Hey thanks a lot for the answer 🤗👍 Yes you are right it is almost the same. 😃 Have a great day!
@@claudiaandjan Constructive criticism: You guys basically copy and paste identical answers to everyone. This is a lack of respect to the viewer .Unfollowing you and not coming back
I’m sure you’ll type here: “Hey thanks a lot for the answer 🥰👍🏻 Have a great day”
@@raf_bwhahahahha true
🎉😊
❤️✨🍀
Can someone say what a junior barista salary is?
Still together?
I was thinking about moving there from Holland, after this video, it makes me quite content with my life in Holland
Why?
can i get a job as junior dev in Swiss if i speak only english?
Hey there normally they expect some experience 😃 Also often German is required, but for many tech jobs it is not required. Remember you are competing for job positions against a lot of people so you need to have some special skill to make yourself different, especially when you are not from EU. Best of luck ☀️🎈
Looks like the Swiss save less, and try to enjoy life more
Hey there thanks so much for sharing your point of view 🙌
because theyre asking for savings after net. But that means they already took out pension & insurance costs.
Zurich very expensive !
Good salaries but not a lot of savings…
Hello thanks a lot for your comment ✨ Wishing you a great day!
Interesting, Swiss people doesnt save. And immigrants do have more apprecitaion to have a cushion.
Hey there, thanks so much for sharing your comment 😃👍
How is it for you?
talk reality, we are not from the moon, where in Europe you can save 2000? And all of your street folks highly educated by what they are saying, somebody more normal? are everybody there working phds?
Switzerland has one of the highest % of higher education
What to do with the saved money?!
Up to you 😊
It really depends most people save up for a deposit so they can take out a mortgage and get on the property ladder. Other reasons could be for starting a family, funding retirement, going on vacations, having a rainy day fund etc
@@friendlyeuropean
do you think that someone can save up for a house?
@@علي-ش7ث8ب they could save for a deposit which is usually 20% of property value (from what my Swiss friends have told me) for example if you wanted to buy an 800,000 CHF apartment then be ready to have 160,000 saved up which over 5/10 years is definitely doable.
its always‘s about money… so boring… talk about quality of life.
Thank you for your comment!! We take note of your suggestion 😊
damn yo throw little money on them and they are willin to slave they life
Hello thanks a lot for sharing your thoughts 🙂